122

Stearns County MN Homes under $400,000

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  • /14

    $309,900

    • 4 Beds
    • 2.5 Baths
    • 2,818 Sq Ft

    2421 Stearns Way, Saint Cloud, MN 56303

    Contract for Deed Options Available. Great Location! Arlington Place Condo Unit with Full Basement. 4 BR & 3 BA. Use the Extra Bedrooms for a TV ROOM/OFFICE/STORAGE. Primary Bedroom Suite with 3/4 Bathroom and Large Walk-in Closet. Lower Level Features a Huge Family Room 21x26 with a Bar Entertaining area. Close to Parks, Shopping & Transit.

    Agent Photo

    Josh Hirschfeld

    Hirschfeld Real Estate

    (844) 920-2745

    2421 Stearns Way, Saint Cloud, MN 56303
  • /24

    $399,900

    • 4 Beds
    • 3.5 Baths
    • 2,658 Sq Ft

    901 14th St N, Sartell, MN 56377

    This stunning two-story home offers impressive curb appeal and sits on a spacious corner lot with mature trees. Step inside to a large foyer that welcomes you into a light-filled main level featuring a spacious living room with a gorgeous gas fireplace. The kitchen boasts stainless steel appliances, raised panel oak cabinetry, wood laminate flooring, and a breakfast bar—perfect for everyday

    Agent Photo

    Debbie Niemeyer

    Coldwell Banker Realty

    (320) 317-4045

    901 14th St N, Sartell, MN 56377
  • /4

    $345,000 Coming Soon

    • 4 Beds
    • 2 Baths
    • 2,109 Sq Ft

    24480 17th Ave, Saint Augusta, MN 56301

    Beautifully updated 4-bed, 2-bath home offering the perfect blend of modern comfort and simple living! Step inside to discover bright, open living spaces with fresh finishes throughout, including updated flooring, fixtures, and paint. The kitchen shines with stylish cabinetry, appliances, and ample space to cook and gather. Both bathrooms have been tastefully refreshed, and all four bedrooms

    Agent Photo

    Chaz James

    Premier Real Estate Services

    (844) 820-4827

    24480 17th Ave, Saint Augusta, MN 56301
  • /32

    $310,000

    • 4 Beds
    • 2 Baths
    • 2,132 Sq Ft

    129 Meadowlark Ln SW, Melrose, MN 56352

    Welcome to this charming 4-bedroom, 2-bathroom split-level home located in a tranquil neighborhood. This one-owner property offers a unique combination of spacious living areas and exceptional amenities, making it an ideal choice for families and commuters alike. Four generously sized bedrooms and two bathrooms provide ample space for family and guests. The lower level boasts an expansive family

    Agent Photo

    Trent Voge

    Keller Williams Classic Realty

    (320) 461-7953

    129 Meadowlark Ln SW, Melrose, MN 56352
  • /17

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,640 Sq Ft

    714 Main St N, Sauk Centre, MN 56378

    Enjoy easy, one-level living in this beautiful 2024-built home overlooking a gorgeous view of a golf course! Conveniently located near town and the hospital, this 3-bedroom, 2-bath home offers both comfort and style. The open layout features granite countertops, stainless steel appliances, a walk-in pantry, and main-floor laundry. The spacious primary suite includes a private bath and walk-in

    Agent Photo

    Tiffany Anderson

    Central MN Realty LLC

    (320) 233-3487

    714 Main St N, Sauk Centre, MN 56378
  • /20

    $379,900

    • 5 Beds
    • 3.5 Baths
    • 2,784 Sq Ft

    117 10th St S, Sartell, MN 56377

    Spacious and beautifully maintained four-level home in a desirable Sartell neighborhood! Situated on a .33-acre lot with no backyard neighbors, this home offers privacy and plenty of room to spread out with nearly 2,800 finished square feet. The main level features an open floor plan with a bright kitchen and dining area, stainless steel appliances including a gas stove, and a convenient half

