Bungalows for Sale in Virginia

• 

  

  

  /75

  $1,150,000

  $50K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,794 Sq Ft

  4939 Richmond Rd, Keswick, VA 22947

  Don't miss this opportunity - meticulously improved and maintained, move-in ready, with boundless options for living. Two separate lovely dwellings, and gardens for farm to table living. (Information on this site relates to Primary Residence and does not include the Additional 2BR Updated Cottage.) Complete with a gorgeous main house, swimming pool, perfectly adorable cottage, and acreage filled

  Keith Davis Nest Realty Group

  4939 Richmond Rd, Keswick, VA 22947
• 

  

  

  /20

  $250,000

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,000 Sq Ft

  2600 Roanoke Ave, Portsmouth, VA 23704

  Welcome to this charming fully renovated ranch offering an open, inviting layout with new paint, new waterproof LVP flooring thought out and new fixtures. The spacious kitchen, equipped with new cabinets, granite countertops & stainless steel appliances are great for both everyday living & entertaining. Natural light streams through the new windows, while outside, a fenced-in and huge yard

  Eva Fisher 1st Class Real Estate Flagship

  2600 Roanoke Ave, Portsmouth, VA 23704
• 

  

  

  /3

  $120,000

  • 2 Beds
  • 1 Bath
  • 1,405 Sq Ft

  130 Chestnut St, Danville, VA 24541

  A work in progress. This property is being historically renovated from the ground up. Extremely detailed renovation but has quite a bit more to be done. Owner is updating as its on the market and price will increase as new projects are completed. Roof has had Graco Coating applied. Must sign a release to enter property.

  Chuck Eskey ESKEY & ASSOCIATES REALTY

  130 Chestnut St, Danville, VA 24541
• 

  

  

  /36

  $320,000

  • 3 Beds
  • 3 Baths
  • 1,281 Sq Ft

  115 S Purcell Ave, Winchester, VA 22601

  Don't miss this 3-bedroom, 3 full-bath bungalow in a prime location! Just minutes from vibrant downtown shopping and dining, and a short walk to Jim Barnett park. The park includes a dog park, swimming pool, and pickleball courts. This home offers the ideal combination of convenience, charm, and access to outdoor amenities. New roof installed in 2018. Great investment opportunity! Currently

  Matthew Berry MarketPlace REALTY

  115 S Purcell Ave, Winchester, VA 22601
• 

  

  

  /31

  $255,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,352 Sq Ft

  714 Lafayette Ave, Colonial Heights, VA 23834

  Introducing 714 Lafayette Avenue, Colonial Heights VA! Step into this charming 3 bedroom, 1.5 bath home, brimming with character and warm appeal. Gleaming hardwood floors flow throughout the home, highlighting the timeless charm. The kitchen features elegant granite countertops, oven, built-in microwave and a black KitchenAid refrigerator. The primary bedroom is located on the first floor. The

  Dana Black Taylor Homes

  714 Lafayette Ave, Colonial Heights, VA 23834
• 

  

  /20

  $69,500

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 864 Sq Ft

  124 Clinchco Main St, Clinchco, VA 24226

  This charming 3-bedroom, 1-bath bungalow is a great opportunity for investors or first-time homebuyers. Conveniently located near the main highway, the home is within walking distance to the post office, town hall, and the town of Clinchco.The open floor plan features a spacious kitchen and hardwood floors throughout the home, creating a warm and inviting atmosphere. An unfinished basement offers

  NOELLE OWENS Ridgeview Real Estate

  124 Clinchco Main St, Clinchco, VA 24226
• 

  

  /39

  $314,900

  • 2 Beds
  • 1 Bath
  • 1,596 Sq Ft

  6223 Fort Valley Rd, Fort Valley, VA 22652

  Escape to the peaceful beauty of Fort Valley in this charming farmhouse-style cottage filled with character, natural light, and flexible living spaces. Surrounded by the scenic Shenandoah Valley and just minutes from George Washington National Forest, this property offers the perfect blend of country living and everyday convenience. The main level features an open kitchen and dining area, a

