Homes for Sale near St. Thomas The Apostle School

• 

  

  

  /58

  $1,148,000

  • 2 Beds
  • 2 Baths
  • 1,382 Sq Ft

  1388 Gough St Unit 1001, San Francisco, CA 94109

  Experience elevated San Francisco living in this stunning high-floor corner condo, ideally located at the nexus of Downtown, Hayes Valley, Pacific Heights, Fillmore, and Japantown. This expansive two-bedroom, two-bath home features a desirable split-wing layout, offering privacy for each bedroom suite. Oversized windows flood the space with natural light and frame sweeping city viewsday and

  Rob Costabile Vantage Realty

  1388 Gough St Unit 1001, San Francisco, CA 94109
• 

  

  

  /38

  $665,000

  • 3 Beds
  • 2 Baths
  • 1,050 Sq Ft

  1400 Webster St Unit 6, San Francisco, CA 94115

  Welcome to this bright and airy top-floor 3BD/2BA residence in the architecturally significant St. Francis Square Cooperative, where timeless mid-century design meets modern comfort.This freshly updated home is filled with thoughtful upgrades, including recessed lighting, new carpet, fresh paint, and contemporary bathroom finishes. The expansive open-concept living and dining area features

  Fred Meng DREIM

  1400 Webster St Unit 6, San Francisco, CA 94115
• 

  

  

  /42

  $1,265,000

  • 2 Beds
  • 1 Bath
  • 1,098 Sq Ft

  2211 Broderick St Unit 3, San Francisco, CA 94115

  In the heart of Pacific Heights, this charming 2-bedroom, 1-bath condo blends timeless Beaux-Arts architecture with modern comfort. Nestled between Jackson and Washington Streets, you're steps from iconic SF landmarks, boutique shopping, and vibrant dining. The spacious 1,098 sq ft layout features well-proportioned rooms, hardwood floors throughout, a formal dining room, and a bright, inviting

  Robert Collett Berkshire Hathaway Drysdale Pr

  2211 Broderick St Unit 3, San Francisco, CA 94115
• 

  

  

  /63

  $1,299,000 Open Mon 1PM - 3PM

  • 2 Beds
  • 2.5 Baths
  • 1,464 Sq Ft

  1776 Sacramento St Unit 412, San Francisco, CA 94109

  Desirable Nob Hill location! Elegant landscaped courtyard entrance sets the tone for this beautifully updated condo. This common area amenity has nice city views, and is in the quiet middle of the building. Marble entry foyer, engineered wood flooring on the living/dining room level, plus a fireplace and patio. Kitchen features stainless steel appliances and wood floor. Powder room just off

  Jeff Silver Coldwell Banker Realty

  1776 Sacramento St Unit 412, San Francisco, CA 94109
• 

  

  

  /10

  $799,000

  • 4 Beds
  • 3 Baths
  • 2,090 Sq Ft

  3328 26th St, San Francisco, CA 94110

  Golden opportunity to purchase this well located and spacious duplex in the highly sought after Mission District! Priced to sell, both 2 bedroom 1 bath units provide great upside potential for investors or possibly an owner looking to live in one and rent the other. The corner location provides plenty of light throughout each unit and have separate meters and utilities which include water and

  Isaac Munene Coldwell Banker Realty

  3328 26th St, San Francisco, CA 94110
• 

  

  /12

  $1,950,000

  • 6 Beds
  • 5,382 Sq Ft

  173 Julian Ave, San Francisco, CA 94103

  173-175 Julian Avenue presents a well-maintained 6-unit multifamily property located in San Francisco's Inner Mission Districtan area known for its cultural vibrancy, excellent public transit access, and proximity to key employment and entertainment hubs. Just blocks from Valencia Street, Civic Center, and SOMA, the property benefits from strong rental demand and connectivity. Built in 1920,

  Bradley Lagomarsino Colliers International

  173 Julian Ave, San Francisco, CA 94103
• 

  

  /37

  $779,000

  • 1 Bed
  • 1 Bath
  • 752 Sq Ft

  1720 Clay St Unit 8, San Francisco, CA 94109

  Located in trendy Polk Gulch, and at the intersection of Nob Hill, Russian Hill, and Pacific Heights, is this charming bi-level loft style condo with private outdoor space. The perfect sanctuary for the urban dweller, this unit boasts a well appointed floor plan with hardwood floors, stainless steel appliances, natural stone countertops, ample closet space, and custom built-in shelving. A wall of

