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Arizona Homesteads for Sale

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  • /15

    $120,000

    • Land
    • 41 Acres
    • $2,958 per Acre

    Lot 52 Juniperwood Ranch -- Unit 11, Ash Fork, AZ 86320

    Discover the freedom and serenity of off-grid living on this expansive 40-acre parcel just off historic Route 66. Whether you're planning to build a full-time residence or a weekend retreat, this property is ready to go with a 300 ft gravel drive, permitted 3-bedroom septic system already installed. The professionally fenced perimeter (4-strand barbed wire with stays and 2 gates) offers privacy

    Sandra Allen Berkshire Hathaway HomeServices Arizona Properties

    Lot 52 Juniperwood Ranch -- Unit 11, Ash Fork, AZ 86320
  • /15

    $120,000

    • Land
    • 41 Acres
    • $2,958 per Acre

    Lot 52 Juniperwood Ranch, Ash Fork, AZ 86320

    Discover the freedom and serenity of off-grid living on this expansive 40-acre parcel just off historic Route 66. Whether you're planning to build a full-time residence or a weekend retreat, this property is ready to go with a 300 ft gravel drive, permitted 3-bedroom septic system already installed. The professionally fenced perimeter (4-strand barbed wire with stays and 2 gates) offers privacy

    Sandra Allen Berkshire Hathaway HomeService AZ Properties

    Lot 52 Juniperwood Ranch, Ash Fork, AZ 86320
  • /6

    $32,850

    • Land
    • 40 Acres
    • $816 per Acre

    9979 Texas Ln Unit 16, White Mountain Lakes Estates, AZ 85912

    Huge - 40 acre parcel - close to Show Low - Pinion Tree studded - beautiful homestead area

    Richard Schutt Wrangler Real Estate

    9979 Texas Ln Unit 16, White Mountain Lakes Estates, AZ 85912
  • /17

    $21,900

    • Land
    • 16 Acres
    • $1,369 per Acre

    16 Acres Gun Sight Trail, Pearce, AZ 85625

    Discover 16 acres of scenic Arizona beauty, soon to be split during escrow (see preliminary survey in photos). This sloping hillside terrain offers sweeping mountain views, including the majestic Chiricahuas, and a seasonal creek below. Ideal for those seeking peace, privacy, and panoramic vistas. RU-4 zoning allows for flexible building options, including the ''opt-out'' permit--perfect for

    John Shaver Realty Executives Arizona Territory

    16 Acres Gun Sight Trail, Pearce, AZ 85625
  • /21

    $24,900

    • Land
    • 12 Acres
    • $2,075 per Acre

    12 Acres E Camino Verde Dr, Pearce, AZ 85625

    Own 12 beautiful acres in Cochise County! This parcel, currently part of a 40-acre property, will be split during escrow (see photos for preliminary survey). A desirable corner lot featuring a seasonal creek, mature trees, and sweeping views of the Chiricahua Mountains. RU-4 zoning allows for an opt-out permit, making it perfect for an off-grid homestead. Enjoy privacy, natural beauty, and

    John Shaver Realty Executives Arizona Territory

    12 Acres E Camino Verde Dr, Pearce, AZ 85625
  • /34

    $249,000

    • Land
    • 80 Acres
    • $3,111 per Acre

    80 Acres N Slope Along Way, Cochise, AZ 85606

    Approx. 80-acre parcel nestled in the Dragoon Mountains at 5,000 ft elevation--this is a rare and special find. Just a mile from the National Forest and Cochise Stronghold, the land is rich in history and natural beauty. Surrounded by granite domes and rugged cliffs, this woodland setting once sheltered Apache Chief Cochise and his people. Ideal for a homestead, small ranch, or retirement escape,

    John Shaver Realty Executives Arizona Territory

    80 Acres N Slope Along Way, Cochise, AZ 85606
  • /8

    $135,000

    • Land
    • 0.98 Acre
    • $137,755 per Acre

    4145 S Canusa Place Unit 7, Tucson Estates, AZ 85735

    Flat, buildable lot at the end of the cul-de-sac in established neighborhood! Paved streets. NO HOA. Zoned 94% SH, Suburban Homestead, 6% CMH-1, County Manufactured and Mobile Home. SH zoning allows two manufactured homes on each site. Utilities are available close to lot.

