Homes for Sale near Calvary Christian

• 

  

  

  /19

  $595,000

  • 2 Beds
  • 1 Bath
  • 1,071 Sq Ft

  1510 19th St, Sacramento, CA 95811

  This is a charming 2 Bedroom 1 Bath home that immediately greets you with old world charm. The hardwood flooring, new stainless appliances and lighting provide a warm and inviting ambience throughout the home. The interior features a nice open floor plan with raised ceilings, crown molding and built in storage which is always nice to have. A bonus of this opportunity is the unfinished basement

  James Quessenberry Northwind Commercial Inc

  

  1510 19th St, Sacramento, CA 95811
• 

  

  

  /24

  $296,000

  • 2 Beds
  • 1.5 Baths
  • 1,116 Sq Ft

  7570 Burgoyne Ln, Sacramento, CA 95823

  Sophisticated and stylish, this beautifully updated 2-bedroom, 1.5-bath condo in the Villa Towne Homes community offers the perfect blend of comfort and convenience. Enjoy an open-concept kitchen and dining area, in-unit laundry, and effortless living with low-maintenance design. Residents have access to a private clubhouse and a sparkling pool - ideal for relaxing or entertaining. Perfectly

  Sharon Robinson HomeSmart ICARE Realty

  

  7570 Burgoyne Ln, Sacramento, CA 95823
• 

  

  

  /11

  $495,000

  • 4 Beds
  • 2 Baths
  • 1,555 Sq Ft

  7021 Fruitridge Rd, Sacramento, CA 95820

  Solid Income-Producing Duplex with Long-Term Tenant and Charming Features. Investor's dream! This well-maintained duplex offers reliable income with a long-term tenant already in place. Featuring copper plumbing throughout, this property is a low-maintenance, high-return opportunity. One unit boasts beautiful hardwood floors, an updated bathroom, and a charming 1950s-style kitchen that

  Jessica Cool Giannini Realty

  

  7021 Fruitridge Rd, Sacramento, CA 95820
• 

  

  

  /38

  $445,000 Open Sat 12PM - 3PM

  • 3 Beds
  • 2.5 Baths
  • 1,616 Sq Ft

  7839 Brizio Walk, Sacramento, CA 95823

  Welcome to 7839 Brizio Walk in Villa Terrassaan inviting, well-maintained home that blends comfort, convenience, and community in one of Sacramento's most vibrant and accessible neighborhoods. Inside, you'll find upgraded flooring, rich kitchen cabinetry, black appliances, and smart home features including solar and a security system for peace of mind. The bright, open layout is thoughtfully

  Craig Buntin Coldwell Banker Realty

  

  7839 Brizio Walk, Sacramento, CA 95823
• 

  

  

  /38

  $129,900

  • 2 Beds
  • 2 Baths
  • 1,279 Sq Ft

  6300 Election Ln Unit 118, Sacramento, CA 95828

  Welcome to your new home in an all-age community park located in the heart of Sacramento's 95828 zip code! This well-cared-for mobile home offers comfortable living with a blend of privacy, convenience, and community amenities perfect for families, retirees, or first-time buyers looking for an affordable Sacramento lifestyle. Situated on a private corner lot, the home offers a spacious layout

  Liana Chac Portfolio Real Estate

  

  6300 Election Ln Unit 118, Sacramento, CA 95828
• 

  

  /11

  $595,000 Open Sat 1PM - 4PM

  • 2 Beds
  • 1 Bath
  • 1,633 Sq Ft

  4760 Del Rio Rd, Sacramento, CA 95822

  Welcome to this charming single story home located in the desirable South Land Park neighborhood. This well-maintained open concept layout home features two spacious bedrooms, and a full bathroom conveniently located in the hallway. Inside, you'll also find original oak hardwood flooring, a cozy wood-burning fireplace, and tons of natural light due to overhead sky lighting. The kitchen is

  Heather Fogle Jbd Waite Corporation

  4760 Del Rio Rd, Sacramento, CA 95822
• 

  

  /40

  $1,300,000

  • 4 Beds
  • 3 Baths
  • 2,893 Sq Ft

  1025 Piedmont Dr, Sacramento, CA 95822

  Welcome to Perfect Piedmont, your own private oasis! This stunning 4-5bd, 3ba residence spans 2,893sf w/ detached 1bd, 1ba guest house totaling over 3,500sf of living space, ideal for guests, in-laws, or even rental income. It provides privacy and comfort, making this property even more versatile, and is thoughtfully designed for both comfort and entertaining. With two spacious living rooms, wet

  Mari Parisi Fathom Realty Group, Inc.

