3,233

Texas Homes for Sale with Basement

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  • /50

    $239,500

    • 3 Beds
    • 2 Baths
    • 1,638 Sq Ft

    5972 Glenwood Dr, Gilmer, TX 75645

    Rare opportunity to buy in Lakewood Estates at a great price point!!! This move-in ready 3/2 brick home is nestled on a .55 acre peaceful & private lot encircled by trees. You will love the interior of this beautiful family home with vaulted ceilings, wood beams, a wood burning fireplace, and a bright & spacious eat-in kitchen. Excellent layout that fosters family togetherness, all that's missing

    Karen Barrett Real Estate Marketing

    5972 Glenwood Dr, Gilmer, TX 75645
  • /34

    $375,000

    • 4 Beds
    • 3 Baths
    • 2,992 Sq Ft

    1102 15th St, Shallowater, TX 79363

    Welcome to this beautifully maintained 2-story home with timeless charm and modern comforts. Located on a desirable corner lot in an established area of Shallowater this home offers a perfect blend of space, functionality and style. 4 bedrooms, 3 bathrooms provide plenty of space for family and guests. A newly remodeled kitchen with modern amenities and stylish finishes, elegant wood floors add

    Marie Garcia Amy Tapp Realty

    1102 15th St, Shallowater, TX 79363
  • /40

    $798,000

    • 4 Beds
    • 4.5 Baths
    • 3,476 Sq Ft

    1720 Rolling Heights Ln, Aledo, TX 76008

    Nestled on a beautifully landscaped corner lot, this stunning 4-bedroom, 4.5-bath home blends comfort, style, and smart upgrades. Featuring a gourmet kitchen with quartz countertops, a spacious open-concept layout, and plantation shutters throughout, this home is made for entertaining. Enjoy a game room, media room, study, and covered patio. The oversized 3-car tandem garage includes added

    Levi Adler Keller Williams Heritage West

    1720 Rolling Heights Ln, Aledo, TX 76008
  • /48

    $324,000

    • 3 Beds
    • 2.5 Baths
    • 2,905 Sq Ft

    16214 County Road 2200, Lubbock, TX 79423

    NOW Offering $9,000 FLEX CASH to BUYER. Use it for closing costs, upgrades, purchase price reduction, interest rate buy down or put it in your sassy little pocket. Own Your Piece of Texas - Acreage, Shop, and Spacious Living. Discover the freedom of country living just outside the city limits with this spacious home situated on a full acre. Featuring a large basement, an oversized two-car garage,

    Jim Archer Steadfast Realty, LLC

    16214 County Road 2200, Lubbock, TX 79423
  • /12

    $290,000

    • 3 Beds
    • 2 Baths
    • 1,571 Sq Ft

    2918 Owen Ln, Mesquite, TX 75150

    Come check this cute super clean 3 bedroom home in Mesquite right off 30. Lot's of bright colors. Granite counters and three living room areas. Lot's of room to entertain guest on the inside. It also has a covered patio area out back. It would be a great rent house as well, it doesn't need anything. Two full bathrooms. It is ready to rent out. New hot water heater, new dishwasher and the

    Rita Ferris Coldwell Banker Apex, REALTORS

    2918 Owen Ln, Mesquite, TX 75150
  • /13

    $357,050 Open Sun 2AM - 3:30PM

    • 3 Beds
    • 3 Baths
    • 3,416 Sq Ft

    7006 N County Road 1600, Shallowater, TX 79363

    Country charm at its best! Added bonus the home is in the highly sought after Shallowater School District, it just can't get any better! Besides living in this beautiful home it sits on a nice 1.8 acres. This home offers 3 huge bedrooms with 3 nice full size bathrooms and a large basement, that could be a nice theater room. The living room is huge with beamed cathedral ceiling and a beautiful

    Scott Mullins Keller Williams Realty

    7006 N County Road 1600, Shallowater, TX 79363
  • /29

    $1,950,000

    • 4 Beds
    • 4 Baths
    • 1,872 Sq Ft

    1662 Ross Ln, Boyd, TX 76023

    Surrounded by a mix of hardwoods and open pastures, the home sits on top of the hill. On the main floor there the main bedroom with a full bath, a spare bath, and a den, dining room, and kitchen, with a full wrap around porch. Upstairs, there are two bedrooms, each with full bathrooms, and an attic door leading to a crow’s nest with 360-degree views of the area. The house also has a full