    Jennifer Repscher Tierra Antigua Realty

    4145 S Canusa Place Unit 7, Tucson Estates, AZ 85735
  • /54

    $369,000

    • 3 Beds
    • 2 Baths
    • 1,450 Sq Ft

    4951 Hay Hollow Rd, Snowflake, AZ 85937

    Great homestead/horse property! 20 full acres with 3 fenced pastures makes this an excellent horse/animal property! Recently remodeled home with 2 additions. Large garage with 3 stables attached. On the hill, set back from the road, the views to the West are endless! And with State property across Hay Hollow, structures will never impede your view. Upgrades include new kitchen, new master

    Steffanie Wicker Sundance Real Estate LLC

    4951 Hay Hollow Rd, Snowflake, AZ 85937
  • /4

    $200,000

    • Land
    • 65 Acres
    • $3,077 per Acre

    TBD 65 Acr E Sunrise Dr Unit C, Pearce, AZ 85625

    Set at the base of the striking Chiricahua Mountains in southeast Arizona, this 65-acre property offers privacy and natural beauty. The semi-flat terrain provides accessibility and openness, making it ideal for a secluded homestead or peaceful retreat. Surrounded by rugged desert flora and framed by towering peaks, the land captures the essence of untamed wilderness while offering a quiet escape

    Pam Sproul Realty Executives Arizona Territory

    TBD 65 Acr E Sunrise Dr Unit C, Pearce, AZ 85625
  • /42

    $167,000

    • Land
    • 45 Acres
    • $3,733 per Acre

    299 Markham Pass Unit 299, Seligman, AZ 86337

    Beautiful pasture - the hard work is already done, fenced and crossed fenced (3), with a small run-in barn. Electric fencing has been installed and is equipped with a Gallagher Solar Fence Charger to keep it powered up. Pasture is also set up for rotation, making it perfect for horses or any other grazing animals. Water tank set up, RV pad constructed out of stone, so NO MUD even in the worst

    Sarah Foltyn Dirt Road Real Estate

    299 Markham Pass Unit 299, Seligman, AZ 86337
  • /65

    $365,000

    • 3 Beds
    • 2 Baths
    • 1,793 Sq Ft

    7190 E Red Barrel Rd, Yucca, AZ 86438

    Secluded 40-Acre ranch, PRIVATE WELL and NEW SOLAR SYSTEM make this a perfect homestead. Situated next to over 3,000 miles of government land for privacy and off road adventure. Well maintained 3-Bedroom home boasts nearly 1,800 Sq. Ft. Spacious open floor plan, vaulted ceilings, cozy fireplace, washer, dryer, refrigerator, and stove. This turn-key property has everything you need for a desert

    Janice Gould Havasu Realty

    7190 E Red Barrel Rd, Yucca, AZ 86438
  • /85

    $975,000

    • 3 Beds
    • 2.5 Baths
    • 3,040 Sq Ft

    18250 S Backwoods Trail, Kirkland, AZ 86332

    Looking for an Off-Grid, private homestead with NO HOA on nearly 30 acres? This is the home for you! Located 3.7 miles down a private dirt road behind a locked gate, you'll find this oasis of serenity and be gauranteed the peace you have been seeking. The community has minimal restrictions ensuring you have the freedom to do what you like with your property while still protecting and preserving

    Natania Dryer West USA Realty of Prescott

    18250 S Backwoods Trail, Kirkland, AZ 86332
  • /3

    $155,000

    • Land
    • 10 Acres
    • $15,500 per Acre

    10651 E Prescott Dells Ranch Rd, Dewey-Humboldt, AZ 86327

    Discover the perfect blend of nature and boundless potential on this stunning 10-acre parcel nestled in the heart of Dewey. With sweeping views of majestic mountains in the distance, this land offers a rare opportunity to create your dream retreat, homestead, or investment property.Whether you're looking to build a custom mountain-view estate, develop a cozy cabin getaway, or simply own a

    Danae Rubke Glow Realty

    10651 E Prescott Dells Ranch Rd, Dewey-Humboldt, AZ 86327
  • /33

    $289,000

    • 3 Beds
    • 2 Baths
    • 1,454 Sq Ft

    41373 W Coltin Way, Maricopa, AZ 85138

    Comfort Meets Modern Living in Maricopa! Welcome to your new home in the highly sought-after Homestead North community! This 3-bedroom, 2-bathroom single-level gem offers spacious living, modern upgrades, and the perfect setting for both relaxing and entertaining. Step inside to an inviting open-concept floor plan with tile flooring in all the right places, neutral paint tones, and plenty of

