1,308

Homes for Sale near St. Vincent De Paul

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  • /20

    $499,000

    • 2 Beds
    • 2 Baths
    • 834 Sq Ft

    6069 Rancho Mission Rd Unit 105, San Diego, CA 92108

    Incredible opportunity to own this beautifully remodeled ground-floor condo in the highly sought-after Mission Plaza community. This 2 bedroom, 2 bathroom condo offers a bright open layout with stylish finishes throughout. The modern kitchen features updated cabinetry, stainless steel appliances, and ample counter space. Both bathrooms have been tastefully upgraded with contemporary touches.

    Shelly O Neil eXp Realty of California, Inc.

    6069 Rancho Mission Rd Unit 105, San Diego, CA 92108
  • /40

    $549,000

    • 3 Beds
    • 2 Baths
    • 1,305 Sq Ft

    2317 Shamrock St Unit 3, San Diego, CA 92105

    Welcome to this one-of-a-kind, top-floor condo that feels more like a private home than a traditional condo. Nestled in the highly sought-after Azalea Park neighborhood, this unique property offers 3 spacious bedrooms, 2 full baths, and an open floor plan that provides a bright, airy living space. The home spans the entire top floor with no common walls, ensuring maximum privacy. Enjoy seamless

    Matt Harder Keller Williams RealtyLa Jolla

    2317 Shamrock St Unit 3, San Diego, CA 92105
  • /36

    $775,000

    • 2 Beds
    • 2 Baths
    • 1,477 Sq Ft

    3017 Orleans E, San Diego, CA 92110

    Beautifully Upgraded Single-Story Townhome in Point Loma/Ocean Beach. Welcome to this rare single-level 2 bedroom, 2 bathroom end-unit townhome with its own private courtyard entrance and attached 2-car garage. Perfectly situated in the sought-after Point Loma/Ocean Beach neighborhood, this home offers both comfort and convenience just minutes from the sand, shopping, dining, and freeways. Step

    Daniel Buksa Mission Realty Group

    3017 Orleans E, San Diego, CA 92110
  • /16

    $799,999

    • 3 Beds
    • 3 Baths
    • 1,200 Sq Ft

    1720 Midvale Dr, San Diego, CA 92105

    This 3 bed, 2.5 bath home in San Diego’s Fairmount Park / Mid-City blends timeless character with modern updates and offers a flexible layout to fit your lifestyle. The remodeled kitchen opens to the dining and living areas, perfect for entertaining. The primary suite features a renovated bathroom, and the home retains its charm with original hardwood floors in the living areas and bedrooms.

    Jeffrey Carlson Coldwell Banker Realty

    1720 Midvale Dr, San Diego, CA 92105
  • /40

    $849,000

    • 2 Beds
    • 1 Bath
    • 710 Sq Ft

    3266 Madison Ave, San Diego, CA 92116

    Charming cottage with modern touches one street from Adams! This fully-fenced gem bursting with charm and character has been beautifully maintained and offers cozy comfort, thoughtful updates, and incredible curb appeal. Step onto the inviting front porch, surrounded by vibrant flowers and a sunny horizontal, wood fence that adds a playful touch to the home’s charming exterior. Inside, you’re

    Melissa Eannarino Real Broker

    3266 Madison Ave, San Diego, CA 92116
  • /14

    $379,000

    • 1 Bath
    • 482 Sq Ft

    575 6th Ave Unit 409, San Diego, CA 92101

    Perfect location to enjoy a Padres game with a lock and go lifestyle. Alta is in the heart of the Gaslamp Quarter and is less than 3 blocks to Petco Park. This unit is a spacious feeling northwest view studio located on the 4th floor. Modern amenities throughout including a sleek kitchen design with engineered hardwood floors. This studio has one end assigned parking place with a storage

    Victoria Crown Luxury Brokerage Group

    575 6th Ave Unit 409, San Diego, CA 92101
  • /45

    $629,000

    • 2 Beds
    • 2 Baths
    • 930 Sq Ft

    8211 Station Village Ln Unit 1201, San Diego, CA 92108

    Luxury Living on the River – Designer Condo in the Coveted Lido at Mission Valley. Priced to sell now! Welcome to your dream retreat in the heart of Mission Valley! This beautifully upgraded 2-bedroom condo in the exclusive Lido community offers modern luxury with resort-style amenities. Enjoy an open-concept layout with high ceilings, designer lighting, and a stylish mix of slate tile,