  Elizabeth Branham Kindred SF Homes

  1720 Clay St Unit 8, San Francisco, CA 94109
• 

  

  /25

  $1,500,000

  • 4 Beds
  • 2,988 Sq Ft

  770 Monterey Blvd, San Francisco, CA 94127

  Fabulous investment opportunity in great Sunnyside neighborhood near City College, shopping and transportation. Each unit is one bedroom with one bathroom. Original kitchens and baths are in clean move-in condition and offer an eat-in area and access to the exterior path to the backyard. Large picture windows in each of the unit's living rooms and bedrooms bring in bright natural light

  Anna Wong Compass

  770 Monterey Blvd, San Francisco, CA 94127
• 

  

  /35

  $3,995,000

  • 1 Bed
  • 1.5 Baths
  • 3,070 Sq Ft

  947 Green St Unit 6, San Francisco, CA 94133

  Located on an exclusive Russian Hill cul-de-sac and enveloped by sweeping views of the Bay and Downtown skyline, this extraordinary and European-Deco inspired, full-floor apartment is a work of art. Reminiscent of a finely crafted yacht, the interiors are wrapped in polished teak and bronze casework, mica-paneled walls, and softly curved surfaces all enhanced by custom lighting designed to

  Gregg Lynn Sotheby's International Realty

  947 Green St Unit 6, San Francisco, CA 94133
• 

  

  /43

  $1,995,000

  • 3 Beds
  • 2 Baths
  • 3,270 Sq Ft

  1524 Irving St, San Francisco, CA 94122

  Wonderful two-unit mixed-use property in the Inner Sunset. Pride of ownership location, the property is 1 block to Golden Gate Park, and 1 mile to UCSF. The ground floor is occupied by a Japanese restaurant, which has been at this location for 50+ years. The second floor is a massive 3-bedroom/2-bathroom unit that is currently occupied collecting $5,470 a month, and benefits from an exemption of

  Ismael Benhamida Compass

  1524 Irving St, San Francisco, CA 94122
• 

  

  /49

  $1,199,000

  • 4 Beds
  • 2.5 Baths
  • 1,660 Sq Ft

  5004 Diamond Heights Blvd Unit 2, San Francisco, CA 94131

  Major Price Reduction! 5004 Diamond Heights Boulevard is a smart & sophisticated top floor bi-level condominium - a true mid-century modern and one of the largest in a cluster of 28 homes that hug the hillside and form the Red Rock Owners Association. At over 1600 sq. ft. this top floor, b-level townhome packs a wallop! With no less than 4 bedrooms, 2.5 baths, 2-car garage parking, 2 outdoor

  Seth Skolnick Corcoran Icon Properties

  5004 Diamond Heights Blvd Unit 2, San Francisco, CA 94131
• 

  

  /22

  $1,200,000

  • 3 Beds
  • 2 Baths
  • 1,066 Sq Ft

  73 Leese St, San Francisco, CA 94110

  This duplex is a turn-key investment opportunity in the Prime Bernal Heights Location! Both units feature granite countertops, gas stoves, and laundry in the units. Lots of natural lighting from skylights. This property was completely renovated a few years ago but it looks like new. Unit 1 73/A is a 2BR/1BA. Unit 2 73/B is a 1BR/1BA with exclusive yard access and a bonus office/storage

  Regan Cherrington KW Advisors

  73 Leese St, San Francisco, CA 94110
• 

  

  /26

  $895,000

  • 2 Beds
  • 1.5 Baths
  • 1,011 Sq Ft

  1365 Scott St Unit 1, San Francisco, CA 94115

  Now Vacant Prime Location in the Heart of the City! Boasting a phenomenal 97 Walk Score, this second-floor gem is perfectly positioned at the crossroads of Japantown, Lower Pacific Heights, NoPa, and Anza Vista. Offering outstanding value, this 2-bedroom, 1.5-bath condo comes complete with parking, storage, bay windows, luxury hardwood floors, and a charming wood-burning fireplace. Step into a

  Sheila Monroe Ashby & Graff

  1365 Scott St Unit 1, San Francisco, CA 94115
• 

  

