Waterloo, IA Homes for Sale under $400,000

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  /35

  $169,900

  $5K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,618 Sq Ft

  613 Reber Ave, Waterloo, IA 50701

  Welcome to 613 Reber Ave! This 3-bedroom, 1-bath home blends classic character with thoughtful updates throughout. Step inside to beautiful hardwood floors, original woodwork, and arched openings that bring warmth and character to the main living areas. The kitchen, updated within the last five years, features modern cabinetry, tile backsplash, stainless appliances, and a large stainless sink.

  

  Lindsey Bierman

  Epique Realty

  613 Reber Ave, Waterloo, IA 50701
• Explore Waterloo

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  /26

  $195,000

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,232 Sq Ft

  576 Pioneer Rd, Waterloo, IA 50701

  Welcome home to this well maintained ranch home offering the perfect blend of comfort, updates, and everyday functionality. Featuring three bedrooms, an updated bathroom, a spacious backyard, and a beautiful sunroom addition, this home is one you won’t want to miss. Step inside to a bright and inviting living room highlighted by large windows that flood the space with natural light, along with

  

  Carl Ericson

  Oakridge Real Estate

  576 Pioneer Rd, Waterloo, IA 50701
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  /27

  $149,000

  • 3 Beds
  • 1.5 Baths
  • 1,940 Sq Ft

  317 Hammond Ave, Waterloo, IA 50702

  This is a stunning 2 story home with a finished walk up attic. Charm & character throughout, tastefully decorated and meticulously kept. 3 bedrooms, 1.5 updated baths, separate formal Livingroom and dining room. Beautiful oak beams & built in dividers and floors. There are several bonus rooms to use as your wants and needs desire flex space, den, library, study. Main floor half bath/laundry. 3rd

  

  Rick Bauer

  Re/Max Concepts

  317 Hammond Ave, Waterloo, IA 50702
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  /19

  $169,900

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 1,578 Sq Ft

  1525 Robin Rd, Waterloo, IA 50701

  AWESOME UPDATES: completed in the last 2 months, All new roof shingles on the house and garage just installed with a 10 year Warranty, also living room, both main floor bedrooms new carpets, light fixtures & ceiling fans all installed August 2026. The main floor has been completely repainted, 1,128 square feet of finished living space on the main base, includes a bright and welcoming sunroom with

  

  Rick Bauer

  Re/Max Concepts

  1525 Robin Rd, Waterloo, IA 50701
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  /47

  $349,900

  $60K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,616 Sq Ft

  337 Almond St, Waterloo, IA 50703

  Set on a quiet Waterloo street, this home makes an immediate and welcoming impression. Well-tended landscaping and an expansive wrap around porch provide a glimpse of the care and thought invested throughout the property. Stepping inside, the entry feels open and inviting, flowing naturally into the main living spaces, and setting a comfortable, connected tone from the start. The main level

  Lynette Sorensen Re/Max Concepts

  337 Almond St, Waterloo, IA 50703
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  /3

  $125,000

  $1K PRICE INCREASE

  • Land
  • 1.59 Acres
  • $78,616 per Acre

  0 Logan Ave, Waterloo, IA 50703

  Great location to build you new home or a new business as well! Located on a hardsurface road close in to Waterloo. 1.59 acres m/l zoned C-2. The buyers of the home located next door have first option to purchase this lot with the home located at 4130 Logan Ave, Wloo

  Arleen Kugler,SRES,ABR,CRS Berkshire Hathaway Home Serv

  0 Logan Ave, Waterloo, IA 50703
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  /2

  $199,900

  • Land
  • 2.29 Acres
  • $87,293 per Acre

  2.29 Acres Ansborough Ave, Waterloo, IA 50701

  Great opportunity for M-1 zoned commercial ground. Ideal location with prime visibility and convenience access to Hwy 218. Seller is related to listing agent.

