Bay County FL Homes under $200,000

• 

  

  

  /21

  $165,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  519 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms downstairs with bathroom shared between

  Daryle Burkey Coldwell Banker Realty

  519 S Highway 22 A, Panama City, FL 32404
• 

  

  /2

  $119,900

  • Land
  • 0.24 Acre
  • $499,583 per Acre

  5215 Bella Casa Place, Panama City, FL 32408

  Vacant lot in one of the most exclusive gated community of Panama City Beach. This lot is located on a quite cul-de-sac and in close proximity to many neighborhood amenities including a dock, tennis courts, basketball court and playground. Finisterre is a small gated community on the east end of Panama City Beach. It is located close to Lighthouse Marina, several restaurants and a short boat ride

  Laird Hitchcock Hitchcock Real Estate LLC

  5215 Bella Casa Place, Panama City, FL 32408
• 

  

  

  /23

  $139,900

  • Land
  • 10 Acres
  • $13,990 per Acre

  16208 Kathy Ln, Youngstown, FL 32466

  Ten acres of beautiful secluded land backing up to a small creek. This parcel has been selectively cleared with plenty of trees remaining. Beautiful natural contours of gradual hills throughout. The back of the property features a clear and flowing creek. The lot is more than than 1,350 ft deep and 325+/- ft wide. Perfect place for horses, chickens, goats and other livestock. Bring your animals

  Justin Raley Think Real Estate

  16208 Kathy Ln, Youngstown, FL 32466
• 

  

  

  /18

  $139,000

  • Land
  • 0.35 Acre
  • $397,143 per Acre

  299 Hugh Thomas Dr, Panama City, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 299 Hugh Thomas Drive, a spacious 0.355-acre homesite ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Water front lot with bayou access leading toward the bay and then gulf of mexico. Currently accessible

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  299 Hugh Thomas Dr, Panama City, FL 32404
• 

  

  

  /18

  $169,900

  • Land
  • 0.17 Acre
  • $999,412 per Acre

  211 Kendra Davis Blvd, Mexico Beach, FL 32456

  PREMIER HOMESITE in Ocean Plantation. This property provides generous space to construct your ideal seaside residence with numerous options for breathtaking Gulf vistas from an elevated structure, allowing you to embrace the serenity and splendor of life along the coast. A short walk to the community pool where you can unwind after a day on the sugar sand white beaches of the Gulf. Just a short

  Kaye Haddock Beach Properties Real Estate Group

  211 Kendra Davis Blvd, Mexico Beach, FL 32456
• 

  

  /7

  $150,000

  • 3 Beds
  • 1 Bath

  1628 Flower Ave, Panama City, FL 32405

  Lovely remodeled 3 bedroom / one bath home located in Panama City, FL. Easy to SHOW, VACANT, on Lockbox. Call for more details or Office for showing instruction. Completely Remodeled.

  Lester Williams All County Realty

  1628 Flower Ave, Panama City, FL 32405
• 

  

  /55

  $172,000 Open Wed 1PM - 3PM

  • 2 Beds
  • 2.5 Baths
  • 1,343 Sq Ft

  136 Georgetown Ave Unit E3-6, Inlet Beach, FL 32461

  Rosemary Beach Private Residence Club Fractional Ownership Condominium. The Milestone and SIRS are up to date and building maintenance is kept up to date, with unit interior renovations on-going in 2026. Enjoy the Club's amenities including the Owner's Lounge, Courtyard, Theater Room, and Kid's Activity Room PLUS Exclusive Owner's Pool, newly renovated.The Roof Top Pool, Sun Deck, and Shaded

  The Stephens Group The Premier Property Group Seacrest Office

  136 Georgetown Ave Unit E3-6, Inlet Beach, FL 32461
• 

  

  /16

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  3621 Lark Ln, Panama City, FL 32404

  Located in central Panama City, you are within minutes of downtown Panama City and 15 minutes to Tyndall AFB. This home was renovated by previous owner back in 2018 with new roof, windows, HVAC and doors. This sale is a bankruptcy sale and subject to approval by the court.

