Lakefront Homes for Sale in Tennessee

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  /28

  $60,000

  • Land
  • 0.55 Acre
  • $109,091 per Acre

  Lot 308 Waterview Way, Morristown, TN 37814

  This beautiful mountain and lake view neighborhood with city sewer, fiber internet and a gated community are perfect for your new home! The massive Clubhouse and Marina are perfect for everyday outings! When it is time to get off the boat, just enjoy a round of tennis or a dip in the community pool! You won't regret building your dream home here and sipping coffee with a view! Windswept is the

  Tuesdee Davis Tennessee Tuesdee Real Estate, LLC

  Lot 308 Waterview Way, Morristown, TN 37814
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  /45

  $4,449,909

  • 6 Beds
  • 7 Baths
  • 7,807 Sq Ft

  450 Riverbend Dr, Dandridge, TN 37725

  STOP! Call the listing agent to get priority access, built-in buyer savings, and exclusive programs that are only available through the Listing Agent. Our VIP Buyers get proprietary benefits, programs, and savings not available with general inquiries to other agencies. To access private showing times, pricing details, and VIP-only incentives you must request to speak with the Listing Agent when

  Tannor Giles Your Home Sold Guaranteed Realty TN

  450 Riverbend Dr, Dandridge, TN 37725
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  /60

  $4,900,000

  • 4 Beds
  • 6 Baths
  • 6,648 Sq Ft

  3801 Jackson Bend Dr, Louisville, TN 37777

  Luxury Living on Ft. Loudon's Lakefront...where every detail has been meticulously crafted! 3801 Jackson Bend Drive is a one-of-a-kind, three-story Mediterranean estate offering an unparalleled waterfront living experience.With over 550 feet of newly reinforced shoreline and more than $450,000 in expertly executed upgrades, this property is truly extraordinary. From the moment you step

  Donna Tallent Realty Executives Associates

  3801 Jackson Bend Dr, Louisville, TN 37777
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  /15

  $279,900

  • Land
  • 4.58 Acres
  • $61,114 per Acre

  2318 Turkey Ridge Ln, Piney Flats, TN 37686

  Boone Lake waterfront acreage!!Welcome to Turkey Ridge Estates! This exceptional 4.5-acre tract is nestled along a quiet cove on Boone Lake, offering easy access to the main channel and a nearby marina. Enjoy enhanced privacy and reduced boat traffic thanks to its serene cove location. The development features its own private boat launch and more than 5 acres of common area for residents to

  Lori Fletcher Conservus Homes

  2318 Turkey Ridge Ln, Piney Flats, TN 37686
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  /14

  $64,900

  • Land
  • 6.26 Acres
  • $10,367 per Acre

  Lot172&173 Saddleridge Dr, Speedwell, TN 37870

  VACATION RENTALS ARE ALLOWED if rented for a minimum of a week. Interior lots have a 1,500 sq' minimum.Lots 172 & 173 Saddleridge: An access area has been cleared/opened up so that one can see a potential building spot. These very private and rolling 6.26 acre wooded lots back up to 674 acres of TVA lakefront property so there's only wooded paradise between your lots and 34,000 acre Norris

  Rebecca Wampler United Real Estate Solutions

  Lot172&173 Saddleridge Dr, Speedwell, TN 37870
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  /47

  $569,000

  • 4 Beds
  • 4 Baths
  • 3,391 Sq Ft

  6434 Waconda Point Rd, Harrison, TN 37341

  BACK ON MARKET WITH FRESH PAINT, UPDATES, AND PRICE REDUCTION! Check out this spacious all-brick home with a finished basement & lakeside living near Harrison Bay on a large 1.13 acre lot! This beautifully maintained 4-bedroom, 4-bathroom all-brick home is perfectly nestled in the desirable lakefront community of Bayshore Place is just a stone's throw from Harrison Bay and the community boat ramp

  Heidi Rau Zach Taylor - Chattanooga

  

  6434 Waconda Point Rd, Harrison, TN 37341
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  /8

  $79,900

  • Land
  • 0.94 Acre
  • $85,000 per Acre

  Lot 75 Turkey Ridge Rd, Rockwood, TN 37854

  Best Dockable Under $150K !! Large (.94 A ) rolling and level Lakefront lot with renewable* TVA dock Permit in place. Small creek on low side and 90ft of waterfront TVA approved rip/rap or seawall and 25x15 dock with party deck on top...check assets copy of permit on file. Great subdivision to build in. Low HOA Fees (*With re-application to TVA )Close to Rockwood Marina

