Saint Andrew Bay, FL Homes for Sale

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  /72

  $930,000

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  5004 Thomas Dr Unit 1212, Panama City, FL 32408

  3BR/2BA Gulf-front condo in Treasure Island, Panama City Beach. West-end corner unit with wraparound views. 1,950 SF, $930K, STR allowed. If Gulf views are a priority, this west-end corner unit at Treasure Island delivers one of the widest and most dynamic perspectives along Panama City Beach. Located in a 23-story Gulf-front building, Unit 1212 is positioned to take advantage of the natural

  Greg Taylor Counts Real Estate Group Inc

  5004 Thomas Dr Unit 1212, Panama City, FL 32408
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  /62

  $899,900

  • 3 Beds
  • 2 Baths
  • 2,150 Sq Ft

  1509 Trout Ln, Panama City, FL 32408

  Welcome to Bay Point--one of Panama City Beach's most sought-after gated communities--where waterfront living and a true coastal lifestyle come together effortlessly. This beautifully maintained 3-bedroom, 2-bath home sits on an oversized lot with approximately 70 feet of canal frontage, perfectly positioned at the meeting of two canals, offering peaceful water views and easy access to the bay.

  The Emerald Coastal Team Counts Real Estate Group Inc

  1509 Trout Ln, Panama City, FL 32408
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  /43

  $347,579

  • 3 Beds
  • 2.5 Baths
  • 2,088 Sq Ft

  1336 Cincinnati Ave, Panama City, FL 32401

  Block from the Bay- Located within historic St. Andrews, this spacious home offers a flexible 3-bedroom that includes a GUEST SUITE with its own exterior entrance, plus an additional FLEX room (with closet) that can function as a 4th bedroom. Significant updates to plumbing and electrical systems, along with a newer roof in recent years. The home is equipped with natural gas for added efficiency

  Danny Burnett Keller Williams Success Realty

  1336 Cincinnati Ave, Panama City, FL 32401
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  /46

  $2,695,000

  • 4 Beds
  • 2.5 Baths
  • 1,786 Sq Ft

  5309 Gulf Dr, Panama City, FL 32408

  Charming coastal retreat with timeless beach-house appeal, ideally located on the highly sought-after east end of Panama City Beach. This beautifully renovated 4-bedroom, 2.5-bath Gulf-front home sits on an expansive 50' x 250' lot and offers stunning Gulf views from most rooms, including the primary suite, secondary bedrooms, living room, and kitchen — plus more than 2,000 square feet of

  Kristen Barr Counts Real Estate Group Inc

  5309 Gulf Dr, Panama City, FL 32408
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  /35

  $380,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1102, Panama City, FL 32408

  Wake up to the sound of waves and the shimmer of emerald water from this beautifully appointed 1BR + hallway bunk, 2-bath Gulf-front residence at Seychelles. From the moment you step inside, the views pull you in—the private balcony becomes your front-row seat to sunrise mornings and slow, golden evenings. The open living space feels airy and welcoming, while the serene primary suite and ensuite

  Donna Fox Compass Florida, LLC

  5115 Gulf Dr Unit 1102, Panama City, FL 32408
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  /54

  $410,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1904, Panama City, FL 32408

  Fully Furnished Gulf-Front Condo with Stunning Views Welcome to Unit 1904 at 5115 Gulf Drive, an immaculate 1-bedroom, 2-bath luxury condo perfectly situated on the sugar-white sands of Panama City Beach. This turnkey, fully furnished residence offers breathtaking floor-to-ceiling Gulf views, modern finishes, and resort-style amenities—ideal as a vacation home, full-time residence, or

  Donna Fox Compass

  5115 Gulf Dr Unit 1904, Panama City, FL 32408
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  /64

  $410,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1806, Panama City, FL 32408

  Escape to paradise at Seychelles Beach Resort, where sweeping Gulf views & the soothing sound of waves define coastal living. Beautiful 1-BR, 2-BA condo with a versatile bunk area comfortably functions like a 2-BR retreat, offering plenty of space for family or guests. The open living area flows onto a private Gulf-front balcony perfect for enjoying morning coffee, evening sunsets or simply

  Donna Fox Compass

  5115 Gulf Dr Unit 1806, Panama City, FL 32408
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  /17

  $255,000

  • 1 Bed
  • 1 Bath
  • 935 Sq Ft

  4726 Bay Point Unit 250, Panama City, FL 32411

  Bay Point Harbour Villa 1 Bedroom with LOW condo dues. These unit can be used as short term rentals. Located between the Nicholas Golf Course and Point South Marina. This unit is sold furnished in rental ready condition.

