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Vermont Homes for Sale with Laundry In-Unit

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  • /54

    $450,000 Open Sat 5PM - 6:30PM

    • 4 Beds
    • 3 Baths
    • 2,813 Sq Ft

    10 S Main St, Rutland, VT 05701

    Historic charm, modern comfort, and park views-right in the heart of it all. Built in 1900 and lovingly maintained ever since, this exceptional home offers a warm, welcoming presence with sweeping views of Main Street Park and the mountains beyond. From the moment you arrive, you'll notice the graceful architecture and inviting outdoor spaces, perfect for morning coffee, afternoon reading, or

    Susan Bishop Four Seasons Sotheby's Int'l Realty

    10 S Main St, Rutland, VT 05701
  • /50

    $260,000

    • 3 Beds
    • 1 Bath
    • 1,937 Sq Ft

    26 Minard Hill Rd, Groton, VT 05046

    A $10,000 Price Improvement! This 1850 home is in a category all its own and offers some distant mountain views, a welcomed surprise for its village location. Character and charm abound with cobbled river stone details sprinkled around the outside and featured inside with the living room fireplace. There are built-ins galore and unique details to catch your eye. With too many to mention here,

    Anita Lamotte Choice Real Estate & Property Management

    26 Minard Hill Rd, Groton, VT 05046
  • /57

    $1,886,000

    • 6 Beds
    • 7 Baths
    • 5,037 Sq Ft

    1508 Sugarhouse Rd, West Burke, VT 05871

    There is something timeless about a Northeast Kingdom farmhouse,the way it settles into the land, the light shifting across fields, and mountains rising in the distance. This beautifully renovated farmhouse captures all of that and more. Sited in an open field along a maple-trimmed road with views of Burke Mountain, it's a daily reminder that nature here is not just a backdrop, but a way of life.

    Robin Migdelany Four Seasons Sotheby's Int'l Realty

    1508 Sugarhouse Rd, West Burke, VT 05871
  • /23

    $775,000 Open Sat 12PM - 2PM

    • 4 Beds
    • 3.5 Baths
    • 3,784 Sq Ft

    258 Mending Walls Rd, Manchester Center, VT 05255

    Nestled in the highly sought-after Mending Walls Subdivision, this beautiful 4-bedroom, 4-bathroom Colonial offers the perfect blend of comfort, space, and curb appeal. Set back on a level lot, enjoy serene mornings and evenings from the welcoming front porch overlooking the expansive front yard.The main level boasts spacious living area perfect for entertaining and everyday living.

    Lynn Rawson Berkshire Hathaway HomeServices Stratton Home

    258 Mending Walls Rd, Manchester Center, VT 05255
  • /35

    $635,000

    • 5 Beds
    • 2 Baths
    • 2,050 Sq Ft

    1649 E Manchester Rd, Manchester Center, VT 05255

    Privately set yet moments from Manchester's boutiques, dining, and year-round recreation, this five-bedroom, two bath Cape offers a rare blend of quiet retreat and unmatched accessibility. Every space has been curated for comfort, versatility, and style, ideal for full-time living, a vacation escape, and many other possibilities. The kitchen, a refined anchor to the home, features stainless steel

    Hayleyanne Van Der Kar Four Seasons Sotheby's Int'l Realty

    1649 E Manchester Rd, Manchester Center, VT 05255
  • /21

    $72,500

    • 3 Beds
    • 2 Baths
    • 924 Sq Ft

    10 Addison Dr, Berlin, VT 05602

    Set at the end of the row for added privacy, this well-kept 3-bedroom, 2-bath mobile home in Berlin combines comfort with a highly convenient location. Inside, laminate flooring flows through much of the home, complemented by a newly updated tiled shower. The layout offers an open feel, and there’s room to add a private porch on the backside to enjoy outdoor living. Recent updates include new

    Jacob Barnes EXP Realty

    10 Addison Dr, Berlin, VT 05602
  • /20

    $279,900

    • 4 Beds
    • 2 Baths
    • 1,733 Sq Ft

    1177 Western Ave, Brattleboro, VT 05301

    So much to offer! This 4 bedroom 2 bath has plenty of room for all! It features a large kitchen with lots of counter space and the laundry tucked in for easy access while you cook and bake. The deck overlooks the lower yard where the solar panels live and the perfect spot for the above ground swimming pool (needs a liner). Huge lot, lots of off street parking and on the MOOVER line for non