    Ryan Judson Compass

    8211 Station Village Ln Unit 1201, San Diego, CA 92108
  • /33

    $1,199,000

    • 3 Beds
    • 2 Baths
    • 1,150 Sq Ft

    3717 Poe St, San Diego, CA 92107

    First time on the market in decades! This is an incredible opportunity for someone looking to purchase a legacy property in this special Point Loma neighborhood & create their dream home or even an investment property with some TLC. This property holds vast potential in both the lot & the two buildings on it. Minutes to Sunset Cliffs, PLNU, Liberty Station, OB, Shelter Island, Cabrillo National

    Lindsay Herrell Compass

    3717 Poe St, San Diego, CA 92107
  • /40

    $285,000

    • Studio
    • 1 Bath
    • 378 Sq Ft

    3796 Alabama St Unit 118, San Diego, CA 92104

    Enjoy the best of North Park and Hillcrest in this vibrant 55+ community! Just steps from restaurants, shops, and transit, this residence offers the perfect blend of convenience and comfort. Recently remodeled, the home was thoughtfully opened up to create a bright, airy living space. The kitchen features stainless steel appliances, sleek modern cabinetry, and ample counter space. The bathroom

    Ginger Couvrette Halcyon

    3796 Alabama St Unit 118, San Diego, CA 92104
  • /56

    $3,295,000

    • 4 Beds
    • 4 Baths
    • 3,423 Sq Ft

    3345 Elliott St, San Diego, CA 92106

    This Point Loma jewel blends sophisticated design with sweeping bay and city views. Completely reimagined and expanded in 2025, the home offers 4 bedrooms, 4 bathrooms, and over 3,400 sf of carefully crafted living space on a 7,500 sf lot centrally located just blocks from Liberty Station. The open-concept floorplan is anchored by a chef’s kitchen with handcrafted cabinetry, full-slab quartzite

    Tyler Mathews Pacific Sotheby's International Realty

    3345 Elliott St, San Diego, CA 92106
  • /41

    $1,169,000 Open Tue 11AM - 2PM

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    3413 Rollsreach Dr, San Diego, CA 92111

    This thoughtfully updated 3-bedroom, 2-bath residence in the heart of Clairemont has been completely reimagined with high-end upgrades, modern finishes, and custom craftsmanship. Ideally located near Mesa College, it offers the perfect balance of style, comfort, and convenience. The spacious open-concept kitchen and living area extend effortlessly to the outdoors through dramatic accordion-style

    Sandro Natale LPT Realty,Inc

    3413 Rollsreach Dr, San Diego, CA 92111
  • /42

    $475,000

    • 1 Bath
    • 288 Sq Ft

    1021 Scott St Unit 225, San Diego, CA 92106

    Welcome to 1021 Scott Street, Unit 225 — where compact luxury meets Point Loma’s most scenic setting. This thoughtfully designed, recently remodeled, 288 sq ft studio offers style, efficiency, and stunning views, perfect for full-time living, a weekend getaway, or an investment opportunity. Perched above the marina, the home features a sliding glass door leading to a private balcony with sweeping

    Tami Fuller Coldwell Banker West

    1021 Scott St Unit 225, San Diego, CA 92106
  • /36

    $625,000

    • 2 Beds
    • 1 Bath
    • 948 Sq Ft

    6224 Caminito Juanico, San Diego, CA 92111

    FHA & VA APPROVED! This bright end-unit townhome checks all the boxes, eligible for FHA and VA buyers, private setting, and gorgeous open views. The 2 bed / 1 bath layout feels airy with new dual-pane windows & sliders and three energy-efficient mini-splits for year-round comfort. An open living area flows to a private view patio, and the backyard opens to a well-kept community greenbelt, perfect

    Katy Sullivan ENG Properties

    6224 Caminito Juanico, San Diego, CA 92111
  • /21

    $500,000

    • 1 Bed
    • 1 Bath
    • 738 Sq Ft

    550 Park Blvd Unit 2306, San Diego, CA 92101

    Urban 1-bed/1-bath condo offering approximately 738 sq ft of bright, open-floor-plan living in the coveted East Village neighborhood. This delightful home features arched doorways, granite countertops, and laminate or wood-style flooring throughout, complete with a walk-in closet, in-unit laundry, and a private balcony to enjoy city views. Residents of Park Boulevard West enjoy a host of

