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Cortland Homes for Sale

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  • /23

    $90,000

    $10K PRICE DROP
    • 5 Beds
    • 2 Baths
    • 2,126 Sq Ft

    55 Hubbard St, Cortland, NY 13045

    This upper/lower two-unit is located on a quiet residential street with a large back yard. First floor unit has a large dining room, living room, kitchen, bath and two bedrooms (one is small). It also has a back porch. Upstairs has a large dining room, living room, kitchen, bathroom, back porch and a bedroom on the second floor and an additional three rooms in the attic. Home needs a new roof and

    Agent Photo

    Loueen Rosenbush

    Listing by Berkshire Hathaway CNY Realty

    55 Hubbard St, Cortland, NY 13045
  • /25

    $195,000

    • 6 Beds
    • 2 Baths
    • 2,100 Sq Ft

    145 Groton Ave, Cortland, NY 13045

    Great opportunity for investor or owner occupant. This house offers 2 units close to all amenities and comes partially furnished. Updated bathrooms, floors, and appliances, and reworked floor plan along with proximity to SUNY Cortland and hospital make this a great long or short-term rental option. Make your appointment today!

    Agent Photo

    Karina Murphy

    Listing by Yaman Real Estate

    145 Groton Ave, Cortland, NY 13045
  • /24

    $139,900

    $10K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 1,550 Sq Ft

    4 Delaware Ave, Cortland, NY 13045

    Conveniently located near SUNY Cortland, this 4-bedroom, 1.5-bath home offers a great combination of space, character, and potential. Inside, you’ll find inviting living areas, an artistic kitchen with distinctive style, and a functional layout with room to grow. A newer metal roof provides peace of mind, while the open front porch and full attic add to the home’s charm and usefulness. The

    Agent Photo

    Kristopher Buchan

    Listing by Tompkins Cortland Real Estate

    4 Delaware Ave, Cortland, NY 13045
  • /18

    $160,000

    • 4 Beds
    • 2 Baths
    • 1,496 Sq Ft

    19 Chestnut St, Cortland, NY 13045

    A beautiful setting is ready to welcome its newest homeowner! 19 Chestnut Street is now available, offering the opportunity to become part of this desirable west end Cortland neighborhood. Enjoy a quiet, no through traffic street, with backyard access to the green space at Suggett Park. It's just a short stroll to the playground, Wickwire Pool, or recreation areas at the park. With four bedrooms

    Joan Mones Listing by Howard Hanna

    19 Chestnut St, Cortland, NY 13045
  • /50

    $249,900

    • 4 Beds
    • 2 Baths
    • 2,102 Sq Ft

    32 N Church St, Cortland, NY 13045

    Situated on a beautifully landscaped lot, this lovingly restored 1830s home blends historic character with thoughtful modern updates across more than 2,100 square feet of living space. Showcasing timeless architectural details and meticulous care, the home offers four bedrooms, two full bathrooms, first-floor laundry, dual staircases, partial basement, walk-up attic, and established perennial

    Jenna Davi Listing by Berkshire Hathaway HomeServices Heritage Realty

    32 N Church St, Cortland, NY 13045
  • /38

    $219,000

    Open Sun 10AM - 12PM
    • 3 Beds
    • 2 Baths
    • 1,890 Sq Ft

    4 Melvin Ave, Cortland, NY 13045

    Charming colonial offering 3 bedrooms and 1 full bath on the second floor. The first floor features a dining room, kitchen, living room, den, and a spacious family room with cathedral ceiling, along with a convenient half bath. A first floor laundry room—located just off the attached 2 car garage, includes an additional shower. Situated on a quiet, tree lined street with mature landscaping and

    Susan Sherman Broyles Listing by Yaman Real Estate

    4 Melvin Ave, Cortland, NY 13045
  • /23

    $255,000

    • 9 Beds
    • 3 Baths
    • 3,533 Sq Ft

    148-148 Tompkins Street Extension Unit 48-148, Cortland, NY 13045

    GREAT OPPORTUNITY FOR INVESTOR TO PICK UP 9 BEDROOMS FOR A GREAT PRICE. PARTIALLY FURNISHED, CALL TODAY FOR SHOWING. FRONT 2 UNIT HAS TOTAL OF 5 BEDROOMS, BACK HOUSE SINGLE FAMILY HAS 4 BEDROOMS, BACK HOUSE NEEDS WORK.

