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Clay County IA Homes for Sale

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  • /4

    $261,000

    • Land
    • 9.63 Acres
    • $27,103 per Acre

    2715 270th Ave, Milford, IA 51351

    Mature acreage near 2 paved roads. 9.63 acres on a corner lot with plenty of trees ready for you to build your dream home away from the hustle and bustle.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 581-4984

    2715 270th Ave, Milford, IA 51351
  • /2

    $42,900

    • 3 Beds
    • 1 Bath
    • 960 Sq Ft

    522 E 9th St, Spencer, IA 51301

    Attention house flippers! Priced to sell for this complete fixer upper with basement. Nice size corner lot in Spencer. Sold AS-IS. Home was used as a rental. Buyer to satisfy themselves as to the condition of the property with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 201-8049

    522 E 9th St, Spencer, IA 51301
  • /2

    $48,000

    • 3 Beds
    • 1 Bath
    • 1,044 Sq Ft

    2123 10th Ave E, Spencer, IA 51301

    Attention Flippers! Take this opportunity to update this 3 bed, 1 bath home on the outskirts of town. Priced to sell. Sold AS-IS. Owner has used as a rental, so buyers should satisfy themselves as to the condition of the home with inspections. Seller financing available.

    Agent Photo

    Aaron Jones

    RE/MAX Lakes Realty

    (712) 467-4050

    2123 10th Ave E, Spencer, IA 51301
  • /16

    $53,000

    • 3 Beds
    • 2 Baths
    • 1,723 Sq Ft

    205 E 3rd St, Peterson, IA 51047

    With a little TLC this home is a great opportunity to earn some sweat equity. With three bedrooms and two baths, this home has a number of unique features. It has a one car attached garage, main floor laundry, and dual living spaces. There is a fireplace in the one living room and there are numerous rooms with beautiful hardwood flooring. Peterson is an excellent community to live in. Come take a

    Bob Donahoo Gustafson Realty

    205 E 3rd St, Peterson, IA 51047
  • /17

    $269,500

    • 4 Beds
    • 2 Baths
    • 1,408 Sq Ft

    528 E 17th St, Spencer, IA 51301

    A ranch style home on a quiet street checks all the boxes! 3 bedrooms with 2 bathrooms on main floor, open eat-in kitchen with plenty of gorgeous cabinets, the white vinyl fence provides privacy while enjoying your patio in your backyard. Freshly painted and new carpet in the basement family room and bedroom. Newer roof, new furnace, A/C and water heater in 2024. Unaffected by the flood of 2024.

    Kelly Pullen EXIT Realty Midwest- Spencer/Emmetsburg

    528 E 17th St, Spencer, IA 51301
  • /29

    $164,500

    • 2 Beds
    • 1 Bath
    • 832 Sq Ft

    424 E 10th St, Spencer, IA 51301

    This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Tractor in picture does not stay! Back yard has room for garden or playset for a

    Jimy Mac Lenz Hinn Real Estate

    424 E 10th St, Spencer, IA 51301
  • /17

    $139,900

    • 4 Beds
    • 1.5 Baths
    • 1,212 Sq Ft

    818 2nd Ave SE, Spencer, IA 51301

    Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space

    Kelly Bierl Hometown Realty

    818 2nd Ave SE, Spencer, IA 51301
  • /13

    $299,500

    • 1,125 Sq Ft

    00 335th Ave, Ruthven, IA 51358

    This large 1 acre lot across from Lost Island Lake has so much potential! There is currently a wonderful building on the property to solve all of your storage needs! With so much room, you could easily build a home that affords you views of the water. Located across from a public city park with access to the lake, this lot offers the opportunity to build a home with beautiful, unobstructed lake

    Nick Bjornstad Stauss Realty

    00 335th Ave, Ruthven, IA 51358
  • /20

    $79,999

    • 3 Beds
    • 1 Bath
    • 1,248 Sq Ft

    112 Pine St, Peterson, IA 51047

    Unique charm with endless opportunity to make it your own! This 2 bed 1.25 bath is filled with natural light from large windows and original hardwood floors and some great original trim. Sitting on large deep corner lot with newer oversized double garage; great for storage or shop use!

    Nick Steffes Integrity Real Estate

    112 Pine St, Peterson, IA 51047
  • /31

    $305,000

    • 3 Beds
    • 2 Baths
    • 1,819 Sq Ft

    1120 4th Ave W, Spencer, IA 51301

    When the best of both worlds meet you get this elegant example of a classic brick home coupled with the modern conveniences of today. Situated on a large corner lot, the exterior curb appeal is second to none and invites you to see more of what's inside. Once you walk through the door you will notice the formal dining area with it's built-ins and the original hardwood floors complimented with a

    Bryan Sebastian Hinn Real Estate

    1120 4th Ave W, Spencer, IA 51301
  • /12

    $182,499

    • 4 Beds
    • 1 Bath
    • 1,946 Sq Ft

    1203 W 5th St, Spencer, IA 51301

    Charming 3 bedroom ranch in a desirable neighborhood near parks and schools. Natural light fills the inviting living spaces, while the functional layout makes everyday living easy. Step outside to enjoy a spacious, well-kept yard, ideal for relaxing evenings or weekend gatherings. Whether you're just starting out or downsizing, this one checks all the boxes!

    Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

    1203 W 5th St, Spencer, IA 51301
  • /14

    $115,000

    • 4 Beds
    • 2 Baths
    • 2,050 Sq Ft

    19 E 2nd St, Spencer, IA 51301

    Investor Opportunity – Tucked into the heart of Spencer, this 11⁄2-story frame bungalow has been a quiet constant—providing a comfortable place to call home for long-term tenants and reliable income. With two separate living units, each space offers simple, practical living with everything tenants need and nothing overcomplicated. Located near downtown, this property provides a strong occupancy

    Kelly Bierl Hometown Realty

    19 E 2nd St, Spencer, IA 51301
  • /19

    $129,000

    • 5 Beds
    • 1.5 Baths
    • 1,700 Sq Ft

    516 E 4th St, Spencer, IA 51301

    Great Bones & Some High-Cost Updates Done! Looking for a home with character and a solid foundation? This 5-bedroom, 2-bathroom two-story home is the perfect opportunity to build instant sweat equity. With a new roof in 2019, a new water heater in 2024, and a new sewer line, some high-cost maintenance items are already addressed, allowing you to focus your time and budget on the cosmetic updates

    Peggy Bergh-Kuker Keller Williams Okoboji

    516 E 4th St, Spencer, IA 51301
  • /32

    $229,000

    • 3 Beds
    • 2 Baths
    • 2,114 Sq Ft

    202 E 4th St, Spencer, IA 51301

    Step onto the classic front and instantly feel right at home! The entry greets you with warm wood details, setting the tone for a period correct house with updates. This spacious home is full of charm and even offers a workshop behind the two car garage. Picture fall nights, blanket, movie, maybe a little hot cocoa by the warm fireplace! Who's ready to see this home and make it your own?

    Kim Bates Northwest Iowa Realty

    202 E 4th St, Spencer, IA 51301
  • /17

    $90,000

    • 2 Beds
    • 1 Bath
    • 879 Sq Ft

    309 E 1st St, Spencer, IA 51301

    Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard.

    Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

    309 E 1st St, Spencer, IA 51301
  • /33

    $59,850

    • 3 Beds
    • 1 Bath
    • 1,184 Sq Ft

    319 E 11th St, Spencer, IA 51301

    Heat is on! This house is located close to the hospital. This one-bedroom has an upper loft area and a finished (tiled) basement room for a possible 2nd bedroom. Open living - Dining area, enclosed front porch, landscaped backyard, double car garage and off-street parking. Buyer's agent to submit offers via www.propoffers.com.

    Dana Reinders EXIT Realty Midwest- Spencer/Emmetsburg

    319 E 11th St, Spencer, IA 51301
  • /7

    $229,900

    • 6,000 Sq Ft

    603 S Grand Ave, Spencer, IA 51301

    6,000 sqft! Potential opportunity so split into 3-4 units. Prime Multi-Use Space in the Heart of Spencer. Take advantage of this high-traffic location ideal for retail, office, or mixed-use development. This versatile property offers the perfect opportunity to build to suit your business needs or parcel out for rental income to generate consistent monthly revenue. Key Highlights: Premier location

    Nick Steffes Integrity Real Estate

    603 S Grand Ave, Spencer, IA 51301
  • /20

    $139,900

    • 2 Beds
    • 2 Baths
    • 1,513 Sq Ft

    1625 3rd Ave E, Spencer, IA 51301

    Charming 2-Bed, 2-Bath Home with Original Character and Modern Comforts Step into this beautifully maintained 2-bedroom, 2-bath home featuring original hardwood flooring, grand trim work, and tongue-and-groove ceilings that add warmth and character throughout. Enjoy abundant natural light in every room, highlighting the home’s timeless charm. Situated on a deep lot, there's plenty of outdoor

    Ryan Moran Integrity Real Estate

    1625 3rd Ave E, Spencer, IA 51301
  • /31

    $399,000

    2 Grand Ave, Spencer, IA 51301

    Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot offering Grand Avenue frontage.

