1,784

San Diego, CA Homes for Sale

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  • /25

    $610,000

    • 1 Bed
    • 1 Bath
    • 713 Sq Ft

    6333 La Jolla Blvd Unit 363, La Jolla, CA 92037

    Welcome to your coastal retreat in the heart of La Jolla! This top-floor unit offers serene west facing overlooking the community's lush pool courtyard with peak ocean views. Light-filled and airy, the home features an ideal layout with a peaceful ambiance just moments from Windansea Beach, local cafes, and boutiques. Enjoy the tranquility of top-floor living with no neighbors above and easy

    Alex Rojas Shore Point Real Estate

    6333 La Jolla Blvd Unit 363, La Jolla, CA 92037
  • /7

    $475,000

    • 1 Bed
    • 1 Bath
    • 432 Sq Ft

    3815 42nd St, San Diego, CA 92105

    LOWEST PRICED SINGLE FAMILY HOME IN ALL OF CITY OF SAN DIEGO! A perfect condo alternative with NO HOA. Single Family Home with solar and small yard in San Diego for $475,000! Charming and efficient, this home was fully renovated in 2019 with dual pane windows, quartz countertops, laminate flooring throughout and much more. Located in the vibrant City Heights neighborhood, you’re just 4.5 blocks

    Emily Holmes Keller Williams San Diego Metro

    3815 42nd St, San Diego, CA 92105
  • /26

    $810,000

    • 3 Beds
    • 2 Baths
    • 1,001 Sq Ft

    3705 Swift Ave, San Diego, CA 92104

    Just reduced!!! Ideally situated on an elevated corner lot, this timeless North Park cottage perfectly combines classic charm with all the conveniences of modern living. Newly constructed in 2012, this light-filled home lives large with multiple outdoor spaces including a generous entry veranda, terraced front patio and cozy backyard seating area. Inside, the open plan is ideal for entertaining

    Emmett Russell Mark Hendrick

    3705 Swift Ave, San Diego, CA 92104
  • /19

    $405,000

    • 1 Bed
    • 1 Bath
    • 726 Sq Ft

    1361 Caminito Gabaldon Unit F, San Diego, CA 92108

    Private, Quiet Location in Mission Valley Park Villas! Discover this charming ground-level home ideally situated in a private, peaceful location within the complex, next to a tranquil fountain. This 1-bedroom, 1-bath residence offers a versatile floor plan with an option for a bonus room perfect for an office or an additional bedroom, providing exciting potential for customization. Step outside

    Rebecca Roman Redfin

    1361 Caminito Gabaldon Unit F, San Diego, CA 92108
  • /51

    $1,195,000

    • 3 Beds
    • 2.5 Baths
    • 1,512 Sq Ft

    2875 Avella Cir, San Diego, CA 92108

    Ask About 2/1 BUYDOWN AVAILABLE (Lowers your interest for 2% the 1st 12 months, and 1% the next 12 months). A sophisticated tri-level townhome nestled in the sought-after Avella community by Toll Brothers within the heart of Civita, Mission Valley. This contemporary residence blends upscale finishes, cutting-edge smart home features, and an unbeatable location near everything San Diego has to

    Klemens Ruoss Berkshire Hathaway HomeService

    2875 Avella Cir, San Diego, CA 92108
  • /36

    $529,900

    • 1 Bed
    • 1 Bath
    • 870 Sq Ft

    1441 9th Ave Unit 609, San Diego, CA 92101

    Capture the best of Downtown San Diego living in this 6th-floor, west-facing Aria residence. Enjoy city views and sunset skies from your private balcony. Inside, this spacious one-bedroom features modern "Woodacres Oak" luxury vinyl flooring, abundant natural light, and an open layout ideal for both relaxation and entertaining. The kitchen impresses with stainless appliances, recessed lighting,

    Gregg Neuman Berkshire Hathaway HomeServices California Properties

    1441 9th Ave Unit 609, San Diego, CA 92101
  • /52

    $2,299,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,266 Sq Ft

    1025 Wilbur Ave, San Diego, CA 92109

    Vintage PB meets modern PB. Are you tired of seeing the same style in every newly-remodeled home? Well, this is the one for you! Inspired by the original 1940s Pacific Beach bungalow, this home blends classic coastal charm with contemporary touches and a completely reimagined floor plan designed for both entertaining and everyday living. The primary ensuite features a private deck and a spacious