    Agent Photo

    Debbie Niemeyer

    Coldwell Banker Realty

    (320) 525-0952

    117 10th St S, Sartell, MN 56377
  • /31

    $386,900 Open Wed 10AM - 1PM

    • 4 Beds
    • 3 Baths
    • 2,486 Sq Ft

    31016 Goldfinch Ln, Rockville, MN 56301

    ASK US HOW you can start building YOUR DREAM HOME with very little down. A MUST-SEE NEW MODEL – MOVE-IN READY! THE RETREAT MODEL IS ONE OF THOMAS ALLEN HOMES MOST POPULAR AND MOST AFFORDABLE FLOORPLANS! The Retreat offers a lot of finished square footage for money. The Brentwood Hill development in Rockville has other models under construction. If personalization is what you want, at Thomas Allen

    Denise Dehn eXp Realty

    31016 Goldfinch Ln, Rockville, MN 56301
  • /38

    $339,900

    • 3 Beds
    • 3.5 Baths
    • 2,630 Sq Ft

    1541 Prairie Hill Rd, Saint Cloud, MN 56301

    Absolutely charming 2-story home, thoughtfully designed for comfort and functionality. Located in a mature, desirable neighborhood, with pride of ownership showing throughout. This home boasts an ideal layout with 3 bedrooms together on the upper level. The private primary suite comfortably fits king-size furniture, features a walk-in closet and impressive ensuite bath. The main floor is a

    Sandra Harrison Coldwell Banker Realty

    1541 Prairie Hill Rd, Saint Cloud, MN 56301
  • /41

    $335,000

    • 3 Beds
    • 3.5 Baths
    • 2,224 Sq Ft

    1402 6th Ave N, Sartell, MN 56377

    Beautiful Quality Built 4-bedroom Modified Two-Story Story Home with 3-Car Garage! Located in Sartell's Morning Star Development. Welcome to this mostly updated home that blends comfort and functionality while still allowing room for one's own personal touches and modifications. Located on a corner lot with mature trees, fresh landscaping and just painted cedar siding which features Anderson

    Windsong Todd National Realty Guild

    1402 6th Ave N, Sartell, MN 56377
  • /41

    $359,900

    • 4 Beds
    • 2 Baths
    • 2,392 Sq Ft

    3185 Joyce St, Saint Cloud, MN 56303

    Welcome to 3185 Joyce Street in a peaceful St. Cloud neighborhood just minutes from shopping, dining, schools, and parks. This charming 4-bed, 2-bath home offers a bright and functional layout with two living rooms, ideal for relaxing, entertaining, or working from home. The kitchen opens to a cozy dining area, perfect for casual meals or coffee. Sitting on nearly an acre, the yard provides

    Jon Anglin City and Lakes Real Estate

    3185 Joyce St, Saint Cloud, MN 56303
  • /42

    $349,900

    • 4 Beds
    • 3 Baths
    • 2,544 Sq Ft

    1716 37th St S, Saint Cloud, MN 56301

    This spacious and well-maintained home is a must see, featuring a large open floor plan and plenty of natural light. The master suite offers a walk-in closet and private full bathroom. The lower level includes a cozy family room with a gas fireplace, finished laundry room, and lots of storage. Enjoy maintenance-free decking, a large 27x18 concrete patio, and a nice backyard with a storage shed.

    Sam Lieser Purpose Driven Realty, LLC

    1716 37th St S, Saint Cloud, MN 56301
  • /39

    $349,900

    • 4 Beds
    • 2 Baths
    • 2,704 Sq Ft

    507 9th Ave N, Cold Spring, MN 56320

    Beautiful Split-Level Home on the Edge of Town w/No Backyard Neighbors! Welcome to country living in town. A spacious 4 bed, 2 bath, split-level home just on the edge of town. Bright open main level living that includes vaulted ceilings, informal dining area, extended cabinetry and well appointed kitchen w/island peninsula. Great for casual seating and entertaining. The main floor also includes a

    Tim Cook Premier Real Estate Services

    507 9th Ave N, Cold Spring, MN 56320
  • /29

    $349,900

    • 4 Beds
    • 3 Baths
    • 2,339 Sq Ft

    1517 Camden Woods Terrace, Saint Cloud, MN 56301

    This four-bedroom, three-bath home with three heated and insulated garage stalls is move-in ready and offers numerous incredibly desirable features. All amenities are conveniently located on the main level. Recent updates include a new roof, vinyl privacy fence, water softener, water heater, and an installed gas line for the new gas range. The primary suite on the main level features a walk-in

