Homes for Sale near Peaceful Heights Montessori School

• 

  

  

  /25

  $242,000

  • 2 Beds
  • 1.5 Baths
  • 1,225 Sq Ft

  8789 Branson Dr Unit 72, Inver Grove Heights, MN 55076

  Welcome to this beautifully maintained home located in a highly desirable neighborhood known for its friendly community and easy access to amenities. Freshly painted throughout, this home offers a clean, modern feel and is ready for its next owner.Enjoy the convenience of being just minutes away from local shopping, dining, and golf cart-friendly pathways—perfect for exploring the area in

  TJ Wilson Applegate Inc

  8789 Branson Dr Unit 72, Inver Grove Heights, MN 55076
• 

  

  

  /24

  $219,900

  • 2 Beds
  • 1 Bath
  • 1,025 Sq Ft

  659 4th St E, Saint Paul, MN 55106

  Super cute 2 story home is available now for a quick close!!! The main floor offers beautiful hardwood floors, separate tdining room, an updated kitchen with newer applicance and main floor laundry. Relax in your enclosed porch or out back. Hurry and come check out your new home today, it may not be here tomorrow!!!

  Joey Collins Housing Hub LLC

  659 4th St E, Saint Paul, MN 55106
• 

  

  

  /59

  $375,000

  • 2 Beds
  • 2 Baths
  • 1,164 Sq Ft

  300 Wall St Unit 502, Saint Paul, MN 55101

  Find the Perfect blend of charm & comfort with classic & modern design elements in this Gorgeous 2BD/2BA loft located in the Great Northern Lofts - a registered historic landmark! With 53 unique and beautifully preserved units offering features such as 12’ brick barrel ceilings and classic 2 1⁄4” solid oak hard wood floors as found throughout the entirety of this unit! As you take your 1st steps

  Adam Benedict Re/Max Advantage Plus

  300 Wall St Unit 502, Saint Paul, MN 55101
• 

  

  

  /70

  $724,900

  • 2 Beds
  • 2 Baths
  • 2,431 Sq Ft

  300 Wall St Unit 708, Saint Paul, MN 55101

  Enjoy city living at its best w/this absolutely Stunning Penthouse suite. With a whopping 2400(+) sqft, this 2BD/2BA unit boasts 12-ft ceilings w/ Modern sophisticated updates. This is the 1st time this unit has become available since the 2003 conversion of the historic Great Northern Lofts building. As you take your first steps into the unit, you will be greeted by a very spacious foyer which

  Adam Benedict Re/Max Advantage Plus

  300 Wall St Unit 708, Saint Paul, MN 55101
• 

  

  

  /56

  $849,900

  • 3 Beds
  • 2 Baths
  • 2,519 Sq Ft

  2194 Charlton Rd, Sunfish Lake, MN 55118

  Discover refined comfort in this move-in ready, single-level home tucked into the highly desirable Sunfish Lake neighborhood. This beautifully updated residence offers generous living spaces anchored by a cozy fireplace, perfect for everyday living and effortless entertaining. The updated kitchen features quality finishes and modern functionality, while fresh interior paint and brand-new

  Adam Bury Coldwell Banker Realty

  2194 Charlton Rd, Sunfish Lake, MN 55118
• 

  

  /40

  $234,900

  • 2 Beds
  • 2 Baths
  • 1,251 Sq Ft

  445 Wacouta St Unit 304, Saint Paul, MN 55101

  Enjoy urban living at its finest in this wonderful condo located in St. Paul's sought-after Lowertown neighborhood. Known for its vibrant arts scene, historic charm, and walkability, Lowertown is home to Mears Park, the St. Paul Farmer's Market, CHS Field, galleries, restaurants, and cafes-all just steps from your door. This stylish and spacious condo features an open-concept layout with soaring

  Mary Knudsen Coldwell Banker Realty

  445 Wacouta St Unit 304, Saint Paul, MN 55101
• 

  

  /32

  $239,900

  • 3 Beds
  • 1 Bath
  • 1,001 Sq Ft

  398 Banfil St, Saint Paul, MN 55102

  Wonderful opportunity to own a move-in ready 3-bedroom, 1-bath home in a fantastic Saint Paul location close to all the West Seventh neighborhood has to offer. This home features fresh paint, newer kitchen cabinets with ample counter space, gas range, and a bright, functional layout filled with natural light. All living facilities are on the main level, including laundry, with two spacious