  Abby Walters Preslee Real Estate

  6223 Fort Valley Rd, Fort Valley, VA 22652
• 

  

  /22

  $212,400

  $18K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,176 Sq Ft

  239 Brunswick Rd, Emporia, VA 23847

  Welcome to 239 Brunswick Rd, a charming 3-bedroom, 1-bath bungalow offers a comfortable layout, welcoming front porch, usable outdoor space, and a variety of recent updates and maintenance completed throughout the home. Recent improvements have helped refresh the property and prepare it for its next chapter. Whether you’re a first-time buyer or downsizing, this home is worth a fresh look. Enjoy

  Sutisha Simluang Real Broker LLC

  239 Brunswick Rd, Emporia, VA 23847
• 

  

  /23

  $245,000

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 620 Sq Ft

  1116 Modoc Ave, Norfolk, VA 23503

  Charming 1920s Key West-style bungalow fully renovated down to the studs in December 2013. Updates in 2013 include all new plumbing, upgraded electrical, HVAC and insulation. Inside, enjoy mosaic tile and bamboo flooring, a stunning 12’ vaulted ceiling, and the original 1920 tongue-and-groove ceiling in the kitchen. The kitchen features granite countertops, solid maple cabinets, and a GE Profile

  John McLaren Iron Valley Real Est Norfolk

  1116 Modoc Ave, Norfolk, VA 23503
• 

  

  /39

  $295,000

  • 3 Beds
  • 2 Baths
  • 1,648 Sq Ft

  103 Decatur St, Portsmouth, VA 23702

  Discover the unique opportunity this versatile two-home property offers! Situated on a single lot, this property features two detached single-family residences, making it ideal for multi-generational living, owner-occupants seeking rental income, or savvy investors looking to expand their portfolio. Updated in 2023, the first home offers 2 bedrooms, 1 bath, and an expansive open floor plan that

  Melody Cespedes 1st Class Real Estate Flagship

  103 Decatur St, Portsmouth, VA 23702
• 

  

  /25

  $224,000

  $24K PRICE INCREASE

  • 2 Beds
  • 2 Baths
  • 1,229 Sq Ft

  2818 Marlboro Ave, Norfolk, VA 23504

  This charming 2 bed, 2 bath home is the perfect blend of comfort and convenience! Located just minutes from major interstates, shopping, dining, and military bases, this home is for anyone looking for easy living in a prime location. Don't miss your chance to own an affordable gem in the heart of Hampton Roads. Schedule your showing today!

  Briahna Watford Keller Williams Realty Twn Ctr

  2818 Marlboro Ave, Norfolk, VA 23504
• 

  

  /34

  $199,000

  • 2 Beds
  • 1 Bath
  • 1,152 Sq Ft

  383 Pinecrest Dr, Madison Heights, VA 24572

  Cute cottage that was once a barn! This adorable home features a great room with a gas fireplace and open dining/kitchen area. There is a main-level bedroom and laundry/utility room. Upstairs loft features the primary bedroom with wide-plank wood floors and bath. Bedroom walks out onto the deck overlooking the gardens. There is also a fenced area for pets and a storage building.

  Stephanie Cheatham Property Mgmt. Specialists

  383 Pinecrest Dr, Madison Heights, VA 24572
• 

  

  /9

  $145,000

  • 2 Beds
  • 2 Baths
  • 1,169 Sq Ft

  912 Oakville Rd, Appomattox, VA 24522

  Charming 2-bedroom, 2-bath home with strong rental potential in a convenient location. Features include a spacious eat-in kitchen, updated kitchen flooring, and a roof just 2 years old. Enjoy relaxing on the covered front porch or entertaining on the rear deck. A great opportunity for homeowners or investors alike!