  

  1025 Piedmont Dr, Sacramento, CA 95822
• 

  

  /21

  $360,000

  • 2 Beds
  • 2 Baths
  • 1,285 Sq Ft

  7660 Sundrift Ln, Sacramento, CA 95828

  The retirement home you've been waiting for. Vacant and move in ready condition.Updated kitchen with granite counters. Master bathroom has double vanity with updated shower. Large walk in closet in master bathroom. Enjoy your private patio shaded with Orange, Kumquat and JuJube trees.

  Loren Brooks Loren Leslie Brooks

  

  7660 Sundrift Ln, Sacramento, CA 95828
• 

  

  /13

  $370,000

  • 3 Beds
  • 2 Baths
  • 992 Sq Ft

  8653 Danridge Dr, Sacramento, CA 95828

  Don't miss this adorable and well-maintained 3-bedroom, 2-bath halfplex! Whether you're a first-time homebuyer or an investor looking for a great rental income opportunity, this home is a fantastic find. Located near schools, parks, and shopping centers, it offers both convenience and comfort.

  Chrystyne Vo Quantam Property Inc.

  

  8653 Danridge Dr, Sacramento, CA 95828
• 

  

  /56

  $825,000

  • 3 Beds
  • 3.5 Baths
  • 1,955 Sq Ft

  1815 T St, Sacramento, CA 95811

  Welcome to 1815 T Street, a modern gem nestled in Midtown Sacramento. This stunning home boasts 3 bedrooms and 3.5 bathrooms, 1,955 sq ft, with a convenient bedroom and full bath on the lower level. The chef's kitchen features sleek quartz counters, stainless steel appliances, and a central island perfect for gathering. Enjoy meals in the dining area that opens onto a balcony, ideal for savoring

  Michael Ownbey Compass

  

  1815 T St, Sacramento, CA 95811
• 

  

  /36

  $719,000

  • 2 Beds
  • 2 Baths
  • 1,372 Sq Ft

  1412 V St, Sacramento, CA 95818

  Property can be used as a 3 bedroom 2 bath. It can also be used as Two: 1 bed with 1 bath units. Property has been totally remodeled with Sacramento city permits and inspection in 2019. Remodel included new roof, new plumbing, new HVAC, new tankless water heater, new electrical wiring and 220-amp service. New water and sewer line installed. Small 99 Sf hobby studio in the rear yard. Property is

  Simon Mills Mills Realty

  

  1412 V St, Sacramento, CA 95818
• 

  

  /40

  $495,000

  • 2 Beds
  • 2.5 Baths
  • 1,261 Sq Ft

  2643 Cleat Ln Unit 34B, Sacramento, CA 95818

  Discover this sleek, move-in-ready condo nestled in the lively Upper Land Park area of Sacramento. Built in 2016, this 2-bedroom, 2.5-bath residence spans over 1,250 square feet of well-planned living space. Inside, you'll find upgraded flooring and an airy, light-filled design. The contemporary kitchen boasts a spacious island, elegant quartz counters, rich cabinetry, and stainless steel

  Mary Pizzimenti PHA Realty

  

  2643 Cleat Ln Unit 34B, Sacramento, CA 95818
• 

  

  /3

  $424,500

  • 4 Beds
  • 2 Baths
  • 1,550 Sq Ft

  7417 Lidia Ct, Sacramento, CA 95828

  4 bd and 2ba home 1587sf built in 1992, separate living room and family room. The property needs some updates/repairs, dry rot siding, and possibly needs a new roof.

  Tracy Tran JTN Real Estate Inc.