  The Emerald Coastal Team Counts Real Estate Group Inc

  4726 Bay Point Unit 250, Panama City, FL 32411
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  /45

  $449,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,245 Sq Ft

  Alabaster Plan at Sanctuary Beach, Upper Grand Lagoon, FL 32408

  Welcome to the Alabaster a new home floorplan located at Sanctuary Beach in Panama City Beach, FL. The Alabaster is a masterfully designed single-family residence with four bedrooms and three and a half bathrooms. This home offers a perfect blend of elegance and relaxation, ideally suited for those in search of an exquisite second home or a serene vacation retreat. Spanning two captivating

  D.R. Horton Builder

  3508 Cottage Cove Ln Unit 36200548, Upper Grand Lagoon, FL 32408
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  /44

  $439,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,846 Sq Ft

  Monroe Plan at Sanctuary Beach, Upper Grand Lagoon, FL 32408

  Welcome to the Monroe, a new home floor plan located at Sanctuary Beach in Panama City Beach, Florida. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony on the second level just off the primary bedroom. Entering the foyer you are greeting with an open entry that

  D.R. Horton Builder

  3508 Cottage Cove Ln Unit 36200550, Upper Grand Lagoon, FL 32408
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  /57

  $699,000 Open Sat 11AM - 2PM

  • 3 Beds
  • 2 Baths
  • 2,469 Sq Ft

  4700 E 6th St, Panama City, FL 32404

  Open House Saturday April 3rd 11am-2pm Motivated Seller! Charming Florida Home on Parker Bayou with unobstructed Waterfront Views. Welcome to your own slice of paradise! Nestled at the end of W Park Street on the corner of E 6th Street, this beautifully updated Florida home offers breathtaking views of Parker Bayou at the mouth of Pratt Bayou. With direct access to the water, you can park your

  Mike Johnson Century 21 BE3

  4700 E 6th St, Panama City, FL 32404
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  /29

  $185,000

  • 2 Beds
  • 1.5 Baths
  • 952 Sq Ft

  1724 Alabama Ave, Panama City, FL 32401

  Coastal charm meets modern comfort just 1.5 blocks from the bay with public water access! Tucked away on a quiet dead-end street that leads directly to the water, this beautifully updated 2-bedroom, 1.5-bath home offers the perfect blend of character, convenience, and location.Step inside to find real hardwood floors throughout the main living areas and tasteful updates throughout. The

  Tammie Charbono Epique Realty Inc

  1724 Alabama Ave, Panama City, FL 32401
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  /34

  $285,000

  • 3 Beds
  • 2 Baths
  • 2,041 Sq Ft

  106 Moody Dr, Panama City, FL 32404

  This charming 3-bedroom, 2-bath brick and flagstone home offers comfort and convenience in a peaceful setting. Step inside to find a freshly painted interior complemented by brand-new light fixtures, creating a bright and welcoming atmosphere throughout.Enjoy your own private in-ground swimming pool and a spacious, fully fenced backyard--perfect for entertaining, pets, or relaxing weekends at

  Brittany Whittaker Beachy Beach Real Estate

  106 Moody Dr, Panama City, FL 32404
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  /61

  $972,000

  • 4 Beds
  • 3.5 Baths
  • 2,858 Sq Ft

  3209 Swordfish Dr, Panama City Beach, FL 32408

  Stunning coastal retreat in Bay Point! This spacious 4-bedroom, 3.5 bath home features 2 master suites, including a luxurious primary master with a walk-in shower, relaxing soaker tub, & a private balcony overlooking Grand Lagoon! Gorgeous hardwood floors run throughout & the main level offers a dedicated office/flex space perfect for work or study. Enjoy an extra-large garage with 2 double

