Saint Andrew Bay, FL Homes for Sale

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  /8

  $344,850

  • 3 Beds
  • 2 Baths
  • 1,555 Sq Ft

  343 S Palo Alto Ave, Panama City, FL 32401

  ***ATTENTION INVESTORS*** Income producing property rented for $30K yearly until 12/31/2026*** Huge, and elegant white bricks, and concrete blocks 3 bedrooms / 2 baths house. One of the biggest houses in The Cove neighborhood. * Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to Tyndall AFB, as well as downtown * 4 Parking spaces, and great patio area

  Milton Vergara Red Real Estate Associates, LL

  343 S Palo Alto Ave, Panama City, FL 32401
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  /70

  $344,000

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  2100 W Beach Dr Unit N101, Panama City, FL 32401

  Rare opportunity for a ground floor 3 bedroom condominium, with desirable corner location and close access to the water...and even water views from inside your condo! Welcome to Landmark on St. Andrews Bay, where you can enjoy the ultimate Florida lifestyle! This single story 3-bedroom, 2-bathroom condo has been meticulously maintained and welcomes you with an open floor plan and soothing coastal

  Michele Morros Keller Williams Success Realty

  2100 W Beach Dr Unit N101, Panama City, FL 32401
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  /40

  $549,900

  • 4 Beds
  • 2.5 Baths
  • 2,390 Sq Ft

  2412 Grandiflora Blvd, Panama City, FL 32408

  Welcome to Magnolia Bay Club, A popular gated waterfront community on St Andrews Bay in Upper Grand Lagoon. This rare 4 bedroom, 2.5 bath home is the largest floor plan in this community and features beautiful hardwood floors, tile, crown molding, a large living room with a cozy fireplace and custom plantation shutters. There is a large formal dining room that could also be used for an additional

  Tina Rowe Rowe Realty Group LLC

  2412 Grandiflora Blvd, Panama City, FL 32408
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  /22

  $249,995

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D302, Panama City, FL 32408

  ***BEST PRICED(AS OF LIST DATE) 1 BEDROOM (WITH LOFT) 1 BATHROOM, REMODELED WATERFRONT VIEW CONDO THAT IS WALKING DISTANCE TO THE BEACH IN THE HIGHLY DESIRABLE TREASURE COVE COMPLEX!!!*** As an added bonus the seller is open to a waterfront condo or waterfront lot trade!! This beautiful unit boast breathtaking waterfront views and is less than a 5 minute boat ride to the open gulf. Seller has

  Mario Gobel RE/MAX SELECT Partners

  3600 Thomas Dr Unit D302, Panama City, FL 32408
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  /23

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,126 Sq Ft

  6308 Causeway Rd, Panama City, FL 32408

  NO HOA! Discover this beautifully remodeled three bedroom, two-bath home in the heart of Panama City Beach. Every detail has been thoughtfully updated-new roof, new HVAC, new hot water heater, new windows with all new blinds, new interior doors, trim and fresh paint.The features new ceramic tile flooring throughout, giving it a bright, modern feel. New laundry room. Enjoy a spacious sunroom

  Jo Cochran Anchor Realty Florida

  6308 Causeway Rd, Panama City, FL 32408
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  /3

  $19,000

  • Land
  • 0.4 Acre
  • $47,500 per Acre

  0 Bayou Ave Unit 780330, P C Beach, FL 32401

  Owner Financing available! Build your dream home on this cleared lot in Panama City, FL! Located on a quiet street, this lot offers privacy while still being close to everything. A great opportunity to create the perfect home in a peaceful setting. Don't miss out on this ready-to-build lot! Bring your builder and ideas and make this your dream home.

  Moe Mossa Savvy Avenue LLC

  0 Bayou Ave Unit 780330, P C Beach, FL 32401
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  /14

  $239,900

  • 3 Beds
  • 2 Baths
  • 975 Sq Ft

  2114 Deluna Ave, Panama City, FL 32405

  *PRICE REDUCTION $10K!!* Cozy 3 bedroom/2 bath home near FSU/Gulf Coast State College and ''The World's Most Beautiful Beaches!!''. Home is located in a quiet neighborhood near shopping and a short drive to the beach. Freshly painted interior. This home features a large, fenced backyard. Refrigerator, stove, and hot water heater 2017. All appliances are electric. Newer roof. Tile floors

  Ryan Powell Keller Williams Success Realty

  2114 Deluna Ave, Panama City, FL 32405
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  /5

  $120,000

  • Land
  • 0.17 Acre
  • $705,882 per Acre

  3910 Magnolia Bluff Ln, Upper Grand Lagoon, FL 32408

  Welcome to Sanctuary Beach, a gated community on Panama City Beach. This is a nice lot in a much sought after community, minutes from golfing, boating, Pier Park and of course the beaches! community features a swimming pool, very quiet and quaint, perfect for a family or just your dream home. call today to view this wonderful lot and build your home!