  Shane Montoya Coldwell Banker Realty

  398 Banfil St, Saint Paul, MN 55102
• 

  

  /23

  $195,000

  • 2 Beds
  • 2 Baths
  • 930 Sq Ft

  1590 Parkwood Dr Unit 102, Woodbury, MN 55125

  Step into this inviting 2-bedroom, 2-bathroom condo with a thoughtfully designed layout and a charming office nook. The living space feels open and comfortable, with a well-appointed kitchen offering plenty of cabinetry for easy organization. Natural light fills the bright living room, which opens to a private deck, great for enjoying a quiet morning coffee or evening breeze.Each

  Laurie Dick Real Broker, LLC

  1590 Parkwood Dr Unit 102, Woodbury, MN 55125
• 

  

  /28

  $399,900

  • 3 Beds
  • 2 Baths
  • 2,604 Sq Ft

  1941 Dodd Rd, Saint Paul, MN 55118

  Priced right, this is a prime opportunity in the highly desirable Mendota Heights neighborhood!This walkout rambler, ideally situated on a sprawling 3/4 acre lot in a coveted community. While the property awaits transformation, the kitchen and laundry room has been updated with newer plumbing and electrical. This property is brimming with possibilities to capitalize on a fantastic location

  Susan Ferrara Northstar Real Estate Associates

  1941 Dodd Rd, Saint Paul, MN 55118
• 

  

  /26

  $250,000

  • 3 Beds
  • 1.5 Baths
  • 1,351 Sq Ft

  454 1st Ave S, South Saint Paul, MN 55075

  Welcome to this classic 1.5-story home nestled in a well established neighborhood of South St. Paul. Home features 3 BRs, 2 baths with an updated kitchen with stainless appliances. The main floor offers a spacious living room, dining room and bedroom. New carpet on the stairs to the upper level along with the 2 BRs and loft area. The lower level has a lot of ample storage space along with the

  Barry Strelow Edina Realty, Inc.

  454 1st Ave S, South Saint Paul, MN 55075
• 

  

  /30

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,892 Sq Ft

  1019 Spruce St, Newport, MN 55055

  Stylish One-Level Villa with Private Patio & Premium Upgrades Welcome to effortless living in this meticulously cared-for 3-bedroom, 2-bath detached villa, offering the perfect blend of comfort, style, and functionality — all on a single level with no stairs inside or out. The heart of the home is the open-concept living space, seamlessly flowing into the modern kitchen. Designed for both

  Dean Schlaak Edina Realty, Inc.

  1019 Spruce St, Newport, MN 55055
• 

  

  /15

  $264,900

  • 3 Beds
  • 1.5 Baths
  • 1,020 Sq Ft

  119 10th Ave N, South Saint Paul, MN 55075

  Charming & Move-In Ready 1.5-Story Home!This delightful 3-bedroom home features a primary bedroom with a half bath and many updates throughout. Enjoy the cozy front porch and a private backyard, perfect for relaxing or entertaining. Conveniently located near major highways, parks, and shopping—everything you need is just minutes away!Don’t miss out on this fantastic opportunity—be

  Grigoriy Vayntrub RE/MAX Results

  119 10th Ave N, South Saint Paul, MN 55075
• 

  

  /97

  $3,300,000

  • 5 Beds
  • 8 Baths
  • 9,272 Sq Ft

  685 Hidden Creek Trail, Saint Paul, MN 55118

  Artful Architecture that truly embraces the ample green spaces of this acreage setting. These are distinguishing aspects of this crowning achievement by an award winning Architect of international acclaim, Charles Stinson & carefully constructed by Streeter. Privacy without isolation as thoughtful placement of windows & landscape designed to assure great sightlines! Reward yourself with dual

  Timothy Goggin Edina Realty, Inc.

  685 Hidden Creek Trail, Saint Paul, MN 55118
• 

  

  /38

  $499,900

  • 2 Beds
  • 3 Baths
  • 2,353 Sq Ft

  168 6th St E Unit 4503, Saint Paul, MN 55101

  Stunning top floor unit located within high demand The Aiyre offering breathtaking views! This immaculate condo offers panoramic views, excellent sunlight exposure, open floor plan and 2 wood burning fireplaces. Other highlights of this rare find luxury condo: upper level bedroom, roof top balcony, main floor office/den and 2 underground parking stalls. This prime St. Paul location is nestled

  Jonathan Sells Edina Realty, Inc.

