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Homes for Sale near St. Stephen School

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  • /46

    $2,395,000

    • 4 Beds
    • 3 Baths
    • 2,030 Sq Ft

    1319 Lyon St, San Francisco, CA 94115

    Beautiful, Fully Renovated Victorian in Lower Pacific Heights, nestled between Golden Gate Park and the Presidio. Featuring new electrical wiring, plumbing, dual-pane windows, roof, and siding, this home offers 800 sq. ft. of added space and a perfect open floor plan. The house is detached on both sides. The main level includes a primary suite, bedroom/den flex space, two bathrooms, and a bright

    Marina Mayer eXp Realty of California, Inc

    1319 Lyon St, San Francisco, CA 94115
  • /19

    $799,000 Open Sun 2PM - 4PM

    • 1 Bed
    • 1 Bath
    • 773 Sq Ft

    2185 Bush St Unit 214, San Francisco, CA 94115

    Nestled in the heart of the city and situated right on Fillmore Street, this stylish and serene condo offers an abundance of private outdoor space and unparalleled tranquility. Tucked away on the interior of the block, the unit enjoys an abundance of private and quiet outdoor space with patios on both the East and West side of the living room. Inside, you'll find upgraded features such as

    Mary De Vries Abacus Real Estate

    2185 Bush St Unit 214, San Francisco, CA 94115
  • /44

    $2,250,000

    • 6 Beds
    • 4,137 Sq Ft

    209 Sanchez St, San Francisco, CA 94114

    Prime Upper Market-Castro location. 6 units, recent upgrades, Soft-story work complete. 5 car individual parking. Individual heat and meters, updated electrical. Oversized lot. Nice outlook to greenbelt from rear.

    209 Sanchez St, San Francisco, CA 94114
  • /31

    $3,995,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 4.5 Baths
    • 3,150 Sq Ft

    54 Homestead St, San Francisco, CA 94114

    This modern home blends luxury, comfort, and thoughtful design. The open-concept living and dining area features a gourmet kitchen with a 10' island, Neolith countertops, a 6-burner Viking range with a double oven, a Subzero refrigerator, a 24'' freezer, and custom cabinetry with a pull out drink station. Highlights include a built-in gas fireplace, motorized shades, and a powder room for guests.

    Cassie Kim Vanguard Properties

    54 Homestead St, San Francisco, CA 94114
  • /13

    $1,332,500 Open Sun 11AM - 12:30PM

    • 3 Beds
    • 1 Bath

    1338 York St, San Francisco, CA 94110

    A rare Victorian gem, 1338 York Street offers soaring ceilings, an expansive backyard, and untapped potential in the garage and attic. This home is a canvas for restoration and reimagination! High ceilings and large windows fill the space with light, showcasing period moldings and classic architectural details. The backyard is a true urban oasis, perfect for a garden retreat or entertaining. The

    Zoe Frankel Sotheby's International Realty

    1338 York St, San Francisco, CA 94110
  • /42

    $1,045,000 Open Sun 1PM - 3PM

    • 2 Beds
    • 2 Baths
    • 929 Sq Ft

    451 Kansas St Unit 528, San Francisco, CA 94107

    Welcome to The Potrero No.528. This light-filled, top-floor, east-facing home offers inviting neighborhood and Downtown views. The open-concept design features a gourmet kitchen with stainless steel appliances, a gas range, and a large walk-in pantry. Hardwood floors throughout and custom motorized window coverings add style, while a full-size washer and dryer provide convenience. The layout

    Jason Gorski Compass

    451 Kansas St Unit 528, San Francisco, CA 94107
  • /44

    $1,295,000 Open Sun 1PM - 3PM

    • 1 Bed
    • 1,518 Sq Ft

    1885 16th Ave, San Francisco, CA 94122

    Golden Gate Heights single-family home has the option to be used as two units! This beautifully maintained Mediterranean style property has great versatility for your personal use--ideal for investment, partners, or use the entire space as an owner. Newer windows, new roof, beautifully refinished hardwood floors, individual private decks (one for each unit) & stunning ocean views. Situated on a