  Michelle Ford Century 21 ALL-SERVICE-APP

  912 Oakville Rd, Appomattox, VA 24522
• 

  

  /40

  $415,000

  • 4 Beds
  • 2.5 Baths
  • 2,550 Sq Ft

  5494 T C Walker Rd, Gloucester, VA 23061

  Property being sold AS-IS, Seller to do no inspections or repairs. Opportunity awaits on thisprivate 1.83-acre wooded property featuring a 1,770 sq. ft. main home plus a separate 780 sq. ft.cottage. The main home offers a first-floor primary suite with private bath; two additionalbedrooms, bonus room, and a FROG upstairs that can serve as a fourth bedroom, office, or flex

  Victoria Jenkins RE/MAX Elevate

  5494 T C Walker Rd, Gloucester, VA 23061
• 

  

  /14

  $111,900

  $3K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 672 Sq Ft

  1140 Sylvan Ave, Martinsville, VA 24112

  SELLER IS INCLUDING A 1-YEAR HOME WARRANTY for added peace of mind! Move right into this fully renovated, move-in ready bungalow where all the major updates have already been completed. This beautifully updated 2-bedroom, 1-bath home features an open-concept living room and kitchen, creating a bright, inviting space that's perfect for everyday living and entertaining. Recent improvements include

  Donna Robertson KW Martinsville

  1140 Sylvan Ave, Martinsville, VA 24112
• 

  /2

  $69,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 776 Sq Ft

  338 Juless St, Danville, VA 24541

  Great investment property. Current long term tenant paying $600 a month. This property has had some renovations done. Being Sold as-is. Less than a mile from the casino.

  Jimmy Cole HAUSER REALTY GROUP

  338 Juless St, Danville, VA 24541
• 

  

  /33

  $185,000

  $24K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,361 Sq Ft

  400 Easter St, Emporia, VA 23847

  Welcome to this delightful Bungalow-style Ranch home in the heart of Emporia! Featuring 3 nicely sized bedrooms and a full bathroom, this home offers comfortable living in a convenient Area. Situated on a spacious lot, there's plenty of room to enjoy outdoor activities. You'll love the easy access to dining, the interstate, and more! This home has recently been tastefully renovated. New:

  Jeff Rusch The Hogan Group Real Estate

  400 Easter St, Emporia, VA 23847
• 

  

  /55

  $589,999

  • 3 Beds
  • 3 Baths
  • 2,191 Sq Ft

  181 Sanford Dr, Fredericksburg, VA 22406

  Perfect investment with very little use restrictions pertaining to Farm usage, ready to build 2nd Home, allowable by Zoning, county approved. Washer & Dryer in basement but 3rd floor connection rough in available. Lots of natural light. Zoning allows for 2nd Dwelling to be built due to Historic Designation with larger lot (Approval Document Available). Lots of Sweat Equity & Potential! Close to

  Kevin Amaya Samson Properties

  181 Sanford Dr, Fredericksburg, VA 22406
• 

  

  /38

  $374,990

  $10K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,693 Sq Ft

  635 Rivergate Terrace, West Point, VA 23181

  Welcome home to this beautifully maintained 4-bedroom, 2-bath property located in the award-winning West Point school district! Recently built and thoughtfully upgraded throughout, this home offers the perfect blend of modern convenience and everyday comfort. Inside, you’ll find durable LVP flooring throughout, updated light fixtures, under and over cabinet lighting, and a spacious primary suite

  Harlie Foster Dalton Realty

  635 Rivergate Terrace, West Point, VA 23181
• 

  

  /76

  $95,000

  $25K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,065 Sq Ft

  5600 Laurel Fork Rd, Rocky Gap, VA 24366

  Charming 3 BR 1 BA home situated on approximately 1 acre on Laurel Fork Rd. in Rocky Gap, VA, offering a peaceful setting with a small stream along the rear of the property. Conveniently located with frontage on a paved road and just minutes from the interstate, this home provides both accessibility and rural appeal. Features include a metal roof, a mix of carpet and vinyl flooring, wood and

  Joey Dykes Berkshire Hathaway Home Services Mountain Sky Properties-Bland

  5600 Laurel Fork Rd, Rocky Gap, VA 24366
• 

  

