Saginaw, MI Homes for Sale under $200,000

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  /4

  $115,000

  • 3 Beds
  • 1 Bath
  • 1,329 Sq Ft

  2835 Kensington Dr, Saginaw, MI 48601

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 756-0228

  

  2835 Kensington Dr, Saginaw, MI 48601
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  /12

  $129,900

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  1020 Reed St, Saginaw, MI 48602

  Welcome to this charming and affordable opportunity nestled in the heart of Saginaw! This inviting single-family home at 1020 Reed Street features 3 bedrooms and 1 full bathroom, an updated kitchen with stainless steel appliances, and an open-concept layout across approximately 960 sq ft of living space. Built in 1924, this home offers vintage character with some modern flair. Call today for a

  

  Shelli Kelsey

  Kelsey Realty and Associates Inc

  (989) 404-9718

  

  1020 Reed St, Saginaw, MI 48602
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  /19

  $109,900

  • 3 Beds
  • 1 Bath
  • 1,015 Sq Ft

  3706 Olive St, Saginaw, MI 48601

  Great starter home or rental possibilities! Large fenced in yard in a quiet neighborhood. The home has original wood floorings throughout most of the home, an updated kitchen. The large generous yard is already fenced in plus there is plenty of space for an outbuilding, pool, trampoline or whatever else you need. One of the bedrooms was used as a laundry area but it can be converted back to a

  

  Linda Anderson

  Bay Area Real Estate

  (989) 310-7194

  3706 Olive St, Saginaw, MI 48601
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  /35

  $119,900

  • 3 Beds
  • 2 Baths
  • 1,674 Sq Ft

  16 Southlawn Ct, Saginaw, MI 48602

  **PLEASE READ IN FULL, IMPORTANT INFO AT THE END.** Nice home on a quiet court with no through traffic, offering privacy and a large fenced yard with a big back deck, outdoor fire pit, and storage shed. Inside, the home features 3 bedrooms and 2 full baths, plus a possible 4th bedroom in the basement with an egress window, closet, and its own full bath with walk-in shower. There are a number of

  

  Joshua Moore

  Berkshire Hathaway HomeServices

  (989) 565-2576

  

  16 Southlawn Ct, Saginaw, MI 48602
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  /6

  $125,000

  • 2 Beds
  • 1 Bath
  • 890 Sq Ft

  1906 Allegan St, Saginaw, MI 48602

  Charming and well-maintained 2-bedroom, 1-bath home offering comfort, character, and functionality! This inviting property features a spacious enclosed front porch filled with natural light—perfect for relaxing year-round. Inside, you’ll find a cozy layout with great flow and plenty of potential to make it your own. The home includes a full basement providing excellent storage or additional

  

  Amy Loomis

  Five Star Real Estate Davison

  (989) 418-4338

  

  1906 Allegan St, Saginaw, MI 48602
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  /54

  $149,000

  • 7 Beds
  • 3 Baths
  • 4,100 Sq Ft

  519 Millard St, Saginaw, MI 48607

  Full of history and timeless charm, the Dr. Freeman House is a stunning Victorian masterpiece located in the beautiful Cathedral District of Saginaw. Built in 1884, this impressive 4,100 square foot home offers 7 bedrooms, 3 bathrooms, and 3 fireplaces, hardwood floors, blending classic elegance with modern updates. Rich in character, the home showcases many original handcrafted details,

  Joe Karpuk RE/MAX New Image

  

  519 Millard St, Saginaw, MI 48607
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  /29

  $139,999

  • 4 Beds
  • 1.5 Baths
  • 1,396 Sq Ft

  3537 Adams Ave, Saginaw, MI 48602

  Welcome home to 3537 Adams Ave in Saginaw! This charming property is located in a quiet, established neighborhood with convenient access to schools, shopping, dining, and major roads. Inside, you’ll find a comfortable layout filled with natural light and flexible living spaces that work well for everyday living or entertaining guests. Outside, the generous yard offers plenty of room to relax,

  Matt Jarecki Mid-Mitten Realty

  

