Saint Andrew Bay, FL Homes for Sale

/56
$239,000
- 1 Bed
- 1 Bath
- 900 Sq Ft
4726 Bay Point Rd Unit E245, Panama City Beach, FL 32408

Owner Financing available with 30% Down; 4% interest Rate, amortized over 30 years with a 3 or 5 year balloon. Newly renovated 2nd floor Condo in the gated community of Bay Point Harbour Villas. Spacious 900 square foot home with one bedroom/one bath plus and enclosed porch area you can use as an office or extra living space that overlooks the Golf Course. Luxury Vinyl Plank flooring throughout

Justin Myers

EXP Realty LLC

(448) 200-5551

4726 Bay Point Rd Unit E245, Panama City Beach, FL 32408
/17
$124,000
- 2 Beds
- 1 Bath
- 768 Sq Ft
825 E 11th Ct, Panama City, FL 32401

ðŸ¡ Attention Investors & First-Time Home Buyers! Don't miss this charming 2-bedroom, 1-bath home located at 825 E 11th Ct, Panama City, FL 32401. Perfectly situated in the heart of Panama City, this property offers convenience, potential, and affordability all in one. This cozy home features a functional layout with a dedicated utility room and a welcoming front porch--ideal for relaxing or

MaryAnn Enfinger

Overstreet Realty

(448) 200-4343

825 E 11th Ct, Panama City, FL 32401
/18
$205,000
- 2 Beds
- 1 Bath
- 869 Sq Ft
213 Springfield Ave, Panama City, FL 32401

Check out this cozy home with a covered front porch, newly fenced deep lot, and comes with a home warranty! Updated and ready for it's next owners, you'll appreciate the updated interior, roof, air conditioning, and more. Great location only minutes to shopping, historic Panama City, Tyndall Air Force Base, boat launches, parks, and more. Backyard is ready for your vision, with a new privacy

Dennis Nelson

Keller Williams Success Realty

(448) 200-2642

213 Springfield Ave, Panama City, FL 32401
/53
$625,000
- 1,800 Sq Ft
5045 E Highway 98, Panama City, FL 32404

Welcome to this one-of-a-kind custom property with superb craftsmanship and luxury materials, along with unique details you have to see to believe. Classic style with brick dual sided fireplace, newly refinished wood floors, high ceilings, and modern amenities. Amazing location with easy access to main highways, high traffic, and close proximity to Tyndall Air Force Base. Spacious living and open

Dennis Nelson

Keller Williams Success Realty

(448) 242-0043

5045 E Highway 98, Panama City, FL 32404
/54
$825,000
- 3 Beds
- 3 Baths
- 1,708 Sq Ft
854 Magnolia Ave, Panama City, FL 32401

Welcome to this one-of-a-kind custom home on a huge half-acre lot in the heart of historic Panama City. This gorgeous home will surprise you with it's superb craftsmanship and luxury materials, along with unique details you have to see to believe. Classic style with newly refinished wood floors, and all new interior tongue and groove pine walls, with cathedral ceilings. Two large master suites

Dennis Nelson

Keller Williams Success Realty

(448) 200-1097

854 Magnolia Ave, Panama City, FL 32401
/38
$380,000
- 1 Bed
- 2 Baths
- 916 Sq Ft
5801 Thomas Dr Unit 305, Panama City Beach, FL 32408

Skip the elevators and step straight into beach life with this 3rd floor end-unit at Regency Towers in Panama City Beach. Located on the desirable west side of the building next to the stairs, this 1-bedroom, 2-bath condo features a corner balcony with a sweeping coastline, plus direct Gulf, pool, and beach views. The additional west-facing living room window fills the space with natural light

Jennifer Bond

Compass

(448) 288-3791

5801 Thomas Dr Unit 305, Panama City Beach, FL 32408
/22
$100,000
- 2 Beds
- 1 Bath
- 704 Sq Ft
735 Sheffield Ave, Panama City, FL 32401

Investor Alert! This cozy Florida home needs a little TLC but otherwise is rental ready with a metal roof and 2019 HVAC system. Covered front and rear porches, a partially fenced yard, covered parking, and 2 storage sheds for convenience. 1 shed is newer and has power and AC. This property is centrally located near Rutherford High School, and in a quickly improving neighborhood, 2 brand new homes