    Scott Booth Compass

    1025 Wilbur Ave, San Diego, CA 92109
  • /24

    $588,999

    • 1 Bed
    • 1 Bath
    • 798 Sq Ft

    3812 Park Blvd Unit 412, San Diego, CA 92103

    Welcome to the Egyptian, where Hillcrest, North Park, University Heights, and Balboa Park meet. This concrete and steel midrise offers modern design, architectural integrity, and unmatched walkability, close enough for a daily stroll to Balboa Park. Set on the 4th floor, this home now features a newly enclosed bedroom added in response to buyer feedback, enhancing privacy while keeping its

    Nick Redford eXp Realty of California, Inc

    3812 Park Blvd Unit 412, San Diego, CA 92103
  • /54

    $1,299,000

    • 2,450 Sq Ft

    5744 46 Dream St, San Diego, CA 92114

    Welcome to this reimagined and fully permitted duplex in the heart of Valencia Park! Situated on a nearly 10,000 sq. ft. lot, this versatile property offers an incredible opportunity for both homeowners and investors. The main residence features 4 spacious bedrooms, 1.5 bathrooms, and approximately 1,600 sq. ft. of living space with a private backyard and attached 2-car garage. The newly built

    Louis Pisano Real Broker

    5744 46 Dream St, San Diego, CA 92114
  • /34

    $1,149,900

    • 2 Beds
    • 1 Bath
    • 598 Sq Ft

    1975 Bacon St, San Diego, CA 92107

    If you’ve been dreaming of a true Ocean Beach classic, this pristine original beach cottage is the one! Bursting with vintage charm and character, this 1922 gem has been lovingly restored from the studs up—combining timeless craftsmanship with thoughtful modern upgrades. Step inside to find lath and plaster walls, gleaming hardwood floors, a cozy brick fireplace, built-ins, and picture rail

    Chad Dannecker Compass

    1975 Bacon St, San Diego, CA 92107
  • /12

    $739,000

    • 2 Beds
    • 3 Baths
    • 1,332 Sq Ft

    2258 Caminito Pescado Unit 11, San Diego, CA 92107

    Welcome to your new home! An exceptional location end unit, plan 5 in Sea Colony that is perfectly positioned near the community tennis courts, and amenities with a grass lawn close by. This is the largest floor plan in the complex with 1332 square feet 2 bedrooms 2 1/2 baths and a 2 1/2 car garage with direct entry into the townhome. Natural light fills the spacious interior thanks to its end

    Lee Caudill Coldwell Banker West

    2258 Caminito Pescado Unit 11, San Diego, CA 92107
  • /42

    $1,995,000

    • 2 Beds
    • 1 Bath
    • 798 Sq Ft

    719 Jersey Ct, San Diego, CA 92109

    Quit sacrificing on your search and instead build your dream ocean-view beach home(s) on this exceptional Mission Beach lot just three doors from the oceanfront. Mission Beach is nuanced; here are a few things to look out for when searching for “the one”: A) OCEAN VIEWS: The views on this one are better than most. While many properties in MB are downhill from the beach, this lot is relatively

    Steve Cairncross Berkshire Hathaway HomeServices California Properties

    719 Jersey Ct, San Diego, CA 92109
  • /40

    $879,000

    • 2 Beds
    • 3 Baths
    • 1,234 Sq Ft

    1277 Kettner Blvd Unit 102, San Diego, CA 92101

    Discover this truly rare corner townhome unit in the sought-after Treo community! This private and rarely available corner unit offers convenience, privacy, and charm. With only one shared neighbor and extra windows throughout, this unit lives like a detached residence. Enjoy the ease of private walk-up access through your own street-level gated patio — perfect for pet owners and guests! Inside,

    Sabrina Ortega Pacific Sotheby's International Realty

    1277 Kettner Blvd Unit 102, San Diego, CA 92101
  • /26

    $800,000

    • 4 Beds
    • 3 Baths
    • 1,628 Sq Ft

    5819 Roanoke St, San Diego, CA 92139

    Welcome to this beautifully updated home! The interior boasts a fresh coat of neutral color paint, creating a calming and inviting atmosphere. The kitchen is equipped with all stainless steel appliances, offering a sleek and modern look. The primary bedroom features a spacious walk-in closet, providing ample storage space. Partial flooring replacement has been done, adding to the home's updated

    Melissa Westfall Opendoor Brokerage Inc.