  /29

  $395,000

  • Studio
  • 0.5 Baths

  870 N Point St Unit A, San Francisco, CA 94109

  Rare Commercial Office Condominium with access to common deck & Views Near Ghirardelli Square. Don't miss this rare opportunity to own a commercial office condominium in one of San Francisco's most desirable locations,just steps from Ghirardelli Square. This flexible space features total sq ft of 881 comprised of a front office area (approx. 417 sq ft), ideal for accommodating staff, clients,

  David Bellings Compass

  870 N Point St Unit A, San Francisco, CA 94109
• 

  

  /22

  $26,000,000

  • 10 Beds
  • 6.5 Baths
  • 11,155 Sq Ft

  2898 Broadway St, San Francisco, CA 94115

  Unrivaled Luxury Estate on SF's Gold Coast. This extraordinary corner estate, spanning 5 levels, offers unparalleled privacy and breathtaking panoramic views of the Bay and Golden Gate Bridge.Take a look at a refreshed vision of sophisticated living, w/ new parking and elevator options. When you incorporate your own blend of cutting-edge tech w/ the existing timeless design, every aspect will be

  Max Armour Compass

  2898 Broadway St, San Francisco, CA 94115
• 

  

  /39

  $4,195,000

  • 6 Beds

  101 28th St, San Francisco, CA 94131

  Displaying pride of ownership and meticulous maintenance, 101 28th Street is truly worthy of the Trophy, moniker. This one-of-a-kind property consists of 6,765 sq.ft. (including six, 1-bedroom/1-bathroom residential-flats, laundry, storage and four-car, garage parking). Each unit is spacious, light-filled, & updated, being mindful of the building's period-details. Views from top floor and roof.

  Ed Deleski Vanguard Properties

  101 28th St, San Francisco, CA 94131
• 

  

  /34

  $749,000

  • 2 Beds
  • 2 Baths
  • 1,244 Sq Ft

  601 Van Ness Ave Unit 39, San Francisco, CA 94102

  Enjoy the best of urban living in this beautiful two-level townhome in San Francisco's sought-after Opera Plaza. The main level features a bright, open living and dining area with a cozy fireplace and direct access to a large private patio, ideal for outdoor dining or relaxing. Upstairs, the spacious primary bedroom features a balcony with a tranquil view of the swimming pool. The second

  Patrick Carney Vanguard Properties

  601 Van Ness Ave Unit 39, San Francisco, CA 94102
• 

  

  /61

  $4,250,000

  • 3 Beds
  • 3.5 Baths
  • 4,965 Sq Ft

  720 Clementina St, San Francisco, CA 94103

  A stunning fusion of modern design and timeless elegance, this contemporary urban masterpiece offers an unparalleled living experience. Thoughtfully designed for grand-scale entertaining, it features a seamless great room and chef's kitchen, flexible bedroom count, elevator access, and striking amenities across 6,735 sqft of finished indoor/outdoor space. The open-concept great room is anchored

  Marcus Lee Compass

  720 Clementina St, San Francisco, CA 94103
• 

  

  /21

  $1,688,000

  • 3,700 Sq Ft

  4592-4594 Mission St, San Francisco, CA 94112

  Great property for SALE! Located on the busiest part of Mission Street, this mixed-use property includes around 2,200 square feet of retail space on the 1st floor. The 2nd floor consists of around 1,400 square feet and can be put to either residential or commercial use (2br, 2ba, and a bonus room). The building is uniquely zoned for businesses and residential. Located in one of San Francisco's

  Carmen Ao Ieong Paul A Mann, Broker

  4592-4594 Mission St, San Francisco, CA 94112
• 

  

  /27

  $499,000

  • 2 Beds
  • 1 Bath
  • 840 Sq Ft

  10 Inca Ln Unit 1, San Francisco, CA 94115

  This home is perfect for an owner-user or as an investment property for rental income! Welcome to Unit #1 at St. Francis Square Cooperative - a beautifully remodeled, move-in ready gem! Step into the open living/dining area, where a large glass slider invites you out to a spacious, fenced patio with perimeter landscaping. Just off the living room, a cozy office nook adds charm and function.

