552

Homes for Sale near Summit Oaks-Day

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  • /18

    $286,800

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    6721 E Thimbleweed St, Sioux Falls, SD 57110

    East Prairie is one of Nielson Construction’s newest communities in Northeast Sioux Falls. This slab on grade single family floor plan boasts 3 bedrooms, 2 bathrooms, a large living room with open plan to the kitchen which has a huge WI pantry & large island. Walk down the hall to the main bath, 2 secondary bedrooms, linen closet & a master bedroom with an oversized WIC, bathroom with WI shower

    Lindsey Theuninck House 2 Home LLC

    6721 E Thimbleweed St, Sioux Falls, SD 57110
  • /20

    $286,000

    • 4 Beds
    • 2.5 Baths
    • 1,881 Sq Ft

    917 S Grandview Ave, Sioux Falls, SD 57103

    Welcome to this beautiful 4-bedroom, 2.5-bath home featuring a spacious and functional layout perfect for modern living. Enjoy a bright and inviting living area, a well-appointed kitchen with plenty of storage, and a cozy dining space. The primary suite offers a private retreat with an en-suite bathroom, while the additional bedrooms provide ample space. Outside, you’ll find a 2-stall garage for

    Cadin Buchholz Keller Williams Realty Sioux Falls

    917 S Grandview Ave, Sioux Falls, SD 57103
  • /38

    $224,900

    • 3 Beds
    • 1 Bath
    • 969 Sq Ft

    405 N van Eps Ave, Sioux Falls, SD 57103

    Welcome to this inviting 3-bedroom ranch-style home that beautifully blends comfort, functionality, and a thoughtfully designed layout perfect for everyday living. The main level features two bedrooms, a full bath, and cozy living spaces that make you feel right at home the moment you step inside. Downstairs, you'll find a versatile third bedroom, a spacious family room perfect for movie night

    CeAnna Pruitt eXp Realty - SF Allen Team

    405 N van Eps Ave, Sioux Falls, SD 57103
  • /33

    $475,000

    • 3 Beds
    • 1.5 Baths
    • 1,927 Sq Ft

    2894 E Old Orchard Trail, Sioux Falls, SD 57103

    EXCEPTIONAL OPPORTUNITY IN OLD ORCHARD! Classic home on a spacious lot Discover this enchanting property nestled on a generous .63-acre lot adorned with mature trees, offering a taste of country living right in Sioux Falls. Ideally located near bike trails, this coveted Old Orchard Heights home boasts 3 bedrooms, with the potential for a fourth in the lower level. Ready for immediate move-in, it

    Mert Kramer Keller Williams Realty Sioux Falls

    2894 E Old Orchard Trail, Sioux Falls, SD 57103
  • /4

    $700,000

    • Land
    • 0.42 Acre
    • $1,682,288 per Acre

    5804 N Mapleton Pl Place, Sioux Falls, SD 57104

    Welcome to Mapleton Estates — where luxury living meets panoramic golf-course perfection. 5804 N Mapleton Place places you directly on Hole #2 of the Mapleton Golf Club, offering an extraordinary backdrop of fairways, greens, and uninterrupted South Dakota skies. This premium homesite is positioned within Mapleton Estates — the only gated enclave inside Mapleton Highlands — making it one of the

    April McCormick Berkshire Hathaway HomeServices Midwest Realty - Sioux Falls

    5804 N Mapleton Pl Place, Sioux Falls, SD 57104
  • /42

    $189,900

    • 3 Beds
    • 1 Bath
    • 1,216 Sq Ft

    2208 W 2nd St, Sioux Falls, SD 57104

    Charming 3-bedroom, 1-bath home with a 2-stall garage. Features a bright living area, functional kitchen, and spacious bedrooms. Buyer agent to verify school boundaries.

