Effingham, IL Homes for Sale

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  /48

  $565,000

  • 3 Beds
  • 3.5 Baths
  • 4,096 Sq Ft

  1208 Mini Hills Dr, Effingham, IL 62401

  Easy Living at its Finest in Mini Hills! You won't want to miss this Custom 3 bed 3.5 bath condo-sytle end unit home! It has all the high-end finishes one could want: granite countertops, wood floors, butler pantry, vaulted ceilings, and so on! Master Suite on the main floor with a large bathroom and walk-in closet. A Great Layout with lots of Natural Light! Two gas fireplaces, a great screened

  

  Art Geen

  Full Circle Realty

  (217) 773-5104

  1208 Mini Hills Dr, Effingham, IL 62401
• Explore Effingham

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  /48

  $844,900

  • 4 Beds
  • 3.5 Baths
  • 4,295 Sq Ft

  11284 E Lincolnshire Ln, Effingham, IL 62401

  Welcome to this stunning lakeside retreat in the desirable Lake Edward subdivision of Effingham, IL. Beautiful setting with a circle drive, you're met with lovely perennials and a charming entry to the home. Once inside, you'll find you are welcomed with the elegant formal dining and living rooms that provide the perfect space for entertaining, while the cozy gas and wood fireplaces add warmth

  

  Vanessa Skavlem

  THATS A WRAP REALTY

  (217) 708-3173

  11284 E Lincolnshire Ln, Effingham, IL 62401
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  /22

  $245,000

  • Land
  • 31.13 Acres
  • $7,870 per Acre

  12990 Country Club Rd, Effingham, IL 62401

  Discover 31.13 acres of wooded & brush ground nestled between the Little Wabash River and the Country Club in Effingham, Illinois. This unique property combines two tracts of land, offering a peaceful retreat surrounded by mature woods and thick brush-creating the perfect habitat for abundant wildlife. Abundant Deer markings are everywhere, making this an ideal setting for hunters, nature lovers,

  

  Amy Lee Bailey

  AMY LEE REALTY LLC

  (217) 288-2526

  12990 Country Club Rd, Effingham, IL 62401
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  /48

  $1,950,000

  • 4 Beds
  • 3.5 Baths
  • 2,860 Sq Ft

  9219 E Best Ct, Effingham, IL 62401

  Calling all Lake Sara buyers! This property is located on Lake Sara in Effingham, IL. Lake Sara is a very sought out man made lake that was created in 1957. Spanning of private coves, restaurants, and beautiful homes; just like this property! Built in 2021, this contemporary style home offers 4 bedrooms, 3-1/2 baths, over 2,500 above grade square footage, and finishes that will take your breath

  Alex Steppe RE/MAX Key Advantage

  9219 E Best Ct, Effingham, IL 62401
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  /24

  $340,000

  • 3 Beds
  • 3 Baths
  • 3,492 Sq Ft

  406 W Kentucky Ave, Effingham, IL 62401

  Step into this almost " brand new " remodeled home. Every creature comfort you'll ever need has been added or updated to make this a wonderful home. Great location in Effingham that provides easy access to anything within 5 mins. drive. This three bedroom and three bathroom home is perfect for rest and relaxation. The owners suite with its own full bath is your oasis. The kitchen is just perfect

  Ted Rhodes TED RHODES

  406 W Kentucky Ave, Effingham, IL 62401
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  /28

  $449,900

  • 2 Beds
  • 1 Bath
  • 1,368 Sq Ft

  14689 N Court 6, Effingham, IL 62401

  Calling all Lake Sara buyers! Come check out this ranch style home that sits on .62 acres and has great water access and a dock! The home offers 1,368 square feet, 2 bedrooms, 1 bathroom, office, and an amazing view of Lake Sara. The kitchen and living room are an open concept and offers a gas fireplace. The main bedroom is 20 X 12 and has a big walk in closet. This home has so much potential!