  Bubba McCants EXP Realty LLC

  3910 Magnolia Bluff Ln, Upper Grand Lagoon, FL 32408
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  /11

  $130,000

  • Land
  • 0.42 Acre
  • $309,524 per Acre

  1526 Fortune Ave, Panama City, FL 32405

  Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

  Zacarias Sanchez Think Real Estate

  1526 Fortune Ave, Panama City, FL 32405
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  /17

  $255,000

  • 1 Bed
  • 1 Bath
  • 935 Sq Ft

  4726 Bay Point Rd Unit F250, Panama City Beach, FL 32408

  Bay Point Harbour Villa 1 Bedroom with LOW condo dues. These unit can be used as short term rentals. Located between the Nicholas Golf Course and Point South Marina. This unit is sold furnished in rental ready condition

  Cherie Alexander Counts Real Estate Group Inc

  4726 Bay Point Rd Unit F250, Panama City Beach, FL 32408
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  /21

  $585,000

  • 3 Beds
  • 2.5 Baths
  • 2,557 Sq Ft

  820 Dolphin Dr, Panama City, FL 32408

  Short Sale, REDUCED $100,000 from original price. This is the final reduction. . Roof 6 years old. .New AC , water heater, dishwasher 2020. All new windows 2019. Cove lighting in dining room. Living room and master has vaulted ceilings. 2 '' wood blinds included. Ref oven and vent hood 3 years old. Golf cart garage with very large attic . 39 solar panels and lender says will settle for $21,770.

  Harriette Reed Reed Realty of PCB, LLC

  820 Dolphin Dr, Panama City, FL 32408
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  /28

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  2712 Oak Hammock Dr, Panama City, FL 32401

  Price Reduction,Great starter home or rental. Very nice duplex single unit, Very clean and well maintained. Appliances are in very good condition..Nice quiet neighborhood, centrally located. This would be great for first time buyers or for the investor. it has been used as a rental in the past and produced excellent rental results.

  James Murphy RE/MAX SELECT Partners

  2712 Oak Hammock Dr, Panama City, FL 32401
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  /5

  $1,650,000

  • Land
  • 9.2 Acres
  • $179,348 per Acre

  0 Northside Dr, Panama City, FL 32405

  Great Commercial development opportunity. This premier location is zoned GC-2. The parcel is 9.08 acres with 830' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The convenient location and zoning make

  Andy Gonsalves Counts Real Estate Group Inc

  0 Northside Dr, Panama City, FL 32405
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  /42

  $260,000

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D307, Panama City, FL 32408

  Enjoy waterfront living in this 1BR/1BA condo with a spacious loft, perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers

  Clint Furney Anchor Realty Florida

  3600 Thomas Dr Unit D307, Panama City, FL 32408
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  /2

  $24,900

  • Land
  • 0.13 Acre
  • $191,538 per Acre

  3616 E 2nd Ct, Panama City, FL 32401

  OWNER FINANCING AVAILABLE. $4,900 down, loan for $20,000 at 6% interest. Interest-Only Payments of $100/mo. Larger lot at the end of 2nd Ct. According to Bay County, it has Water to this lot and Gravity Sewer as well.

  Gabriel Stephani Pineapple Properties

  3616 E 2nd Ct, Panama City, FL 32401
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  /3

  $27,000

  • Land
  • 0.28 Acre
  • $96,429 per Acre

  00 Harris Ave, Panama City, FL 32401

  Explore the potential of this excellent building lot situated off N Harris Ave. With a dimension of 40ft x 300ft and 40ft frontage on Harris Ave, this expansive property spans 0.275 of an acre, offering ample space for your building aspirations. Adding to its charm, the property abuts a creek running behind, providing a serene backdrop. This lot is ideal for residential single-family use,

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Harris Ave, Panama City, FL 32401
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  /5

  $19,999

  • Land
  • 0.2 Acre
  • $99,995 per Acre

  0 Bayou Ave Unit 779848, P C Beach, FL 32401

  Welcome to Grove Heights Subdivision - an extraordinary opportunity to imagine a lot of limitless possibilities. This lot is zoned MU, not in a flood zone, meaning multi-use is allowed, anything from a Single-Family stick build, a new manufactured home or even a duplex. All options present a new foundation for you, or an income generating solution!