  3537 Adams Ave, Saginaw, MI 48602
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  /35

  $135,000

  • 3 Beds
  • 1.5 Baths
  • 1,200 Sq Ft

  3066 Schaefer St, Saginaw, MI 48604

  Discover comfort and convenience at this spacious ranch. A charming three-bedroom, two-bath home nestled in a peaceful neighborhood setting. This inviting property features a spacious kitchen with plenty of room for cooking, gathering, and everyday living. The generous primary bedroom offers a relaxing retreat, complete with its own full attached bath for added privacy and ease. Enjoy outdoor

  Katrinna Lougheed Red Fox Realty LLC

  

  3066 Schaefer St, Saginaw, MI 48604
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  /32

  $139,900 Open Sat 12PM - 1PM

  • 3 Beds
  • 1 Bath
  • 1,666 Sq Ft

  20 Congress "C" Ct, Saginaw, MI 48602

  Open house Saturday, 5/2/26, noon to 1pm. Welcome to this well-maintained all-brick home nestled in a peaceful neighborhood at 20 Congress Ct C in Saginaw. Offering over 1,600 square feet of living space—including a partially finished basement—this home provides plenty of room to spread out and enjoy. Featuring 3 bedrooms and 1 bathroom, with potential for a 4th bedroom in the basement, this home

  Howie Ebenhoeh REMAX Tri County

  

  20 Congress "C" Ct, Saginaw, MI 48602
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  /28

  $149,900

  • 5 Beds
  • 2 Baths
  • 1,880 Sq Ft

  129 N Mason St, Saginaw, MI 48602

  Calling all Investors. Home just got rented for $1300 a month for the whole next year !!! Step into timeless Elegance with this fully updated Historic Gem ! Offering Five bedrooms, two luxurious Full Baths, and a spacious two-car garage, this home is designed for modern living. The expansive privately fenced in yard is ideal for outdoor entertaining. Perfectly located just minutes from downtown

  Pearl Perez AAA McNamara Properties Inc

  

  129 N Mason St, Saginaw, MI 48602
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  /18

  $155,000

  • 5 Beds
  • 2 Baths
  • 1,664 Sq Ft

  2216 Allison St, Saginaw, MI 48601

  Spacious 5-bedroom, 2-bath home packed with character and storage! The kitchen features beautiful tall wood ceilings, and the layout offers two main-floor bedrooms plus three upstairs with convenient second-floor laundry. Out back you’ll find two adjoining pole barns with brand NEW roofs, cement floors, loft space, and attached sheds—perfect for hobbies, storage, or all your toys. Enjoy country

  Stephanie Filer Real Estate One Great Lakes Bay

  

  2216 Allison St, Saginaw, MI 48601
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  /29

  $131,900

  • 3 Beds
  • 1 Bath
  • 1,573 Sq Ft

  11 Roselawn Ct, Saginaw, MI 48602

  This feels like home!!! Welcome to this 3 bedroom ranch, 1 bath home on a quiet cul-de-sac. Spacious living room with all new carpeting and new laminate flooring in the kitchen and the bathroom. Partially finished basement, fenced backyard and 1.5 car garage. A must see! Schedule a showing today.

  Valerie Ellerman Berkshire Hathaway HomeServices

  

  11 Roselawn Ct, Saginaw, MI 48602
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  /50

  $139,000

  • 3 Beds
  • 3 Baths
  • 3,077 Sq Ft

  909 S Michigan Ave, Saginaw, MI 48602

  Experience the historic ambiance as you enter this stunning 4-bedroom residence. The unique front door makes a striking first impression. Meticulous craftsmanship is evident throughout. Beautiful hardwood floors span the entire main and upper levels. The main floor conveniently houses the laundry room. The upper level boasts four spacious bedrooms. Main level has available home office, or family

  Cathy Gutierrez Berkshire Hathaway HomeServices

  