    Melania Mirzakhanian Strexin Real Estate

    550 Park Blvd Unit 2306, San Diego, CA 92101
  • /19

    $1,050,000

    • 2 Beds
    • 1 Bath
    • 886 Sq Ft

    4509 Shirley Ann Place, San Diego, CA 92116

    Turnkey Spanish Bungalow in the Heart of University Heights! Don’t miss this incredible opportunity to own a beautifully remodeled, move-in-ready home located in the highly desirable University Heights neighborhood—just steps from everything! This charming 2-bedroom, 1-bath Spanish Colonial Revival bungalow offers 886 sq ft of thoughtfully updated living space, full of natural light and timeless

    Addie Jacobs Rise Realty

    4509 Shirley Ann Place, San Diego, CA 92116
  • /39

    $875,000

    • 2 Beds
    • 2 Baths
    • 1,444 Sq Ft

    2410 Albatross St Unit 9, San Diego, CA 92101

    Superb spacious 2-bedroom corner unit, boasting brilliant natural light and fresh air. Located in excellent Bankers Hill neighborhood overlooks San Diego Harbor and the Airport. Located blocks away from Balboa Park and Downtown. Enjoy living in this vibrant neighborhood that perfectly blends urban living with a touch of tranquility. Albatross St and surrounding streets are quiet and

    Elena Stonehouse Maria Elena Stonehouse, Broker

    2410 Albatross St Unit 9, San Diego, CA 92101
  • /52

    $1,600,000

    • 5 Beds
    • 2 Baths

    3509-11 32nd St, San Diego, CA 92104

    Your chance to own a piece of North Park history is here! This giant lot+ on a corner is on the market for the first time in over 50 years. It is so big, it has 3 addresses (3509-11 32nd st and 3206 Myrtle ave). The lower level is a lovingly maintained 3 bedroom 1 bath with beautiful wood floors, gorgeous kitchen, spacious bedrooms and a stunning entryway. Venture thru the sprawling manicured

    David Rudd Kindred Real Estate

    3509-11 32nd St, San Diego, CA 92104
  • /29

    $475,000

    • 2 Beds
    • 1 Bath
    • 788 Sq Ft

    3575 Ruffin Rd Unit 204, San Diego, CA 92123

    Discover your fully remodeled FHA & VA approved top-floor condo in the Summer Hill community of Serra Mesa. This light and bright unit features a beautifully updated kitchen and bathroom, brand new luxury vinyl plank floors, modern fixtures, and stylish finishes throughout. The open living area includes vaulted ceilings with plenty of natural light. This unit is in a prime location within the

    Kevin O'Keefe LPT Realty,Inc

    3575 Ruffin Rd Unit 204, San Diego, CA 92123
  • /31

    $430,000

    • 1 Bed
    • 1 Bath
    • 700 Sq Ft

    1621 Hotel Cir S Unit E228, San Diego, CA 92108

    Welcome to your upgraded Mission Valley smarthome! This stylish condo combines modern living with resort-style amenities. Open floorplan features luxury upgrades throughout - updated flooring, quartz counters, custom cabinetry, stainless steel appliances, recessed lighting with dimmers. A condo designed for convenience, comfort, and efficiency that is centrally located and minutes from Mission

    Sheila Dadashzadeh LPT Realty,Inc

    1621 Hotel Cir S Unit E228, San Diego, CA 92108
  • /37

    $850,000

    • 2 Beds
    • 1 Bath
    • 836 Sq Ft

    4417 39th St, San Diego, CA 92116

    Welcome to Normal Heights lovely early century spanish style cottage with great quite location detached garage with existing electric & plumbing for possible ADU, studio or office sq. footage NOT included, large back yard, new sparkling pool & spa (2022) new pavers, grass area,back alley access new roof & paid solar (2022)new windows bali blinds (2022) ceiling fans tankless water heater & ABS