  Jacob Hutchins CENTURY 21 Commander Realty

  0 Bayou Ave Unit 779848, P C Beach, FL 32401
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  /6

  $240,000

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit D102, Panama City, FL 32408

  Water views and your own dock await! This beautifully renovated first-floor condo offers a serene, waterfront lifestyle with direct lagoon access. Imagine waking up to views of palm trees and water from your living room and bedroom, then stepping onto your private balcony to enjoy spectacular sunsets. This isn't just a condo; it's a boater's paradise, featuring BOAT PARKING AND DEEDED DOCK ACCESS

  Cliff Glansen FLATFEE.COM

  3600 Thomas Dr Unit D102, Panama City, FL 32408
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  /5

  $1,650,000

  • Land
  • 9.08 Acres
  • $181,718 per Acre

  1900 Northside Dr, Panama City, FL 32405

  Great Commercial development opportunity. This premier location is zoned GC-2. The parcel is 9.08 acres with 830' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The convenient location and zoning make

  Andy Gonsalves Counts Real Estate Group Inc

  1900 Northside Dr, Panama City, FL 32405
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  /5

  $351,000

  • Land
  • 1.65 Acres
  • $212,727 per Acre

  1200 W 19th St, Panama City, FL 32405

  Lot #1. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 1.65 acres with 150' of road frontage on west 19th Street and 480' deep. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed.The seller will consider Owner Financing with

  Andy Gonsalves Counts Real Estate Group Inc

  1200 W 19th St, Panama City, FL 32405
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  /15

  $599,000

  • Land
  • 0.79 Acre
  • $758,228 per Acre

  0 Pitts Ave, Panama City, FL 32404

  This is an incredible opportunity to own a large water front residential lot in Panama City! Zoned in the city of Parker as Mixed Use 1. Boasting over 3/4 of an acre with plenty of room to build your dream home or an income producing property. The waterfront portion of the property is on the south side of Pitts Avenue with the larger portion on the North side. Short drive away from historic

  Joseph Echols Hitchcock Real Estate LLC

  0 Pitts Ave, Panama City, FL 32404
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  /52

  $689,000

  • 3 Beds
  • 3 Baths
  • 2,836 Sq Ft

  1015 Barracuda Dr, Panama City, FL 32408

  Stately Bay Point pool home with screened lanai on quiet cul-de-sac! 2,800 + sq. ft. with side entry garage and golf cart parking as well as circular driveway and Generac Generator! Totally remodeled and updated including kitchen and all baths! This spacious home offers lots of storage and natural light with an open floorplan. Beautifully updated kitchen with granite/stainless/coffee bar, double

  Cheryl Wright Coldwell Banker Realty

  1015 Barracuda Dr, Panama City, FL 32408
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  /43

  $469,900

  • 3 Beds
  • 2.5 Baths
  • 1,846 Sq Ft

  3533 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3533 Cottage Cove Lane located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony off the primary bedroom on the second level. The kitchen is open to the dining and living areas and features a peninsula

  Pamela Hawkins DR Horton Realty of Emerald Coast, LLC

  3533 Cottage Cove Ln, Panama City, FL 32408
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  /36

  $205,000

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit C101, Panama City, FL 32401

  Welcome to Landmark on St. Andrews Bay, where coastal charm meets convenience! This first-floor, 2-bedroom, 1-bath condo at 2100 W Beach Dr Unit C101 offers the perfect blend of comfort, location, and value. Step inside to a bright, open living space that flows easily into the dining and kitchen areas, making it ideal for both relaxing and entertaining.The kitchen is well-appointed, and the

  Daniel Hagen LPT Realty LLC

  2100 W Beach Dr Unit C101, Panama City, FL 32401
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  /34

  $295,999

  • 3 Beds
  • 3 Baths
  • 1,420 Sq Ft

  4300 Bay Point Rd Unit 402, Panama City Beach, FL 32408

  Freshly renovated and move-in ready, this three-bedroom, three-bath two-story golf villa is located in the highly sought-after Bay Point community. Rarely available, these specific villas allow for short-term rentals, making this an excellent opportunity for both homeowners and investors. Every detail has been thoughtfully updated to provide modern comfort while maintaining a timeless appeal.