  909 S Michigan Ave, Saginaw, MI 48602
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  /9

  $180,000

  • Land
  • 1.94 Acres
  • $92,784 per Acre

  916 N Niagara St, Saginaw, MI 48602

  Four parcels available along the Saginaw River, offering a unique riverfront development opportunity in the City of Saginaw. The combined site totals approximately 1.94 acres, including 300 feet of frontage on the Saginaw River. The property is zoned RMU (Riverfront Mixed-Use), Lot 15-0579-00000 (1.129 Acres with 300 feet on the Saginaw River) 15-0579-00100 (.623 Acres) Lot 15-0577-00000 (.125

  Paul Burback The Miller Group

  

  916 N Niagara St, Saginaw, MI 48602
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  /18

  $100,000

  • 2 Beds
  • 2 Baths
  • 969 Sq Ft

  1724 Newberry St, Saginaw, MI 48602

  Cute and well-maintained 2-bedroom, 2-bath home offering a functional layout and great flexibility! The main floor features a spacious kitchen, comfortable living room, bedroom, full bathroom and laundry area. Upstairs offers its own private retreat with a second bedroom, large closet space and full bathroom—ideal for added privacy or separate living space. A newer roof adds peace of mind, and

  Stephanie Filer Real Estate One Great Lakes Bay

  

  1724 Newberry St, Saginaw, MI 48602
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  /19

  $119,900

  • 3 Beds
  • 1 Bath
  • 964 Sq Ft

  905 Fleetwood Dr, Saginaw, MI 48604

  Nice Carrolton 3 bedroom ranch. Updated bathroom, new furnace, central air, and sump pump in 2020. New water heater in 2025. This home has a deck, fenced yard, large living room with wood floors, and eat-in kitchen. Don't miss this one!

  Mark Greskowiak Century 21 Signature Realty

  

  905 Fleetwood Dr, Saginaw, MI 48604
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  /11

  $165,000

  • 5 Beds
  • 4.5 Baths
  • 4,253 Sq Ft

  1237 Owen St, Saginaw, MI 48601

  Here's a unique opportunity to own a piece of history with this impressive Lumber Baron era home. Originally known as the Buck house and located in the heart of the Cathedral District, this 4253 sf Dutch Colonial boasts striking original architectural features and amazing potential for modern living in ample space and comfort. Features included in the main house are 5 bedrooms, a full bath, 3/4

  Drew Pursley Gateway Brokerage

  

  1237 Owen St, Saginaw, MI 48601
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  /12

  $117,000

  • 4 Beds
  • 1 Bath
  • 1,337 Sq Ft

  2129 N Clinton St, Saginaw, MI 48602

  Welcome home to this 4 bedroom home with a stainless steel kitchen, with a nice granite island great for entertaining. Home has plenty of storage with large closets, basement and a big storage shed. Fully fenced yard and move in ready. Call today!

  Carol Ann Eigsti Pinnacle Realty

  

  2129 N Clinton St, Saginaw, MI 48602
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  /29

  $118,900

  • 3 Beds
  • 1 Bath
  • 1,200 Sq Ft

  713 S Woodbridge St, Saginaw, MI 48602

  Back on market due to buyer financing—no fault of seller. Spacious and well-maintained 3-bedroom, 1-bath home featuring a great layout and plenty of room to grow. Outside you’ll find a large yard, ample parking, and a two-car detached garage. The basement offers additional space with the potential to finish a couple rooms and add even more value.

  MC Fortune Our Home & Co Real Estate

  

  713 S Woodbridge St, Saginaw, MI 48602
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  /33

  $105,000

  • 3 Beds
  • 2 Baths
  • 1,220 Sq Ft

  3316 Court St, Saginaw, MI 48602

  Cute Cape Cod on Court Street! From the moment you walk in, your eyes will be drawn to the beautiful hardwood floors and archways. This well maintained home has been in the same family for decades and is ready for its new chapter. The main level offers a formal dining room that is located just off the updated kitchen. The two bedrooms on the main level sit on either side of the full bathroom.