  Stephanie Bickford EXIT Realty Anchor South

  3209 Swordfish Dr, Panama City Beach, FL 32408
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  /43

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,924 Sq Ft

  4115 W 21st Place, Panama City, FL 32405

  Welcome to this beautifully updated 3-bedroom, 2-bath home offering nearly 1,900 square feet of comfortable living space in a prime central location. Freshly painted throughout, this home is move-in ready and designed for both relaxation and entertaining. Step inside to a spacious living room featuring a cozy fireplace, perfect for gathering on cooler evenings. The home also boasts a stunning

  Wesley Best Think Real Estate

  4115 W 21st Place, Panama City, FL 32405
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  /49

  $496,000

  • 6 Beds
  • 4 Baths
  • 2,914 Sq Ft

  803 Oak Ave, Panama City, FL 32401

  Investment Opportunity in Downtown Panama City!This versatile property is divided into three separate units and offers excellent income potential. It is centrally located near downtown Panama City dining, and shopping. Situated on a large lot with a huge side yard, there's ample space potentially for expansion, additional amenities, or future development.The property features:• Unit

  Beth Christie Local Insight Realty

  803 Oak Ave, Panama City, FL 32401
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  /39

  $235,000

  • 3 Beds
  • 2.5 Baths
  • 1,457 Sq Ft

  4915 S Lakewood Dr, Panama City, FL 32404

  Welcome to this beautifully maintained lakefront townhome situated on a spacious lot. 4915 S Lakewood Drive offers the perfect blend of comfort, functionality, and Florida charm. This property features a well-designed floor plan with generous living spaces, ideal for both everyday living and entertaining. The home boasts a bright and inviting interior with abundant natural light through the newly

  Angela Hale ERA Neubauer Real Estate, Inc

  4915 S Lakewood Dr, Panama City, FL 32404
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  /12

  $102,000

  • 2 Beds
  • 1 Bath
  • 1,172 Sq Ft

  722 Williams Ave, Panama City, FL 32401

  Don't let this opportunity to pass you by!! Located in the Millville Area sits this 2 Bedroom 1 Bath home with 1172 Sq Ft. With some TLC this home can make the perfect home for you! Large 17x12 Enclosed Porch that could easily be converted to a 3rd bedroom and half bath. There is a 16x10 shed for additional storage. The property is fully fenced for privacy. The home is located within minutes to

  Stacy Borges Indian Springs Real Estate

  722 Williams Ave, Panama City, FL 32401
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  /19

  $129,000

  • 3 Beds
  • 2 Baths
  • 990 Sq Ft

  5026 E Highway 98, Panama City, FL 32404

  3 bedroom, 2 bathroom ''diamond in the rough'' home(in need of total renovation)on a little bit more than a half acre lot!! The zoning is both residential and commercial, so you could turn this home into a business as well. With some vision this property could become an incredible dream home or a great business on a highly traveled major road. All information is approximate and should be verified

  Mario Gobel RE/MAX SELECT Partners

  5026 E Highway 98, Panama City, FL 32404
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  /14

  $665,000

  • 4 Beds
  • 3 Baths
  • 2,919 Sq Ft

  121 Dragon Cir, Panama City, FL 32408

  Nestled within the prestigious Dragon's Ridge neighborhood of Bay Point, this exceptional luxury home offers a rare opportunity to live along the 9th hole of the renowned Jack Nicklaus golf course. Showcasing striking Mediterranean architecture, the residence boasts impressive curb appeal, highlighted by a barrel tile roof installed in 2019 and timeless design elements throughout. This spacious

  Hope Abbott Turner Keller Williams Realty Emerald

  121 Dragon Cir, Panama City, FL 32408
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  /24

  $229,900

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  1709 Cincinnati Ave, Panama City, FL 32401

  Just a short walk to Historic St. Andrews' shops and restaurants, enjoy brunch at Alice's, lunch overlooking the bay at Uncle Ernie's, dinner at Hunt's Oyster Bar, or browse the local markets every Saturday, all within a 15-minute stroll. This prime location is also just a 15-minute drive to the sugar-white beaches of the Gulf, 8 minutes to the Naval Base, and 26 minutes to Tyndall AFB.