    Stephanie Rodriguez Casa Reynoza

    2208 W 2nd St, Sioux Falls, SD 57104
  • /29

    $394,900 Open Sun 1PM - 2PM

    • 4 Beds
    • 3 Baths
    • 2,027 Sq Ft

    6703 W 5th St, Sioux Falls, SD 57107

    Welcome to this stunning 4-bedroom, 3-bathroom ranch home on Sioux Falls’ desirable west side! Built in 2021, this home offers modern style and comfortable living with an open-concept main level featuring a spacious kitchen, dining, and living area—perfect for entertaining. The primary suite and main-level laundry add convenience and functionality. Downstairs, enjoy a large living space complete

    Kim Hofer Better Homes and Gardens Real Estate Beyond

    6703 W 5th St, Sioux Falls, SD 57107
  • /3

    $406,900

    • 2 Beds
    • 2 Baths
    • 1,242 Sq Ft

    3300 N Yukon Ave, Sioux Falls, SD 57107

    Introducing the Garretson ranch floor plan, a new construction home featuring 2 bedrooms, 2 bathrooms, and a 3-stall garage. This plan offers an open-concept layout connecting the living, dining, and kitchen areas. Kitchen includes a pantry, island and appliances. Primary Suite features huge closet and a bath with double sinks and shower. Unfinished basement with potential for 2 bedrooms, 1

    Brandon Martens Better Homes and Gardens Real Estate Beyond

    3300 N Yukon Ave, Sioux Falls, SD 57107
  • /35

    $405,000

    • 4 Beds
    • 3 Baths
    • 2,203 Sq Ft

    4916 E 3rd St, Sioux Falls, SD 57110

    Well-Maintained East Side Ranch with Spacious Layout and Great BackyardThis 4-bedroom, 3-bath ranch-style home is located on the east side in a quiet neighborhood with mature trees and plenty of space both inside and out.The main floor features updated flooring, neutral paint, and a large living room with vaulted ceilings and big windows that let in lots of natural light. The kitchen

    Lance Ubben Keller Williams Realty Sioux Falls

    4916 E 3rd St, Sioux Falls, SD 57110
  • /2

    $309,900

    • 2 Beds
    • 1 Bath
    • 944 Sq Ft

    3232 N Geneva Trail, Sioux Falls, SD 57107

    Introducing the Gettysburg split foyer floor plan, a new construction home featuring 2 bedrooms, 1 bathroom, and a 2-stall garage. This plan offers an open-concept layout connecting the living(carpet), dining(vinyl), and kitchen(vinyl) areas. Kitchen includes a pantry, island and appliances. Unfinished basement with potential for 2 bedrooms, 1 bathroom and another living space to build equity.

    Brandon Martens Better Homes and Gardens Real Estate Beyond

    3232 N Geneva Trail, Sioux Falls, SD 57107
  • /76

    $550,000

    • 5 Beds
    • 2.5 Baths
    • 3,551 Sq Ft

    1800 N Ranch Oak Place, Sioux Falls, SD 57110

    Welcome to this stunning ranch style home featuring 5 bedrooms , 3 bathrooms, and a spacious 3 stall garage. Located in a private and peaceful neighborhood, this home has been extremely well cared for and radiates comfort the moment you walk in.The open concept kitchen flows effortlessly into the dining and living areas, all filled with natural light and inviting finishes. The kitchen offers

    Heidi Wollman Amy Stockberger Real Estate

    1800 N Ranch Oak Place, Sioux Falls, SD 57110
  • /24

    $300,000 Open Sat 3PM - 4PM

    • 5 Beds
    • 2.5 Baths
    • 2,152 Sq Ft

    205 S Capitol Ave, Sioux Falls, SD 57110

    This roomy East-side ranch offers 5 bedrooms (3 on the main floor) and 2,5 bathrooms, including a convenient 1/2 bath primary suite. Enjoy minimal traffic as this home sits on a no-through street, offering a more private feel and easy daily living. The home features a wide array of updates, including an improved kitchen with stainless-steel appliances, refreshed main-floor bathrooms, and updated

    Chris Livingston Keller Williams Realty Sioux Falls

    205 S Capitol Ave, Sioux Falls, SD 57110
  • /21

    $659,900

    • 5 Beds
    • 4 Baths
    • 3,138 Sq Ft

    501 N Corsair Cir, Sioux Falls, SD 57110

    Beautiful 5 bedroom, 4 bath executive home located in the highly sought after Mystic Creek. This home is situated on a corner lot as well as a Cul-de-Sac. Walk into vaulted ceilings, big windows, a living room/ dining room, and a kitchen combination. The hallway leads you to a full bathroom, bedroom, and the primary bedroom which is huge with an amazing double sink vanity, huge walk in shower,