    Paul Barbagelata BarbCo

    1885 16th Ave, San Francisco, CA 94122
  • /21

    $2,985,000 Open Sun 2PM - 4PM

    • 7 Beds
    • 3,750 Sq Ft

    43 Sussex St, San Francisco, CA 94131

    Newly remodeled triplex in a premium Glen Park location! Situated on a serene, tree-lined street, this charming building enjoys amazing southerly views. Delivered vacant, the three fabulous flats offer 2 or 3 bedrooms and 1.5 baths. All new LG stainless steel appliances in large eat-in kitchens with plentiful cabinetry, lovely quartz countertops and pretty tile backsplashes. The living/kitchen

    Tim Brown KW Advisors

    43 Sussex St, San Francisco, CA 94131
  • /7

    $1,195,000

    • 4 Beds
    • 2,300 Sq Ft

    2969 26th St, San Francisco, CA 94110

    Located close to the Vibrant Mission District's 24th Street with it's taquerias, Fab restaurants, coffee houses and book stores, This 2-unit building is an investors delight. This Italianate Victorian building has period detail, tall ceilings and a deep garden. The property has been updated over the years but could benefit from additional TLC. It's in close proximity to Garfield Playground and

    Mimi Bruce Compass

    2969 26th St, San Francisco, CA 94110
  • /65

    $2,800,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 3,693 Sq Ft

    4108 Moraga St Unit 4110, San Francisco, CA 94122

    VACANT Ocean Beach Duplex with Views! Completely transformed in 2008 from the ground up with a new foundation and new systems for modern comfort and longevity. Featuring two light-filled spacious units offering flexible living spaces and nice finishes. The property is fully detached and positioned on a large 3,123 Sq. Ft. lot. The expansive lower unit offers 2,489 Sq. Ft. spanning two levels

    Nick Johnson Coldwell Banker Realty

    4108 Moraga St Unit 4110, San Francisco, CA 94122
  • /20

    $895,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 1.5 Baths

    43 Sussex St, San Francisco, CA 94131

    Newly remodeled view home in a premium Glen Park location! Situated on a serene, tree-lined street, this 2 bedroom and 1.5 bath flat enjoys amazing views. The living/kitchen area has been re-designed in a modern, open concept style, allowing lovely southern light to flood the home. All new LG stainless steel appliances in a large eat-in kitchen with plentiful cabinetry, lovely quartz countertops,

    Tim Brown KW Advisors

    43 Sussex St, San Francisco, CA 94131
  • /26

    $1,795,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 3.5 Baths
    • 1,820 Sq Ft

    2315 Sacramento St Unit 2, San Francisco, CA 94115

    Welcome to 2315 Sacramento Street in San Francisco's prestigious Pacific Heights. This exclusive collection of five fully remodeled homes offers the ultimate in luxury and sophistication. These open plan residences offer a seamless blend of modern comfort and timeless beauty. Meticulously chosen high-end finishes include elegant porcelain tile, rich hardwood flooring, plus exquisite natural stone

    Jeffrey Stephenson KW Advisors

    2315 Sacramento St Unit 2, San Francisco, CA 94115
  • /27

    $1,495,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 2.5 Baths
    • 1,585 Sq Ft

    2315 Sacramento St Unit 1, San Francisco, CA 94115

    Welcome to 2315 Sacramento Street in San Francisco's prestigious Pacific Heights. This exclusive collection of five fully remodeled homes offers the ultimate in luxury and sophistication. These open plan residences offer a seamless blend of modern comfort and timeless beauty. Meticulously chosen high-end finishes include elegant porcelain tile, rich hardwood flooring, plus exquisite natural stone

    Jeffrey Stephenson KW Advisors

    2315 Sacramento St Unit 1, San Francisco, CA 94115
  • /62

    $998,000 Open Sun 12PM - 2PM

    • 2 Beds
    • 2 Baths
    • 837 Sq Ft

    1930 Hayes St Unit 4, San Francisco, CA 94117

    Reviewing Offers Now .....1930 Hayes is a WoW 2 Bedroom Condo in a boutique four unit building with massive walk out deck from the living room, overlooking an expansive, lush common garden. The flat features open concept living and a remodeled kitchen with granite counters, custom cabinetry, and stainless appliances. There are 1 1/2 updated baths and two nice sized bedrooms flanking either end of