    Gavin Henry Premier Real Estate Services

    1517 Camden Woods Terrace, Saint Cloud, MN 56301
  • /57

    $350,000

    • 2 Beds
    • 1 Bath
    • 1,356 Sq Ft

    597 Emmet Rd, Clearwater, MN 55320

    Experience the beauty of lake living without the long drive north! This property offers 160 feet of shoreline, sweeping views, and a spacious double lot on Long Lake—connected to Crooked Lake and known for its exceptionally clear water and excellent fishing. The open, light-filled layout features vaulted ceilings, knotty pine finishes, and a cozy wood-burning fireplace. Enjoy lake views from both

    Scott Wollmering Re/Max Advantage Plus

    597 Emmet Rd, Clearwater, MN 55320
  • /28

    $344,900

    • 3 Beds
    • 2 Baths
    • 1,770 Sq Ft

    1404 Goettens Way, Saint Cloud, MN 56301

    Beautiful 2-Story Home in Quiet South St. Cloud NeighborhoodWelcome to this stunning 2-story home nestled in a peaceful and desirable South St. Cloud neighborhood. Boasting 3 spacious bedrooms and 2.5 baths, this home offers the perfect blend of comfort, style, and functionality.Step inside to discover gorgeous hardwood floors that flow throughout the main level, leading you to an

    Craig Ehrlichman Premier Real Estate Services

    1404 Goettens Way, Saint Cloud, MN 56301
  • /55

    $339,900

    • 3 Beds
    • 2 Baths
    • 2,669 Sq Ft

    391 1st Ave SE, Cold Spring, MN 56320

    Complete backyard privacy with amazing views. 3-bed, 2-bath home tucked away on 1.26 acres of natural beauty. Step into the living room where sunlight pours through the large picture window and a gas fireplace adds cozy charm. The kitchen is both stylish and functional with beautiful hardwood floors, granite countertops, and stainless steel appliances. Just beyond, a spacious screened-in porch

    Janel Morgan RE/MAX Results

    391 1st Ave SE, Cold Spring, MN 56320
  • /31

    $334,900

    • 4 Beds
    • 3 Baths
    • 3,216 Sq Ft

    2112 14th St S, Saint Cloud, MN 56301

    This well-maintained 4 bedroom, 3 bathroom home has been thoughtfully cared for and offers both space and character. The main level features three bedrooms on one floor, including a primary suite with its own private 3 season porch. A bright 4 season porch and generous living areas upstairs and down, complete with a gas fireplace, make it easy to relax or entertain. The garage includes a heated

    Sarah Neu Central MN Realty LLC

    2112 14th St S, Saint Cloud, MN 56301
  • /30

    $339,900

    • 3 Beds
    • 2 Baths
    • 1,881 Sq Ft

    230 Country Ct, Sartell, MN 56377

    Welcome to this beautifully kept, move-in ready home nestled on a corner lot in Sartell. This property offers modern comfort and timeless appeal, with an extensive list of updates that make it truly one-of-a-kind. Featuring 3 spacious bedrooms, 2 bathrooms, & a 2-stall garage, this home is perfect for anyone seeking a charming residence.As you step inside, you’ll immediately notice the

    Kendra Harlander Central MN Realty LLC

    230 Country Ct, Sartell, MN 56377
  • /40

    $340,000

    • 4 Beds
    • 2 Baths
    • 1,848 Sq Ft

    7930 County Road 2, Rice, MN 56367

    Discover your new home on this highly desired small acreage just outside St. Stephen! This charming 4-bedroom, 2-bath residence features a spacious 2-car garage and a beautifully wooded backyard perfect for relaxing or entertaining. Enjoy a newer roof and siding that ensure lasting durability, plus a cozy screened-in porch off the dining room — ideal for enjoying the fresh air bug-free. The lower

    Nancy Costanzo Premier Real Estate Services

    7930 County Road 2, Rice, MN 56367
  • /24

    $339,900

    • 4 Beds
    • 2 Baths
    • 2,246 Sq Ft

    401 Cedarwood Ct, Waite Park, MN 56387

    Charming 4-Bedroom Home on Spacious 1/3 Acre Lot in Waite ParkWelcome to this well maintained 4-bedroom, 2-bath, 3 stall garage home on a beautifully landscaped third-acre lot on a quiet cul-de sac in Waite Park. Perfectly located near shopping, dining, parks, and schools, this property offers the ideal blend of convenience and tranquility.Step inside to find a warm and inviting

