Bay County FL Homes under $200,000

• 

  

  

  /7

  $179,900

  • 3 Beds
  • 2.5 Baths
  • 1,349 Sq Ft

  557 Palermo Rd, Panama City, FL 32405

  this Home is need of a HANDY Man or Woman. With a little TLC and elbow grease this Place will be ready to go. New windows already purchased, just need to be hung. House needs some stucco and drywall as well.

  Mandy Jenkins LoKation Real Estate

  557 Palermo Rd, Panama City, FL 32405
• 

  

  

  /22

  $169,000

  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1203, Panama City, FL 32408

  This bright and charming 623 sq. ft. studio condo has been freshly painted and features refreshed bathroom and kitchen, along with beautiful laminate wood floors throughout. Located on the second floor of the gated, European inspired Inn at St. Thomas Square, this unit offers both elevator and stair access for your convenience.Enjoy the ultimate beachside lifestyle with public beach access

  shelia coffee Berkshire Hathaway HomeServices Beach Properties of Florida

  8730 Thomas Dr Unit 1203, Panama City, FL 32408
• 

  

  

  /4

  $105,000

  • Land
  • 0.58 Acre
  • $181,034 per Acre

  0 Osprey Point, St. Andrews Bay, FL 32409

  An exceptional opportunity to secure one of the final waterfront homesites in Osprey Point, ideal for buyers ready to design and build their next home together. This vacant lot offers the flexibility and freedom to create a custom residence tailored to your lifestyle, from layout and finishes to outdoor living spaces that take full advantage of the water views. Set within an established

  Joshua Hoey Think Real Estate

  0 Osprey Point, St. Andrews Bay, FL 32409
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  /37

  $149,500

  • Land
  • 0.66 Acre
  • $226,515 per Acre

  8613 Preservation Dr, Panama City Beach, FL 32413

  WATERFRONT LOT IN RIVERCAMPS: Make your new home in RiverCamps—Panama City Beach's premier waterfront preserve community with 1,500 acres of natural beauty and over 1,000 acres of it dedicated to conservation. This homesite sits on a peaceful POND with full WATER views, offering one of the most desirable settings in the neighborhood. This particular pond only has five homesites around it and

  Dennis Dunnigan Coastal Choice Realty LLC

  8613 Preservation Dr, Panama City Beach, FL 32413
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  /33

  $189,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  7125 N Lagoon Dr Unit J, Panama City, FL 32408

  This condo is ideally located on the east end of PCB, conveniently close to the beach and St. Andrews Park. Enjoy easy access to nearby outdoor activities, restaurants, and shopping. This small, cozy complex offers a quiet setting with a community pool and a relaxed coastal atmosphere. The unit is ideally situated on the first floor and features a desirable split-bedroom plan. Both bedrooms

  Jan Simon Counts Real Estate Group Inc

  7125 N Lagoon Dr Unit J, Panama City, FL 32408
• 

  

  /29

  $164,990

  • Land
  • 0.97 Acre
  • $170,093 per Acre

  5009 High Point Rd, Panama City, FL 32404

  An exceptional opportunity to build your dream home on a cleared waterfront lot with 120 feet of lake frontage on beautiful Deerpoint Lake. Located in the highly sought-after High Point subdivision, this nearly one-acre parcel offers over 220 feet of depth, providing plenty of space for your custom design and room to enjoy stunning sunrise views over the water every morning. Just around the

  Alice De La Penha Coldwell Banker Realty

  5009 High Point Rd, Panama City, FL 32404
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  /7

  $138,900

  • Land
  • 0.9 Acre
  • $154,333 per Acre

  6325 Turkey Cove Ln, Panama City Beach, FL 32413

  FAN OF NATURE? YOU NEED TO BUILD YOUR DREAM HOME HERE! In this gated neighborhood with 450 lots on 500 acres, and an additional 1000 acres dedicated to conservation, you'll have access to 7 miles of hiking trails, canoeing, paddle board, fishing! There is a beautiful community pool with a lap lane. Plans for a brand new clubhouse, with a gym, storage facilities and river house, is in the works.