Dennis Nelson

Keller Williams Success Realty

(448) 334-5312

735 Sheffield Ave, Panama City, FL 32401
/61
$649,000
- 5 Beds
- 2.5 Baths
- 2,088 Sq Ft
3707 Mystic St Unit A & B, Panama City Beach, FL 32408

ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS! SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage

January Johnson

EXP Realty LLC

(448) 233-3241

3707 Mystic St Unit A & B, Panama City Beach, FL 32408
/45
$237,100
- 4 Beds
- 2 Baths
- 1,152 Sq Ft
331 Maine Ave, Panama City, FL 32401

HOT OPPORTUNITY FOR INCOME AND A BIG TAX BREAK, ALL IN ONE! Or enjoy the furnishings, appliances, decor, and accessories as an owner-occupant. EVERYTHING CONVEYS! This property, once a 4 BR 2 BA, has been converted to a 2-unit rental property, perfect for short- or mid-term rental income or a single-family main house/mother-in-law suite arrangement. This property has been rented only on Furnished

January Johnson

EXP Realty LLC

(448) 200-5666

331 Maine Ave, Panama City, FL 32401
/23
$219,000
- 3 Beds
- 2 Baths
- 1,524 Sq Ft
403 Transmitter Rd, Panama City, FL 32401

Charming and affordable home located in Panama City, just minutes from Tyndall Air Force Base and centrally positioned near shopping, dining, and everyday conveniences. This property features a cozy brick fireplace that anchors the living space, along with durable tile flooring throughout the main living areas for easy upkeep. The roof was replaced after Hurricane Michael, providing added peace

Sabina Balch

Keller Williams Success Realty

(448) 334-7012

403 Transmitter Rd, Panama City, FL 32401
/18
$110,000
- Land
- 0.09 Acre
- $1,222,222 per Acre
3516 Cottage Cove Ln, Upper Grand Lagoon, FL 32408

This premier lot in Sanctuary Beach measures approximately 40' x 101'. This gated neighborhood is ideally located for privacy, yet close to every imaginable amenity! Low association dues and a community pool are a few of the perks for your enjoyment. Adjacent to Bay Point's incredible offerings of golf, tennis, spa, restaurants, hotel and the new Point South Marina Bay Point. This lot offers

Chris Charles

The Premier Property Group

(448) 333-2283

3516 Cottage Cove Ln, Upper Grand Lagoon, FL 32408
/60
$849,000 Open Sat 11AM - 2PM
- 5 Beds
- 4 Baths
- 3,352 Sq Ft
3926 Diana Ct, Panama City, FL 32408

Luxury. Convenience. Affordability -- All in One Exceptional Home. Welcome to 3926 Diana Court, Panama City Beach -- where coastal living meets modern elegance. This newly built, 3,445-square-foot residence sits on a spacious 1⁄4-acre lot and offers the perfect blend of comfort, style, and thoughtful design -- all with no HOA in a beautiful, established neighborhood. Enjoy the best of beach

Frank Trenholm

Coldwell Banker Realty

(448) 333-3242

3926 Diana Ct, Panama City, FL 32408
/146
$1,750,000
- 10 Beds
- 8 Baths
- 3,500 Sq Ft
5012 Gulf Dr Unit 1-4, Panama City, FL 32408

60 FEET FROM BEACH ACCESS | RARE QUAD-PLEX PACKAGE WITH HUGE VACATION RENTAL INCOME POTENTIAL! Located approximately 60 feet from a wide paved public beach access, this extremely rare four unit beachside complex offers a unique opportunity to own a 2 story entire ground level quadplex at the end of a quiet cul de sac with no thru traffic. The direct proximity to beach access combined with the low

Kerry Jackson

LPT Realty LLC

(448) 202-7317

5012 Gulf Dr Unit 1-4, Panama City, FL 32408
/43
$419,000
- 2 Beds
- 2 Baths
- 815 Sq Ft
5012 Gulf Dr Unit 2, Panama City, FL 32408