  Eddie O'Sullivan Elevation Real Estate

  10 Inca Ln Unit 1, San Francisco, CA 94115
• 

  

  /9

  $1,178,999

  • 4 Beds
  • 2 Baths
  • 2,402 Sq Ft

  1827-1829 Alemany Blvd, San Francisco, CA 94112

  1827-1829 Alemany Blvd. is a charming duplex with city views, located in San Francisco's desirable Mission Terrace neighborhood. The building consists of a two-bedroom and 1 bath upper unit and a 2 bedroom and 1 bath lower unit, both currently tenant-occupied with steady rents. The property features a large laundry room, offering ample storage or potential for future expansion, and sits on a deep

  Alfredo Campos Bay Area Fine Living

  1827-1829 Alemany Blvd, San Francisco, CA 94112
• 

  

  /16

  $1,458,999

  • 5 Beds
  • 5 Baths
  • 2,790 Sq Ft

  3116-3118 23rd St, San Francisco, CA 94110

  Create generational wealth today! Perfect for house-hacking by living in the top unit while generating income from the others, 1031 exchange, or simply maximize the building's investment potential via rental income, tenancy-in-common, etc...this is a prime opportunity in one of San Franciscos most dynamic neighborhoods. 3 of the 4 units generates ~$64k of gross annual income, the 4th 1b1b unit

  Wilson Lau KW Silicon City

  3116-3118 23rd St, San Francisco, CA 94110
• 

  

  /32

  $2,488,000

  • 5 Beds
  • 4 Baths
  • 3,382 Sq Ft

  183 Lakeshore Dr, San Francisco, CA 94132

  Motivated Sellers! $400,000 price reduction! Come and see this rarely find 3 story home facing Lake Merced with a total of 5 bedrooms and 4 baths. Main floor features: Spacious living room with wood burning fireplace, formal dining room, kitchen with Sub Zero refrigerator, granite counter tops and island. 2 bedrooms and full bath. Upper floor features: a total of 2 bedrooms + master suite with a

  Michael Alahwal Comax Realty, Inc.

  183 Lakeshore Dr, San Francisco, CA 94132
• 

  

  /21

  $1,995,000

  • 3 Beds
  • 2.5 Baths
  • 2,142 Sq Ft

  199 Edgewood Ave, San Francisco, CA 94117

  Rare opportunity on one of San Francisco's most coveted streets! 199 Edgewood is a 3 bedroom 2.5 bathroom single family home in need of a renovation. Bring your vision and your contractors to preview the potential of this home on a block where homes rarely come to market. Spanning 2 levels, the home boasts wood floors, large rooms, a spacious rear yard, brick patio in front and absolutely

  Bridget Cannata Denning Compass

  199 Edgewood Ave, San Francisco, CA 94117
• 

  

  /22

  $1,950,000

  • 2 Beds
  • 3 Baths
  • 1,670 Sq Ft

  373 6th Ave, San Francisco, CA 94118

  373 6th Avenue is a modern three-story single-family home built in 2010, featuring sleek architecture with hardwood floors, recessed lighting, and expansive windows that flood the interior with natural light. A skylight and dramatic loft with two-story glass overlooking the kitchen and living room add architectural interest and openness. Glass railings and high ceilings enhance the airy, sunlit

  Kenny Zhang Realty One Group Extreme

  373 6th Ave, San Francisco, CA 94118
• 

  

  /12

  $989,000

  • Land
  • 0.09 Acre
  • $11,500,000 per Acre

  3678 Market St, San Francisco, CA 94131

  Discover the opportunity at 3678 Market Street - a rare 3,746 sq ft vacant lot nestled in San Francisco's desirable Twin Peaks neighborhood. Zoned RM-1, this property offers exceptional development potential for a multi-story, multi-unit project. Upper floors may capture sweeping views of Downtown, Bernal Heights, and the Bay. Previous plans were submitted to the City for a 4 stories, five-unit

  Vincent Heung Compass

  3678 Market St, San Francisco, CA 94131
• 

  

  /11

  $366,457

  • 1 Bed
  • 1 Bath
  • 671 Sq Ft

  350 Broderick St Unit 300, San Francisco, CA 94117

  1 bedroom Below Market Rate (BMR) housing opportunity available at 100% Area Median Income (AMI). Maximum income for 1 person = $104,900, 2 people = $119,900; 3 = $134,850; 4 = $149,850, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring & other restrictions. Unit will be