    5819 Roanoke St, San Diego, CA 92139
  • /34

    $1,345,000

    • 4 Beds
    • 3 Baths
    • 1,684 Sq Ft

    4182 Seri St, San Diego, CA 92117

    Welcome to 4182 Seri St—a charming, turnkey single-story home on a quiet street in the heart of Clairemont. With 4 bedrooms, 3 bathrooms, and 1,684 sq ft, this thoughtfully designed residence blends comfort and modern style. Step inside to an open floor plan that connects the living, dining, and kitchen areas—ideal for entertaining or everyday living. The remodeled kitchen features shaker

    Sander Harth Compass

    4182 Seri St, San Diego, CA 92117
  • /24

    $1,098,360

    0 Voltaire St, San Diego, CA 92107

    This property offers the visual impact of a hillside site without the burden of hillside regulation. Under City of San Diego Development Regulations, the existing grade change does not qualify as a steep hillside or environmentally sensitive area. That means the site can be developed under standard grading and building permits, without triggering additional environmental review or slope

    AJ George AJGCRE

    0 Voltaire St, San Diego, CA 92107
  • /21

    $549,000

    • 2 Beds
    • 2 Baths
    • 1,200 Sq Ft

    6927 Amherst St Unit 8, San Diego, CA 92115

    Unbeatable value!! This is a stylish College Area retreat!** Updated ** 2 bed, 2 bath main-floor condo delivers the perfect mix of comfort, convenience, and cool California living. Whether you're heading to SDSU, Downtown San Diego, or Lake Murray for a scenic stroll, you’ll love being right in the center of everything while still enjoying the peaceful vibes of this quaint, well-kept community.

    Maria Corbisiero Compass

    6927 Amherst St Unit 8, San Diego, CA 92115
  • /58

    $1,250,000 Open Sun 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,590 Sq Ft

    2324 Montclair St, San Diego, CA 92104

    Nestled along a tranquil canyon ridge with sweeping southwest views, this beautifully updated single-story residence on a large 7,533 sq. ft lot captures the essence of North Park living at its finest. A charming courtyard framed by brick pathways and lush, mature succulents creates an inviting sense of privacy, leading to a covered front porch with classic Spanish-style archways. Inside, the

    Melissa Tucci Melissa Goldstein Tucci

    2324 Montclair St, San Diego, CA 92104
  • /38

    $549,500

    • 2 Beds
    • 1 Bath
    • 630 Sq Ft

    4043 Utah St Unit 3, San Diego, CA 92104

    Neat as a pin and ready to go, this ground floor rear unit checks all the boxes in a small, 8 unit VA approved complex. With its frehsly repainted interior walls, this 2 bedroom home features wood floors, a living room with plantation shutters and fireplace, kitchen with a sunny garden window and breakfast bar, dining area, full sized stackable washer/dryer and central heat and A/C. For outdoor

    Linda Mitrovich Coldwell Banker West

    4043 Utah St Unit 3, San Diego, CA 92104
  • /42

    $1,325,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,692 Sq Ft

    3635 Mount Abbey Ave, San Diego, CA 92111

    Beautifully updated 3-bedroom, 2-bath ranch-style home with an optional 4th bedroom located on a quiet, family-friendly corner lot in Clairemont. This 1,692 sq. ft. home features an open layout with a brand-new kitchen, stainless steel appliances, luxury vinyl plank flooring, and renovated bathrooms. Dual-pane windows and updated lighting bring in plenty of natural light throughout. Recent

    Luis Garcia Reyes Sundae Funding, Inc.