    Shantel Camacho Barrett Real Estate

    41373 W Coltin Way, Maricopa, AZ 85138
  • /39

    $80,000

    • Land
    • 38 Acres
    • $2,121 per Acre

    329-10-003 N Seclusion Ave, White Hills, AZ 86445

    Welcome to an astounding 37.72-acre estate nestled in scenic White Hills, Arizona! On N Seclusion Avenue you will discover breathtaking 360 mountain top views and contoured rolling hills! Mountain Top Ranches subdivision offers harmonious off-grid-homestead living and total seclusion! Located only 13 miles off US HWY 93, this property offers the best of all worlds. Just 70+ miles from Las Vegas,

    Nina Mourad Realty ONE Group Mountain Desert

    329-10-003 N Seclusion Ave, White Hills, AZ 86445
  • /9

    $99,999

    • 3 Beds
    • 2 Baths
    • 1,792 Sq Ft

    15775 N Desert Sage Rd, Fort Thomas, AZ 85536

    Calling all investors! This 6-acre parcel has a lot to offer! At the bottom of the hill, you'll pass an old historical homestead and an outbuilding with utilities! At the top of the hill, you'll find a 1994 fixer-upper MFH with utilities, septic and city water (plus an old well)! There could possibly be another septic system that is not in use - any unused systems to be abandoned or inspected at

    Mindy Young ReLion Realty LLC

    15775 N Desert Sage Rd, Fort Thomas, AZ 85536
  • /11

    $70,000

    • Land
    • 2.45 Acres
    • $28,571 per Acre

    650 E Corto Senda Unit 5, Safford, AZ 85546

    On this 2.45 Acre Parcel you can enjoy Beautiful Desert Views and Breathtaking Sunsets! The relatively level topography makes most of this Parcel usable for a homesite, out-buildings, shops, corrals, or any other projects you may have on your ''Homestead Bucket-List''. In less that 17 minutes you can be up in the Cool Pines of Mt. Graham, or grocery shopping in Safford. Or, better yet... you

    Mitchell Beals Tierra Antigua Realty

    650 E Corto Senda Unit 5, Safford, AZ 85546
  • /41

    $429,000

    • 4 Beds
    • 2 Baths
    • 2,280 Sq Ft

    1740 Stinson Ln, Show Low, AZ 85901

    Tucked away on a peaceful private country road, this home is ready to welcome you. Sitting on 2.5 fully fenced acres, it's the perfect setup for your own mini homestead. A spacious carport & multiple outbuildings provide ample storage & functionality. Step onto the inviting front covered deck & into a warm, open living room with vaulted ceilings. The home features a split-bedroom layout, with

    Teri Meacham West USA Realty - Heber

    1740 Stinson Ln, Show Low, AZ 85901
  • /16

    $35,000

    • Land
    • 10 Acres
    • $3,493 per Acre

    Parcel # 50106027 Wyandotte Rd, Williams, AZ 86046

    Serene 10-Acre Parcel with Easement Access - Lightly Treed Land Near Grand CanyonDiscover wide-open space, natural beauty, and endless sky with this 10-acre parcel just west of 564 Wyandotte in the Grand Canyon Subdivision. Situated at approximately 6,000 feet elevation, this lot offers cooler summer temperatures, lightly treed terrain, and a front-row seat to Arizona's raw and rugged

    Benjamin Karnitschnig Better Homes and Gardens Real Estate Grand View North

    Parcel # 50106027 Wyandotte Rd, Williams, AZ 86046
  • /17

    $150,000

    • Land
    • 1.14 Acres
    • $131,579 per Acre

    1951 W King Ave, Tucson, AZ 85713

    Developed 1.2 acres only 2mi from Mercado with saguaros, great views, & looks out over ~100 acres of Pima County preserved desert for secluded feel. All only 5 mins from downtown. $40k+ in utilities & development already: septic incl camper hookup, Tucson Water meter operating, driveway cut. Sleeves for electric & comm installed under road to utility pole. Building pad grading started, utility

