3,098

Utah Townhomes for Sale

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  • /34

    $625,000

    • 2 Beds
    • 2 Baths
    • 1,502 Sq Ft

    3392 E La Camino Dr, Moab, UT 84532

    REFINED TOWNHOME ON THE GREEN This classy townhome has a refined remodel opening up the kitchen and living area to modern standards. Masterfully designed and decorated with a southwestern boho vibe, comprising an inclusion package with most of the furnishings and artwork included. Elegant quartz counters and backsplash, desirable wood-grain flooring intermixed with the original Saltillo tile

    Rachel Moody Berkshire Hathaway HomeServices Utah Properties (Moab)

    3392 E La Camino Dr, Moab, UT 84532
  • /24

    $449,900

    • 3 Beds
    • 2 Baths
    • 1,684 Sq Ft

    1059 W Rooftop Dr Unit 405, Midvale, UT 84047

    Modern End-Row Townhouse with Rooftop Views Prime Central Valley Location! Welcome to this stunning end-row townhouse, perfectly situated in the heart of the Central Valley. Just minutes from the TRAX station, scenic Jordan River Trail, and the charming shops and dining of Gardner Village, this home offers unbeatable convenience paired with modern comfort. Step inside to discover a light-filled

    Kelly Gates Windermere Real Estate

    1059 W Rooftop Dr Unit 405, Midvale, UT 84047
  • /23

    $450,000

    • 4 Beds
    • 3 Baths
    • 2,660 Sq Ft

    484 W 75 N, Orem, UT 84057

    Seller is OFFERING $4,500 toward CLOSING COSTS when you use our preferred lender. Beautiful RAMBLER with many NEW FEATURES to love! NEW ROOF was recently installed, and NEW CARPET is scheduled to be installed soon in the Primary Bedroom. This beautiful END-UNIT has one of the BIGGEST FLOORPLANS in the subdivision. It offers 4 Bedrooms, 3 Bathrooms, a bonus Home Office, and a 2-Car Garage with

    Jeremy Osguthorpe Realtypath LLC (Platinum)

    484 W 75 N, Orem, UT 84057
  • /8

    $624,900

    • 3 Beds
    • 2.5 Baths
    • 2,459 Sq Ft

    276 E Vaughn Ln Unit 16, Midvale, UT 84047

    Welcome to Trailside Reserve, Brighton homes newest luxury twin-home community. This 3-bedroom, 2.5-bath Ridgewood plan offers an open-concept kitchen, dining, and living area designed for gatherings, while upstairs boasts vaulted bedroom ceilings and a spacious primary suite with walk-in closet and private bath. Enjoy a private patio and the convenience of zero maintenance living. Upgrades

    Matt Russell Brighton Realty LLC

    276 E Vaughn Ln Unit 16, Midvale, UT 84047
  • /16

    $275,000

    • 3 Beds
    • 1.5 Baths
    • 1,296 Sq Ft

    3927 S Lamplighter Way, Riverdale, UT 84405

    Welcome to your adorable new townhome! Thoughtfully painted and full of charm, this beauty comes with fresh storm doors, new paint, and tiled bathrooms that add a touch of style. You'll love the walk-in closet (hello, storage goals), and the two covered parking spots keep your cars happy year-round. Out back, discover your own little oasis-a fully fenced patio that's perfect for morning coffee,

    Tiffany Saxton Equity Real Estate (Select)

    3927 S Lamplighter Way, Riverdale, UT 84405
  • /42

    $1,470,000

    • 3 Beds
    • 3.5 Baths
    • 1,539 Sq Ft

    125 Yonex Ct, Park City, UT 84060

    This is the perfect in town condo for full-time living or as a second home. Fully remodeled so the main floor is completely open, the master bath has been reconfigured for increased ease of use, the second bedroom has been enlarged and made completely private, and the loft has an added 3/4 bath. The front deck has been enlarged, and the rear deck, with hot tub (new in 2023) sits next to the

    Jim Black Berkshire Hathaway HomeServices Utah Properties (Saddleview)