    Joseph Wootan ListWithFreedom.com

    501 N Corsair Cir, Sioux Falls, SD 57110
  • /9

    $54,000

    • 3 Beds
    • 1 Bath
    • 840 Sq Ft

    4008 E Hayes Place, Sioux Falls, SD 57103

    Discover Your Ideal Low-Maintenance Home If you're in search of a low-maintenance lifestyle and considering downsizing, this is the perfect place for you. Nestled within a welcoming community, this charming home offers convenience, comfort, and a host of appealing features. This delightful home boasts three bedrooms, providing ample space for you and your loved ones. Whether you're hosting

    Ivonne Bellew 605 Real Estate LLC

    4008 E Hayes Place, Sioux Falls, SD 57103
  • /68

    $750,000

    • 3 Beds
    • 2.5 Baths
    • 2,359 Sq Ft

    901 N Sylvan Dr, Sioux Falls, SD 57110

    Exceptional Eastside Two-Story in a Premier Location! Discover refined living in this exquisite home, where an expansive open floor plan, soaring 9-foot ceilings on the main, and luxury plank flooring set the tone for sophistication. The sun-filled living room centers around a sleek electric fireplace, while the chef’s kitchen boasts gleaming quartz countertops, premium stainless steel

    Carman Ward The Experience Real Estate

    901 N Sylvan Dr, Sioux Falls, SD 57110
  • /49

    $240,000

    • 4 Beds
    • 2 Baths
    • 1,283 Sq Ft

    817 W 27th St, Sioux Falls, SD 57105

    Attention Investors! Updated 4 bed, 1 and 3/4 bath with oversized single garage Rental Home! Located between Augie and USF. Kitchen has stainless steel appliances and updated cabinets. New flooring throughout the home. Newer furnace and AC. All appliances including washer and dryer stay. Convenient patio area between home and garage. Currently rents at $1700 per month on a 2-year lease agreement

    Chris Greve Hegg, REALTORS

    817 W 27th St, Sioux Falls, SD 57105
  • /28

    $230,000 Open Sun 12:30PM - 1:30PM

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    812 S Glendale Ave, Sioux Falls, SD 57104

    Are you a first time home buyer or looking for an investment property? This home would be perfect as an air bnb or rental. It's a 1.5 story home in the heart of Sioux Falls! 960 finished square feet, an additional 360 sq ft upon finishing the family room in the basement. It's within walking distance to Sanford Hospital, shopping, dining and more! You will find the hardwood floors add character to

    Carrie Randazzo Keller Williams Realty Sioux Falls

    812 S Glendale Ave, Sioux Falls, SD 57104
  • /3

    $415,900

    • 2 Beds
    • 2 Baths
    • 1,205 Sq Ft

    3309 N Geneva Trail, Sioux Falls, SD 57107

    Introducing the Custer ranch floor plan, a new construction home featuring 2 bedrooms, 1 3/4 bathroom, and a 3-stall garage. This plan offers an open-concept layout connecting the living(carpet), dining, and kitchen areas. Kitchen includes a pantry, island and appliances. Primary bedroom with spacious closet adn bath with fiberglass shower and double sinks. Unfinished Basement with poteital for 2

    Brandon Martens Better Homes and Gardens Real Estate Beyond

    3309 N Geneva Trail, Sioux Falls, SD 57107
  • /15

    $260,000

    • 3 Beds
    • 1 Bath
    • 1,069 Sq Ft

    324 N Nesmith Ave, Sioux Falls, SD 57103

    Want to live downtown? This home is for you! This house has been fully renovated and is in like new condition. It is located in the vibrant heart of downtown across from a park. The main floor has a living room, an eat-in kitchen with new cabinets and countertops, and new stainless steel appliances. There is a main floor laundry with a washer and dryer that stays. There are three bedrooms on one

    Lynne Forbes South Eastern Development Foun

    324 N Nesmith Ave, Sioux Falls, SD 57103
  • /46

    $364,500

    • 4 Beds
    • 3 Baths
    • 2,254 Sq Ft

    4201 S Lewis Ave, Sioux Falls, SD 57103

    Charming Ranch Retreat in the Heart of Sioux Falls! Step into this beautifully updated ranch-style home, perfectly nestled among mature trees in one of Sioux Falls’ most sought-after central neighborhoods. From the moment you arrive, you'll feel the warmth and character this home has to offer. Inside, you’ll be greeted by a bright and open layout featuring three spacious main-floor bedrooms,

    Marlys Fisher AMERI/STAR Real Estate, Inc.