  

  7417 Lidia Ct, Sacramento, CA 95828
• 

  

  /43

  $699,900

  • 4 Beds
  • 3 Baths
  • 2,504 Sq Ft

  820 Lake Front Dr, Sacramento, CA 95831

  Wonderful, large halfplex in best pocket area location! Large open floorplan. Downstairs master option or huge upstairs master with sitting area. Light and airy. Updated paint, carpet, and appliances. OversiZed garage with new door. Lovely patio area. Large eat in kitchen plus formal dining

  Annette Black Windermere Signature Properties Downtown

  

  820 Lake Front Dr, Sacramento, CA 95831
• 

  

  /28

  $299,999

  • 2 Beds
  • 1 Bath
  • 997 Sq Ft

  8372 Carlin Ave, Sacramento, CA 95823

  Opportunity Knocks! Welcome to 8372 Carlin Ave, a charming 2-bedroom, 1-bath home with 997 sq ft of living space on a spacious .30-acre lot in the heart of Sacramento. Located in the highly sought-after Elk Grove School District and just minutes from Valley High School, downtown Sacramento, and shopping, this property offers incredible potential for the savvy buyer or investor. This home is

  John Ruiz HomeSmart ICARE Realty

  

  8372 Carlin Ave, Sacramento, CA 95823
• 

  

  /70

  $1,150,000

  • 3 Beds
  • 2 Baths
  • 2,322 Sq Ft

  1045 35th St, Sacramento, CA 95816

  Welcome to 1045 35th St, a beautifully upgraded home nestled in one of Sacramento's most desirable neighborhoods. This timeless property features 3 spacious bedrooms, 2 updated bathrooms, and a bright, open living space filled with natural light. The remodeled kitchen boasts quartz countertops, stainless steel appliances, and updated cabinetryperfect for cooking and entertaining. Step outside to

  Jason Habeeb GUIDE Real Estate

  

  1045 35th St, Sacramento, CA 95816
• 

  

  /82

  $950,000

  • 4 Beds
  • 2 Baths
  • 1,658 Sq Ft

  5370 Moddison Ave, Sacramento, CA 95819

  Beautifully remodeled and move-in ready, this 2-unit duplex is an excellent opportunity located just minutes from Sac State and walking distance to the American River, parks, trails, and the charm of River Park in East Sacramento. Whether you're looking to live in one unit and rent the other, or lease both for solid passive income, this property offers flexibility and value in a prime location.

  Igor Musiyets Realty ONE Group Complete

  

  5370 Moddison Ave, Sacramento, CA 95819
• 

  

  /35

  $399,900

  • 2 Beds
  • 2 Baths
  • 989 Sq Ft

  2529 Encinal Ave, Sacramento, CA 95822

  Welcome to 2529 Encinal Avenue, a beautifully renovated, cozy, and turnkey 2 bedroom, 2 bathroom home in the Brentwood neighborhood that boasts modern charm and comfort! Step in and find stylish upgrades and thoughtful improvements throughout the home. Discover a designer-inspired kitchen with freshly painted cabinets, quartz countertops, sleek backsplash, and all-new stainless steel appliances.

  Kevin Chou Portfolio Real Estate

  

  2529 Encinal Ave, Sacramento, CA 95822
• 

  

  /18

  $439,000

  • 3 Beds
  • 2 Baths
  • 1,131 Sq Ft

  7719 Golden Way W, Sacramento, CA 95824

  Welcome to **7719 Golden West Way**, a beautifully refreshed 3-bedroom, 2-bathroom home situated on a spacious 6,425 sq ft corner lot in a peaceful Sacramento neighborhood. This 1,131 sq ft single-family residence, built in 1991, blends modern finishes with classic charm. Inside, you'll find a bright, open layout featuring a cozy brick fireplace, a functional kitchen complete with a breakfast

  Andrew Watson Wedgewood Homes Realty

  

  7719 Golden Way W, Sacramento, CA 95824
• 

  

  /26

  $165,000

  • 3 Beds
  • 2 Baths
  • 1,560 Sq Ft

  7855 Cottonwood Ln, Sacramento, CA 95828

  Welcome to this spacious and well-maintained 1980 manufactured home offering over 1,500 sq. ft. of comfortable living space. This 3-bedroom, 2-bathroom home features an open floor plan with laminate flooring throughout, dual-pane windows, and textured walls that add a modern touch. Enjoy year-round comfort with a central heat and air system that is approximately 3-4 years old. The roof was

  Kent Hanson Hanson, Kent Andrew

  7855 Cottonwood Ln, Sacramento, CA 95828
• 

  