    125 Yonex Ct, Park City, UT 84060
  • /11

    $1,325,000

    • 3,703 Sq Ft

    4123 N Forestdale Dr Unit 9, Park City, UT 84098

    Mixed-Use Commercial Condo with Dwelling, Ski Run Views, and Huge Deck. For units 1/2 (no deck): Mixed-Use Commercial Condo with Dwelling and End-Unit Location. The pinnacle of Park City flex space, ALTITUDE LOFTS offers the perfect blank canvas for a LIVE-WORK-PLAY build. Remaining units are ~30' wide by ~4560' deep, depending on floor plan. The Service Commercial (SC) zoning allows for myriad

    Greg Miner KW Park City Keller Williams Real Estate

    4123 N Forestdale Dr Unit 9, Park City, UT 84098
  • /22

    $414,500

    • 3 Beds
    • 2.5 Baths
    • 1,541 Sq Ft

    5404 W Rodgers Peak Place, Herriman, UT 84096

    This beautifully maintained 3-bedroom, 2.5-bath townhome is perfectly situated in the highly desired Park community of Herriman. With no neighbors directly in front, you'll enjoy open views of a large park, mature trees, and the convenience of plenty of visitor parking just across the street. A two-car attached garage provides secure parking and storage. The community is pet-friendly and offers

    Richard Ortiz RANLife Real Estate Inc

    5404 W Rodgers Peak Place, Herriman, UT 84096
  • /16

    $394,990

    • 3 Beds
    • 1.5 Baths
    • 1,296 Sq Ft

    67 W Pheasantbrook Dr, Centerville, UT 84014

    Welcome to this stylish and move-in ready townhome featuring all new bathrooms, kitchen, and flooring, along with modern finishes throughout for easy living and entertaining. The home is loaded with updates, including new Windows, new exterior and interior Doors, new furnace, new AC, new water heater, NEW ATTIC INSULATION, and a new garage door opener. Inside, the kitchen has been fully updated

    Stephen Hughes H Real Estate Services

    67 W Pheasantbrook Dr, Centerville, UT 84014
  • /36

    $705,000 Open Sat 12PM - 4PM

    • 3 Beds
    • 2.5 Baths
    • 2,710 Sq Ft

    2229 N Canal View Ln, Heber City, UT 84032

    This stunning 3-bedroom, 2.5-bathroom townhome at 2229 Canal View Lane offers a view that will not be blocked. Wake up to panoramic views of the majestic Wasatch Mountains and serene Heber Valley. The primary suite adds convenience, while the open layout is perfect for entertaining. A versatile upstairs loft perfect for a home office, second living area, or playroom. Located just minutes from

    Russell Poulsen Thrive Real Estate

    2229 N Canal View Ln, Heber City, UT 84032
  • /19

    $349,900

    • 3 Beds
    • 3 Baths
    • 1,412 Sq Ft

    2675 E 450 N Unit 2, St. George, UT 84790

    Close to schools, shopping, movie theatre and more. These units offer additional area living space on second level. This is a great feature found in most similar townhomes. Beautiful solid flooring, big bright windows and huge attached 2 car garage

    MELINDA DAVIS RE/MAX ASSOCIATES SO UTAH

    2675 E 450 N Unit 2, St. George, UT 84790
  • /22

    $409,950

    • 3 Beds
    • 2 Baths
    • 1,230 Sq Ft

    3038 W 590 N, Hurricane, UT 84737

    This brand new single-story townhome with hforever views of the Pine Valley Mountains from the spacious North-facing backyard with a generous awning and patio is now finished and ready for move-in! Centrally location in Hurricane just minutes to the hospital, schools, Walmart, golf, bike path and a lifetime's worth of outdoor recreation! The floor plan has been upgraded with the addition of a

    JOSEPH PARKS GEMSTONE PROPERTIES INC.

    3038 W 590 N, Hurricane, UT 84737
  • /19

    $185,000

    • 3 Beds
    • 2.5 Baths
    • 1,258 Sq Ft

    920 S 25 E Unit 7C, Cedar City, UT 84720

    Welcome to The Trailside subdivision where you are located close to hiking and biking trails, SUU, and shopping. This cozy 3 bedroom 2.5 bath home has a solid rental history making it a perfect investment property and the price is great for anyone looking to buy something below the average listing price in Cedar City! Reach out to schedule a showing today!