    Christine Lewis Brattleboro Area Realty

    1177 Western Ave, Brattleboro, VT 05301
  • /41

    $570,000 Open Sat 10AM - 12PM

    • 3 Beds
    • 2 Baths
    • 1,528 Sq Ft

    335 Tinmouth Rd, Danby, VT 05739

    Set on 10.65 acres in the pastoral landscape of Danby, this inviting home offers mountain views, a two-stall barn, and fenced pasture, ideal for equestrian pursuits or simply enjoying the outdoors.Blending rustic character with modern comfort, the three-bedroom, two-bath residence includes a spacious kitchen and dining area that opens to a deck, a cozy living room leading to a covered

    Alexandra Crowley Four Seasons Sotheby's Int'l Realty

    335 Tinmouth Rd, Danby, VT 05739
  • /37

    $499,000

    • 3 Beds
    • 2 Baths
    • 2,208 Sq Ft

    63 Bent Rd, Fair Haven, VT 05743

    Meticulously Maintained Cape on Lake Hortonia- Tucked at the end of a private road, this 2006 Cape sits on nearly half an acre with direct frontage on Lake Hortonia—including its own private dock. Whether you're looking for a peaceful year-round home, a summer retreat, or a proven investment, this property has it all—it’s also been a successful Airbnb.The main floor offers a bright living

    Mandolyn McIntyre Crow Real Broker LLC

    63 Bent Rd, Fair Haven, VT 05743
  • /31

    $1,799,999

    • 3 Beds
    • 3 Baths
    • 2,488 Sq Ft

    283 Higbee Rd, Charlotte, VT 05445

    Private 36.6± acre farm in Charlotte’s countryside featuring open pastures, sunlit perennial and vegetable gardens, and a beautifully renovated three-bedroom, three-bath farmhouse with stained-glass accents, wood floors, and multiple porches. More than just a property, this is a lifestyle ready to be lived. Walk across the footbridge to the pastures, observe wildlife at the pond, or enjoy skating

    Averill Cook LandVest, Inc-Burlington

    283 Higbee Rd, Charlotte, VT 05445
  • /24

    $149,000

    • 4 Beds
    • 2 Baths
    • 1,952 Sq Ft

    9 Caernarvon St, Fair Haven, VT 05743

    4 bedrooms with one on the first floor, 2 full baths, one for each level. Nice flowing floor plan, many original charming original characteristics, hardwood floors, marble fireplace. This home needs some tlc, but is livable and would be be ideal for someone who can do the work and live there too. Nice private back yard, close to town amenities and schools. Side porch and front porch, private back

    Cynthia Hollister NY and VT Real Estate Company

    9 Caernarvon St, Fair Haven, VT 05743
  • /32

    $379,000

    • 3 Beds
    • 2 Baths
    • 2,258 Sq Ft

    292 Ledgemere Point, Hubbardton, VT 05732

    Cape-Style Home with Lake Bomoseen Access- This home has everything you need for full-time living or easy lake getaways—including shared dock access just a short walk away. Tie up your boat, drop in a kayak, or just sit by the water and take in one of the best views on the lake.Inside, you'll find hardwood floors throughout the main level. The living room opens to a vaulted kitchen and

    Mandolyn McIntyre Crow Real Broker LLC

    292 Ledgemere Point, Hubbardton, VT 05732
  • /57

    $645,000

    • 5 Beds
    • 3 Baths
    • 5,180 Sq Ft

    390 Zabarsky Rd, Saint Johnsbury, VT 05819

    Tucked back on 25 private, wooded acres, this roomy five bedroom Colonial offers that sweet spot of peace and practicality. You'll feel worlds away from it all, yet you're just a quick hop to town, the hospital, and both interstates 91 & 93, Easy access whether you’re commuting, running errands, or heading out on an adventure.The house itself sits at the end of a town maintained gravel road