  Trista Bernasconi Compass

  350 Broderick St Unit 300, San Francisco, CA 94117
• 

  

  /24

  $482,487

  • 1 Bed
  • 1 Bath
  • 633 Sq Ft

  1220 La Playa St Unit 204, San Francisco, CA 94122

  First come, first serve. Now at 140% AMI. 1 BR / 1BA Below Market Rate (BMR) housing opportunity available at 140% Area Median Income (AMI). Maximum income for Maximum income for 1 people = $152,750, 2 people = $174,600, etc. Must be 1st-time homebuyer & income eligible. Unit available thru the Mayor's Office of Housing and Community Development (MOHCD) & subject to resale controls, monitoring &

  Jeannie Gant Gant Properties

  1220 La Playa St Unit 204, San Francisco, CA 94122
• 

  

  /23

  $2,650,000

  • 3 Beds
  • 3 Baths
  • 2,269 Sq Ft

  371 6th Ave, San Francisco, CA 94118

  Set on a coveted front lot on 6th Avenue, this reimagined single-family home blends timeless design with modern comfort in one of San Francisco's most desirable neighborhoods. Reconstructed in 2010, the 3-bedroom, 3-bath layout is airy and elegant, featuring hardwood floors, two fireplaces, and abundant natural light from skylights and recessed lighting. The open-concept main level centers around

  Kenny Zhang Realty One Group Extreme

  371 6th Ave, San Francisco, CA 94118
• 

  

  /85

  $4,995,000

  • 3 Beds
  • 2 Baths
  • 3,578 Sq Ft

  659 48th Ave, San Francisco, CA 94121

  A rare legacy coastal property that will take your breath away.Enjoy panoramic views of the Pacific Ocean,Kelly's Cove, Ocean Beach & Golden Gate Park from every part this stunning coast side compound.The main level of this sensational stand alone residence features an expansive living/dining area,an updated kitchen,2 well-appointed bedrooms and a gorgeous vintage-style bathroom.Dazzling views

  Ivor Collins Corcoran Icon Properties

  659 48th Ave, San Francisco, CA 94121
• 

  

  /55

  $1,550,000

  • 2 Beds
  • 1 Bath
  • 1,120 Sq Ft

  22 Wood St, San Francisco, CA 94118

  This home isn't afraid to be itself, and neither should you. Nestled on a rare corner lot in Laurel Heights, this beautifully updated single-family home blends one-of-a-kind artistic flare with thoughtful modern updates. Prepare to be greeted by exceptional personality in each room, carefully curated by the seller and sure to have your guests talking nonstop. But don't overlook the classic

  Marks Realty Group Compass

  22 Wood St, San Francisco, CA 94118
• 

  

  /69

  $1,450,000

  • 3 Beds
  • 2 Baths
  • 1,495 Sq Ft

  226 Roosevelt Way Unit A, San Francisco, CA 94114

  Like new first floor flat features a comfortable living room with fireplace, dining room, and chef's kitchen with white shaker cabinetry, stainless steel appliances, and quartz countertops. Gleaming simulated wood floors, freshly painted interiors, updated kitchen and baths, dual pane windows, central air and more. Expansive terraced backyard is a sweet oasis with outdoor living/dining, lovely

  Lauren O'brien Compass

  226 Roosevelt Way Unit A, San Francisco, CA 94114
• 

  

  /45

  $4,250,000

  • 3 Beds
  • 2.5 Baths
  • 2,890 Sq Ft

  2070 Bush St, San Francisco, CA 94115

  This beautifully preserved Italianate Victorian blends historic San Francisco charm with modern comfort, offering 3 bedrooms, 2.5 bathrooms, and a spacious bonus room that functions as a fourth bedroom, home office, or library. Soaring 12’ ceilings, original hardwood floors, intricate crown moldings, and Venetian plaster walls set an elegant tone throughout. The formal dining room flows into a

  Mark Rose Golden Gate Sotheby's Int'l

  2070 Bush St, San Francisco, CA 94115
• 

  