    Clay Bebee Briggs Freeman Sotheby's Int'l

    1662 Ross Ln, Boyd, TX 76023
  • /30

    $495,000

    • 1 Bed
    • 1.5 Baths
    • 1,573 Sq Ft

    3030 Bryan St Unit 310, Dallas, TX 75204

    Step into the heart of Dallas and discover a rare fusion of style, sophistication, and soul in Residence 310 at Thirty Thirty Bryan. Nestled in one of the city’s most architecturally distinctive boutique buildings, this stunning 1-bedroom, 1.5-bath loft spans 1,573 square feet of open living space — where the rhythm of urban life meets the serenity of refined design.Soaring

    Terri Brak-Thomas Briggs Freeman Sotheby's Int'l

    3030 Bryan St Unit 310, Dallas, TX 75204
  • /37

    $385,000

    • 4 Beds
    • 2.5 Baths
    • 3,528 Sq Ft

    119 E 15th St, Hereford, TX 79045

    Welcome to this spacious and beautifully maintained home in Hereford!
 This charming home offers 4 bedrooms, 3 bathrooms, and two open-concept living areas, perfect for both entertaining and everyday living. A large back den or office provides a flexible space for work or relaxation, while the enclosed sunroom adds year-round enjoyment. Additional features include a basement, updated

    Carmen Bailey MGroup

    119 E 15th St, Hereford, TX 79045
  • /33

    $314,900

    • 3 Beds
    • 2.5 Baths
    • 1,625 Sq Ft

    7239 Summer Way, San Antonio, TX 78240

    This 3 bedroom 2.5 bath was the previous model home for Summerwood. The highly sought after gated medical center community is always a top pick among medical professionals for the convenience to get to work. Tucked off Babcock, you will feel like you escaped the hustle and bustle and find your own sanctuary. The open floor plan features a beautiful kitchen with an island, Tresca solid

    Maykin Hart Properties By Maykin, Inc.

    7239 Summer Way, San Antonio, TX 78240
  • /62

    $772,500

    • 4 Beds
    • 3 Baths
    • 3,734 Sq Ft

    5110 96th St, Lubbock, TX 79424

    $12K PRICE IMPROVEMENT!! Lakeridge Luxury has everything you've been looking for: Your Oasis Awaits! Experience unparalleled luxury in this Lakeridge stunner designed for both grand entertaining and cozy family life, the open-concept floorplan flows seamlessly across gleaming hardwood floors. Boasting 4-bedroom, 3-bathroom, 3-car garage home with a versatile basement, perfectly nestled in the

    Dianna Romans Keller Williams Realty

    5110 96th St, Lubbock, TX 79424
  • /40

    $1,299,000

    • 4 Beds
    • 3.5 Baths
    • 3,873 Sq Ft

    5016 Lockwood Dr, Waco, TX 76710

    Timeless Mid-Century Modern gem with original charm and contemporary updates! Step into style and sophistication with this beautifully preserved mid-century modern home located in the heart of Waco on beautiful Lockwood Drive. Built in 1964, this 4-bedroom, 3.5 bathroom residence showcases the clean lines, open floor plan, and indoor-outdoor flow that define the era’s iconic architecture. Set

    Anna Reed Camille Johnson

    5016 Lockwood Dr, Waco, TX 76710
  • /39

    $69,000

    • 3 Beds
    • 2 Baths
    • 1,120 Sq Ft

    318 Chisholm Tr, Pflugerville, TX 78660

    Step into this charming farmhouse singlewide, beautifully updated with modern farmhouse flair in one of Pflugerville's premier manufactured home communities._______Discover an open-concept living area where fresh paint (2025) and brand-new flooring in the living room, kitchen, and hallways (2025) create a bright, welcoming atmosphere. The recently remodeled kitchen (2025) boasts granite-look

