Clay County IA Homes for Sale

• 

  

  /2

  $29,900

  • Land
  • 13,997 Sq Ft
  • $93,045 per Acre

  1906 22nd Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  1906 22nd Ave W, Spencer, IA 51301
• 

  

  

  /18

  $180,000

  $10K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,800 Sq Ft

  234 6th St SW, Spencer, IA 51301

  This spacious and functional 4 bedroom home comes with major updates already completed — including a new furnace, central AC, water heater, and electric panel, all installed in 2024! Offering the space you’ve been looking for, this home features two comfortable living areas, generously sized bedrooms, and a versatile layout perfect for everyday living. Enjoy relaxing in the 3-season room

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  234 6th St SW, Spencer, IA 51301
• 

  

  

  /16

  $165,000

  • 2 Beds
  • 2 Baths
  • 1,140 Sq Ft

  802 4th Ave W, Spencer, IA 51301

  Instant increased equity for handyman / handywoman. Enjoy the open living room in this 1140 sq ft, two bedroom, two bath home. Optional laundry on main level or basement. Easy walking distance to shopping, markets and downtown Spencer.

  John Goede Century 21 ProLink

  802 4th Ave W, Spencer, IA 51301
• 

  

  

  /31

  $399,000

  2 Grand Ave, Spencer, IA 51301

  Mixed Use Commercial Property offers, Office, Retail, & Warehouse. Features 4200 sq ft of office / retail, 2000 sq ft of warehouse, a 28ft x 32ft detached garage & 7200 sq ft of off street private concrete parking all located on a 1/2-acre lot offering Grand Avenue frontage.

  Mark Hallett Realty Professionals

  2 Grand Ave, Spencer, IA 51301
• 

  

  

  /14

  $110,000

  • 1 Bed
  • 1 Bath
  • 783 Sq Ft

  1900 4th Ave SW Unit 218, Spencer, IA 51301

  One Bedroom Golfview Condominium located on the Spencer Municipal Golf Course. This unit features formal living room with courtyard view, eat in kitchen, large bedroom with walk in closet and bath with large step in shower, heated garage space, and an abundance of common area amenities. Conveniently located near the elevator on 2nd floor.

  Susanne Hallett Realty Professionals

  1900 4th Ave SW Unit 218, Spencer, IA 51301
• 

  

  /35

  $68,000

  • 6 Beds
  • 3 Baths
  • 2,404 Sq Ft

  807 4th Ave W, Spencer, IA 51301

  Investment opportunity awaits!! Bring your vision and your skills to this 3 unit property located in the heart of Spencer. Within walking distance to just about everything it makes for a desirable rental location. The best part of this property is after your repairs and updates the return comes back 3 tenants at a time!! Grab your work boots and let's take a walk through what this opportunity

  Bryan Sebastian Hinn Real Estate

  807 4th Ave W, Spencer, IA 51301
• 

  

  /3

  $17,500

  • Land
  • 5,849 Sq Ft
  • $130,308 per Acre

  822 2nd Ave SE, Spencer, IA 51301

  Looking to build a house? This 50' by 117' bare lot with water and sewer lines stubbed in could just be the one for you. Additionally there is a poured existing concrete driveway. Great lot! Don't miss out!

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  822 2nd Ave SE, Spencer, IA 51301
• 

  

  /19

  $284,900

  New Construction Open Sun 4PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,518 Sq Ft

  213 34th Ave W, Spencer, IA 51301

  Setting a trend with a NEW FLOOR PLAN is this quality built 3 Bedroom 2 Bath contemporary home featuring an open concept floor plan, custom built cabinets, and beautiful finishes throughout. You can end your day in the luxury master bedroom boasting a walk in closet and an ensuite complete with a custom double sink vanity. The 2 Stall Garage has a water spigot and built in floor drain for your

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  213 34th Ave W, Spencer, IA 51301
• 

  

  /21

  $284,900

  New Construction Open Sun 4PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,653 Sq Ft

