Waterloo, IA Homes for Sale under $400,000

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  $269,148

  • 2 Beds
  • 2 Baths
  • 1,010 Sq Ft

  Lot #15 Denver St, Waterloo, IA 50702

  An exciting opportunity to personalize new construction in Waterloo’s newest neighborhood, Baltimore Fields! The proposed Oakley plan by Panther Builders offers a thoughtfully designed layout that blends comfort, affordability, and modern style. Featuring 2 bedrooms and 2 full bathrooms on the main level, including a spacious primary suite, this home was designed with simplicity, functionality,

  Kelsey Jorgensen Vine Valley Real Estate

  Lot #15 Denver St, Waterloo, IA 50702
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  $219,000

  $10K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,688 Sq Ft

  1015 Steely St, Waterloo, IA 50703

  Step into a thoughtfully updated century home in the historic Highland neighborhood. Fully modernized from top to bottom, recent upgrades include new windows, interior doors, fresh flooring throughout, a redesigned kitchen, a newer roof, exterior paint on the wooden shaker siding, and updated mechanicals. The flexible floor plan offers 3 bedrooms plus a main-floor study that easily serves as a

  Ethan Jennings Oakridge Real Estate

  1015 Steely St, Waterloo, IA 50703
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  $290,000

  $5K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,723 Sq Ft

  3951 Valdez Dr, Waterloo, IA 50701

  Welcome home to this inviting ranch-style property tucked away on a quiet cul-de-sac -- this home has more than meets the eye! As you step inside, you’re greeted by a comfortable living room featuring a cozy fireplace and room to relax. The combined kitchen and dining area offers a functional layout for everyday living and entertaining, while the spacious sunroom is filled with natural light and

  Jordan Tranbarger Oakridge Real Estate

  3951 Valdez Dr, Waterloo, IA 50701
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  /2

  $237,500

  • Land
  • 1.44 Acres
  • $164,931 per Acre

  Lot 4 Mirage Ridge, Waterloo, IA 50701

  C-2 zoned lot with ideal central South Waterloo location along San Marnan Dr and Kimball Ave. Great opportunities for many types of uses including but not limited to; storage-units, contractors, restaurant/bar, recreation, vehicles, kennel/boarding and many more! TIF incentives available. Outlines shown above are illustrations and are not intended to be exact representations of parcel dimensions

  Matthew Miehe Miehe Commercial Real Estate

  Lot 4 Mirage Ridge, Waterloo, IA 50701
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  $174,000

  • 3 Beds
  • 3.5 Baths
  • 1,552 Sq Ft

  1327 Creekside Ct, Waterloo, IA 50702

  Welcome home to this spacious 2 bedroom, 3.5 bath end unit condo! Featuring an open and inviting layout, the spacious kitchen flows into the dining area and living room, perfect for entertaining, before heading out onto the deck to relax. Upstairs, two generously sized bedrooms offer comfort and privacy, with each bedroom having its own private bathroom, including a beautiful tile shower in the

  Sara Junaid Oakridge Real Estate

  1327 Creekside Ct, Waterloo, IA 50702
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  /5

  $298,057

  • Land
  • 0 Sq Ft

  Lot 5 Provision Pkwy, Waterloo, IA 50701

  Great Commercial Building Opportunity! Check out this 1.19 acre lot in Village West subdivision that offer direct access to HWY 63, 20, and 218. Located across the street from United Medical Park, offers high traffic counts and city incentives are available. Act now on this great opportunity and join Waterloo's newest destination location.