    4201 S Lewis Ave, Sioux Falls, SD 57103
  • /2

    $100,000

    • Land
    • 0.24 Acre
    • $419,287 per Acre

    5504 E Surrey Cir, Sioux Falls, SD 57110

    Exciting development in a choice East Sioux Falls location at 26th Street & Veteran's Parkway. Sundance Ridge Addition is one of the last remaining eastside locations in the Sioux Falls School District for new single family homes, and it is very conveniently located close to the eastside shopping district @ Dawley Farms. Bring your builder, and bring your favorite plans - This development offers

    Randy Rozeboom Harr & Lemme Real Estate

    5504 E Surrey Cir, Sioux Falls, SD 57110
  • /25

    $250,000 Open Sat 11AM - 12PM

    • 4 Beds
    • 1 Bath
    • 1,358 Sq Ft

    2013 S Jefferson Ave, Sioux Falls, SD 57105

    Centrally located Ranch with 3 bedrooms on the main floor. Located in quiet neighborhood 1 block from Laura Wilder Elementary. Beautiful original hardwood floors. Oversized big 2 car garage perfect for projects. Large backyard. Additional bedroom in basement. New water heater. Deep freezer included.

    Amber Ellingsen Keller Williams Realty Sioux Falls

    2013 S Jefferson Ave, Sioux Falls, SD 57105
  • /2

    $98,000

    • Land
    • 0.31 Acre
    • $320,996 per Acre

    5528 W Rock Hill Place, Sioux Falls, SD 57107

    Discover the exceptional value offered in these twin home lots in the highly sought-after Hazeltine addition. Situated in a new, sleek and stylish neighborhood in the rapidly expanding northwest Sioux Falls, this executive walkout lot presents an ideal location. Lot is conveniently situated on a private road, providing easy access to the interstate, University Center, a variety of shopping

    Amy Stockberger Amy Stockberger Real Estate

    5528 W Rock Hill Place, Sioux Falls, SD 57107
  • /28

    $167,000

    • 3 Beds
    • 1 Bath
    • 1,440 Sq Ft

    1112 W 8th St, Sioux Falls, SD 57104

    Step back in time with this charming two-story, 3-bedroom home that’s ready for someone with vision. It has great bones, classic wood floors, and detailed woodwork throughout. The bright and airy front porch welcomes you into a spacious living room with built-ins and a formal dining room filled with old-world character. The galley-style kitchen offers a good layout that could easily shine with

    Patty Hauk Hegg, REALTORS

    1112 W 8th St, Sioux Falls, SD 57104
  • /20

    $359,900

    • 3 Beds
    • 2.5 Baths
    • 1,719 Sq Ft

    6401 Valentine St, Sioux Falls, SD 57107

    Welcome to Capstone Homes’ newest addition to the Liberty Series — The Barrett! This beautiful two-story slab home blends modern design with everyday comfort. Enjoy quiet mornings on the inviting front porch before stepping inside to an open main level connecting the living room, dining area, and kitchen—an ideal space for relaxing or entertaining. Upstairs, you’ll find a versatile loft,

    Rachel Nelson Junker Capstone Realty - South Dakota, Inc.

    6401 Valentine St, Sioux Falls, SD 57107
  • /19

    $235,000

    • 2 Beds
    • 1 Bath
    • 1,088 Sq Ft

    1105 S Tabbert Cir, Sioux Falls, SD 57103

    Charming Hilltop Addition Home Near Cleveland Elementary. Well-maintained home with fenced front and back yards. Features 2 bedrooms and 1 non legal bedroom, a comfortable main-floor living room, and a spacious lower-level family room. The oversized single-stall attached garage offers room for a vehicle plus storage. Half of the lower level provides additional storage, laundry, and a workshop