  207 34th Ave W, Spencer, IA 51301

  The Declan Floor Plan with 1,653 Finished SqFt is the largest floorplan option in the Westfield Development. The spacious open floor plan allows for many workable furniture arrangement layouts. Rest easy in the Master Bedroom, with Master Bath Ensuite, and Walk-in Closet. Oversized 2 Stall Garage has built in floor drain and water spigot for your convenience. Westfield Clubhouse includes an

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  207 34th Ave W, Spencer, IA 51301
• 

  

  /20

  $74,999

  $8K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,248 Sq Ft

  112 Pine St, Peterson, IA 51047

  Unique charm with endless opportunity to make it your own! This 2 bed 1.25 bath is filled with natural light from large windows and original hardwood floors and some great original trim. Sitting on large deep corner lot with newer oversized double garage; great for storage or shop use!

  Nick Steffes Integrity Real Estate

  112 Pine St, Peterson, IA 51047
• 

  

  /21

  $339,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,850 Sq Ft

  404 Country Club Ln, Spencer, IA 51301

  COMPLETELY REMODELED THREE BEDROOM RANCH HOME WITH OVERSIZED DOUBLE ATTACHED LINED AND HEATED GARAGE. This home features a large great room with vaulted ceilings that opens and flows into the designer kitchen and formal dining area. Large private master bedroom suite with master bath. Second and third bedrooms and 2nd full bath are on the opposite end of the home so everyone can have their own

  Mark Hallett Realty Professionals

  404 Country Club Ln, Spencer, IA 51301
• 

  

  /20

  $174,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,543 Sq Ft

  3291 335 Ave, Ruthven, IA 51358

  MOTIVATED SELLER This inviting home offers the ideal blend of comfort, functionality, and outdoor living. Situated just seconds from the water, you’ll love the easy access to lake life while enjoying a peaceful, private setting. The home features a bright and welcoming layout with cozy living spaces and plenty of natural light throughout. Step outside to a spacious patio area complete with a

  Richard Winegarden Winegarden Auctioneering

  3291 335 Ave, Ruthven, IA 51358
• 

  

  /31

  $160,000

  $25K PRICE DROP

  • 4 Beds
  • 1.5 Baths
  • 1,450 Sq Ft

  101 2nd Ave, Webb, IA 51366

  HOBBYIST & TRADESMAN’S DREAM! Stop looking for storage and start working in over 1,600 SF of garage and workshop space spread across three dedicated structures—including a 600 SF detached shop and a 2-stall attached garage built in 2004. This colonial-style 4-bedroom home sits on a massive 0.33-acre double lot in the heart of Webb, offering unparalleled space for equipment, vehicles, or a home

  Peggy Bergh-Kuker Keller Williams Okoboji

  101 2nd Ave, Webb, IA 51366
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  /3

  $260,000

  $20K PRICE DROP

  • 4 Beds
  • 3 Baths
  • 1,496 Sq Ft

  2340 420th St, Spencer, IA 51301

  6 ACRES + OUTBUILDINGS and a POTENTIAL house rehab opportunity! If you’ve been searching for the perfect spot for a hobby farm or a massive workshop, this Gillett Grove acreage is it. The property boasts a substantial 45 x 72 steel utility pole shed and a sturdy 32 x 40 horse barn, providing instant value for equipment or animals. The existing 1.5-story house requires a total remodel Sold AS-IS.

  Peggy Bergh-Kuker Keller Williams Okoboji

  2340 420th St, Spencer, IA 51301
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  /29

  $154,500

  Open Sat 10:30AM - 12PM $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  424 E 10th St, Spencer, IA 51301

  This cabin style home on a corner lot is all updated! 2 bed, 1 bath, with potential for lower level bath. With partial finished basement and bar, great for entertaining or just relaxing in privacy. There is potential for 2nd bath in basement as well. 3 car garage with one heated section for projects, man cave, etc. Tractor in picture does not stay! Back yard has room for garden or playset for a

  Jimy Mac Lenz Hinn Real Estate

  424 E 10th St, Spencer, IA 51301
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  /2

  $27,900

  • Land
  • 12,940 Sq Ft
  • $93,920 per Acre

  2102 W 20th St, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2102 W 20th St, Spencer, IA 51301
• 

  

  /21

  $292,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  110 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  110 34th Ave W, Spencer, IA 51301
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  /26

