1,190

Homes for Sale near St. Luke Catholic School

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  • /46

    $320,000

    • 2 Beds
    • 2 Baths
    • 1,656 Sq Ft

    110 W Hermine Blvd, San Antonio, TX 78212

    Step into this charming 1936 historical home offering 2 bedrooms, 2 full bathrooms, and approximately 1,656 square feet of living space. Rich in character, the layout features two distinct living areas: a cozy front living room and a spacious rear family room, ideal for both quiet evenings and entertaining guests. The kitchen and dining areas feature vintage flair with modern touches, while

    Christopher Watters Watters International Realty

    110 W Hermine Blvd, San Antonio, TX 78212
  • /26

    $165,000

    • 3 Beds
    • 1 Bath
    • 910 Sq Ft

    4806 Luz Ave, San Antonio, TX 78237

    Cute & Cozy 3Bedroom/1Bath /Single Story Home on Quiet Cul-De-Sac, Nice Sized Bedrooms, New Paint, Spacious Kitchen w/ Dining Area, 3 Window Units, Covered Carport w/ Storage Area, Large Driveway and Great Backyard, Plus a Storage Shed. Near HWY 151- HWY 90 - Loop 410 - Lackland AFB - Downtown. A Must See!

    Jaime Marin Keller Williams Heritage

    4806 Luz Ave, San Antonio, TX 78237
  • /8

    $270,000

    • 3 Beds
    • 1.5 Baths
    • 1,888 Sq Ft

    130 Gettysburg Rd, San Antonio, TX 78228

    This home located in Hillcrest subdivison. This house is more than walls and a roof - it has been the heart of my life for many years. Letting go of this home isn't easy. It's not just a house; it's a place filled with stories, warmth, and spirit. Within these rooms echo laughter from family gatherings, quiet moments by the fireplace, and countless memories of love and life well lived. Every

    Valerie Alexander Alexander Realty

    130 Gettysburg Rd, San Antonio, TX 78228
  • /17

    $209,900

    • 2 Beds
    • 1 Bath
    • 820 Sq Ft

    230 Joy St, San Antonio, TX 78212

    ***Owner Financing Available**** $20,000 down payment, 6.25 rate (5.875 auto pay), 30 yr fixed, PITI payment Est. $1,550.00. No MI, No Balloon, No Points. No Wraparounds, Owner Occupied Only, 1099's, ITIN's and Low Fico's are welcomed. You will love this beautiful fully remodeled home with a modern design and clean lines. Located 2 blocks walking distance from McCullogh Ave in Olmos Park and

    Tracy Milam 5th Stream Realty

    230 Joy St, San Antonio, TX 78212
  • /29

    $239,750

    • 3 Beds
    • 2.5 Baths
    • 1,338 Sq Ft

    7322 Oak Manor Dr Unit 36, San Antonio, TX 78229

    This is a gem in the rough, updated and recently painted, new flooring and AC unit system. Spacius and a clean feel to it. Location, Location Charming Condo located in heart of the Medical Center Area, two levels, open floor plan, easy access to just about everything, walking distance to major medical faculties and short distance to shopping and entertainment. A great Location and an excellent

    Val Velasquez Designation Realty LLC

    7322 Oak Manor Dr Unit 36, San Antonio, TX 78229
  • /22

    $365,000

    • 3 Beds
    • 2 Baths
    • 1,633 Sq Ft

    9323 Chattanooga Dr, San Antonio, TX 78240

    This is a potential short sale that has not been approved yet. Please submit all offers. Prime location near medical center - upgrades started, seller financing available! Don't miss this rare opportunity to own a well-located 4-sides brick home in the heart of San Antonio - just minutes from the Medical Center, within 20 minutes of Lackland AFB, 10 minutes from Six Flags, and 15 minutes from

    Carlee Stevens A Red Rose Realty

    9323 Chattanooga Dr, San Antonio, TX 78240
  • /11

    $74,900

    • 3 Beds
    • 1 Bath
    • 840 Sq Ft

    135 Roberts St, San Antonio, TX 78207

    Investor special with major upside. This 3-bedroom, 1-bath home sits just across the creek from fully remodeled and newly built homes selling for $300K and up. Located in a fast-changing neighborhood with strong rental and resale potential. Property needs work but offers great bones and a prime location for value-add buyers. No HOA. Easy access to downtown, major roads, and nearby greenbelt.