  /4

  $659,900

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,996 Sq Ft

  10448 Myers Park Dr, Ashland, VA 23005

  Welcome to Hickory Grove, Ashland's newest Maintenance FREE and 55+ community located in the heart of Hanover! These homes will be built on a slab for easy aging in place. The Miles features 4 bedrooms, 2.5 baths, loft and a 2 car garage. There are many options to choose from to make you home unique to you! With an open floor plan and the Owner's Bedroom on the main level, this plan is perfect

  Sara Crum Hometown Realty

  10448 Myers Park Dr, Ashland, VA 23005
• 

  

  /17

  $329,500

  • 2 Beds
  • 2 Baths
  • 1,192 Sq Ft

  211 Taylor Ave, Urbanna, VA 23175

  Charming, bright cottage home located on historic "Cottage Row" corner lot. 2 bedrooms, 2 full baths, Heart of Pine floors, new metal roof, new vinyl siding, central HVAC, town water and sewer... Ample off-street parking, deep lot with a location that is an easy, quick and pleasant walk to shopping, post office, restaurants, the Rappahannock River and Urbanna Creek. "Golf cart friendly town" with

  Craig Hall Mason Realty, Inc.

  211 Taylor Ave, Urbanna, VA 23175
• 

  

  /31

  $335,900

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  114 Echo Ave, Richmond, VA 23223

  Welcome to this beautifully renovated home in the heart of Richmond!This stunning 3 bedroom, 2 bathroom residence has been completely reimagined with modern finishes, thoughtful design, and quality craftsmanship throughout. Step inside to discover soaring ceilings and an open, airy layout complemented by brand new flooring and abundant natural light. The fully updated kitchen features new

  Anita Blue BHG Base Camp

  114 Echo Ave, Richmond, VA 23223
• 

  

  /25

  $184,900

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  302 N 5th St, Suffolk, VA 23434

  Completely remodeled and move-in ready! This stunning 2-bedroom, 1-bath home offers 800 sq ft of beautifully updated living space. Featuring a brand-new roof, new windows, a brick exterior, and a new HVAC system, this home provides peace of mind for years to come.Step inside to a gorgeous new kitchen with custom backsplash, luxury waterproof laminate flooring throughout, and modern LED lighting

  Khalil Naim Swell Realty Co

  302 N 5th St, Suffolk, VA 23434
• 

  

  /40

  $650,000

  $65K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,626 Sq Ft

  708 Queens Point Dr, Locust Hill, VA 23092

  This charming waterfront home offers 275’ of shoreline plus a 512 sqft furnished guest cottage!!! All set on a beautiful .7-acre lot. A sweet picket-fenced front yard welcomes you to the quaint front entryway. Inside, you’ll find a warm and inviting living room with a wood stove, hardwood floors, and a dining area just off the kitchen. The kitchen opens into an incredible “creek room,” added in

  Andrea Holt IsaBell K. Horsley Real Estate

  708 Queens Point Dr, Locust Hill, VA 23092
• 

  

  /61

  $1,349,000

  • 4 Beds
  • 3 Baths
  • 3,101 Sq Ft

  2000 N George Mason Dr, Arlington, VA 22205

  Price Reduced! This is an absolute Must-See GEM & a Great Value that shows perfectly! Incredibly Spacious , Sun-Filled and Wonderfully Updated/Meticulously Maintained 4BR+Den/3BA Home in Desirable Tara-Leeway Heights Neighborhood. Owners have made over $250,000 in Updates...and it shows! Open Concept Main Level is perfectly suited for Every Day Living and Easy Entertaining! Gracious Entry Foyer,

  Warren Kluth Long & Foster Real Estate, Inc.