  Alex Steppe RE/MAX Key Advantage

  14689 N Court 6, Effingham, IL 62401
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  /48

  $529,900

  • 3 Beds
  • 2 Baths
  • 2,183 Sq Ft

  14704 N Court 1, Effingham, IL 62401

  Full Time Home on the Lake, Investment Property, Second Home for the Summer, the Options are Endless. Located on a Quiet Cove on the North Side of Lake Sara, this house is a spacious 2-3 Bedroom and 2 Bathroom home with 2 Master Suites. The Great Room & Kitchen are Open Concept. The 3rd Bedroom is Currently an Office/Den, but could easily be converted into a traditional bedroom as needed. Outside

  Sarah Mietzner Full Circle Realty

  14704 N Court 1, Effingham, IL 62401
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  /38

  $399,900

  • 3 Beds
  • 1.5 Baths
  • 1,798 Sq Ft

  805 N Keller Dr, Effingham, IL 62401

  Do you want to own a home AND run a business. Why buy two places? This is the perfect place for you. Opportunity awaits to own commercially zoned property on Keller Dr located just off of I70/57. High visibility location with strong traffic counts and easy on/off access. The existing structure could be used as a home, business or both or could be torn down for a blank space for redevelopment.

  Kurt Endebrock THATS A WRAP REALTY

  805 N Keller Dr, Effingham, IL 62401
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  /48

  $485,000 Open Sat 12PM - 2PM

  • 4 Beds
  • 3 Baths
  • 3,756 Sq Ft

  11020 E Lake Edward Ln, Effingham, IL 62401

  Welcome home to this beautifully maintained 4 bedroom, 3 bath residence offering over 3,700 square feet of finished living space with an open concept design and a perfect layout for both everyday living and entertaining. A spacious front porch creates a warm first impression and the perfect place to relax. Inside, the living room features soaring vaulted ceilings and a cozy gas fireplace, flowing

  Christopher Etter RE/MAX Key Advantage

  11020 E Lake Edward Ln, Effingham, IL 62401
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  /29

  $469,000

  • 3 Beds
  • 2.5 Baths
  • 1,945 Sq Ft

  15872 N Bluebird Dr, Effingham, IL 62401

  WATERFRONT HOME ON LAKE SARA!! Discover lakefront living at its finest in this completely renovated 3 bedroom, 2.5 bath home with unbeatable water views and direct lake access. A spacious concrete patio provides the perfect spot for morning coffee, summer gatherings, or relaxing sunsets. Enjoy your own private boat dock, making days on the water effortless. Inside, the main floor offers an

  Karol Scrimager Century 21 Kima Properties

  15872 N Bluebird Dr, Effingham, IL 62401
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  /40

  $720,000

  • 5 Beds
  • 3.5 Baths
  • 3,765 Sq Ft

  13212 Augusta National Dr, Effingham, IL 62401

  Welcome to Prairie Ace Estates! Located next to the Effingham Country Club. This NEWER Home has *NO TAXES ON THE HOME FOR 4 MORE YEARS* This open concept home fits perfectly on the Corner Lot. With 5 bedrooms & 3 1/2 baths, this home is custom built & features 2129sqft plus a full basement, of which 1600+sqft is finished: a kitchenette, two bedrooms, a full bath, a large family room & game area.

  Brian Henning Full Circle Realty

  13212 Augusta National Dr, Effingham, IL 62401
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  /34

  $499,900

  • 3 Beds
  • 2 Baths
  • 1,925 Sq Ft

  13147 Country Club Rd, Effingham, IL 62401

  Brand New Home in Sought After Prairie Ace Subdivision! *No Taxes on Home for 5 Years!* Located right next to the Effingham Country Club. Move into this just completed 3 bed 2 bath ranch home with 1925sqft of living space, all on a half acre lot! Step inside from the covered 6x12 front porch to the inviting entry. The open concept layout is sure to please! The kitchen comes with a pantry, an

  Brian Henning Full Circle Realty

  13147 Country Club Rd, Effingham, IL 62401
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  /21

  $408,000

  • 4 Beds
  • 2.5 Baths
  • 3,120 Sq Ft

  807 N Keller Dr, Effingham, IL 62401

  Do you want to own a home AND run a business. Why buy two places? This is the perfect place for you. Opportunity awaits to own commercially zoned property on Keller Dr located just off of I70/57. High visibility location with strong traffic counts and easy on/off access. The existing structure could be used as a home, business or both or could be torn down for a blank space for redevelopment.

  Kurt Endebrock THATS A WRAP REALTY

  807 N Keller Dr, Effingham, IL 62401
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  /26

  $100,000

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  105 W Kagay Ave, Effingham, IL 62401

  With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres and comes with a lot to the east of home adding another .23 acres for a total of .46 acres. One car detached garage with a dirt floor.