    Elodia Rojas WOW Real Estate

    135 Roberts St, San Antonio, TX 78207
  • /32

    $450,000

    • 3 Beds
    • 3.5 Baths
    • 2,300 Sq Ft

    5921 Whitby Rd Unit 101, San Antonio, TX 78240

    Discover refined living in this beautifully appointed 3-bedroom, 3.5-bath townhome, offering over 2,300 sq ft of thoughtfully designed space in a gated community. Originally the model home, this property boasts upscale finishes and a spacious, open-concept layout ideal for modern living. Nestled in the perfect location-just minutes from USAA, the Medical Center, and UTSA-and walking distance to

    Anna Gaona Malouff Realty, LLC

    5921 Whitby Rd Unit 101, San Antonio, TX 78240
  • /6

    $52,500

    • Land
    • 0.16 Acre
    • $320,122 per Acre

    202 Segura St, San Antonio, TX 78237

    Looking to build or invest? This is the perfect opportunity! This beautiful 57x125 fenced-in lot comes with utilities on site. Conveniently located near major highways, downtown, and more-ready for your next project! Come see today!

    Moises Morales LPT Realty, LLC

    202 Segura St, San Antonio, TX 78237
  • /22

    $220,000

    • 3 Beds
    • 2 Baths
    • 1,275 Sq Ft

    406 John Page Dr, San Antonio, TX 78228

    OPEN HOUSE SATURDAY 6/28 11:00 AM - 2:00 PM! Come see this beautiful home that is bursting with character! Before you even enter, the curb appeal and quiet neighborhood will have you loving your choice in your next home purchase. The two car garage plus the large carport will leave you plenty of room for multiple vehicles, storage, or any DIY projects. You might then notice the roof - which was

    Ryan Lindskog BHHS Don Johnson REALTORS - NB

    406 John Page Dr, San Antonio, TX 78228
  • /32

    $325,000

    • 3 Beds
    • 2.5 Baths
    • 2,008 Sq Ft

    9218 Fisher's Hill Dr, San Antonio, TX 78240

    A long driveway and mature shade tree set the stage for this beautifully maintained 3-bedroom, 2.5-bathroom home in the desirable Alamo Farmsteads area. Located near OP Schnabel Park with easy access to shopping and dining, this two-story residence blends comfort and convenience with timeless appeal. Soaring ceilings and a fireplace add warmth and style to the living room, while the dining area

    Ana Hastings Coldwell Banker D'Ann Harper

    9218 Fisher's Hill Dr, San Antonio, TX 78240
  • /20

    $144,900

    • 3 Beds
    • 2 Baths
    • 918 Sq Ft

    2119 Chesterhill St, San Antonio, TX 78228

    This 3/2 home is perfect for first-time buyers or investors. This property offers a fantastic opportunity for those ready to add their personal touch. New exterior paint and interior paint in kitchen, 2 bedrooms & both bathrooms. Jack and Jill bathroom between two bedrooms. Conveniently located less that 10 minutes from St. Mary's University, close to area restaurants and shopping/Ingram Park

    Maureen Wysoki Vortex Realty

    2119 Chesterhill St, San Antonio, TX 78228
  • /44

    $329,750

    • 2 Beds
    • 2 Baths
    • 1,234 Sq Ft

    1023 W Rosewood Ave, San Antonio, TX 78201

    PRICE REDUCED! Fall in love with this beautifully updated cottage in the heart of historic Beacon Hill, offering incredible curb appeal with recently painted exterior and fencing, low-maintenance landscaping, and a premium Portfolio outdoor lighting system that highlights every detail. Step inside to a bright and open floor plan with engineered wood floors and a thoughtfully renovated interior.