    John DiDomenico Compass

    1930 Hayes St Unit 4, San Francisco, CA 94117
  • /35

    $1,195,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 3 Baths
    • 1,170 Sq Ft

    949 Fell St Unit 12, San Francisco, CA 94117

    A grand entry lobby and beautiful skylight welcome you to 949 Fell Street! This boutique 1909 Alamo Square building is now fully updated and ready for the new century! Unit 12 is a top-floor, big-view flat offering three bedrooms, each with an ensuite bath. The open-plan great room includes living room, dining room, and a remodeled kitchen with ample cabinetry, Bosch stainless steel appliance

    Tim Brown KW Advisors

    949 Fell St Unit 12, San Francisco, CA 94117
  • /11

    $749,000

    • 1 Bed
    • 1 Bath
    • 728 Sq Ft

    555 Fulton St Unit 427, San Francisco, CA 94102

    Welcome to your serene urban retreat in one of San Francisco's most vibrant neighborhoods. This stylish 1-bedroom, 1-bath condo blends modern design with effortless convenience, offering the perfect space to relax, work, and entertain. Step into a sun-drenched open living area with floor-to-ceiling windows that flood the space with natural light. The sleek kitchen features stainless steel Bosch

    Ron Salter Compass

    555 Fulton St Unit 427, San Francisco, CA 94102
  • /29

    $699,000 Open Sun 11AM - 1PM

    • 1 Bed
    • 1 Bath
    • 745 Sq Ft

    1939 Ofarrell St, San Francisco, CA 94115

    Step into serenity at this inviting one-bedroom condo within Endicott Court, a stately collection of seven Italianate Victorians set around one of the most unique garden courtyards in the city. Generous living room includes a light-filled bay window dining area. Open kitchen with clean lines and updated bath with modern vanity, relaxing bathtub, and linen closet. Quiet, south-facing bedroom opens

    Katherine Tomassi Sotheby's International Realty

    1939 Ofarrell St, San Francisco, CA 94115
  • /64

    $3,995,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 3.5 Baths
    • 3,212 Sq Ft

    2 Quintara St, San Francisco, CA 94116

    Stunning fully detached custom-built home, perched atop Golden Gate Heights, offers breathtaking panoramic views and privacy. Home features a modern open concept style. Built in 2010, this architectural gem boasts soaring ceilings, beautiful hardwood floors, and high-end finishes throughout. At the heart of the home is a chef's kitchen, thoughtfully designed for both style and functionality,

    Paul Zinchik Compass

    2 Quintara St, San Francisco, CA 94116
  • /66

    $2,838,000 Open Sun 2PM - 4:30PM

    • 4 Beds
    • 4.5 Baths
    • 2,355 Sq Ft

    517 Ulloa St, San Francisco, CA 94127

    Beautiful high end home in West Portal neighborhoods. Recently remodeled form bottom to top.4 bedrooms and 4.5 bathrooms. Second Floor: Living room with fireplace and dining room.Large kitchen with Thermador stainless steel appliances. Gorgeous master bedroom. one nice bedrooms and a full bathrooms. First Floor: Stunning family room with a nice wed bar and a half bathroom. There are 2

    Bradford Huang eXp Realty of California, Inc

    517 Ulloa St, San Francisco, CA 94127
  • /19

    $950,000 Open Sun 2PM - 4:30PM

    • 1 Bed
    • 2 Baths
    • 1,441 Sq Ft

    49 Norfolk St, San Francisco, CA 94103

    This unit has NO HOA and a HUGE storage unit on the main level! Welcome to 49 Norfolk Street, a unique live/work condominium nestled in San Francisco's vibrant South of Market neighborhood. This expansive 1,441 sq. ft. residence boasts soaring ceilings that flood the space with natural light, creating an open and airy ambiance. The main level features a versatile flex storage room, ideal for use