  Johanna Holtz Auction/Realty by Schackmann, Inc.

  105 W Kagay Ave, Effingham, IL 62401
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  /2

  $60,000

  • Land
  • 0.52 Acre
  • $115,385 per Acre

  1207 Cliffview Dr, Effingham, IL 62401

  .52 (+/-) Acre lake lot - touches the water and has add'l ground on other bank. Perfect for the kids for play area or picnic spot; Great lot for walkout basement

  Jeff Speer RE/MAX Key Advantage

  1207 Cliffview Dr, Effingham, IL 62401
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  /32

  $1,625,000

  • 4 Beds
  • 3 Baths
  • 4,700 Sq Ft

  10028 Pineridge Rd, Effingham, IL 62401

  Wake each morning to the peaceful setting of this custom lakefront home on the shores of Lake Sara, with water views and surrounding natural landscape. Enjoy mornings on the covered deck overlooking the lake. Inside, the home offers 22-foot vaulted ceilings with custom exposed cedar beams, Andersen windows and doors, and abundant natural light throughout. The main living area connects to a

  Mark Winkelman Baird & Warner

  10028 Pineridge Rd, Effingham, IL 62401
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  /48

  $1,899,900

  • 4 Beds
  • 4.5 Baths
  • 4,652 Sq Ft

  15052 N 16th Ave, Effingham, IL 62401

  Welcome to your dream lake house, a stunning, completely custom-built retreat boasting over 4,600 finished square feet of luxurious living space. Located on the main body of the lake, directly across from Pinky’s, this home offers unparalleled views and direct access to the serene waters. Built in 2022, the residence combines modern design with high-end finishes throughout, including a

  Christopher Etter RE/MAX Key Advantage

  15052 N 16th Ave, Effingham, IL 62401
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  /31

  $275,500

  • 3 Beds
  • 2 Baths
  • 2,096 Sq Ft

  14326 E Persimmon Ave, Effingham, IL 62401

  Welcome to this stunning 3-bedroom, 2-bathroom home nestled in the highly desirable Richmond Heights Subdivision. Offering two generous living areas and a versatile bonus room, this property is perfectly designed for comfortable family living. The home sits on a sprawling .31-acre corner lot and boasts an oversized 624 sq ft two-car garage — providing abundant space for vehicles, storage, or a

  Keith Hartman RE/MAX Key Advantage

  14326 E Persimmon Ave, Effingham, IL 62401
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  /30

  $229,900

  • 4 Beds
  • 2 Baths
  • 2,052 Sq Ft

  9313 N 1000th Rd, Effingham, IL 62401

  Discover peaceful country living in this impeccably maintained 2004 manufactured home, set on a solid concrete block foundation and nestled on 2+acres in rural Effingham. With over 2,000 sq ft, this 4BR, 2BA home offers a spacious, flexible layout. The primary suite features a private retreat area, ensuite bath with garden tub, and large his-and-hers walk-in closets. The fully equipped kitchen

  Jill Wendling RE/MAX Key Advantage

  9313 N 1000th Rd, Effingham, IL 62401
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  /20

  $199,999

  • 3 Beds
  • 3 Baths
  • 2,944 Sq Ft

  806 S 4th St, Effingham, IL 62401

  This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

  Grant Beals C21 Realty Concepts

  806 S 4th St, Effingham, IL 62401
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  /2

  $329,000

  • 2 Beds
  • 2 Baths
  • 1,680 Sq Ft

  15482 N Wildwood Dr, Effingham, IL 62401

  Enjoy the best of both worlds hidden Lake sara property on one side approx 400 ft of shore line and with golf course on the other side,hidden wooded lot with almost 1 acre with ranch style home built in the 80's Remodel or remove and build new. Has endless possibilities would also make a great VRBO, Check out this hidden Lake Sara Treasure.

  Douglas Hankins Midwest Farm & Land Co. LLC

  15482 N Wildwood Dr, Effingham, IL 62401
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  /46

  $245,500

  • 3 Beds
  • 1.5 Baths
  • 1,552 Sq Ft

  605 Holiday Dr, Effingham, IL 62401

  Welcome to this 3 - bedroom, 1 and 1/2 bath brick home situated on a spacious lot and patio with lots of room to entertain family and friends. As you enter the living room you are greeted with plenty of natural light through the huge windows. The kitchen is equipped with all appliances and plenty of room for a kitchen table with a view out the patio doors to the spacious back yard. The master

  Johanna Holtz Auction/Realty by Schackmann, Inc.

