Saint Andrew Bay, FL Homes for Sale

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  /4

  $79,000

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft

  1007 E 9th Ct, Panama City, FL 32401

  Good news to the buyer!! The owner has already completed a full clean-up and demo of the kitchen, so it's ready to renovate. The house is a solid block construction home on good bones. It has a metal roof that's under 10 years old. It's in an area with a lot of growth and potential. Swing by and take a look at your next fixer upper!

  Iesha Woodfaulk The Premier Property Group Seacrest Office

  1007 E 9th Ct, Panama City, FL 32401
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  /10

  $35,000

  • Land
  • 0.2 Acre
  • $175,000 per Acre

  112 Bayou Ave, P C Beach, FL 32401

  Just steps from the boat launch you have beautiful views of Lake Martin just a 15 minute drive from Tyndall Air Force Base. Enjoy privacy on this dead end road surrounded by property owned by the City of Springfield and Bay County. Ideally situated near all the conveniences of city life plus the recreation offered by, not only Martin Lake, but St. Andrews Bay right around the corner, Panama City

  Melana Weems Realty Check Real Estate Services

  112 Bayou Ave, P C Beach, FL 32401
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  /15

  $424,850

  • 5 Beds
  • 2 Baths
  • 1,954 Sq Ft

  1006 E 2nd Ct, Panama City, FL 32401

  *** Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house *** One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! *** Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted,

  Milton Vergara Red Real Estate Associates, LL

  1006 E 2nd Ct, Panama City, FL 32401
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  /4

  $45,500

  • Land
  • 0.19 Acre
  • $239,474 per Acre

  000 Fountain Ave, Panama City, FL 32405

  Lot zoned for Single Family Residential and is located in Panama City just off 17th Street. Lot is not cleared. Seller is motivated to move immediately. (land located next to property addressed at 1906 E 18th Street)

  Catriese Johnson Coldwell Banker Realty

  000 Fountain Ave, Panama City, FL 32405
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  /25

  $429,900

  • 3 Beds
  • 2.5 Baths
  • 2,003 Sq Ft

  1000 E 4th St, Panama City, FL 32401

  OPEN SUNDAY March 29th 2-4:00PM CRAFTSMAN STYLE COVE HOME that features a WATER VIEW and easy access to all the downtown PANAMA CITY FUN! You'll love all the benefits of this newer construction : LOW UTILITIES and MAINTENANCE COSTS, LOW INSURANCE PREMIUMS and NO RENOVATIONS NEEDED!! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has stainless

  Susan Morrison Anchor Realty Florida

  1000 E 4th St, Panama City, FL 32401
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  /51

  $885,000

  • 2 Beds
  • 2 Baths
  • 1,196 Sq Ft

  528 Venture Blvd, Panama City Beach, FL 32408

  Welcome to this beautifully updated single-family home located in the sought-after Venture Out community, perfectly situated between the Gulf of Mexico and Grand Lagoon. This 2-bedroom, 2-bath gem combines coastal charm with modern convenience, making it an ideal full-time residence, vacation getaway, or investment property. This unique home is the only property in Venture Out that features two

  Christine Barnes Corcoran Reverie

  528 Venture Blvd, Panama City Beach, FL 32408
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  /14

  $173,000

  • 3 Beds
  • 1 Bath
  • 1,204 Sq Ft

  1204 Lisenby Ave, Panama City, FL 32401

  3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use.home needs updates and repairs and is being sold as

  Ramil Zartdinov Local Insight Realty

  1204 Lisenby Ave, Panama City, FL 32401
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  /4

  $59,900

  • Land
  • 0.15 Acre
  • $399,333 per Acre

  0 E 9th St Unit 782765, Callaway, FL 32404

  This property allows for mobile homes, a duplex, or a single-family home to bring all offers. The zoning is MU2. Tap fees will need to be paid for this lot.

  Patrick Casey Full Sail Realty of NWFL

  0 E 9th St Unit 782765, Callaway, FL 32404
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  /39

  $1,185,000

  • 4 Beds
  • 5 Baths
  • 3,505 Sq Ft

  322 Wahoo Rd, Panama City, FL 32408

  Beautiful custom home located in the highly desirable gated Bay Point community of Panama City Beach. This spacious residence features 4 bedrooms, 3 full bathrooms, and 2 half bathrooms, offering a well-designed layout ideal for both full-time living and entertaining. The home includes a dedicated game room and an additional flex space that can easily serve as a home office, extra bedroom, or