  2000 N George Mason Dr, Arlington, VA 22205
• 

  

  /13

  $159,000

  $6K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,024 Sq Ft

  20145 Quinby Bridge Rd, Quinby, VA 23423

  Sweet little bungalow located approximately one mile from the Quinby Marina ! Perfect location for anyone to come and enjoy all that the Eastern Shore of Virginia has to offer. Home has large eat-in kitchen, nice sized living room, 2 Bedrooms ( one being approx. 11x 20ft), 1 full bath and best of all... a screened in front porch with ceiling fan for you to sit back and enjoy a lazy day telling

  Laura M. Crockett LEWIN & CARR INC., REALTORS

  20145 Quinby Bridge Rd, Quinby, VA 23423
• 

  

  /77

  $225,000

  • 3 Beds
  • 2 Baths
  • 1,696 Sq Ft

  5932 Virginia Ave, Pembroke, VA 24136

  If you’ve been looking for a well-maintained home in a great location, this one is worth a look! This charming 3-bedroom, 2-bath cottage-style home offers approximately 1,700 finished square feet and has been well maintained for over the years. Recent updates include all new HVAC system in 2024, freshly painted interior and exterior, replacement windows, and numerous other improvements. The main

  Bruce Morris UC/Blue Ridge Land - Cburg

  5932 Virginia Ave, Pembroke, VA 24136
• 

  

  /53

  $259,000

  • 3 Beds
  • 1 Bath
  • 891 Sq Ft

  2397 Highview Cir, Staunton, VA 24401

  This charming 3 bedroom home offers cathedral ceilings that create a cozy retreat from within. On one of the larger lots in the neighborhood, you have almost half an acre to garden and enjoy your outdoor scape, either for front porch sitting or back yard grilling. Covenient Staunton location close to dining, shopping and Gypsy Hill Park.

  Jo Anne Plaster Funkhouser Real Estate Group

  2397 Highview Cir, Staunton, VA 24401
• 

  

  /32

  $189,900

  • 2 Beds
  • 1 Bath
  • 765 Sq Ft

  494 Chapel Rd, Stanley, VA 22851

  Put Down Roots! 2 BR 1 BA cozy home with HUGE 24x30 detached garage! Home Ownership awaits!Great location just outside of Stanley, VA! Easy to maintain fenced yard! Dreams do come true!

  William Dudley Bill Dudley & Associates Real Estate, Inc

  494 Chapel Rd, Stanley, VA 22851
• 

  

  /46

  $339,000

  • 3 Beds
  • 2 Baths

  692 Laurel Ln, Bluemont, VA 20135

  Welcome to this updated 3 bed 2 full bath bungalow on Clarke County's east side, tucked in a peaceful, wooded retreat. Fresh interior paint updated kitchen, and functional layout - move-in ready comfort. Approximately 1400 sq ft. Perfect for first time home buyers, investors, or anyone looking to downsize. Main floor offers 1 bed 1 full bath with large living room. Lower level has 2nd and 3rd

  M. Kelly Walker RE/MAX Roots

  692 Laurel Ln, Bluemont, VA 20135
• 

  

  /14

  $82,000

  $48K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 996 Sq Ft

  604 Shakesville Rd, Bristol, VA 24201

  Welcome to 604 Shakesville Rd in Bristol, VA — a spacious property full of opportunity, character, and value! This home offers generous living space with an open-concept layout, large rooms, and plenty of natural light throughout. Featuring updated flooring in several areas, a large kitchen with ample cabinet space, and multiple flexible living areas, this property is ideal for a homeowner

  George Hareras Samson Properties

  604 Shakesville Rd, Bristol, VA 24201
• 

  /2

  $48,500

  6668 Occohannock Neck Rd, Exmore, VA 23350

  Investor Special!! Opportunity awaits at 6668 Occohannock Neck Road, Exmore VA, in Northampton County. Situated on approximately 1 acre, this property offers plenty of potential for renovation or redevelopment. The home is being sold as-is, with the age and square footage unknown. There is no well or septic system on property. A great opportunity for investors, builders, or buyers looking for

  Veronica Vee Rodriguez LONG & FOSTER - VB

  6668 Occohannock Neck Rd, Exmore, VA 23350
• 

  

  /51

  $459,900

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,908 Sq Ft

  9283 Diane Ave, Hayes, VA 23072

  Nestled along Rowes Creek, this waterfront home offers the perfect blend of comfort, functionality, and waterfront living. Built in 2017, the home features 3 bedrooms, 2.5 baths, beautiful hardwood flooring, granite countertops, and a spacious open-concept layout designed for everyday living and entertaining. The living room features a gas fireplace and opens to a large covered back porch