NOW BACK ON MARKET AT NO FAULT TO THE SELLER - New Property Video & 3D Home Tour! Rare opportunity to own an updated ground floor 2 bedroom 2 bath beachside condo directly across from a wide paved PUBLIC BEACH ACCESS! Simply walk out your front door and you are less than 60 feet from the beach access, making this unit extremely attractive for short term rentals and personal use alike. NO HOA but

Kerry Jackson

LPT Realty LLC

(448) 233-4203

5012 Gulf Dr Unit 2, Panama City, FL 32408
/52
$499,900
- 3 Beds
- 2 Baths
- 935 Sq Ft
5012 Gulf Dr Unit 1, Panama City, FL 32408

NOW BACK ON MARKET AT NO FAULT TO THE SELLER - New Property Video & 3D Home Tour! Rare opportunity to own a ground-floor 3 bedroom, 2 bath beachside condo at the end of a cul-de-sac with no thru traffic, located directly across from an extra-wide, paved public beach access and within walking distance to a few restaurants including Schooners. Simply walk out your front door and you're less than 60

Kerry Jackson

LPT Realty LLC

(448) 288-2522

5012 Gulf Dr Unit 1, Panama City, FL 32408
/12
$170,000
- 4 Beds
- 2 Baths
- 1,640 Sq Ft
1209 E 10th St, Panama City, FL 32401

Duplex for Sale - Cash Buyers Only. Calling ALL Investors!!!!One side is vacant, featuring a 2-bedroom, 1-bath layout with living room and kitchen, and is ready for a little TLC and your personal touches. The other side is tenant-occupied with a wonderful long-term tenant in place, providing immediate income. Situated on a very large lot with multiple future opportunities for expansion or

Tracye Crass

Beach Haven Realty

(448) 230-7457

1209 E 10th St, Panama City, FL 32401
/24
$319,000
- 3 Beds
- 2 Baths
- 1,329 Sq Ft
206 E 2nd Ct Unit A & B, Panama City, FL 32401

Rare opportunity in the COVE, Panama City, FL! Two-dwelling properties like this are extremely hard to find! This unique income-producing property features three separate structures, two dwelling units, separate utilities, and brand-new roofs on all buildings, making it an ideal option for investors, house hackers, multi-generational living, or short-term/long-term rental strategies. This home is

Britt Matthews

Beachy Beach Real Estate

(448) 242-9440

206 E 2nd Ct Unit A & B, Panama City, FL 32401
/15
$298,000
- 2 Beds
- 2 Baths
- 1,840 Sq Ft
3615 Phillips Ln, Panama City, FL 32404

Welcome to Phillips Lane — a quiet, well-located gem in the heart of Panama City. This inviting home offers a comfortable blend of everyday functionality and Florida charm, perfect for full-time living, a second home, or an investment opportunity. This 2 bedroom, two bathroom home sits on almost a full acre of land and has two additional rooms without closets. Primary bedroom is on the second

Susan Sharpe

EXIT Realty Anchor South

(448) 209-9333

3615 Phillips Ln, Panama City, FL 32404
/39
$365,000
- 2 Beds
- 1.5 Baths
- 1,064 Sq Ft
2115 High Ave, Panama City, FL 32405

Sportsman's Paradise!!!!!Welcome home to this beautiful waterfront property located on Poston Bayou. Sit outside on your huge deck enjoying the afternoon breezes and wildlife. Walk out on your new dock and go fishing, or experience all the beauty nature allows. This wonderful cottage is turnkey and is coming furnished to meet its new owner. The entire home has been updated with no stone unturned.

Aaron Wright

Legacy Premier Agency

(448) 231-7371

2115 High Ave, Panama City, FL 32405
/47
$625,000
- 4 Beds
- 2 Baths
- 2,475 Sq Ft
3522 Fox Run Blvd, Panama City, FL 32408

Home is located in the Preserve on the Bay, a gated neighborhood that is very quiet and well-maintained, with a well established HOA. This home is a perfect fit for the couple looking to retire or a young couple starting their family. Flooring is a combination of tile and plank flooring for easy maintenance and cleaning. Open floor plan, which is perfect for entertaining guests while keeping the