    Shanelle Monreal Coldwell Banker Realty

    401 Cedarwood Ct, Waite Park, MN 56387
  • /32

    $339,800

    • 3 Beds
    • 3 Baths
    • 2,163 Sq Ft

    356 Circle Dr, Saint Martin, MN 56362

    S T. M A R T I N C I T Y C H A R M E R !! Enjoy this 3 bedroom, 3 bath Ranch Style Patio Home on .61 acre w/mature trees & a Park-Like Setting. FEATURES INCLUDE: 2,208 total sq. ft. of living area. Open floor plan. 14 X 28 living room w/gas fireplace. 15 X 27 kitchen/dining combo w/walkout to 3 season knotty pine sunroom. Master bedroom walkout w/french doors to 20 X

    David Dols Century 21 First Realty, Inc.

    356 Circle Dr, Saint Martin, MN 56362
  • /37

    $334,900

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft

    603 Elm St N, Kimball, MN 55353

    Available for Immediate Possession! This 3 bedroom, 2 bath home is move in ready. Walk in the front entry to an open floor plan featuring the kitchen, living, and dining room area. There are patio doors for a future deck overlooking the spacious backyard. The upper level features the primary bedroom with a spacious ensuite bathroom and walk-in closet. Two additional bedrooms, one of which

    Clark Diel ACTION REALTY OF MANKATO

    603 Elm St N, Kimball, MN 55353
  • /23

    $344,900

    • 4 Beds
    • 3.5 Baths
    • 3,350 Sq Ft

    1335 Cooper Ave S, Saint Cloud, MN 56301

    If you love entertaining this is the house for you! Nestled on a near half acre lot among the mature trees of Cooper Ave, you'll love the classic charm this home has to offer. Enjoy an evening in your screened in porch overlooking the backyard or in your informal living room with cozy fireplace and expansive windows. The master suite includes a private bath with tile shower. The lower level is an

    Amber Sixberry Realty Executives Top Results

    1335 Cooper Ave S, Saint Cloud, MN 56301
  • /33

    $335,000

    • 4 Beds
    • 1 Bath
    • 2,246 Sq Ft

    523 5th Ave SE, Melrose, MN 56352

    4 bed, 2 story home on 2.13 acres. New survey and legal description is now available. Property features a large deck, 64x30 barn with heated office, 24x48 pole shed with heated tool shop, underground sprinkling and an extra large double garage! ***ADDITIONAL 7.25 AC OF LAND AVAILABLE!*** (Buyer's agent to verify all measurements/info.)

    Peter Nelson Main Street Real Estate

    523 5th Ave SE, Melrose, MN 56352
  • /21

    $334,479 New Construction

    • 3 Beds
    • 2 Baths
    • 1,271 Sq Ft

    1016 4th Ave SE, Freeport, MN 56331

    Home sale is pending but can be shown as model. Now is your chance to own a New construction home in a great location. Check out this home with many features to fit your needs, vaulted ceilings, spaciousliving room for entertaining. Stainless steel appliances, Spacious Kitchen for entertaining with center island. Lower level is unfinished to allow for your future ideas and plans. Many

    Balin Semrau Ashworth Real Estate

    1016 4th Ave SE, Freeport, MN 56331
  • /16

    $335,000 New Construction

    • 2 Beds
    • 2 Baths
    • 1,338 Sq Ft

    415 4th Ave SE, Saint Joseph, MN 56374

    To be built charming open concept patio home in the heart of St. Joseph. Located on cul-de-sac road in quiet neighborhood. Minutes away from boutique restaurants and stores as well as college of Saint-Benedict with shuttle bus to St. John's University. Senior friendly home and wheelchair accessible. City serviced with high speed internet connection available. Weese Construction has 45 years