    3635 Mount Abbey Ave, San Diego, CA 92111
  • /36

    $1,099,000 Open Sun 11AM - 2PM

    • 4 Beds
    • 2 Baths
    • 1,876 Sq Ft

    7104 Ruane St, San Diego, CA 92119

    Welcome home! This inviting single-story detached home features 4 spacious bedrooms and 2 full bathrooms, offering plenty of room for everyone. Enjoy the comfort of central air conditioning, dual-pane windows, and a newer furnace to keep your home cozy year-round. Step outside to your own backyard retreat with a sparkling pool featuring newly redone tile and plaster. With the peaceful hillside

    Rachel Zazzera Rachel Zazzera, Broker

    7104 Ruane St, San Diego, CA 92119
  • /39

    $464,000

    • 2 Beds
    • 1 Bath
    • 698 Sq Ft

    11187 Kelowna Rd Unit 76, San Diego, CA 92126

    Bright and welcoming upper unit with new dual-pane windows, a newer kitchen, and luxury vinyl plank floors. A rare find in this community, it already has an IN-UNIT WASHER/DRYER COMBO! Relax on your spacious balcony and enjoy the pool, public barbecue, several HOA-maintained fruit trees (guava, banana, apple, and more), plus a small garden. FHA/VA approved!

    Yolanda Iloski Brush Realty

    11187 Kelowna Rd Unit 76, San Diego, CA 92126
  • /56

    $1,149,000

    • 2 Beds
    • 2 Baths
    • 1,597 Sq Ft

    17680 Caminito Balata, San Diego, CA 92128

    Back on the market again, this time with a clean slate and motivated sellers. After a few unusual buyer situations caused previous escrows to fall through, this beautifully remodeled home is ready for its next opportunity. The sellers are experienced, easy to work with, and open to fair offers within their bottom line. Live the sweet life in Rancho Bernardo. Nestled in the scenic rolling hills of

    Spencer Smock eXp Realty of California, Inc.

    17680 Caminito Balata, San Diego, CA 92128
  • /30

    $589,000

    • 2 Beds
    • 1 Bath
    • 948 Sq Ft

    6226 Caminito Andreta, San Diego, CA 92111

    VIEWS! & LOCATION! Move-in ready and perfectly located 4 minutes from USD and near Fashion Valley Mall, Mission Bay Park, Old Town, &, Francis Parker. This is not your average condo, you own the land beneath your home (PUD). This particular unit also offers excellent potential for an additional dwelling unit (ADU) below the main level. The space adjacent to the garage could be developed into a

    Deborah Trevino Palisade Realty Inc

    6226 Caminito Andreta, San Diego, CA 92111
  • /21

    $2,595,000

    • 4 Beds
    • 4 Baths
    • 1,900 Sq Ft

    4985 Narragansett Ave Unit 87, San Diego, CA 92107

    Smell the Salt! South Ocean Beach Triplex only a super short block to beaches & pier, half a block to live music, award-winning (dog-friendly!) restaurants and shopping. 3 units consisting of (1) 2 bedroom-2 full bath, and (2) 1 bedroom, 1 bath spacious units, all with direct entry, private yards, upgraded windows, granite counters, independent electric meters, 2 separate One-car garages +3

    Natalie Harris Coldwell Banker West

    4985 Narragansett Ave Unit 87, San Diego, CA 92107
  • /44

    $2,780,000

    • 4 Beds
    • 4 Baths
    • 3,259 Sq Ft

    11148 Twinleaf Way, San Diego, CA 92131

    This stunning, highly desirable 1-story model is a custom home and is 1 of 19 once featured in the prestigious Tour de Elegance Collection-- a true gem in the highly sought-after Lake Point neighborhood. Spanning 3,259 SQFT., this 4 bed plus an optional room currently used as an office, 3.5 bath, residence blends luxury and comfort with soaring high ceilings, dual-zoned heat and air, wholehouse

    Steve Carlson Woods Real Estate Services Inc

    11148 Twinleaf Way, San Diego, CA 92131
  • /26

    $498,000

    • 2 Beds
    • 2 Baths
    • 761 Sq Ft

    4521 55th St Unit 13, San Diego, CA 92115

    Welcome home to your fully renovated 2 bed / 2 bath condo with a brand new modern kitchen, new cabinets and countertops, and brand new appliances. Beautiful new flooring throughout, custom built-in closet systems in the bedrooms with floor to ceiling mirrors and completely renovated bathrooms make this a must see. Includes central heat/AC and a dedicated garage and parking. Easy access to