  168 6th St E Unit 4503, Saint Paul, MN 55101
• 

  

  /52

  $450,000

  • 3 Beds
  • 1 Bath
  • 1,828 Sq Ft

  438 Portland Ave Unit 7, Saint Paul, MN 55102

  Amazing opportunity to own this charming and unique 3-bedroom condo on the 4th floor of the Nathan Hale Building, one of the most pristine and coveted buildings in the historic Ramsey Hill neighborhood of St. Paul. This lovely community of 17 condos has long been admired for its legacy, style, architecture, peaceful location, and the individuality of each unit. The regal brick entrance from

  Jonathan Lindstrom RE/MAX Professionals

  438 Portland Ave Unit 7, Saint Paul, MN 55102
• 

  

  /20

  $229,900

  • 2 Beds
  • 2 Baths
  • 1,480 Sq Ft

  1860 Eagle Ridge Dr Unit W303, Saint Paul, MN 55118

  Lowest Price in Mendota Heights! Great 2 Bedroom 2 Bathroom Condo in Fantastic Mendota Heights Location. Newer LVP Flooring Throughout Most of the Condo. Brand New Range Oven and Microwave. Fresh Paint Throughout. Walk-in Closet in the Master Bedroom. 1 Car Garage Stall Included. MUST SEE!

  Tom Gergen Blackbridge Real Estate

  1860 Eagle Ridge Dr Unit W303, Saint Paul, MN 55118
• 

  

  /20

  $170,900

  • 1 Bed
  • 1 Bath
  • 840 Sq Ft

  350 Saint Peter St Unit 503, Saint Paul, MN 55102

  Modern 5th Floor Condo in the Heart of Downtown St. PaulEnjoy vibrant city living in this stylish and modern west-facing 5th floor condo, perfectly located just one block from the Mississippi River and scenic trails. You'll be steps away from parks, the Civic Center, top restaurants, and all that downtown St. Paul has to offer. This bright unit features full-height windows that flood the

  Thomas Simonsen Counselor Realty

  350 Saint Peter St Unit 503, Saint Paul, MN 55102
• 

  

  /47

  $325,000

  • 2 Beds
  • 1.5 Baths
  • 1,632 Sq Ft

  79 Western Ave N Unit 304, Saint Paul, MN 55102

  Rare and spacious two-level condo in the historic Commodore building. This approximately 1,632 square foot residence is one of the largest and few two-story layouts available. Featuring two bedrooms, two baths, expansive living and dining space, and a split-level design that offers sought-after separation of public and private areas. Bedrooms include walk-in closets; extras like a walk-in pantry

  Natasha Cejudo Lakes Sotheby's International Realty

  79 Western Ave N Unit 304, Saint Paul, MN 55102
• 

  

  /14

  $99,000

  • Land
  • 0.16 Acre
  • $618,750 per Acre

  8XX Humboldt Ave, West Saint Paul, MN 55118

  An available city lot in an established residential neighborhood is a rare find. You’ll appreciate easy access to utilities and the ability to work with any builder you choose. And, you’ll love this lot’s proximity to everything West St Paul has to offer while you build your dream home. This is truly a one-of-a kind opportunity. Don’t miss it!

  Lora Bullert Edina Realty, Inc.

  8XX Humboldt Ave, West Saint Paul, MN 55118
• 

  

  /23

  $214,500

  • 2 Beds
  • 1 Bath
  • 850 Sq Ft

  244 Marshall Ave Unit 4, Saint Paul, MN 55102

  Don't miss this beautifully maintained 2-bedroom, 1-bath condo featuring timeless character and thoughtful updates. Enjoy the charm of original built-ins and hardwood floors alongside modern upgrades like brand new Andersen windows, with a transferable warranty. The cozy living space flows seamlessly to an adorable outdoor area with new decking—perfect for relaxing or entertaining. Extra storage

  Kelly Arvidson Keller Williams Preferred Rlty

  244 Marshall Ave Unit 4, Saint Paul, MN 55102
• 

  