  /29

  $649,999

  • 4 Beds
  • 2.5 Baths
  • 2,185 Sq Ft

  1332 Valley Brook Ave, Sacramento, CA 95831

  Check out this newly updated home with a pool in the beautiful neighborhood of Z'berg Park! This property boasts 4 bedrooms, 3 Bathrooms, over 2100 sq. ft., and a kitchen that opens up into the living and dining room. Relax by the pool under the expansive covered patio. The patio flows right off the kitchen, perfect for easy indoor-outdoor living and entertaining. There's a generously sized

  Scott G Scov Scoville Hardin Realty & Property Management

  

  1332 Valley Brook Ave, Sacramento, CA 95831
• 

  

  /37

  $450,000

  • 3 Beds
  • 2.5 Baths
  • 1,271 Sq Ft

  6124 Pomegranate Ave, Sacramento, CA 95823

  Beautiful 3 Bedroom 2.5 Bath house. This house has been neatly remodeled with new vinyl flooring, new inside and outside paint. Kitchen comes with new all wood cabinets with quartz counter and tile backsplash. Both front and back yard has been updated and will be low maintenance. this home has open floor plan with tile flooring in the kitchen and bathroom. The covered patio provides beautiful

  Rajesh Sharma Elk Realty & Investments

  

  6124 Pomegranate Ave, Sacramento, CA 95823
• 

  

  /58

  $350,000

  • 2 Beds
  • 2 Baths
  • 1,285 Sq Ft

  7664 Sundrift Ln, Sacramento, CA 95828

  Beautiful and move-in ready, this home is nestled in the desirable Suncountry 55+ gated community, with tree-lined streets and resort-style amenities. Residents enjoy access to two clubhouses, sparkling pools, sports courts, BBQ areas, walking trails, and a low-maintenance lifestylethanks to an HOA that takes care of the home's exterior, roof, and front yard. The spacious kitchen is a chef's

  Susan Benton Coldwell Banker Realty

  

  7664 Sundrift Ln, Sacramento, CA 95828
• 

  

  /25

  $550,000

  • 4 Beds
  • 2 Baths
  • 1,946 Sq Ft

  7604 Loucreta Dr, Sacramento, CA 95828

  DUPLEX, each unit features 2 bedrooms,1 bathroom, 973sq/ft of living space with an attached 1-car garage. One side vacant ready for you to move or lease. Excellent turn-key income property and/or great opportunity for owner occupant looking to build a portfolio. This property offers easy access to schools, shopping, freeways, and public transportation.

  Irina Siniy Irina Siniy, Broker

  

  7604 Loucreta Dr, Sacramento, CA 95828
• 

  

  /40

  $710,000

  • 3 Beds
  • 1 Bath
  • 1,336 Sq Ft

  5305 Callister Ave, Sacramento, CA 95819

  Welcome to 5305 Callister Avenue, a beautifully renovated home located in the heart of River Park. Situated on an oversized .19 -acre lot, this home offers the perfect blend of charm, space, and location. The large backyard offers multiple possibilities including adding an ADU, building an addition, or create a personalized outdoor living space. Inside discover a stunning transformationa major

  Chris McGann Blue Waters Mortgage and Real Estate Group

  

  5305 Callister Ave, Sacramento, CA 95819
• 

  

  /49

  $424,900

  • 3 Beds
  • 2 Baths
  • 1,162 Sq Ft

  28 Lochmoor Cir, Sacramento, CA 95823

  Beautifully updated 3-bedroom, 2-bath home nestled in a quiet neighborhood. This move-in ready home features a Brand-New Roof, a newer HVAC system (installed in 2021), and a bright, open layout filled with natural light. UPGRADED kitchen with gorgeous granite countertop, new designer cabinets, laminated wood floor. Step outside to a spacious backyard perfect for entertaining with an uncovered

  Lin Huynh eXp Realty of California Inc.