    Jonathan Minerick HomeCoin.com

    1951 W King Ave, Tucson, AZ 85713
  • /13

    $65,000

    • Land
    • 4.40 Acres
    • $14,773 per Acre

    10919 E Buckboard Trail, Sierra Vista, AZ 85635

    Discover a rare gem where nature whispers & possibilities bloom. This breathtaking 4.401-acre parcel offers a well share, spigots, electric, septic, panoramic mountain views that will take your breath away, stir your spirit. Minutes from Sierra Vista, yet a world away from the ordinary, this land invites you to live untamed while still staying connected.Level & ready to build, with no HOA, no

    Cathleen Tashman Tierra Antigua Realty

    10919 E Buckboard Trail, Sierra Vista, AZ 85635
  • /12

    $65,000

    • Land
    • 4.40 Acres
    • $14,773 per Acre

    10919 E Buckboard Trail Unit 13, Sierra Vista, AZ 85635

    Discover a rare gem where nature whispers & possibilities bloom. This breathtaking 4.401-acre parcel offers a well share, spigots, electric, septic, panoramic mountain views that will take your breath away, stir your spirit. Minutes from Sierra Vista, yet a world away from the ordinary, this land invites you to live untamed while still staying connected.Level & ready to build, with no HOA, no

    Cathleen Tashman Tierra Antigua Realty, LLC

    10919 E Buckboard Trail Unit 13, Sierra Vista, AZ 85635
  • /31

    $90,000

    • Land
    • 20 Acres
    • $4,498 per Acre

    3003 E Sulphur Springs Rd, Willcox, AZ 85643

    This 20-acre parcel in Cochise County, zoned RU-4, offers incredible potential with opt-out permit options. A 560 sqft unfinished home awaits your vision--metal roof in place and interior framing started. Two lofts add 360 sqft of flexible space, perfect for bedrooms or storage. Relax on the 170 sqft west-facing covered deck and soak in stunning views of the Three Sisters Mountains and Dragoons.

    John Shaver Realty Executives Arizona Territory

    3003 E Sulphur Springs Rd, Willcox, AZ 85643
  • /13

    $499,997

    • Land
    • 6 Acres
    • $83,333 per Acre

    00 S Misty Ln, Camp Verde, AZ 86322

    This beautiful 6-acre parcel off Middle Verde Road offers the perfect balance of privacy, space, and natural beauty. With approximately 4 flat, buildable acres, you'll have plenty of room to create your ideal home, plus space for guest quarters, a workshop, or other outbuildings. The additional 2 acres provide a peaceful buffer from neighboring lots, giving you added tranquility and seclusion.

    Debbie Davey West USA Realty of Prescott

    00 S Misty Ln, Camp Verde, AZ 86322
  • /40

    $377,000

    • 3 Beds
    • 2 Baths
    • 1,343 Sq Ft

    3424 Butts Ln, Heber, AZ 85928

    Escape to the cool mountain air in this beautiful 3-bedroom, 2-bath cabin nestled on a serene 2-acre lot in Heber. Tucked away at the end of a quiet, non-through street and backing to a mountain for added privacy, this peaceful property offers the perfect blend of rustic charm and practical features.Step inside to find warm wood accents throughout, including knotty pine cabinets in the kitchen,

    Duane Tomlinson Skyline Canyon Realty

    3424 Butts Ln, Heber, AZ 85928
  • /36

    $106,000

    • Land
    • 36 Acres
    • $2,944 per Acre

    +/-36acres Kansas Settlement Rd Unit VWUT, Pearce, AZ 85625

    +/-36 Acres in Scenic Sulphur Springs Valley Only $106,000! Discover wide-open spaces and stunning mountain vistas with this +/-36-acre parcel in beautiful Pearce, Arizona. Located in the heart of Sulphur Springs Valley, this property offers paved road frontage along Kansas Settlement Rd. and has power already on site -- a rare convenience in rural land listings. Enjoy breathtaking panoramic

    Jim Vincent JVincent Company LLC

    +/-36acres Kansas Settlement Rd Unit VWUT, Pearce, AZ 85625
  • /17

    $55,200

    • Land
    • 38 Acres
    • $1,434 per Acre

    Lot 1097 Westwood Ranch, Williams, AZ 86046

    Are you looking for a Cool place to hide among the trees or a weekend escape? This 38.50 Acres is just the place for you! Lots of Juniper and Pine trees. This land also backs up to State Trust Land. A clearing has already been started. The rest is up to you. Make this slice of heaven your Getaway or your Future Homestead! The view from the clearing is the San Francisco Peaks! The Map on ZILLOW is