    Robin Migdelany Four Seasons Sotheby's Int'l Realty

    390 Zabarsky Rd, Saint Johnsbury, VT 05819
  • /52

    $275,000

    • 4 Beds
    • 1 Bath
    • 2,126 Sq Ft

    653 Main St, West Rutland, VT 05777

    Truly a Charming Village Home in the heart of West Rutland with 4 Bedrooms, 1 full Bath, a large family room, enclosed porch, a producing sunlit garden space and an easy access flowing footprint. Located just a short walk from the West Rutland School, the town offices, public library, grocery, popular birding and hiking trails... This 8-room residence is warm, welcoming, and thoughtfully updated,

    Rondene Wanner EXP Realty

    653 Main St, West Rutland, VT 05777
  • /60

    $1,499,000

    • 4 Beds
    • 3.5 Baths
    • 3,560 Sq Ft

    652 Tierney Rd, Cavendish, VT 05142

    Tucked discretely off a meandering country road you will find this charming 4 bedroom, 3 and 1/2 bath contemporary home sited on 40 acres of land with miles of groomed trails that include a picnic area on Twenty Mile Stream. The grand living room , anchored by a wood-burning fireplace and lined by a wall of windows , frames views of the giant swimming pond and long range mountain views that

    Carol Wood Williamson Group Sothebys Intl. Realty

    652 Tierney Rd, Cavendish, VT 05142
  • /23

    $95,000

    • 2 Beds
    • 1 Bath
    • 1,112 Sq Ft

    103 Hillview Terrace, Hinesburg, VT 05461

    This charming 2-bedroom, 1-bath mobile home offers 1,112 square feet of comfortable, functional space. Step inside to discover an open floor plan filled with natural light and newer flooring throughout much of the home. The cozy living area features a pellet stove—perfect for chilly Vermont evenings.Enjoy the convenience of in-home laundry with a washer and dryer included. Other appliances add to

    Bennett St. Marie KW Vermont

    103 Hillview Terrace, Hinesburg, VT 05461
  • /35

    $260,000

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    455 Fairground Rd, East Corinth, VT 05040

    Cozy and thoughtfully laid out, this ranch in Corinth offers comfortable main-level living with extra flexibility downstairs. Right as you enter from the breezeway, you’ll find a galley-style kitchen that opens nicely into a dining area featuring a fireplace and a comfortable living room, separated by a central staircase leading to the partially finished basement. On this same main level is one

    Randy Snelling KW Coastal and Lakes & Mountains Realty/Hanover

    455 Fairground Rd, East Corinth, VT 05040
  • /52

    $649,900

    • 4 Beds
    • 3 Baths
    • 2,794 Sq Ft

    95 Church St, Chester, VT 05143

    Charming Renovated Farmhouse in the Heart of ChesterThis beautifully renovated farmhouse sits on a level half-acre lot just steps from Chester’s Village Green, shops, and local amenities. Offering the perfect blend of historic charm and modern updates, this 4-bedroom, 3-bath home is ideal for year-round living or a Vermont getaway.Inside, enjoy a spacious kitchen with custom

    McLaughlin Team Mary W. Davis Realtor & Assoc., Inc.

    95 Church St, Chester, VT 05143
  • /58

    $620,000 Open Sun 2PM - 4PM

    • 4 Beds
    • 2 Baths
    • 1,977 Sq Ft

    37 Bilodeau Ct, Burlington, VT 05401

    Welcome to this spacious and versatile Burlington home, tucked on a corner lot near Centennial Woods, UVM, and the Medical Center. Built in 1948, this well-loved home offers 1,977 finished square feet on a manageable .12-acre lot. With 4+ bedrooms, 2 full bathrooms, and multiple flexible living spaces, there’s room to grow, work, and relax. The eat-in kitchen features ample cabinetry, a gas

    Brittany Roy KW Vermont

    37 Bilodeau Ct, Burlington, VT 05401
  • /58

    $1,400,000

    • 6 Beds
    • 5 Baths
    • 4,571 Sq Ft

    505 Deweys Mills Rd, Hartford, VT 05047

    The Dewey House joins timeless elegance with contemporary convenience. Situated on a quiet road adjacent to the Quechee Gorge waterfall in the charming town of Quechee, this property offers easy access to I-89, I-91, and Route 4. Nearby walking trails and direct water access lend themselves to outdoor pursuits, while the views from the house and its decks over the mill pond and hills create the