  605 Holiday Dr, Effingham, IL 62401
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  /14

  $545,700

  • Land
  • 6.42 Acres
  • $85,000 per Acre

  0 E 1600th St Unit 6251450, Effingham, IL 62401

  Great Interstate visibility on Interstate 70 in Effingham:Just down the road from QT, Heartland Dental, Midland States Bank, Network Centre, Lakeland College, Patterson Companies, The Harley Barn, and Tuscan Hills Winery, located on the frontage road that connects Effingham and Teutopolis!

  Keith Hartman RE/MAX Key Advantage

  0 E 1600th St Unit 6251450, Effingham, IL 62401
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  /12

  $35,000

  • Land
  • 0.32 Acre
  • $109,375 per Acre

  21 N Country Club Rd, Effingham, IL 62401

  Prairie Ace Estates Subdivision - Now in the Enterprise Zone with Building Incentives available! This subdivision is located adjacent to the Effingham Country Club. Ameren-Gas, Norris-Electric, Wabash-Fiber Internet, EJ-Water and Sewer. These smaller lots do not have minimum square footage requirements but must have at least a 2 car attached Garage and 1/3 of front needs to be brick, stone, or

  Keith Hartman RE/MAX Key Advantage

  21 N Country Club Rd, Effingham, IL 62401
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  /12

  $114,900

  • 4 Beds
  • 2 Baths
  • 2,268 Sq Ft

  405 S 4th St, Effingham, IL 62401

  Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

  Frank Rusin Four Seasons Realty, Inc.

  405 S 4th St, Effingham, IL 62401
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  /27

  $324,900

  • 4 Beds
  • 2.5 Baths
  • 2,449 Sq Ft

  805 N Oakwood St, Effingham, IL 62401

  This move in ready 4 bedroom with the possibility of a 5th bedroom, 2.5-bath home has plenty of space for the whole family. The open kitchen with ample cabinet space, flows right into the dining area, making it perfect for everyday living and get-togethers.All kitchen appliances stay, so you can move in without the extra hassle. With multiple bedrooms, there’s room for everyone, plus space

  Mandy Vergara Whitten Real Estate Agency

  805 N Oakwood St, Effingham, IL 62401
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  /2

  $35,000

  • Land
  • 0.24 Acre
  • $145,833 per Acre

  2401 Cumberland Ct, Effingham, IL 62401

  Great buildable lot located on Cumberland court!

  Alex Steppe RE/MAX Key Advantage

  2401 Cumberland Ct, Effingham, IL 62401
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  /28

  $155,000 Open Sun 1AM - 3PM

  • 4 Beds
  • 1.5 Baths
  • 1,664 Sq Ft

  607 W Saint Anthony Ave, Effingham, IL 62401

  Charming two-story home with 4 bedrooms and 1.5 baths offering a functional layout and great space for the price. The main level features a bright living room with great natural light, a dining area, and a spacious kitchen with walk-in pantry and included appliances. A bonus room offers flexibility for an office, playroom, or additional living space, along with a convenient half bath. Upstairs

  Justin Ruholl RE/MAX Key Advantage

  607 W Saint Anthony Ave, Effingham, IL 62401
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  /28

  $185,000

  • 3 Beds
  • 2 Baths
  • 1,725 Sq Ft

  210 W Wabash Ave, Effingham, IL 62401

  Welcome to this spacious yet cozy 3-bedroom, 2-bath tri-level home offering comfort, functionality, and recent updates throughout while maintaining a retro-vibe with the original wood cabinets and stone fireplace. This inviting layout provides multiple spaces, perfect for everyday living as well as entertaining. Enjoy peace of mind with a newer roof, water heater, and some appliances in the

  Jacob Thompson THATS A WRAP REALTY

  210 W Wabash Ave, Effingham, IL 62401
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  /5

  $40,000

  • Land
  • 0.24 Acre
  • $166,667 per Acre

  710 W Richland Ave, Effingham, IL 62401

  Prime building lot now available! This .24 acre corner property, zoned for multi-family dwellings, offers an exceptional opportunity just steps from Fayette Avenue. Dimensions of 86x124, this is an ideal location to develop your next investment.Call today!!!