  Chris Fischels Fischels Commercial Group

  2.29 Acres Ansborough Ave, Waterloo, IA 50701
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  /25

  $189,900

  $10K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,554 Sq Ft

  1223 Maxine Ave, Waterloo, IA 50701

  Welcome home to 1223 Maxine Ave! This well-maintained 3-bedroom, 1-bath ranch offers comfortable living and recent updates. The main level has a nice, bright living room with new windows. The kitchen has new appliances and space for dining or you can use the adjacent 3rd bedroom as a full dining room. There are 2 additional bedrooms and a full bath on this level. Downstairs you'll find a rec room

  Jessica Schoof Structure Real Estate

  1223 Maxine Ave, Waterloo, IA 50701
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  /37

  $142,500

  $11K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,174 Sq Ft

  922 E Mitchell Ave, Waterloo, IA 50702

  Charming home that is perfect for those just starting their home ownership journey or those looking to downsize. It provides comfortable living in a convenient location near parks, grocery stores and everyday amenities, this home offers convenience and neighborhood charm. Inside you will find inviting living spaces with natural light and plenty of room to make it your own. Nonconforming bedroom,

  Kelly Jo Fretto Pinnacle Realty

  922 E Mitchell Ave, Waterloo, IA 50702
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  /27

  $284,000

  • 3 Beds
  • 2.5 Baths
  • 2,016 Sq Ft

  813 Grindstone Cir, Waterloo, IA 50702

  Enjoy the ease of low maintenance living in this move-in ready 2-story condo, ideally located close to shopping, dining, and everyday conveniences. With 3 bedrooms, 2 and a half baths, an attached double garage, and a finished lower level, there’s plenty of room to enjoy without the upkeep that comes with a traditional single-family home. The main level features an open-concept layout with luxury

  Hermina Ibricic Vine Valley Real Estate

  813 Grindstone Cir, Waterloo, IA 50702
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  /12

  $120,000

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 796 Sq Ft

  1821 E Ridgeway Ave, Waterloo, IA 50702

  This beautifully maintained 2-bedroom, 1-bathroom single-family home is located steps away from Liberty Park. Features an abundance of natural light, central air, and a massive backyard with outdoor space. Includes a 3-car garage, a basement, and hardwood floors. Conveniently located and just a short drive to MercyOne Waterloo Medical Center.

  Kurt Clements ListWithFreedom.com

  1821 E Ridgeway Ave, Waterloo, IA 50702
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  /32

  $285,000

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,284 Sq Ft

  1800 E Ridgeway Ave, Waterloo, IA 50702

  This one checks all the boxes! Sitting on 0.78 acres, this beautiful 4-bedroom, 2-bath home offers the perfect blend of space, comfort, and convenience.The oversized primary suite is a dream with its private bath and THREE closets because let's be honest, you can never have too much closet space! You'll also love the cozy 4-season porch, functional galley kitchen, fully fenced backyard,

  Kenneth Kauzlarich RE/MAX Precision

  1800 E Ridgeway Ave, Waterloo, IA 50702
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  /35

  $384,900

  • 4 Beds
  • 3 Baths
  • 2,035 Sq Ft

  2324 Maynard Ave, Waterloo, IA 50701

  Come one, come all!! Built in 2024, this stunning 4-bedroom, 3-bathroom home offers over 2,035 finished square feet of modern living space. The very specious bedrooms and 3 full bathroom layout provides plenty of room for everyday living, entertaining, and growing households. The finished lower level adds valuable living space and flexibility, while the 2-stall garage provides plenty of room for

  Bryce Clark Re/Max Concepts

  2324 Maynard Ave, Waterloo, IA 50701
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  /11

  $298,500

  • 2 Beds
  • 2.5 Baths
  • 1,556 Sq Ft

  3367 Lincolnshire Rd, Waterloo, IA 50701

  Welcome to the highly sought-after Lincolnshire Addition! This beautifully maintained, one-owner two-story "Harrison" twinhome offers the perfect combination of modern style, functionality, and low-maintenance living. Designed with an inviting open-concept floor plan, the spacious main level features a large L-shaped kitchen with premier cabinetry, quartz countertops, stainless steel appliances,