  Mirian Sandino Coldwell Banker Realty

  322 Wahoo Rd, Panama City, FL 32408
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  /48

  $564,000

  • 3 Beds
  • 2 Baths
  • 2,752 Sq Ft

  711 Bluefish Dr, Panama City, FL 32408

  Looking for your next family home? Come see this 3-bedroom, 2-bath residence located in Bay Point, tucked away on a quiet cul-de-sac. This home features a large, fully fenced backyard with plenty of space to entertain, relax by the screened-in in ground pool. Inside, you'll find an open floor plan highlighted by granite countertops, a brick backsplash, a cozy wood-burning fireplace, and

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  711 Bluefish Dr, Panama City, FL 32408
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  /39

  $229,999

  • 3 Beds
  • 2 Baths
  • 1,255 Sq Ft

  1606 Fairy Ave, Panama City, FL 32405

  **OPEN HOUSE FRIDAY MARCH 27TH, 2026 11AM - 2PM** COME SEE THIS ST. ANDREWS CUTIE A true St. Andrews gem--this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms,

  Kaitlin Husbands Legacy Premier Agency

  1606 Fairy Ave, Panama City, FL 32405
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  /29

  $328,500

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Highway 98, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Highway 98, Panama City, FL 32404
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  /17

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  3704 Burnham Way, Panama City, FL 32405

  Don't miss this single story 3-bedroom, 2-bath attached home. With tile throughout the main living areas, you will enjoy the roomy living room, dining room and kitchen with updated appliances. The refrigerator was replaced in 2025, dishwasher (Bosch) in 2024, and stove in 2023. There was a new roof put on in 2025 with Peel N Stick underlayment added, HVAC was replaced in 2022 and the water heater

  Christine Lance Keller Williams Success Realty

  3704 Burnham Way, Panama City, FL 32405
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  /6

  $89,900

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  1320 Buena Vista Blvd Unit 23, Panama City, FL 32401

  Discover this lovely 1,216 sq. ft., 3 bedroom, 2 bath home featuring a bright open layout and new appliances for a fresh, move-in-ready feel. With comfortable living spaces and a smart, functional design, this home offers great value and modern convenience for everyday living.

  T'Shomba Johnson

  1320 Buena Vista Blvd Unit 23, Panama City, FL 32401
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  /24

  $225,000

  • 3 Beds
  • 1 Bath
  • 884 Sq Ft

  1305 Flower Dr, Panama City, FL 32401

  Conveniently located near HISTORIC ST. ANDREWS DISTRICT, this charming Mid-Century RANCH blends timeless character with Modern UPDATES in a versatile coastal setting. Thoughtfully renovated, the home features custom woodwork, updated interior and exterior paint, updated windows, and a spacious carport offering both style and practicality. Inside, you'll find a comfortable living area, an

  James Payton Coastal Living Realty & Associates

  1305 Flower Dr, Panama City, FL 32401
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  /39

  $475,000

  • 2 Beds
  • 2.5 Baths
  • 2,020 Sq Ft

  4620 Bay Point Rd Unit 30, Panama City Beach, FL 32408

  WATERFRONT Bay Point Marina Club Village condo. This townhouse floor plan is two stories with high ceilings, double car garage, and massive decks overlooking the bay and grassy court yard. Being an end unit and having no one above or below adds to the serenity. Each bedroom features a large bedroom and there is an additional half bath for guest. Kitchen features stainless Bosch appliances.

  The Emerald Coastal Team Counts Real Estate Group Inc

  4620 Bay Point Rd Unit 30, Panama City Beach, FL 32408
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  /13

  $165,000

  • Land
  • 0.23 Acre
  • $717,391 per Acre

  335 Watson Bayou Cir, Panama City, FL 32401

  Outstanding lot in one of the best residential communities in the Panama City Area... convenient to downtown, medical center, yacht club. This lot has excellent elevations, and is located on a quiet cul-de-sac, good back yard privacy, located on an open retention area with a view of Watson Bayou. .Call for access to subdivision website with covenants and other data.

  Tom Neubauer ERA Neubauer Real Estate Inc

  335 Watson Bayou Cir, Panama City, FL 32401
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  /24

  $325,000

  • 1 Bed
  • 1 Bath
  • 890 Sq Ft

  4286 Kingfish Ln Unit 286, Panama City Beach, FL 32408

  This completely renovated Bayview Villa is located in Bay Point and overlooks Grand Lagoon and St. Andrews State Park. Prior owner is a renowned Bay Point builder and upgraded the entire unit to an exacting standard. The nickel gap shiplap is found throughout with flush mount recessed lighting and slicked ceilings. The windows are floor to ceiling overlooking the bay and providing abundant light.

