Troy, NY Homes for Sale under $400,000

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  /46

  $399,900

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,718 Sq Ft

  43 Gurley Ave, Troy, NY 12182

  This beautifully maintained 3-bedroom, 2-full-bath ranch offers the perfect blend opportunity to create a home that's uniquely yours. With a little vision and your own personal touches, you can transform this property into something truly special. This home offers comfort, functionality, easy one-level living and a new roof. The open-concept layout seamlessly connects the kitchen, dining area,

  

  Nicole Wilkie

  Howard Hanna Capital Inc

  43 Gurley Ave, Troy, NY 12182
• Explore Troy

• 

  

  

  /42

  $225,000

  • 6 Beds
  • 2 Baths
  • 1,625 Sq Ft

  1302 5th Ave, Troy, NY 12180

  Investors and owner-occupants, take notice! Located at 1302 5th Avenue in Troy, this two-family property offers two 3-bedroom, 1-bath units and an excellent opportunity for rental income in a convenient Capital Region location. Both units feature a kitchen, living room, full bath, refrigerator, stove and washer/dryer hookups. Separate electric and gas utilities provide an attractive setup for

  

  Joseph Cardinale

  Howard Hanna Capital Inc

  1302 5th Ave, Troy, NY 12180
• 

  

  

  /47

  $259,000

  • 4 Beds
  • 1.5 Baths
  • 1,701 Sq Ft

  158 8th Ave, Troy, NY 12180

  Check out this cape cod featuring 4-bedrooms, 1.5-bath with plenty of space, convenience, and potential! The inviting floor plan features a spacious living room, dining room, kitchen, and a cozy back porch perfect for relaxing. Enjoy outdoor living with a deck and fully fenced front and back yards, ideal for pets, play, entertaining, or gardening. A detached 2-car garage provides convenient

  

  Nicole Wilkie

  Howard Hanna Capital Inc

  158 8th Ave, Troy, NY 12180
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  /4

  $120,000

  $21K PRICE INCREASE

  • Land
  • 26,136 Sq Ft
  • $200,000 per Acre

  78 Wynantskill Way, Troy, NY 12180

  Strategically located on Main Road near a Stream a developed ready to build lot. Previously approved construction plan available. Public water and sewer, Electricity by the road. Bring your own plans to build your dream home.

  

  Savita Hanspal

  eXp Realty

  78 Wynantskill Way, Troy, NY 12180
• 

  

  

  /42

  $139,000

  • 2 Beds
  • 1 Bath
  • 1,012 Sq Ft

  680 5th Ave, Troy, NY 12182

  Welcome to this affordable first-floor living home in Troy, NY! Why rent when you can own your own home in Lansingburgh School District? Featuring 2 bedrooms, a living room, formal dining room, kitchen, mudroom, and full bathroom with convenient washer and dryer, this home offers a functional layout with plenty of potential. Outside, enjoy a fenced-in yard plus a one-car garage/storage area with

  

  Nicole Wilkie

  Howard Hanna Capital Inc

  680 5th Ave, Troy, NY 12182
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  /66

  $309,000

  • 5 Beds
  • 3 Baths
  • 2,664 Sq Ft

  80 Hudson Ave, Troy, NY 12183

  Calling all investors and owner-occupants! Welcome to 80 Hudson Ave, a multifamily property located in the heart of Green Island, NY, offering a great opportunity to add to your portfolio or live in one unit while generating rental income from the others. Investors take notice-- this property offers an exciting opportunity to build your investment portfolio and generate cash flow.The

  

  Nicole Wilkie

  Howard Hanna Capital Inc

  80 Hudson Ave, Troy, NY 12183
• 

  

  /31

  $268,000

  $12K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,210 Sq Ft

  345-349 4th St, Troy, NY 12180

  Excellent opportunity to own an oversized two-family home on a corner lot with a huge fenced-in yard backing to the Posten Kill Creek. With approximately 2,210 square feet of living space, this property offers flexibility for an owner occupant or investor.The second unit is currently vacant, providing an excellent opportunity for an owner occupant to move in while the first-floor unit