  Luann Gerber Realty ONE Group Movement

  3367 Lincolnshire Rd, Waterloo, IA 50701
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  /26

  $289,900

  • 4 Beds
  • 2 Baths
  • 1,627 Sq Ft

  2726 Edgemont Ave, Waterloo, IA 50702

  Contractor-owned and beautifully remodeled to feel like new! This stunning home has been thoughtfully updated throughout, including both bathrooms, and offers the best of everything. With a high-end, designer feel reminiscent of a Parade of Homes showcase, the quality and attention to detail truly shine. All appliances are included, making this home move-in ready! Outside, you’ll find a fully

  Ron Garris, CRB,CRS AWRE-Commercial & Development

  2726 Edgemont Ave, Waterloo, IA 50702
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  /28

  $118,000

  $17K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,049 Sq Ft

  500 Johnson St, Waterloo, IA 50702

  MORE REASONS TO MAKE THIS ONE YOURS! $1,500 SELLER CREDIT! Welcome home to this charming 3-bedroom, 1-bathroom property nestled in a quiet neighborhood! Built in 1939, this home offers character, a comfortable layout, and plenty of opportunity to make it your own. The deep blue vinyl siding gives the exterior a distinctive look and adds to its curb appeal. Inside, you’ll find a cozy layout ready

  Ellen Fowler Pinnacle Realty

  500 Johnson St, Waterloo, IA 50702
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  /2

  $149,950

  • Land
  • 32,234 Sq Ft
  • $202,635 per Acre

  Lot 6 Mirage Ridge, Waterloo, IA 50701

  C-2 zoned lot with ideal central South Waterloo location along San Marnan Dr and Kimball Ave. Great opportunities for many types ofuses including but not limited to; storage-units, contractors, restaurant/bar, recreation, vehicles, kennel/boarding and many more! TIF incentives available. Outlines shown above are illustrations and are not intended to be exact representations of parcel dimensions

  Matthew Miehe Miehe Commercial Real Estate

  Lot 6 Mirage Ridge, Waterloo, IA 50701
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  /24

  $134,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  1005 Forest Ave, Waterloo, IA 50702

  Discover comfort and convenience with this charming home that blends classic character with everyday functionality. Nestled on a quiet, tree-lined street, this property offers a welcoming atmosphere from the moment you arrive. Inside, you’ll find a bright and inviting layout with spacious living areas, ideal for both relaxing and entertaining. Large windows fill the home with natural light, while

  Andrew Wilson Oakridge Real Estate

  1005 Forest Ave, Waterloo, IA 50702
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  /20

  $295,000

  $20K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,874 Sq Ft

  1162 Rachael St, Waterloo, IA 50701

  Welcome home to this spacious 4-bedroom, 1.5-bathroom home that offers the perfect blend of comfort, charm, and functionality. From the moment you step inside, you'll appreciate the inviting layout, generous room sizes, and main-level laundry that make everyday living both convenient and comfortable. The porch/mudroom just off the garage provides the perfect drop zone for coats, shoes, and

  Christine Hutchins Realty ONE Group Movement

  1162 Rachael St, Waterloo, IA 50701
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  /33

  $354,500

  • 3 Beds
  • 4 Baths
  • 1,972 Sq Ft

  3356 Lincolnshire Rd, Waterloo, IA 50701

  Why build new when you can have it all right here? This beautifully maintained 2021-built, modified Red Oak floor plan offers the feel of a newer home with additional finished square footage and features you won’t want to miss. The spacious open-concept main level is designed for today’s lifestyle, with a large living room, kitchen, and dining area that’s perfect for entertaining, hosting, or