    Amy Cobb Listing by Yaman Real Estate

    148-148 Tompkins Street Extension Unit 48-148, Cortland, NY 13045
  • /43

    $384,000

    $36K PRICE DROP
    • 12 Beds
    • 4 Baths
    • 4,155 Sq Ft

    73 Groton Ave Unit 69-71, Cortland, NY 13045

    Investment Opportunity: Student Housing Near SUNY Cortland with Significant Upside Potential! Unlock the lucrative world of student rentals with this exceptional property located just moments from SUNY Cortland! This offering presents a rare chance for savvy investors to acquire a well-situated student housing asset with considerable room for value appreciation and increased cash flow. The

    Matt Chalanick Listing by The Real Estate Agency

    73 Groton Ave Unit 69-71, Cortland, NY 13045
  • /16

    $159,900

    • 2 Beds
    • 1 Bath
    • 808 Sq Ft

    5 Woodland Ave, Cortland, NY 13045

    Welcome to 5 Woodland Ave!Picturesque Home Featuring First-Floor Bedrooms, New Flooring, New Appliances, And A New Roof. Enjoy A Bright, Open Floor Plan With A Spacious Living Area, Plus A Welcoming Front Yard And A Generous Backyard. Public Water And Sewer. Move-In Ready With Updated Kitchen And Bathroom!

    Ron Xiong MJJ Realty

    5 Woodland Ave, Cortland, NY 13045
  • /2

    $259,000

    • 4 Beds
    • 3 Baths
    • 1,720 Sq Ft

    24 Reynolds Ave, Cortland, NY 13045

    Welcome to 24 Reynolds located in the City of Cortland. This investment portfolio is also being offered along side MLS#336407 to either be purchased as a package or individually! Here is your chance to own a side by side building in a great Cortland district!

    Erin Micha SALL REAL ESTATE

    24 Reynolds Ave, Cortland, NY 13045
  • /14

    $149,000

    • 4 Beds
    • 1 Bath
    • 1,140 Sq Ft

    22 Water St, Cortland, NY 13045

    Great opportunity to own a College Rental just steps to SUNY Cortland campus. 4 bedrooms 1 full bath (large) Property has not been rented in a few years. In need of TLC. Large barn to store all the stuff, overhead door, concrete and electric. Fenced in back yard. Rented for 3400 per student per semester for years. Might be a opportunity to make some upgrades which could increase the rent.

    Amy Cobb Listing by Yaman Real Estate

    22 Water St, Cortland, NY 13045
  • /2

    $187,500

    • 8 Beds
    • 3 Baths
    • 1,948 Sq Ft

    9 Winter St, Cortland, NY 13045

    INVESTMENT OPPORTUNITY ABOUNDS IN THIS CORTLAND DUPLEX! Located on a dead end street in the City of Cortland, this 2-family home boasts 4 beds/2 baths in one unit, and 4 beds/1 bath in the other unit. Many updates include: new metal roof in 2022; new water heater in 2024; new furnace in 2023; new appliances in 2024. Note that Apartment 9 has central air; Apartment 9 1/2 does not. Driveway

    Douglas Freeman Listing by Bell Home Team

    9 Winter St, Cortland, NY 13045
  • /3

    $99,900

    • 3 Beds
    • 1 Bath
    • 882 Sq Ft

    20 Otter Creek Place, Cortland, NY 13045

    THIS 3 BDRM HOME IS WITHIN WALKING DISTANCE OF SUNY CORTLAND AND HAS IN THE PAST RENTED TO STUDENTS. OFFERS LR, FULL BATH AND KITCHEN ON 1ST FLOOR AND 3 BDRMS ON THE 2ND FLOOR. IN NEED OF TLC BUT THERE IS LOTS OF POETENTIAL FOR A SINGLE-FAMILY HOME OR AN INVESTMENT.