    Carolina Garcia Keller Williams City-View

    1023 W Rosewood Ave, San Antonio, TX 78201
  • /20

    $399,900

    • 4 Beds
    • 2.5 Baths
    • 2,470 Sq Ft

    11239 Jadestone Blvd, San Antonio, TX 78249

    Grand Two-Story Home on a Spacious Corner Lot with Pool - Gated Community Living Welcome to this impressive two-story home nestled on a large corner lot shaded by mature trees in a serene, gated neighborhood. With a unique and flexible layout, this home offers the perfect blend of style, comfort, and versatility. Step through the vaulted entryway adorned with crown molding and chandelier into a

    Lonnie Lynn The Lynn Group, LLC

    11239 Jadestone Blvd, San Antonio, TX 78249
  • /22

    $350,000

    • 3,264 Sq Ft

    1509 W Woodlawn Ave, San Antonio, TX 78201

    RARE INVESTOR OPPORTUNITY - TWO ADJACENT MULTIFAMILY BUILDINGS Two side-by-side apartment buildings being - ideal for investors looking for strong rental income in a prime location-1509 & 1511 W Woodlawn. 1511 W Woodlawn - 5-unit one Bed/One Bath apartments being sold @ $389,000. 1509 W Woodlawn - 4-unit complex 1 bed/1 bath apartments being sold for $350,000 .High rental demand area within

    Esther Cervantes Keller Williams City-View

    1509 W Woodlawn Ave, San Antonio, TX 78201
  • /32

    $319,900

    • 3 Beds
    • 2.5 Baths
    • 2,175 Sq Ft

    6523 Pecan Acres Dr, San Antonio, TX 78240

    You just found your new home! Tucked in this quiet neighborhood on the northwest side of town, easy access to all your needs. This well taken care of, one owner home is ready for you. Beautiful laminate flooring in the downstairs entertaining areas and on the stairs. Your downstairs enters into the formal dining area and wraps around the stairs to your cozy living space with a mock fireplace,

    Shannon Bivens-Seward Troy Realtors, Inc.

    6523 Pecan Acres Dr, San Antonio, TX 78240
  • /45

    $288,000

    • 4 Beds
    • 2 Baths
    • 1,600 Sq Ft

    6319 Stirrup Ln, San Antonio, TX 78240

    Looking for a great home with a large level treed lot along with a place for outdoor entertaining? You found it! Super flexible floor plan with a kitchen that opens to the main living area! You'll find LVP wood planking and ceramic tile throughout the entire home! Super functional kitchen with granite counters, gas cooking, and a breakfast bar! (Yes, the Frig. is included!) The master bedroom has

    Ron Mersinger RE/MAX North-San Antonio

    6319 Stirrup Ln, San Antonio, TX 78240
  • /26

    $270,000

    • 3 Beds
    • 2 Baths
    • 1,380 Sq Ft

    5634 Charlie Chan Dr, San Antonio, TX 78240

    Welcome to 5634 Charlie Chan! This delightful 3-bedroom, 2-bath home is nestled in the established neighborhood of Oak Hills Terrace. Built in the 1970s, this home offers classic charm with modern potential. Situated on a generous 0.234-acre lot, the property boasts a heavily treed front and back yard providing natural shade and privacy. Inside, you'll find two comfortable living areas, perfect

    Brooke Jones Keller Williams Heritage

    5634 Charlie Chan Dr, San Antonio, TX 78240
  • /25

    $229,900

    • 4 Beds
    • 2 Baths
    • 2,414 Sq Ft

    6231 Little Fawn St, San Antonio, TX 78238

    Investor special or handyman's dream! This 4-bedroom, 2-bath two-story home is full of potential and located in a quiet cul-de-sac in Northwest San Antonio. The property needs major repairs and updates, but has great bones and a unique architectural layout with soaring vaulted ceilings. Sitting on a large lot with no direct rear neighbors, the home features a wide second-story balcony with scenic

    Edward McClintick Joseph Walter Realty, LLC

    6231 Little Fawn St, San Antonio, TX 78238
  • /24

    $175,000

    • 2 Beds
    • 2 Baths
    • 952 Sq Ft

    10955 Wurzbach Rd Unit 306, San Antonio, TX 78230

    Welcome to Whisper Hollow - on the northwest side of San Antonio! This ground-floor 2 bed, 2 bath condo is updated, quiet, and move-in ready. You'll love the open layout, cozy fireplace, and granite kitchen counters and stainless steel appliances. The bedrooms are roomy with large walk-in closets, and the back patio looks right out at the sparkling pool. Enjoy new updates like a 2022 water