    Jacqueline Baumgard Keller Williams Integrity NW

    415 4th Ave SE, Saint Joseph, MN 56374
  • /27

    $310,000

    • 3 Beds
    • 2 Baths
    • 1,484 Sq Ft

    457 Elena Ln, Saint Joseph, MN 56374

    Step inside this beautifully maintained 3-bedroom, 2-bath home that’s truly move-in ready and filled with thoughtful updates. You’ll love the fresh new carpet and stylish LVP flooring that adds comfort and style throughout. The kitchen shines with new quartz countertops, a modern sink and faucet, and stainless steel appliances - including brand-new microwave, dishwasher, and stove. Fresh paint

    Mitchel Herian Kris Lindahl Real Estate

    457 Elena Ln, Saint Joseph, MN 56374
  • /38

    $350,000

    • 7 Beds
    • 4 Baths
    • 3,528 Sq Ft

    443 32nd Ave N, Saint Cloud, MN 56303

    Completely renovated side-by-side duplex ready for immediate use with no further updates needed. Both units features new kitchens with updated cabinets, countertops, and appliances. Fully renovated bathrooms, new flooring, windows, doors, trim, paint, lighting, mechanicals and updated HVAC. Exterior upgrades include new siding, landscape, garage doors, along with a security system featuring

    Omar Subane Edina Realty, Inc.

    443 32nd Ave N, Saint Cloud, MN 56303
  • /36

    $395,000

    • 4 Beds
    • 2.5 Baths
    • 2,138 Sq Ft

    605 Gumtree St NE, Saint Joseph, MN 56374

    Set on a large corner lot across from Northland Park, this beautifully updated modified three level offers a truly turn-key opportunity. The spacious foyer welcomes you with main floor laundry and a half bath, leading to an inviting upper level featuring fresh paint, updated flooring, and an open kitchen/dining/living layout with walk-in pantry and newer appliances. Two bedrooms are located on

    Chris Vollrath Keller Williams Classic Realty

    605 Gumtree St NE, Saint Joseph, MN 56374
  • /32

    $309,900

    • 3 Beds
    • 2 Baths
    • 2,008 Sq Ft

    3521 17th Ave S, Saint Cloud, MN 56301

    Welcome to this conveniently located home in the popular Southwood Heights neighborhood. There are a large park and playground across the street along with walking trails close by for the active lifestyle. This home features 3-bedrooms, 2 full baths, a large 3 stall, insulated garage, sprinkler system for the yard and a fenced in backyard with maintenance free fencing. Make this your new home

    Jon Brophy RE/MAX Results

    3521 17th Ave S, Saint Cloud, MN 56301
  • /24

    $315,000

    • 2 Beds
    • 2 Baths
    • 1,661 Sq Ft

    510 43rd Ave S, Saint Cloud, MN 56301

    Maintenance-Free Patio Home with Sunroom, Fireplace & Private Patio Enjoy easy living in this beautiful patio home located in a well-kept HOA community that includes lawn care and snow removal. The open floor plan is bright and inviting, filled with natural light and warmed by in-floor heat. You’ll love the spacious living room with a cozy fireplace, perfect for relaxing or entertaining. The

    Stella Scholl Premier Real Estate Services

    510 43rd Ave S, Saint Cloud, MN 56301
  • /26

    $325,900

    • 4 Beds
    • 1.5 Baths
    • 2,043 Sq Ft

    237 17th Ave SE, Saint Joseph, MN 56374

    Beautiful four-bedroom, two-bath home offering 2,043 finished square feet and a smart layout with plenty of storage throughout. Located in a desirable neighborhood in St. Joseph. The main bedroom includes a nice walk-in closet. Recent updates include new shingles and gutters in 2022, a new water heater in September 2025, and fresh living room carpet on the main floor in October 2025. Enjoy time

    Ashley Williams Central MN Realty LLC

    237 17th Ave SE, Saint Joseph, MN 56374
  • /34

    $375,000

    • 5 Beds
    • 2.5 Baths
    • 2,936 Sq Ft

    1020 1st St S, Cold Spring, MN 56320

    Prepare to be impressed by this freshly renovated home offering a staggering nearly 3,000 finished square feet of beautifully updated living space. With 2,296 sq ft on the main floor alone, this spacious residence has everything you’ve been looking for—and more including a new patio door on the back of the house leading to a large freshly poured concrete patio! The heart of the home is a