  Cindy Hamre Coastal Choice Realty LLC

  1709 Cincinnati Ave, Panama City, FL 32401
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  /24

  $125,000

  • Land
  • 0.13 Acre
  • $961,538 per Acre

  1150 Cove Pointe Dr, Panama City, FL 32401

  Build your dream coastal retreat at 1150 Cove Pointe Dr, a premium .199-acre homesite in the exclusive Cove Pointe community of Panama City, FL 32401. Perfectly positioned on a quiet interior lot, this property offers an ideal canvas for a custom residence surrounded by natural beauty and upscale coastal charm.Set within a boutique waterfront neighborhood along Watson Bayou, Cove Pointe is

  Joshua Wade Think Real Estate

  1150 Cove Pointe Dr, Panama City, FL 32401
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  /38

  $183,000

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  617 N 9th Plaza, Panama City, FL 32404

  Exceptional investment opportunity in the heart of Parker! Whether you're expanding your rental portfolio or securing a property with immediate income potential, this well-maintained home deserves a closer look. Major system updates provide added confidence, including a new water heater installed in February 2025 and an HVAC system replaced in 2018. Double-pane windows enhance efficiency, and the

  Heather Neubauer ERA Neubauer Real Estate Inc

  617 N 9th Plaza, Panama City, FL 32404
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  /61

  $325,000

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6089 E Highway 98, Panama City, FL 32404

  Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy stunning sunrises over the water and the convenience of quick

  Angela Hale ERA Neubauer Real Estate, Inc

  6089 E Highway 98, Panama City, FL 32404
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  /28

  $158,000

  • 2 Beds
  • 1 Bath
  • 900 Sq Ft

  1026 W 12th Ct, Panama City, FL 32401

  This nice 2-bedroom 1 bath home has been updated and ready for you. New roof in 2019, new floors just installed and fresh paint throughout. Lots of room that offers living area, dining area, foyer and updated kitchen. One car garage attached and a nice back deck to relax on. Good size yard that's fenced with yard building. Good investment house. Call for your tour today.

  Roy Furst Central Bay Realty and Property Management LLC

  1026 W 12th Ct, Panama City, FL 32401
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  /25

  $165,000

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  614 Bay Ave, Panama City, FL 32401

  Interior Fully Renovated Old Orchard Gem - Near Watson Bayou! This nicely renovated 3-bedroom, 1-bath home offers 1,100 square feet of move-in-ready comfort in the desirable Old Orchard area. Completely gutted and brought back from the studs out after Hurricane Michael, the interior feels fresh and modern throughout. Enjoy peace of mind with a brand-new air conditioner installed in 2025, New Roof

  Diane Rushing Anchor Realty Florida

  614 Bay Ave, Panama City, FL 32401
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  /29

  $249,900

  • 3 Beds
  • 2.5 Baths
  • 1,416 Sq Ft

  1036 W 11th Ct, Panama City, FL 32401

  COZY END-UNIT TOWNHOME IN ST. ANDREWS. This 3-bedroom, 2.5-bath townhome offers over 1,400 sq. ft. of living space and features a semi-open floorplan with attractive LVP flooring, perfect for both everyday living and entertaining. The kitchen comes complete with stainless steel appliances, a breakfast bar, a pantry, and a convenient built-in desk area. Ample natural light fills the home,

  Kelli Garrett CENTURY 21 Commander Realty

  1036 W 11th Ct, Panama City, FL 32401
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  /51

  $875,000

  • 3 Beds
  • 2.5 Baths
  • 2,048 Sq Ft

  325 Wahoo Rd, Panama City, FL 32408

  *Owner Financing available with 20% down, competitive rate, and must qualify* Welcome to this meticulously maintained WATERFRONT home, located in the gated Bay Point Community on the CANAL with GULF access. This stunning property offers a long list of recent upgrades. The home boasts a metal roof (2019), 4-ton HVAC unit and attic insulation (2022) to enhance energy efficiency throughout the