  Cherie Alexander Counts Real Estate Group Inc

  4286 Kingfish Ln Unit 286, Panama City Beach, FL 32408
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  /46

  $370,000

  • 4 Beds
  • 2 Baths
  • 1,707 Sq Ft

  905 E 2nd Plaza, Panama City, FL 32401

  Updated. Priced right. Move-in ready in the Cove. This 4 bedroom, 2 bath home offers 1,707 square feet of clean, functional space in one of Panama City's most desirable neighborhoods. You are minutes from downtown, local shops, great restaurants and the waterfront. The location alone gives this home real value. Inside, the upgrades stand out. New flooring, white quartz countertops, stainless

  Paul Gibney Corcoran Reverie

  905 E 2nd Plaza, Panama City, FL 32401
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  /38

  $6,243,750

  • 33,060 Sq Ft

  3536 Saint John St, Panama City, FL 32401

  This 50-unit garden-style community delivers strong fundamentals and consistent performance, supported by a diverse unit mix of 8 one-bed, 20 two-bed, 12 three-bed, and 10 four-bed units. With 42 units renovated since 2020—featuring updated flooring, fresh paint, windows, and fixtures—the property offers modern appeal and reduced turnover risk. Additional income is generated through an on-site

  Marcy O'Donnell Luxe Coastal Realty Group LLC

  3536 Saint John St, Panama City, FL 32401
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  /41

  $819,000

  • 3 Beds
  • 2 Baths
  • 2,424 Sq Ft

  1606 Wahoo Ln, Panama City, FL 32408

  Discover luxury living in this exceptional ocean-access waterfront residence. This home boasts a sparkling pool and jacuzzi, a private dock with boat lift, and serene views along the canal. Step inside to an elegantly updated kitchen, new designer flooring, and bright open-concept living areas. A true boater's paradise and an entertainer's dream.

  Gonzalo Revilla Unlock Realty Group Inc

  1606 Wahoo Ln, Panama City, FL 32408
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  /41

  $1,325,000

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  5004 Thomas Dr Unit 401, Panama City, FL 32408

  Experience Unrivaled Luxury at This Gulf-Front Oasis Welcome to your dream coastal retreat, a fully renovated three-bedroom, two-bathroom condominium situated at the perfect level on the 4th floor, offering some of the most breathtaking views in Panama City Beach. This stunning property combines the tranquility of beachfront vacationing with sophisticated, high-end design elements and impressive

  Michael Blevins CENTURY 21 AllPoints Realty

  5004 Thomas Dr Unit 401, Panama City, FL 32408
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  /28

  $6,197,500

  • 29,796 Sq Ft

  240 Harmon Ave, Panama City, FL 32401

  This exceptional 34-unit waterfront community, complete with a 22-slip marina, is now offered at a newly adjusted price, creating an even stronger value proposition for investors. In addition to its comprehensive renovations and prime waterfront amenities, the property includes an income-generating on-site laundry facility and a low-maintenance marina that produces steady net revenue, further

  Marcy O'Donnell Luxe Coastal Realty Group LLC

  240 Harmon Ave, Panama City, FL 32401
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  /3

  $45,000

  • Land
  • 0.08 Acre
  • $562,500 per Acre

  622 Harmon Ave, Panama City, FL 32401

  Discover an exceptional opportunity in the heart of Downtown Panama City with this versatile vacant parcel at 622 Harmon Ave. Positioned within the thriving Downtown District, this cleared lot offers outstanding potential for developers, investors, and business owners looking to be part of the city's continued revitalization. Currently zoned Single Family Residential and Commercial, this property

  Scott Kirkman Legacy Premier Agency

  622 Harmon Ave, Panama City, FL 32401
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  /51

  $1,675,000

  • 4 Beds
  • 4 Baths
  • 2,706 Sq Ft

  5620 S Lagoon Dr, Panama City, FL 32408

  The Nicest Home in Bay County! This completely remodeled, fully furnished, move-in ready Grand Lagoon home offers the ultimate waterfront lifestyle. It features all-new flooring, paint, and a new beamed ceiling on the main level. All new fixtures throughout. New kitchen counters, and backsplash. For enhanced durability and energy efficiency, the home boasts all new hurricane windows and glass