    Kc Kruger Presidio Funding Inc dba First Source Realty

    4521 55th St Unit 13, San Diego, CA 92115
  • /52

    $1,224,900

    • 5 Beds
    • 3 Baths
    • 2,169 Sq Ft

    11034 Sagittarius Rd, San Diego, CA 92126

    Welcome to 11034 Sagittarius – a truly exceptional multi-generational residence nestled in the vibrant heart of Mira Mesa! This expansive 5-bedroom, 3-bathroom home boasts fully paid-off solar panels and newer dual-pane windows. The first floor features a master en-suite and two additional bedrooms, while the second floor offers another master en-suite and a flexible bedroom/office space. The

    Meghna Surana Keller Williams Realty

    11034 Sagittarius Rd, San Diego, CA 92126
  • /64

    $1,599,900 Open Sun 12PM - 3PM

    • 4 Beds
    • 2 Baths
    • 2,436 Sq Ft

    5672 Dartford Way, San Diego, CA 92120

    Authentic Mid-Century Modern, Reimagined with Integrity. Designed by architect William Krisel this Drogin home was thoughtfully remodeled by Maverick Design in partnership with Wedgewood Homes, this Del Cerro single-story residence is a true celebration of mid-century modern architecture. Every detail honors the era’s signature style—clean lines, clerestory windows, open beam ceilings, and an

    Trish Yelenosky & Mindi Estrada Wedgewood Homes Realty

    5672 Dartford Way, San Diego, CA 92120
  • /43

    $798,000

    • 2 Beds
    • 3 Baths
    • 1,210 Sq Ft

    2742 Ariane Dr Unit 153, San Diego, CA 92117

    Rarely on the market Canyon Rim’s largest floor plan END UNIT featuring 2 beds 2.5 baths and 3 decks. Highly desirable Canyon Rim community is located just 4 miles to the beach! SOLAR. Entire interior painted 2023. California indoor outdoor living at its best with attached deck off the kitchen and dining area, oversized spacious 2 car garage with full-sized washer/dryer and ample storage space.

    Kurt Wannebo Wannebo Real Estate Group

    2742 Ariane Dr Unit 153, San Diego, CA 92117
  • /16

    $755,000

    • 3 Beds
    • 2 Baths
    • 1,177 Sq Ft

    1535 Oakden Dr, San Diego, CA 92154

    This single-family home has been thoughtfully renovated throughout, offering an effortless blend of modern elegance and suburban tranquility. Inside, the chef-inspired kitchen is a culinary dream, featuring brilliant granite countertops and top-of-the-line appliances. The bathrooms are a spa-like retreat, elevated with exquisite marble finishes. The true star of this property is the expansive

    Bradley Hughes Bradley Hughes Real Estate Services

    1535 Oakden Dr, San Diego, CA 92154
  • /45

    $679,999

    • 4 Beds
    • 2.5 Baths
    • 1,469 Sq Ft

    4300 Newton Ave Unit 94, San Diego, CA 92113

    Beautifully maintained 4-bedroom, 2.5-bath townhome in the gated Legacy Walk community of South San Diego. Offering approximately 1,469 sq ft, this bright and inviting home features an open-concept living and dining area, high ceilings, and abundant natural light throughout. The modern kitchen includes granite countertops, stainless-steel appliances, and ample cabinet storage. Upstairs you’ll

    Rupi Azrot LISTLEAN

    4300 Newton Ave Unit 94, San Diego, CA 92113
  • /4

    $1,095,000

    • 3 Beds
    • 2 Baths
    • 1,116 Sq Ft

    3577-85 Landis St, San Diego, CA 92104

    Put your personal touch on this rare Cherokee Point investment and lifestyle opportunity! Live in one and rent the other or turn into a family compound. 3577 is a 2BR/1BA with its own off street parking space. 3585 is a 1BR/1BA with its own off street parking space as well. The properties and parking spaces are fully fenced in. The homes are just a few blocks from Cherokee Point Elementary

    Brant Westfall Berkshire Hathaway HomeServices California Properties

    3577-85 Landis St, San Diego, CA 92104
  • /43

    $1,149,000

    • 3 Beds
    • 3 Baths
    • 1,368 Sq Ft

    4518 Arizona St, San Diego, CA 92116

    Turn key, Rare Opportunity, Updated 2 Unit property in the Highly coveted 92116 zip code of University Heights! Location, Location! This rare find features 2 meticulously updated units. Offering incredible potential whether you're an investor looking for rental income or an end user wanting to offset your mortgage. Both units are currently rented. Do NOT disturb tenants. Shown with accepted