    Julie Slay Kooiman Realty, LLC

    Lot 1097 Westwood Ranch, Williams, AZ 86046
  • /13

    $149,000

    • Land
    • 10 Acres
    • $14,915 per Acre

    11726 E Meadow Dr, Mayer, AZ 86333

    Tired of the scorching summer heat? Escape to the cool, breezy high desert with this incredible 9.9-acre opportunity in the Poland Junction area of Mayer. Just 60 miles north of Phoenix, this scenic property offers a perfect blend of affordability, comfort, and potential, ideal for those looking to beat the heat without sacrificing convenience or natural beauty. Situated in a quiet, rural

    Julie Marquardt eXp Realty

    11726 E Meadow Dr, Mayer, AZ 86333
  • /70

    $429,900

    • 3 Beds
    • 2 Baths
    • 2,176 Sq Ft

    125 County Road N3077, Vernon, AZ 85940

    Located on over two acres in Vernon, this horse property is a haven for those seeking the homestead style of life, while staying close to the convenience of town. This 3-bed, 2-bath home offers a spacious living area that seamlessly flows into an open kitchen and cozy family space, with a nook for an office. The home is complete with generously sized bedrooms, ample storage, and thoughtful

    Beverly Best West USA Realty

    125 County Road N3077, Vernon, AZ 85940
  • /33

    $59,900

    • Land
    • 4.08 Acres
    • $14,681 per Acre

    000 W Black Mountain Rd Unit 94, Wittmann, AZ 85361

    Escape to the majestic Arizona desert, where breathtaking views stretch endlessly across four pristine acres. This serene horse property offers the perfect canvas to build your dream ranchette, surrounded by the beauty of towering Saguaro cacti. Experience the peaceful solitude of off-grid living, where the only lights at night come from the brilliant Arizona stars. The landscape is a masterpiece

    Thomas Barlow Tinzie Realty

    000 W Black Mountain Rd Unit 94, Wittmann, AZ 85361
  • /32

    $270,000

    • 2 Beds
    • 4 Baths
    • 1,000 Sq Ft

    000 E Calle Pima, Kingman, AZ 86401

    Just over 8 acres of opportunity in Kingman! This unique offering includes four separate parcels tucked beneath the stunning Hualapai Mountains. Whether you're seeking a private homestead, off-grid getaway, or investment project, this property delivers the space and scenery to bring your vision to life. Several structures are already on site perfect for the handy buyer ready to renovate,

    Thomas Taylor KG Keller Williams Arizona Living Realty

    000 E Calle Pima, Kingman, AZ 86401
  • /18

    $210,000

    • Land
    • 59 Acres
    • $3,571 per Acre

    Lot 31 Snowflake Farms Rd, Snowflake, AZ 85937

    Amazing opportunity! Over 58 acres just off of HWY 77. Parcel is bordered by BLM land on the North and East sides! Endless acreage to explore, ride horses, etc. Parcel was previously used for livestock, old pens, and footers are still in place. There are so many possibilities with this parcel! Homestead, farming, livestock, recreational, or any number of business opportunities. Parcel has power

    Steffanie Wicker Sundance Real Estate LLC

    Lot 31 Snowflake Farms Rd, Snowflake, AZ 85937
  • /22

    $56,000

    • Land
    • 39 Acres
    • $1,435 per Acre

    40 Acres Morgan Ranch Rd Unit 196, Pearce, AZ 85625

    Tucked away in the foothills at 4,000+ ft elevation, this 40-acre property offers cooler summers and ultimate privacy. Fully fenced with power at the property line, it's perfect for an off-grid homestead, horse property, or retirement getaway. With vast open space and few neighbors, you'll enjoy peace, quiet, and endless possibilities--whether you want to raise livestock, grow your own food, or