  

  Alison Holmes

  Howard Hanna Capital Inc

  345-349 4th St, Troy, NY 12180
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  /26

  $359,000

  $13K PRICE DROP

  • 7 Beds
  • 3 Baths
  • 3,400 Sq Ft

  308 4th St, Troy, NY 12180

  Welcome to 304 4th Street, a well positioned triplex offering a strong opportunity for both investors and owner-occupants , only a few blocks from downtown Troy. This three unit property features separate utilities, making management straightforward and expenses easier to allocate, an attractive setup for portfolio investors seeking scalable assets. Each unit provides practical layouts with solid

  Cristhian Astorga Lincoln House Realty

  308 4th St, Troy, NY 12180
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  /26

  $389,900

  • 9 Beds
  • 3 Baths
  • 3,696 Sq Ft

  415 3rd St, Troy, NY 12180

  Property generates cash, building is rock solid! Add to your portfolio; third floor has upside for rent increase. Monthly income $4,100. More pictures to come

  Peter Gray KW Platform

  415 3rd St, Troy, NY 12180
• 

  

  /19

  $339,900

  • 9 Beds
  • 3 Baths
  • 2,961 Sq Ft

  283 4th St, Troy, NY 12180

  Recently updated 3 unit featuring new luxury vinyl plank flooring and fresh paint throughout. Conveniently located in the heart of little Italy's Troy district with easy access to public transportation, major highways, shopping, restaurants, and local amenities.Washer and Dryer hook-ups are available, making this ideal for an owner-occupant or savvy investor seeking strong rental income

  Tiffany DAgostino Signature One Realty Group LLC

  283 4th St, Troy, NY 12180
• 

  

  /20

  $319,999

  • 8 Beds
  • 2 Baths
  • 2,244 Sq Ft

  326 9th St, Troy, NY 12180

  Turnkey and completely remodeled two-family offering an incredible amount of space. Each unit features a massive 4-bedroom layout, making this property an excellent opportunity for investors or owner-occupants looking for strong rental potential and spacious living.Extensive renovations have been completed throughout, including updated plumbing and electrical, modern kitchens, beautifully

  Stephen McCormick Tier One Real Estate Pros LLC

  326 9th St, Troy, NY 12180
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  /32

  $399,900

  • 7 Beds
  • 3 Baths
  • 2,020 Sq Ft

  105 2nd Ave, Troy, NY 12180

  Investment Opportunity in Troy! Welcome to 105 Second Avenue, a well-maintained three-unit property offering strong income potential in a convenient Troy location. This property was freshly rehabbed a few years ago, providing investors with an excellent opportunity to own a turnkey-style income property without taking on a major renovation project.Featuring river views, the property

  Jerome Newkirk Revision Real Estate

  105 2nd Ave, Troy, NY 12180
• 

  

  /22

  $129,000

  $26K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,738 Sq Ft

  393 3rd St, Troy, NY 12180

  Opportunity awaits at 393 3rd St in Troy! This traditional single-family home, zoned multi-family, offers flexibility for owner-occupants, investors, or those looking for future potential. Each floor features its own enclosed rear porch overlooking a spacious fenced backyard complete with a patio and swingset -- a rare outdoor setup for the area. The oversized yard provides ample space for

  Christopher Serra Coldwell Banker Prime Properties

  393 3rd St, Troy, NY 12180
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  /47

  $269,900

  • 3 Beds
  • 2 Baths
  • 1,424 Sq Ft

  399 Grange Rd, Troy, NY 12180

  Charming country retreat that's been cherished by one family for over 50 years. Steeped in warmth and decades of happy memories. This beloved country home is ready to welcome its next chapter. Cared for with immense pride of ownership for over half a century, this property seamlessly combines timeless character with the space and layout modern buyers dream of. Enjoy an effortless flow between the