    Marisa Gomez Real Broker, LLC

    10955 Wurzbach Rd Unit 306, San Antonio, TX 78230
  • /25

    $265,000

    • 3 Beds
    • 2 Baths
    • 1,752 Sq Ft

    8658 Quail Whisper, San Antonio, TX 78250

    This Charming property has been freshly painted with gorgeous flooring and updated bathrooms. With high ceilings and spacious rooms, this home is great for entertaining. Nestled in the Quail Creek Subdivision, this property has only had one owner and has been well taken care of. It has an oversized back yard and lots of trees for shade. There is also a New Roof Coming Soon - Come check out this

    Julian Vera Premier Realty Group

    8658 Quail Whisper, San Antonio, TX 78250
  • /32

    $519,900

    • 5 Beds
    • 3.5 Baths
    • 4,926 Sq Ft

    2102 Border Mill, San Antonio, TX 78230

    Custom Luxury in Huntington Place - Over 4,900 Sq Ft of Elegance Welcome to this stunning custom-built home nestled in the quiet, well-maintained Huntington Place subdivision. With 5 bedrooms, 3.5 baths, and 4,926 square feet of living space on a generous .28-acre corner lot, this residence offers space, style, and sophistication at every turn. Step inside to soaring ceilings, ceramic tile with

    Eliza King Real Broker, LLC

    2102 Border Mill, San Antonio, TX 78230
  • /31

    $999,000

    • 4 Beds
    • 3.5 Baths
    • 3,337 Sq Ft

    11835 Elmscourt, San Antonio, TX 78230

    A sanctuary of elegance nestled within the coveted Elm Creek Subdivision. This 4-bedroom, 3.5-bathroom home radiates a perfect harmony of style, comfort, and luxury. Inside, a welcoming foyer opens to a rich ensemble of spaces filled with natural light. Follow the gleaming travertine floors to a formal dining room, resplendent in its sophisticated details. The spacious living room, anchored by a

    Ignacio Garcia Phyllis Browning Company

    11835 Elmscourt, San Antonio, TX 78230
  • /25

    $329,900

    • 3 Beds
    • 2.5 Baths
    • 1,668 Sq Ft

    6446 Babcock Rd, San Antonio, TX 78249

    Located in the very desirable Medical center area! Close to I-10 and 1604. Minutes away from UTSA, La Cantera shopping mall, and The Rim. Lots of restaurants and grocery stores nearby. This home features an open concept floor plan, with one living area, a spacious loft and an additional dinning space. 2-Car garage. 3 spacious bedrooms and 2.5 bathrooms. Modern features throughout the entire home.

    Hugo Berlanga LPT Realty, LLC

    6446 Babcock Rd, San Antonio, TX 78249
  • /25

    $195,000

    • 3 Beds
    • 1.5 Baths
    • 1,284 Sq Ft

    1826 Laven Dr, San Antonio, TX 78228

    Perfect for First-Time Buyers or Investors - Renovated Gem Inside Loop 410! This beautifully updated single-story home is a rare find-ideal for first-time homebuyers looking for move-in ready comfort or investors seeking a property with rental income potential! A tenant is already in place if desired, or the home can be delivered vacant for owner-occupancy. Inside, you'll love the fresh, modern

    Kristy Paredes Myriad Realty Solutions, LLC

    1826 Laven Dr, San Antonio, TX 78228
  • /19

    $229,900

    • 4 Beds
    • 2 Baths
    • 1,432 Sq Ft

    102 Wonder Pkwy, San Antonio, TX 78213

    This gorgeous, updated home is move in ready! This 4 bedroom, 2 bath provides plenty of space to spread out. Beautifully appointed kitchen and baths are sure to make you feel right at home. Close to 410/I10, Crossroads Mall and the medical center! Alamo Home Source sells homes with SELLER FINANCING OR CASH ONLY. Price is firm and all homes are sold in their current condition. No repairs will be

    Debora Aleman Alamo Home Source Realty

    102 Wonder Pkwy, San Antonio, TX 78213
  • /19

    $200,000

    • 3 Beds
    • 2 Baths
    • 1,262 Sq Ft

    2122 W Hermosa Dr, San Antonio, TX 78201

    Charming 3 bedroom, 2 full bath with tons of character in PRIME location with easy access to 410 or I-10 and minutes to downtown. This open layout includes original wood floors, plenty of natural window light, central HVAC, spacious living room and separate dining space. The fully equipped kitchen includes stainless steel gas range, dishwasher, microwave and refrigerator plus washer & dryer.