    Frank Mannino HomeSmart Realty West

    4417 39th St, San Diego, CA 92116
  • /33

    $568,000

    • 1 Bath
    • 370 Sq Ft

    1021 Scott St Unit 256, San Diego, CA 92106

    Experience Bayside Luxury at 1021 Scott Street, Unit 256 This reimagined studio in Point Loma’s prestigious La Playa district offers the ultimate waterfront lifestyle. Just steps from Bessemer Path and La Playa Bayfront Beach, the home blends elevated design with coastal serenity. Upgrades include a sleek kitchen and bath with stone counters, stainless steel appliances, and custom closet

    Michelle Cayton Compass

    1021 Scott St Unit 256, San Diego, CA 92106
  • /38

    $349,000

    • 1 Bath
    • 419 Sq Ft

    1605 Hotel Cir S Unit B102, San Diego, CA 92108

    Discover the perfect condo in Mission Valley for those seeking a cozy, modern home with a standout outdoor space. This unit combines convenience, style, and tranquility, making it an ideal choice for first-time buyers or those looking to downsize. Featuring an updated kitchen with new stove, sleek cabinetry, and ample counter space for easy meal prep. Thoughtfully designed with plenty of closet

    Sandra Crosby eXp Realty of California, Inc.

    1605 Hotel Cir S Unit B102, San Diego, CA 92108
  • /12

    $415,000

    • 1 Bed
    • 1 Bath
    • 670 Sq Ft

    1625 Hotel Cir S Unit C309, San Diego, CA 92108

    Welcome to this beautifully remodeled 1-bedroom, 1-bath home in a sought-after Mission Village community. The unit offers open-concept living and kitchen area that seamlessly flows out to a private patio. Two generous closets provide thoughtful storage, and your assigned carport ensures convenience. Enjoy full access to community amenities including a large pool and spa, tennis courts, gym, and

    Jon Moore VIP Premier Realty Corp

    1625 Hotel Cir S Unit C309, San Diego, CA 92108
  • /54

    $1,299,000

    • 4 Beds
    • 3 Baths
    • 1,769 Sq Ft

    1570 Linwood St, San Diego, CA 92103

    Welcome to 1570 Linwood Street, a beautifully remodeled 4 bedroom, 3 bathroom home in the highly sought after Mission Hills neighborhood. With 1,769 sq. ft. of living space on a generous 5,001 sq. ft. lot, this property combines stylish comfort with exceptional investment potential.From the moment you arrive, you’ll be captivated by the sweeping views of the San Diego Bay, ocean, and

    Rose Butler Fiv Realty Co

    1570 Linwood St, San Diego, CA 92103
  • /31

    $430,000

    • 1 Bed
    • 1 Bath
    • 648 Sq Ft

    10669 San Diego Mission Rd Unit 203, San Diego, CA 92108

    Remodeled south facing top floor condominium located in San Diego's vibrant Mission Valley. Peaceful greenbelt view. Bright & airy. Covered balcony with storage closet. Covered parking plus 2 additional unassigned parking spaces. Open floor plan. White shaker cabinets. Quartz counter tops. Stainless steel appliances. Modern plank flooring. Dual pane thermal window and sliding glass door. Recessed

    Russ Eskilson Feels Like Home

    10669 San Diego Mission Rd Unit 203, San Diego, CA 92108
  • /12

    $679,000

    • 3 Beds
    • 1 Bath
    • 846 Sq Ft

    3842 46th St, San Diego, CA 92105

    Lot Potential! Completely Renovated & Move-In Ready! Welcome to this beautifully updated 3-bedroom detached home located in the heart of San Diego. No detail was overlooked, this home features a brand-new roof, updated plumbing and electrical, dual-pane windows, stylish new flooring throughout, and fresh baseboards and casing. The kitchen shines with new cabinets, sleek countertops, and modern

    Memo Cardona Premier Agency Real Estate Inc.