  Cory Herrman Counts Real Estate Group Inc

  3621 Lark Ln, Panama City, FL 32404
• 

  

  /26

  $115,000

  • Land
  • 0.83 Acre
  • $138,554 per Acre

  7533 Shady Glen Trail, Panama City Beach, FL 32413

  .83-acre, buildable, wooded Lot inside the gated, waterfront community of RiverCamps. Ready for your custom home in Panama City Beach. Far from the crowds and traffic yet close to everything! NW Florida Beaches International Airport is 10 minutes away and it's only 10 miles to Pier Park and the sandy white beaches. RiverCamps is an outdoor enthusiast's dream. 1500 acres, less than 450 homesites

  Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

  7533 Shady Glen Trail, Panama City Beach, FL 32413
• 

  

  /17

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  3704 Burnham Way, Panama City, FL 32405

  Don't miss this single story 3-bedroom, 2-bath attached home. With tile throughout the main living areas, you will enjoy the roomy living room, dining room and kitchen with updated appliances. The refrigerator was replaced in 2025, dishwasher (Bosch) in 2024, and stove in 2023. There was a new roof put on in 2025 with Peel N Stick underlayment added, HVAC was replaced in 2022 and the water heater

  Christine Lance Keller Williams Success Realty

  3704 Burnham Way, Panama City, FL 32405
• 

  

  /36

  $187,000

  • 3 Beds
  • 1.5 Baths
  • 1,452 Sq Ft

  11431 1st St, Youngstown, FL 32466

  3-bedroom brick home situated on over an acre of land just off Highway 231, offering convenient access to Panama City while still providing a quiet and spacious setting. This property features a functional floor plan with comfortable living areas and plenty of potential for a buyer looking to add their own updates or personal touches. The solid brick construction offers durability and low

  Justin Cater LLC EXP Realty LLC

  11431 1st St, Youngstown, FL 32466
• 

  

  /16

  $145,000

  • Land
  • 0.37 Acre
  • $391,892 per Acre

  112 Mirasol Way, Panama City Beach, FL 32407

  Welcome to one of the most beautiful GATED communities in all of Bay County. Located on the north side of Colony Club and next to LEGACY Golf Course, Trieste offers ONLY Mediterranean styled homes, paver driveways, and lots of privacy. Here you will be close to PIER PARK and TOPGOLF, and just 1 minute to Gayle's Trails for walking and biking. This .367 acre lot sits at the end of a cul-de-sac and

  Richard Gheesling AMERICAN REALTY of Bay Co, Inc

  112 Mirasol Way, Panama City Beach, FL 32407
• 

  

  /9

  $195,000

  • Land
  • 0.52 Acre
  • $375,000 per Acre

  0 Britton Rd, Lynn Haven, FL 32444

  Commercial land located in a prime location at the corner of Britton Road and Hwy 390. A great opportunity to start a business in a high traffic count and a great investment opportunity! Buyer to verify all measurements. Please verify if important.

  Ayesha Albibi Centergate Realty LLC

  0 Britton Rd, Lynn Haven, FL 32444
• 

  

  /42

  $199,900

  • Land
  • 1.19 Acres
  • $167,983 per Acre

  8523 Preservation Dr, Panama City Beach, FL 32413

  This is an incredible opportunity to skip the year-long design phase and move straight into the building process in one of the most exclusive conservation communities on the Gulf Coast. AI generated drawings show the designed plans (which are available for your review in person). Welcome to 8523 Preservation Drive, a sprawling 1.19-acre (51,972 sq. ft.) homesite offering unparalleled privacy and

  Scott Childs Beachy Beach Real Estate

  8523 Preservation Dr, Panama City Beach, FL 32413
• 

  

  /37

  $134,000

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 405, Panama City Beach, FL 32413

  Motivated Seller! Bring All Offers! Owner Occupied. COASTAL CHARM & HOMEFELT COMFORT AT FONTAINEBLEAU TERRACE 405 Discover a rare sanctuary where historic charm meets a heartfelt, homey atmosphere. Unit 405 is perfectly positioned on the desirable west side of the building, offering a unique vantage point where you can literally hear the waves crash against the shore right from your front door.

  Danielle Kemp CENTURY 21 Ryan Realty Inc

  14401 Front Beach Rd Unit 405, Panama City Beach, FL 32413
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  /7

  $179,000

  • 4 Beds
  • 3 Baths
  • 2,139 Sq Ft

  160 Concord Cir, Panama City, FL 32405

  Single-family home featuring 4 bedrooms and 3 bathrooms with 2,156 sqft of living space. Recently updated with a new roof, new water heater, fresh paint, new flooring, and new appliances. Includes a cozy fireplace and a dedicated mother-in-law suite with a private bathroom and an oversized walk-in closet. Kitchen and bathrooms are original, offering great potential for customization. Property