  Charles Commander Jr. CENTURY 21 Commander Realty

  325 Wahoo Rd, Panama City, FL 32408
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  /29

  $165,000

  • 2 Beds
  • 2.5 Baths
  • 1,198 Sq Ft

  1325 W 12th St Unit A8, Panama City, FL 32401

  Welcome to effortless coastal living in the heart of Panama City! This beautifully maintained 2-bedroom, 2.5-bath condo offers the perfect blend of style, comfort, and convenience. Step inside to an inviting open-concept layout where the living room and kitchen flow seamlessly together--ideal for entertaining or simply relaxing at home. The kitchen features elegant granite countertops, ample

  Christina Daniels Keller Williams Success Realty

  1325 W 12th St Unit A8, Panama City, FL 32401
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  /29

  $180,000

  • 2 Beds
  • 1.5 Baths
  • 1,104 Sq Ft

  4455 W 19th St Unit 16, Panama City, FL 32405

  Great opportunity in St. Andrews to own a townhome with potential. This property offers a functional layout with comfortable living space and is ready for a new owner to add their personal touch. A good option for buyers looking to customize or invest. Conveniently located in Panama City with easy access to shopping, dining, and everyday amenities. All measurements, zoning, and sizes are

  Luisa Dick Coldwell Banker Realty

  4455 W 19th St Unit 16, Panama City, FL 32405
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  /19

  $649,000

  • 3 Beds
  • 3 Baths
  • 2,099 Sq Ft

  4100 Marriott Dr Unit 412, Panama City, FL 32408

  Take advantage of the opportunity to own a corner rare 3 bed/3bath unit in the prestigious resort community of Reflections at Bay Point! Luxurious open concept with stunning views of St. Andrews Bay to Shell Island and the Pass to the Gulf. So much to do! The Bay Point Nicklaus Golf Course home of Bar 72 has food, entertainment and more, Find the white sugar sand beach just a few miles away, or

  Leslie Chastain - Broker Property Partners Group Real Estate

  4100 Marriott Dr Unit 412, Panama City, FL 32408
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  /32

  $399,000

  • 2 Beds
  • 1 Bath
  • 936 Sq Ft

  5620 Pinetree Ave, Panama City, FL 32408

  This home is hands down the best value in the whole neighborhood! The Happy Pelican Cottage is a well-maintained property that is walking distance to the beach and The Grand Lagoons main attractions including: the Pirates Cove Marina, access to dolphin tours, jet skis, pontoon boats, fishing charters, the Sea Screamer, the Sea Dragon Pirate Cruise, grocery stores, public boat access, and many of

  Amy McGowan LPT Realty LLC

  5620 Pinetree Ave, Panama City, FL 32408
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  /46

  $299,900

  • 3 Beds
  • 1 Bath
  • 1,279 Sq Ft

  302 Wilson Ave, Panama City, FL 32401

  Welcome to the very desirable Bunkers Cove! This cozy home in The Cove offers peaceful living across the street from Massalina Bayou. Original hardwood floors throughout most of the home, it has 3 bedrooms, 1 full bathroom under a metal roof and surrounded by shade. Unlike many established houses in The Cove, this one has a relatively open floor plan with a big living room, dining room and back

  Harvey Webb Counts Real Estate Group

  302 Wilson Ave, Panama City, FL 32401
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  /64

  $595,000

  • 4 Beds
  • 4 Baths
  • 2,713 Sq Ft

  134 Marlin Cir, Panama City, FL 32408

  Located in the highly sought-after gated community of Bay Point on the east end of PCB, this beautifully maintained and updated 4-bedroom, 2.5-bathroom home is full of character and charm. Beautifully maintained and thoughtfully updated, it is truly a special property. As you arrive, you're welcomed by an oversized paver driveway, meticulously landscaped grounds, and stunning accent landscape