  Rhea Huddlestun THATS A WRAP REALTY

  710 W Richland Ave, Effingham, IL 62401
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  /26

  $136,999

  • 3 Beds
  • 1 Bath
  • 1,995 Sq Ft

  104 S Willow St, Effingham, IL 62401

  3 Bedroom 1 Bath home close to downtown Effingham! Great room is massive with large bay window overlooking the backyard. Large rooms throughout with the potential of an additional 4th bedroom. Other extra features include an enclosed front porch, 2.5 detached garage, and back patio. Alley access to the garage with additional off street parking on Willow. All kitchen appliances stay. Come take a

  Brian Meyers The Meyers Agency

  104 S Willow St, Effingham, IL 62401
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  /9

  $40,000

  • Land
  • 0.5 Acre
  • $80,000 per Acre

  24 N Country Club Rd, Effingham, IL 62401

  Effingham's Newest Subdivision adjacent to Effingham Country Club. Prairie Ace Estates. This lot has 103' road frontage and is 209' deep for a good sized half acre lot. Utilities in place: Gas (Ameren), Electric (Norris), Water (EJ Water), Sewer (Innovative Waste Water), High Speed Fiber Optic Cable/Internet (Illinois Fiber Connect).Subdivision is in the Enterprise Zone. Building

  Keith Hartman RE/MAX Key Advantage

  24 N Country Club Rd, Effingham, IL 62401
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  /6

  $60,000

  • Land
  • 0.55 Acre
  • $109,091 per Acre

  13120 Augusta National Dr, Effingham, IL 62401

  This is the last interior lot available in Prairie Ace Estates Subdivision. This lot is 69.53' wide at road, but widens to 152.36' wide in the back. The south lot line is 270.18' deep, and the north lot line is 202.62' deep. It is a total of 0.55 acres.

  Keith Hartman RE/MAX Key Advantage

  13120 Augusta National Dr, Effingham, IL 62401
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  /2

  $65,000

  • Land
  • 0.52 Acre
  • $125,000 per Acre

  1200 Cliffview Dr, Effingham, IL 62401

  All utilities are available (City water and sewer, Ameren (Gas) and Norris (Electric)

  Jeff Speer RE/MAX Key Advantage

  1200 Cliffview Dr, Effingham, IL 62401
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  /7

  $420,000

  • Land
  • 1 Acre
  • $420,000 per Acre

  14748 N Court 7, Effingham, IL 62401

  Discover the perfect opportunity to build your dream lake home on this stunning lakefront property. This spacious lot offers ample room for a gorgeous custom home, outdoor living areas, and future expansion to suit your vision. The lakefront setting is already established on the property, providing serene views and direct access to the water. Enjoy the convenience of a two–boat slip dock complete

  Taylor Dammerman KELLER WILLIAMS-TREC

  14748 N Court 7, Effingham, IL 62401
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  /6

  $35,000

  • Land
  • 0.37 Acre
  • $94,595 per Acre

  8 N Country Club Rd, Effingham, IL 62401

  Patio home or duplex allowed on this lot. No square footage requirements. Home must have 1/3 brick, stone, or stucco on the front elevation, along with a minimum 2 car garage per unit.This lot is part of the Effingham Enterprise Zone for tax incentives. The subdivision is almost sold out!

  Keith Hartman RE/MAX Key Advantage

  8 N Country Club Rd, Effingham, IL 62401
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  /2

  $60,000

  • Land
  • 0.6 Acre
  • $100,000 per Acre

  1309 Cliffview Dr, Effingham, IL 62401

  Lake Lot .6 acres (+/-); waterfront and perfect for a walkout basement

  Jeff Speer RE/MAX Key Advantage

  1309 Cliffview Dr, Effingham, IL 62401
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  /37

  $519,900

  • 4 Beds
  • 3.5 Baths
  • 4,297 Sq Ft

  16480 Briarwood Dr, Effingham, IL 62401

  Come experience this stunning, large home! Nestled on just under 2 acres in Briarwood subdivision this property offers plenty of space, comfort and style all in one. With just under 4300 sq ft of living space, this home features 4 bedrooms and 3.5 baths, including a spacious main floor master. The open floor in the kitchen and main living areas makes this home great for entertaining. Enjoy the