    Amy Mozingo TexCen Realty

    2122 W Hermosa Dr, San Antonio, TX 78201
  • /24

    $325,000

    • 4 Beds
    • 2.5 Baths
    • 1,752 Sq Ft

    10406 Greenbay Dr, San Antonio, TX 78230

    OPEN HOUSE SAT 11-2 Beautiful home prepped for you to move in, NO HOA! Location next to IH10 right off Wurzbach. Fresh paint, floors and large yard. Oversized rooms and open floorplan allows space for entertaining. Stainless steel appliances included. Close to Med center and entertainment and easy access to IH10.

    Robert Lowry Keller Williams Heritage

    10406 Greenbay Dr, San Antonio, TX 78230
  • /4

    $238,900

    • 3 Beds
    • 2 Baths
    • 1,221 Sq Ft

    1635 Arbor Place, San Antonio, TX 78207

    1635 ARBOR: FEATURES A NEW CONCRETE PIER FOUNDATION, NEW HEAVY DUTY ROOF, NEW CEMENT FIBRE SIDING,ALL NEW MODERN INSULATED WINDOWS, NEW KITCHEN CABINETS, NEW PLUMBING FIXTURES, NEW ELECTRIC WIRING WITH ALL NEW LIGHT FIXTURES, NEW FABRICATED FLOORING, NEW WATER HEATER, THE VACANT PORTION OF THE LOT EXTENDS TO THE STREET IN THE BACK, FULLY FENCED LOT.

    Louis Flores Louis Flores, REALTOR

    1635 Arbor Place, San Antonio, TX 78207
  • /25

    $185,000

    • 3 Beds
    • 2 Baths
    • 936 Sq Ft

    231 Craigmont Ln, San Antonio, TX 78213

    Excellent Investment Opportunity! This charming, centrally located home blends original character with thoughtful updates, making it completely move-in ready. Key upgrades within the last two years include a central AC and furnace, a new roof, water heater, brand-new kitchen flooring, a new gas range, dishwasher, and stainless steel sink. The original oak hardwood floors add warmth and charm,

    Destiny Wilson 1st Choice Realty Group

    231 Craigmont Ln, San Antonio, TX 78213
  • /35

    $825,000

    • 4 Beds
    • 5 Baths
    • 4,139 Sq Ft

    2235 W Kings Hwy, San Antonio, TX 78201

    This beautiful home in the Monticello Park Historic District will take you back to 1937. The moment you arrive you will fell the elegance of a castle like home and a great neighborhood where people still sit out on their front porch. Three 90-year-old oak trees majestically shade the west side of your home. Original bathrooms, wood floors, with plaster on lathe walls and barrel (radiused)

    Enid Barrios Motif Boutique Brokerage, LLC

    2235 W Kings Hwy, San Antonio, TX 78201
  • /18

    $229,500

    • 3 Beds
    • 2 Baths
    • 1,572 Sq Ft

    902 S San Eduardo Ave, San Antonio, TX 78237

    Great Remodeled starter home in WEST SIDE SAN ANTONIO minutes from DOWNTOWN! This property has a huge open layout with 3 big bedrooms and 2 fully UPDATED bathrooms. House has a nice open kitchen it includes a washer and dryer room!! This house is ready for your client and their FAMILY!! Schedule a showing today!!

    Felipe Elizondo-Ormachea Vortex Realty

    902 S San Eduardo Ave, San Antonio, TX 78237
  • /18

    $99,900

    • 2 Beds
    • 2 Baths
    • 1,672 Sq Ft

    1311 Fulton Ave, San Antonio, TX 78201

    Investor Special in the Heart of the Fulton Historical District! This charming gem is a blank canvas just waiting for your vision and creativity to bring it to life. Nestled in a neighborhood rich with character and charm, this home is just minutes from the vibrant energy of downtown San Antonio and offers quick access to major highways for easy commuting. Imagine sipping coffee on the spacious

    Toni Smart Smart Group, REALTORS

    1311 Fulton Ave, San Antonio, TX 78201
  • /50

    $299,000

    • 3 Beds
    • 2.5 Baths
    • 2,220 Sq Ft

    6925 Terra Rye, San Antonio, TX 78240

    This beautifully maintained townhome is nestled in a quiet, established neighborhood with mature trees. The open floor plan features a spacious living room, dining area, and a stunning kitchen with granite countertops, a breakfast bar & pantry. Upstairs, you'll find a second living space, a lovely master suite with a soaking tub and separate shower, plus two generously sized bedrooms-all with