  Zack Seltzer Seltzer Real Estate, LLC

  134 Marlin Cir, Panama City, FL 32408
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  /22

  $186,000

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  316 Detroit Ave, P C Beach, FL 32401

  MOVE-IN READY | BRAND NEW 2026 4BR/2BA | NO HOA | CLOSE TO THE BEACH Don't miss this opportunity to own a brand-new 2026 double wide featuring 4 bedrooms and 2 full bathrooms with a spacious open-concept layout designed for modern living.This home is fully set and move-in ready with a brand-new central A/C unit, giving you peace of mind and eliminating major upfront expenses.Enjoy outdoor

  Cliff Glansen FLATFEE.COM

  316 Detroit Ave, P C Beach, FL 32401
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  /28

  $335,000

  • 3 Beds
  • 2 Baths
  • 1,736 Sq Ft

  5031 Park St, Panama City, FL 32404

  This great home has a 1 year warranty on the home and pool. It is the best value in East Panama City. It's perfect for a Military family, only 6 miles from Tyndall Air Force Base. Its spacious open floor plan and updated kitchen include granite countertops, hardwood flooring and tile. No carpet! This home is perfect for entertaining friends and family and pets. Enjoy your outdoor retreat by the

  Leslie Hampleman Beachy Beach Real Estate

  5031 Park St, Panama City, FL 32404
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  /29

  $359,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2602 Mystic Ln Unit PO33, Panama City, FL 32408

  FULLY FURNISHED. High-end finishes including Sub-Zero refrigerator, Viking 6 burner stove with convection oven, Bosch dishwasher, ice maker and Sub-Zero wine chiller at the wet bar. 2nd floor condo with balcony that can see over the community pool to the bay. NEW HVAC - 2022, NEW HOT WATER HEATER - 2019. Alley-fed access parking and elevator. Waterhaven is bay-front, gated community with a

  Gabriel Stephani Pineapple Properties

  2602 Mystic Ln Unit PO33, Panama City, FL 32408
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  /24

  $1,110,500

  • 4 Beds
  • 3 Baths
  • 2,820 Sq Ft

  523 Wahoo Rd, Panama City Beach, FL 32408

  BACK on the MARKET with major upgrades! Newly repaired seawall and brand-new decking! THE OPPORTUNITY YOU HAVE BEEN WAITING FOR! This 4-bedroom, 3-bathroom POOL home is located in the gated Bay Point Community on the canal with gulf access!! known for being one of the most coveted living communities in Panama City Beach! Entertaining guests by the pool will be pleasant, especially with a BBQ,

  Jena Buchanan CENTURY 21 Ryan Realty Inc

  523 Wahoo Rd, Panama City Beach, FL 32408
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  /9

  $118,000

  • 1 Bed
  • 1 Bath
  • 516 Sq Ft

  2722 E 6th St, Panama City, FL 32401

  Solid entry-level opportunity!This simple and functional home features a living room, bedroom, and full bath. Conveniently located in Panama City with easy access to local shops, services, and schools, it's an affordable choice for buyers seeking a starter home or an investment property that can be refreshed to add value. All measurements, zoning, and sizes are approximate; please verify if

  Luisa Dick Coldwell Banker Realty

  2722 E 6th St, Panama City, FL 32401
• 

  

  /27

  $197,999 Open House 4/12

  • 2 Beds
  • 1.5 Baths
  • 1,164 Sq Ft

  1025 W 19th St Unit 10C, Panama City, FL 32405

  Assumable 3.375% Mortgage Opportunity!!! This beautifully updated 2-bedroom townhome is move-in ready and packed with recent upgrades. The home features all new windows, a new front door and storm door, new bathroom vanities with stone countertops, new faucets and mirrors, a deep soaking shower/tub combo with sleek marbled acrylic wall panels, plus... the master has a double sink vanity. You'll

  Sheryl Beaver LoKation Real Estate

  1025 W 19th St Unit 10C, Panama City, FL 32405

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