Upper Grand Lagoon, FL Homes for Sale under $400,000

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  /25

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  4223 Lorraine St, Panama City, FL 32408

  This 3/2 home is coastal living at it's best. Near Navy base , restaurants, and shopping, It stays high and dry on its stilts with lots of storage space below. It is nestled in a quiet neighborhood less than 5 minutes from white sandy beaches. Plenty of curb appeal here with an inviting hardscape in front including an extra parking corral plus a welcoming front porch with fans and Adirondack

  Don Rehmus Berkshire Hathaway HomeServices Beach Properties of Florida

  4223 Lorraine St, Panama City, FL 32408
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  /43

  $319,000

  • 1 Bed
  • 1 Bath
  • 900 Sq Ft

  4726 Bay Point Rd Unit A208, Panama City Beach, FL 32408

  ***Fully Renovated Waterfront Condo - Harbor Villas Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home:***Prime Location - Enjoy all the perks of beach living without

  Brian Lamb ERA Neubauer Real Estate Inc

  4726 Bay Point Rd Unit A208, Panama City Beach, FL 32408
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  /20

  $308,000

  • 2 Beds
  • 2 Baths
  • 1,114 Sq Ft

  2803 Lagoon Knoll Unit A, Panama City, FL 32408

  Short Term Rentals Allowed, No HOA and Completely Remodeled. This bright and airy 2 bedroom 2 bath property comes fully furnished and is located only half a mile to the beach. Just a short walk or bike ride away. This property has plenty of parking and a great size yard. The interior has LVP flooring throughout, new sliding glass door, all stainless steel kitchen appliances, nothing is needed in

  Jessica Kittley World Impact Real Estate

  2803 Lagoon Knoll Unit A, Panama City, FL 32408
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  /38

  $395,000

  • 2 Beds
  • 2 Baths
  • 1,384 Sq Ft

  6422 U S 98 Unit 404, Panama City Beach, FL 32407

  Experience true bayfront living in this fully furnished waterfront condo overlooking St Andrews Bay, ideally located in a secure elevator building with covered parking and direct marina access. This beautifully updated two bedroom, two bath residence offers expansive water views, lock and leave convenience, and immediate access to boat slips, kayaking, and the bayfront lifestyle buyers are

  Beau Blankenship Christies International Real Estate Emerald Coast

  6422 U S 98 Unit 404, Panama City Beach, FL 32407
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  /68

  $302,999

  • 3 Beds
  • 2.5 Baths
  • 1,491 Sq Ft

  1600 Annabellas Way, Panama City Beach, FL 32407

  Well-maintained 3 bedroom, 2.5 bath townhome in Annabella's. The master bath has a jetted tub and separate shower. Annabella's is a gated community with a fitness center, community room and pool. The community is centrally located close to shopping, dining and entertainment. All information provided is deemed reliable, but is not guaranteed and should be verified.

  Mandy Jenkins LoKation Real Estate

  1600 Annabellas Way, Panama City Beach, FL 32407
• 

  

  /23

  $345,900

  • 3 Beds
  • 2 Baths
  • 1,126 Sq Ft

  6308 Causeway Rd, Panama City, FL 32408

  NO HOA! Discover this beautifully remodeled three bedroom, two-bath home in the heart of Panama City Beach. Every detail has been thoughtfully updated-new roof, new HVAC, new hot water heater, new windows with all new blinds, new interior doors, trim and fresh paint.The features new ceramic tile flooring throughout, giving it a bright, modern feel. New laundry room. Enjoy a spacious sunroom

  Jo Cochran Anchor Realty Florida

  6308 Causeway Rd, Panama City, FL 32408
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  /24

  $350,000

  • 1 Bed
  • 1 Bath
  • 890 Sq Ft

  4286 Kingfish Ln Unit 286, Panama City Beach, FL 32408

  This completely renovated Bayview Villa is located in Bay Point and overlooks Grand Lagoon and St. Andrews State Park. Prior owner is a renowned Bay Point builder and upgraded the entire unit to an exacting standard. The nickel gap shiplap is found throughout with flush mount recessed lighting and slicked ceilings. The windows are floor to ceiling overlooking the bay and providing abundant light.