  Phillip Shirk AWRE-Commercial & Development

  Lot 5 Provision Pkwy, Waterloo, IA 50701
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  /22

  $329,900

  $5K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,186 Sq Ft

  3365 Lincolnshire Rd, Waterloo, IA 50701

  Newer construction two-story twin-home located in the desirable Lincolnshire Addition, the 'Harrison' twin-home offers a spacious open concept throughout. This layout offers a large L-Shaped kitchen with premier cabinetry and quartz countertops. The main floor bathrooms make it convenient for entertaining family and friends. There are three bedrooms on the second floor, including a large primary

  Nicolas Moran Realty ONE Group Movement

  3365 Lincolnshire Rd, Waterloo, IA 50701
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  $199,900

  $25K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,624 Sq Ft

  427 Iowa St, Waterloo, IA 50703

  Set on a quiet Waterloo street, this thoughtfully renewed two-story home blends character with the comfort of modern updates. From the moment you approach, the adorable open front porch sets the tone—an inviting place to start the day with coffee or wind down in the evening while watching the neighborhood pass by. Stepping through the front door reveals a home that has undergone a major

  Lynette Sorensen Re/Max Concepts

  427 Iowa St, Waterloo, IA 50703
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  $240,000

  $20K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 2,018 Sq Ft

  318 Westbourne Rd, Waterloo, IA 50701

  This charming corner-lot home offers stylish updates and a functional layout perfect for everyday living. The spacious living room provides a warm and inviting area to relax or entertain. The updated kitchen features beautiful cabinetry, stainless steel appliances, pantry storage, and a large island open to the dining area, making it ideal for entertaining and everyday gatherings. A newly

  Jacob Enos Oakridge Real Estate

  318 Westbourne Rd, Waterloo, IA 50701
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  $366,000

  Open Sun 11:30AM - 1:30PM $17K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,488 Sq Ft

  3325 Lincolnshire Rd, Waterloo, IA 50701

  Welcome to this brand-new Skogman Homes build in the desirable Lincolnshire Addition of Waterloo! This 3-bedroom, 2-bathroom ranch offers 1,488 square feet of thoughtfully designed living space with today’s most sought-after features. Step inside to find 9’ ceilings, luxury vinyl plank flooring, and upgraded cabinetry throughout. The open-concept kitchen boasts quartz countertops, ample storage,

  Justin Reuter Oakridge Real Estate

  3325 Lincolnshire Rd, Waterloo, IA 50701
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  $125,000

  • 3 Beds
  • 1 Bath
  • 1,072 Sq Ft

  1134 N Barclay St, Waterloo, IA 50703

  Great opportunity in a good neighborhood close to Gates Park! Three bedrooms, dining room, and full bathroom on main floor. Double garage on a nice sized lot. **24 hour notice for all showings- tenant occupied.

  Ron Garris, CRB,CRS AWRE-Commercial & Development

  1134 N Barclay St, Waterloo, IA 50703
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  $129,900

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  4039 Niles St, Waterloo, IA 50703

  Welcome to 4039 Niles in Waterloo! This charming 3-bedroom, 1-bath home has been thoughtfully updated and is move-in ready. The beautifully renovated kitchen is the heart of the home, featuring stylish cabinetry, elegant quartz countertops, and a fresh, modern design that's perfect for both everyday living and entertaining.

  Bryce Steiert Lockard Realty Company

  4039 Niles St, Waterloo, IA 50703
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  $250,000

  • 3 Beds
  • 2 Baths
  • 1,876 Sq Ft

  1312 Roosevelt St, Waterloo, IA 50707

  Welcome to 1312 Roosevelt Street, where comfort, convenience, and pride of ownership come together in the highly desirable Maywood Addition! This move-in ready 3-bedroom, 2-bath home offers an inviting layout with plenty of room for everyday living, entertaining, and making lasting memories. Step inside to discover a spacious living area that flows into an updated kitchen featuring abundant

  Janae Ohrt Century 21 Signature RE

  1312 Roosevelt St, Waterloo, IA 50707
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  $399,900

  Open Mon 11AM - 12PM $30K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,742 Sq Ft