    Liz Kelly ERA Realty Center

    920 S 25 E Unit 7C, Cedar City, UT 84720
  • /32

    $829,000

    • 4 Beds
    • 6 Baths
    • 3,049 Sq Ft

    4798 Winged Foot Dr, St. George, UT 84770

    Stunning Turn-Key Nightly rental approved townhome in the prestigious Ledges of Saint George golf course community.This exquisite four bedroom, 5 1/2 bath townhome is nestled in the Escapes, with spacious accommodations and luxurious furnishings which are included in the price, its a fantastic investment opportunity for short-term rentals! Featuring four beautifully designed bedrooms, each

    SHYANNE BLADEN LEDGES REALTY LLC

    4798 Winged Foot Dr, St. George, UT 84770
  • /16

    $819,888

    • 4 Beds
    • 5 Baths
    • 2,320 Sq Ft

    713 W Coastline Place Unit 117, Saint George, UT 84790

    Located in the vibrant Desert Color community, the La Jolla offers 5 bedrooms and 5 bathrooms across 2,615 square feet of thoughtfully designed living space. Perfect for relaxation and entertainment, this home boasts a gourmet kitchen, a built-in mini bar, and spacious recreational areas ideal for game nights and gatherings. The bunk rooms provide extra accommodation for family and guests. LVP

    Culley E. Cook COLE WEST REAL ESTATE, LLC

    713 W Coastline Place Unit 117, Saint George, UT 84790
  • /20

    $290,000

    • 2 Beds
    • 2 Baths
    • 1,100 Sq Ft

    544 S 100 W Unit 3, Saint George, UT 84770

    This 2-bedroom, 2-bath home is the perfect fit for a first-time buyer, retirement retreat, or second home getaway.Inside features an inviting open living area that flows seamlessly into the kitchen, with a designated dining space and additional bar seating. The spacious primary suite features a large walk-in closet and access to a fully enclosed back patio. A walk-in laundry room, second

    Hannah Noxon Snarr Real Broker, LLC

    544 S 100 W Unit 3, Saint George, UT 84770
  • /17

    $439,775

    • 3 Beds
    • 2.5 Baths
    • 1,581 Sq Ft

    4612 W 3725 S Unit 236, West Haven, UT 84401

    *Rates as of 8/15/2025 and subject to change at anytime. Buyer must qualify and use Builder's preferred lender. Advertised rate based on an FHA or VA loan with 780+ credit score and 3.5% down for FHA. Conventional is .625% higher and requires 5% down. Call for details!* Be the first to own this stunning brand-new end-unit townhome in the sought-after Green Farm community of West Haven. Designed

    Chad Felter Nilson Homes

    4612 W 3725 S Unit 236, West Haven, UT 84401
  • /25

    $390,000

    • 3 Beds
    • 2.5 Baths
    • 1,560 Sq Ft

    5603 S 4015 W, Salt Lake City, UT 84129

    Very nice 2 story townhome ready to move in! Close to shopping, entertainment, and access to Bangerter. Updates with LVP flooring on the main level. Bright and open family room. Granite countertops, alder cabinets, and stainless appliances. Fridge, washer, and dryer stay. Large master bedroom with walk in closet and en suite. Double vanities, granite, and soaking tub. Laundry on second floor.

    Troy Hodell NRE

    5603 S 4015 W, Salt Lake City, UT 84129
  • /39

    $539,000

    • 3 Beds
    • 2.5 Baths
    • 2,354 Sq Ft

    715 S Miller Ave, North Salt Lake, UT 84054

    This immaculate townhome is nestled in the heart of North Salt Lake where comfort, convenience, and low-maintenance living meet. From the moment you walk in, you'll appreciate the clean, open layout, modern finishes, and natural light throughout. It features a large primary bedroom that offers the perfect retreat at the end of the day. The star of the suite is the oversized walk-in closet,

    JANELLE HANSON RE/MAX Associates

    715 S Miller Ave, North Salt Lake, UT 84054
  • /22

    $505,000

    • 4 Beds
    • 3.5 Baths
    • 2,213 Sq Ft

    525 S 900 W, American Fork, UT 84003

    This townhome is ideal for home ownership, a long term rental, or nightly rental. Beautiful finishes with 4 bedrooms, two of which are primary suites with private bathroom and walk in closet. Total of 3.5 bathrooms. Open-concept kitchen and living area. Location is near a Front Runner station, shopping, restaurants, and entertainment. All information, figures, and documentation provided as a