  Collette Smith Modern Realty

  

  3316 Court St, Saginaw, MI 48602
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  /45

  $125,000

  • 3 Beds
  • 1 Bath
  • 1,227 Sq Ft

  2433 N Clinton St, Saginaw, MI 48602

  Charming three bedroom ranch in the City of Saginaw. Home features a spacious kitchen with plenty of cabinet and counter space, along with a large dining area that flows into the main living space. All three bedrooms are located on the main floor and offer a practical layout. Lots of storage with several closets throughout the home and an attached garage. The basement has lots of potential to be

  Adam Sinclair Bay Valley Realty

  2433 N Clinton St, Saginaw, MI 48602
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  /24

  $124,900

  • 2 Beds
  • 2.5 Baths
  • 1,798 Sq Ft

  2911 Court St, Saginaw, MI 48602

  Unlock the potential with this well-maintained mixed-use property offering multiple income streams and flexible use options. The main level is perfectly suited for professional office space, salon use, or a variety of small business opportunities with great visibility and access.The second floor features a spacious 2 -bedroom apartment with its own private entrance—ideal for owner occupancy or

  Coty Lewis NextHome Greater Tri-cities

  

  2911 Court St, Saginaw, MI 48602
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  /26

  $109,900

  • 3 Beds
  • 2 Baths
  • 1,276 Sq Ft

  3403 Rust Ave, Saginaw, MI 48601

  Recently purchased and remodeled, this home offers refreshed interiors and updated finishes throughout. It features a functional layout with bright living spaces, an updated kitchen and baths, and improvements that make it move-in ready. A solid option for buyers looking for a home with recent updates already completed. BATVAI

  Madeline Unuvar Legends Management Group

  

  3403 Rust Ave, Saginaw, MI 48601
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  /30

  $175,000

  • 3 Beds
  • 1 Bath
  • 2,936 Sq Ft

  1200 Martha St, Saginaw, MI 48601

  Unique Live/Work Commercial Opportunity: This is a rare opportunity for an entrepreneur seeking the convenience of operating a business while living on-site. Zoned commercial, this versatile property offers outstanding potential for a wide range of business ventures. The main level features a fully operational kitchen ready for continued food service use, with all kitchen equipment, coolers, and

  Melissa Reed JPAR - Great Lakes Bay Region

  

  1200 Martha St, Saginaw, MI 48601
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  /33

  $120,000

  • 3 Beds
  • 1 Bath
  • 1,288 Sq Ft

  137 S Andre St, Saginaw, MI 48602

  Fully rebuilt from the studs, this 2008 home offers the feel of new construction without the price tag. Featuring an open layout with vaulted ceilings, tons of natural light, and a completely updated kitchen with island and modern finishes. Major systems, finishes, and appliances have all been replaced, giving buyers true move-in ready peace of mind. Bonus for first-time buyers, brand new kitchen

  Heather Kelsey-Zumbrunnen Full Circle Real Estate Group LLC

  

  137 S Andre St, Saginaw, MI 48602
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  /32

  $199,900

  • 4 Beds
  • 2.5 Baths
  • 1,400 Sq Ft

  2315 Kansas Ave, Saginaw, MI 48601

  Move right into this beautifully maintained 4-bedroom, 2 full-bath ranch in desirable Bridgeport Township! This home features hardwood floors throughout, creating a warm and timeless feel from the moment you step inside. The spacious primary suite includes a private full bath, while the second full bathroom was tastefully updated in 2021.Major updates provide peace of mind, including a newer

  Val Aranda Prime Real Estate & Associates

  

  2315 Kansas Ave, Saginaw, MI 48601
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  /26

  $119,199

  • 3 Beds
  • 1 Bath
  • 860 Sq Ft

  1515 Beech St, Saginaw, MI 48602

  Exciting remodel ready to welcome its new owners! You’ll be charmed from the moment you walk in. It all begins with the fabulous kitchen featuring brand-new cabinetry, a custom-tiled backsplash, and sleek stainless-steel appliances! This delightful 3-bedroom home is adorned with stunning new LVT flooring throughout, fresh drywall and paint, and sparkling new windows. The spacious full basement

  Alicia Manceau Century 21 Signature Realty Midland

  