  /20

  $324,900

  • 4 Beds
  • 2 Baths
  • 1,682 Sq Ft

  1320 Wilson Ave, Saint Paul, MN 55106

  Welcome to 1320 Wilson Ave in St. Paul! This charming 4-bed, 2-bath home sits on a huge .15-acre lot, offering rare outdoor space in the city. With 1,682 sq ft of living space, there's room to grow, work and entertain. Whether you're hosting in the spacious yard or enjoying cozy nights inside, this home is the perfect starter with potential. Convenient location near parks, shops, and easy access

  Siham Mahamood Keller Williams Premier Realty

  1320 Wilson Ave, Saint Paul, MN 55106
• 

  

  /15

  $179,700

  • 3 Beds
  • 1 Bath
  • 1,278 Sq Ft

  1051 Mclean Ave, Saint Paul, MN 55106

  Investor special! Build some sweat equity in this 3 bedroom fixer upper in St. Paul. Home is being sold As-Is.

  Brian Solos Real Estate Masters, Ltd.

  1051 Mclean Ave, Saint Paul, MN 55106
• 

  

  /52

  $625,000

  • 5 Beds
  • 4 Baths
  • 4,035 Sq Ft

  1271 - 1273 7th St W, Saint Paul, MN 55102

  Located in the highly desirable West Seventh neighborhood of Saint Paul, this beautifully maintained 4-unit property is full of charm, functionality, and future potential—perfect for both investors and owner-occupants seeking a smart buy in a vibrant, walkable area.The building includes three 1 bed / 1 bath units and one spacious 2 bed / 1 bath unit. The 2-bedroom apartment stands out

  John Stiles First Select

  1271 - 1273 7th St W, Saint Paul, MN 55102
• 

  

  /26

  $325,000

  • 2 Beds
  • 2 Baths
  • 1,440 Sq Ft

  168 6th St E Unit 3004, Saint Paul, MN 55101

  Welcome - a stunning 30th-floor condo in Airye Tower offering panoramic southeast views of the Mississippi River, downtown Saint Paul, CHS Field, and the bluffs beyond. This bright and spacious home features two private balconies, including one that spans the full width of the living room—perfect for enjoying sunrises and city lights. The open-concept layout is flooded with natural light and

  Mya Honeywell Coldwell Banker Realty

  168 6th St E Unit 3004, Saint Paul, MN 55101
• 

  

  /25

  $189,900

  • 2 Beds
  • 2 Baths
  • 1,400 Sq Ft

  2485 Londin Ln E Unit 418, Saint Paul, MN 55119

  Buyer under age 55 allowed. Many Many updates!!!Completely remolded kitchen with new stainless steel appliances!(new cabinets, granite countertop, rang,dishwasher, microwave),Fresh paint through all the unit. New AC(cost more than $11k), new washer, newmaster bathroom shower.Spacious unit in desirable Connemara 55+ development! 2BR/2BA with huge living room( part of it could

  Susanna Sun Bridge Realty, LLC

  2485 Londin Ln E Unit 418, Saint Paul, MN 55119
• 

  

  /36

  $355,000

  • 3 Beds
  • 2.5 Baths
  • 1,528 Sq Ft

  6494 Bonner Ct, Inver Grove Heights, MN 55076

  Welcome to this stunning, move-in ready twin home, perfectly located in the heart of Inver Grove Heights!This beautifully renovated home features fresh paint throughout, brand new carpeting, and luxurious vinylplank flooring. Enjoy a fully updated kitchen with sleek stainless steel appliances and gorgeous newgranite countertops. Modern light fixtures and stylish new vanities add a

  Yana Lin LPT Realty, LLC

  6494 Bonner Ct, Inver Grove Heights, MN 55076
• 

  

  /38

  $649,999

  • 4 Beds
  • 2.5 Baths
  • 3,590 Sq Ft

  6285 Graiton Ct S, Cottage Grove, MN 55016

  Motivated Seller! CHECK THIS OUT!This stunning 2 story colonial home in Cottage Grove could be yours. Built in 2023, you can have a new home feel without the new home price. This home has everything--a large kitchen, office and bonus room all on the main floor in addition to a spacious formal living room and dining area. Venture up to the second floor and you will not only find a fabulous

  Jonathan Heller Bridge Realty, LLC

  6285 Graiton Ct S, Cottage Grove, MN 55016
• 

  