    Ivan Mills Mobile Bye Bye

    318 Chisholm Tr, Pflugerville, TX 78660
  • /54

    $995,000

    • 4 Beds
    • 4.5 Baths
    • 4,296 Sq Ft

    125 Northlake Cove, Lakehills, TX 78063

    Perched atop a scenic hill overlooking Medina Lake, this stunning home is the ultimate Hill Country escape. Surrounded by mature trees & accessed through a gated entrance, this property offers the perfect blend of privacy, luxury, & unforgettable views. With 3.72 acres & over 500 feet of Medina Lake frontage, this is your opportunity to own a piece of Texas beauty. Inside, the elegant interior

    Kimberly Paul Coldwell Banker Stagecoach Realty

    125 Northlake Cove, Lakehills, TX 78063
  • /40

    $1,100,000

    • 5 Beds
    • 5.5 Baths
    • 4,171 Sq Ft

    6925 Mercy Rd, Frisco, TX 75035

    Welcome to luxury living in the heart of Frisco! Located in a prestigious gated community, this stunning home offers the perfect blend of elegance, comfort, and convenience. Featuring 5 full bathrooms and a powder bath, this spacious residence is designed for both family living and entertaining.Enjoy the outdoors year-round with a covered, tiled backyard patio, complete with a built-in

    Hitesh Naidu REKonnection, LLC

    6925 Mercy Rd, Frisco, TX 75035
  • /44

    $369,420

    • 3 Beds
    • 2.5 Baths
    • 2,047 Sq Ft

    22146 Pivot Point, San Antonio, TX 78261

    What's better than a new home? An immaculate pre-owned home for thousands less than a new one. Best part? It's on a corner lot, perfect for gatherings with its ample parking. This home features an oversized lot as well so you and your guests can enjoy being outside for Texas sized BBQs. The wooden floor plan gives ample room in the living and kitchen areas, all bedrooms upstairs, and the perfect

    Jesus Martin Real Broker, LLC

    22146 Pivot Point, San Antonio, TX 78261
  • /2

    $576,174

    • 4 Beds
    • 3 Baths
    • 2,643 Sq Ft

    5601 Grey Hawk Ln, Longview, TX 75605

    Another stunning new build by The Hamilton Group, Longview's Most Awarded Builder, is coming soon in Grey Hawk Estates! This four-bedroom, three-bathroom home features a show-stopping floor plan with an open-concept design, a stylish kitchen, and beautiful high-end finishes throughout. Don’t miss your chance to own this gorgeous home—schedule your tour today! Estimated completion is mid November.

    Meredith Roel Keller Williams Realty-Tyler

    5601 Grey Hawk Ln, Longview, TX 75605
  • /48

    $297,900

    • 4 Beds
    • 2 Baths
    • 1,727 Sq Ft

    846 Edgewood Cir, Lindale, TX 75771

    Rare find!! 4 BR/2B home on .380 acres and fenced backyard with a large storage building with a loft! Walk into a charming, spacious living area with wood burning fireplace. Kitchen has eat on island and breakfast nook that overlooks the large backyard with a firepit. This home boasts an enclosed sunroom which is the perfect place for relaxing. Split BR arrangement. Vinyl plank flooring,

    Kelly Muffoletto Keller Williams Realty-Tyler

    846 Edgewood Cir, Lindale, TX 75771
  • /32

    $259,900

    • 3 Beds
    • 2 Baths
    • 2,268 Sq Ft

    220 Buffalo Trail, Tulia, TX 79088

    Beautiful Custom-Built Home Located in Tulia, TX on a corner lot up For Sale! This 3BR 2BA home includes curb appeal, open floor plan, oversized rooms, storage galore, multiple updates including a brand-new roof, new flooring throughout and a beautiful kitchen. There is a double car garage, sunroom, dedicated laundry room, built in cabinetry, wood burning fireplace, finished basement and a

    Apryll Van Pelt Van Pelt Real Estate

    220 Buffalo Trail, Tulia, TX 79088
  • /36

    $650,000

    • 3 Beds
    • 2.5 Baths
    • 1,845 Sq Ft

    1614 Sunnybrook Dr, New Braunfels, TX 78130

    Welcome to your private oasis, just steps from Gruene Hall in the heart of New Braunfels' Historic District. This charming home blends character and comfort with unmatched convenience. Picture yourself strolling or cruising to Gruene Hall, boutique shops, and local eateries in minutes. Outside, the classic Texas charm shines with an inviting front porch and a distinctive metal roof. The expansive

    Jill Christian Kuper Sotheby's Int'l Realty

    1614 Sunnybrook Dr, New Braunfels, TX 78130
  • /43

    $198,000

    • 3 Beds
    • 1 Bath
    • 1,674 Sq Ft

    925 W Colorado Ave, Amarillo, TX 79108

    Don't miss this opportunity! This 3-bedroom, 1-bath home sits on a generously sized lot, offering endless potential, whether you're a first-time buyer or someone ready to add your personal touch. Enjoy a functional layout, natural light throughout, and plenty of outdoor space perfect for entertaining, gardening, or future expansion. Schedule your showing today before it's gone!