  Robert Giltnane Sail Away Homes & Land

  Lot 75 Turkey Ridge Rd, Rockwood, TN 37854
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  /51

  $1,799,999

  • 3 Beds
  • 4 Baths
  • 4,160 Sq Ft

  620 Bluff View Rd, New Tazewell, TN 37825

  Welcome to this stunning lakefront retreat offering comfort, space, and style on 1.34 gently sloping peninsula acres of Norris Lakefront property. This thoughtfully designed home features 3 bedrooms plus a dedicated office, 4 full bathrooms, and a fully finished basement with a second kitchen—ideal for a rec room, guest suite, or second living quarters. The oversized master suite is a true

  Beth Ellison Ellison Realty

  620 Bluff View Rd, New Tazewell, TN 37825
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  /31

  $2,300,000 New Construction

  • 5 Beds
  • 7 Baths
  • 5,255 Sq Ft

  3741 Edgewater Way, Louisville, TN 37777

  New construction underway in Lashbrooke by Brookwood Homes, LLC. Great 0.85 acre level lot that backs up to a beautiful neighborhood aerated pond. Gated lakefront neighborhood on the Tennessee River/Fort Loudon Lake. The home is quality appointed with custom cabinetry and millwork, beautiful ceiling treatments in many rooms, sliding patio doors, great views to a beautiful aerated pond,

  Janet Debusk Hensley Gables & Gates, REALTORS

  3741 Edgewater Way, Louisville, TN 37777
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  /60

  $1,890,500

  • 4 Beds
  • 3 Baths
  • 4,354 Sq Ft

  304 Brittney Ln, Sharps Chapel, TN 37866

  Norris Lakefront Living Home Wish List? Consider it Complete! From top to bottom, front to back, inside and out, this first time on market home, has many of the features you've been dreaming about in a lakefront home: including: unobstructed year round lake and mountain views from virtually all angles of this home situated on .83ac parcel, level driveway(s), attached 3+ car garage(s), easy access

  Debbi Gierat Lakeside Realty, LLC

  304 Brittney Ln, Sharps Chapel, TN 37866
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  /22

  $419,000

  • Land
  • 0.39 Acre
  • $1,074,359 per Acre

  379 Cypress Pointe Dr, Lenoir City, TN 37772

  Beautiful lakeview homesite located in the heart of WindRiver Lakefront and Golf Community near the Marina offering distant mountain views. Discover WindRiver, Tennessee's exclusive lakefront community. Indulge in a tax-friendly haven with no state income tax, nestled amidst four-season splendor. Our gated community is minutes from shopping and the airport, offering championship golf, a premier

  Joseph Ayres WindRiver Properties

  379 Cypress Pointe Dr, Lenoir City, TN 37772
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  /21

  $299,000

  305 Charleston Light, Loudon, TN 37774

  Situated on the main channel of Watts Bar Lake, this premier lot is located within Lighthouse Pointe, an exclusive gated community offering a refined lakefront experience. Residents enjoy a collection of upscale amenities, including a beautifully appointed clubhouse, saltwater swimming pool, community grilling pavilion, dog park, covered boat slips, lakeside pavilion, entertainment and lounge

  Scott Wilson Realty Executives Main Street

  305 Charleston Light, Loudon, TN 37774
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  /60

  $2,500,000

  • 4 Beds
  • 4.5 Baths
  • 5,218 Sq Ft

  354 Okema Way, Loudon, TN 37774

  INCREDIBLE Lakefront ALL BRICK Home! The Grand Arch Entrance says Welcome Home in Style. Within, the Soaring Ceilings and Circle Top Windows Give an Immediate View of the Lake presenting the WOW Factor! The Great Room features a floor to Ceiling Stone Fireplace. Formal Dining with Tray Ceiling and Crown Molding. The Kitchen has Custom Cherry Cabinetry, Tumbled Marble Backsplash, Stainless Steel