  /26

  $425,000

  • 3 Beds
  • 2 Baths
  • 2,472 Sq Ft

  3424 Eagan Oaks Ct, Saint Paul, MN 55123

  Settle in to one of Eagan’s most sought after communities in a carefully cared for and beautifully updated townhome. The spirit of togetherness shines under the vaulted ceilings that stretch across the kitchen, living and dining room while the sun shines in through the east facing skylights. Remodeled kitchen and bathrooms pull this townhome ahead of the rest - thoughtful updates in the kitchen

  Megan Ryan-Kuefler RE/MAX Results

  3424 Eagan Oaks Ct, Saint Paul, MN 55123
• 

  

  /41

  $400,000

  • 3 Beds
  • 1.5 Baths
  • 1,702 Sq Ft

  1401 2nd Ave, Newport, MN 55055

  “The River front property you can afford! This beautifully situated 3-bedroom, 1.5-bath home tucked away on a quiet street in the charming river town of Newport. Offering the best of both worlds—small-town serenity and big-city convenience—this property is just minutes from the Twin Cities. Set on 1.8 acres, the home offers space to roam, garden, or simply enjoy the peaceful outdoors. Home comes

  Fiona Shanahan Keller Williams Premier Realty

  1401 2nd Ave, Newport, MN 55055
• 

  

  /21

  $242,000

  • 4 Beds
  • 1.5 Baths
  • 1,644 Sq Ft

  697 Tuscarora Ave, Saint Paul, MN 55102

  Classic brick two-story home full of potential on a spacious lot with mature trees. Inside features vintage details, large windows, and ample space ready for your updates. Enjoy a screened porch and large backyard perfect for relaxing or entertaining. Close to parks, schools, and just minutes from downtown St. Paul. Easy to show, quick close possible. This home is being sold AS-IS

  Andrey Sokurec HOMESTEAD ROAD

  697 Tuscarora Ave, Saint Paul, MN 55102
• 

  

  /79

  $1,600,000

  • 5 Beds
  • 3.5 Baths
  • 4,815 Sq Ft

  582 Summit Ave, Saint Paul, MN 55102

  A rare find! A gorgeous 25-year-old home on Historic Summit Avenue! Experience timeless charm and modern comfort in this exceptional Arts and Crafts-style home, built in 2000 with top-of-the-line materials and impeccable craftsmanship. Located in the heart of the sought-after Summit Hill neighborhood, this custom-designed home features solid wood trim throughout, honoring the character of its

  Marcy Wengler Edina Realty, Inc.

  582 Summit Ave, Saint Paul, MN 55102
• 

  

  /25

  $295,000

  • 3 Beds
  • 2 Baths
  • 1,810 Sq Ft

  206 Winona St W, Saint Paul, MN 55118

  Your dream home is waiting for you! This home has Fresh Interior Paint, New flooring throughout the home. Discover a bright interior tied together with a neutral color palette. You won’t want to leave the serene primary suite, the perfect space to relax. The primary bathroom features plenty of under sink storage waiting for your home organization needs. The sitting area makes it great for BBQs!

  Amber Broadway Opendoor Brokerage, LLC

  206 Winona St W, Saint Paul, MN 55118
• 

  

  /45

  $999,000

  • 7 Beds
  • 5 Baths
  • 4,995 Sq Ft

  857 Fairmount Ave, Saint Paul, MN 55105

  This fabulous property has a large 2.25% assumable VA loan. Currently used as a triplex but lives like a single family home with rental income. Meticulously cared for by the same owners for decades. Classic 3 story with gorgeous front porch and 3 back decks. Attached 2 car garage with LIFT to main floor and porch. Lift cost $175,000 to install and makes the main floor handicap accessible.Apt

  Mary Hardy Edina Realty, Inc.