    3842 46th St, San Diego, CA 92105
  • /27

    $1,175,000

    • 4 Beds
    • 2 Baths
    • 1,326 Sq Ft

    5252 Mount Blanca Dr, San Diego, CA 92111

    Priced to sell! Beautifully remodeled, single level home on a coveted Mount Street; this one has it all! Step into the open floor plan interior that allows highly functional living; with remodeled kitchen with lots of cabinets and counter space, quartz tops, custom backsplash and new Smart appliances, and 42" bar height counter for eat up dining, is perfect for entertaining. Living area also

    Andrew Chance LPT Realty,Inc

    5252 Mount Blanca Dr, San Diego, CA 92111
  • /35

    $615,000

    • 2 Beds
    • 2 Baths
    • 1,018 Sq Ft

    3894 Basilone St Unit 3, San Diego, CA 92110

    Light & Bright Updated 2-Bedroom Condo – Just 2 Miles from the Beach! Welcome to this beautifully updated 2-bedroom, 2-bath condominium offering 1,018 square feet of comfortable, modern living in a prime location. This light and bright unit features a spacious open layout with stylish upgrades throughout, perfect for those seeking low-maintenance living near the coast. Step into the updated

    Ruth McDonald Berkshire Hathaway HomeService

    3894 Basilone St Unit 3, San Diego, CA 92110
  • /35

    $2,200,000

    • 5 Beds
    • 4 Baths
    • 3,047 Sq Ft

    4768 Caroline Dr, San Diego, CA 92115

    This distinguished single-story Talmadge estate offers 3,047 sq. ft. with 5BD/4BA on a 10,600 sq. ft. lot. Built in 1951 & redesigned by William Hughes, who designed The Lodge at Torrey Pines. The new chef's kitchen features a 48” Wolf range, dual ovens, steam oven, Sub-Zero refrigerator, wine fridge, custom cabinetry & Blue Lava quartzite counters. Formal & casual living areas open to patios &

    Barbara Mercer Mercer Investments Inc.

    4768 Caroline Dr, San Diego, CA 92115
  • /75

    $2,495,000

    • 3 Beds
    • 3 Baths
    • 1,350 Sq Ft

    2945 B St, San Diego, CA 92102

    Welcome to an exceptional opportunity in the heart of Golden Hill, where modern design meets urban convenience! A brand-new multi-unit property that offers versatility, style, and income potential that is perfect for savvy investors or homeowners looking to live in luxury while generating passive income. The front unit is a spacious 3-bedroom, 2-bathroom home featuring its own private entrance

    Mark Green TXR Homes, Inc.

    2945 B St, San Diego, CA 92102
  • /34

    $1,095,000

    • 3 Beds
    • 2 Baths
    • 1,589 Sq Ft

    2770 Piantino Cir Unit 47, San Diego, CA 92108

    Single-level living meets effortless style in this 3-bedroom, 2-bath condominium in The Verandas at Escala. This sought-after floor plan features open living and dining areas anchored by a cozy fireplace. French doors extend the space to a private garden patio, with a covered veranda perfect for morning coffee, evening gatherings, or simply unwinding outdoors. The kitchen offers generous

    Maxine Gellens Berkshire Hathaway HomeServices California Properties

    2770 Piantino Cir Unit 47, San Diego, CA 92108
  • /41

    $860,000

    • 3 Beds
    • 2 Baths
    • 1,260 Sq Ft

    3023 Barnard St Unit 2, San Diego, CA 92110

    Welcome to this rarely available single story 3 bedroom, 2 bath home in the highly desirable Baycrest community—perfectly situated near the beaches and all that the San Diego lifestyle has to offer. Inside, you’ll find three generously sized bedrooms along with a thoughtfully updated interior featuring a recently redone chef’s kitchen, modernized bathrooms, new flooring, and nearly all new

    Daniel Aguilar New Reality Real Estate, Inc.

    3023 Barnard St Unit 2, San Diego, CA 92110
  • /19

    $4,400,000

    • 2 Beds
    • 2 Baths
    • 1,168 Sq Ft

    1500 Orange Ave Unit Cottage 10, Coronado, CA 92118

    Experience a new level of coastal luxury at Shore House at The Del, where the timeless charm of the Hotel del Coronado meets refined, modern living. This beautifully appointed 2-bedroom residence offers stunning views of the Pacific Ocean, Point Loma, and the Shore House pool—creating a peaceful retreat just steps from the water’s edge. Every element of this home has been thoughtfully designed,

    Ruth Ann Fisher Del Coronado Realty

    1500 Orange Ave Unit Cottage 10, Coronado, CA 92118
  • /29

    $630,000

    • 1 Bed
    • 2 Baths
    • 847 Sq Ft

    889 Date St Unit 520, San Diego, CA 92101

    Welcome to this striking two-story loft unit at 889 Date St #520, offering an oversized open floor plan with dramatic 18-foot ceilings and floor-to-ceiling windows that flood the space with natural light. Nestled in the Aloft on Cortez Hill condominium, the home features 1 bedroom, 1.5 baths, and 847 square feet of thoughtfully designed living space with EV Charging avaliable. You’ll appreciate