  Amy Wienands AWRE, EXP Realty, LLC

  3356 Lincolnshire Rd, Waterloo, IA 50701
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  /37

  $169,900

  • 2 Beds
  • 1 Bath
  • 1,074 Sq Ft

  537 Martin Rd, Waterloo, IA 50701

  Welcome home! This inviting property offers a spacious layout, thoughtful updates, and plenty of room to enjoy both inside and out. The main level features a generous living room, sunroom, separate dining room, and convenient main-floor laundry. Upstairs, you'll find nice-sized bedrooms with new carpeting, providing a comfortable and refreshed feel. Outside, the oversized two-stall garage and

  Jenna Drahos Re/Max Concepts

  537 Martin Rd, Waterloo, IA 50701
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  /30

  $259,900

  $15K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,878 Sq Ft

  5703 Aster Ln, Waterloo, IA 50701

  Welcome home to this well-maintained 4-bedroom, 1¾-bath ranch located on a quiet cul-de-sac. This spacious home features a desirable family room addition, providing extra living and entertaining space for family and guests. New floor coverings throughout give the home a fresh, updated feel. Step outside to enjoy the fenced backyard, perfect for pets, play, or outdoor gatherings. The property also

  Andrea Wester Berkshire Hathaway Home Serv

  5703 Aster Ln, Waterloo, IA 50701
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  /17

  $239,900

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,378 Sq Ft

  1615 Darby Dr, Waterloo, IA 50702

  This conveniently located condo is a great example of condo living! Featuring 3 bedrooms and 2 full baths upstairs, including a master suite with master bath and walk-in closet. On your main level you have another half bath, laundry room, your kitchen and family room. Outside you have a spacious deck and an attached 2 car garage both accessible from your main floor. You can leave the lawn mower

  Levi Moore Lepic-Kroeger, Realtors

  1615 Darby Dr, Waterloo, IA 50702
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  /9

  $294,742

  • 3 Beds
  • 2 Baths
  • 1,245 Sq Ft

  Lot #4 Denver St, Waterloo, IA 50702

  Discover the perfect canvas for your lifestyle in Waterloo’s newest community, Baltimore Fields. This versatile layout, the Aspen floor plan by Panther Builders, strikes the ideal balance between modern aesthetics and everyday affordability. The main level is anchored by a seamless open-concept living area—perfect for hosting—and features three bedrooms, and two full bathrooms, including a serene

  Tracy Mudd Vine Valley Real Estate

  Lot #4 Denver St, Waterloo, IA 50702
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  /7

  $280,000

  • 7 Beds
  • 4 Baths
  • 3,715 Sq Ft

  1037 Rachael St, Waterloo, IA 50701

  Investor Special — Priced Below Assessed Value! Bring your vision to this incredible 4-level split offering nearly 4,000 sq ft of living space, 7 bedrooms, and 4 bathrooms — perfect for investors, large households, or those needing room to grow. The home welcomes you with a spacious entryway and an open staircase leading to six upper-level bedrooms. The large kitchen and expansive living area

  Travis Ferguson KW 1Advantage

  1037 Rachael St, Waterloo, IA 50701
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  /29

  $109,000

  • 1,070 Sq Ft

  406-408 Gladys St, Waterloo, IA 50702

  Investor and home renovator opportunity here! This home is ready to reno! This home was previously a duplex and could still be, but is also in the process of being converted into a single family home. Newer Windows and doors, new siding, two new fuse boxes, and new electrical ran through half the house. Come take a look at a great project home! Sold AS-IS

  Justin Finn Four Seasons Realtors

  406-408 Gladys St, Waterloo, IA 50702
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  /5

  $129,900

  • Land
  • 26,950 Sq Ft
  • $209,961 per Acre

  0 Kimberly Ln Unit Lot 3, Waterloo, IA 50701

  Tremendous opportunity to create your best lifestyle! Luxury building sites in West Waterloo are situated to overlook Sunnyside Country Club. These wooded building sites offer stunning views and a private drive off of Westchester Road. This outstanding offering is not to be missed! Act quickly to secure your lot in Magnolia Hills!