  /33

  $1,855,000

  • 2 Beds
  • 2.5 Baths
  • 1,314 Sq Ft

  900 N Point St Unit 411, San Francisco, CA 94109

  A rare opportunity to own a full-ownership residence in one of San Francisco's most iconic and historically rich destinations, Ghirardelli Square. Residence 411, is a sophisticated, 2-bedroom, 2.5 bath, top floor, end unit home and one of the few whole ownership offerings in a building known primarily for fractional and hotel use. This means more flexibility, privacy and the ability to truly make

  Gina Ord Sagepoint Real Estate Company

  900 N Point St Unit 411, San Francisco, CA 94109
• 

  

  /37

  $599,000

  • 1 Bed
  • 1 Bath
  • 945 Sq Ft

  631 Ofarrell St Unit 402, San Francisco, CA 94109

  Welcome to this thoughtfully renovated 1-bedroom, 1-bathroom condo in the iconic Art Deco-style Hamilton building, located in the heart of San Francisco. With an open floor plan and beautiful wood floors throughout, this spacious home blends modern comfort with timeless style. The custom cabinetry in the kitchen and living areas adds a touch of elegance, while the updated kitchen, featuring

  Patrick Carney Vanguard Properties

  631 Ofarrell St Unit 402, San Francisco, CA 94109
• 

  

  /27

  $1,850,000

  • 4 Beds
  • 3 Baths
  • 1,850 Sq Ft

  474 2nd Ave, San Francisco, CA 94118

  Popular location of Inner Richmond! Traditional Charm of a building. Duplex Unit, 3 bedroom 2 bath with a den, updated with hardwood floors and carpets, back patio deck overlooking and leading to large shared yard. (vacant), security metal gate and garage parking. Large 1 bedroom 1 bathroom unit with den, also back deck leading to the large shared yard. Just a couple of blocks to shops,

  Janay Michaud Heritage Realty

  474 2nd Ave, San Francisco, CA 94118
• 

  

  /54

  $27,500,000

  • 6 Beds
  • 8 Baths
  • 9,625 Sq Ft

  2830 Pacific Ave, San Francisco, CA 94115

  2830 Pacific Avenue is one of San Francisco's finest examples of Georgian Colonial architecture. Situated in the heart of Pacific Heights, this fully renovated 6BD/6BA/2HBA home captures the essence of timeless elegance and modern luxury. Built in 1910 and meticulously restored, the home retains its original integrity while seamlessly embracing 21st-century living. From the marble front steps and

  Max Armour Compass

  2830 Pacific Ave, San Francisco, CA 94115
• 

  

  /33

  $599,000

  • 1 Bed
  • 1 Bath
  • 676 Sq Ft

  55 Ora Way Unit B204, San Francisco, CA 94131

  REDUCED PRICE for quick sale!! Million-Dollar Views in the Heart of the City! Welcome to this beautifully updated 1-bedroom, 1-bath condo located in the highly sought-after Gold Mine Hill complex. Perched amidst serene, forest-like surroundings, this home offers the perfect blend of peaceful nature and urban convenience. Step into a bright, freshly painted interior with brand-new carpet

  KC Cormack BarbCo

  55 Ora Way Unit B204, San Francisco, CA 94131
• 

  

  /46

  $999,000

  • 2 Beds
  • 2 Baths
  • 1,025 Sq Ft

  11 Franklin St Unit 603, San Francisco, CA 94102

  This unique 2-bedroom corner residence in Hayes Valley offers stunning city views & an expansive outdoor terrace, perfect for enjoying SF's beautiful weather & seamless indoor-outdoor living, adding significant value to the home's living space. Built in 2016, the home features an open floor plan w wide-plank oak wood floors, Como custom bookcases, and large windows w Hunter Douglas blackout

  Miyuki Takami eXp Realty of California, Inc

  11 Franklin St Unit 603, San Francisco, CA 94102
• 

  

  /58

  $1,195,000

  • 3 Beds
  • 2.5 Baths
  • 1,763 Sq Ft

  620 Clarendon Ave, San Francisco, CA 94131

  This townhouse-style condo lives like a single family house! The main level of the residence features a spacious living room with a wet bar and a fireplace, a formal dining area open to the kitchen, and a gourmet chef's kitchen equipped with stainless steel appliances and a peninsula with an overhang for informal dining. Around the corner is a convenient powder room with laundry. Sliding doors

  Natalie Kitchen Compass

  620 Clarendon Ave, San Francisco, CA 94131

Showing Results 401 - 440, Page 11 of 15