    Mallory Kuiper Hegg, REALTORS

    1105 S Tabbert Cir, Sioux Falls, SD 57103
  • /2

    $92,000

    • Land
    • 0.25 Acre
    • $361,068 per Acre

    2308 Saddle Ridge Dr, Sioux Falls, SD 57110

    Exciting development in a choice East Sioux Falls location at 26th Street & Veteran's Parkway. Sundance Ridge Addition is one of the last remaining eastside locations in the Sioux Falls School District for new single family homes, and it is very conveniently located close to the eastside shopping district @ Dawley Farms. Bring your builder, and bring your favorite plans - This development offers

    Joel Ingle Harr & Lemme Real Estate

    2308 Saddle Ridge Dr, Sioux Falls, SD 57110
  • /52

    $195,000

    • 3 Beds
    • 2 Baths
    • 1,479 Sq Ft

    419 N Indiana Ave, Sioux Falls, SD 57103

    Just a short distance to Sioux Falls amazing downtown is the home you have been waiting for. Numerous updates like windows, flooring, and bathrooms, have been taken care of for you already while maintaining the homes vintage charm and character. A welcoming covered front porch leads you inside to a main level full of natural light flowing through your large updated windows. The living and dining

    Philip Eggers Westra Auction, LLC

    419 N Indiana Ave, Sioux Falls, SD 57103
  • /11

    $75,000

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    6317 W Pine Meadows Place, Sioux Falls, SD 57107

    Welcome to 6317 W Pine Meadows Pl in Sioux Falls! This 2020-built 3-bed, 2-bath home offers 1,152 sq ft of comfortable, modern living in the quiet Pine Meadow Mobile Home Court. Enjoy an open floor plan, central air, forced heat, and in-unit laundry. The layout is functional and inviting, perfect for families or first-time buyers. Conveniently located near schools, shopping, and highways—with low

    aj Bowden Keller Williams Realty Sioux Falls

    6317 W Pine Meadows Place, Sioux Falls, SD 57107
  • /24

    $339,900

    • 4 Beds
    • 2 Baths
    • 2,559 Sq Ft

    3101 S Jefferson Ave, Sioux Falls, SD 57105

    Charming 4-Bedroom Ranch-Style Home in a Highly Desired Neighborhood. Welcome to this beautifully maintained 4-bedroom, 2-bath ranch-style home nestled in one of the area's most sought-after neighborhoods. This single-level gem offers a perfect blend of comfort and convenience with its spacious layout, updated features, and inviting curb appeal. Step inside to discover an open-concept living area

    Ruth Wiersma Keller Williams Realty Sioux Falls

    3101 S Jefferson Ave, Sioux Falls, SD 57105
  • /30

    $280,000

    • 2 Beds
    • 1.5 Baths
    • 1,204 Sq Ft

    2208 S 1st Ave, Sioux Falls, SD 57105

    Fall in love with the inviting character and charming vintage details throughout this delightful home in a sought-after neighborhood. When you step inside a cozy, welcoming layout makes every space feel comfortable and just right with the beautiful hard wood floors. This home has been thoughtfully improved, starting in 2024 with a new furnace and A/C then in 2025 new kitchen appliances, fresh

    Brad Nelson Grand Sothebys International Realty

    2208 S 1st Ave, Sioux Falls, SD 57105
  • /34

    $595,000

    • 3 Beds
    • 2.5 Baths
    • 2,553 Sq Ft

    2212 S Main Ave, Sioux Falls, SD 57105

    Here is your chance to own a home in a very desirable area of McKennan Park—South Main Avenue! This two-story home has so much potential and is located on A LOT AND A HALF, so expansion possibilities are endless! (It is the largest lot on the block!) 2500 finished square feet. 3 bedrooms (1 has extra room) and 2 baths upstairs. Nice landing area at top of stairs that could be used for kid hangout

    JJ Gohl Hegg, REALTORS

    2212 S Main Ave, Sioux Falls, SD 57105
  • /16

    $379,800

    • 2 Beds
    • 2 Baths
    • 1,183 Sq Ft

    604 N Union Ave, Sioux Falls, SD 57110

    This Rawlings Ranch is an open floorplan with 1183 sqft on the main and an unfinished basement. The main living space offers an open, airy feel with a vaulted living room that flows into the L-shaped kitchen and dining area, complete with a slider to the deck. Vinyl plank flooring runs through the living room and hallway for a clean, modern finish. The kitchen features a large island and a pantry