  Amy Wienands AWRE, EXP Realty, LLC

  0 Kimberly Ln Unit Lot 3, Waterloo, IA 50701
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  /5

  $350,000

  • Land
  • 31,363 Sq Ft
  • $486,111 per Acre

  0.72 Acres Highway 63, Waterloo, IA 50701

  0.72 acres commercial ground with prime visibility on the intersection of Hwy 63/Sergeant Rd. and Greyhound Dr. in front of Loves Truck Stop. Zoned M-1. Ample opportunities!

  Chris Fischels Fischels Commercial Group

  0.72 Acres Highway 63, Waterloo, IA 50701
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  /34

  $329,900

  $5K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,319 Sq Ft

  724 Grindstone Cir, Waterloo, IA 50702

  Welcome to 724 Grindstone Circle—an immaculate, move-in ready condominium located in the highly desirable Prairie Meadow Estates! This turn-key home is thoughtfully designed for comfort and convenience—just bring your furniture and start enjoying life. Step inside and you’ll immediately be greeted by soaring vaulted ceilings and an open-concept layout with luxury vinyl plank flooring throughout

  Jason Strelow Berkshire Hathaway Home Serv

  724 Grindstone Cir, Waterloo, IA 50702
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  /36

  $225,000

  • 3 Beds
  • 1.5 Baths
  • 1,264 Sq Ft

  1220 Julian Ave, Waterloo, IA 50701

  Welcome home to this beautifully updated 3-bedroom, 1.5-bath home that is move-in ready and full of charm! Step inside to find fresh updates throughout, including new flooring and a nicely updated kitchen. A sliding door provides easy access to the deck and fully fenced backyard, creating a great space for relaxing, entertaining, pets, or play. The backyard also includes a storage shed for added

  Jordan Tranbarger Oakridge Real Estate

  1220 Julian Ave, Waterloo, IA 50701
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  /29

  $255,000

  $25K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,134 Sq Ft

  3541 Hammond Ave, Waterloo, IA 50702

  Welcome home to this spacious ranch offering room for everyone, both inside and out! Situated on an oversized lot, this inviting home welcomes you with a bright front living room just off the entry. From there, you'll find a functional kitchen with ample cabinet and counter space that flows effortlessly into the dining area, making everyday living and entertaining a breeze. Just beyond, the

  Mersiha Mustedanagic Oakridge Real Estate

  3541 Hammond Ave, Waterloo, IA 50702
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  /26

  $284,900

  $13K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,920 Sq Ft

  4157 Omaha Ave, Waterloo, IA 50702

  Unpack, unwind, and enjoy the effortless lifestyle offered by this pristine, move-in-ready condo. Designed with modern living in mind, the main floor features an airy, open layout bathed in natural light and anchored by durable vinyl plank flooring. The gourmet kitchen is a true centerpiece, upgraded with newer granite countertops, a contemporary backsplash, and a large center island that flows

  Amy Wienands AWRE, EXP Realty, LLC

  4157 Omaha Ave, Waterloo, IA 50702
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  /18

  $175,900

  $4K PRICE DROP

  • 4 Beds
  • 1 Bath
  • 1,733 Sq Ft

  1645 Plymouth Ave, Waterloo, IA 50702

  Welcome to this spacious and inviting ranch-style home offering four bedrooms on the main level and plenty of room to make it your own! Step inside to a comfortable living room featuring attractive flooring and a charming bay window that fills the space with natural light. Just beyond the living room, the designated dining area provides a welcoming space for meals. The kitchen is sure to impress

  Mersiha Mustedanagic Oakridge Real Estate

  1645 Plymouth Ave, Waterloo, IA 50702
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  /22

  $143,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 915 Sq Ft

  3619 Pheasant Ln Unit 4, Waterloo, IA 50701

  Welcome home to this beautifully updated and hard-to-find first-floor condo. Situated in a convenient Waterloo location, near shopping, dining, MercyOne, and everyday amenities, this condo is a must-see. Step inside to an inviting open-concept layout featuring luxury vinyl plank flooring that runs throughout the unit. The spacious living room offers a cozy gas fireplace and sliding door access to

