2,252

Ranch Style Homes for Sale in Wisconsin

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  • /20

    $389,900

    • 3 Beds
    • 3 Baths
    • 2,191 Sq Ft

    815 W Roberts St, Spencer, WI 54479

    Job Relocation makes this almost NEW HOME available....this stunning 3 bdrm 3 bath bilevel built in 2023 by Meyer Construction boasts open concept family living. Kitchen features granite countertops, stainless steel appliances, center island, custom cabinetry and walk-in pantry. Sunkissed dining room opens to maintenance free deck...that has the perfect seat for fall sunsets! Primary bedroom

    JULIE JOHNSRUD SUCCESS REALTY INC

    815 W Roberts St, Spencer, WI 54479
  • /4

    $646,990 New Construction

    • 4 Beds
    • 2.5 Baths
    • 2,289 Sq Ft

    1343 Periwinkle Pass, Oconomowoc, WI 53066

    HOUSE IS FRAMED - APPROX. COMPLETION SEPTEMBER 2026. 4 bedrooms/2.5 baths/elite series split ranch. 9' foundation wall/1 egress slider window/drain-vent rough in for future full bath in basement. Ceramic tiled walk-in shower/2 shower heads/double sinks/granite or equivalent vanity tops. Double sinks in family bath. 9' main floor ceilings/10' ceilings in foyer, living room, kitchen/dinette & tray

    Joseph Behmke Kaerek Homes, Inc.

    1343 Periwinkle Pass, Oconomowoc, WI 53066
  • /63

    $574,900

    • 4 Beds
    • 3.5 Baths
    • 3,665 Sq Ft

    485 Whispering Springs Dr, Fond Du Lac, WI 54937

    Designed for connection and comfort, this home is as perfect for entertaining as it is for quiet mornings. Sunlight pours into open living spaces accented with warm woodtones, while the bedrooms are tucked away for privacy. A versatile loft offers space for a home office or 5th bedroom. Step outside to enjoy extensive hardscaping, a composite deck,and a level yard ideal for gatherings or

    Debra Heller Roberts Homes and Real Estate

    485 Whispering Springs Dr, Fond Du Lac, WI 54937
  • /58

    $399,000

    • 3 Beds
    • 2 Baths
    • 1,456 Sq Ft

    48400 Old Grade Rd, Cable, WI 54821

    On the scenic shores of Lake Atkins w/ an impressive 620 feet of frontage, this nearly 1,500 sqft home located east of Cable, WI offers unmatched space, privacy & access to nature. The property spans 8 acres & directly borders thousands of acres of National Forest, providing endless opportunities for fishing, boating, hiking, hunting & year-round adventure. Located right on an ATV/UTV &

    Jeremy Mavis Woodland Developments & Realty

    48400 Old Grade Rd, Cable, WI 54821
  • /38

    $369,900 Pre-Foreclosure

    • 2 Beds
    • 2 Baths
    • 1,934 Sq Ft

    507 Falcon Cir, Monona, WI 53716

    Looking for more then the average home! Are you ready to be new owner on this large corner lot with mature trees that offer privacy and shade in the back yard along with an extra large garage complete with a work shopper's dream! Large South facing window in the Living room, gives the home a warm and sunny feel with the wood floors and updated kitchen. The lower level has a bathroom and finish

    Robin St Clair EXIT Realty HGM

    507 Falcon Cir, Monona, WI 53716
  • /33

    $619,000

    • 3 Beds
    • 2.5 Baths
    • 1,946 Sq Ft

    2025 Mulberry St, Sauk City, WI 53583

    TOP QUALITY CONSTRUCTION...BRAND NEW RANCH HOME w/3 Bedrooms (Option for a Future 4th Bedroom & Office!), 2.5 Baths, Private 1st Floor Laundry, Large Mud Room w/Cubbies + Insulated 3 Car Garage! AMAZING KITCHEN FEATURES A HUMONGOUS WALK-IN BUTLER'S PANTRY w/Coffee Bar, Abundance of TOP QUALITY Soft-Close Cabinets, Huge Work Island, Quartz Countertops & Dinette Area that Opens to Great Room

    Acker Maly Home Team RE/MAX Preferred

    2025 Mulberry St, Sauk City, WI 53583
  • /41

    $114,900

    • 3 Beds
    • 1 Bath
    • 2,480 Sq Ft

    161 Paddock Ave, Park Falls, WI 54552

    Nestled in a well-established neighborhood near the clinic and hospital, this charming stick-built ranch offers both comfort and convenience. The home includes a welcoming kitchen with a corner sink and soft-close cabinetry, dining area, cozy living room with a brick fireplace, three bedrooms, and a full bath. A full basement provides plenty of storage or potential for additional living space.