    Araceli Hernandez Fathom Realty, LLC

    925 W Colorado Ave, Amarillo, TX 79108
  • /50

    $750,000

    • 3 Beds
    • 2 Baths
    • 2,240 Sq Ft

    5897 Fm 2796, Gilmer, TX 75644

    3/2/2 Home on 62.188 Acres! Nice Ponds! Pasture fenced! Cross fenced! Scattered trees. Lots of deer. Large barn. Large garage/shop. Chicken coop. Spring never goes dry. Creek. The land is Beautiful! Nice hay meadow. Views are beautiful. 2 Bedrooms downstairs and 1 bedroom upstairs. Master bedroom is downstairs. Long driveway down to the house. If you are looking for privacy and no close

    Wendy West Coldwell Banker Lenhart-Gilmer

    5897 Fm 2796, Gilmer, TX 75644
  • /20

    $286,900

    • 3 Beds
    • 3 Baths
    • 2,140 Sq Ft

    1012 Premier Rd, Longview, TX 75604

    Completely Updated Charmer in Pine Tree ISD – Corner Lot Gem with Dual Fireplaces! Step into this beautifully renovated home on a spacious corner lot in the heart of Pine Tree ISD. Thoughtfully updated throughout, this home blends comfort, charm, and modern finishes in all the right places. Enjoy two cozy wood-burning fireplaces—one in the main living area and the other in the oversized master

    Javier Mendoza Real Broker, LLC

    1012 Premier Rd, Longview, TX 75604
  • /25

    $285,000

    • 3 Beds
    • 2 Baths
    • 1,471 Sq Ft

    182 County Road 304 S, Henderson, TX 75654

    Perfect country setting not far from town!!! 3 bedroom and 2 bathroom on 1.99 acres. Updated house that is move in ready!!!

    KACY KERSH East Texas Preferred Properties, LLC - Kilgore

    182 County Road 304 S, Henderson, TX 75654
  • /33

    $329,900

    • 3 Beds
    • 2 Baths
    • 1,666 Sq Ft

    2015 W Lake Dr, Gladewater, TX 75647

    This newly remodeled 3 bedroom, 2 bath brick home, with its new installed 30-year architectural roof, will leave you with plenty of free time to enjoy all the outdoor amenities that lake living has to offer. Boating, fishing, water skiing and jet skiing are just some of the many activities you will find folks engaging in here on Lake Gladewater. Located in close proximity to the boat ramp,

    Sharon Smith Hammer Texas Real Estate Executives, The Daniels Group - Gilmer

    2015 W Lake Dr, Gladewater, TX 75647
  • /49

    $899,900

    • 4 Beds
    • 3.5 Baths
    • 3,961 Sq Ft

    9002 Woodrow Rd, Wolfforth, TX 79382

    Incredible Property in South Lubbock on 11 acres!!! This property had everything you need in a home, 4 big bedrooms, 3.5 baths, Huge living room with soaring ceilings, big open kitchen, basement, sunroom, Metal roof, windows, siding in 2012, Huge 45x100 shop that is spray foamed, Party barn with kitchenette and 2 bath rooms, separate workshop or craft barn, fully fenced. Also there is NO

    Nathan Jordan Nathan Jordan Real Estate

    9002 Woodrow Rd, Wolfforth, TX 79382
  • /17

    $215,000

    • 3 Beds
    • 2 Baths
    • 1,520 Sq Ft

    6430 Ithaca Falls, San Antonio, TX 78239

    *OPEN HOUSE ON THURSDAY, APRIL 24th AT 4:30 - 6:30 PM* ONE STORY PROPERTY IN PRIME NORTHEAST LOCATION!! BEAUTIFUL SINGLE-STORY RESIDENCE FEATURES 2 SPACIOUS BEDROOMS, 2 FULL BATHS, AND A 2-CAR GARAGE. THE OPEN LAYOUT INCLUDES A GENEROUS LIVING AREA WITH A FIREPLACE AND A DINING SPACE IDEAL FOR GATHERINGS, AND A FUNCTIONAL KITCHEN WITH PLENTY OF ROOM FOR MAKING MEMORIES. The primary suite offers a