  Mandy Vergara Whitten Real Estate Agency

  16480 Briarwood Dr, Effingham, IL 62401
• 

  

  /45

  $629,000

  • 4 Beds
  • 3.5 Baths
  • 4,000 Sq Ft

  1216 Mini Hills Dr, Effingham, IL 62401

  Experience elevated living in this stunning three-level condominium - designed for comfortable living and entertaining. From the moment you step inside, rich hardwood floors carry you through each level, creating a warm, seamless flow that immediately feels like home. The light-filled main level features an open-concept layout with a modern kitchen, two dining areas, and inviting living space

  Patricia Greene RE/MAX Key Advantage

  1216 Mini Hills Dr, Effingham, IL 62401
• 

  

  /11

  $159,900

  • 3 Beds
  • 1 Bath
  • 1,232 Sq Ft

  202 W Jaycee Ave, Effingham, IL 62401

  Charming and well-maintained 3-bedroom, 1-bath home with a convenient 1-car attached garage! This inviting property offers a functional layout with comfortable living spaces, perfect for everyday living or entertaining. The bright living room flows seamlessly into the kitchen, creating a warm and welcoming atmosphere.All three bedrooms provide ample space and natural light, while the full

  Kevin Gouchenouer C21 Realty Concepts

  202 W Jaycee Ave, Effingham, IL 62401

Showing Results 1 - 40, Page 1 of 2

Why Live in Effingham

Effingham, Illinois, known as the "Crossroads of Opportunity," is situated at the intersection of Interstates 57 and 70, making it a central hub for business travel and tourism. With a population of around 12,000, Effingham offers a variety of attractions and annual events that draw visitors from across the region. The city features the notable Cross at the Crossroads, a 198-foot-tall steel structure, and hosts cultural venues like the Effingham Performance Center and the MY Garage Museum, which showcases rare Corvettes and Volkswagens. Effingham's tourism and medical sectors are significant employers, supported by institutions such as HSHS St. Anthony Memorial Hospital and Heartland Dental. The local real estate market is characterized by traditional red brick homes and midcentury-inspired houses, with prices significantly lower than the national median. Effingham's parks, including Community Park and Evergreen Hollow Park, offer amenities like disc golf, tennis courts, and scenic walks. The Workman Sports and Wellness Complex provides indoor swimming and various athletic facilities. Effingham High School is highly rated within the county, contributing to the area's appeal for families. Downtown Effingham features boutique shopping and dining options, while the northwest section hosts larger retail stores. Effingham 2050 is a comprehensive city plan focusing on economic growth and infrastructure improvements.

Learn more about living in Effingham

Frequently Asked Questions

What is the average home price in Effingham, IL?

Homes for sale in Effingham, IL have an average home price of $225,866.

Are home prices dropping in Effingham?

Yes, home prices in Effingham are down 5% in the last 12 months.

How many homes have sold over the last 12 months in Effingham, IL?

157 homes have sold in Effingham, IL over the last 12 months.

What are the most popular zip codes in Effingham, IL?

The most popular zip codes in Effingham, IL include 62401, 62411, 62443, 62463 and 62414.

How much do you need to make to afford a house in Effingham?

The median home price in Effingham is $219,900. If you put a 20% down payment of $44,000 and had a 30-year fixed mortgage with an interest rate of 6.37%, your estimated principal and interest payment would be $1,100 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $47K a year to afford the median home price in Effingham. Learn how much home you can afford with our Home Affordability Calculator.

How are the schools in Effingham, IL?

Effingham, IL has highly rated public and private schools. Some of the best schools in Effingham based on Niche Grades are Teutopolis High School, Teutopolis Junior High School and St. Anthony High School. Browse all the schools in Effingham, IL to learn more.

Home Trends in Effingham, IL

On average, homes in Effingham, IL sell after 50 days on the market compared to the national average of 56 days. The median sale price for homes in Effingham, IL over the last 12 months is $209,500, up 5% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$209,500

Median Single Family Sale Price

$205,000

Average Price Per Sq Ft

$117

Number of Homes for Sale

24

Last 12 months Home Sales

157

Months of Supply

1.80

Median List Price

$219,900

Median Change From 1st List Price

4%

Median Home Sale Price YoY Change

5%