Frank Trenholm

Coldwell Banker Realty

(448) 230-3185

3522 Fox Run Blvd, Panama City, FL 32408
/55
$874,999
- 4 Beds
- 2.5 Baths
- 1,920 Sq Ft
3521 Treasure Cir, Panama City, FL 32408

THIS HOUSE CHECKS ALL THE BOXES! --Single-family home--Built for living or short-term renting--Master bedroom down with en suite bath--Private heated pool--Fully furnished with beachy vibe--Strong rental history and rental projections--Garage converted to game room--Close to beach, lagoon, and marinas--Near great local restaurants, jet ski rentals, and boat rentals

January Johnson

EXP Realty LLC

(448) 231-4380

3521 Treasure Cir, Panama City, FL 32408
/72
$499,900
- 3 Beds
- 2 Baths
- 935 Sq Ft
5012 Gulf Dr Unit 3, Panama City, FL 32408

New Property Video & 3D Home Tour! Rare opportunity to own a second-floor 3 bedroom, 2 bath beachside condo at the end of a cul-de-sac with no thru traffic, located directly across from an extra-wide, paved public beach access and within walking distance to several restaurants, including Schooners. Enjoy water views and added privacy from the upper level. Simply step outside and you're less than

Kerry Jackson

LPT Realty LLC

(448) 200-0171

5012 Gulf Dr Unit 3, Panama City, FL 32408
/62
$449,900
- 2 Beds
- 2 Baths
- 815 Sq Ft
5012 Gulf Dr Unit 4, Panama City, FL 32408

New Property Video & 3D Home Tour! Rare opportunity to own a second-floor 2 bedroom, 2 bath beachside condo at the end of a cul-de-sac with no thru traffic, located directly across from an extra-wide, paved public beach access and within walking distance to several restaurants, including Schooners. Enjoy water views and added privacy from the upper level. Simply step outside and you're less than

Kerry Jackson

LPT Realty LLC

(448) 327-5197

5012 Gulf Dr Unit 4, Panama City, FL 32408
/30
$699,900
- 4 Beds
- 2.5 Baths
- 2,255 Sq Ft
3541 Sanctuary Dr, Panama City, FL 32408

Stunning 2-story home in Sanctuary Beach gated community in Panama City! Short-term rentals OK. Built 2021 with 4BR/2.5 BA, 2,255 sq. ft. Minutes from world-class beaches at St. Andrews Park, Nicklaus-designed golf course, tennis & marinas blocks away, and steps to the community pool. This Craftsman-style gem backs up to a greenspace & features hardwood floors throughout, 10-ft. ceilings/8 ft.

George Dusoe

Millenia Realty of Florida

(448) 230-7983

3541 Sanctuary Dr, Panama City, FL 32408
/8
$365,000
- 6 Beds
- 4 Baths
- 2,400 Sq Ft
147 Claire Ave, Panama City, FL 32401

Investment Opportunity! 2023 Duplex Near Tyndall AFB - 147 and 149 Claire Ave. Discover an exceptional income-producing duplex, offering the perfect blend of comfort, convenience, and strong rental performance. Each side features 3 bedrooms and 2 bathrooms, providing spacious layouts ideal for families or professionals. Each side is rented at $1650 (total $3300 monthly) With a total of 2,400 sq.

Michael Werner

Keller Williams Success Realty

(448) 333-2359

147 Claire Ave, Panama City, FL 32401
/2
$360,000
- 6 Beds
- 4 Baths
- 2,100 Sq Ft
314 Bayou Ave, Panama City, FL 32401

Investment Opportunity! 2024 Duplex Near Tyndall AFB 314 & 316 Bayou AveDiscover an exceptional income-producing duplex offering the perfect blend of comfort, convenience, and strong rental performance. Each side features 3 bedrooms and 2 bathrooms (total of 2,100 sq ft) providing spacious layouts ideal for families or professionals. Both units currently tenant-occupied at $1650 (total $3300

Michael Werner

Keller Williams Success Realty

(448) 333-3148

314 Bayou Ave, Panama City, FL 32401
/5
$1,190,000
- 1,837 Sq Ft
3533 U S 98, Panama City, FL 32401

Completely revitalized and effectively new as of 2021, this 14-unit multifamily property offers an exceptional turnkey investment opportunity. Each studio unit is approximately 280 square feet and has been fully updated as of 2021 with brand-new electrical wiring, sewer and water lines, windows and doors, drywall, trusses, and roof. With full occupancy and consistent rental income, this asset