    Nick Jackson Presidio Real Estate

    525 S 900 W, American Fork, UT 84003
  • /26

    $449,500

    • 3 Beds
    • 2.5 Baths
    • 1,400 Sq Ft

    11714 S Watercourse Rd, South Jordan, UT 84009

    HUGE PRICE REDUCTION!!!!! Stunning former Model home that still looks and feels like it has never been lived in! This modern, clean townhome is light and bright and loaded with upgrades throughout even including heating and cooling in the garage. Walk just steps outside your door to a park filled with a space where you can entertain, play foosball, basketball, ping pong, or just hang out and

    Julie Colledge KW Success Keller Williams Realty

    11714 S Watercourse Rd, South Jordan, UT 84009
  • /39

    $485,000 Open Fri 5PM - 7PM

    • 3 Beds
    • 3.5 Baths
    • 2,088 Sq Ft

    239 E 7350 S, Midvale, UT 84047

    **Price reduction!!! Plus...Special financing available on this home, contact us for details!** (Left side unit) Nicely updated and very clean home now available! Move-in ready twin home waiting for its new owners! Enjoy this quiet and secluded location, with your own private yard with NO HOA! Well taken care of with only one owner. Basement just recently finished. All appliances stay. You won't

    Devin Hubbard Element Real Estate Brokers LLC

    239 E 7350 S, Midvale, UT 84047
  • /33

    $389,900

    • 2 Beds
    • 2.5 Baths
    • 1,498 Sq Ft

    868 N Shepard Creek Pkwy, Farmington, UT 84025

    Open and spacious townhome located just steps away from the excellent amenities (clubhouse, pool, hot tub, gym etc.) Features Brand new carpet throughout. Vaulted ceilings, open kitchen/dining sitting area, with second living room. Separate tub and shower in master. Enjoy a private balcony, and a large front porch. Finished garage. Large storage area under the Front Living room. Community

    Diane Rowberry Updwell Realty LLC

    868 N Shepard Creek Pkwy, Farmington, UT 84025
  • /32

    $379,900

    • 3 Beds
    • 2.5 Baths
    • 2,206 Sq Ft

    1081 W Fox Run Ave, Santaquin, UT 84655

    Stunning turn-key end-unit townhome! Spacious master w/ dual closets, ample parking, & scenic mountain views. Partially finished basement and private backyard! Enjoy community pool, all-terrain park, pickleball, & dog park. Zero down financing available in this area! Call today for a private tour!

    Kylie Lance The Lance Group Real Estate

    1081 W Fox Run Ave, Santaquin, UT 84655
  • /48

    $359,000

    • 3 Beds
    • 2.5 Baths
    • 1,690 Sq Ft

    1329 W 1600 S, Cedar City, UT 84720

    Tucked away at the base of Cedar Mountain, this warm and welcoming 3-bed, 2.5-bath home offers easy main-level living with the spacious primary suite and laundry on the main floor. Stair lift can stay or go. Enjoy mountain views from the large back patio in a fully landscaped, low-maintenance yard with block wall fencing. The primary suite features patio access, good sized walk-in closet, soaking

    Matt Bagley ERA Realty Center Inc

    1329 W 1600 S, Cedar City, UT 84720
  • /59

    $439,900

    • 4 Beds
    • 2.5 Baths
    • 2,397 Sq Ft

    1746 N 3870 W, Lehi, UT 84043

    New carpet & pad throughout! This spacious 4-bedroom townhome comes with fridge, washer & dryer. All bedrooms and laundry are conveniently located on the 2nd floor. The basement is unfinished and becomes a massive bonus area or storage room. The Exchange community offers 2 pools and 2 clubhouses, open spaces for entertaining, pickleball courts & playgrounds. Nearby shopping and freeway access!