  Cindy Miller ReMax Excels

  354 Okema Way, Loudon, TN 37774
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  /34

  $160,000

  511 Mockingbird Ln, Loudon, TN 37774

  Build your dream home in this quickly developing area of Tennessee National! Great view of the 15th hole and the 14th green! Prestigious homes being built all around. Don't miss out on this great golf front lot! Tennessee National is a luxurious community that offers a wide range of amenities for its residents to enjoy. One of the highlights of the community is the top 10 rated (Golf Digest) Greg

  Kevin Bookout Realty One Group Anthem

  511 Mockingbird Ln, Loudon, TN 37774
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  /18

  $185,000

  • Land
  • 3.35 Acres
  • $55,224 per Acre

  Lot 35 Quiet Cove Way, Dandridge, TN 37725

  Discover your dream retreat with this breathtaking 3.56-acre lakefront property on the main channel of Douglas Lake, nestled in the prestigious gated community of Waterside in Dandridge, TN. This gently sloping lot is ideal for a custom walkout basement home, offering unparalleled panoramic views of the sparkling lake and majestic Smoky Mountains. Perfect for water enthusiasts and nature lovers,

  Taylor Clay The Real Estate Depot, LLC

  Lot 35 Quiet Cove Way, Dandridge, TN 37725
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  /25

  $450,000

  • Land
  • 0.39 Acre
  • $1,153,846 per Acre

  Lot 139 Edgewater Way, Jasper, TN 37347

  Experience the pinnacle of lakeside living with this stunning waterfront lot in Crown Harbor, positioned along the tranquil shores of Nickajack Lake. This exclusive homesite offers the perfect blend of natural beauty and modern convenience, set against the breathtaking backdrop of the surrounding mountains. With gently rolling meadows, lush forests and Southern charm Crown Harbor is the ideal

  Linda Brock Real Estate Partners Chattanooga LLC

  

  Lot 139 Edgewater Way, Jasper, TN 37347
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  /113

  $1,275,000

  • 3 Beds
  • 2.5 Baths
  • 3,072 Sq Ft

  4910 Shoreline Dr, Chattanooga, TN 37416

  We understand that this unique mid-century modern floor plan may present certain challenges for today's living preferences. To help accommodate your vision, the seller is offering a $20,000 concession toward the installation of an upstairs bathroom.This offer is only valid with an acceptable purchase agreement and details must be confirmed with listing agent. Tucked away in a private cove in

  Justin Hood Horizon Sotheby's International Realty

  

  4910 Shoreline Dr, Chattanooga, TN 37416
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  /14

  $79,900

  • Land
  • 0.31 Acre
  • $260,261 per Acre

  0 Eva Harbor Rd, Eva, TN 38333

  Stunning Waterfront Lot! This beautiful lot offers a gentle slope and breathtaking views, making it the perfect location for your dream lake home. With a dock permit and two-bedroom septic permit already secured, you’re one step closer to enjoying the ultimate lakefront lifestyle. Whether you’re looking for a peaceful getaway or a full-time residence, this property provides the perfect setting

  Gwynn Jones Century 21 Platinum Properties

  0 Eva Harbor Rd, Eva, TN 38333
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  /40

  $1,999,999

  • 7 Beds
  • 6.5 Baths
  • 8,000+ Sq Ft

  265 Anchor Point, Savannah, TN 38372

  #5472- Lakefront Luxury in Anchor Bay Pointe at Northshore Experience over 8,000sqft of lakefront living in this gated community overlooking the sparkling waters of Pickwick Lake. 7BR, 6.5 Baths, & an Office. Master suite w/ whirlpool tub, fireplace, walk-in tile shower & spacious wardrobe closet. Gourmet kitchen featuring Jenn-Air indoor grill, double convection ovens, built-in microwave, trash

  Samantha Sagely UC River City Realty

  265 Anchor Point, Savannah, TN 38372
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  /2

  $249,900

  • Land
  • 15.07 Acres
  • $16,583 per Acre

  0 Topaz Ln Unit 1523715, New Tazewell, TN 37825

  Looking for amazing sunsets in a private, amenity-filled Norris Lake community? This stunning 15+ acre property is one of the largest within the prestigious Rock Harbor community with endless possibilities and breathtaking views. Nestled in the heart of the property is an ideal building site, providing exceptional privacy from neighboring homes while still capturing the incredible sunset views.