    Monika Moscoso-Riddle Exp Realty Of California

    49 Norfolk St, San Francisco, CA 94103
  • /59

    $1,295,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,554 Sq Ft

    62 Oceanside Dr, Daly City, CA 94015

    REDUCED! Embrace coastal living at this beautifully updated home on Oceanside Drive. This four-bedroom, two-bathroom single family home offers a serene escape with breathtaking panoramic views of Pacifica, spanning from Pedro Point to the Marin Headlands.The upper level features three generously sized bedrooms and a stylishly renovated bathroom. 180 degree ocean views are visible from the

    Julie Peisner Sotheby's International Realty

    62 Oceanside Dr, Daly City, CA 94015
  • /41

    $1,595,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 2,500 Sq Ft

    1288 38th Ave, San Francisco, CA 94122

    Two bedroom flats plus a legal room & bathroom on the garage level which is ideal for a home office or recreation room. Top floor flat and lower room & bath are vacant and were fully remodeled with an open floor plan, quality appliances, luxury vinyl floors, insulation, on demand water heaters, and in unit laundry. Peek-a-boo view of the ocean from the living room. Open floorplan with lots of

    Michael Klestoff West & Praszker, REALTORS®

    1288 38th Ave, San Francisco, CA 94122
  • /49

    $2,120,000 Open Sun 2PM - 4PM

    • 5 Beds
    • 3.5 Baths
    • 3,003 Sq Ft

    2085 Ocean Ave, San Francisco, CA 94127

    This Ingleside Terrace stunning home features 5 bedrooms and 3.5 bathrooms, with 3,003 sq ft of living space on a 7,762 sq ft lot (buyer to verify). The all-detached residence includes a 2-car garage and a long driveway, offering ample parking. Set back from the street, the home offers privacy and tranquility. A grand entrance leads to spacious living and family rooms, perfect for entertaining.

    Kam Tong Chak eXp Realty of California, Inc

    2085 Ocean Ave, San Francisco, CA 94127
  • /22

    $1,195,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 1 Bath
    • 1,195 Sq Ft

    2815 19th St, San Francisco, CA 94110

    Sparkling gem in the Mission!! This sunny, top-floor flat, boasts period detailing with modern updates like double pane windows and a remodeled kitchen and bathroom. With appx. 1,195 sq.ft. gracious living area there is one big bedroom plus a second (Victorian fainting room perfect for a den or bedroom in a pinch). A fabulous bathroom has been remodeled with Waterworks fixtures, radiant floor

    Ed Deleski Vanguard Properties

    2815 19th St, San Francisco, CA 94110
  • /23

    $1,095,000 Open Sun 2PM - 4PM

    • 1 Bed
    • 2 Baths
    • 1,490 Sq Ft

    2813 19th St Unit 2815, San Francisco, CA 94110

    Updated Victorian home in perfect Inner Mission location. This lower-level flat boasts well preserved detailing throughout with modern updates like double pane windows and a remodeled kitchen and bathroom. The living room features high ceilings, gas fireplace and a charming bay window overlooking the treelined 19th street. Formal dining room includes a second gas fireplace/stove with designer

    Ed Deleski Vanguard Properties

    2813 19th St Unit 2815, San Francisco, CA 94110
  • /31

    $3,200,000

    • 18 Beds
    • 9,192 Sq Ft

    241-251 Dolores St, San Francisco, CA 94103

    241-251 Dolores Street is a 6 Unit apartment building ideally located in the highly desirable Mission Dolores District of San Francisco. All the units are oversized 6 room flats with either 4 or 5 bedrooms, depending on current tenant preference, and one full bath, except 245 Dolores which has an additional full bath. The units feature hardwood floors, high ceilings, decorative fireplaces, and

    Daniel McGue Coldwell Banker Commercial Rea

    241-251 Dolores St, San Francisco, CA 94103
  • /31

    $919,000 Open Sun 1PM - 3PM

    • 2 Beds
    • 2 Baths
    • 1,001 Sq Ft

    8 Octavia St Unit 404, San Francisco, CA 94102

    Designed by visionary architect Stanley Saitowitz, this refined 2-bedroom, 2-bathroom, 1,001 sq. ft. residence seamlessly blends form and function with its minimalist aesthetic and cutting-edge features. The space is defined by exposed concrete ceilings, floor-to-ceiling windows with an automated louver system, and 7.5'' wide-plank Austrian oak flooring. A sleek, open-concept kitchen is