    CALA FERANEC NORTHWOODS REALTY

    161 Paddock Ave, Park Falls, WI 54552
  • /27

    $314,900

    • 2 Beds
    • 1 Bath
    • 948 Sq Ft

    33312 Fairview Ct, Burlington, WI 53105

    Completely remodeled home on Bohners Lake with stunning views of the water ready for unforgettable gatherings with family and friends nestled between Milwaukee and Chicago. Offering an open-concept layout, this home has been updated with brand-new plumbing, electrical, roofing, siding, windows and a high-efficiency furnace/ducting providing a low-maintenance turnkey living. Step out from the

    Paul Rapala 1st Advantage Real Estate

    33312 Fairview Ct, Burlington, WI 53105
  • /4

    $575,000

    • 3 Beds
    • 2 Baths
    • 1,651 Sq Ft

    L46 Valley Rd, Dane, WI 53529

    Construction status: to be started with an accepted offer. Beautiful ranch home with 3 car garage, featuring 3 bedrooms, 2 full baths, and open living area. Private master bath suite, with tiled shower. Exposed basement would allow approx. 1100 sq feet of finished space. Kitchen appliance package and fine grade and seeding is included. Seller is a licensed real estate agent. We have homes in

    Perry Sanoy Sanoy Realty

    L46 Valley Rd, Dane, WI 53529
  • /26

    $497,900

    • 4 Beds
    • 3.5 Baths
    • 2,728 Sq Ft

    4610 Grand Pine Dr, Wisconsin Rapids, WI 54494

    Beautiful new construction home on a large corner lot. Located in the Grand Pines Subdivision. Be the first to call this home yours. It features an open concept living area with high ceilings and lots of natural light. The kitchen feature custom cabinetry with quartz countertops. Plenty of storage throughout the home with large walk in closets and bonus laundry room cabinetry. The basement

    Dean Ramsden RE/MAX CONNECT

    4610 Grand Pine Dr, Wisconsin Rapids, WI 54494
  • /41

    $590,000 New Construction

    • 5 Beds
    • 3 Baths
    • 2,717 Sq Ft

    627 Bobolink Ln, Cascade, WI 53011

    If you're searching for a stunning, brand-new custom-built home, look no further. This spacious 5-bedroom, 3-bath residence offers everything you've been dreaming ofincluding a luxurious primary suite that's sure to impress. Enjoy the comfort of a large open-concept living area, a no-step entry for added accessibility, and a fully finished exposed basement with full-size windows. The first-floor

    Jason Weigert Pleasant View Realty, LLC

    627 Bobolink Ln, Cascade, WI 53011
  • /29

    $284,900

    • 2 Beds
    • 2 Baths
    • 1,213 Sq Ft

    1503 E 23rd St, Marshfield, WI 54449

    Welcome to the beautiful Aenon Twin Home plan by Denyon Homes and part of the innovative Zero Lot Line Series. Designed with comfort and practicality in mind, this 2-bedroom, 2-bath home offers 1,213 square feet of bright, open-concept living space that makes homeownership both attainable and enjoyable. Step inside to find a well-appointed kitchen with included dishwasher and microwave, a

    Jeff Marg RE/MAX EXCEL

    1503 E 23rd St, Marshfield, WI 54449
  • /2

    $363,560 New Construction

    • 3 Beds
    • 2 Baths
    • 1,803 Sq Ft

    3709 Cardinal Dr, Beloit, WI 53511

    COMPLETION ESTIMATE DECEMBER 2026. NEW CONSTRUCTION IN EAGLE RIDGE OF BELOIT! 1803 SQ. FT. OPEN CONCEPT SPLIT BEDROOM PLAN WITH COVERED FRONT PORCH. LARGE DINE IN KITCHEN WITH PANTRY CLOSET, QUARTZ ISLAND WITH BREAKFAST BAR AND STAINLESS RANGE, DISHWASHER AND MICROWAVE, PRIMARY BEDROOM WITH DOUBLE CLOSETS AND PRIVATE BATH, 1ST FLOOR LAUNDRY ROOM WITH DROP ZONE AT GARAGE ENTRANCE, WHITE TRIM,