    Eric Elegado Team Z Realty

    889 Date St Unit 520, San Diego, CA 92101
  • /29

    $610,000

    • 2 Beds
    • 1 Bath
    • 1,049 Sq Ft

    3907 Georgia St Unit 12, San Diego, CA 92103

    Welcome to this well-maintained (VA and FHA approved) 2-bed, 1-bath corner unit in the heart of North Park, just minutes from Downtown, Hillcrest, and Balboa Park. This condo features stainless steel appliances, recessed lighting, and the convenience of an in-unit washer/drye. The spacious corner layout offers tons of vibrant natural sunlight and beautiful views overlooking North Park. Enjoy the

    Aimee Gilliatt J & S Realty

    3907 Georgia St Unit 12, San Diego, CA 92103
  • /38

    $1,375,000

    • 2 Beds
    • 3 Baths
    • 1,290 Sq Ft

    550 Front St Unit 1306, San Diego, CA 92101

    Welcome to the prestigious Pinnacle 1306, a luxurious oasis nestled in the heart of the Marina District. This sought-after split floor plan boasts two large bedroom suites, a show-stopping great room with soaring 10 ft ceilings and floor-to-ceiling windows, a gourmet kitchen featuring a Sub-Zero refrigerator, wine cooler, designer finishes like Snaidero cabinetry, and a convenient powder room off

    Denny Oh Compass

    550 Front St Unit 1306, San Diego, CA 92101
  • /21

    $931,000

    • 9 Beds
    • 3 Baths
    • 2,358 Sq Ft

    1721-29 Commercial St, San Diego, CA 92113

    1 duplex and 1 sfr house. all with yards. all 3 bedrooms. tenants pay for water because there are 3 water meters on the property. 3 electric and gas meters as well. of course tenants pay electric and gas. this property is west of the 5-freeway in downtown. and on trolley so fantastic upside zoning for many more homes allowed. Properties across the street are in 92101. there are 2 lots included.

    Clark Henry Value T Sales Inc dba Pacific Preferred

    1721-29 Commercial St, San Diego, CA 92113
  • /48

    $2,649,000

    • 2 Beds
    • 2 Baths
    • 1,718 Sq Ft

    1388 Kettner Blvd Unit 2901, San Diego, CA 92101

    Views from every room! 29th floor Residence at Savina, a coveted Downtown San Diego location steps from Little Italy. This NW corner home looks out to Balboa Park, Sea World and across the bay for sweeping views and sunsets. Generous outdoor patio, modern open concept kitchen with top of the line Thermador appliances and wine refrigerator. Savina offers concierge services along with incredible

    Sarah Scott Compass

    1388 Kettner Blvd Unit 2901, San Diego, CA 92101
  • /45

    $2,899,000

    • 4 Beds
    • 3 Baths
    • 3,582 Sq Ft

    4386 Adams Ave, San Diego, CA 92116

    Iconic Kensington Gem! MILLS ACT Designation Offering Significant Tax Savings. Magnificently situated in the coveted Kensington neighborhood on a pristinely maintained corner lot spanning nearly a quarter acre, this architecturally significant four bedroom, three bath residence blends timeless elegance with historic prestige. Known as "The Wonder House of Stone", this grand two-story French

    Jonathon Fields Keller Williams San Diego Metro

    4386 Adams Ave, San Diego, CA 92116
  • /51

    $1,129,000

    • 3 Beds
    • 3 Baths
    • 1,495 Sq Ft

    2756 Bellezza Dr, San Diego, CA 92108

    Experience the ultimate in luxury and convenience encompassing this extensively renovated, turnkey residence in the beautifully maintained, gated Bungalows at Escala community. This rarely available 3 bedroom, 2.5 bathroom open floorplan lives like a single-family home, offering privacy and serenity in a centrally located San Diego neighborhood just minutes from all San Diego has to offer. Enjoy

    Lisa Henderson Berkshire Hathaway HomeServices California Properties

    2756 Bellezza Dr, San Diego, CA 92108

Showing Results 161 - 200, Page 5 of 18

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