    Matthew Woebcke Vanguard Properties

    8 Octavia St Unit 404, San Francisco, CA 94102
  • /35

    $899,000 Open Sun 2PM - 4PM

    • 3 Beds
    • 2 Baths

    148 Peralta Ave Unit A, San Francisco, CA 94110

    Bright and airy 3-bedroom, 2-bathroom remodeled unit with great city views in the highly sought-after North Bernal Heights neighborhood. This well-maintained 3 unit property, 2 units in the front building and 1 separate cottage unit, have undergone substantial upgrades. Make your way inside to find pristine hardwood floors, a modern open-plan kitchen and living area, with new countertops and

    Faye Dibachi Compass

    148 Peralta Ave Unit A, San Francisco, CA 94110
  • /25

    $599,000

    • Studio
    • 1 Bath
    • 516 Sq Ft

    73 Waller St, San Francisco, CA 94102

    Beautifully remodeled studio condo in a boutique 4-unit Victorian offers the perfect mix of old world charm and modern upgrades. Featuring 11-foot ceilings, crown molding, wainscoting, and a marble decorative fireplace, this home exudes character. The open living/sleeping area is complemented by a separate kitchen with black granite countertops, stainless steel appliances, and a dishwasher.

    Danielle Bales Sotheby's International Realty

    73 Waller St, San Francisco, CA 94102
  • /45

    $1,498,000 Open Sun 12PM - 2PM

    • 3 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    348 Edna St, San Francisco, CA 94112

    Nestled in the heart of Sunnyside, 348 Edna Street is a beautifully renovated gem that perfectly blends modern upgrades with classic charm. Situated on a spacious corner lot, this sun-drenched home has been thoughtfully designed for today's lifestyle. Enjoy peace of mind with an updated foundation, brand-new roof, and fully upgraded electrical and plumbing systems. The modern kitchen boasts

    Michelle Kim Mosaik Real Estate

    348 Edna St, San Francisco, CA 94112
  • /89

    $2,488,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 4 Baths
    • 2,737 Sq Ft

    2307 30th Ave, San Francisco, CA 94116

    Stunning ocean view in the highly desirable Central Parkside Neighborhood. Large 2,848 sq ft lot, Fully-renovated, 3-side detached modern beauty with . Custom design features 4-bedroom and 4-bath with excellent interior layout at both levels. Boasting exceptional natural light with skylights, designer details, and a well-thought out floor plan. As you enter the front entrance, you are greeted by

    Geen Phone Lee Fifty Hills Real Estate

    2307 30th Ave, San Francisco, CA 94116
  • /32

    $675,000 Open Sun 10AM - 1PM

    • 3 Beds
    • 1 Bath
    • 842 Sq Ft

    2985 Mission St Unit 302, San Francisco, CA 94110

    Great opportunity to own or invest in the popular Mission District. 3 bed 1 bath, plus parking and outdoor living space/porch. This home is ideal for those who appreciate the character and energy of San Francisco living. This light fixer presents a fantastic value. Located just steps away from trendy cafes, eateries, markets, and public transportation, this condo offers city convenience at its

    Nicole Shipley eXp Realty of California Inc.

    2985 Mission St Unit 302, San Francisco, CA 94110
  • /57

    $1,050,000

    • 2 Beds
    • 2 Baths
    • 1,187 Sq Ft

    1388 Gough St Unit 1102, San Francisco, CA 94109

    Experience luxury high-rise living in this stunning 11th-floor corner condo at The Post International. This spacious 2-bedroom, 2-bathroom residence offers wonderful light with sweeping south and west-facing views, including breathtaking outlooks of the City, St. Mary's Cathedral, and Sutro Tower. Inside, you'll find hardwood floors, abundant storage, a full electric kitchen and in-home laundry.