    Joe Contarino Dickerson & Nieman, REALTORS

    3709 Cardinal Dr, Beloit, WI 53511
  • /35

    $589,000

    • 3 Beds
    • 3 Baths
    • 2,659 Sq Ft

    704 River Ridge Dr, Waterford, WI 53185

    Welcome to this beautifully designed 3 bedroom, 3 bath ranch by ''Stepping Stone Homes'', offering contemporary style and effortless living. The open-concept layout showcases a spacious living area anchored by a sleek kitchen featuring quartz countertops, maple-stained cabinetry and stainless-steel appliances. The adjoining dinette opens through a patio door to a generous maintenance-free deck,

    Renata Greeley Shorewest Realtors, Inc.

    704 River Ridge Dr, Waterford, WI 53185
  • /32

    $279,000

    • 3 Beds
    • 1.5 Baths
    • 1,117 Sq Ft

    5006 N Port Washington Rd, Milwaukee, WI 53217

    Move-in ready 3BR, 1.5BA home on a spacious, park-like lot. Features an inviting eat-in kitchen with maple cabinets, granite counters, pantry, and a dining room with built-in china cabinet. The finished lower level offers a rec room and half bath, perfect for entertaining or relaxing. Conveniently located near Bayshore Town Center, Estabrook Park, Lincoln Golf Course, and with easy freeway

    Tammy Albelo Rock Solid Realty Group

    5006 N Port Washington Rd, Milwaukee, WI 53217
  • /41

    $444,000

    • 4 Beds
    • 2.5 Baths
    • 2,000 Sq Ft

    W5675 Sunset Ridge Rd, Walworth, WI 53184

    Perfectly situated between Fontana and Williams Bayjust 5 minutes to beaches, gourmet restaurants, walking trails, entertainment, shopping, and boatingthis sprawling ranch offers the ideal Lake Geneva lifestyle. Set on nearly an acre with mature trees and privacy, it features 4 bedrooms, 2.5 baths, 2000 sq ft, a cozy family room with a large wood-burning fireplace, a spacious living room,

    Kathy Baumbach Shorewest Realtors, Inc.

    W5675 Sunset Ridge Rd, Walworth, WI 53184
  • /58

    $399,900

    • 4 Beds
    • 3 Baths
    • 2,632 Sq Ft

    531 Midway Dr, Reedsburg, WI 53959

    Raised ranch featuring a beautiful, large tiled entry foyer that feels warm and inviting. From here, step up to the main level or down to the spacious lower-level family room. The main level offers luxury vinyl plank flooring throughout, three bedrooms, and two full baths, along with a generously sized eat-in kitchen and breakfast area. The open-concept lower level includes an additional bedroom

    Chelsey Steele First Weber Inc

    531 Midway Dr, Reedsburg, WI 53959
  • /49

    $335,900

    • 2 Beds
    • 1 Bath
    • 820 Sq Ft

    53710 E Ellison Lake Rd, Solon Springs, WI 54873

    Escape to the Northwoods with this charming 2-bedroom, 1-bath single-story lake home nestled on the serene shores of Ellison Lake. Thoughtfully designed for simplicity and relaxation, this rustic retreat features warm wood finishes and a wood burning fireplace. Step outside to a gorgeous panoramic view with approximately 267 feet of waterfront includes 1 dock and a detached garage on just under 2

    Melissa Brown Realty III

    53710 E Ellison Lake Rd, Solon Springs, WI 54873
  • /57

    $469,900

    • 4 Beds
    • 3 Baths
    • 2,813 Sq Ft

    104 Carolyn Ct, Eden, WI 53019

    Quality of Life in the Lovely Village of Eden! Perfectly maintained and extensively Remodeled 4-bedroom, three full bath ranch with finished basement, spa bath with Cedar sauna and massive clawfoot tub, spacious, amazing office with shelving and desks. Vaulted ceiling in Great Room. Hickory wall, gas FP, Stone Shower, new appliances! Loads of Storage! Home has WAVE system for Moisture Control.