Michael Werner

Keller Williams Success Realty

(448) 333-2040

3533 U S 98, Panama City, FL 32401
/21
$159,000
- 2 Beds
- 1 Bath
- 1,050 Sq Ft
228 N East Ave, Panama City, FL 32401

Welcome to this delightful 2-bedroom, 1-bath cottage nestled in the heart of picturesque Historic Millville. From the moment you arrive, you'll be captivated by the character and charm this home offers—inside and out. Step inside to find an inviting layout with laminate floors throughout and stylish tile accents in the renovated kitchen and bathroom. The kitchen boasts sleek stainless steel

Scott Seidler

Keller Williams Success Realty

(448) 334-2793

228 N East Ave, Panama City, FL 32401
/84
$825,000
- 2 Beds
- 2 Baths
- 1,089 Sq Ft
1 Dolphin Ln, Panama City Beach, FL 32408

Fantastic Highly Sought after Venture Out Home! You need to explore Venture Out's 300 SF' of our private pristine beach, and 1000 SF' on Grand LagoonThis beautifully maintained 2 Bedroom, 2 Bath home has never been on a rental program and shows true pride of ownership. Located in Flood Zone X, it has been extensively updated from 2018-2025, making it move-in ready. 2018: New roof &

Tracye Crass

Beach Haven Realty

(448) 233-4416

1 Dolphin Ln, Panama City Beach, FL 32408
/27
$439,900
- 4 Beds
- 2 Baths
- 1,680 Sq Ft
5900 Sunset Ave, Panama City, FL 32408

JUST REDUCED!! Motivated Sellers! Great Investment Property! Close to beach! Short Term Rentals Allowed. One A/C replaced 2021, the other one in 2017. 2017 Roof replaced.

Vera Henson

Beach Haven Realty

(850) 660-3533

5900 Sunset Ave, Panama City, FL 32408
/33
$210,000
- Land
- 0.23 Acre
- $913,043 per Acre
5224 Kingston Cir, Panama City, FL 32408

Two affordable lakefront residential lots, low HOA that Seller prefers to sell together for one large homesite. Discover secluded luxury living at Martinique in Panama City Beach, Florida. This exclusive enclave, renowned for its coastal charm and tranquil woodlands, offers a serene retreat that will rejuvenate your spirit. Embrace the essence of Mother Nature and Old Florida architecture in this

Kirsten McAndrew

Counts Real Estate Group Inc

(448) 231-1742

5224 Kingston Cir, Panama City, FL 32408
/68
$650,000
- 2 Beds
- 2 Baths
- 1,486 Sq Ft
4620 Bay Point Rd Unit 1018, Panama City, FL 32408

WATERFRONT LIVING WITH STUNNING SUNSET VIEWS... Experience the best of coastal living in this beautifully maintained 2-bedroom, 2-bath waterfront condo located in the desirable Marina Club Village at Bay Point. Situated on the first floor with convenient single-level living, this immaculate residence offers 1,486 square feet of comfortable space with breathtaking sunset views from nearly every

Lynn Yarbrough

Keller Williams Success Realty

(850) 918-8315

4620 Bay Point Rd Unit 1018, Panama City, FL 32408
/34
$290,000 Pre-Foreclosure
- 4 Beds
- 2 Baths
- 1,599 Sq Ft
4927 Hensey Ave, Panama City, FL 32404

This beautiful, recently updated residence offers the perfect balance of style and function. Situated with dual access between Hickory and Hensey Roads, the property features a large backyard with an oversized rolling gate--ideal for secure boat or RV storage.Inside, the heart of the home is a central kitchen with new appliances, a breakfast bar with hidden storage, and seamless flow into the

Beth Arnold

Seashore Realty LLC

(448) 231-5557

4927 Hensey Ave, Panama City, FL 32404
/49
$359,900
- 3 Beds
- 2.5 Baths
- 2,082 Sq Ft
2205 W 14th St, Panama City, FL 32401