  1515 Beech St, Saginaw, MI 48602
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  /27

  $104,900

  • 3 Beds
  • 1 Bath
  • 1,328 Sq Ft

  2226 State St, Saginaw, MI 48602

  Family-friendly home on a desirable corner city lot! This move-in-ready 3-bedroom, 1-bath property offers a convenient first-floor washer and dryer, a formal dining room perfect for family meals, and a spacious two-car garage. The first-floor bedroom with a separate entrance is ideal for guests, a home office, or multigenerational living. Extra off-street parking adds convenience, and the home is

  Myles Shephard Pinnacle Realty

  

  2226 State St, Saginaw, MI 48602
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  /28

  $100,000

  • 4 Beds
  • 1.5 Baths
  • 1,549 Sq Ft

  2015 S Washington Ave, Saginaw, MI 48601

  This 4-bedroom, 1.5-bath home is ready for your personal touch! Featuring hardwood floors in lower level and 1,549 square feet of living space, a warm inviting atmosphere. With a little love and care you can make it truly your own. Enjoy the convenience of a 2-car garage and a basement for extra storage. Whether you are looking for a cozy retreat or an investment opportunity, this home is full of

  Katherine Arenado Berkshire Hathaway HomeServices

  

  2015 S Washington Ave, Saginaw, MI 48601
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  /18

  $100,000

  • 3 Beds
  • 1 Bath
  • 1,025 Sq Ft

  315 Storch St, Saginaw, MI 48602

  Landlords/Investors, enjoy the guaranteed rental payments with this Section 8 rental property. This 3-bedroom property has undergone many recent updates. Section 8 pays directly to the owner, with a total monthly rent of $1363. This 3-bedroom investment property is located in a well-maintained neighborhood, close to schools and shopping. This home comes with all appliances, including a washer and

  Vincent Manganello Great Lakes Real Estate Agency LLC

  

  315 Storch St, Saginaw, MI 48602
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  /26

  $114,900

  • 3 Beds
  • 2 Baths
  • 1,430 Sq Ft

  2518 Hermansau St, Saginaw, MI 48602

  Welcome to your new home on Hermansau! This beautifully renovated property features three bedrooms and two full bathrooms, and is move-in ready. Recent upgrades include a new furnace and ductwork installed in 2026, an updated electrical service with a new pole, improved plumbing, and a brand-new water heater and water service from the street.

  Abby Stevenson NextHome Greater Tri-cities

  

  2518 Hermansau St, Saginaw, MI 48602
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  /33

  $114,000

  • 2 Beds
  • 1 Bath
  • 708 Sq Ft

  1433 Acacia St, Saginaw, MI 48602

  Cozy remodeled 2 bedrooms, 1 full bathroom home on Acacia St / refinished hardwood floors /beautiful totally remodeled bathroom new shower, toilet and vanity & new laminate flooring / remodeled kitchen, beatifull Epoxy countertop, modern smart kitchen sink/ new light fixtures/ fresh paint/ new electrical system in 2023/ Nice deck/ fenced in yard/ storage shed/ full unfinished basement.

  lilian hanna Keller Williams First

  

  1433 Acacia St, Saginaw, MI 48602
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  /20

  $149,900 Open House 5/16

  • 4 Beds
  • 2.5 Baths
  • 2,536 Sq Ft

  3605 Orange St, Saginaw, MI 48601

  Welcome to this spacious 4-bedroom, 2.5-bath Ranch/Modular home, perfectly situated on just under half an acre. The primary suite offers a private retreat with its own full bath and walk-in closets. You'll love the large kitchen with a center island, perfect for gathering and entertaining, as well as the inviting family room featuring a gas fireplace. An additional bonus room gives you the

  Andie Holbrook RE/MAX New Image

  

  3605 Orange St, Saginaw, MI 48601
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  /33

  $169,900

  • 3 Beds
  • 1.5 Baths
  • 1,260 Sq Ft

  235 Lockwood St, Saginaw, MI 48602

  Welcome to 235 Lockwood Street, a completely updated home that blends modern style with everyday comfort. From the moment you arrive, you’ll notice the fresh exterior, new siding, and inviting curb appeal that sets this property apart. Step inside to a bright, open layout featuring all new laminate flooring throughout, fresh drywall, and recessed lighting on both levels that gives the home a