  Matthew Jones Coastal Heritage Real Estate LLC

  5620 S Lagoon Dr, Panama City, FL 32408
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  /30

  $249,900

  • 1 Bed
  • 1 Bath
  • 884 Sq Ft

  4600 Kingfish Ln Unit 508, Panama City, FL 32408

  Welcome to peaceful coastal living in the gated community of Bay Point. This bright and inviting 1 bedroom condo in Lagoon Towers offers beautiful water view and a relaxed lifestyle. Enjoy morning coffee on the balcony overlooking the pool, lagoon, the pass to the Gulf, Bay Point Golf Course and unwind in the quiet surroundings that make Bay Point one of the most desirable residential communities

  Shirley Pittman Blue Coral R E Group LLC

  4600 Kingfish Ln Unit 508, Panama City, FL 32408
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  /8

  $445,000

  • 5,500 Sq Ft

  1121 Hub Dr, Panama City, FL 32401

  Prime Warehouse Facility with Refrigerated & Dry StorageThis versatile warehouse with approximately 3,000 sq. ft is designed to accommodate a wide range of storage and distribution needs. The facility combines expansive dry storage and refrigerated space, offering versatility for logistics, distribution, storage, or food service or cold-chain operations. Key features include dock-high loading

  Robbie Hughes Counts Real Estate Group

  1121 Hub Dr, Panama City, FL 32401
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  /8

  $225,000

  • Land
  • 0.3 Acre
  • $750,000 per Acre

  4133 Catherine St, Panama City, FL 32408

  Buildable Double Lot - Steps to the Water! Opportunity knocks... and this one is loud. Just one block off the water, this oversized double lot offers flexibility that's almost impossible to find in this part of Panama City Beach. Build two homes for maximum investment potential, or spread out and create one custom coastal dream home with room for everything you've ever pictured. Located just down

  Rick Miller Beachy Beach Real Estate

  4133 Catherine St, Panama City, FL 32408
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  /26

  $455,900

  • 2 Beds
  • 2 Baths
  • 866 Sq Ft

  608 Seabreeze Dr, Panama City, FL 32413

  If you know Venture Out, you already understand how rare an opportunity this is. And if you're new to this nearly 60-acre golf-cart community... listen up, because you won't want to miss it. Perfectly positioned directly beside St. Andrews State Park, this home offers immediate access to fishing, trails, wildlife, and the natural beauty that makes this area so special. Venture Out also boasts 4.5

  Nathan Lawrence Legacy Premier Agency

  608 Seabreeze Dr, Panama City, FL 32413
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  /22

  $160,000

  • 2 Beds
  • 2 Baths
  • 1,000 Sq Ft

  105 Allen Ave Unit 61, Panama City, FL 32401

  A beautiful 2 bedroom & 2 bathroom condo at the perfect location in the highly sought after Cove Neighborhood. This unit is on the second floor which is also the top floor, meaning you don't need to worry about loud neighbors above you. Stairs only, no elevator. The living room is large with a spacious balcony. The master bedroom has an ensuite bathroom as well as the stackable laundry. The

  Connor Meyette CENTURY 21 Commander Realty

  105 Allen Ave Unit 61, Panama City, FL 32401
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  /16

  $219,000

  • Land
  • 0.36 Acre
  • $608,333 per Acre

  1112 Cove Pointe Dr, Panama City, FL 32401

  Tucked away on historic Watson Bayou, 1112 Cove Pointe Drive offers a solid foundation for the coastal home you've been envisioning. The vacant lot offers direct waterfront access and sits nestled in the highly desirable Cove Pointe community—an enclave known for its charm and peaceful waterfront setting. With a beautifully landscaped natural backdrop, this property delivers the ideal blend of

  Jordan Jarrett Keller Williams Success Realty

  1112 Cove Pointe Dr, Panama City, FL 32401
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  /12

  $179,900

  • 3 Beds
  • 1 Bath
  • 1,160 Sq Ft

  707 Satsuma Ave, Panama City, FL 32401

  Step inside this 3-bedroom block home in the heart of Panama City, just minutes from downtown conveniences. Designed for comfort and everyday ease, the home offers luxury vinyl plank flooring, a gas range for the home chef, and two separate living areas perfect for relaxing, entertaining, or creating a dedicated workspace. A standout feature is the wood-burning fireplace, framed by eye-catching

  Benjamin Brady CENTURY 21 Commander Realty

  707 Satsuma Ave, Panama City, FL 32401
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  /38

  $475,000

  • 2,736 Sq Ft

  601 W 11th St, Panama City, FL 32401

  This is PRIME Mixed-Use opportunity in the heart of Panama City, Florida! This versatile commercial property offers endless potential situated on 0.45 acres in a high-visibility, centrally-located corridor of Panama City. Zoned Mixed Use-3, this property allows for both commercial and residential uses...ideal for investors, business owners, trades, storage, flex space, or future redevelopment.