    Amy Cobb Listing by Yaman Real Estate

    20 Otter Creek Place, Cortland, NY 13045
  • /8

    $535,000

    $20K PRICE DROP
    • 15 Beds
    • 3 Baths
    • 3,974 Sq Ft

    6 Monroe Heights, Cortland, NY 13045

    3,974 square foot, 3-unit, 15 bedrooms total house (5 bedrooms per unit) currently used for student housing. Within walking distance of both SUNY Cortland and the Cortland City central business district. Rent is $3,600.00 per bedroom, per semester. Owner pays for electric and gas utilities. Large parking lot. The owner is a licensed real estate agent. Note: The garage shown at the rear of the

    Philip Henry Listing by SVR Realty LLC

    6 Monroe Heights, Cortland, NY 13045
  • /23

    $239,900

    $60K PRICE DROP
    • 8 Beds
    • 4 Baths
    • 2,337 Sq Ft

    26 Owego St, Cortland, NY 13045

    Investment Opportunity: Student Housing Near SUNY Cortland with Significant Upside Potential! Unlock the lucrative world of student rentals with this exceptional property located just moments from SUNY Cortland! This offering presents a rare chance for savvy investors to acquire a well-situated student housing asset with considerable room for value appreciation and increased cash flow. The

    Matt Chalanick Listing by The Real Estate Agency

    26 Owego St, Cortland, NY 13045
  • /46

    $219,000

    $20K PRICE DROP
    • 6 Beds
    • 2 Baths
    • 2,944 Sq Ft

    51 N Church St, Cortland, NY 13045

    First time home buyer or investor take a look! Gorgeous brick 2 family home on a corner lot in the city of Cortland in well maintained condition with separate utilities. Downstairs has mudroom with pantry, large kitchen with custom cabinets and stainless steel appliances and indoor grill, full bathroom with soaking tub and walk in shower and laundry, dining room with woodburning fireplace, large

    Rose Ferro Listing by Hage Real Estate

    51 N Church St, Cortland, NY 13045
  • /15

    $154,500

    $11K PRICE DROP
    • 7 Beds
    • 3 Baths
    • 2,160 Sq Ft

    52 Maple Ave, Cortland, NY 13045

    This property has previously been rented to seven students and is currently tenant-occupied. It offers excellent versatility, making it suitable for a variety of owners or investment strategies. There is also strong potential to convert the home into a two-unit property with minimal effort. Conveniently located near downtown, shopping areas, and just minutes from SUNY Cortland. Call for details.

    Jerry Hartnett Listing by Hartnett Realty Solutions

    52 Maple Ave, Cortland, NY 13045
  • /19

    $229,900

    $19K PRICE DROP
    • 2 Beds
    • 5,652 Sq Ft

    20 & 20.5 Charles St, Cortland, NY 13045

    Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently

    Melissa Skodzinsky Listing by Berkshire Hathaway HomeServices Heritage Realty

    20 & 20.5 Charles St, Cortland, NY 13045
  • /17

    $199,900

    Open Sat 9AM - 11PM $20K PRICE DROP
    • 4 Beds
    • 3 Baths
    • 2,306 Sq Ft

    11 Hamlin St, Cortland, NY 13045

    Nestled in a convenient location in the heart of Cortland, this home is ready for you to move in and make it your own. Featuring 4 spacious bedrooms and 3 luxurious bathrooms this residence features a welcoming front porch and a convenient back entry that leads to a stylish laundry and/or mudroom area connected to a full bath. Step into your dream kitchen equipped with New appliances, butcher