  $230,000

  • 4 Beds
  • 2 Baths
  • 1,982 Sq Ft

  500 E 4th St, Spencer, IA 51301

  This remodeled 4-bedroom, 2-bathroom home is move-in ready and offers the perfect blend of space, comfort, and modern updates! The main level features an open-concept kitchen, living, and dining area, creating an inviting space for everyday living and entertaining. You'll also find a convenient main-floor bedroom and a full bathroom. Upstairs, enjoy a spacious family room, three generously sized

  Kari Stave EXIT Realty Midwest- Spencer/Emmetsburg

  500 E 4th St, Spencer, IA 51301
• 

  

  /24

  $255,000

  • 4 Beds
  • 2 Baths
  • 1,932 Sq Ft

  1212 14th Ave W, Spencer, IA 51301

  Location, location, location! This 4 bedroom split level home is just minutes from the Y, schools, churches and more! With nearly all the features you want or need in a home it's perfect for just relaxing or entertaining. From the spacious upper level living area which features brand new flooring, there are also 2 bedrooms and a full bath. Step into the kitchen with eat-in dining and a slider

  Bryan Sebastian Hinn Real Estate

  1212 14th Ave W, Spencer, IA 51301
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  /32

  $229,000

  $20K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,114 Sq Ft

  202 E 4th St, Spencer, IA 51301

  Quality and Character at 202 E 4th Street! The entry greets you with warm wood details, beautiful fireplace and a home that offers period correct updates. This inside space marries enduring quality and authentic craftsmanship! Ready for a move-in ready home that has the potential of a 4th bedroom? Oh, and there is a Bonus workshop behind the two car garage. A comfortable place to call your own!

  Kim Bates Bates Realty, LLC

  202 E 4th St, Spencer, IA 51301
• 

  /2

  $29,900

  • Land
  • 15,117 Sq Ft
  • $86,158 per Acre

  2002 20th Ave W, Spencer, IA 51301

  YOU + This Land = A Great Investment! Fairway Woods 2nd Addition offers several great lots. Buy YOUR land today and build later when you're ready. Spacious lots in a GREAT location with generous side setbacks to allow breathing room. Lots across the street are offset from one another. Located north of 18th Street and across from the Spencer Golf & Country Club plus close to walking and biking

  Kim Bates Bates Realty, LLC

  2002 20th Ave W, Spencer, IA 51301
• 

  

  /16

  $99,900

  • Land
  • 3.75 Acres
  • $26,651 per Acre

  2015 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2015 358th St, Spencer, IA 51301
• 

  

  /16

  $53,000

  • 3 Beds
  • 2 Baths
  • 1,723 Sq Ft

  205 E 3rd St, Peterson, IA 51047

  With a little TLC this home is a great opportunity to earn some sweat equity. With three bedrooms and two baths, this home has a number of unique features. It has a one car attached garage, main floor laundry, and dual living spaces. There is a fireplace in the one living room and there are numerous rooms with beautiful hardwood flooring. Peterson is an excellent community to live in. Come take a

  Bob Donahoo Gustafson Realty

  205 E 3rd St, Peterson, IA 51047
• 

  

  /19

  $269,900

  • 2 Beds
  • 2 Baths
  • 1,374 Sq Ft

  79 Stoneybrook Cir SW, Spencer, IA 51301

  Modern Comfort Meets Easy Living! Welcome to this beautifully maintained zero-entry single-story ranch. Enjoy a spacious 2 Bed, 2 Bath home located in the desirable Stoneybrook neighborhood. Built in 2013, this 1,374 Sq. Ft. residence offers the perfect blend of modern amenities and low-maintenance living, making it an ideal choice for anyone looking to simplify without sacrificing quality. The

  Kim Bates Bates Realty, LLC

  79 Stoneybrook Cir SW, Spencer, IA 51301
• 

  

  /30

  $215,000

  • 4 Beds
  • 1.5 Baths
  • 1,788 Sq Ft

  223 8th St SE, Spencer, IA 51301

  Welcome to 223 8th St SE in Spencer, IA - a well maintained 4 bed, (1 non-conforming), 2 bath bungalow offering comfortable living space in a desirable location. Built in 1950, this property combines charm with modern updates, making it an excellent fit for a variety of buyers. Ideally located near shopping, dining, parks, and the municipal golf course, this home provides both convenience and a