    Jeanne Van Oss Century 21 Benefit Realty

    104 Carolyn Ct, Eden, WI 53019
  • /28

    $434,900

    • 3 Beds
    • 2 Baths
    • 1,968 Sq Ft

    1566 Saint Augustine Rd, Hartford, WI 53027

    Welcome to 1566 St Augustine Rd, Richfield, WI 53027! This charming home sits on a spacious, tree-lined lot and features a huge deckperfect for entertaining or relaxing outdoors. Inside, enjoy bright, open living spaces and a modern kitchen. Just minutes away, dine at the historic Fox & Hounds Restaurant & Tavern or unwind at the Alpine Retreat. Outdoor fun awaits at Richfield Nature Park, and

    Brittany Haeni Epique Realty Germantown

    1566 Saint Augustine Rd, Hartford, WI 53027
  • /30

    $439,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,750 Sq Ft

    213 Cedar Ave, Delavan, WI 53115

    NEW CONSTRUCTION - DELAVAN RANCH 3 BEDROOM/2 FULL BATH 1,750 SQ FT RANCH HOME. This home to be built. Builder, Armoured Exteriors is proud to present one of their latest projects. This open floor plan features beautiful flooring throughout; vaulted ceiling in the spacious Great Room; Kitchen with stainless appliances, quartz countertops, corner walk-in pantry, prep-island/breakfast bar & Dining

    Christine Fox Shorewest Realtors, Inc.

    213 Cedar Ave, Delavan, WI 53115
  • /2

    $689,990 New Construction

    • 3 Beds
    • 2 Baths
    • 2,004 Sq Ft

    N75W24746 Lauren Dr, Sussex, WI 53089

    Looking for an open concept ranch with 2004 Sq. Ft. in Golden Fields subdivision that can accommodate all your entertaining needs? Enter the foyer to a massive Great room w/GFP, Kitchen and Dining area with 9 ft. & pitched ceilings! Remainder of main floor has 9 ft. ceilings. The Pinewood Elite offers a huge kitchen with tons of cabinets, granite or equivalent counters, snack island & a walk in

    Scott Pinzer Kaerek Homes, Inc.

    N75W24746 Lauren Dr, Sussex, WI 53089
  • /8

    $95,000

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    243 S State St, La Farge, WI 54639

    Welcome home to this 3 bedroom 2 bath single level home in La Farge.

    Garrick Olerud NextHome Prime Real Estate

    243 S State St, La Farge, WI 54639
  • /9

    $140,000

    • 2 Beds
    • 1 Bath
    • 740 Sq Ft

    2166 Bradley St, Beloit, WI 53511

    Investment opportunity? Looking for something small? Then check this one out. This cute home sitting on a double lot in Turtle Township had the roof, siding, windows, furnace and water heater all replaced in 2021. Don't mind the clutter as home is being cleaned out. Parcel 038 001636 is included in the sale.

    Matt Lee Century 21 Affiliated

    2166 Bradley St, Beloit, WI 53511
  • /89

    $799,000

    • 5 Beds
    • 3 Baths
    • 2,700 Sq Ft

    5995 Section Line Rd, Dodgeville, WI 53533

    Country paradise on 44+ acres near Dodgeville—ideal for hobby farmers, horse enthusiasts, and hunters. This 5BR/3BA home offers panoramic views, a meandering creek, woods, and tillable acreage teeming with deer and turkey. The main-level primary suite includes a spa-like bath and walk-in closet. Enjoy open-concept living with a fireplace and deck views. The walkout lower level features in-floor

    Jeff Maliszewski EXIT Professional Real Estate

    5995 Section Line Rd, Dodgeville, WI 53533
  • /19

    $205,000

    • 1 Bed
    • 1 Bath
    • 680 Sq Ft

    W5426 Buffalo Dr, Montello, WI 53949

    Quaint retreat on Buffalo Lake. Nothing to do here but bring the fishing pole and relax. Recently remodeled this 1 bdrm / 1 bath open concept can be used year round. New mini splits in 2024.