  Carly Sostheim Corcoran Reverie

  601 W 11th St, Panama City, FL 32401
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  /5

  $750,000

  • Land
  • 2.5 Acres
  • $300,000 per Acre

  0 Lisenby Ave, Panama City, FL 32405

  Prime 2.5-5 Acre Residential Development Opportunity - Lisenby Ave, Panama City, FL Two contiguous 2.5-acre parcels (5 acres total) positioned just outside the sought-after Sweet Bay community. This site offers exceptional potential for residential development with R-1 zoning allowing up to 8 DU/acre with a Development Order (DO). Location Advantage: Minutes from Publix, SweetBay, and the newly

  Matthew Grimsley Counts Real Estate Group

  0 Lisenby Ave, Panama City, FL 32405
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  /40

  $799,899

  • 3 Beds
  • 3.5 Baths
  • 2,692 Sq Ft

  5303 Hopetown Ln, Panama City, FL 32408

  Welcome to a truly exceptional home in the prestigious, gated beach community of Martinique, where luxury, privacy, and coastal charm come together. This beautifully designed residence offers an inviting, open interior filled with natural light, highlighted by soaring ceilings, custom wood beams, and an elevated coastal aesthetic that feels both warm and refined. At the heart of the home, the

  Don Janovyak Emerald Coast Realty Group

  5303 Hopetown Ln, Panama City, FL 32408
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  /54

  $500,000

  • 4 Beds
  • 2 Baths
  • 1,472 Sq Ft

  716 Florida Ave, Panama City, FL 32401

  Fully Renovated & Furnished Coastal Escape with Bayou Views - Prime Central Panama City Location Welcome to 716 Florida Avenue—your beautifully remodeled coastal retreat with scenic Johnson Bayou views, set on a spacious double corner lot and positioned in one of the most convenient, high-demand pockets of Panama City. This 4-bed, 2-bath home is move-in ready, and minutes from the best local

  Sandi Smith Dalton Wade Inc

  716 Florida Ave, Panama City, FL 32401
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  /14

  $195,900

  • 3 Beds
  • 2 Baths
  • 1,671 Sq Ft

  1025 W 19th St Unit 3A, Panama City, FL 32405

  Located less than 10 miles from the Worlds Most Beautiful Beaches. This three bedroom 2 full bath unit has tons of potential with easy access to a community pool and tennis courts. Very spacious and open living room.Includes an attached extra breeze way that would be perfect for a game room or extra storage. Unit would also make a tremendous rental .

  Joe Joe Markel SimpliHOM

  1025 W 19th St Unit 3A, Panama City, FL 32405
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  /42

  $379,000

  • 3 Beds
  • 2 Baths
  • 1,478 Sq Ft

  6325 Elm St, Panama City, FL 32408

  Discover the perfect blend of comfort, convenience, and coastal charm at 6325 Elm Street in Panama City Beach, FL. Beautifully renovated, updated, decorated, and fully rental-ready, this turnkey property offers documented rental history and future bookings secured through March 2026—a rare opportunity for both investors and second-home seekers. Ideally located less than 2 miles from the beach and

  Scott Suber Beach Haven Realty

  6325 Elm St, Panama City, FL 32408
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  /42

  $399,000

  • 3 Beds
  • 2.5 Baths
  • 2,151 Sq Ft

  237 Sherman Ave, Panama City, FL 32401

  Welcome to this spacious and energy-efficient home on a large 0.48-acre lot! Built in 2020 and lightly lived in, this 3-bed, 2-bath home offers over 2,100 sq ft of well-designed living space with accessibility in mind—including extra-wide doorways and hallways. Enjoy the wraparound porch with multiple covered patio areas, perfect for outdoor relaxation. Interior features include a cathedral

  Melana Weems Realty Check Real Estate Services

  237 Sherman Ave, Panama City, FL 32401
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  /28

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,349 Sq Ft

  301 Detroit Ave, Panama City, FL 32401

  Welcome to your ''Like new'' home, Seller is offering up to 3% ($8550) Seller Concessions of sale price. * rate subject to change without notice ASK US ABOUT Affordable Housing loan - oers 100% financing with no MI for a sales price up to $350,000. Perfectly situated on a spacious corner lot! This beautifully designed 3-bedroom, 2-bathroom residence offers 1,349 square feet of

  Thom Bachelder Panhandle Real Estate

  301 Detroit Ave, Panama City, FL 32401

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