  Nick Yarkey RE/MAX Capital

  9283 Diane Ave, Hayes, VA 23072
• 

  

  /15

  $165,000

  • 2 Beds
  • 1 Bath
  • 1,370 Sq Ft

  25421 Drummondtown Rd, Accomac, VA 23301

  Circa 1920 Bungalow, around the bend to Folly Creek boat ramp and docks. 1st floor bedroom and bath with dressing room. Enclosed back porch, eat-in kitchen, dining and sitting room combined and a huge bedroom on the 2nd floor, which can easily be converted into 2 bedrooms. Central air and heat, mini-splits, very energy-efficient. 1/4 acre with garden shed. Clustered into a little neighborhood,

  Irene Lewin LEWIN & CARR INC., REALTORS

  25421 Drummondtown Rd, Accomac, VA 23301
• 

  

  /12

  $730,900

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 3,359 Sq Ft

  8101 Jenna Dr, Mechanicsville, VA 23116

  Welcome to Shadt Grove Park! The Jemma is a brand new 2-story home featuring a flex room on the main level, along with a spacious Family room open to the Kitchen and Dining Room. A 2-story foyer greets you at the entrance and also comes complete with a large walk-in pantry and a large mudroom downstairs. Upstairs, you will find 4 well-sized bedrooms with 2 full baths. The Owner's Suite has the

  Joshua White Hometown Realty

  8101 Jenna Dr, Mechanicsville, VA 23116
• 

  

  /15

  $219,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 660 Sq Ft

  28165 Nelson Rd, Bloxom, VA 23308

  Recently remodeled home just in between Wallops Island and Onley. Beautifully finished floors throughout. New roof, drywall, HVAC, replacement windows, doors and more. Granite countertops with stainless steel appliances. 2 bedrooms and a spacious bathroom. New deck! Great opportunity for retirees, first time home buyers, or a second home. Add some landscaping for curb appeal or leave the exterior

  Veronica Vee Rodriguez LONG & FOSTER - VB

  28165 Nelson Rd, Bloxom, VA 23308
• 

  /2

  $339,000

  • 3 Beds
  • 3 Baths
  • 1,426 Sq Ft

  2013 Fairfax Ave, Richmond, VA 23224

  Thoughtfully reimagined and exceptionally maintained, this beautifully renovated bungalow blends Richmond's historic character with modern comfort, flexible living spaces, and conveniences that are increasingly difficult to find. Originally an 864-square-foot, two-bedroom home, it has been transformed into approximately 1,404 square feet featuring three bedrooms, three full bathrooms, and a

  Maria Johnson United Real Estate Richmond

  2013 Fairfax Ave, Richmond, VA 23224
• 

  

  /33

  $349,995

  New Construction $100K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 2,007 Sq Ft

  534 Petty St, Petersburg, VA 23805

  New Construction just minutes from the new Casino! Four bedrooms with 3 full baths. This flexible floor plan offers the option of a first-floor bedroom suite or an office with a walk-in closet and built-in shelving. The large eat-in kitchen features soft-close cabinets, granite countertops, ss appliances, a pantry, and is open to the family room. In the kitchen, you will love the pull-out

  Eileen Knode Long & Foster REALTORS

  534 Petty St, Petersburg, VA 23805
• 

  

  /11

  $80,000

  $20K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 828 Sq Ft

  100 Harrison St, Gretna, VA 24557

  Calling All Investors! Welcome to the cottage on Harrison St! This 3BD/1BA home awaits your personal touch! Don't Delay! Call your Favorite Realtor Today!!! The accuracy of the listing information for this property, regardless of source, is deemed reliable but not guaranteed and must be verified by the buyers.

  Helen McKenzie JACOBS REAL ESTATE

  100 Harrison St, Gretna, VA 24557

Showing Results 241 - 280, Page 7 of 17