    Debbie Daniels First Weber Inc

    W5426 Buffalo Dr, Montello, WI 53949
  • /36

    $354,000

    • 3 Beds
    • 2 Baths
    • 2,286 Sq Ft

    1555 W Golf Dr, Platteville, WI 53818

    Step into this beautiful Multi-Level home near the Platteville Golf Course and Smith Park. Enter into the spacious foyer into the upper or lower levels. The upper level offers 2 bedrooms and a large living room. The lower level offers an additional bedroom, full bath, additional rec room plus a large level storage room complete with shelves for all your storage needs. Home has a new roof & siding

    Jennifer Oyen-Reed Tim Slack Auction & Realty, LLC-Lancaster

    1555 W Golf Dr, Platteville, WI 53818
  • /39

    $184,900

    • 3 Beds
    • 1 Bath
    • 908 Sq Ft

    608 5th St, Oconto, WI 54153

    Step into the warmth and charm of this beautifully maintained early-1900s home located in the heart of the City of Oconto. Thoughtfully improved with updated siding and a newer roof, this home blends timeless character with modern comfort. Inside, you’ll find an inviting, well-kept interior filled with warm tones and a cozy, homey feel that welcomes you from the moment you walk in. Each room

    Angie Pecor Venture Real Estate Co

    608 5th St, Oconto, WI 54153
  • /26

    $395,000

    • 3 Beds
    • 2.5 Baths
    • 3,036 Sq Ft

    219 Windmill Ln, Walworth, WI 53184

    A rare find with this better-than-new ranch townhome in Windmill Meadows! Open concept with vaulted ceiling, gorgeous stone fireplace, hardwood floors and newer quart counters & backsplash. Convenient main-floor laundry and primary en-suite with step-in shower and grab bars. Recently finished basement with egress window adds another 1,475 sq. ft. of living space featuring ceramic tile throughout,

    Melissa Nelson Redfin Corporation

    219 Windmill Ln, Walworth, WI 53184
  • /5

    $509,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,720 Sq Ft

    1120 Elderberry Rd, Oconomowoc, WI 53066

    Move-in Ready 91 ARW Julian Cottage II Unit A, Ground Level Foundation. TWIN HOME! AVAILABLE 12.19.25! Welcome to Haven, a community of Twin Homes offering low-maintenance living in custom homes w/ private yards. Monthly association fee of $245 covers lawn mowing/fertilization/snow removal; plus a la carte seasonal services are available for separate rate. All Veridian homes are Quality360

    Tamra Litzau Shorewest Realtors, Inc.

    1120 Elderberry Rd, Oconomowoc, WI 53066
  • /55

    $699,900

    • 3 Beds
    • 2.5 Baths
    • 3,413 Sq Ft

    W243N7650 Hilltop Ct, Sussex, WI 53089

    Welcome home to this quality built Lisbon exposed ranch on 2.43 acres! You will love the privacy that this home offers with plenty of views of wildlife from every window! Every man's dream of a heated workshop under the home with garage door access to the backyard, plus additional 2.5 car detached garage! Great room offers floor-to-ceiling cream city brick fireplace & wall of windows overlooking

    Braden Team* First Weber Inc - Menomonee Falls

    W243N7650 Hilltop Ct, Sussex, WI 53089
  • /4

    $725,000 New Construction

    • 3 Beds
    • 3 Baths
    • 3,322 Sq Ft

    LT40 Lakeshore Ave, Sugar Creek, WI 53121

    New construction in the sought-after Lauderdale Lakes Estates! This custom-built home on over an acre lot, features 3 spacious bedrooms, 3 full bathrooms, large living room with cathedral ceilings, spacious kitchen with kitchen island and plenty of counter space for all your culinary needs, convenient first floor laundry room. Master suite features a large walk-in closet and en-suite bathroom.