  Heidi Boring The Source Real Estate Group

  

  0 Topaz Ln Unit 1523715, New Tazewell, TN 37825
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  /6

  $25,000

  475 Bayside Blvd, Bean Station, TN 37708

  1.5+ Acre Lot in Gated Lakefront Community Overlooking Cherokee Lake Build your dream home on this beautiful 1.5+ acre lot located in a prestigious gated lakefront community with stunning views of Cherokee Lake. Enjoy the peace and privacy of lake living while being conveniently located just a short drive from Rogersville, Morristown, and Knoxville. This property offers the perfect canvas for

  LISA BROWN Crye-Leike Premier Real Estate

  475 Bayside Blvd, Bean Station, TN 37708
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  /15

  $775,000

  • Land
  • 0.85 Acre
  • $911,765 per Acre

  355 Conkinnon Dr, Lenoir City, TN 37772

  Build Your Dream Lakefront Retreat in ConKinnon Pointe! Welcome to one of the last true gems on the lake—an expansive 0.85-acre lakefront lot tucked inside the highly sought-after ConKinnon Pointe community. This exceptional property offers sweeping, uninterrupted views of the water, perfectly located just off the main channel for the ideal mix of peaceful seclusion and easy access. Already

  Billy Houston Billy Houston Group, Realty Executives

  355 Conkinnon Dr, Lenoir City, TN 37772
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  /10

  $7,100,000

  • Land
  • 787 Acres
  • $9,022 per Acre

  1650 Aslinger Rd, Sale Creek, TN 37373

  AFM Real Estate is a pleased to present the FDIC Lakefront property in Hamilton County, Tennessee. This rare 787+/- acre property contains approximately 5,000 feet of lake frontage on Chickamauga Lake in the Tennessee River System. Chickamauga Lake is approximately 60 miles long and contains over 800 miles of beautiful shoreline.FDIC is located approximately 30 minutes drive from

  Jake Almond AFM Real Estate

  1650 Aslinger Rd, Sale Creek, TN 37373
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  /16

  $749,000

  • Land
  • 0.71 Acre
  • $1,054,930 per Acre

  477 Zepher Dr, Lenoir City, TN 37772

  Build your dream home on this Lakefront Lot with stunning views of the lake and mountains. Tucked away in Lenoir City's beautiful private community. Your personal oasis awaits you! Discover WindRiver, Tennessee's exclusive lakefront community. Indulge in a tax-friendly haven with no state income tax, nestled amidst four-season splendor. Our gated community is minutes from shopping and the

  Joseph Ayres WindRiver Properties

  477 Zepher Dr, Lenoir City, TN 37772
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  /60

  $1,975,000

  • 3 Beds
  • 3.5 Baths
  • 5,807 Sq Ft

  155 Lake Crest Dr, Lenoir City, TN 37772

  Year-Round Lakefront Living with Unforgettable Views & Entertaining SpacesFive Bedrooms • Three and a Half Baths • Saltwater Pool • Custom Bar & Outdoor OasisWelcome to this lakefront gem where every season is an invitation to unwind, entertain, and soak in panoramic water views. With year-round water access, this stunning retreat offers the ultimate lakeside living designed for those who

  Debby Hill BHHS Dean-Smith Realty

  155 Lake Crest Dr, Lenoir City, TN 37772
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  /27

  $579,900

  • 2 Beds
  • 3 Baths
  • 1,600 Sq Ft

  1129 Peninsula Rd, Sevierville, TN 37876

  This Lakefront Log Cabin with real stone foundation is located on the Sevier County side of the Lake making it one of the most convenient location to fit a person's needs, activities and plans.This Cabins Main Floor Offers: Kitchen,Living room with wood burning fireplace,2 bedrooms,2 Full Baths ,Covered Porch and Sun Deck facing the Lake. Downstairs Offers: Kitchenette 2 Rooms sellers used as

  Donnie Day Day & Associates

  1129 Peninsula Rd, Sevierville, TN 37876
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  /38

  $769,000

  • 1 Bed
  • 1 Bath
  • 900 Sq Ft

  1523 Cherry Brook Dr, Dandridge, TN 37725

  Escape to the beauty of East Tennessee with this cozy lakefront log cabin nestled on the main channel of Douglas Lake! Perfect as a weekend retreat, vacation rental, or peaceful year-round home, this property offers stunning water views and waterfront, and true rustic charm.