    Nicole McRae Listing by Yaman Real Estate

    11 Hamlin St, Cortland, NY 13045
  • /4

    $119,000

    • 4 Beds
    • 2 Baths
    • 1,092 Sq Ft

    14 Otter Creek Place, Cortland, NY 13045

    Check out this 4 bedroom home with 2 full baths, 4th bedroom small currently used as a walk-in closet, could easily be an office. First floor laundry. Property has been rented in the past to students, rented for 3,400 per student per semester could possibly get more. Large metal garage great for storage or vehicle/toys. The large covered patio is great for outdoor entertaining. Enclosed front

    Amy Cobb Listing by Yaman Real Estate

    14 Otter Creek Place, Cortland, NY 13045
  • /33

    $289,000

    • 9 Beds
    • 5 Baths
    • 3,627 Sq Ft

    146 Tompkins St, Cortland, NY 13045

    Great opportunity to own a rental property that could be owner occupied or rent to SUNY students or regular apartment rentals with some modifications. Was recently rented to students for 3,400 per student per semester which now could be 3,700+, no occupancy for the past 3 years. Parking available on both sides of the house. Apt #1 and #3, 6 total bedrooms could be joined together by opening 2

    Amy Cobb Listing by Yaman Real Estate

    146 Tompkins St, Cortland, NY 13045
  • /14

    $234,900

    • 6 Beds
    • 4 Baths
    • 2,900 Sq Ft

    20 Reynolds Ave, Cortland, NY 13045

    Located just minutes from SUNY Cortland, this versatile property offers incredible potential for investors, owner-occupants, or those seeking student housing opportunities. Its prime location provides convenient access to campus, making it highly desirable for students and faculty alike. The flexible floor plan offers the possibility of being utilized as three separate living units or as a large

    Andrew Hughes Listing by Keller Williams Realty Southern Tier & Finger Lakes

    20 Reynolds Ave, Cortland, NY 13045
  • /43

    $429,000

    $30K PRICE DROP
    • 4 Beds
    • 2.5 Baths
    • 2,368 Sq Ft

    62 Church St, Cortland, NY 13045

    Beautiful 1915 brick colonial set on a beautuful treelined street with a median in the city of Cortland. All original doors with original crystal knobs, flooring, woodwork and stained glass windows, and more, all very well maintained. Many updates over the years making this a wonderful move in ready home with nothing to do but enjoy!! Walk in from the wonderful covered front porch into the large

    Kathryn Wilcox Listing by Yaman Real Estate

    62 Church St, Cortland, NY 13045
  • /30

    $289,000

    • 4 Beds
    • 2 Baths
    • 1,688 Sq Ft

    16 Park St, Cortland, NY 13045

    Welcome to this fully reimagined 4-bedroom, 2-bath home tucked away on a quiet street in the City of Cortland. Every inch of this property has been rebuilt with care — from the frame out — creating a modern, energy-efficient home with full insulation, updated electric, and on-demand hot water. The spacious kitchen features stone countertops and brand-new cabinetry, opening into bright living

    Jeffrey Guida Listing by Yaman Real Estate

    16 Park St, Cortland, NY 13045
  • /20

    $399,900

    $25K PRICE DROP
    • 12 Beds
    • 3 Baths
    • 2,652 Sq Ft

    31 Clayton Ave, Cortland, NY 13045

    Investment Opportunity: Student Housing Near SUNY Cortland with Significant Upside Potential! Unlock the lucrative world of student rentals with this exceptional property located just moments from SUNY Cortland! This offering presents a rare chance for savvy investors to acquire a well-situated student housing asset with considerable room for value appreciation and increased cash flow. The

    Matt Chalanick Listing by The Real Estate Agency

    31 Clayton Ave, Cortland, NY 13045
  • /14

    $314,900

    • 9 Beds
    • 3 Baths
    • 2,370 Sq Ft

    19 Water St, Cortland, NY 13045

    This property features two units- Downstairs has 6 bedrooms and 2 full baths - Upstairs is 3/4 bedrooms and 1 bath - for a total of 10 bedrooms and 3 full bathrooms. Currently vacant for the 2025-2026 school year, but the downstairs, all 6 bedrooms are pre-rented for both semesters of 2026-2027 at $3,800 per student per semester. Excellent turnkey investment opportunity with immediate cash flow.