  Theresa Maloney Howard Hanna Capital Inc

  399 Grange Rd, Troy, NY 12180
• 

  

  /22

  $220,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,368 Sq Ft

  808 River St, Troy, NY 12180

  WELCOME TO THIS MODERN BUILD-ONLY THREES YEARS OLD TOWNHOME. FEATURING AN OPEN FLOOR PLAN: WOOD FLOORS,LIVING ROOM, DINING AREA AND A KITCHEN WITH ISLAND PLUS A WALK-IN PANTRY. FRESHLEY PAINTED,1ST FLOOR HALF BATH. 2ND FLOOR OFFERS A PRIMARY BEDROOM WITH LARGE CLOSET, TWO ADDITIONAL BEDROOMS AND A FULL BATH. PULL DOWN FOR ATTIC ACESS. FULL BASEMENT, WASHER & DRYER. AN EGRESS WINDOW. NEW A/C.

  Vonna Dumicich Howard Hanna Capital Inc

  808 River St, Troy, NY 12180
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  /13

  $230,000

  $30K PRICE DROP

  • 7 Beds
  • 2 Baths
  • 2,468 Sq Ft

  161 5th Ave, Troy, NY 12180

  Excellent investment opportunity in Troy, NY! This fully occupied two-unit property consist of 1st floor 4 bd. apt.2 living rooms, eat in kitchen, and full bathroom.2nd unit consist of 2floors.{second floor and 3rd floor)Which has 3 bedrooms, 5 liv rooms,eat in kit.,and full bathroom.Both units generate over $38,400 anually.2nd floor was partially renovated 2 years ago.All units sep. utilities.

  Keith Wells Realty One Group Key

  161 5th Ave, Troy, NY 12180
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  /35

  $199,999

  • 4 Beds
  • 1.5 Baths
  • 1,020 Sq Ft

  486 W Park Place, Troy, NY 12182

  Completely redone and ready to impress! Welcome to 486 W Park Pl in Troy, where extensive updates and thoughtful improvements have transformed this 4-bedroom, 2-bath home into a property that truly stands out. From the moment you arrive, it's clear that a tremendous amount of work has gone into this home, creating a fresh, updated feel while providing the space and functionality today's buyers

  Angela Gonyo WOLF RIVER REAL ESTATE LLC

  486 W Park Place, Troy, NY 12182
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  /24

  $279,900

  • 4 Beds
  • 2 Baths
  • 1,980 Sq Ft

  6 St Marys Ave, Troy, NY 12180

  Rare opportunity in Troy's desirable Little Italy neighborhood! This impressive all-brick two-family combines classic character with the peace of mind of a substantial renovation. The property was gutted and extensively rehabbed in 2010, including updates to the electrical, plumbing, framing, floor joists, sheetrock, windows, kitchens, bathrooms, and forced-air heating systems.Each spacious

  Rich Carr Carr Real Estate Group LLC

  6 St Marys Ave, Troy, NY 12180
• 

  

  /27

  $310,000

  • 2 Beds
  • 2 Baths
  • 1,234 Sq Ft

  301 Royale Ct, Troy, NY 12180

  Enjoy easy, maintenance-free living in this well-appointed first-floor, end unit condo in Crowne Pointe, a 55+ community in North Greenbush. This 2-bed, 2-bath home offers a comfortable layout with a combined living/dining area, providing an inviting space for everyday living and entertaining. The private primary suite features dual closets and its own full bathroom. A second bedroom and full

  Theodora D'Amico Re Max Capital

  301 Royale Ct, Troy, NY 12180
• 

  

  /28

  $259,900

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,776 Sq Ft

  36 112th St, Troy, NY 12182

  *Back on Market since transaction fell through due to buyer financing.* Well-maintained 2-Family with off-street parking, separate utilities, and many updates in the heart of Lansingburgh. Both units are large and spacious and include two large bedrooms, a formal dining room, and ample living space. Works well as an owner-occupied property or investment. Easy to show! Call today to schedule your