    Jeana Paffhausen Coldwell Banker Realty

    LT40 Lakeshore Ave, Sugar Creek, WI 53121
  • /32

    $379,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,400 Sq Ft

    104 Boneset Ave, Poynette, WI 53955

    $5K Closing Credit with Offer by End of Year! The MIDCENTURY MODERN 2nd edition highlights clean lines and timeless style. A vaulted, light-filled living area connects to a sleek kitchen with quartz island, pantry, and hardwood details. The main floor includes a primary suite with walk-in closet plus two additional bedrooms and full bath and a lower level ready for future finish. Energy-efficient

    Brandon Grosse Accord Realty

    104 Boneset Ave, Poynette, WI 53955
  • /99

    $1,500,000

    • 3 Beds
    • 2 Baths
    • 1,444 Sq Ft

    4376 Rudy Rd, Sturgeon Bay, WI 54235

    Amazing opportunity to own over 100 acres in Door County! This listing consists of 3 parcels with the main parcel including a well-kept, ranch-style home with attached garage and walkout basement, along with a dairy barn, machine shed, silo, and granary. The other 2 parcels are agricultural with some wooded areas as well. Potential for development - get creative!

    Eric Muller EXIT Elite Realty

    4376 Rudy Rd, Sturgeon Bay, WI 54235
  • /26

    $364,900 New Construction

    • 2 Beds
    • 2 Baths
    • 1,511 Sq Ft

    889 Red Hawk Dr, Milton, WI 53563

    Brand-new twin-home condo in Tower Hill Estates! Positioned on a corner lot, this 2-bedroom, 2-bath duplex-style home offers zero-step entry from the attached 2-car garage and an easy, open layout designed for today’s living. The inviting living space features tray ceiling detail and a corner gas fireplace, accented by clean white trim throughout. The kitchen delivers both style and function with

    Chris Mayhew Century 21 Affiliated

    889 Red Hawk Dr, Milton, WI 53563
  • /35

    $259,900

    • 3 Beds
    • 2 Baths
    • 1,540 Sq Ft

    416 W Leonhard St, Marshfield, WI 54449

    Location, charm, and updates come together in this 3 BR 2 BA ranch in the heart of Marshfield. Just a short walk to Marshfield Medical Center, the YMCA, Grant Elementary, and nearby shopping, this home puts you right where you want to be. Step inside and you’ll immediately appreciate the thoughtful updates and warm, welcoming feel. The functional kitchen features a tile backsplash and an apron

    Ashley Fredrick NEXTHOME HUB CITY

    416 W Leonhard St, Marshfield, WI 54449
  • /73

    $1,300,000

    • 4 Beds
    • 6 Baths
    • 4,079 Sq Ft

    W4038 Maplewood Ln, Fond Du Lac, WI 54937

    Christine Schiek First Weber-Fond du Lac

    W4038 Maplewood Ln, Fond Du Lac, WI 54937
  • /13

    $225,000

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    W4643 S Pearl Lake Rd, Redgranite, WI 54970

    Sold AS-IS. Looking for something close to the lake but still want a lot with some breathing room then this place is for you. This 2 bedroom (non-conforming) 1 bath ranch sits right across the street from Pearl Lake with the boats launch only minutes away. Need a place to store your boat, look no further than the detached garage with a 10Ft roll up door. So if your looking for your north woods

    Justin Padley Century 21 Affiliated

    W4643 S Pearl Lake Rd, Redgranite, WI 54970
  • /16

    $259,900

    • 3 Beds
    • 1 Bath
    • 1,252 Sq Ft

    3257 90th St, Sturtevant, WI 53177

    Just in time for the holidays, this move-in ready 3-bedroom, 1-bath ranch is ready for its next owner. The home features a spacious living room that flows comfortably into the kitchen, creating a functional and inviting main living area. Three bedrooms and a full bath are conveniently located on the main floor, offering a practical layout for a variety of lifestyles. The lower level includes a

    Tim Vandeville Jr Legacy Realty Group LLC

    3257 90th St, Sturtevant, WI 53177
  • /2

    $709,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 2,452 Sq Ft

    708 N Sparrow Way, Grafton, WI 53024

    Great ranch great location with rear home facing east!! This ranch home offers 2452 SQ. FT. is being built in the Elite series. Enter the massive pitched ceiling foyer that leads to open Great room with GFP, & pitched ceiling. Main level of home 9 Ft. ceilings. Open working kitchen with granite or equivalent counters, walk in pantry, large flush snack island, tons of cabinets and box ceilings

    Will Hollrith Hollrith Realty, Inc

    708 N Sparrow Way, Grafton, WI 53024

Showing Results 521 - 560, Page 14 of 18

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