    Mark Hallett Realty Professionals

    2 Grand Ave, Spencer, IA 51301
  • /3

    $319,900

    • Land
    • 2.17 Acres
    • $147,420 per Acre

    2415 Highway Blvd, Spencer, IA 51301

    2.17 Acres – Prime Build-to-Suit Opportunity | Just North of Spencer Unlock the potential of this 2.17-acre high-visibility lot, strategically located just north of Spencer on a well-traveled corridor. With prime traffic exposure, this property is ideal for: Commercial development Retail or service business Office space or flex use Light industrial or warehouse This build-to-suit opportunity

    Nick Steffes Integrity Real Estate

    2415 Highway Blvd, Spencer, IA 51301
  • /5

    $419,900

    2416 4th Ave W, Spencer, IA 51301

    An exceptional opportunity awaits on this 1.33-acre property, ideally situated in a high-traffic, prime location. This versatile lot features multiple structures perfectly suited for: Commercial or industrial storage Workshop or mechanic shop Retail operations or service-based business Flex space for expansion or customization Whether you're an entrepreneur, investor, or tradesperson, this

    Nick Steffes Integrity Real Estate

    2416 4th Ave W, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.31 Acre
    • $90,000 per Acre

    2008 W 20th St, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    2008 W 20th St, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.32 Acre
    • $87,188 per Acre

    1905 20th Ave W, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    1905 20th Ave W, Spencer, IA 51301
  • /2

    $32,900

    • Land
    • 0.49 Acre
    • $67,143 per Acre

    1901 20th Ave W, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    1901 20th Ave W, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.3 Acre
    • $93,000 per Acre

    2102 W 20th St, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    2102 W 20th St, Spencer, IA 51301
  • /2

    $29,900

    • Land
    • 0.35 Acre
    • $85,429 per Acre

    2002 20th Ave W, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    2002 20th Ave W, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.29 Acre
    • $96,207 per Acre

    2007 W 20th St, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    2007 W 20th St, Spencer, IA 51301
  • /2

    $27,900

    • Land
    • 0.34 Acre
    • $82,059 per Acre

    2003 20th Ave W, Spencer, IA 51301

    YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

    Kim Bates Northwest Iowa Realty

    2003 20th Ave W, Spencer, IA 51301
  • /18

    $115,000

    • 4 Beds
    • 1 Bath
    • 1,760 Sq Ft

    305 E 3rd St, Everly, IA 51338

    What a LOT! Nestled on a spacious double lot, this affordable 4-bedroom home features 9.5-foot ceilings throughout, adding to the sense of space. Imagine baking a delicious rhubarb pie in your beautiful NEW kitchen, complete with an island and a pantry equipped with pull-out shelves. The home also provides a combined laundry and office space, ensuring both practicality and comfort. The productive

    Kelly Bierl Hometown Realty

    305 E 3rd St, Everly, IA 51338
  • /21

    $292,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    110 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    110 34th Ave W, Spencer, IA 51301
  • /22

    $292,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    114 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    114 34th Ave W, Spencer, IA 51301
  • /24

    $292,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    106 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    106 34th Ave W, Spencer, IA 51301
  • /19

    $284,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,518 Sq Ft

    213 34th Ave W, Spencer, IA 51301

    Setting a trend with a NEW FLOOR PLAN is this quality built 3 Bedroom 2 Bath contemporary home featuring an open concept floor plan, custom built cabinets, and beautiful finishes throughout. You can end your day in the luxury master bedroom boasting a walk in closet and an ensuite complete with a custom double sink vanity. The 2 Stall Garage has a water spigot and built in floor drain for your

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    213 34th Ave W, Spencer, IA 51301
  • /21

    $284,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,653 Sq Ft

    207 34th Ave W, Spencer, IA 51301

    The Declan Floor Plan with 1,653 Finished SqFt is the largest floorplan option in the Westfield Development. The spacious open floor plan allows for many workable furniture arrangement layouts. Rest easy in the Master Bedroom, with Master Bath Ensuite, and Walk-in Closet. Oversized 2 Stall Garage has built in floor drain and water spigot for your convenience. Westfield Clubhouse includes an

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    207 34th Ave W, Spencer, IA 51301
  • /2

    $29,900

    • Land
    • 0.33 Acre
    • $90,606 per Acre

    2002 22nd Ave W, Spencer, IA 51301

    Whether you're a homeowner looking to customize your own property or an investor seeking to enhance your Real Estate Portfolio this lot holds potential for various ventures. Located in the desirable neighborhood of Fairway Woods with a peaceful atmosphere. Nearby amenities include Spencer Golf and Country Club, Trails and Parks. Start your plans today and be ready to build in the Spring!

    Kim Bates Northwest Iowa Realty

    2002 22nd Ave W, Spencer, IA 51301
  • /35

    $275,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    216 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    216 34th Ave W, Spencer, IA 51301
  • /19

    $275,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    212 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    212 34th Ave W, Spencer, IA 51301
  • /23

    $275,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    208 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    208 34th Ave W, Spencer, IA 51301
  • /24

    $275,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,533 Sq Ft

    204 34th Ave W, Spencer, IA 51301

    Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

    Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

    204 34th Ave W, Spencer, IA 51301
  • /15

    $89,900

    • Land
    • 3.44 Acres
    • $26,107 per Acre

    2014 358th St, Spencer, IA 51301

    River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

    Seth Hellinga Real Estate Unlimited

    2014 358th St, Spencer, IA 51301

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