  Cherie Alexander Counts Real Estate Group Inc

  4286 Kingfish Ln Unit 286, Panama City Beach, FL 32408
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  /33

  $350,000

  • 3 Beds
  • 3 Baths
  • 1,485 Sq Ft

  2400 Grandiflora Blvd Unit E407, Panama City, FL 32408

  *Seller financing option available at $389,000 sale price and 4% interest with a 4 year balloon, amortized over 30 years.* This unit comes FULLY FURNISHED with new furniture, and all the appliances are new to include washer and dryer, as well as new paint on the walls through out - making it turn key ready. Welcome to Magnolia Bay Club, where waterfront living meets quite resort-style luxury!

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  2400 Grandiflora Blvd Unit E407, Panama City, FL 32408
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  /69

  $385,000

  • 2 Beds
  • 2 Baths
  • 1,384 Sq Ft

  6422 W Highway 98 Unit 805, Panama City Beach, FL 32407

  Experience waterfront living at Marina Landing with this 2-bedroom, 2-bath high-rise condo offering 1,384 sq. ft. of comfortable coastal living. This 8th-floor unit showcases stunning panoramic views of St. Andrews Bay from every room and features an expansive balcony with a built-in grill—perfect for entertaining or relaxing at sunset. Both bedrooms are bayfront suites with balcony access and

  Darrell Turner Counts Real Estate Group Inc

  6422 W Highway 98 Unit 805, Panama City Beach, FL 32407
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  /42

  $319,900

  • 3 Beds
  • 2.5 Baths
  • 1,360 Sq Ft

  2201 Brooke St, Panama City, FL 32408

  Discover your ideal Panama City Beach retreat without the burden of high HOA fees with this charming home! This delightful 3-bedroom, 2.5-bathroom residence is ideally situated within walking distance to the beach making it the perfect match for your coastal living dream. Nestled on a prime corner lot, this property is a versatile gem ideal for Airbnb investment or personal use. The main level

  Mowayne Copeland Keller Williams Success Realty

  2201 Brooke St, Panama City, FL 32408
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  /45

  $300,000

  • 2 Beds
  • 2.5 Baths
  • 1,325 Sq Ft

  8700 Front Beach Rd Unit 4106, Panama City Beach, FL 32407

  Experience the ultimate island lifestyle at Island Reserve! Unit 4106 is perfectly positioned on the main level, offering seamless access to stunning outdoor spaces and an array of exceptional amenities. This inviting residence features two generously sized bedrooms and two well-appointed bathrooms, designed with a thoughtful split layout that maximizes space and natural light. The expansive

  Angie Carmichael Dalton Wade Inc

  8700 Front Beach Rd Unit 4106, Panama City Beach, FL 32407
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  /56

  $389,000

  • 1 Bed
  • 1 Bath
  • 1,049 Sq Ft

  4100 Marriott Dr Unit 706, Panama City, FL 32408

  Highly coveted 7th-floor condo in the 6th stack at Reflections at Bay Point Resort offering the best unobstructed views of the inlet, Gulf, and Shell Island. The view alone will have you starting and ending your day on the balcony, drink in hand, in absolute awe. Sold fully furnished and freshly updated with new HVAC, washer/dryer, paint, high-end furniture, artwork, queen sleeper sofa, and

  Nathan Lawrence Legacy Premier Agency

  4100 Marriott Dr Unit 706, Panama City, FL 32408
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  /10

  $324,900 New Construction

  • 4 Beds
  • 3 Baths
  • 1,695 Sq Ft

  7645 Lumen Ln Unit 12, Panama City Beach, FL 32408

  NO RENTAL RESTRICTIONS!!! Check out the open green space behind this townhome!!! Waypoint by Traton Homes, a vibrant new community of townhomes located on Front Beach Road in Panama City Beach, Florida. Waypoint offers 72 homes just under 3 miles from the beach, 1.5 miles from Dolphin Bay, and approximately 20 miles from the Northwest Florida Beaches International Airport. Residents will enjoy

  Steven Thew TH Coastal Realty

  7645 Lumen Ln Unit 12, Panama City Beach, FL 32408
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  /28

  $334,900

  • 1 Bed
  • 2 Baths
  • 900 Sq Ft

  4726 Bay Point Rd Unit 4127, Panama City Beach, FL 32408

  Bay Point Harbour Villa ground floor waterfront condo. The freshly finished paver lanai offers the perfect outdoor area to sit and boat watch at the Point South marina. This 1 bedroom, 2 bath, plus bunk room is in turnkey condition. Tile floors throughout with updated granite counter tops. Harbour Villas has replaced all the windows, doors, and roof and has the lowest Hoa fees of any condo. Bay