    Lindsey Theuninck House 2 Home LLC

    604 N Union Ave, Sioux Falls, SD 57110
  • /66

    $325,000

    • 2,806 Sq Ft

    902 W 8th St Unit 3, Sioux Falls, SD 57104

    Investment Opportunity!Discover this triplex offering three spacious and separate units, each with its own private entrance. Perfect for investors or owner-occupants looking to generate rental income, this property features a solid rental history and excellent cash-flow potential. Units include a mix of 1- and 2-bedroom layouts, providing flexibility for a variety of tenants. Conveniently

    Stephanie Rodriguez Casa Reynoza

    902 W 8th St Unit 3, Sioux Falls, SD 57104
  • /19

    $254,900

    • 2 Beds
    • 2 Baths
    • 1,354 Sq Ft

    1604 E 69th St N, Sioux Falls, SD 57104

    Welcome to this charming split-foyer twin home offering 2 bedrooms, 2 bathrooms, and a convenient 2-stall garage. The upper level features an open-concept living room and kitchen that walk out to a private deck—perfect for relaxing or entertaining. The primary bedroom includes a walk-through bath for added ease and privacy. Downstairs, you’ll find additional living space and the second bedroom

    Tanner Zittlau Hegg, REALTORS

    1604 E 69th St N, Sioux Falls, SD 57104
  • /17

    $365,500 New Construction

    • 2 Beds
    • 2 Baths
    • 1,076 Sq Ft

    6809 Viola Ct, Sioux Falls, SD 57107

    Nielson Construction Builder
    6809 Viola Ct, Sioux Falls, SD 57107
  • /18

    $286,500

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    6720 E Thimbleweed St, Sioux Falls, SD 57110

    $12,500 ANYTHING ALLOWANCEEast Prairie is one of Nielson Construction’s newest communities in Northeast Sioux Falls. This slab on grade single family floor plan boasts 3 bedrooms, 2 bathrooms, a large living room with open plan to the kitchen which has a huge WI pantry & large island. Walk down the hall to the main bath, 2 secondary bedrooms, linen closet & a master bedroom with an oversized

    Lindsey Theuninck House 2 Home LLC

    6720 E Thimbleweed St, Sioux Falls, SD 57110
  • /12

    $159,000

    • 1 Bed
    • 1 Bath
    • 732 Sq Ft

    1425 E 5th St, Sioux Falls, SD 57103

    This charming updated one bed one bath home offers a perfect blend of comfort and convenience with a bright living space modern finishes throughout and a welcoming layout that feels instantly inviting. The property features a very large two stall garage providing ample room for vehicles storage or a workshop along with a spacious backyard ideal for entertaining gardening or simply enjoying the

    Cadin Buchholz Keller Williams Realty Sioux Falls

    1425 E 5th St, Sioux Falls, SD 57103
  • /2

    $155,000

    • Land
    • 0.34 Acre
    • $459,668 per Acre

    0 N Lot 5 Block 5 Hacksaw Trail, Sioux Falls, SD 57107

    Build your dream home in Jefferson Heights 2nd Addition, Northwest Sioux Falls’ newest and most desirable development! This spacious 14,687 sq. ft. lot offers the perfect setting with its prime location backing up to a peaceful greenway—no backyard neighbors and plenty of room to enjoy the outdoors. Families will love the close proximity to schools, while everyone can appreciate the convenience

    Eric Harms Hegg, REALTORS

    0 N Lot 5 Block 5 Hacksaw Trail, Sioux Falls, SD 57107
  • /21

    $184,500 Open Sat 1PM - 2PM

    • 2 Beds
    • 1 Bath
    • 1,131 Sq Ft

    1405 N Conifer Place Unit 6, Sioux Falls, SD 57107

    Welcome home to this beautifully updated upper-unit condo in the desirable northwest part of Sioux Falls! This 2-bedroom, 1-bathroom home offers a bright and inviting open layout with vaulted ceilings in the living room that create a spacious feel. Enjoy brand new vinyl plank flooring throughout the living room, dining area, and kitchen, along with fresh carpet in the bedrooms and new paint

    Katie Day Maloney Real Estate

    1405 N Conifer Place Unit 6, Sioux Falls, SD 57107

Showing Results 321 - 360, Page 9 of 14

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