  Abbott Martin Group EXP Realty LLC

  4300 Bay Point Rd Unit 402, Panama City Beach, FL 32408
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  /42

  $499,900

  • 2 Beds
  • 2 Baths
  • 815 Sq Ft

  516 Venture Blvd, Panama City Beach, FL 32408

  Welcome to Venture Out Resort - one of Panama City Beach's most desirable gated communities! This beautifully maintained coastal retreat offers the perfect balance of charm and modern comfort, just steps from both the sugar-white sands of the Gulf of Mexico and the peaceful waters of Grand Lagoon. ✨ Property Highlights: 2 spacious bedrooms + 2 full bathrooms Bonus bunk room, perfect for

  David & Kelli Sims Sims Resort Realty, Inc

  516 Venture Blvd, Panama City Beach, FL 32408
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  /59

  $698,900

  • 3 Beds
  • 3 Baths
  • 1,776 Sq Ft

  4050 Marriott Dr Unit 3606, Panama City, FL 32408

  Spacious 3BR/3BA condo in the desirable Grand Residences at Bay Point with stunning views of Grand Lagoon and St. Andrews Bay. This third-floor unit offers over 2,000 sq. ft. of living space and is being sold fully furnished. Features include ceramic tile flooring, granite countertops, stainless steel kitchen appliances, and a large master suite with walk-in closet, double vanity, garden tub, and

  Ayesha Albibi Centergate Realty LLC

  4050 Marriott Dr Unit 3606, Panama City, FL 32408
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  /62

  $615,000

  • 3 Beds
  • 3 Baths
  • 1,404 Sq Ft

  4715 Thomas Dr Unit 310, Panama City, FL 32408

  END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive. This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom. Exclusive perks include three private owner decals

  Zacarias Sanchez Think Real Estate

  4715 Thomas Dr Unit 310, Panama City, FL 32408
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  /16

  $990,000

  • Land
  • 12 Acres
  • $82,500 per Acre

  7729 U S 231, Callaway, FL 32404

  12 acres with 273 feet on Hwy 231 and 396 feet on Penny Road adjacent to Morningside Subdivision and close to the Intermodel Distribution Center.

  Tom Neubauer ERA Neubauer Real Estate Inc

  7729 U S 231, Callaway, FL 32404
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  /51

  $350,000

  • 2 Beds
  • 2 Baths
  • 2,020 Sq Ft

  4620 Bay Point Rd Unit 1043, Panama City Beach, FL 32408

  Absolutely gorgeous, 2BR/2BA at Marina Club Village—with direct views over the pool and deck and peeks of Grand Lagoon from both balconies. From the foyer, built-in bookcase/curio shelving set the tone. A dry bar adjoins the living/dining area. Throughout the home you'll find custom 3'' plantation shutters and abundant natural light. The light, airy kitchen features tile floors, updated

  Cherie Alexander Counts Real Estate Group Inc

  4620 Bay Point Rd Unit 1043, Panama City Beach, FL 32408
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  /52

  $599,000

  • 3 Beds
  • 3 Baths
  • 1,823 Sq Ft

  2400 Grandiflora Blvd Unit E409, Panama City, FL 32408

  Make an offer today! Take in breathtaking million-dollar views from your expansive, private balcony your personal retreat above it all just steps from the elevator, This Magnolia Bay condominium is truly one-of-a-kind. Designed for those who demand more, this residence boasts the largest floor plan in the community along with an expansive balcony offering endless waterfront views of the Bay and

  Ke'Asha Dorsett Coldwell Banker Realty

  2400 Grandiflora Blvd Unit E409, Panama City, FL 32408
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  /90

  $1,300,000

  • 3 Beds
  • 3 Baths
  • 1,986 Sq Ft

  3530 Treasure Cir, Panama City, FL 32408

  RARE WATERFRONT. LAGOON-MOUTH PROXIMITY. PRIVATE DOCK + LIFT. Set on a quiet loop in Panama City Beach, this property sits in one of the closest residential pockets to the mouth of the lagoon, a scarce location-first opportunity that means quicker runs to open water, marinas, and beaches while keeping a calm, remote feel at home. Out back, a private dock with powered boat lift makes ''go now''