    Matt Chalanick Listing by The Real Estate Agency

    19 Water St, Cortland, NY 13045
  • /8

    $239,900

    • 3 Beds
    • 2 Baths
    • 2,432 Sq Ft

    42 Alvena Ave, Cortland, NY 13045

    A wonderful old but well-maintained house is located near the Cortland Hospital and near downtown Cortland City. Built in the year 1915 and offering 2.5 stores. Total living area is 2,432 square feet with 1,472 s/f on the 1st floor and 960 s/f on the 2nd floor. (There is also 480 s/f in the one-half story attic which is not included in the living area.) Three bedrooms and a full bathroom occupy

    Philip Henry Listing by SVR Realty LLC

    42 Alvena Ave, Cortland, NY 13045
  • /2

    $137,500

    • 4 Beds
    • 2 Baths
    • 1,460 Sq Ft

    6 Winter St, Cortland, NY 13045

    INVESTMENT OPPORTUNITY ABOUNDS IN THIS CORTLAND MULTI-FAMILY! Located on a dead end street in the City of Cortland, this 2-family home boasts one 3 bedroom/1 bath unit and one studio unit. Driveway accommodates both units for parking. Close to highways, walkable access to shopping & public transit.

    Douglas Freeman Listing by Bell Home Team

    6 Winter St, Cortland, NY 13045
  • /43

    $165,000

    • 6 Beds
    • 2 Baths
    • 2,336 Sq Ft

    105 Pendleton St, Cortland, NY 13045

    Situated in the heart of Cortland, this side-by-side duplex offers a fantastic opportunity for both investors and owner-occupants alike. Featuring two spacious units with separate entrances. Large living areas, and abundant natural light create a comfortable atmosphere for tenants or extended family living. With off-street parking, a manageable yard, and close proximity to downtown shops,

    Melissa Skodzinsky Listing by Berkshire Hathaway HomeServices Heritage Realty

    105 Pendleton St, Cortland, NY 13045
  • /40

    $1,795,000

    • 36 Beds
    • 12,500 Sq Ft

    211 Tompkins St, Cortland, NY 13045

    Rare 13-unit apartment investment in Cortland, built 1994 - the newest multifamily property of scale in a market dominated by 1870s-1930s stock. That vintage advantage shows up directly in maintenance cost, financeability and per-unit positioning in a tight-credit tertiary market. Verified contract rent of $180,300 per year against verified operating expenses of $53,551 per year produces $126,749

    Matt Mastrangelo Listing by Real Broker NY LLC

    211 Tompkins St, Cortland, NY 13045
  • /46

    $259,900

    • 5 Beds
    • 2 Baths
    • 1,700 Sq Ft

    228 S Main St, Cortland, NY 13045

    Welcome to this beautiful 4-5 bedroom, 3 bath, 2 story charming and spacious home nestled in the City of Cortland. Perfect for a growing household, a dedicated remote worker, or anyone who appreciates the distinct craftsmanship and generous space of an older home. First floor offers a large eat-in Kitchen, with lots of cabinet space, island with mini cooler. Small office and one bedroom off the