    John Shaver Realty Executives Arizona Territory

    40 Acres Morgan Ranch Rd Unit 196, Pearce, AZ 85625
  • /21

    $42,000

    • Land
    • 13 Acres
    • $3,297 per Acre

    12.7 Acres High Valley Ln, Pearce, AZ 85625

    Escape to nearly 13 acres in peaceful Sunizona! This versatile property is perfect for a homestead, horse property, or private retreat. Mostly flat with a gentle rise to the north, it offers plenty of space for a site-built or manufactured home. Located in the Sunizona Water Company service area, with power just 100 feet away. Enjoy the best of rural living--privacy with convenience--near paved

    John Shaver Realty Executives Arizona Territory

    12.7 Acres High Valley Ln, Pearce, AZ 85625
  • /37

    $82,900

    • Land
    • 8 Acres
    • $10,000 per Acre

    TBD S Pistol Hill Rd, Vail, AZ 85641

    UNOBSTRUCTED AZ SUNRISE & SUNSET!! Rare find - no comparable listings in this highly coveted area! Privacy and freedom can be yours with approximately 8-1/3 acres of land just below the Rincon Mountains! Build your custom dream home on a hill with panoramic views, in an area with no HOA! Located near the Arizona Trail, you can hike, bike, or horseback ride literally minutes away! This land is

    Kimberly Mihalka Realty Executives Arizona Territory

    TBD S Pistol Hill Rd, Vail, AZ 85641
  • /27

    $55,000

    • Land
    • 5 Acres
    • $10,476 per Acre

    33395 W Lago Cir, Seligman, AZ 86337

    This is acually 3 lots that open to a beautiful meadow like piece of property! Fully fenced and gated! When you arrive you will find a Large water tank, septic system, tiny house, and a conex shed started as a guest house! A sink and toilet are in place already. The toilet needs repair, But bring a trailer or motor home while you finish the shed for living. This property is ready for your to move

    Martha Layne United Country AZ Country RE

    33395 W Lago Cir, Seligman, AZ 86337
  • /17

    $120,000

    • Land
    • 115 Acres
    • $1,045 per Acre

    TBD S Prospectors Rd Unit E, Pearce, AZ 85625

    Welcome to Oakdale Ranches II, a rare opportunity to own 114 acres of high-desert beauty in the heart of Cochise County. This offering includes three contiguous parcels (Lots 4, 8, and 9), being marketed together for maximum potential, with the option to purchase separately . With sweeping 360-degree views of the Dragoon, Chiricahua, and Swisshelm Mountains, this property offers incredible

    Daniel Caldwell Keller Williams Southern Arizona

    TBD S Prospectors Rd Unit E, Pearce, AZ 85625
  • /7

    $37,900

    • Land
    • 39 Acres
    • $973 per Acre

    00 Tbd, Williams, AZ 86046

    Escape to over 38 acres of pristine Arizona wilderness in rural Williams, AZ, a perfect spot for off-grid living, a private homestead, or a long-term land investment. This secluded property offers breathtaking natural beauty, wide-open spaces, and endless possibilities for building a cabin, creating a ranch, or enjoying recreational activities. With no immediate neighbors, you'll have complete

    Brad Bergamini Keller Williams Arizona Realty

    00 Tbd, Williams, AZ 86046
  • /7

    $37,900

    • Land
    • 40 Acres
    • $959 per Acre

    00 Tbd -- Unit 3, Williams, AZ 86046

    Escape to over 38 acres of pristine Arizona wilderness in rural Williams, AZ, a perfect spot for off-grid living, a private homestead, or a long-term land investment. This secluded property offers breathtaking natural beauty, wide-open spaces, and endless possibilities for building a cabin, creating a ranch, or enjoying recreational activities. With no immediate neighbors, you'll have complete

    Brad Bergamini Keller Williams Arizona Realty

    00 Tbd -- Unit 3, Williams, AZ 86046
  • /10

    $750,000

    • Land
    • 5 Acres
    • $149,701 per Acre

    Lot 25K Verde Glen --, Payson, AZ 85541

    Rare opportunity to own a beautiful 5-acre parcel of land that is not part of a subdivision and has no HOA! This prime lot offers privacy, peace, and natural beauty with tall pines scattered throughout the property. Enjoy breathtaking views of the Mogollon Rim, and take in the serenity of your surroundings. The land is level, making it ideal for building your dream home or weekend getaway. With

    Rory Huff ERA-Young Realty & Investment

    Lot 25K Verde Glen --, Payson, AZ 85541

Showing Results 321 - 360, Page 9 of 14

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