  Sean Casilli Coldwell Banker Realty

  3530 Treasure Cir, Panama City, FL 32408
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  /10

  $139,999

  • 2 Beds
  • 1.5 Baths
  • 1,026 Sq Ft

  1522 Kraft Ave, Panama City, FL 32405

  Welcome to 1522 Kraft Ave! Fully Renovated, this Attached Single Unit offers an abundance of opportunity at the most inexpensive price on the Market! This can be your next Rental or a new spot to call home. Don't wait, this won't last long! Annual Gross: $10,350

  Jacob Hutchins CENTURY 21 Commander Realty

  1522 Kraft Ave, Panama City, FL 32405
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  /8

  $224,999

  • 4 Beds
  • 2 Baths
  • 1,634 Sq Ft

  708 S Highway 22 A Unit A & B, Panama City, FL 32404

  Turnkey Rental Opportunity with huge upside potential! With Rents below market, and a price that you can't beat for a Duplex, this offers the flexibility of a new stay for your first investment or a simple add to your portfolio. Grossing $1,800 per month, $21,480 Annual Gross Income

  Jacob Hutchins CENTURY 21 Commander Realty

  708 S Highway 22 A Unit A & B, Panama City, FL 32404
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  /62

  $392,500

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO13, Panama City, FL 32408

  Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven—a private, gated, non-rental community set directly on the shores of St. Andrews Bay.Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a

  Zacarias Sanchez Think Real Estate

  2604 Mystic Ln Unit PO13, Panama City, FL 32408
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  /8

  $199,999

  • 2 Beds
  • 2 Baths
  • 1,448 Sq Ft

  803 E 10th Ct Unit A & B, Panama City, FL 32401

  Turnkey Rental for Sale! This duplex offers you a variety of opportunity! Whether you are looking for your first investment, or looking for immediate equity, this Duplex has it! Priced well below replacement cost this is an opportunity that will not last. Call today! Annual Gross: $19,725

  Jacob Hutchins CENTURY 21 Commander Realty

  803 E 10th Ct Unit A & B, Panama City, FL 32401
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  /64

  $967,500

  • 4 Beds
  • 5 Baths
  • 2,396 Sq Ft

  5310 Thomas Dr, Panama City, FL 32408

  Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool Turnkey STR | Short-Term Rentals allowed | NO HOA | NO Flood Zone | Prime Location Attention Investors, Families & Beach Lovers! Just two blocks from the sugar-white sands of Emerald Beach and Rick Seltzer Park, this 3-story coastal beauty blends luxury, comfort, and high rental potential into the perfect beachside escape. With no

  Shelly Callaway CENTURY 21 Ryan Realty Inc

  5310 Thomas Dr, Panama City, FL 32408
• 

  

  /50

  $464,900

  • 2 Beds
  • 1.5 Baths
  • 1,279 Sq Ft

  8407 #2 Thomas Dr, Panama City Beach, FL 32408

  Looking for your own beach getaway? This townhome is just 100 feet from the sands of Panama City Beach with no road in between. Spacious and clean, the unit features a master bedroom balcony overlooking the courtyard and pool, plus very low HOA fees and only eight owners—so you'll almost always have the place to yourself. Downstairs offers a large living area with tile floors, a kitchen with

  Melany Hathcock Keller Williams Success Realty

  8407 #2 Thomas Dr, Panama City Beach, FL 32408
• 

  

  /50

  $489,000

  • 3 Beds
  • 2 Baths
  • 1,068 Sq Ft

  73 Gulf Loop, Panama City, FL 32408

  Amazing location on this 3 bedroom, 2 bath home with home with amazing views of St. Andrews State Park right in your own backyard. The kitchen is large and open to the living room. Great open floor plan and all of the rooms are good size! This home will be sold furnished and turnkey ready for rentals or make this gorgeous home your 2nd home! The best part of all is the stunning views of St.

  David & Kelli Sims Sims Resort Realty, Inc

  73 Gulf Loop, Panama City, FL 32408
• 

  

  /70

  $967,500

  • 4 Beds
  • 5 Baths
  • 2,396 Sq Ft

  5312 Thomas Dr, Panama City, FL 32408

  Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local

  Shelly Callaway CENTURY 21 Ryan Realty Inc

  5312 Thomas Dr, Panama City, FL 32408

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