  Cliff Glansen FLATFEE.COM

  160 Concord Cir, Panama City, FL 32405
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  /25

  $125,000

  • 2 Beds
  • 1 Bath
  • 1,032 Sq Ft

  931 Taylor Dr, Panama City, FL 32404

  STRONG POTENTIAL IN THIS INVESTOR HOME! Take a look at this 2BR/1BA home offering 1,032 sq ft that presents a standout opportunity for the savvy construction-based investor. The home features a charming, functional layout anchored by a cozy wood-burning fireplace, plus a generously sized lot with a detached storage building — ideal for added utility, workspace, or future possibilities. This great

  Jessica Albritton Beachy Beach Real Estate

  931 Taylor Dr, Panama City, FL 32404
• 

  

  /17

  $168,400

  • Land
  • 0.21 Acre
  • $801,905 per Acre

  1914 Country Club Dr, Lynn Haven, FL 32444

  BACK ON MARKET. Financing issues on buyer side. Beautiful double lot on Willow Bay/Gulf access. The lot sets directly across from the T-Box on the 7th hole of Country Club Golf Course and Willow lake. You'll have a view of the bayou in the morning as you drink your coffee on the deck of the new home you've built and of the lake as you pull out of your drive. Kayak, relax, play golf, or eat at the

  Russell Wilson Seashore Realty LLC

  1914 Country Club Dr, Lynn Haven, FL 32444
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  /2

  $100,000

  • Land
  • 0.63 Acre
  • $158,730 per Acre

  4912 Bay Ave, Youngstown, FL 32466

  Rare opportunity to own little over half an acre on Deerpoint Lake. Perfect for a custom home, with easy access to Bay county amenities. Don't miss your chance to own a slice of lakefront paradise! Buyer to verify all dimensions.

  Rhianne Giddiens ERA Neubauer Real Estate Inc

  4912 Bay Ave, Youngstown, FL 32466
• 

  

  /25

  $174,900

  • 4 Beds
  • 2 Baths
  • 1,576 Sq Ft

  218 S Charlene Dr, Panama City, FL 32404

  The price just changed. The neighborhood didn't. 🏡 Brick 4BR/2BA | $174,900 | Established Neighborhood Near Tyndall AFB. Solid brick construction, a proven floor plan, and a location that delivers -- this 4-bedroom, 2-bath home is now priced to reflect condition and reward the right buyer. Whether you're an investor running numbers or a handy buyer ready to build serious equity, the

  Ronald Wilson ERA Neubauer Real Estate Inc

  218 S Charlene Dr, Panama City, FL 32404
• 

  

  /5

  $194,900

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5916 Callaway Cir, Panama City, FL 32404

  This 3-bedroom, 2.5-bath townhome with a one-car garage is a prime investment opportunity in Sentinel Pointe. With a renter already in place, enjoy immediate rental income with minimal hassle. Property Features: Spacious Layout: Three bedrooms, 2.5 baths, and an attached garage. Modern Appliances: Includes stove, refrigerator, dishwasher, and built-in microwave. Low-Maintenance Living: HOA covers

  Whitney Moore TH Coastal Realty

  5916 Callaway Cir, Panama City, FL 32404
• 

  

  /13

  $165,000

  • Land
  • 0.23 Acre
  • $717,391 per Acre

  335 Watson Bayou Cir, Panama City, FL 32401

  Outstanding lot in one of the best residential communities in the Panama City Area... convenient to downtown, medical center, yacht club. This lot has excellent elevations, and is located on a quiet cul-de-sac, good back yard privacy, located on an open retention area with a view of Watson Bayou. .Call for access to subdivision website with covenants and other data.

  Tom Neubauer ERA Neubauer Real Estate Inc

  335 Watson Bayou Cir, Panama City, FL 32401
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  /52

  $175,000

  • 2 Beds
  • 1 Bath
  • 803 Sq Ft

  1301 Beck Ave Unit 32, Panama City, FL 32401

  Absolutely Charming condo unit located in the heart of the Historic Saint Andrews. Saint Andrews Harbour is a small cozy & vintage complex fitting right in with the atmosphere of Saint Andrews lifestyle. Great location to the quaint shops, restaurants, Bay & Marina. There are so many other great attributes to this complex such as the low association fees, community pool, grills & clubhouse and of

  Kelli Sullivan Beachy Beach Real Estate

  1301 Beck Ave Unit 32, Panama City, FL 32401
• 

  

  /10

  $159,900

  • Land
  • 0.17 Acre
  • $940,588 per Acre

  LOT 3 Lapaloma Terrace, Panama City, FL 32401

  7492.32 sqft waterfront lot! Great location for your future waterfront home on the water. Build your dock and have access to the Gulf of Mexico. Close to everything you need like schools,hospital, shopping, etc. Additional adjacent lots available. Seller may consider seller financing. Perfect for investment or builder. Loads of potential here.