    Neil Theisen Central MN Realty LLC

    1020 1st St S, Cold Spring, MN 56320
  • /32

    $374,900

    • 3 Beds
    • 3 Baths
    • 3,216 Sq Ft

    2500 13th St S, Saint Cloud, MN 56301

    Welcome to this beautifully maintained 3-bedroom, 3-bath rambler on a desirable corner lot! Inside, you’ll find beautiful flooring throughout and an inviting layout that blends style and practicality. The spacious kitchen features upgraded stainless steel appliances, stunning granite countertops, abundant storage, bar-top seating, and an eat-in dining area—perfect for both everyday living and

    Pete Matanich Premier Real Estate Services

    2500 13th St S, Saint Cloud, MN 56301
  • /29

    $389,900

    • 3 Beds
    • 3 Baths
    • 3,100 Sq Ft

    201 13th Ave SE, Saint Joseph, MN 56374

    Beautiful 3 bedroom, 3 bathroom rambler with a 3 season porch offering the convenience of one level living without sacrificing on storage space! Located in the charming and growing community of St. Joseph, MN this rambler offers 32 inch doorways, a main level laundry room with tons of storage space, beautiful yard boasting perennials, trees that offer shade and privacy, garage access to the lower

    Amy Hiltner VoigtJohnson

    201 13th Ave SE, Saint Joseph, MN 56374
  • /34

    $324,900

    • 2 Beds
    • 2 Baths
    • 1,598 Sq Ft

    1025 Diamond Willow Cir, Waite Park, MN 56387

    Terrific Waite Park Patio Home with 2 bedrooms plus a den and 2 baths. Living Room has a vaulted ceiling an an impressive gas fireplace. The Kitchen features SS Appliances and granite counter tops, The Primary Bedroom has a walk-in closet and a 3/4 bath. The patio doors from the Dining Room leads to a 12x24 Patio which opens to a beautiful & private back yard. Plus a two stall heated and rocked

    Roger Schleper Premier Real Estate Services

    1025 Diamond Willow Cir, Waite Park, MN 56387
  • /27

    $319,900

    • 4 Beds
    • 1.5 Baths
    • 1,968 Sq Ft

    1007 1st St S, Cold Spring, MN 56320

    This well-maintained 4-bedroom, 2-bath rambler offers a perfect blend of comfort and modern updates throughout. The main level features new LVP flooring in the kitchen, new carpet in the living room, and fresh granite countertops both in the kitchen and bathrooms. The kitchen has been thoughtfully updated with new appliances (2025), providing a clean and stylish space to cook and gather. The

    Sarah Neu Central MN Realty LLC

    1007 1st St S, Cold Spring, MN 56320
  • /52

    $302,750

    • 4 Beds
    • 2 Baths
    • 2,192 Sq Ft

    6629 Black Spruce St, Saint Cloud, MN 56303

    Step inside this inviting split-foyer home where comfort, space, and everyday livability come together beautifully. With over 2,100 finished square feet, this well-designed home offers 4 bedrooms, 2 full bathrooms, and a spacious 3-stall garage — perfect for anyone needing room to grow, work, or play. The open-concept main level features attractive tile flooring that flows through the kitchen,

    Christopher Jacques Premier Real Estate Services

    6629 Black Spruce St, Saint Cloud, MN 56303
  • /35

    $329,900

    • 4 Beds
    • 2 Baths
    • 2,008 Sq Ft

    506 Ellie Ct, Saint Joseph, MN 56374

    Welcome to an attractive and updated home located in a peaceful, cul-de-sac setting. Recent updates include new roof shingles in 2022, new furnace & heat pump in 2023, new roof gutters in 2021, new water heater in 2025, and a new deck in 2022! This home is conveniently located close to St. Benedict College, Kennedy Elementary and the popular Downtown shops and restaurants! You will love the

    Curt Karls RE/MAX Results

    506 Ellie Ct, Saint Joseph, MN 56374
  • /33

    $304,900

    • 4 Beds
    • 2 Baths
    • 2,056 Sq Ft

    408 4th St NW, Avon, MN 56310

    Minutes from Avon Elementary and I-94 is a 4 bedroom 2 bathroom house that has new paint, flooring, appliances, and light fixtures. Exterior has maintenance free siding, a 2 stall attached garage, and a freshly stained deck to enjoy all summer long.

    Zachary Raeker Century 21 First Realty, Inc.

    408 4th St NW, Avon, MN 56310

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