  Cherie Alexander Counts Real Estate Group Inc

  4726 Bay Point Rd Unit 4127, Panama City Beach, FL 32408
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  /61

  $369,000

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  4805 Stellata Ln, Panama City, FL 32408

  Welcome to Magnolia Bay Club in Upper Grand Lagoon, a private gated waterfront community on the shores of St. Andrews Bay where refined coastal living meets an active outdoor lifestyle. This elegant single level ranch home offers three bedrooms and two full baths in a beautifully designed open concept layout that feels both spacious and inviting. Natural light fills the main living areas,

  Makaila Parson Coastal Living Realty & Associates

  4805 Stellata Ln, Panama City, FL 32408
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  /54

  $399,999

  • 3 Beds
  • 2 Baths
  • 1,518 Sq Ft

  321 Prudence Ln, Panama City, FL 32408

  Charming home in the desirable North Lagoon area, ideally situated on a large lot in a private cul-de-sac. This well-maintained property offers a durable metal roof, paid-off solar panels, and a above-ground pool with expansive custom wood decking -- creating the perfect backyard for entertaining. Inside, you'll find an updated interior with an open, comfortable layout and abundant natural light.

  Chris Allen Real Broker LLC

  321 Prudence Ln, Panama City, FL 32408
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  /29

  $320,000

  • 3 Beds
  • 2.5 Baths
  • 1,366 Sq Ft

  2418 Causeway Manor Ct, Panama City Beach, FL 32408

  Welcome to this beautifully maintained home in the desirable Causeway Manor community, ideally located on the east end of Panama City Beach just off Thomas Drive. Offering approximately 3 bedrooms and 2.5 bathrooms, this two-story residence features a functional, open-concept layout designed for comfortable everyday living and easy entertaining. The main living area flows seamlessly into the

  Tabitha Garcia CENTURY 21 Ryan Realty Inc

  2418 Causeway Manor Ct, Panama City Beach, FL 32408
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  /59

  $369,000 Open Fri 10AM - 2PM

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2605 Mystic Ln Unit PO21, Panama City, FL 32408

  Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher, ice maker and wine chiller at the wet bar. Water

  Tina Gates Anchor Realty Florida

  2605 Mystic Ln Unit PO21, Panama City, FL 32408
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  /62

  $397,500

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO13, Panama City, FL 32408

  Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven—a private, gated, non-rental community set directly on the shores of St. Andrews Bay.Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a

  Zacarias Sanchez Think Real Estate

  2604 Mystic Ln Unit PO13, Panama City, FL 32408
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  /23

  $340,000

  • 2 Beds
  • 2 Baths
  • 1,286 Sq Ft

  1640 Vecuna Cir, Panama City Beach, FL 32407

  Seize the opportunity to own a piece of paradise with this great location...close to beach, Navy base and Tyndall, Pier Park or 30A. This move in ready 2/2 with 2 car garage will not disappoint.Spacious living room with open concept, split floor plan with both bath updated. Also huge screened in back porch ready for a hot tub for you to relax in. And if that isn't enough this property features

  Debby Hove Beachy Beach Real Estate

  1640 Vecuna Cir, Panama City Beach, FL 32407
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  /50

  $399,900

  • 3 Beds
  • 2.5 Baths
  • 1,825 Sq Ft

  6212 N Lagoon Dr, Panama City, FL 32408

  Beautiful Home on North Lagoon overlooking North Lagoon. Only minutes away from the Panama City Beach, the World's Most Beautiful Beaches! As you step in, you'll immediately notice the open floor plan with a large living room, heighten ceilings giving it an open, airy feel downstairs, and tile throughout. The roominess of this townhome speaks for itself. Entertain guests and family in the

  Michael Furney Real Estate Investment Service

  6212 N Lagoon Dr, Panama City, FL 32408
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  /62

  $349,000

  • 2 Beds
  • 2 Baths
  • 1,447 Sq Ft

  6500 Bridge Water Way Unit 105, Panama City Beach, FL 32407

  This 2BR/2BA first-floor waterfront condo at Hibiscus by the Bay is a dream for avid boaters. With a private on-site boat slips, you can be in the Gulf within minutes. The community's no short-term rentals policy ensures a peaceful atmosphere, free from frequent turnover, and fosters a friendly, close-knit neighborhood feel. Inside, a bright, open layout features floor-to-ceiling windows, Bay