  Jon Woods Southern Woods Properties

  1523 Cherry Brook Dr, Dandridge, TN 37725
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  /60

  $899,000

  • 4 Beds
  • 3.5 Baths
  • 3,533 Sq Ft

  1299 Chestnut Ln, Loudon, TN 37774

  This craftsman style home features 4 bedrooms and 3.5 bathrooms, perfect for families or guests. The kitchen boasts Appliance's - GE monogram stove, dishwasher, sharp microwave drawer, Cafe fridge, kitchen aid ice maker and beverage fridge.Upgraded Landscaping with trees in back and side for privacyEncapsulated crawl space with spray foam The tongue and groove ceiling in the kitchen

  Kerry Queener Realty Executives Associates

  1299 Chestnut Ln, Loudon, TN 37774
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  /60

  $2,190,000

  • 5 Beds
  • 4 Baths
  • 5,162 Sq Ft

  18128 Lighthouse Pointe Dr, Lenoir City, TN 37772

  Nestled in the prestigious WindRiver community, this exceptional waterfront home offers breathtaking views of Tellico Lake and Federal Protected Land, perfectly positioned to capture stunning morning sunrises. Spanning 5,162 sq. ft., the open-concept layout features an oversized living room, dining area, and kitchen designed to maximize the panoramic scenery. The home includes four spacious

  Joseph Ayres WindRiver Properties

  18128 Lighthouse Pointe Dr, Lenoir City, TN 37772
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  /19

  $299,000

  • Land
  • 37.88 Acres
  • $7,893 per Acre

  0 Cook Ln Unit RTC3054661, Gainesboro, TN 38562

  Extreme privacy and seclusion awaits on this 37.88 UNRESTRICTED tract of woodland that borders Cordell Hull Lake & Wildlife Management area. Perfect place for that secluded cabin with a lakeview and no neighbors. Hunters paradise loaded with wildlife and joining public wilderness area on Cordell Hull Lake. Perfect site for your on or off grid cabin with views of Granville on the Cumberland River.

  Kevin Cummins First Realty Co.

  0 Cook Ln Unit RTC3054661, Gainesboro, TN 38562
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  /2

  $10,000

  • Land
  • 0.27 Acre
  • $37,736 per Acre

  4021 Tonto Dr, Lake Tansi, TN 38572

  Nestled in beautiful Lake Tansi Village, this property offers premier access to Tennessee's largest man-made plateau lake and an exceptional resort-style lifestyle. Residents enjoy an impressive array of amenities including a full-service marina, lakefront beach with boardwalk, fishing pier, indoor and outdoor swimming pools, championship 18-hole golf course, tennis courts, shuffleboard,

  Darren Reed The Real Estate Collective Sparta

  4021 Tonto Dr, Lake Tansi, TN 38572
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  /43

  $295,000

  • 3 Beds
  • 2 Baths
  • 1,324 Sq Ft

  14319 Bluffview Dr, Birchwood, TN 37308

  Charming 3 bedroom home with lake views! Nestled on a quiet street overlooking the serene lake, this 3-bedroom, 2-bathroom home offers endless possibilities! Whether you're searching for your first home, a downsizing opportunity, or an investment property, this gem combines proximity to the lakefront without the hefty price tag.Enjoy your morning coffee with breathtaking views from the

  Grace Edrington Berkshire Hathaway HomeServices J Douglas Properties

  

  14319 Bluffview Dr, Birchwood, TN 37308
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  /24

  $179,900

  • Land
  • 0.82 Acre
  • $219,390 per Acre

  151 Angels Cove Ln, Lebanon, TN 37087

  Build your luxury lakefront home in one of Lebanon's most exclusive gated communities!! This premier homesite offers a rare opportunity to own land just steps from the tranquil shoreline of Old Hickory Lake/Cumberland River. Surrounded by mature trees and natural landscape, the property provides an intimate setting with the serenity and privacy expected in luxury lake living.This property is

  Laura Mangiofico Prosper Realty Group

  151 Angels Cove Ln, Lebanon, TN 37087
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  /94

  $699,000

  • 4 Beds
  • 2 Baths
  • 2,016 Sq Ft

  465 Big Oak Dr, Butler, TN 37640

  Welcome to 465 Big Oak Drive, a stunning lakefront retreat nestled on the pristine shores of Watauga Lake in Butler, Tennessee. This exceptional 4-bedroom, 2-bathroom home offers breathtaking panoramic lake and mountain views, with direct access to the water, making it a haven for nature lovers & water enthusiasts alike. Expansive decks on both levels invite you to immerse yourself in the