  4467 Charm Dr, Waterloo, IA 50701

  Experience the perfect blend of luxury, comfort, and convenience in this stunning brand-new zero-entry ranch. Thoughtfully designed with upscale finishes and an open-concept floor plan, this move-in-ready home offers effortless living with exceptional style. The inviting living room features a striking tray ceiling and a beautiful shiplap fireplace complete with a custom mantel and shelving,

  Mersiha Mustedanagic Oakridge Real Estate

  4467 Charm Dr, Waterloo, IA 50701
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  $159,900

  Open House 9/13

  • 2 Beds
  • 1.5 Baths
  • 1,539 Sq Ft

  1828 W 6th St, Waterloo, IA 50702

  Fresh updates, flexible living space & a large fully fenced lot! This charming 2-bed, 1.5-bath home offers 2 additional bonus/flex spaces for an office, playroom, guest space or hobbies. Enter through the updated breezeway connecting the attached 1-stall garage to the home & overlooking a spacious new patio. Inside, natural light, charming archways & original character welcome you. The main level

  Katie Sleeper SKOGMAN REALTY

  1828 W 6th St, Waterloo, IA 50702
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  $124,900

  • 2 Beds
  • 1 Bath
  • 874 Sq Ft

  1040 Prairie Meadow Ct, Waterloo, IA 50701

  Discover easy, low-maintenance living in this spacious 2-bedroom condo located in desirable West Waterloo. The open-concept floor plan is highlighted by a vaulted ceiling and transom windows in the family room, filling the space with abundant natural light. A detached enclosed garage provides added convenience, while the private covered deck offers the perfect place to relax outdoors. Residents

  Justin Reuter Oakridge Real Estate

  1040 Prairie Meadow Ct, Waterloo, IA 50701
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  $174,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,525 Sq Ft

  940 Littlefield Rd, Waterloo, IA 50701

  New roof, siding and gutters on the house and garage. Charming and full of potential, this 2-bedroom, 1-bath home offers comfort, space, and versatility all in one! Step inside to find a welcoming layout filled with natural light and functional living spaces designed for everyday living. One of the standout features is the inviting 3-seasons porch—perfect for enjoying your morning coffee,

  Janae Ohrt Century 21 Signature RE

  940 Littlefield Rd, Waterloo, IA 50701
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  $279,000

  $21K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  124 Axlewood Dr, Waterloo, IA 50701

  Tucked into the heart of a new Waterloo neighborhood, this home sits where the former Edison Elementary once stood, bringing a fresh chapter to this familiar site. The thoughtfully designed floor plan includes three bedrooms, two bathrooms, and an unfinished lower level that’s ready to be transformed into whatever fits your needs. The home’s exterior has charming touches, and inside, quartz

  Emsad Begic Vine Valley Real Estate

  124 Axlewood Dr, Waterloo, IA 50701
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  $269,900

  • 3 Beds
  • 2 Baths
  • 1,609 Sq Ft

  2724 Barton Ave, Waterloo, IA 50702

  Welcome home to this 3-bedroom, 2-bath ranch offering the perfect blend of comfort and functionality! Step inside to a bright and inviting layout featuring a spacious living area and a kitchen complete with a pantry for added storage and organization. All appliances are included, making your move even easier. The finished lower level provides a generous family room, creating the perfect space for

  Janae Ohrt Century 21 Signature RE

  2724 Barton Ave, Waterloo, IA 50702
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  /37

  $175,000

  • 3 Beds
  • 1 Bath
  • 1,375 Sq Ft

  435 Campbell Ave, Waterloo, IA 50701

  Character and charm abound in this delightful home, ideally situated in a convenient Waterloo location. From the moment you step inside, you’ll appreciate the warm and welcoming atmosphere. The light-filled living room features an abundance of windows and a beautiful stone fireplace that creates an inviting focal point. An arched doorway leads to the dining room, which provides access to both the