  857 Fairmount Ave, Saint Paul, MN 55105
• 

  

  /69

  $699,000 Open Sun 10AM - 12PM

  • 4 Beds
  • 3 Baths
  • 2,787 Sq Ft

  704 Holly Ave, Saint Paul, MN 55104

  Spectacular fully restored historic Victorian duplex with a classic 2.5 stories set up. The upper unit is a spacious 2 bedroom / 2 bath with large, finished loft and the lower unit is a comfortable 2 bedroom / 1 bath. Located in a quiet neighborhood just 2-3 blocks off iconic Summit and Grand Avenues. Both units feature beautiful hardwood floors throughout, original 1912 built-in buffets,

  Kyle Hagen Hagen Real Estate LLC

  704 Holly Ave, Saint Paul, MN 55104
• 

  

  /37

  $399,900

  • 3 Beds
  • 3 Baths
  • 2,803 Sq Ft

  2125 Skyway Dr, Saint Paul, MN 55119

  Seller is motivated! Nestled on a quiet dead-end road, this multi-level geodesic dome home sits on a rare one-acre wooded lot—directly adjacent to a protected nature preserve. If you're craving serenity, space, and something a little off the beaten path, this is your hidden gem. With nearly 3,000 square feet of flexible living space, this uniquely designed home includes an attached 2-car garage,

  Rikk Sorenson Keller Williams Premier Realty

  2125 Skyway Dr, Saint Paul, MN 55119
• 

  

  /23

  $324,900

  • 2 Beds
  • 2 Baths
  • 1,376 Sq Ft

  214 MacKubin St Unit 214, Saint Paul, MN 55102

  Step into this Summit/Cathedral area home with amazing natural light flowing throughout the living room and dining area. This condo has period oak flooring on the main level. The brick fireplace and stained-glass windows showcase the Victorian era construction and offer Kaleidescope of light. A main floor bedroom walks out to an amazing screened in deck with views of surrounding yards, perfect

  Joshua Junker Coldwell Banker Realty

  214 MacKubin St Unit 214, Saint Paul, MN 55102
• 

  

  /23

  $255,000

  • 4 Beds
  • 2 Baths
  • 1,890 Sq Ft

  663 Smith Ave S, Saint Paul, MN 55107

  This Smith Avenue home has enough space for comfort at a price to leave you enough for adventuring. While you’re home, you can enjoy a spacious 4 bedroom, 2 bathroom home with an abundance of light throughout. The home is adorned with many newly painted rooms, new kitchen flooring, and plenty of other renovations to freshen up this treasure. Equipped with one bedroom on the main level and three

  Sharon Skorich Edina Realty, Inc. - Duluth

  663 Smith Ave S, Saint Paul, MN 55107
• 

  

  /30

  $204,900

  • 2 Beds
  • 2 Baths
  • 1,298 Sq Ft

  100 4th Ave N Unit 112, South Saint Paul, MN 55075

  Bright corner unit condo in a modern building and walkable neighborhood! Unit features 2 balconies, primary suite with full bath and walk-in closet, a gas fireplace, 9' ceilings, bonus storage bin ingarage, and more. Building features a heated underground garage with car washing bay, community room, exercise room, electronic key-fobs, and more. One pet allowed per unit, up to 20 lbs. Walk to

  Aaron Eisenberg Keller Williams Realty Integrity Lakes

  100 4th Ave N Unit 112, South Saint Paul, MN 55075
• 

  

  /24

  $199,900

  • 2 Beds
  • 2 Baths
  • 1,120 Sq Ft

  66 9th St E Unit 1315, Saint Paul, MN 55101

  What a view!! St. Paul is on the move! So much to offer and this City Walk condo is in the perfection location close to parks, restaurants, CHS Field, Xcel Energy Center, Science Museum, Ordway and more. Easy access to many of these through the attached skywalk with secure entrance. This corner unit with south and east views is bright and sunny with many updates including the kitchen and

  Kim Koniar Coldwell Banker Realty

  66 9th St E Unit 1315, Saint Paul, MN 55101
• 

  

  /21

  $251,000

  • 2 Beds
  • 1 Bath
  • 1,155 Sq Ft

  350 Saint Peter St Unit 1110, Saint Paul, MN 55102

  Welcome to The Lowry unit 1110! The view from this unit is fantastic. This stylish unit has a functional layout and includes 2 large bedrooms and 1 full bath. The unit has stunning tall ceilings, and amazing views of Downtown Saint Paul. Don't forget the original terrazzo floors! In the full bath is a large walk-in closet with a washer/dryer combo for easy laundry. This iconic building is

  Amanda Riemenschneider Coldwell Banker Realty

  350 Saint Peter St Unit 1110, Saint Paul, MN 55102

Showing Results 401 - 440, Page 11 of 18