  Jacob Willenborg Berkshire Hathaway HomeServices Beach Properties of Florida

  6500 Bridge Water Way Unit 105, Panama City Beach, FL 32407
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  /59

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,378 Sq Ft

  6725 Harbour Blvd, Panama City Beach, FL 32407

  Waterfront Living in a Serene Gated Community! Nestled in a quiet gated neighborhood, this 3-bedroom, 2-bathroom home offers peaceful pond-front views and a convenient location close to shopping, dining, top-rated schools, and the beaches. Inside, you'll find a desirable split floor plan with vaulted ceilings that creates an open, airy feel throughout. The kitchen is a chef's delight, featuring

  Jordan Jarrett Keller Williams Success Realty

  6725 Harbour Blvd, Panama City Beach, FL 32407
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  /28

  $308,999

  • 3 Beds
  • 2.5 Baths
  • 1,512 Sq Ft

  8611 Marlin Place, Panama City Beach, FL 32408

  JUST REDUCED | MOTIVATED SELLER | MOVE-IN READY 3-bedroom, 2.5-bath two-story single-family home located in a gated community in Panama City Beach, offering low-maintenance living and short-term rental eligibility. This property is centrally located near beaches, military bases, shopping, and area attractions, making it suitable for a primary residence, second home, or investment property.

  Regina Kukla Counts Real Estate Group Inc

  8611 Marlin Place, Panama City Beach, FL 32408
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  /4

  $300,000

  • Land
  • 0.54 Acre
  • $555,556 per Acre

  2524 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2524 Joan Ave, Panama City, FL 32408
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  /38

  $395,000

  • 2 Beds
  • 2 Baths
  • 1,384 Sq Ft

  6422 W Highway 98 Unit 404, Panama City Beach, FL 32407

  Experience elevated coastal living at Marina Landing Unit 404, a beautifully appointed two-bedroom, two-bath bayfront retreat with sweeping views of St. Andrew's Bay, offered fully furnished with tasteful updates and thoughtful design throughout. This fourth floor residence is ideally positioned just off the elevator and includes a private storage closet with rare electrical access. Enter an open

  Beau Blankenship Christies International Real Estate Emerald Coast

  6422 W Highway 98 Unit 404, Panama City Beach, FL 32407
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  /42

  $399,999

  • 3 Beds
  • 1 Bath
  • 1,620 Sq Ft

  4332 Catherine St, Panama City, FL 32408

  Well-maintained 3-bedroom all-brick home on two oversized lots! Ideally located at the end of a quiet dead-end street in Panama City Beach, you are also close to St. Andrews State Park, the Navy base, Bay Point Golf Course, and just minutes to beaches, shopping, and dining. Recent updates include a new roof, septic tank, and windows. The open-concept floor plan is perfect for everyday living,

  Michele Morros Keller Williams Success Realty

  4332 Catherine St, Panama City, FL 32408
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  /29

  $359,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2602 Mystic Ln Unit PO33, Panama City, FL 32408

  FULLY FURNISHED. High-end finishes including Sub-Zero refrigerator, Viking 6 burner stove with convection oven, Bosch dishwasher, ice maker and Sub-Zero wine chiller at the wet bar. 2nd floor condo with balcony that can see over the community pool to the bay. NEW HVAC - 2022, NEW HOT WATER HEATER - 2019. Alley-fed access parking and elevator. Waterhaven is bay-front, gated community with a

  Gabriel Stephani Pineapple Properties

  2602 Mystic Ln Unit PO33, Panama City, FL 32408
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  /33

  $349,000

  • 3 Beds
  • 2.5 Baths
  • 1,536 Sq Ft

  8615 Marlin Place, Panama City Beach, FL 32408

  MARLIN PLACE. This 3 Bedroom, 2 and half Bath home resides in a small gated community on the East end of the beach. Just a short drive to the Gulf of Mexico. This home features a downstairs master bedroom with ensuite, high ceilings, spacious bedrooms, custom granite counter tops and stainless steel kitchen appliances. The perfect beach home! Please call to schedule your showing today! Dimensions

  Kelly Sikes Home Town Realty Partners LLC

  8615 Marlin Place, Panama City Beach, FL 32408
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  /24

  $385,000

  • 4 Beds
  • 2 Baths
  • 1,827 Sq Ft

  245 Villa Bay Dr, Panama City Beach, FL 32407

  Professional photos coming soon. Coastal Craftsman Gem in Emerald Cove Villas in Panama City Beach, FL! Welcome to your dream home in the highly desirable community of Emerald Cove Villas! This elegant 4-bedroom, 2-bathroom one-story Coastal Craftsman-style home offers spacious, open-concept living. Built in 2020, this newer construction residence combines modern comfort with timeless design.