    Jennifer Falvey KW Vermont Woodstock

    505 Deweys Mills Rd, Hartford, VT 05047
  • /58

    $510,000

    • 4 Beds
    • 2 Baths
    • 1,953 Sq Ft

    2066 Hinman Settler Rd, Orleans, VT 05860

    This meticulous property checks off all the boxes!! Whether you are a gentleperson's farmer, a horse farmer, a family wanting to move into your forever home, a homesteader, a second home seeker, or a retiree who just wants to enjoy the peace and tranquility, this beautiful home has what you need. Check out the cozy kitchen with a wood cook stove and all the modern appliances. A big living room

    Marilyn Zophar Big Bear Real Estate

    2066 Hinman Settler Rd, Orleans, VT 05860
  • /48

    $249,000

    • 3 Beds
    • 1.5 Baths
    • 1,813 Sq Ft

    4457 Vt Route 14, South Royalton, VT 05068

    A classic 1850 cape minutes from S. Royalton, home of VT Law & Graduate School, the well-stocked S. Royalton Market Food Coop, restaurants, and town center. A large ~1 acre lot with White River frontage. A wonderful aspect of this fixer upper is it has kept most of its original charm including wide pine plank floors, doors, and hardware. Enjoy spending time on the roomy, screened front porch just

    Lorraine Checchi Coldwell Banker Hickok & Boardman / E. Montpelier

    4457 Vt Route 14, South Royalton, VT 05068
  • /56

    $799,000

    • 3 Beds
    • 1.5 Baths
    • 1,428 Sq Ft

    29 Shelburne St, Burlington, VT 05401

    Framed by a white picket fence, this classic 1930's colonial home in Burlington's popular South End is a wonderful blend of historic charm and modern amenities! Adjacent to the historical, sought-after 5 Sister's Neighborhood, this three-bedroom home features a 2nd story covered porch, a great place to enjoy seasonal panoramic views and cool breezes off Lake Champlain. The porch overlooks a

    Christopher von Trapp Coldwell Banker Hickok and Boardman

    29 Shelburne St, Burlington, VT 05401
  • /48

    $475,000

    • 4 Beds
    • 2 Baths
    • 2,300 Sq Ft

    300 Justin Morrill Memorial Hwy, Strafford, VT 05072

    Newly renovated 1880’s home with spacious rooms, modern amenities, and architectural character on a quiet paved road in desirable Strafford. Step into charming comfort with this remarkable home, featuring a unique enclosed curved staircase and other distinctive details. Flooded with natural light through all new windows, the home offers year-round comfort with updated heating and AC

    Derek Greene Derek Greene

    300 Justin Morrill Memorial Hwy, Strafford, VT 05072
  • /36

    $489,000

    • 3 Beds
    • 2.5 Baths
    • 2,184 Sq Ft

    20 Pasquale St, North Chittenden, VT 05763

    NEW PRICING! The thoughtful 1-level design & construction quality is readily apparent throughout this 7-year-new senior-friendly Owner/Contractor built home. Spacious rooms, abundant storage spaces, energy-efficient and low-maintenance features. Full dry open pcc foundation has walkout entry, a second laundry hookup and 4th bath sub-slab plumbing. There is capacity in the septic system for a 4th

    Jeffrey Biasuzzi VT Country Sales & Consulting Services

    20 Pasquale St, North Chittenden, VT 05763
  • /41

    $450,000

    • 3 Beds
    • 3 Baths
    • 2,276 Sq Ft

    23 Lisa Dr, Barre, VT 05641

    Welcome Home !!! This Beautiful corner lot has so much to offer in this quiet little neighborhood. Lots of privacy out back and extra lawn space on the side for entertaining . This home was renovated back in 2021/2022 with a new roof and new stainless steel appliances as well as Granite counter tops. More recently the Seller has added a new furnace , oil tank and water heater and radon mitigation

    Michele Smedy KW Vermont - Barre

    23 Lisa Dr, Barre, VT 05641
  • /42

    $625,000

    • 3 Beds
    • 2.5 Baths
    • 1,536 Sq Ft

    22 Common Way, Charlotte, VT 05445

    Custom-built, light-filled, energy-efficient, net zero home situated in a welcoming neighborhood. This three-bedroom, 2.5 bath residence was thoughtfully crafted by Fiddlehead Construction, an award-winning builder of high-performance homes. Twenty-seven owned rooftop solar panels, mini-split heat pumps, conditioning energy recovery ventilator, and heat pump water heater ensure a low