  Elijah Berregaard Oakridge Real Estate

  3619 Pheasant Ln Unit 4, Waterloo, IA 50701
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  /37

  $395,000

  $30K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 2,968 Sq Ft

  765 Prospect Blvd, Waterloo, IA 50701

  Welcome to this beautifully updated and meticulously maintained home offering 2,968 finished square feet of comfortable living space in one of the area's most desirable neighborhoods. With four spacious bedrooms conveniently located on the same level, this home blends timeless character with modern updates. The custom kitchen is the heart of the home, featuring a large center island with a Viking

  Debbie Metcalf Oakridge Real Estate

  765 Prospect Blvd, Waterloo, IA 50701
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  /27

  $229,000

  • 4 Beds
  • 1 Bath
  • 1,896 Sq Ft

  501 Park Ln, Waterloo, IA 50702

  This four-bedroom home is packed with features you’ll love! The kitchen showcases beautiful custom cabinetry, and all appliances are included. Just off the kitchen, the inviting main-level family room is ready for cozy evenings with a gas fireplace, & built-in shelving. Beautiful awning windows throughout. The extras continue with a tankless water heater, generator, radon mitigation system,

  Marguerite Pircer Re/Max Concepts

  501 Park Ln, Waterloo, IA 50702
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  /27

  $274,900

  $15K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,300 Sq Ft

  3321 Monticello Ave, Waterloo, IA 50701

  Welcome to this well-maintained ranch located in a highly sought-after neighborhood! This inviting home features 3 bedrooms, 2 full baths, an updated main-level bathroom, and laminate flooring that adds style and easy maintenance. Offering over 1,300 square feet on the main level, the functional floor plan is complemented by a finished lower level featuring a spacious family/recreation room;

  Emsad Begic Vine Valley Real Estate

  3321 Monticello Ave, Waterloo, IA 50701
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  /37

  $264,900

  $10K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 2,132 Sq Ft

  404 Allen St, Waterloo, IA 50701

  Welcome to 404 Allen Street in Waterloo – where modern elegance meets thoughtful renovation! This property has undergone a full-frame transformation, ensuring a hassle-free lifestyle for its lucky new owners. Step inside to discover a home that has been meticulously upgraded, from the HVAC system to the sheetrock, electrical, plumbing, and windows – every detail has been considered. The heart of

  Lynette Sorensen Re/Max Concepts

  404 Allen St, Waterloo, IA 50701
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  /31

  $199,900

  $9K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,513 Sq Ft

  3638 Logan Ave, Waterloo, IA 50703

  Discover the perfect blend of comfort, space, and convenience in this well-maintained 3-bedroom, 1½-bath sprawling ranch. Featuring a double attached garage, this home offers plenty of room for vehicles, storage, and hobbies. Inside, you’ll love the inviting eat-in kitchen. The spacious layout provides comfortable living, while the secluded backyard creates a peaceful retreat for relaxing or

  Mike Taylor Lockard Realty Company

  3638 Logan Ave, Waterloo, IA 50703
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  /2

  $269,148

  • 2 Beds
  • 2 Baths
  • 1,010 Sq Ft

  Lot #15 Denver St, Waterloo, IA 50702

  An exciting opportunity to personalize new construction in Waterloo’s newest neighborhood, Baltimore Fields! The proposed Oakley plan by Panther Builders offers a thoughtfully designed layout that blends comfort, affordability, and modern style. Featuring 2 bedrooms and 2 full bathrooms on the main level, including a spacious primary suite, this home was designed with simplicity, functionality,

  Kelsey Jorgensen Vine Valley Real Estate

  Lot #15 Denver St, Waterloo, IA 50702

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