  Sean Kondrath Real Estate Unlimited

  223 8th St SE, Spencer, IA 51301
• 

  

  /22

  $292,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  114 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  114 34th Ave W, Spencer, IA 51301
• 

  

  /18

  $121,000

  • 1 Bed
  • 1 Bath
  • 783 Sq Ft

  1900 4th Ave SW Unit 206, Spencer, IA 51301

  Enjoy easy, maintenance-free living in a welcoming 55+ community designed for comfort and connection. This 1 bedroom, 1 bath unit features an open floor plan, thoughtful updates, and true move-in condition—perfect for a relaxed, low-stress lifestyle. Start your mornings or unwind in the evenings on your private balcony, where panoramic views of the Spencer Municipal Golf Course provide a

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  1900 4th Ave SW Unit 206, Spencer, IA 51301
• 

  

  /68

  $325,000

  • 5 Beds
  • 3 Baths
  • 2,603 Sq Ft

  1107 Breezy Meadow Ln, Spencer, IA 51301

  Your next home awaits! Take advantage of this rare opportunity to own in the tucked away neighborhood of Breezy Meadows Lane in Spencer. Located right off of W 4th St, this 5-bedroom, 3-bathroom house sits on an oversized lot and is across the street from the beautiful Little Sioux River. Enjoy a tranquil life at home without leaving the amenities of in-town living.

  Kate Padilla eXp Realty LLC

  1107 Breezy Meadow Ln, Spencer, IA 51301
• 

  /2

  $29,900

  • Land
  • 16,962 Sq Ft
  • $76,781 per Acre

  2201 18th Ave W, Spencer, IA 51301

  Fairway Woods first addition! This subdivision with a great location has a few lots left. Excellent opportunity to build new custom home in an area that offers large lots which are offset from those across the street. An accessory building is allowed. Located across 18th Street from the Spencer Golf and Country Club plus close to walking and biking trails.

  Kim Bates Bates Realty, LLC

  2201 18th Ave W, Spencer, IA 51301
• 

  

  /24

  $178,900

  • 2 Beds
  • 1 Bath
  • 1,026 Sq Ft

  1900 4th Ave SW Unit 104, Spencer, IA 51301

  Here is your rare opportunity to own a ground level 2 bedroom Golfview Condo that features a covered walk out patio with spectacular views of the Spencer Municipal golf course. Inside you will be greeted with numerous updates featuring beautiful granite countertops, newer kitchen appliances and an upscale wood plank flooring. The spacious master bedroom offers a golf course view with a large walk

  Bryan Sebastian Hinn Real Estate

  1900 4th Ave SW Unit 104, Spencer, IA 51301
• 

  

  /46

  $489,900

  $10K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 4,257 Sq Ft

  401 W 3rd St, Spencer, IA 51301

  Welcome to this beautifully updated 5-bedroom, 3-bath home, where timeless 1916 charm meets modern comfort. Filled with abundant natural light, this home showcases thoughtful design details and original character that create a warm, inviting feel from the moment you walk in. At the heart of the home is a high-end kitchen featuring sleek finishes and premium Beko appliances. The spacious layout

  Nicole Nimke EXIT Realty Midwest- Spencer/Emmetsburg

  401 W 3rd St, Spencer, IA 51301
• 

  

  /17

  $175,000

  • 5 Beds
  • 3 Baths
  • 4,308 Sq Ft

  21 W 1st St, Spencer, IA 51301

  21 W 1st Street | Spencer, IA Value-add opportunity in Spencer! This 6-plex offers strong upside for an investor ready to complete renovations and increase cash flow. The property has been partially remodeled, with 2 of the 6 units currently rented, providing immediate income. The remaining 4 units offer the ability to renovate, lease up, and significantly improve overall returns. With

  Nic Madsen Gateway Real Estate Advisors

  21 W 1st St, Spencer, IA 51301
• 

  

  /17

  $90,000

  $17K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 879 Sq Ft

  309 E 1st St, Spencer, IA 51301

  Perfect Starter Home for First-Time Buyers! This cozy one-level home offers classic cottage charm with modern updates, including a new furnace and hot water heater (2024). The layout features 2 bedrooms, 1 bath and a basement with potential for added living space. Structurally sound and move-in ready--just add your personal touches! Includes a detached garage, storage shed and a manageable yard.