  Michael Giuffre Miranda Real Estate Group Inc

  36 112th St, Troy, NY 12182
• 

  

  /21

  $399,000

  • 9 Beds
  • 4 Baths
  • 5,145 Sq Ft

  601-603 2nd Ave, Troy, NY 12182

  Most investors will walk right past this one. Smart money won't.4 residential units over two storefronts in Troy's newly designated historic district -- and they need real work, which is exactly where the money is. This isn't turnkey. It's a blank canvas for someone who builds equity instead of paying for it.Already throwing off $3,600/month, with both storefronts untapped. Renovate the

  Saad Tai Real Broker NY LLC

  601-603 2nd Ave, Troy, NY 12182
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  /7

  $260,000

  • 6 Beds
  • 2 Baths
  • 3,174 Sq Ft

  3357 6th Ave, Troy, NY 12180

  Excellent investment opportunity in Troy, NY! This fully occupied two-unit property is part of a larger investment portfolio featuring multiple properties conveniently located in close proximity to one another. Investors will appreciate the strong cash flow potential and low property taxes. Purchase the entire portfolio for $1,350,000, or individual parcels may be purchased separately to fit your

  Keith Wells Realty One Group Key

  3357 6th Ave, Troy, NY 12180
• 

  

  /35

  $353,750

  $26K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,204 Sq Ft

  2303 15th St, Troy, NY 12180

  Great RPI student rental property with additional retail space and 5 garages. The net operating income as of April 2026 will be $37,482 per year. Property is in excellent condition, with H.W. floors throughout. Kitchen totally updated with new appliances. Off street parking, a great investment property. New Roof installed by Pinnacle Roofing (July 2026) Contact the listing agent for details and

  Charles Curto Howard Hanna Capital Inc

  2303 15th St, Troy, NY 12180
• 

  

  /16

  $329,000

  $21K PRICE DROP

  • 7 Beds
  • 2.5 Baths
  • 3,161 Sq Ft

  13 13th St, Troy, NY 12180

  Price Drop! Has always been and RPI rental and well maintained. Furnished and ready for next semester. 1St floor students paying $750. each in the 2-bedroom apt. Apt 2 is a bi level apt with 5 bedrooms and was rented up till the end of the school year May 2026, at $600.00 each bedroom. Bring in $4500 a month with little effort. Driveway will hold up to 4 cars and plenty of street parking.

  Maury Kimmel Bryce Real Estate Inc

  13 13th St, Troy, NY 12180
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  /31

  $214,900

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,560 Sq Ft

  446 7th Ave, Troy, NY 12182

  Charming bungalow nestled on a quiet neighborhood street offering far more space than meets the eye with over 1,500 sq. ft. of living space! This flexible floor plan features 4 bedrooms, including a spacious primary bedroom with a walk-in closet. The first floor offers a formal dining room, large eat-in kitchen, convenient first-floor laundry, and beautiful tin ceilings that add timeless

  Chris McCabe Venture Fox Realty Group LLC

  446 7th Ave, Troy, NY 12182
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  /28

  $319,000

  $21K PRICE DROP

  • 6 Beds
  • 3 Baths
  • 2,919 Sq Ft

  151 Jackson St, Troy, NY 12180

  Large brick 3-unit property in Troy featuring spacious layouts and separate utilities. This free-standing building located next to a Hope Park offers an excellent opportunity for investors or owner-occupants looking to build equity in a well maintained property. Each unit includes in-unit laundry for added convenience. Ideally located near downtown Troy, RPI, shopping, and major transportation

  Luke Khachadourian KW Platform

  151 Jackson St, Troy, NY 12180
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  /48

  $290,000

  $290K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 2,326 Sq Ft

  18 Summit Ave, Troy, NY 12180

  Move-in ready two-family home located in the desirable Frear Park neighborhood! Currently being enjoyed as a spacious single-family residence, this versatile property is legally zoned as a two-family home, offering the flexibility to continue using it as a single-family home or convert it back for rental income or multi-generational living. This home combines the best of both worlds ... a duplex