Don't miss your chance to own this beautiful rebuilt home in the desirable St. Andrews community! Experience peace of mind and modern comfort in this fully renovated home, thoughtfully upgraded from top to bottom. Every detail has been updated for worry-free living. Including a brand-new metal roof, new windows, plumbing, electrical, drywall, and insulation. Step inside to find new flooring

MaryAnn Enfinger

Overstreet Realty

(448) 408-1243

2205 W 14th St, Panama City, FL 32401
/7
$250,000 New Construction
- 3 Beds
- 2 Baths
- 1,200 Sq Ft
815 E 12th Ct, Panama City, FL 32401

Great Opportunity. Discover this beautiful, comfortable, and modern ranch-style new construction home. From the oversized front porch to the durable Hardie board siding and fenced yard, this property offers standout curb appeal and quality craftsmanship. Inside, you'll find 3 bedrooms, 2 full baths, and a bright open floor plan enhanced by recessed lighting. The living room features a stylish

MaryAnn Enfinger

Overstreet Realty

(448) 200-2017

815 E 12th Ct, Panama City, FL 32401
/35
$239,900 New Construction
- 3 Beds
- 2 Baths
- 1,144 Sq Ft
814 E 9th Ct, Panama City, FL 32401

Welcome home savvy investors, first-time home buyers, or a family looking to downsize. This New Construction home will be perfect for you. This home has been designed to maximize living space. A contemporary design, using LVP flooring throughout. This 3 bedroom 2 bath allows for a new start with this location being close to shopping, as well as downtown Harrison Ave night life and restaurants. A

Aaron Wright

Legacy Premier Agency

(448) 233-3652

814 E 9th Ct, Panama City, FL 32401
/42
$309,900 New Construction
- 3 Beds
- 2 Baths
- 1,500 Sq Ft
150 Bayou Ave, P C Beach, FL 32401

Welcome home! This inviting new construction 3-bedroom, 2-bathroom home is truly move-in ready and waiting for its new owner. Located just a 15-minute drive from Tyndall Air Force Base, it offers the perfect balance of comfort, quality, and convenience. This beautiful Craftsman-style home showcases raised ceilings, durable vinyl plank flooring, and well-placed recessed lighting throughout,

Aaron Wright

Legacy Premier Agency

(448) 231-6474

150 Bayou Ave, P C Beach, FL 32401
/64
$1,425,000
- 4 Beds
- 3.5 Baths
- 2,180 Sq Ft
5706 S Lagoon Dr, Panama City, FL 32408

The deal of a lifetime. Welcome to 5706 South Lagoon, where elevated comfort and coastal charm come together to create the beach retreat you've been waiting for. Ideally positioned on the desirable east end of South Lagoon, and situated along the quieter side of the channel, this waterfront property offers a rare blend of privacy, accessibility, and effortless coastal living. A true boater's

Claire Newton Counts Real Estate Group Inc

5706 S Lagoon Dr, Panama City, FL 32408
/113
$2,790,450
- 6 Beds
- 11 Baths
- 12,200 Sq Ft
3703 Preserve Bay Blvd, Panama City, FL 32408

3703 Preserve Bay Blvd | Estate Living in The Preserve Located within the prestigious gated community of The Preserve, this extraordinary 12,200 sq. ft. estate sits on approximately 1.6 acres and offers a rare opportunity to own one of Bay County's most remarkable homes. Combining impressive architectural scale with timeless craftsmanship, this property was designed for both elegant living and

The Emerald Coastal Team Counts Real Estate Group Inc

3703 Preserve Bay Blvd, Panama City, FL 32408
/39
$480,000
- 3 Beds
- 2.5 Baths
- 2,355 Sq Ft
5116 Blue Harbor Dr, Panama City, FL 32404

Experience the ultimate coastal lifestyle in this stunning end-unit townhome, where breathtaking bayou views and premium amenities create the perfect Florida haven. This two-story gem boasts a private boat slip and a spacious backyard, offering a seamless blend of comfort and waterfront charm. The light-filled interior features updated flooring, a cozy fireplace, and an expansive open layout

Porcha Cooper Redfin Corporation

5116 Blue Harbor Dr, Panama City, FL 32404

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