    Jessica Bridge Element Real Estate

    22 Common Way, Charlotte, VT 05445
  • /41

    $990,000

    • 3 Beds
    • 3 Baths
    • 1,870 Sq Ft

    3209 German Flats Rd Unit 1, Warren, VT 05674

    Transport yourself to a piece of history within this enchanting condo, reminiscent of the barn's illustrious past. Formerly the location of the renowned Common Man restaurant, and prior to that Orsini's Restaurant, this extraordinary property has undergone a million-dollar renovation to transform into a haven of relaxation and adventure. Nestled between the majestic peaks of Lincoln Peak and

    Erik Reisner Mad River Valley Real Estate

    3209 German Flats Rd Unit 1, Warren, VT 05674
  • /34

    $1,200,000

    • 4 Beds
    • 3.5 Baths
    • 4,900 Sq Ft

    429 Black Bear Path, Mendon, VT 05701

    YOU CAN SEE THE SKIERS COMING DOWN THE HILL. EXCEPTIONAL VIEWS of Pico Mountain and 21 acres of privacy set the stage for this exceptional Mendon retreat. Located at the end of a quiet road and bordered by protected city forest, this spacious home is perfectly situated between Killington and Pico ski areas—offering the ideal balance of seclusion and year-round adventure. With over 3,800 sq ft on

    Freddie Ann Bohlig Four Seasons Sotheby's Int'l Realty

    429 Black Bear Path, Mendon, VT 05701
  • /60

    $789,900

    • 3 Beds
    • 2.5 Baths
    • 3,462 Sq Ft

    73 South St, Burlington, VT 05401

    Welcome to this wonderful sunny 3 bedroom, 3 bath home with walkout lower level.Located on a corner lot in the Hill Section of Burlington.Offering one level living with incredible versatility and style.The oversized chef’s kitchen is a standout,featuring walls of cabinetry,large center island with plenty of seating,and a breakfast area that steps down into a welcoming family room with vaulted

    Geri Reilly Geri Reilly Real Estate

    73 South St, Burlington, VT 05401
  • /59

    $2,400,000 Open Sun 3PM - 5PM

    • 4 Beds
    • 4.5 Baths
    • 5,440 Sq Ft

    515 Sherman Rd, Waitsfield, VT 05673

    Open House Sunday, 10/12 from 3-5pm! Come see this beautiful reimagined post & beam home on nearly 40 acres in one of Waitsfield most coveted locations. 3 acres of cleared land reveals sweeping views of sugarbush mountain and ski trails, amazing sunsets & a beautifully landscaped pond with hidden dry hydrant. The remaining 36 acres are pristine woods & hiking trails that surround this

    Jane Austin KW Vermont- Mad River Valley

    515 Sherman Rd, Waitsfield, VT 05673
  • /32

    $385,000

    • 3 Beds
    • 2 Baths
    • 1,752 Sq Ft

    352 Cedarwood Terrace, Milton, VT 05468

    Sunny & stunning: this updated Georgia raised ranch is move-in-ready! Cherry hardwood floors throughout the main level. Butcher block countertops, newer siding, on-demand heat and hot water, and mini-splits are just some of the upgrades! Primary with enormous closet, laundry room has counter space for days, and the dining area has a window seat. There is a fully-fenced yard with one acre lot with

    Julie Lamoreaux Coldwell Banker Hickok and Boardman

    352 Cedarwood Terrace, Milton, VT 05468
  • /30

    $575,000

    • 2 Beds
    • 2 Baths
    • 1,370 Sq Ft

    3714 Maidstone Lake Rd, Maidstone, VT 05905

    Charming Lakeside Retreat on Pristine Maidstone Lake! Escape to tranquility with this enchanting 2-bedroom, 2-bathroom home nestled on the picturesque shores of Maidstone Lake. This year-round haven features a spacious open-concept living area adorned with natural woodwork, including knotty pine walls and wide pine board flooring and breathtaking lake views through a stunning wall of windows.