    David Pestana Rise Utah Realty, LLC

    1746 N 3870 W, Lehi, UT 84043
  • /55

    $470,000 Open Sat 10AM - 1PM

    • 3 Beds
    • 3.5 Baths
    • 2,244 Sq Ft

    15261 S Reins Way, Bluffdale, UT 84065

    THIS TOWNHOME HAS A FINISHED BASEMENT! This well loved home is AWESOME. The parks, schools & recreational areas surrounding it are FANTASTIC!! If you're looking for a great 3 bedroom home with a basement space that could be bedroom 4 or a family/movie room, look no further. Close to the Silicon Slopes of Lehi, 4 minute 1-15 access and the highly anticipated, master planned "THE POINT"

    Jill Vandongen TMG Realty

    15261 S Reins Way, Bluffdale, UT 84065
  • /22

    $699,950

    • 4 Beds
    • 3.5 Baths
    • 3,311 Sq Ft

    2288 E Emerald Hills Ct Unit 2, Salt Lake City, UT 84121

    East side Cottonwood Heights location. Open floor plan, spacious kitchen with granite countertops. Main level has high/vaulted ceilings. Two master suites on the second level. Recently updated basement with walk in shower and two additional bedrooms, and living room. This has unit has its own, secluded, private fenced back yard. Roof and plumbing are newer within the last couple years. Very close

    Paul Stanworth REALTY GROUP UTAH LLC

    2288 E Emerald Hills Ct Unit 2, Salt Lake City, UT 84121
  • /11

    $376,000

    • 3 Beds
    • 2 Baths
    • 1,448 Sq Ft

    341 W Rosie Loop Unit 26W, Cedar City, UT 84721

    Enjoy modern comfort in this brand-new 3-bedroom, 2-bath twin home. Designed with an open layout full of natural light, it features a stylish kitchen with quality finishes and ample storage. The primary suite includes a walk-in closet and private bath, while two additional bedrooms offer versatile living space. A covered patio and landscaped front yard complete the home's inviting appeal!

    Jared Smith Stratum Real Estate Group PLLC

    341 W Rosie Loop Unit 26W, Cedar City, UT 84721
  • /6

    $899,000

    • 3 Beds
    • 3.5 Baths
    • 2,091 Sq Ft

    2168 E Rising Wolf Ln S Unit 18, Holladay, UT 84117

    This brand new luxury townhome gated community is nestled in the heart of Holladay below majestic Mount Olympus. First phase will be move-in ready by the end of the year. Conveniently located near ski resorts and within walking distance to shopping, restaurants, and parks with easy access to I-15 making commuting a breeze. Designed to offer comfortable and modern living, this community is a

    Colt Johnson Henry Walker Real Estate, LLC

    2168 E Rising Wolf Ln S Unit 18, Holladay, UT 84117
  • /26

    $454,900

    • 3 Beds
    • 2.5 Baths
    • 2,060 Sq Ft

    4411 W Meadow Path Ln, Herriman, UT 84096

    Welcome to your dream row-end townhouse in Herriman! Bright, open spaces with 3 spacious bedrooms, 2.5 baths, and a stylish kitchen with a large island. In a popular area of Herriman, Enjoy nearby shopping, dining, and entertainment at Mtn View Village. Close to parks, trails, and with easy access to Mtn View Corridor and Bangeter Hwy -this home truly has it all!Square footage figures are

    Ana Barrios Utah Key Real Estate, LLC (Woodhaven Branch)

    4411 W Meadow Path Ln, Herriman, UT 84096
  • /37

    $615,000

    • 3 Beds
    • 2.5 Baths
    • 3,232 Sq Ft

    2295 N 470 E, Provo, UT 84604

    This well-maintained, one-owner home was built by the current owner and features thoughtful upgrades throughout. Enjoy stunning views of Mt. Timpanogos from your front deck, all from the comfort of a home that has been meticulously cared for. Inside, you'll find quartz countertops, a brand-new kitchen backsplash, all new bright white lighting, and appliances updated within the last two

    Elizabeth Elder Lotus Real Estate

    2295 N 470 E, Provo, UT 84604
  • /25

    $429,998

    • 3 Beds
    • 4 Baths
    • 1,979 Sq Ft

    4692 W Talavera Way, Kearns, UT 84118

    New light fixtures. and cabinet handles installed! (not pictured as they were installed after photos) So come see for yourself!! Elevate everyday living in the spacious kitchen featuring an island and generous dining area. Boasting 3 bedrooms and 2.5 bathrooms, this townhome also offers the possibility of a half bathroom on the first floor that is already plumbed. Luxuriate in the primary suite