    Patty Monteza Keller Williams City-View

    6430 Ithaca Falls, San Antonio, TX 78239
  • /25

    $282,500

    • 3 Beds
    • 2 Baths
    • 1,820 Sq Ft

    10763 Nix Ln, Whitehouse, TX 75791

    Imagine winding down after a busy day, just minutes from town yet feeling a world away. This lovely 3-bedroom, 2-bathroom home, nestled in a tranquil Whitehouse neighborhood, offers exactly that. Work from home with ease in your dedicated office, or simply enjoy the quiet ambiance. The open-concept design creates a welcoming environment for daily living and entertaining. Discover the charm and

    Reyna Gutierrez Realty One Group Rose

    10763 Nix Ln, Whitehouse, TX 75791
  • /2

    $96,900

    • 3 Beds
    • 1 Bath
    • 1,860 Sq Ft

    149 Bambi Dr, Victoria, TX 77904

    Great opportunity to own this 2.5 Acre lot with a 3 Bedroom 1 bath home waiting for your personal touch or build your dream home/barndominium. This 2.5 acre lot is minutes from churches, schools, major retail shopping and restaurants in north Victoria.

    Robert Rivera CrossRoads Realty

    149 Bambi Dr, Victoria, TX 77904
  • /48

    $1,050,000

    • 5 Beds
    • 4.5 Baths
    • 3,844 Sq Ft

    610 W Avenue C, San Angelo, TX 76903

    ON THE RIVER.. a rare find! Thorough Recent remodel and updating including replacement and modernization of plumbing inside and out, all the way to city water and sewer main, all gas lines and electrical replaced, new HVAC, foam insulation, and oversized 2 car garage and breezeway. New cabinets throughout, kitchen with all new appliances, including Dacor gas range and quartz countertops.

    Platinum Heritage Real Estate Team Berkshire Hathaway Home Services, Addresses REALTORS

    610 W Avenue C, San Angelo, TX 76903
  • /25

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,898 Sq Ft

    300 Joyner St, Omaha, TX 75571

    Don't miss this move-in ready gem tucked away in a peaceful and desirable neighborhood—perfect for your next chapter! Step inside to discover a spacious and open kitchen featuring updated countertops, a stylish new tile backsplash, stainless steel appliances, and plenty of room for family meals and entertaining. The living room boasts a built-in entertainment center, creating a cozy yet

    Bree Shimpock Texas Real Estate Executives, The Daniels Group - Gilmer

    300 Joyner St, Omaha, TX 75571
  • /32

    $275,000

    • 2 Beds
    • 1.5 Baths
    • 1,200 Sq Ft

    226 Almand Ln, Waskom, TX 75692

    Custom-built 1,200 sq ft 1 bed, 1.5 bath barndominium on 2 acres! Large picture windows offer beautiful views of birds, deer, and other wildlife. Features a smart TV, double-insulated ceilings/windows, tankless water heater, heavy-gauge metal roof/siding, and knotty pine interior. Durable epoxy floors throughout. Includes a built-in king bed with storage, spacious attic with extra storage, strong

    Natalie Carver Fathom Realty

    226 Almand Ln, Waskom, TX 75692
  • /33

    $310,000

    • 3 Beds
    • 2.5 Baths
    • 2,270 Sq Ft

    3519 Rutson Dr, Amarillo, TX 79109

    Welcome to this well-maintained 3-bedroom, 3-bath home located in the heart of the desirable Puckett neighborhood. With two generous living areas, a cozy fireplace, and a sunroom perfect for relaxing or entertaining, this home offers space and comfort for every need. Enjoy the convenience of an oversized utility room, abundant closet space throughout, and built-in bookshelves that add charm and

    Marka Stephens Keller Williams Realty Amarillo

    3519 Rutson Dr, Amarillo, TX 79109
  • /37

    $379,900

    • 3 Beds
    • 2.5 Baths
    • 2,456 Sq Ft

    2115 Vista Ridge Dr, Kerrville, TX 78028

    INCREDIBLE VIEWS from Living Room, Bedrooms, Upper and Lower Decks and Basement. Basement is +-780 sq.ft with +- 20' ceilings with Big windows and double patio doors that open to a long deck with Dynamite VIEWS. Finish out the basement and add anything your imagination desires!