    Michelle Reichle Hi Energy Realty

    6925 Terra Rye, San Antonio, TX 78240
  • /19

    $255,000

    • 3 Beds
    • 2 Baths
    • 1,536 Sq Ft

    5707 Bogart Dr, San Antonio, TX 78240

    Welcome to 5707 Bogart Drive - A Hidden Gem in the Heart of the Medical Center! This charming one-story, full four-side brick home offers 1,536 sqft of comfortable living space on nearly a 1/4-acre lot. Tucked away on a peaceful street, it features a long driveway, 2-car garage, and a large covered front porch-perfect for relaxing evenings or morning coffee. Step inside to a spacious, move

    Jennifer Ward Keller Williams Legacy

    5707 Bogart Dr, San Antonio, TX 78240
  • /13

    $279,500

    • 1,848 Sq Ft

    5262 Meadow Rise St, San Antonio, TX 78250

    1 STORY DUPLEX IN A PRIME LOCATION IN NW SAN ANTONIO OFF OF TEZEL RD!! This 2 unit duplex has a 3/2 on one side and a 2/2 on the other side. Spacious living room that connects to the kitchen and dining area. Both have a one car garage. Common water meter so seller currently pays water. Tenants pay electricity. PLEASE DO NOT DISTURB TENANTS, DRIVE BY ONLY. Long term tenants with desire to stay.

    Mauricio Ruiz

    5262 Meadow Rise St, San Antonio, TX 78250
  • /32

    $388,900

    • 5 Beds
    • 2 Baths
    • 1,971 Sq Ft

    910 Mount Kisco Dr, San Antonio, TX 78213

    ***SELLER IS OFFERING $10,000 USE AS YOU CHOOSE!*** This beautifully updated 5-bedroom, 2-bathroom home is full of character, warmth, and modern comfort-perfectly tucked into a quiet, established neighborhood with mature trees and a true sense of community. Step inside and feel right at home. The spacious main level offers an open, inviting layout that's been thoughtfully renovated with stylish

    Ahimelech Doring Realty One Group Emerald

    910 Mount Kisco Dr, San Antonio, TX 78213
  • /32

    $305,000

    • 3 Beds
    • 2.5 Baths
    • 1,732 Sq Ft

    7731 Wexford Ridge, San Antonio, TX 78240

    Rare Corner Townhome in Gated Community - Newly Renovated & Move-In Ready Welcome to The Retreat at Oak Hills, a sought-after gated development in the heart of San Antonio. This rare corner unit townhome offers the perfect blend of comfort, privacy, and convenience-ideally located near the Medical Center, USAA, UTSA, and with easy access to the best of the Texas Hill Country. Featuring 3

    Jeffrey Jackson Compass RE Texas, LLC.

    7731 Wexford Ridge, San Antonio, TX 78240
  • /20

    $128,500

    • 3 Beds
    • 1 Bath
    • 750 Sq Ft

    646 N San Eduardo Ave, San Antonio, TX 78228

    Welcome to this charming, newly remodeled 3 bedroom and 1 bath single-family home in the heart of San Antonio's Loma Vista neighborhood. Move-in ready and perfect for first-time buyers, this property offers comfort, convenience, and value. Located just a quick 15 minute drive to downtown San Antonio. Set up your viewing today!

    Trenton Logsdon LPT Realty, LLC

    646 N San Eduardo Ave, San Antonio, TX 78228
  • /28

    $244,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 1 Bath
    • 1,590 Sq Ft

    402 Hermine Blvd, San Antonio, TX 78212

    WELCOME HOME! Grand entrance of columns to welcome all guest to this beautifully maintained 3 bedroom home. Open floor plan as you enter home with generous kitchen and large kitchen island for prepping, storage, and entertaining. Large master and secondary rooms with no carpet. Large backyard with deck and mature trees to enjoy the evenings. Detached garage space. Minutes away from Olmos

    Rhapsody Vogt Vivid Realty, LLC

    402 Hermine Blvd, San Antonio, TX 78212

Showing Results 321 - 360, Page 9 of 18

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