    Luana Tupou Forte Real Estate, LLC

    4692 W Talavera Way, Kearns, UT 84118
  • /24

    $649,900

    • 3 Beds
    • 2.5 Baths
    • 3,621 Sq Ft

    11881 S Harvest Gold Way, Riverton, UT 84065

    Come see this beautiful brand new Willowcreek home in a great active adult community! Featured you will find a modern kitchen with white laminate cabinets, quartz countertops, and stainless steel gas appliances, enhanced by a stylish tile backsplash. Flooring includes laminate hardwood, tile, and carpet, paired with a dropped floor system for added comfort. Enjoy outdoor living with the expanded

    C Terry Clark Ivory Homes, LTD

    11881 S Harvest Gold Way, Riverton, UT 84065
  • /46

    $655,000

    • 3 Beds
    • 3 Baths
    • 2,718 Sq Ft

    1201 S 100 E Unit 1, Lehi, UT 84043

    Back on market-prior buyer couldn't complete sale of their home! Welcome to the Villas at Pioneer Crossing, an exceptional community where luxury meets convenience. This smartly designed and laid out home has been meticulously cared for. Offering 3 bedrooms, 3 bathrooms, a large bonus room (complete with its own mini-split system), and abundant storage, this home provides the perfect balance of

    John Baque Coldwell Banker Realty (Salt Lake-Sugar House)

    1201 S 100 E Unit 1, Lehi, UT 84043
  • /26

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,074 Sq Ft

    448 Kent Dr, North Salt Lake, UT 84054

    Beautifully updated townhome in the desirable Foxboro community. This home features new continuous flooring and stylish finishes throughout. The kitchen showcases quartz countertops, a custom backsplash, modern gold cabinet pulls, and all appliances included. Both bathrooms have been renovated with new vanities and flooring. The community offers excellent amenities, including a gym and pool,

    Leni Crow Equity Real Estate (Select)

    448 Kent Dr, North Salt Lake, UT 84054
  • /31

    $399,400

    • 3 Beds
    • 2.5 Baths
    • 1,445 Sq Ft

    2887 N 1175 W, Layton, UT 84041

    Don't miss out on this fantastic end-unit townhome, conveniently located within walking distance to the Weber State-Davis campus and just outside the south gate of HAFB. This proximity adds value and investment potential. The home features newer flooring and paint throughout, 3 spacious bedrooms, and 2 full bathrooms with dual vanities, a separate tub & shower in the master, along with a

    Gabrielle Schaefer Real Broker, LLC

    2887 N 1175 W, Layton, UT 84041
  • /38

    $460,000

    • 3 Beds
    • 2 Baths
    • 1,684 Sq Ft

    1039 W Rooftop Dr, Midvale, UT 84047

    Modern rooftop townhome in the heart of the Central Valley! Perfect for commuters-just minutes from the freeway, Trax station, and within walking distance to Jordan River Trail and Gardener Village. This bright end-unit offers abundant natural light year-round and an expansive rooftop patio with unobstructed southern views. The thoughtfully designed stacker-style layout provides privacy on every

    Nicole Hicks Equity Real Estate (Solid)

    1039 W Rooftop Dr, Midvale, UT 84047
  • /33

    $975,000

    • 3 Beds
    • 3.5 Baths
    • 2,722 Sq Ft

    375 E 9th Ave, Salt Lake City, UT 84103

    Don't miss this exceptional opportunity to own a beautifully maintained townhouse in the heart of the Avenues. This home features a 2-car attached garage and an inviting open-concept living and dining area with soaring ceilings, crown molding, and a cozy gas fireplace. The kitchen offers a charming bay window, ample cabinet space, and room for a breakfast nook or dining area. Upstairs, the

    Braden Shupe RE/MAX Associates

    375 E 9th Ave, Salt Lake City, UT 84103
  • /50

    $3,095,000

    • 4 Beds
    • 4 Baths
    • 3,452 Sq Ft

    2903 Sunny Slopes Ct, Park City, UT 84060

    Experience Breathtaking Views from this Remodeled Park Meadows Townhome. Discover the perfect blend of luxury and convenience with this beautifully remodeled residence, ideally situated on the 9th fairway of the Park Meadows Country Club. Enjoy breathtaking, year round views of the majestic Wasatch Back and world class ski runs right from your windows. This exceptional townhome offers an

    Mary Ciminelli Summit Sotheby's International Realty

    2903 Sunny Slopes Ct, Park City, UT 84060

Showing Results 521 - 560, Page 14 of 18

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