  Brandon Lewis Ayre Rhinehart Real Estate Partners

  235 Lockwood St, Saginaw, MI 48602
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  /44

  $174,900

  • 4 Beds
  • 2 Baths
  • 1,580 Sq Ft

  755 Sherman Rd, Saginaw, MI 48604

  Spacious on Sherman! Affordable 4 Bedroom in Carrollton Township Area! Looking for a 4 bedroom home in Saginaw Township, Carrollton, or Zilwaukee without breaking the budget? This is one of the most affordable 4 bedroom homes currently available in the area. This ranch-style home offers 4 bedrooms, 2 full baths, main floor laundry, Full basement, and an attached 2-car garage—all on nearly a

  Nicole Freed EXP Realty

  

  755 Sherman Rd, Saginaw, MI 48604
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  /43

  $119,900

  • 3 Beds
  • 1 Bath
  • 1,260 Sq Ft

  2274 N Carolina St, Saginaw, MI 48602

  Huge country sized lot on classic Craftsman, 3 car garage, full basement, fenced yard, original solid oak hardwood flooring throughout, new kitchen cabinets, granite tops, large undermount sink, updated bath, newer furnace, vinyl windows, vinyl siding, dimensional roof, one of the largest lots in city and close to all shopping, restaurants, transportation on Bay road. 30 X 25 garage built about

  Randy Palmer Palmer Realty Services LLC

  

  2274 N Carolina St, Saginaw, MI 48602
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  /25

  $105,000

  • 4 Beds
  • 1 Bath
  • 1,313 Sq Ft

  2481 California Ave, Saginaw, MI 48601

  Discover comfort and potential in this charming 4-bedroom, 1-full-bathroom home in a quiet Saginaw neighborhood. This property offers a spacious layout with plenty of room to grow, making it a great fit for homeowners or investors alike. Inside, you’ll find generously sized bedrooms, a functional floor plan, and natural light throughout. The home provides flexibility for a home office, guest

  Ryleigh Bernaugh Berkshire Hathaway HomeServices

  

  2481 California Ave, Saginaw, MI 48601
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  /27

  $159,999

  • 3 Beds
  • 2 Baths
  • 1,870 Sq Ft

  1030 Elmdale Dr, Saginaw, MI 48602

  Great opportunity on Elmdale. This home offers charm and practicality. Come inside to discover an inviting living room space that offers a cozy fireplace and large picture window. It is the perfect spot to charm your guests or have some quiet peaceful time at home. The efficient floor plan makes for seamless flow between all of the rooms on the main floor. Three larger bedrooms located around the

  Tim Hense Crown Real Estate Group

  

  1030 Elmdale Dr, Saginaw, MI 48602
• 

  

  /19

  $187,500

  • 3 Beds
  • 1.5 Baths
  • 1,327 Sq Ft

  3404 Peale Dr, Saginaw, MI 48602

  Move in ready 3 bed, 1.5 bath home with all the right updates! Features first floor laudry, Jack and Jill primary access, cozy fireplace, and partially finished basement for extra space. Enjoy a fully fenced backyard and 1 car garage. New furnace, windows, and hot water tank already done. Nothing to do but move in and ENJOY! Home being sold AS-IS.

  Alnisha Jackson-Dillard Keller Williams Preferred

  

  3404 Peale Dr, Saginaw, MI 48602
• 

  

  /17

  $149,900

  • 4 Beds
  • 2 Baths
  • 1,912 Sq Ft

  2317 - 2319 Congress, Saginaw, MI 48602

  Great investment opportunity! This 2 unit property features 2 bedrooms and 1 full bathroom each. Both with large living spaces and laundry rooms. Each unit has a 1 car carport space. Located close to restaurants, shopping, and entertainment! 2317 is currently rented at $725/month. 2319 is currently unoccupied. All utilities are separate. Call for your private showing today!

  Mark Greskowiak Century 21 Signature Realty

  

  2317 - 2319 Congress, Saginaw, MI 48602

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