  Ashley Meadows Keller Williams Success Realty

  245 Villa Bay Dr, Panama City Beach, FL 32407
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  /31

  $374,900

  • 4 Beds
  • 2 Baths
  • 2,205 Sq Ft

  113 Michelle Ct, Panama City Beach, FL 32407

  ***BEST PRICED 4 BEDROOM, 2 BATHROOM OVER 2000 SQUARE FOOT HOME IN PANAMA CITY BEACH AS OF LIST DATE!!!*** With a little updating this beauty can become the home of your dreams! Based in the very desirable Brandywine Estates community and less than a mile from a boat ramp, this cul de sac home is SCREAMING for a new owner!! Recent updates are as follows:2021 HVAC, 2018 roof and 2018 water heater,

  Mario Gobel RE/MAX SELECT Partners

  113 Michelle Ct, Panama City Beach, FL 32407
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  /49

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,062 Sq Ft

  8730 Thomas Dr Unit 313, Panama City, FL 32408

  Exceptional Waterfront Opportunity! This beautifully updated, fully furnished 3-bedroom, 2-bath condo is a perfect, move-in-ready coastal haven. Enjoy private boat dock access with slips and trailer parking, along with breathtaking views of the Grand Lagoon. Located moments from the beach, dining, and entertainment, this unit is approved for short-term rentals and features smart home technology

  Theresa Applegate Anchor Realty Florida

  8730 Thomas Dr Unit 313, Panama City, FL 32408
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  /69

  $389,000

  • 2 Beds
  • 2 Baths
  • 1,230 Sq Ft

  8730 Thomas Dr Unit 410, Panama City, FL 32408

  Bring Your Boat! Enjoy one of the best lagoon views in the complex from this spacious 40-foot wraparound balcony, perfect for sunrise coffee or sunset entertaining. Located just minutes from the Gulf by boat, this waterfront condo offers the ideal blend of boating, beach, and convenience. This highly sought-after floor plan features 2 bedrooms and 2 bathrooms on the same level, making it both

  Roger Rietsema Allison James Estates & Homes

  8730 Thomas Dr Unit 410, Panama City, FL 32408
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  /49

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,062 Sq Ft

  8730 Thomas Dr Unit 313, Panama City Beach, FL 32408

  Exceptional Waterfront Opportunity! This beautifully updated, fully furnished 3-bedroom, 2-bath condo is a perfect, move-in-ready coastal haven. Enjoy private boat dock access with slips and trailer parking, along with breathtaking views of the Grand Lagoon. Located moments from the beach, dining, and entertainment, this unit is approved for short-term rentals and features smart home technology

  Theresa Applegate Anchor Realty Florida

  8730 Thomas Dr Unit 313, Panama City Beach, FL 32408
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  /23

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,169 Sq Ft

  140 Heritage Cir, Panama City Beach, FL 32407

  Owner finance available 20% down 3-5 year balloon 30 yr amoritization!!! Experience Modern Coastal Living: Fully Remodeled Gem at 140 Heritage Circle, PCB! Discover an unparalleled blend of luxury and convenience in this meticulously remodeled home, ideally situated in the heart of Panama City Beach. Just three miles from the pristine sugar-white sands and emerald waters of the Gulf, this

  chris roberts EXP Realty LLC

  140 Heritage Cir, Panama City Beach, FL 32407
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  /24

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  204 Bonita Cir Unit F, Panama City, FL 32408

  Charming 2-bedroom, 2-bathroom waterfront townhome at 204 Bonita Circle, Unit F in Panama City Beach. This well-maintained unit offers stunning water views, direct access to a boat slip, and a spacious layout perfect for relaxation. Both bedrooms are generously sized, with full baths located upstairs and downstairs for added convenience. Enjoy the private courtyard for outdoor living, as well as

  Melissa Harbour Kratish Gulf Life Real Estate Inc

  204 Bonita Cir Unit F, Panama City, FL 32408

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