  Maura Schroeder CENTURY 21 Commander Realty

  6325 Turkey Cove Ln, Panama City Beach, FL 32413
• 

  

  /10

  $190,000

  • 1 Bath
  • 448 Sq Ft

  8618 Surf Dr Unit 112, Panama City, FL 32408

  Newly Renovated Bathroom! Great little efficiency rental condo on the east side of Panama City Beach. Fresh paint and nice tile floors. Murphy Bed. Unit is an onsite rental through Ocean Terrace. Just a quick 1 minute stroll to the Gulf front pool and a 2 minute walk to the beach! Perfect for first time investor or family beach spot!

  Matthew Jones Coastal Heritage Real Estate LLC

  8618 Surf Dr Unit 112, Panama City, FL 32408
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  /21

  $135,000

  • 3 Beds
  • 2 Baths
  • 984 Sq Ft

  2717 E 6th Ct, Panama City, FL 32401

  Spacious lot with ample room to enjoy outdoor living. This well-maintained 3-bedroom, 2-bath home features a custom-built back deck and a durable metal roof. Inside, you'll find a generously sized kitchen with abundant countertop space, along with comfortable living and dining areas ideal for everyday living or entertaining. The home includes washer and dryer hookups for added convenience. A

  Team Don and Bubba EXP Realty LLC

  2717 E 6th Ct, Panama City, FL 32401
• 

  

  /20

  $160,000

  • 2 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  412 Venetian Way, Panama City, FL 32405

  GREAT OPPORTUNITY to own a home at aNaffordable price! Conveniently located just off Hwy. 390, this townhome features a spacious living area with tiled floors, updated kitchen, and a new a/c unit in 2020 and roof in 2019. The two bedrooms are spacious with a full bath on the second floor, and a half bath off the first-floor living area. Off the back of the home is a sun room that also offers

  Diane Mckay Anchor Realty Florida

  412 Venetian Way, Panama City, FL 32405
• 

  

  /21

  $140,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  6927 Penny Rd, Panama City, FL 32404

  Enjoy the peace of country living while still being conveniently close to everything you need. Situated on a spacious half-acre lot, this home features brand-new laminate flooring and fresh paint throughout, creating a clean and inviting feel. The well-designed split floor plan offers 3 bedrooms and 2 full bathrooms, providing both comfort and privacy. Start your mornings with coffee on the

  Kristian Hall Counts Real Estate Group Inc

  6927 Penny Rd, Panama City, FL 32404
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  /68

  $185,000

  • 2 Beds
  • 2.5 Baths
  • 1,343 Sq Ft

  136 Georgetown Ave Unit 3B-3, Inlet Beach, FL 32461

  The Private Residence Club in Rosemary Beach offers the perfect way to enjoy the 30A lifestyle without the full burden of second-home ownership. Nestled in the heart of Rosemary, this exclusive fractional ownership experience provides access to all the charm and elegance of the community with none of the upkeep. Owners enjoy a private gated entrance, secure underground parking, a resort-style

  Mike McGrath Rosemary Beach Realty LLC

  136 Georgetown Ave Unit 3B-3, Inlet Beach, FL 32461
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  /43

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,147 Sq Ft

  1824 Mallard Dr Unit C, Panama City, FL 32404

  MOTIVATED SELLER, BRING ALL OFFERS! Welcome to 1824 Mallard Drive, Unit C, a well-maintained and conveniently located townhome in Panama City! This 2-bedroom, 1.5-bath attached unit offers 1,147 square feet of functional living space, perfect for first-time buyers, small military families, or savvy investors.Located just a short drive from Tyndall Air Force Base, this home is perfect for

