Spencer, IN Homes for Sale under $100,000

/19
$35,000
- Land
- 0.42 Acre
- $83,333 per Acre
732 W Thornridge Way, Spencer, IN 47460

Motivated seller! This partially cleared wooded lot is larger than it appears from the street! The survey is attached for reference. Possibility of building a walk-out home on this serene nearly half acre lot in upscale Thornridge subdivision! So many options with this lot's location! It is less than 30 minutes from the Indiana University campus, 3 minutes to downtown Spencer, and one hour from

Trent Keith

Keith Realty & Auction Group

(812) 441-4131

732 W Thornridge Way, Spencer, IN 47460
/3
$90,000
- Land
- 1.04 Acres
- $86,372 per Acre
0 Concord Rd, Spencer, IN 47460

Opportunity to own a 1.042 acre, m/l parcel of land located in Owen County, with access to natural gas, city water, and electricity, making it well-suited for a variety of potential uses. Property is located on the corner of a busy traffic area, just East of Dollar General and offers a clean slate of possibilities! The property will require installation of a septic system. With essential

Trent Keith

Keith Realty & Auction Group

(812) 472-2178

0 Concord Rd, Spencer, IN 47460
/3
$90,000
- Land
- 1.04 Acres
- $86,372 per Acre
00 Concord Rd, Spencer, IN 47460

Opportunity to own a 1.042 acre, m/l parcel of land located in Owen County, with access to natural gas, city water, and electricity, making it well-suited for a variety of potential uses. Property is located on the corner of a busy traffic area, just East of Dollar General and offers a clean slate of possibilities! The property will require installation of a septic system. With essential

Trent Keith

Keith Realty & Auction Group

(812) 609-8576

00 Concord Rd, Spencer, IN 47460
/17
$98,100
- Land
- 6.54 Acres
- $15,000 per Acre
Tract 1 N US Highway 231, Spencer, IN 47460

6.54 wooded acres offering privacy and a beautiful rural setting. Ideal for your next homesite! Convenient location, just 15 minutes to 1-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great opportunity for peaceful country living with easy access to nearby towns and amenities! Additional acreage available.

Khloe Anderson Land Pro Realty

Tract 1 N US Highway 231, Spencer, IN 47460
/3
$54,900
- Land
- 0.37 Acre
- $148,378 per Acre
127 Walnut Radial, Spencer, IN 47460

Picture your future home taking shape on this beautiful, level .37-acre lot at 127 Walnut Road in the Four Oaks community. With utilities and fiber internet available, you’re well positioned for a seamless custom build. This build-to-suit opportunity - with no spec homes permitted - ensures a neighborhood filled with thoughtfully designed, well-crafted homes created specifically for the people

Rob Ranard Home Team Properties

127 Walnut Radial, Spencer, IN 47460
/3
$54,900
- Land
- 0.38 Acre
- $142,969 per Acre
125 Walnut St, Spencer, IN 47460

Welcome to 125 Walnut Road, where your custom home dreams can take shape in the Four Oaks community. This level .384-acre lot provides an excellent build site with city utilities and fiber internet available, along with a build-to-suit opportunity. With no spec homes permitted, ensuring pride of ownership throughout the neighborhood. Life at Four Oaks is designed to be both connected and relaxed,

Rob Ranard Home Team Properties

125 Walnut St, Spencer, IN 47460
/19
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 7 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 7 Hudson Hill Rd, Spencer, IN 47460
/13
$43,000
- 2 Beds
- 1 Bath
- 960 Sq Ft
3251 N US Highway 231, Spencer, IN 47460

Situated on a hilltop 1.13-acre lot, this three-bedroom, one-bath home offers a peaceful setting and opportunity for transformation. Property requires extensive renovation and is best suited for experienced renovators or investors. No interior showings will be permitted due to damaged and potentially unsafe floors.

Linda Dzierba Dzierba Real Estate Services

3251 N US Highway 231, Spencer, IN 47460
/3
$54,900
- Land
- 0.37 Acre
- $148,378 per Acre
127 Walnut St, Spencer, IN 47460

Picture your future home taking shape on this beautiful, level .37-acre lot at 127 Walnut Road in the Four Oaks community. With utilities and fiber internet available, you're well positioned for a seamless custom build. This build-to-suit opportunity - with no spec homes permitted - ensures a neighborhood filled with thoughtfully designed, well-crafted homes created specifically for the people

Rob Ranard HOME TEAM Properties

127 Walnut St, Spencer, IN 47460
/21
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 6 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 6 Hudson Hill Rd, Spencer, IN 47460
/3
$25,000
- Land
- 2.9 Acres
- $8,621 per Acre
1899 Park Hill Dr, Spencer, IN 47460

Great wooded lots awaiting your new home in Park Hill Estates.

Christina Hamilton The Stewart Home Group

1899 Park Hill Dr, Spencer, IN 47460
/2
$29,500
- Land
- 1.27 Acres
- $23,228 per Acre
0 Park Hill Dr Unit MBR21824365, Spencer, IN 47460

Great wooded lots awaiting your new home in Park Hill Estates.

Christina Hamilton The Stewart Home Group

0 Park Hill Dr Unit MBR21824365, Spencer, IN 47460
/12
$72,500
- 2 Beds
- 1 Bath
- 840 Sq Ft
3402 W Moore Rd, Spencer, IN 47460

Opportunity knocks to escape to your own slice of serenity with this 1-acre wooded lot nestled just 10 minutes from Spencer, Indiana. Tucked away on a private road that dead-ends into the state forest, this property offers unmatched privacy and natural beauty. Enjoy nearby adventures at McCormick's Creek State Park, Cataract Falls, and Horseman's Campgroundplus golf just minutes away. The 2-bed,

Kimberley Warner Huff Realty Indiana

3402 W Moore Rd, Spencer, IN 47460
/18
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 8 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 8 Hudson Hill Rd, Spencer, IN 47460
/20
$75,000
- Land
- 5 Acres
- $15,000 per Acre
Tract 5 Hudson Hill Rd, Spencer, IN 47460

This beautiful 5-acre wooded parcel offers the perfect blend of privacy and possibility. Ready for your custom home! Mature trees provide natural beauty and seclusion while giving you room to create your ideal homesite. Convenient location just 15 minutes to I-70/Cloverdale, 50 minutes to Bloomington, under an hour to Indianapolis, and 10-15 minutes to Cagles Mill Lake/Lieber State Park. A great

Khloe Anderson Land Pro Realty

Tract 5 Hudson Hill Rd, Spencer, IN 47460

Indiana Owen County Spencer

Home Trends in Spencer, IN

On average, homes in Spencer, IN sell after 48 days on the market compared to the national average of 55 days. The median sale price for homes in Spencer, IN over the last 12 months is $192,500, down 12% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$192,500

Median Single Family Sale Price

$192,500

Median 2 Bedroom Sale Price

$225,000

Average Price Per Sq Ft

$139

Number of Homes for Sale

Last 12 months Home Sales

Months of Supply

1.50

Median List Price

$199,900

Median Change From 1st List Price

Median Home Sale Price YoY Change

-12%

How to Buy a Home How to Finance a Home How to Sell a Home

In Spencer, there are currently 15 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Spencer, IN. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Spencer Types of Homes for Sale

Spencer Land for Sale

Spencer Homes by Price

Spencer Real Estate Listings

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More About Living in Spencer

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Homes for Sale in Nearby Counties

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