    Greg Bitkower Bitkower Real Estate & Mgmt

    2115 Vista Ridge Dr, Kerrville, TX 78028
  • /19

    $175,000

    • 2 Beds
    • 1 Bath
    • 930 Sq Ft

    111 S Riddle Ave, Mount Pleasant, TX 75455

    Location! Location! Excellent potential in this 2 bedroom 1 bath home on a large corner 0.82 acres. Walk into a cozy living area with a centrally located dining area. There's no telling what you'll cook up in the perfectly suited kitchen-eating combo with range/oven, new cabinetry, and updated flooring. Plus take advantage of the close proximity to downtown, shopping, &dining. Do Your Thing, by

    Suzie Castillo Castillo Realty

    111 S Riddle Ave, Mount Pleasant, TX 75455
  • /33

    $287,500

    • 3 Beds
    • 2 Baths
    • 1,312 Sq Ft

    19566 Cr 2176, Whitehouse, TX 75791

    Nestled in a peaceful, country setting yet still close to shopping, schools, and essential amenities, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of tranquility and convenience. Step inside to discover a thoughtfully updated interior featuring a cozy electric fireplace that adds warmth and charm to the living area, creating an inviting atmosphere for gatherings

    BRITTANY CLEVELAND Sugar Magnolia Properties

    19566 Cr 2176, Whitehouse, TX 75791
  • /36

    $262,900

    • 4 Beds
    • 2 Baths
    • 1,408 Sq Ft

    123 Bellaire Ave, Dumas, TX 79029

    Welcome to 123 Bellaire! This 4-bedroom, 2-bath home is full of character and located in one of Dumas' most desirable neighborhoods. Nestled in the Greenways, this stylish mid-century property has been thoughtfully updated while maintaining its original charm. Enjoy a remodeled kitchen, updated bathrooms, upgraded plumbing, freshly serviced HVAC, and a recently remodeled bathroom. The home

    The Real Estate Team Berkshire Hathaway HomeServices Premier Properties

    123 Bellaire Ave, Dumas, TX 79029
  • /42

    $99,900

    • 3 Beds
    • 2 Baths
    • 1,080 Sq Ft

    12401 Shiflet Dr Unit 765, Austin, TX 78617

    Absolute STUNNING 2022 Manufactured Home in the highly desired Oak Ranch Community. Priced thousands below park-owned homes, this owner-to-owner sale offers incredible value. Featuring stainless steel appliances, a farmhouse sink, a large kitchen island, and an oversized porch perfect for morning coffee. The master bath boasts dual sinks and skylights for natural light. Plus, a separate storage

    Ivan Mills Mobile Bye Bye

    12401 Shiflet Dr Unit 765, Austin, TX 78617
  • /39

    $110,000

    • 4 Beds
    • 2 Baths
    • 1,768 Sq Ft

    12111 Macedo Dr Unit 647, Austin, TX 78617

    2021 CMH MANUFACTURING DOUBLEWIDE - 4 BEDROOM HOME IN DEL VALLE WITH MODERN KITCHEN ISLAND & GARDEN TUB SUITE__________12111 MACEDO DRIVE LOT 647 DEL VALLE, TX 78617 | 1,768 sqft.**********This beautiful 2021 CMH Manufacturing doublewide offers over 1,700 square feet of well-designed living space in the East Austin/Del Valle area. With 4 full bedrooms and 2 bathrooms, this large home includes a

    Ivan Mills Mobile Bye Bye

    12111 Macedo Dr Unit 647, Austin, TX 78617
  • /18

    $239,000

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    107 Meadow Ln, Naples, TX 75568

    Nice 3 Bedroom 2 Bathroom home in a new subdivision

    Rocky Thomasson Century 21 Premier Group

    107 Meadow Ln, Naples, TX 75568

Showing Results 521 - 560, Page 14 of 18

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