  Dien and Andrew Group Think Real Estate

  1824 Mallard Dr Unit C, Panama City, FL 32404
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  /21

  $199,000

  • 1 Bed
  • 1 Bath
  • 840 Sq Ft

  8730 Thomas Dr Unit 1203, Panama City, FL 32408

  $26,000 PRICE REDUCTION!St. Thomas Square 1203B is close to everything you'd want in a condo. A short stroll to the ''Most Beautiful Beaches in the World'', with restaurants, shopping and entertainment so close you can leave your car at home! St. Thomas Square offers a gated and fenced community, with two tennis courts, large pool and sun deck, steam/sauna room, shuffleboard, community room,

  Scott Pelletier Beach Haven Realty

  8730 Thomas Dr Unit 1203, Panama City, FL 32408
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  /14

  $140,000

  • Land
  • 0.23 Acre
  • $608,696 per Acre

  8417 Lorento St, Panama City, FL 32408

  Back on the market through no fault of the Seller! Build Your Dream Home Near the Beach!Discover the perfect opportunity to own a piece of paradise on this vacant residential lot located at 8417 Lorento Street in Panama City Beach, Florida. This prime homesite offers the ideal blend of coastal living and local convenience — tucked away in a quiet neighborhood yet just minutes from the

  Daniel Hagen LPT Realty LLC

  8417 Lorento St, Panama City, FL 32408
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  /9

  $159,000

  • Land
  • 1.62 Acres
  • $98,148 per Acre

  Lot 5+ Bayhead Rd, Youngstown, FL 32466

  If you're looking for a Gorgeous Waterfront View in a quiet and natural environment, look no further! This property boasts approximately 174 +/- ft of waterfront shore on Deer Point Lake! This 1.62+/- acre property provides you the unique opportunity to Build your Dream Home with a fabulous Southern view of Deer Point Lake! This location offers not only immediate access to fresh water activities

  Deborah Class ERA Neubauer Real Estate, Inc

  Lot 5+ Bayhead Rd, Youngstown, FL 32466
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  /10

  $195,000

  • Land
  • 0.22 Acre
  • $886,364 per Acre

  105 Armstrong Cir, Panama City Beach, FL 32413

  NEW PRICE, AMAZING PROPERTY. Location, Location, Location. This 75' x 127' ready to build on lot is perfect for your primary residence or investment home. Prime property on the West end in an established lovely neighborhood with no HOA fees. City utilities are available and lot has been cleared and ready for your new home. Located just a few blocks from the sugar-white sands of the Gulf, this

  Jane Fillingim Keller Williams Success Realty

  105 Armstrong Cir, Panama City Beach, FL 32413
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  /16

  $169,000

  • Land
  • 0.25 Acre
  • $676,000 per Acre

  Lot 15 Arizona Dr, Mexico Beach, FL 32456

  Discover the perfect opportunity to build your coastal retreat on Arizona Drive in beautiful Mexico Beach. Tucked away from the hustle and bustle, this spacious -acre homesite offers a peaceful setting while still being just a short golf cart ride to the beach and the stunning waters of the Gulf. Located in the X flood zone, this property provides added peace of mind for future building. The lot

  Lisa Forehand Beach Properties Real Estate Group

  Lot 15 Arizona Dr, Mexico Beach, FL 32456
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  /4

  $120,000

  • Land
  • 0.69 Acre
  • $173,913 per Acre

  5704 Hickory St, Panama City, FL 32404

  Vacant parcel ready to build your commercial business on, zoned Service Commercial in the City of Callaway which allows for many uses. Verify your proposed business with the City of Callaway.

  Charlie Haas Counts Real Estate Group

  5704 Hickory St, Panama City, FL 32404
• 

  

  /25

  $175,000

  • 2 Beds
  • 2.5 Baths
  • 1,331 Sq Ft

  136 Georgetown Ave Unit 3D-2, Inlet Beach, FL 32461

  Here is the perfect opportunity to own a place in one of 30A's most desirable communities, while maximizing your time and minimizing responsibility. Enjoy this2 bedroom, 2.5 bath fractional luxury condominium in the Private Residence Club of Rosemary Beach, offering effortless coastal ownership. Enjoy private beach access, resort-style pool, owners' lounge, and professional on-site management