    Richard Goodman Coldwell Banker West

    4518 Arizona St, San Diego, CA 92116
  • /35

    $1,275,000 Open Sun 1PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,384 Sq Ft

    11837 La Colina Rd, San Diego, CA 92131

    Step into this beautifully upgraded single-level home in the heart of classic Scripps Ranch. This inviting 3-bedroom, 2-bath residence features brand-new wood-look flooring, fresh interior paint, and an open floorplan with vaulted ceilings and recessed lighting. The stylishly updated kitchen showcases custom cabinetry, granite countertops, and stainless-steel appliances — perfect for both

    Valerie Bubnash Berkshire Hathaway HomeServices California Properties

    11837 La Colina Rd, San Diego, CA 92131
  • /52

    $599,900

    • 2 Beds
    • 2 Baths
    • 1,153 Sq Ft

    10425 Caminito Cuervo Unit 217, San Diego, CA 92108

    Enjoy amazing views from this centrally located Mission Valley end-unit condo perched above Snapdragon Stadium. This 2BD/2BA home offers over 1,150 sqf fr with an open layout, spacious primary suite, and large secondary room perfect for an office or guest space, and in-unit laundry. The kitchen features stainless-steel appliances, and the unit even comes with a wet bar, ideal for entertaining.

    Logan Henry Coldwell Banker Realty

    10425 Caminito Cuervo Unit 217, San Diego, CA 92108
  • /14

    $499,000

    • 3 Beds
    • 2 Baths
    • 952 Sq Ft

    4875 Cole St Unit 69, San Diego, CA 92117

    This move in ready 3-bedroom single story top floor end unit condo located across from the Clairemont Square shopping mall with fast and easy access to major freeways. This top floor end unit gives you extra privacy with no neighbors above you and has lots of ocean breezes from the Mission Bay. The property has laminate and tile flooring and dual pane windows throughout. An open floor plan with a

    John Hua Advantage Realty & Mortgage

    4875 Cole St Unit 69, San Diego, CA 92117
  • /22

    $1,275,000

    • 3 Beds
    • 2 Baths
    • 1,463 Sq Ft

    13113 Calle de Las Rosas, San Diego, CA 92129

    Newly remodeled Single-Story Rancho Penasquitos home in the highly desirable Poway School District. Don't miss the designer touches of this 3BD/2BA w new AC, windows, kitchen & baths. Huge open concept living area w highly upgraded kitchen featuring a large sit up island. Large 2 car garage, fireplace & PAID FOR Solar! Large & private corner lot, w plenty of room in the backyard for entertaining

    Jason LaMell Improve Realty

    13113 Calle de Las Rosas, San Diego, CA 92129
  • /6

    $375,000

    • 1 Bed
    • 1 Bath
    • 525 Sq Ft

    207 5th Ave Unit 560, San Diego, CA 92101

    Own a rare piece of the Hard Rock lifestyle! This coveted corner King Suite is one of only two of its kind per floor, offering 525 sq. ft. of contemporary style and energy. The suite includes a private balcony and is positioned to capture exciting city views of Downtown San Diego. Located in the iconic Hard Rock Hotel in the heart of the Gaslamp Quarter, you’re just steps from Petco Park, the

    Jennifer Balanay Willis Allen Real Estate

    207 5th Ave Unit 560, San Diego, CA 92101
  • /23

    $2,899,999 Open Sun 12PM - 3PM

    • 4 Beds
    • 4 Baths
    • 3,508 Sq Ft

    4328 Piedmont Dr, San Diego, CA 92107

    Experience elevated coastal living in this fully reimagined Sunset Cliffs residence, remodeled in 2025 with sophisticated finishes and striking ocean views. Light-filled living spaces and a chef’s kitchen with premium appliances create an ideal setting for everyday comfort and effortless entertaining. The home offers four bedrooms plus an optional ocean-view office, along with a luxurious primary

    Laura Kelley Keller Williams Realty

    4328 Piedmont Dr, San Diego, CA 92107

Showing Results 481 - 520, Page 13 of 18

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