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  309 E 1st St, Spencer, IA 51301
• 

  

  /20

  $249,900

  • 2 Beds
  • 2 Baths
  • 696 Sq Ft

  3195 190th Ave, Spencer, IA 51301

  Room to grow on this beautiful 4-acre property featuring an updated 2-bedroom, 2-bath home with the potential and space to add additional bedrooms and expanded living areas. A new oversized double-plus garage, new furnace, water heater and a/c unit adds even more value and functionality, making this acreage hard to resist. Located just northwest of Spencer, this property offers the perfect blend

  Nick Steffes Integrity Real Estate

  3195 190th Ave, Spencer, IA 51301
• 

  

  /27

  $277,237

  • 3 Beds
  • 3 Baths
  • 2,602 Sq Ft

  419 4th St SW, Spencer, IA 51301

  Sun-Drenched Living. Designed with an abundance of windows, this ranch home is bathed in natural light. Major updates already done! Enjoy newer furnace, a/c, water heater, PVC sewer line and fresh paint throughout. Scenic surroundings and a spacious lot offer great views and peaceful relaxation! Looking for a home that feels warm and inviting? Look no further this one checks the boxes!

  Kim Bates Bates Realty, LLC

  419 4th St SW, Spencer, IA 51301
• 

  

  /33

  $234,900

  • 4 Beds
  • 1.5 Baths
  • 2,160 Sq Ft

  1128 Pleasant Ln, Spencer, IA 51301

  Welcome home to this beautifully updated ranch-style home located on sought-after Pleasant Lane in Spencer, Iowa! Conveniently situated within walking distance to local parks, schools, and the YMCA, this 4-bedroom, 2-bath home offers comfort, style, and functionality throughout. Enjoy the convenience of main floor laundry, a fully finished basement with additional living space, and numerous

  Lori Black EXIT Realty Midwest- Spencer/Emmetsburg

  1128 Pleasant Ln, Spencer, IA 51301
• 

  /2

  $29,900

  • Land
  • 14,293 Sq Ft
  • $91,118 per Acre

  2002 22nd Ave W, Spencer, IA 51301

  Whether you're a homeowner looking to customize your own property or an investor seeking to enhance your Real Estate Portfolio this lot holds potential for various ventures. Located in the desirable neighborhood of Fairway Woods with a peaceful atmosphere. Nearby amenities include Spencer Golf and Country Club, Trails and Parks. Start your plans today and be ready to build in the Spring!

  Kim Bates Bates Realty, LLC

  2002 22nd Ave W, Spencer, IA 51301
• 

  

  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2020 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2020 358th St, Spencer, IA 51301
• 

  

  /24

  $292,000

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,533 Sq Ft

  106 34th Ave W, Spencer, IA 51301

  Introducing a stunning new construction home to the market! This 3-Bedroom 2 Bath gem is designed with modern living in mind. With a spacious open floor plan spanning 1,533 finished sq ft this house offers a perfect blend of comfort and style. As you enter you will be greeted by the inviting living area showcasing the seamless flow between the living room, dining space & kitchen. The open layout

  Cristy Jones EXIT Realty Midwest- Spencer/Emmetsburg

  106 34th Ave W, Spencer, IA 51301
• 

  

  /15

  $89,900

  • Land
  • 3.44 Acres
  • $26,107 per Acre

  2008 358th St, Spencer, IA 51301

  River Bend Estates is a first-class development along the Ocheyedan River. This development offers country living with community amenities. Country style living is offered by your selection of a 3.5+ acre lot, covenants that allow you to build a storage building / shop / man cave, plus a quiet setting with great sunsets! Amenities you will appreciate include a hard surface road, SMU water,

  Seth Hellinga Real Estate Unlimited

  2008 358th St, Spencer, IA 51301

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