  Jen Hamor Rosemary Beach Realty LLC

  136 Georgetown Ave Unit 3D-2, Inlet Beach, FL 32461
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  /12

  $109,900

  • Land
  • 0.11 Acre
  • $999,091 per Acre

  3323 Green Turtle Ln, Panama City, FL 32408

  One of the most private lots in the beautiful Martinique subdivision! This lot backs up to the pond and a trail with walking access to the community amenities, making it the perfect central location to build your dream home. Amenities include a basketball court, pool, walking trails, and playground. Martinique is a gated community and is tucked away off Thomas Drive within short distance to the

  Charles Commander Jr. CENTURY 21 Commander Realty

  3323 Green Turtle Ln, Panama City, FL 32408
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  /7

  $175,000

  • Land
  • 0.22 Acre
  • $813,197 per Acre

  205 Arkansas Dr, Mexico Beach, FL 32456

  Located 2 blocks from the Dedicated Beach in Mexico Beach, FL , this 75' x 125' residential lot is cleared and ready for your home. Canal View. Build your dream home with a gulf view. Near restaurant and beach. Sunset every evening in this small coastal town. Located in Flood Zone.

  Teresa Carlton Forgotten Coast Realty of NW Florida

  205 Arkansas Dr, Mexico Beach, FL 32456
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  /13

  $110,000

  • Land
  • 0.3 Acre
  • $366,667 per Acre

  102 Tuscany Way, Panama City Beach, FL 32407

  $5,000 TOWARDS CLEARING! Discover the perfect opportunity to build your dream home on this .3-acre lot in the highly sought after Trieste gated community. Approx. 1.8 miles from the beautiful sand and emerald waters of the Gulf, this prime location offers a blend of luxury, convenience and exclusivity. Enjoy a serene lifestyle with access to hiking trails, golf courses, and a host of other

  Scott Goldstein Grayton Beach Realty Llc

  102 Tuscany Way, Panama City Beach, FL 32407
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  /2

  $160,000

  • Land
  • 80 Acres
  • $2,000 per Acre

  020 2n, Fountain, FL 32438

  Additional 80 Adjacent Acres Available MLS#779842 ''Stocks may rise and fall, utilities and transportation systems may collapse. People are no damn good, but they will always need land and they will pay through the nose to get it!'' Lex Luther as portrayed by Gene Hackman in Superman (1978)

  Mark Oberg Berkshire Hathaway HomeServices Beach Properties of Florida

  020 2n, Fountain, FL 32438
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  /29

  $199,000

  • 1 Bed
  • 1 Bath
  • 1,200 Sq Ft

  112 Fairway Blvd Unit 205, Panama City Beach, FL 32407

  Updated one-bedroom, one-bath condo in Leisure Condominiums with peaceful pool and golf course views. The bright living area opens to a private balcony overlooking the fairway—perfect for morning coffee or evening unwinding. The current layout offers excellent potential for future updates or added functionality, making this a smart choice for buyers seeking value and flexibility. The bedroom is

  Mark Hiller EXP Realty LLC

  112 Fairway Blvd Unit 205, Panama City Beach, FL 32407
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  /73

  $170,000

  • 2 Beds
  • 1 Bath
  • 753 Sq Ft

  1957 Allison Ave Unit 155, Panama City Beach, FL 32407

  Incredible opportunity to own a waterfront home in Sun Outdoors, a resort-style community known for its extensive amenities and vibrant coastal lifestyle.This well-maintained 2014-built home comes fully furnished and offers beautiful pond-front views of Turtle Pond, where you can enjoy watching the many turtles and fish that inhabit the peaceful waterway. The screw-down porch spans the full

  Jordan Jarrett Keller Williams Success Realty

  1957 Allison Ave Unit 155, Panama City Beach, FL 32407
• 

  

  /54

  $119,000

  • Land
  • 0.11 Acre
  • $1,081,818 per Acre

  5408 Hopetown Ln, Panama City, FL 32408

  Build your dream home on a distinguished waterfront lot overlooking a peaceful pond enhanced by a beautiful, cascading fountain. Located in the highly sought-after gated community of Martinique, this property offers an exceptional lifestyle surrounded by natural beauty and upscale amenities. Residents of Martinique enjoy picturesque walking trails, natural paths, a large community pool, park