  Laura Holtsclaw KW Johnson City

  465 Big Oak Dr, Butler, TN 37640
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  /104

  $1,090,000

  • 4 Beds
  • 4 Baths
  • 3,483 Sq Ft

  667 Rockingham Rd, Johnson City, TN 37615

  Lakefront Living in Gray, TNDiscover the perfect blend of comfort, space, and waterfront lifestyle with this 4-bedroom, 4-bathroom home on beautiful Boone Lake. Offering 3,483 finished square feet, this property is designed for both everyday living and entertaining.Step inside to find hardwood, tile, and stone flooring throughout, paired with an open, welcoming layout. Storage is

  Luke Siele Summit Properties

  667 Rockingham Rd, Johnson City, TN 37615
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  /100

  $3,300,000

  • 6 Beds
  • 7 Baths
  • 10,525 Sq Ft

  214 Bluegrass Dr, Hendersonville, TN 37075

  Be prepared to be amazed by this 10,525 sq ft lakefront estate, 6 bedrooms (only percs for 3 bedrooms), 5 full baths and 2 1/2 baths on 1.5 private acres. Masterfully built by Hughes Edwards Builders. Home was featured in Charity Tour of Homes. This one-owner, custom-built home offers a lifestyle of elegance, function, and relaxation on the peaceful shores of Old Hickory Lake. Complete with

  Patty Copeland Platinum Realty Partners, LLC

  214 Bluegrass Dr, Hendersonville, TN 37075
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  /30

  $1,099,900

  • 5 Beds
  • 4.5 Baths
  • 3,765 Sq Ft

  304 Kelsey Grace Place, Mount Juliet, TN 37122

  Located in the desirable Hickory Pointe lakefront community, this beautifully appointed home offers an ideal layout with two bedrooms on the main floor, including a spacious primary suite, plus a private guest room with a full bath. The inviting entry opens to a formal dining room with board-and-batten detailing, leading into an open-concept living area filled with natural light. The kitchen

  Fiorella Villarruel-Calzada Compass

  304 Kelsey Grace Place, Mount Juliet, TN 37122
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  /89

  $1,399,000

  • 5 Beds
  • 4 Baths
  • 5,178 Sq Ft

  95 Birch Bark Ln, Big Sandy, TN 38221

  Private retreat as you are drawn into this gated subdivision and whisked back to your private lakeside sanctuary. This home featuring over 5,000 finished square feet, high end commercial kitchen appliances, over 3000 square feet of deck, patio, screened porches and dock space to enjoy lakefront living at its best. Many upgrades since this new owner including Hvac, bathrooms, flooring, exterior

  Linda Frantom Landmark Realty and Auction

  95 Birch Bark Ln, Big Sandy, TN 38221
• 

  

  /12

  $36,000

  • Land
  • 1.05 Acres
  • $34,286 per Acre

  0 Nadia Ln Unit 1518300, Smithville, TN 37166

  Tucked away in the highly sought-after Chapelwood Subdivision, this remarkable 1.05-acre waterfront lot offers a unique opportunity to build the lakefront retreat you've always envisioned. Situated at the end of a quiet cul-de-sac and bordering protected Corps of Engineers land, this property guarantees lasting privacy and unobstructed views of the serene shoreline of Center Hill Lake. The lot

  Elijah King Coldwell Banker Kinard Commercial

  

  0 Nadia Ln Unit 1518300, Smithville, TN 37166
• 

  

  /10

  $44,900

  • Land
  • 4.14 Acres
  • $10,845 per Acre

  Lot 173 Saddleridge Dr, Speedwell, TN 37870

  VACATION RENTALS ARE ALLOWED if rented for a minimum of a week. Interior lots have a 1500 sq. ft. minimum.Soil mapping available for septic. The adjoining lot can be purchased together MLS 1317640 if more acreage is needed. This very private and rolling 4.14 acre wooded lot backs up to 674 acres of TVA lakefront property so there's only wooded paradise between your lot and 34,000 acre Norris

  Rebecca Wampler United Real Estate Solutions

  Lot 173 Saddleridge Dr, Speedwell, TN 37870

Showing Results 441 - 480, Page 12 of 18