  

  28 Lochmoor Cir, Sacramento, CA 95823
• 

  

  /29

  $725,000

  • 3 Beds
  • 2 Baths
  • 1,120 Sq Ft

  2766 San Luis Ct, Sacramento, CA 95818

  Welcome to your beautifully remodeled home in the heart of Land Park! This stunning 3-bedroom, 2-bath residence blends classic charm with modern upgrades, offering an ideal combination of style, comfort, and function. Step inside to discover a bright, open-concept layout with refinished hardwood floors, designer finishes, and a fully renovated kitchen featuring stone countertops, custom

  Amanda Watson LPT Realty, Inc

  

  2766 San Luis Ct, Sacramento, CA 95818
• 

  

  /21

  $130,000

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  152 Cooper Ave, Sacramento, CA 95823

  Spacious 3-bedroom, 2-bath triple-wide manufactured home located in the highly desirable Southwinds Mobile Estates in Sacramento. This fixer-upper offers an excellent opportunity to personalize and make it your own. The home features a large kitchen, expansive living areas, and a generously sized primary bedroom with an en-suite bath and walk-in closet. Enjoy two-car covered parking, a private

  Sisley Cervantez Future Real Estate Enterprise

  152 Cooper Ave, Sacramento, CA 95823
• 

  

  /30

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,448 Sq Ft

  8467 Country Greens Ct Unit C, Sacramento, CA 95828

  This single-family home tucked in a quiet cul-de-sac in the desirable Elk Grove School District is conveniently located near shopping amenities and offers easy access to the freeway. Boasting 3 beds, 2 bathrooms, walk-in closets, and new carpet in the bedrooms and living rooms, newly painted. This property also features a spacious lot with boat or trailer space. Plenty of natural light and a

  Jason Tam eXp Realty of California, Inc

  8467 Country Greens Ct Unit C, Sacramento, CA 95828
• 

  

  /28

  $365,000

  • 3 Beds
  • 1 Bath
  • 875 Sq Ft

  5900 Mendocino Blvd, Sacramento, CA 95824

  YOUR NEW HOME!!!!Charming 3 bedroom home on a corner lot with RV parking and an Incredible Value! Whether you're a first time buyer, downsizing or looking for a smart investment, this property checks all the boxes. Welcoming layout, large yard on a corner lot with room for RV/Boat and all your toys. Easy access to schools, parks, shopping, freeways and more.

  Molly Sharp Brady eXp Realty of California Inc

  

  5900 Mendocino Blvd, Sacramento, CA 95824
• 

  

  /28

  $435,000

  • 5 Beds
  • 2 Baths
  • 1,661 Sq Ft

  4518 Lippi Pkwy, Sacramento, CA 95823

  Welcome to your ideal home in the heart of Parkway Estates! This 5-bedroom, 2-bathroom gem offers a spacious layout with multiple living areas, perfect for creating your ideal home or investment property. Nestled in the Sacramento Unified School District, this light fixer-upper is a blank canvas awaiting your personal touch. Conveniently located just minutes from major freeways, public transit,

  Paul Peletta GUIDE Real Estate

  

  4518 Lippi Pkwy, Sacramento, CA 95823
• 

  

  /9

  $725,000

  • 4 Beds
  • 2 Baths
  • 2,174 Sq Ft

  3849 3rd Ave, Sacramento, CA 95817

  Step beneath the dappled light of old sycamores and into a piece of Sacramento's architectural history. This stately 1920's brick duplex features two updated residences. Unit 1 was updated previous to current tenant. From the street, arched porches welcome you like a vintage postcard-each entrance offering privacy, and personality. Inside, original hardwood floors glow with age and grace, leading

  Roselle Weatherford Roselle Weather Real Estate

  

  3849 3rd Ave, Sacramento, CA 95817
• 

  

  /37

  $330,000

  • 3 Beds
  • 2.5 Baths
  • 1,323 Sq Ft

  4163 Brookfield Dr, Sacramento, CA 95823

  Beautiful 3 bedroom 2.5 bathroom. Townhouse style unit. Very well maintained. Shows pride of ownership. Spacious kitchen with plenty of cabinets. Granite countertops. Laminate floors. Inside laundry area. Band new Heating and cooling unit with a 10 year warranty. Small private yard that leads to the parking. 2 carport parking. It's a must see.