  Oksana Hobbs Keller Williams Success Realty

  5408 Hopetown Ln, Panama City, FL 32408
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  /37

  $100,000

  • Land
  • 10.28 Acres
  • $9,728 per Acre

  12123 Harrington Rd, Fountain, FL 32438

  Bring your horses! Build your dream home or place a manufactured home on this 10 acre property. Located 1/4 mile off Highway 231, this property is perfect for anyone needing a little ''elbow room'' or has horses. There are a few small ponds on the property, woods in the back, a power pole, a well, and had a septic system that could be made usable. The property is partially fenced as well.

  Eren Sullivan Counts Real Estate Group

  12123 Harrington Rd, Fountain, FL 32438
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  /40

  $152,000

  • 1 Bed
  • 1 Bath
  • 410 Sq Ft

  1219 Thomas Dr Unit 266, Panama City Beach, FL 32408

  Seller Financing available! Discover your coastal oasis nestled within the family-oriented community of Emerald Pointe Resort. This beautifully maintained, cozy beach property is being sold turn-key furnished and move-in ready for you and your family to begin making memories! The property features a large screened in porch, one bedroom, one bathroom, an attached carport, attached storage building

  Chris Pelly Counts Real Estate Group Inc

  1219 Thomas Dr Unit 266, Panama City Beach, FL 32408
• 

  

  /23

  $173,900

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 411, Panama City Beach, FL 32413

  Rare Gulf-Front, High-Demand Studio | Proven Income Producer in Panama City Beach Seize the opportunity to acquire one of the most sought-after Gulf-front studio condos in Panama City Beach, a turnkey asset positioned for strong short-term rental performance and long-term appreciation. This unit has been fully remodeled with durable, guest-preferred finishes rarely found in a studio, maximizing

  Brian Dick Coldwell Banker Realty

  14401 Front Beach Rd Unit 411, Panama City Beach, FL 32413
• 

  

  /31

  $169,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  112 Fairway Blvd Unit 310, Panama City Beach, FL 32407

  Welcome to 112 Fairway Blvd Unit 310 a charming 2-bedroom, 2-bathroom condo perfectly situated on the golf course in the desirable Colony Club community. This spacious unit features an enclosed patio overlooking the greens, offering the perfect spot to relax and take in the view. Inside, you'll find an open living area, a functional kitchen, and generous bedroom space with plenty of natural

  Zacarias Sanchez Think Real Estate

  112 Fairway Blvd Unit 310, Panama City Beach, FL 32407
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  /13

  $184,900

  • 1 Bath
  • 330 Sq Ft

  14401 Front Beach Rd Unit 424, Panama City Beach, FL 32413

  Welcome to Unit 424 at Fontainebleau Terrace, an excellent opportunity for investors seeking strong short-term rental potential in a Gulf-front community. This income-producing property offers low overhead and simplified ownership, making it ideal for vacation rental use. The parking lot assessment and structural assessment have already been paid in full, leaving only a small remaining assessment

  Brianna Anderson Beach House Sales and Development

  14401 Front Beach Rd Unit 424, Panama City Beach, FL 32413
• 

  /2

  $105,000

  • Land
  • 4 Acres
  • $26,250 per Acre

  0 Florida 389, Lynn Haven, FL 32444

  Four acres of land with possibilities to build multiple homes. This would be a perfect location for multiple homes. Close to everything All measurements are approximate and should be verified if important.