    James Haywood Generation Real Estate

    1388 Gough St Unit 1102, San Francisco, CA 94109
  • /95

    $2,888,000 Open Sun 1:30PM - 4:30PM

    • 3 Beds
    • 2.5 Baths
    • 2,154 Sq Ft

    3941 19th St, San Francisco, CA 94114

    Nestled in the desirable Eureka Valley neighborhood, this beautifully remodeled home blends classic San Francisco charm with modern comfort. Enjoy BREATHTAKING PANORAMIC CITY VIEWS and easy access to top dining, shopping, and entertainment. Iconic spots like Mission Dolores Park, Twin Peaks, and Downtown Castro are within close proximity offering the perfect mix of urban convenience and natural

    Stanley Lo Green Banker Realty

    3941 19th St, San Francisco, CA 94114
  • /7

    $899,000

    • 3 Beds
    • 1 Bath
    • 930 Sq Ft

    1232 Hillside Blvd, Daly City, CA 94014

    This delightful 3-bedroom, 1-bathroom home is ideally located near El Camino, offering easy access to public transportation, including BART. Perfect for a large family, it combines modern conveniences with low-maintenance living. The fully paid-off solar panels provide both energy efficiency and long-term cost savings, making this home even more appealing. The spacious layout and convenient

    Barbara Shu Tuscany Real Estate Services, Inc.

    1232 Hillside Blvd, Daly City, CA 94014
  • /9

    $499,000

    • Land
    • 0.06 Acre
    • $8,708,551 per Acre

    31 Cross St, San Francisco, CA 94112

    Vacant and flat lot at 31 Cross Street. This is your opportunity to build your dream home in San Francisco on a very sweet street with close proximity to shopping district and parks. Approximately 25 feet wide and 100 feet deep lot located in Crocker Amazon.

    Shannon Hughes Compass

    31 Cross St, San Francisco, CA 94112
  • /38

    $549,000

    • 1 Bed
    • 1 Bath
    • 602 Sq Ft

    2225 23rd St Unit 115, San Francisco, CA 94107

    This updated 1BD/1BA condo offers a smart & functional layout, including a living room w/ custom storage & countertops, a built-in entertainment unit separating the dining & living area, an open kitchen, & a dedicated coffee bar w/ additional storage. The spacious bedroom features an en-suite bathroom, a custom floor-to-ceiling closet w/ built-in lighting, & a second walk-in closet that leads to

    Luis Vasquez KW Advisors

    2225 23rd St Unit 115, San Francisco, CA 94107
  • /11

    $849,999 Open Sat 12PM - 3PM

    • 2 Beds
    • 2 Baths
    • 1,055 Sq Ft

    588 Minna Unit 604, San Francisco, CA 94103

    Welcome to 588 Minna Street, Unit 604, a contemporary 2-bedroom, 2-bathroom condominium located in San Francisco's vibrant South of Market (SOMA) neighborhood. This 1,055-square-foot residence, built in 2020, offers a blend of modern design and urban convenience. Key Features: Open-Concept Living Area: Spacious living and dining areas designed for comfort and entertainment. Modern

    Mohamed Lakdawala Remax Prestigious Properties

    588 Minna Unit 604, San Francisco, CA 94103
  • /45

    $1,725,000 Open Sun 2PM - 4PM

    • 2 Beds
    • 1.5 Baths
    • 1,326 Sq Ft

    1745 Lyon St, San Francisco, CA 94115

    Introducing a timeless and charming Edwardian flat at 1745 Lyon St, Lower Pacific Heights. Built in 1902, this updated condominium showcase hardwood floors, soaring ceilings, and bay windows that frame treetop views, while preserving exquisite period details like crown molding and a decorative fireplace mantel in the living room and bedroom. The chef kitchen features a breakfast nook, custom

    Brandon Chen Compass

    1745 Lyon St, San Francisco, CA 94115
  • /39

    $1,299,000

    • 2 Beds
    • 3 Baths
    • 1,890 Sq Ft

    1616 Judah St, San Francisco, CA 94122

    Just two blocks from Golden Gate Park, a five minute drive to Ocean Beach, and close to dining and entertainment options along Irving Street, 1616-1618 Judah St. presents a fantastic opportunity to own a well-maintained 2-unit building in the highly desirable Sunset District of San Francisco. The building features two spacious 1 BR/1 bath apartments, each with independent parking and laundry,

    Renee Engelen HRH Real Estate Services

    1616 Judah St, San Francisco, CA 94122

Showing Results 441 - 480, Page 12 of 18

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