  Jenna Drahos Re/Max Concepts

  435 Campbell Ave, Waterloo, IA 50701
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  $349,900

  $20K PRICE INCREASE

  • 2 Beds
  • 2 Baths
  • 1,420 Sq Ft

  4170 Mystic Dr, Waterloo, IA 50702

  New Construction Ranch Style Condo's are Now Available! Main level offers an open floor plan with choice of 3 different cabinet colors and hard surface counter tops. Luxury plank vinyl flooring throughout the main level makes for easy cleaning! 2 Bedrooms on the main level with one being a master suite with walk in closet and master bath. Off of the dining room you have a slider to the covered

  Jason Strelow Berkshire Hathaway Home Serv

  4170 Mystic Dr, Waterloo, IA 50702
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  $169,900

  • 2 Beds
  • 2 Baths
  • 1,494 Sq Ft

  3927 Memory Ln, Waterloo, IA 50702

  Welcome home to this move-in ready, end-unit condo! The side entrance offers extra privacy with a composite deck perfect for relaxation or entertainment. Step inside to a bright and inviting living room filled with natural light. The open-concept layout flows effortlessly into the kitchen with a large center island. Additionally, the main floor offers two spacious bedrooms with generous closet

  Laurie Lynch Oakridge Real Estate

  3927 Memory Ln, Waterloo, IA 50702
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  $159,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,589 Sq Ft

  2211 W 3rd St, Waterloo, IA 50701

  Charming and full of character, this 3-bedroom, 2-bath home offers over 1,500 square feet of comfortable living space in a convenient Waterloo location. Step inside to find beautiful hardwood floors, coved ceilings, and a cozy fireplace that create a warm and inviting atmosphere. The spacious dining room is perfect for gatherings, while the functional layout provides room to spread out and make

  Meghan Wiedow Oakridge Real Estate

  2211 W 3rd St, Waterloo, IA 50701
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  $169,500

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,268 Sq Ft

  245 Derbyshire Rd, Waterloo, IA 50701

  Location, location, location! Opportunity meets convenience in this charming, centrally located Waterloo ranch home with original hardwood floors. Offering 2 bedrooms, 1 full bath, a custom updated kitchen, a sunroom, and an insulated oversized detached 3+ stall garage with a 135’ thick-poured driveway, this property is full of potential! Enjoy being within walking distance of Kingsley Elementary

  Amy Wienands AWRE, EXP Realty, LLC

  245 Derbyshire Rd, Waterloo, IA 50701
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  $129,000

  • Land
  • 1.04 Acres
  • $124,278 per Acre

  2260 Independence Ave, Elk Run Heights, IA 50707

  Great opportunity to own a well-located 1.04 acre commercial property in Waterloo. Situated at 2260 Independence Ave, this property offers excellent visibility along a high-traffic corridor, making it ideal for a variety of business uses. With convenient access and strong exposure, it’s a prime option for both owner-occupants and investors looking to grow in an established commercial area.

  Steven Jordan Oakridge Real Estate

  2260 Independence Ave, Elk Run Heights, IA 50707
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  $229,900

  • 3 Beds
  • 1 Bath
  • 2,048 Sq Ft

  234 Kenilworth Rd, Waterloo, IA 50701

  Situated on a tree-lined street, this character-filled home is established, timeless and "at home" in its neighborhood. Stepping into 234 Kenilworth, you're greeted with a screened-in porch, perfect for enjoying those crisp Fall days ahead. The front living room is filled with the charm of the 1920's, focusing on the brick fireplace, built-ins, gorgeous woodwork, and arched entries. The homes

  Bryn Mangrich Oakridge Real Estate

  234 Kenilworth Rd, Waterloo, IA 50701
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  /11

  $109,900

  • Land
  • 7,405 Sq Ft
  • $646,471 per Acre

  4126 Mark Dr Unit Lot 23, Waterloo, IA 50701

  Hidden Pines Subdivision, Limited Lots Remaining! Don’t miss your opportunity to build in Hidden Pines, one of the area’s newest and most desirable subdivisions. A limited number of lots remain, offering the perfect setting to build the home you’ve been dreaming of. Conveniently and centrally located with easy access to schools, shopping, dining, and everyday amenities, Hidden Pines combines