  Roy Furst Central Bay Realty and Property Management LLC

  0 Florida 389, Lynn Haven, FL 32444
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  /29

  $194,000

  • 2 Beds
  • 2 Baths
  • 935 Sq Ft

  503 Lighthouse Rd, Panama City Beach, FL 32407

  SHORT TERM RENTALS ALLOWED!! Welcome to the heart of Panama City Beach! Nautilus Cove Condos offers nice amenities like a large lagoon style pool, fitness center, and playground. Location is ideal as the beach is only 1 mile away and shopping, schools, and entertainment are just over 2 miles. This delightful 2 bedroom 2 bath downstairs unit allows short term rentals. The flooring was recently

  Tina Lamonica Think Real Estate

  503 Lighthouse Rd, Panama City Beach, FL 32407
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  /24

  $187,000

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  316 Detroit Ave, P C Beach, FL 32401

  Brand-new double-wide manufactured home in the heart of Panama City! Stunning new 28' x 56' double-wide offering modern design, spacious living, and low-maintenance ownership on a private city lot.This beautiful new home features an open-concept floor plan with a large living area, contemporary kitchen, and dining space perfect for entertaining. The kitchen is equipped with stylish cabinetry,

  Cliff Glansen FLATFEE.COM

  316 Detroit Ave, P C Beach, FL 32401
• 

  

  /15

  $199,900

  • Land
  • 0.15 Acre
  • $1,332,667 per Acre

  3826 Treasure Cir, Panama City, FL 32408

  This fantastic building lot is situated in the desirable Treasure Island area of Panama City Beach, just under half a mile from two public beach access points. Enjoy easy access to the pristine white sandy beaches and the sparkling waters of the Gulf. Measuring 75 by 84 feet, this spacious lot provides ample room to design and build your custom dream home. Conveniently located near a public boat

  Paula Kellam Keller Williams Realty Destin

  3826 Treasure Cir, Panama City, FL 32408
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  /11

  $150,000

  • Land
  • 0.2 Acre
  • $750,000 per Acre

  211 Alabama Ave, Mexico Beach, FL 32456

  Unique opportunity in Mexico Beach—this oversized 0.35-acre lot offers both buildable space and natural surroundings. The front portion of the property (.19 acres) provides room for your coastal retreat, while the rear of the lot includes a canal flowing to the Gulf and a wetland buffer adjoining 80 acres recently acquired by the City of Mexico Beach. Good news for building: City zoning allows up

  Cheri Burke IXL Real Estate, LLC

  211 Alabama Ave, Mexico Beach, FL 32456
• 

  

  /36

  $169,000

  • 3 Beds
  • 2 Baths
  • 1,204 Sq Ft

  6718 Wendy Rd, Panama City, FL 32404

  Attention investors and renovators, this is the deal you've been waiting for. This 3/2 features a brand new metal roof and new trusses, giving you one of the most expensive components already handled. The hard part is done.The home needs some TLC, including drywall repair in one bedroom following a prior tree removal. Whether you're looking for a fix-and-flip, a rental addition to your

  Steven Koleno Beycome of Florida LLC

  6718 Wendy Rd, Panama City, FL 32404
• 

  

  /16

  $174,000

  • 1 Bed
  • 1 Bath
  • 552 Sq Ft

  2408 Dorothy Ave Unit A, Panama City Beach, FL 32408

  Zoned R-2 (BC) This property holds so much potential. Cute little mobile home holds a little charm quintessential of Key West style. Property includes a storage unit in the backyard. A large deck on the front of the home. Could be a great rental property long term or short term. Or maybe you might want to build two townhomes or a duplex and live in one while you rent out the other.Come see

  Tammy Snow RC Real Estate Group

  2408 Dorothy Ave Unit A, Panama City Beach, FL 32408
• 

  

  /22

  $160,000

  • 2 Beds
  • 2 Baths
  • 1,000 Sq Ft

  105 Allen Ave Unit 61, Panama City, FL 32401

  A beautiful 2 bedroom & 2 bathroom condo at the perfect location in the highly sought after Cove Neighborhood. This unit is on the second floor which is also the top floor, meaning you don't need to worry about loud neighbors above you. Stairs only, no elevator. The living room is large with a spacious balcony. The master bedroom has an ensuite bathroom as well as the stackable laundry. The

  Connor Meyette CENTURY 21 Commander Realty

  105 Allen Ave Unit 61, Panama City, FL 32401

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