  Raymond Villanueva Palmetto Properties & Realty LLC

  LOT 3 Lapaloma Terrace, Panama City, FL 32401
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  /16

  $180,000

  • Land
  • 0.09 Acre
  • $2,000,000 per Acre

  316 Madison Cir, Panama City Beach, FL 32407

  Build your dream home in the desirable Harrison's Walk community, located in the heart of Panama City Beach and just a half-mile from the emerald waters and sugar-white sands of the Gulf. This 0.09-acre lot offers a prime location with a 45' x 90' footprint, giving you the perfect canvas for your coastal retreat. Harrison's Walk is a gated neighborhood with a private entrance and 24-hour

  JAMIE KITZMILLER Think Real Estate

  316 Madison Cir, Panama City Beach, FL 32407
• 

  

  /8

  $115,000

  • Land
  • 0.23 Acre
  • $500,000 per Acre

  6415 W Smith Rd, Panama City, FL 32409

  Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

  Team Don and Bubba EXP Realty LLC

  6415 W Smith Rd, Panama City, FL 32409
• 

  

  /14

  $124,900

  • 3 Beds
  • 2 Baths

  2418 Douglas Rd Unit 31, Panama City, FL 32405

  Experience The Shout, where thoughtful design meets everyday comfort. This brand-new Clayton Shout doublewide manufactured home is available now. Priced at just $124,900, Lot 31 delivers unbeatable value with 3 bedrooms, 2 baths, and 1,475 sq. ft. of stylish, functional living space. This doublewide mobile home for sale in Panama City, FL combines modern design, spacious living, and a prime

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 31, Panama City, FL 32405
• 

  /2

  $189,500

  • Land
  • 0.68 Acre
  • $278,676 per Acre

  9854 Summer Creek Dr, Southport, FL 32409

  Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at

  Kingslee Chamberlain Gulf Life Real Estate Inc

  9854 Summer Creek Dr, Southport, FL 32409
• 

  

  /36

  $199,000

  • 2 Beds
  • 2 Baths
  • 864 Sq Ft

  9612 Indian Bluff Resort Ln, Youngstown, FL 32466

  Completely new remodel, floor to ceiling, quality built modular construction on a quiet street with lake access. The lake is only one block from the home with three boat ramps less than a half mile away. It has a covered front porch making up 160 square feet, new windows, new doors, all utilities, LED fireplace for those cool nights, Full size laundry hookups available. EVERYTHING NEW! Make this

  Lee Barr World Impact Real Estate

  9612 Indian Bluff Resort Ln, Youngstown, FL 32466
• 

  

  /6

  $145,000

  • Land
  • 0.36 Acre
  • $399,779 per Acre

  410 New Mexico Dr, Mexico Beach, FL 32456

  Discover the perfect canvas for your dream coastal home or investment property! This .36-acre cleared lot (100x158) is ideally located on New Mexico Drive in the sought-after beachside community of Mexico Beach, FL. With ample space to build and no need for costly clearing, this property is ready for development—saving you time and money. Nestled in a quiet, residential area, yet just a short

  Sheryl Bradley Beach Realty of Cape San Blas, Inc. - Branch

  410 New Mexico Dr, Mexico Beach, FL 32456
• 

  

  /31

  $125,000

  • 2 Beds
  • 1.5 Baths
  • 812 Sq Ft

  1730 Mallard Dr Unit F, Panama City, FL 32404

  Step into this charming, freshly updated 2BR/1.5BA townhouse—beautifully renovated and completely move-in ready! With no HOA, this home is an easy yes for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find bright, welcoming spaces featuring new windows, fresh interior and exterior paint, new flooring upstairs, and a kitchen updated with new

  Karen Smith Beachy Beach Real Estate

  1730 Mallard Dr Unit F, Panama City, FL 32404
• 

  

  /10

  $139,999

  • 2 Beds
  • 1.5 Baths
  • 1,026 Sq Ft

  1522 Kraft Ave, Panama City, FL 32405

  Welcome to 1522 Kraft Ave! Fully Renovated, this Attached Single Unit offers an abundance of opportunity at the most inexpensive price on the Market! This can be your next Rental or a new spot to call home. Don't wait, this won't last long! Annual Gross: $10,350

  Jacob Hutchins CENTURY 21 Commander Realty

  1522 Kraft Ave, Panama City, FL 32405
• 

  