  Mersiha Mustedanagic Oakridge Real Estate

  4126 Mark Dr Unit Lot 23, Waterloo, IA 50701
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  /26

  $209,900

  $20K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,780 Sq Ft

  443 S Hackett Rd, Waterloo, IA 50701

  So great to come home to! Located between Waterloo and Cedar Falls, this inviting home offers comfortable living, thoughtful updates, and a great outdoor setup. A welcoming front porch sets the tone and is the perfect spot to enjoy your morning coffee or unwind at the end of the day. Inside, the sunny living room flows seamlessly into the dining room, which provides access to the rear deck. The

  Amy Wienands AWRE, EXP Realty, LLC

  443 S Hackett Rd, Waterloo, IA 50701
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  $299,900

  • 3 Beds
  • 2 Baths
  • 1,992 Sq Ft

  257 Crestview Ave, Waterloo, IA 50701

  Welcome home to this spacious and well-maintained four-level split situated on an oversized, park-like lot. Offering nearly 2,000 finished square feet, this home combines generous living space, functional design, and room to grow. The main level features an inviting eat-in kitchen with abundant maple cabinetry, ample counter space, and warm wood flooring that continues into the comfortable living

  Lance Bertram Fischels Residential Group

  257 Crestview Ave, Waterloo, IA 50701
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  /40

  $215,000

  • 2 Beds
  • 1.5 Baths
  • 1,388 Sq Ft

  323 Sunset Rd, Waterloo, IA 50701

  Welcome to this charming bungalow nestled in the heart of Waterloo’s desirable Prospect Boulevard neighborhood! Full of character and thoughtfully updated, this spacious home offers large rooms, comfortable living spaces, and plenty of versatility for today’s lifestyle. The main level features two generously sized bedrooms, 1.5 baths, and a bonus office room—perfect for working from home, a

  Gerald Sorensen Re/Max Concepts

  323 Sunset Rd, Waterloo, IA 50701
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  $286,502

  $18K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,320 Sq Ft

  Lot #6 Denver St, Waterloo, IA 50702

  Discover the perfect canvas for your lifestyle in Waterloo’s newest community, Baltimore Fields. This versatile layout, the Lincoln floor plan by Panther Builders, strikes the ideal balance between modern aesthetics and everyday affordability. The main level is anchored by a seamless open-concept living area—perfect for hosting—and features three bedrooms, and two full bathrooms, including a

  Tracy Mudd Vine Valley Real Estate

  Lot #6 Denver St, Waterloo, IA 50702
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  /3

  $113,200

  • 3 Beds
  • 1 Bath
  • 1,446 Sq Ft

  1621 W 3rd St, Waterloo, IA 50701

  Charming 2-story Cape Cod offering 3 bedrooms, 1 bath, and approximately 1,446 square feet of living space. Built in 1938 this home features classic Cape Cod architecture with timeless curb appeal, basement, and detached garage. AUCTION - OCCUPIED NO ACCESS OR VIEWINGS of this property. Please DO NOT DISTURB the occupant. "As is" cash only sale with no contingencies or inspections. Buyer will be

  Cheryl Rabin REALHome Services & Solutions, Inc.

  1621 W 3rd St, Waterloo, IA 50701
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  $249,900

  • 4 Beds
  • 2.5 Baths
  • 1,549 Sq Ft

  2718 Delane Ave, Waterloo, IA 50701

  Neat, Sweet, complete! This 4-bedroom, 1.75-bath home has so much more than meets the eye! Step inside to a bright and welcoming living room filled with natural light and new LVP flooring throughout the entire main floor. The spacious kitchen offers tons of cabinetry and counter space, plus a built-in window seat with extra storage that adds both character and function. Downstairs, the finished