  Mohammed Jalal American Realty & Financial Group

  

  4163 Brookfield Dr, Sacramento, CA 95823
• 

  

  /64

  $699,000

  • 4 Beds
  • 3 Baths
  • 2,699 Sq Ft

  3081 Lassen St, West Sacramento, CA 95691

  Special finance incentives available. Welcome home to 3081 Lassen Street, a beautifully maintained 4-5 bedroom, 3-bathroom home in West Sacramento's highly desirable Linden South community. This spacious 2,699 sqft home features modern design and thoughtful details. The open-concept layout includes a stunning kitchen with granite counters, pantry cabinets, custom cabinets, stainless steel

  Jacob DaRosa KW Sac Metro

  

  3081 Lassen St, West Sacramento, CA 95691
• 

  

  /58

  $625,000

  • 2 Beds
  • 1 Bath
  • 1,396 Sq Ft

  5501 Camellia Ave, Sacramento, CA 95819

  Welcome to this 1950s gem nestled in the highly sought-after River Park neighborhood of Sacramento. Rich with charm, the living room features built-in shelving and a classic brick fireplace that creates a warm, welcoming ambiance. The kitchen offers generous counter space, ample cabinetry, and a pantry for added storage. Just off the dining room, an enclosed sunroom floods the space with natural

  Connie Van Keller Williams Realty

  

  5501 Camellia Ave, Sacramento, CA 95819
• 

  

  /22

  $429,000

  • 3 Beds
  • 2 Baths
  • 1,015 Sq Ft

  7665 Lytle St, Sacramento, CA 95832

  Move-in Ready & Fully Renovated! Perfect for first-time buyers, this 3 bed, 2 bath home features nearly all-new systems: roof, HVAC, water heater, electrical panel, plumbing fixtures, dual-pane windows & more. Enjoy luxury (LVP) flooring, quartz kitchen counters, marbled tile bathrooms, and stainless steel appliances. Open-concept layout with island gas range & hood. EV-ready 2-car garage with

  Denette Steele SacHomes Realty Group

  

  7665 Lytle St, Sacramento, CA 95832
• 

  

  /68

  $1,575,000

  • 4 Beds
  • 2.5 Baths
  • 2,102 Sq Ft

  1861 9th Ave, Sacramento, CA 95818

  Welcome to your stunning Tudor-style home in Sacramento's coveted Land Park neighborhood. This 4-bed, 2.5-bath residence offers 2,102 sq.ft of elegant living space blending timeless charm with modern updates. Soaring cathedral ceilings, hardwood floors, a grand staircase, and natural light create an inviting ambiance. The chef's kitchen features quartz countertops, a Bertazzoni gas range,

  Melanie Cortez-Franklin Redfin Corporation

  

  1861 9th Ave, Sacramento, CA 95818
• 

  

  /37

  $649,000

  • 4 Beds
  • 2.5 Baths
  • 2,075 Sq Ft

  1173 56th Ave, Sacramento, CA 95831

  Welcome to this beautiful single-story home in sought-after South Land Park. With great curb appeal, this home features a modern exterior accented by white paint, a sleek black roof, and classic brick detailing. A charming covered front porch welcomes you into this generously sized 4-bedroom, 2.5-bath home. Inside, you'll find an expansive layout that includes a large living room and a separate

  Robert Yost Prime Real Estate

  

  1173 56th Ave, Sacramento, CA 95831
• 

  

  /34

  $195,000

  • 3 Beds
  • 2 Baths
  • 1,306 Sq Ft

  7724 La Bandera Way, Sacramento, CA 95828

  This is a 3-bedroom, 2-bathroom mobile home with a spacious living room, dining area. Has a backyard close to the clubhouse. Master bedroom with a separate bath and shower with a carport should easily fit a couple of cars. Also mobile home has a new roof and has a new ramp. Mobile Park has a swimming pool to enjoy. Must see to appreciate.

  Rafael Borbon PMZ Real Estate

  

  7724 La Bandera Way, Sacramento, CA 95828
• 

  

  /9

  $499,000

  • 4 Beds
  • 2 Baths
  • 1,973 Sq Ft

  5836 Bosco Way, Sacramento, CA 95824

  Welcome to this well-maintained 4-bedroom + upstairs game room, 2-bathroom home with a versatile upstairs game room, offering nearly 2,000 sq ft of living space on a 5,667 sq ft lot. Built in 2006, this two-story residence features an open-concept layout, a spacious kitchen, central heating and air, dual-pane windows, and a 2-car attached garage. The interior boasts a mix of laminate, tile, and

  Ashley Adrias Real Broker

  

  5836 Bosco Way, Sacramento, CA 95824

Showing Results 201 - 240, Page 6 of 18