    Pamela Williams Listing by Yaman Real Estate

    228 S Main St, Cortland, NY 13045
  • /18

    $275,000

    • 8 Beds
    • 5 Baths
    • 2,478 Sq Ft

    144 Tompkins St, Cortland, NY 13045

    4 Unit investment opportunity. 3 minutes and you are on Campus Front house has 3 units and the back house is 1 unit.

    Amy Cobb Listing by Yaman Real Estate

    144 Tompkins St, Cortland, NY 13045
  • /2

    $190,000

    • 6 Beds
    • 2 Baths
    • 1,773 Sq Ft

    22 Reynolds Ave, Cortland, NY 13045

    Welcome to 22 Reynolds, located in the heart of the City of Cortland! This duplex offers sustained income to add to your portfolio today! If you have wanted the chance to own side by side properties within the City Limits, here is your opportunity now! This is also being offered with MLS #336414

    Erin Micha SALL REAL ESTATE

    22 Reynolds Ave, Cortland, NY 13045
  • /49

    $824,900

    • 12 Beds
    • 3,728 Sq Ft

    25 Prospect Terrace, Cortland, NY 13045

    Rare 6-unit apartment investment in Cortland's SUNY rental belt. Built in 1979, this building is a full era newer than the converted 1870s-1930s stock that dominates local multifamily inventory - a meaningful advantage for maintenance, financing and per-unit positioning in a tight-credit tertiary market. Verified contract rent of $96,000 per year, including signed Fall-2026 leases, against

    Matt Mastrangelo Listing by Real Broker NY LLC

    25 Prospect Terrace, Cortland, NY 13045
  • /15

    $179,919

    $60K PRICE DROP
    • 6 Beds
    • 2 Baths
    • 1,926 Sq Ft

    5 Sands St, Cortland, NY 13045

    Investment Opportunity: Student Housing Near SUNY Cortland with Significant Upside Potential! Unlock the lucrative world of student rentals with this exceptional property located just moments from SUNY Cortland! This offering presents a rare chance for savvy investors to acquire a well-situated student housing asset with considerable room for value appreciation and increased cash flow. The

    Matt Chalanick Listing by The Real Estate Agency

    5 Sands St, Cortland, NY 13045

Why Live in Cortland

Cortland, NY, NY Home Prices vs. Nearby Neighborhoods

Cortland Marathon Cincinnatus
Median Home Price
$189,000
$165,000
$166,950
Median Sale Price
$180,000
0% YoY
$160,000
-16% YoY
$135,000
-9% YoY
Median Single Family Price
$180,000
$160,000
$127,500
Median Condo Price
--
$595,000
$325,000
Total Active Listings
14 listings
4 listings
3 listings
Market Conditions
2 Months of Supply
Seller's Market
3 Months of Supply
Seller's Market
5 Months of Supply
Balanced Market

Frequently Asked Questions

Is Cortland a good place to live?
Cortland is a good place to live. Cortland is considered somewhat walkable and somewhat bikeable with some transit options. Cortland has 21 parks for recreational activities.It is sparse in population with 1.0 people per acre and a median age of 33. The average household income is $70,311 which is below the national average. College graduates make up 31.3% of residents. A majority of residents in Cortland are renters, with 57% of residents renting and 43% of residents owning their home. A local real estate agent serving Cortland can help you decide if this neighborhood is the right one for you. Learn more on our Cortland neighborhood guide.
How much do you need to make to afford a house in Cortland?
The median home price in Cortland is $189,000. If you put a 20% down payment of $37,800 and had a 30-year fixed mortgage with an interest rate of 6.71%, your estimated principal and interest payment would be $980 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $42K a year to afford the median home price in Cortland. Learn how much home you can afford with our Home Affordability Calculator. The average household income in Cortland is $70K.
What are the best public schools in Cortland?
The best public schools that serve Cortland are:
What are the best private schools in Cortland?
The best private schools that serve Cortland are:
What are the most popular zip codes in Cortland, Cortland, NY?
The most popular zip codes in Cortland, Cortland, NY include 13045, 13077, 13101, 13073 and 13803.
Are home prices dropping in Cortland?
Yes, home prices in Cortland are down 1% in the last 12 months.
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