  Sara Junaid Oakridge Real Estate

  2718 Delane Ave, Waterloo, IA 50701
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  $174,500

  • 3 Beds
  • 3 Baths
  • 1,932 Sq Ft

  733 Home Park Blvd, Waterloo, IA 50701

  There’s something special about life along Home Park Boulevard. Mature trees, established homes, and plenty of character give this part of Waterloo a personality all its own. At 733 Home Park Boulevard, you can enjoy the view from the bright enclosed front porch, whether you are having your morning coffee, reading a book, or simply watching the neighborhood go by. Inside, the home offers three

  Zakary Jenn Vine Valley Real Estate

  733 Home Park Blvd, Waterloo, IA 50701
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  $194,900

  • 2 Beds
  • 2.5 Baths
  • 1,616 Sq Ft

  2010 Cassi Ridge Unit RG, Waterloo, IA 50701

  Welcome home to this gorgeous, carefree condo! From the moment you step inside you'll love the open concept, bright & sunny living room that flows into the dining & kitchen area, complete with island, plenty of cabinets, side door to your private patio, pantry, half bath & double garage. Heading upstairs you'll discover a bath & laundry combination, bonus room for hobbies or den, a spacious

  Colleen Tierney Re/Max Concepts

  2010 Cassi Ridge Unit RG, Waterloo, IA 50701
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  /11

  $120,000

  • 3 Beds
  • 1 Bath
  • 1,144 Sq Ft

  817 Dawson St, Waterloo, IA 50703

  Text Travis at 515-661-1202 for showings.

  Travis Ferguson KW 1Advantage

  817 Dawson St, Waterloo, IA 50703
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  $359,900

  • 4 Beds
  • 2 Baths
  • 2,344 Sq Ft

  158 Woodstock Rd, Waterloo, IA 50701

  Classic charm meets modern convenience! Welcome home to this beautifully restored 4-bedroom, 2-bath character home where timeless charm and modern comfort come together in one of the Cedar Valley's most sought after neighborhoods. Thoughtfully updated from top to bottom over the last five years, this home offers all the character you love without the worry of major projects. Enjoy the peace of

  Jonathan Rogers Oakridge Real Estate

  158 Woodstock Rd, Waterloo, IA 50701
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  /14

  $198,000

  $12K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,751 Sq Ft

  903 Kimball Ave, Waterloo, IA 50702

  Discover this beautiful brick home full of character and charm, perfectly situated on the corner of Kimball and Bertch Avenue in a highly desirable Waterloo location. The property features a one-stall garage facing Bertch Avenue and a convenient two-lane driveway for ample parking. Step inside to a well-designed layout offering four spacious bedrooms and 1.5 bathrooms. The upper-level floor plan

  Alissa Folken Century 21 Signature RE

  903 Kimball Ave, Waterloo, IA 50702
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  /31

  $229,900

  $20K PRICE DROP

  • 5 Beds
  • 2.5 Baths
  • 2,803 Sq Ft

  935 Prospect Blvd, Waterloo, IA 50701

  Let your imagination soar on this home! Situated off Prospect Blvd., this 2-story home needs a visionary to bring it back to life. Potential is great, but you need to walk through with your thinking cap on and the "know how" or "know who" to help you put it all into place. Stepping into the home, you'll be taken back to a simpler time. Each room a time capsule from a 1950's/1960's era. The

  Bryn Mangrich Oakridge Real Estate

  935 Prospect Blvd, Waterloo, IA 50701
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  /21

  $149,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 988 Sq Ft

  408 Kingsley Ave, Waterloo, IA 50701

  This well cared for home is ready for its next family to move in. The current owner has been here for 43 years. Entering the home, you will notice the beautiful woodwork, unique doors, wonderful wood burning fireplace and open living room/dining area. Just to your left is a cozy front sitting room that is sure to become your favorite spot in the house to have your morning coffee or just get under

  Robert Hoppes Structure Real Estate

  408 Kingsley Ave, Waterloo, IA 50701

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