  Joyce Brown Howard Hanna Capital Inc

  18 Summit Ave, Troy, NY 12180
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  /10

  $395,000

  • 6 Beds
  • 2 Baths
  • 2,574 Sq Ft

  1105 Hutton St, Troy, NY 12180

  Welcome to 1105 Hutton St, a fully occupied two-unit property offering immediate cash flow and low-maintenance ownership. This well-kept fully rented building features a new roof, various improvements, and near RPI is perfect for both seasoned investors and those just entering the rental market. Don't miss your chance to own a hassle-free, income-producing asset in a growing area of Troy! Can be

  Karen Zalewski-Wildzunas Berkshire Hathaway Home Services Blake

  1105 Hutton St, Troy, NY 12180
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  /46

  $250,000

  • 6 Beds
  • 2 Baths
  • 2,434 Sq Ft

  104 2nd Ave, Troy, NY 12180

  Great opportunity to own a two-family home in Troy's Lansingburgh neighborhood. Live in the spacious unit featuring 2 floors while the current tenant helps offset your mortgage, or rent both units for steady income. This versatile property is ideal for owner-occupants or investors looking to generate cash flow.

  Aleksandr Katko Vera Cohen Realty LLC

  104 2nd Ave, Troy, NY 12180
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  /24

  $374,900

  • 2 Beds
  • 2 Baths
  • 1,345 Sq Ft

  18 Pleasantview Ave, Troy, NY 12180

  Quality well loved home with plenty of room for expansion. Was 3 bedroom now converted to a 2 bedroom. Center staircase to second floor attic is unfinished ready to be finished for additional bedrooms/living space. Enjoy hardwood floors, fireplace, 3 season porch, large deck, walkout basement, 2 car detach garage. New roof in 2022. Situated on a beautiful picture perfect lot.

  Debra Constanza Howard Hanna Capital Inc

  18 Pleasantview Ave, Troy, NY 12180
• 

  

  /20

  $137,000

  $18K PRICE DROP Pre-Foreclosure

  • 2 Beds
  • 1 Bath
  • 1,548 Sq Ft

  40 113th St, Troy, NY 12182

  Owners say ,''Make me an Offer!'' This adorable Lansingburgh bungalow has great curb appeal. Owners have started to ready home for remodel but decided to move south. With a little sweat equity this can be a very nice house! The entire yard has been fenced in and the bathroom has been expanded. There are 2 large rooms on the second level and room to expand into the attic space if desired. The

  Layne Zagorski Hunt Real Estate ERA

  40 113th St, Troy, NY 12182
• 

  

  /19

  $329,000

  • 5 Beds
  • 3 Baths
  • 2,540 Sq Ft

  128 6th Ave, Troy, NY 12180

  Strong-income three-unit multi-family in a prime Troy location -- ideal for investors or owner-occupants looking to build equity while generating cash flow. The unit mix offers a healthy blend: two one-bedroom units and a spacious three-bedroom upper unit -- five bedrooms and three full baths in total. A move-in-ready unit is available to tour on demand, and in-place rents leave clear room to

  Corey Schaefgen Verity Realty LLC

  128 6th Ave, Troy, NY 12180
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  /46

  $259,000

  $16K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 2,089 Sq Ft

  1681 Tibbits Ave, Troy, NY 12180

  Move-in ready, fully renovated home just minutes from RPI - Offering the perfect opportunity for either: owner-occupant comfort or investment potential.Generously sized bedrooms, bright living spaces, and an updated interior designed for today's lifestyle.The refreshed kitchen showcases updated countertops, modern appliances, and ample cabinet space, while recent bathroom

  Billy Carr NH Capital Realty LLC

  1681 Tibbits Ave, Troy, NY 12180
• 

  