    Denise Boynton RE/MAX Northern Edge

    3714 Maidstone Lake Rd, Maidstone, VT 05905
  • /29

    $325,000

    • 3 Beds
    • 1.5 Baths
    • 1,704 Sq Ft

    101 Hardscrabble Rd, Bristol, VT 05443

    Discover this charming 3-bedroom, 1.5-bathroom home featuring 1,704 square feet of comfortable living space. The welcoming enclosed front porch invites you to relax and watch the world go by, while beautiful wood floors add warmth and character throughout the interior. Step outside to the spacious back deck, perfect for morning coffee or evening barbecues with friends and family. Located in

    Kelly Laliberte Wallace Realty

    101 Hardscrabble Rd, Bristol, VT 05443
  • /60

    $869,000

    • 3 Beds
    • 4.5 Baths
    • 4,088 Sq Ft

    1588 Austin Hill Rd, Rochester, VT 05767

    An iconic Robert Carl Williams design, completely reimagined by Robson Bilgen Architects in 1999, this one-of-a-kind masterpiece in Rochester’s Great Hawk community is a work of art inside and out. Perfectly sited on 2.7 acres of lush, landscaped grounds, it feels like a private sanctuary, with sweeping pagoda-inspired rooflines, recirculating ponds and waterfalls, dramatic stonework, and vibrant

    Kyle Kershner Killington Pico Realty

    1588 Austin Hill Rd, Rochester, VT 05767
  • /41

    $365,000

    • 2 Beds
    • 2 Baths
    • 1,542 Sq Ft

    509 Thompson Pond Rd, Pownal, VT 05261

    Discover Your Perfect Getaway at Verdmont If you're a nature enthusiast, a rare and exclusive opportunity awaits at the Verdmont Outing Club. Nestled in the heart of the Green Mountain Preserve, this gated community spans nearly 500 acres of unspoiled wilderness-a true haven for outdoor living.As a shareholder, you'll enjoy a wealth of amenities: Water & Land Privileges: Two stunning

    Kelley Mccarthy Mahar McCarthy Real Estate

    509 Thompson Pond Rd, Pownal, VT 05261
  • /32

    $2,300,000

    • 4 Beds
    • 4.5 Baths
    • 3,524 Sq Ft

    134 Chester Arthur Rd, Hartford, VT 05047

    A quality residence with 4.69 landscaped acres beautifully complimenting the estate! Entering into the grounds a graceful drive meanders through landscaped lawns to arrive at a stone patio and an appealing New England style residence. Conveniently, there is option to enter an attached garage with direct entrance to the residence. After crossing the stone patio, passing through the front door

    John Wetmore Wetmore Real Estate

    134 Chester Arthur Rd, Hartford, VT 05047
  • /24

    $239,000

    • 2 Beds
    • 1 Bath
    • 1,322 Sq Ft

    2585 Vermont 14, Williamstown, VT 05679

    Discover this delightful 2-bedroom, 1-bathroom single-family home designed for easy living, the property boasts an easy-to-care-for yard, allowing you more time to enjoy everything this convenient location has to offer. Step inside to a nicely updated open floor plan on the first level, featuring kitchen, dining room and living room with beautiful wood and tile flooring throughout. The main floor

    Michelle Hebert KW Vermont - Barre

    2585 Vermont 14, Williamstown, VT 05679
  • /45

    $425,000

    • 3 Beds
    • 2 Baths
    • 1,152 Sq Ft

    17 Burnett Ct, Richmond, VT 05477

    Welcome home to this well-maintained 3-bedroom, 2-bath Cape nestled on a quiet dead-end street in the heart of Richmond. Set on 0.24 acres, this inviting home offers an open-concept first floor featuring a spacious eat-in kitchen with an island and a cozy living room with warm wooden beam accents. A first-floor bedroom and full bath with laundry complements this thoughtful layout and makes for

    Susannah Gruner Kelley Vermont Real Estate Company

    17 Burnett Ct, Richmond, VT 05477
  • /55

    $549,000

    • 5 Beds
    • 2.5 Baths
    • 2,473 Sq Ft

    227 North Ave, Burlington, VT 05401

    Motivated sellers of this 1930's multi-family home with endless potential! 5-bedroom, 2-bathroom home located in one of Burlington’s most walkable neighborhoods. With 3 bedrooms downstairs and 2 up, with a kitchen and bath on each level, this home offers the potential for a multi family unit with rental income. This property is full of original character and historic details, waiting for your

    Rich Gardner RE/MAX North Professionals

    227 North Ave, Burlington, VT 05401

Showing Results 361 - 400, Page 10 of 18

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