  /25

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  440 Venetian Way, Panama City, FL 32405

  Welcome to 440 Venetian Way--an updated 2-bedroom townhome in a highly convenient Panama City location, just off Highway 390. Enjoy quick access to restaurants, shopping, schools, and everyday essentials, all while being just a short drive to the bay and beaches. Best of all--no HOA!This home has seen several key updates, including a new roof, flooring, and privacy fence in 2018, offering

  Dien and Andrew Group Think Real Estate

  440 Venetian Way, Panama City, FL 32405
• 

  

  /14

  $184,900

  • Land
  • 0.29 Acre
  • $637,586 per Acre

  3641 Preserve Blvd Unit Lot 228, Panama City Beach, FL 32408

  Beautiful large lot at 90 x 140 to build your dream home. The Preserves on the Bay subdivision is a gated community with a 24-hour security. The lot is located on one of the most desirable streets '' Preserve Blvd''. Low annual HOA fees and close to shopping, restaurants, marina and beaches. If you are a golf fanatic, the Jack Nicklaus Golf Course is just across the street in Bay Point. Come

  Marco Cooper Coastal Sun Realty LLC

  3641 Preserve Blvd Unit Lot 228, Panama City Beach, FL 32408
• 

  

  /25

  $148,000

  • Land
  • 0.48 Acre
  • $308,333 per Acre

  LOT F Osprey Point, St. Andrews Bay, FL 32409

  Major Price Improvement and Priced to Sell! Unobstructed waterfront lot on Deer Point Lake located in the peaceful Osprey Point neighborhood and zoned R-2. Tucked away on a quiet waterfront cul-de-sac with only 12 homesites, this property offers the perfect setting for those dreaming of building a private waterfront home surrounded by tranquility and natural beauty.This rare opportunity

  Cynthia Chavira Own It Real Estate LLC

  LOT F Osprey Point, St. Andrews Bay, FL 32409
• 

  

  /14

  $119,500

  • Land
  • 0.52 Acre
  • $229,808 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /17

  $190,000 Open Sat 11AM - 1PM

  • 3 Beds
  • 2.5 Baths
  • 1,519 Sq Ft

  5849 Bay Place, Callaway, FL 32404

  Welcome to this stylish 3 bedroom, 2.5 bath townhome designed for comfort and convenience. Vinyl flooring flows through the main living areas, with cozy carpet upstairs and in the bedrooms. The open concept kitchen features laminate countertops, a breakfast bar, and Frigidaire appliances including a stove, microwave, and dishwasher. The HOA includes access to the community pool and covers yard

  Tareva Ligas Keller Williams Success Realty

  5849 Bay Place, Callaway, FL 32404
• 

  

  /16

  $194,900

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  9206 Widener St, Panama City Beach, FL 32407

  LOCATION, LOCATION, LOCATION! Discover this 2022 Clayton Built 3 bedroom, 2 bath single-family mobile home in the heart of Panama City Beach! Perfectly positioned next to Zoo World and within walking distance to top attractions like WonderWorks, Ripley's Believe It or Not, Race City, dining, and entertainment—all while being just 5 minutes from the white-sand beach accesses. This home offers a

  Macie Johnson RE/MAX SELECT Partners

  9206 Widener St, Panama City Beach, FL 32407
• 

  

  /36

  $199,900

  • 2 Beds
  • 2.5 Baths
  • 1,404 Sq Ft

  8204 Annabellas Ln, Panama City Beach, FL 32407

  Experience the best of Panama City Beach coastal living in this meticulously maintained 2-bedroom, 2.5-bathroom townhome. Perfectly positioned for military relocation, this property is located just 10 minutes from Naval Support Activity (NSA) Panama City, making it a top choice for service members and DOD contractors looking for a short commute. Key Features & Modern ComfortsDual Primary

  Taylor White Gillman Group Realty

  8204 Annabellas Ln, Panama City Beach, FL 32407
• 

  

  /7

  $139,000

  • Land
  • 0.33 Acre
  • $421,212 per Acre

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401

  REDUCED-MOTIVATED SELLER! This is a great opportunity to own a commercial lot on the corner of MLK and 11th Street. This commercial lot would be a great location for an office or a restaurant.MLK Blvd joins Highway 77. Very High traffic count and easy access Highway 231 and Lynn Haven. Ascension Sacred Heart Hospital is right down the street. 11th Street has a high traffic count. MLK is 4

  Cynthia Luster Coastal Property Services, Inc

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401

Showing Results 81 - 120, Page 3 of 11