  /5

  $374,900

  $160K PRICE DROP

  • Land
  • 6.45 Acres
  • $58,124 per Acre

  4 West Rd, Troy, NY 12180

  Once in a lifetime opportunity to acquire almost 6.5 Acres of land in the established enclave of Brunswick Hills. Build your dream home nestled amidst a dense mature woodland with all the privacy you need. Or, build a compound for all of your family to enjoy.The listing is comprised of three separate building lots in Town of Brunswick. LotsA,B,&C as pictured in the diagram are included in

  Linda Luciano Flynn Michael J

  4 West Rd, Troy, NY 12180
• 

  

  /18

  $200,000

  • Land
  • 22,651 Sq Ft
  • $384,615 per Acre

  11 Orr St, Troy, NY 12180

  Convenient city location to own this 0.52 acres with endless possibilities. More than half is cleared and ready for your building plans. Bring your vision to life!

  Carol Steven Miranda Real Estate Group Inc

  11 Orr St, Troy, NY 12180
• 

  

  /17

  $249,900

  • 2 Beds
  • 1.5 Baths
  • 1,518 Sq Ft

  331 1st St, Troy, NY 12180

  Beautiful completely renovated 2 bedroom in the heart of Troy

  Billie Jo Kirwan AMBK Realty LLC

  331 1st St, Troy, NY 12180
• 

  

  /19

  $239,900

  $9K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,144 Sq Ft

  14 Bleeker Ave, Troy, NY 12180

  **MOTIVATED SELLER* Welcome to this inviting 3-bedroom, 1.5-bath home offering a solid foundation with thoughtful updates already in place. Enjoy peace of mind with a brand-new roof and electrical panel, both just 2 months old, along with an updated and recently serviced furnace. The home also features a refreshed kitchen and a beautifully refinished classic bathtub, blending modern updates with

  Andrew McCauley Miranda Real Estate Group Inc

  14 Bleeker Ave, Troy, NY 12180
• 

  

  /18

  $195,000

  • 3 Beds
  • 1 Bath
  • 1,104 Sq Ft

  16 Billings Ave, Troy, NY 12180

  **A True Hidden Gem on Troy's East Side!**Discover the space, convenience, and outdoor appeal of **16 Billings Ave.**, ideally situated on Troy's East Side, just minutes from the restaurants, shops, entertainment, and everyday conveniences of Main Street.Step inside to a bright and functional open-concept layout designed for comfortable everyday living and easy entertaining. The

  Keith Ratliff Empire Real Estate Firm LLC

  16 Billings Ave, Troy, NY 12180
• 

  

  /28

  $250,000

  $30K PRICE DROP

  • 6 Beds
  • 2 Baths
  • 3,175 Sq Ft

  516 Pawling Ave, Troy, NY 12180

  We are back!!! 516 Pawling Ave is a well-positioned two-family home in Eastside Troy offering flexible living and income opportunities. The property features 6 bedrooms and 2 full baths across more than 3,000 sq ft on a 0.10-acre lot. Each unit includes a welcoming front porch and there is a usable backyard for outdoor space. Recent updates include NEW hot water tanks installed in 2025. This home

  Joanne Bongalo KW Platform

  516 Pawling Ave, Troy, NY 12180
• 

  

  /30

  $149,900

  $10K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,148 Sq Ft

  3034 7th Ave, Troy, NY 12180

  LABOR DAY SPECIAL. SELLER WILL OFFER BUYER A $2,000 HOME DEPOT GIFT CARD WITH ACCEPTABLE OFFER. ALSO OFFERING A 3.5% CO BROKEHeart of Troy. Don't miss this incredible opportunity to own a beautifully renovated home in central Troy for less than the cost of renting! This move-in-ready property has been completely rehabbed from top to bottom, featuring a brand-new roof, new siding, new kitchen,

  Leon Levy Berkshire Hathaway Home Services Blake

  3034 7th Ave, Troy, NY 12180

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