Effingham, IL Homes for Sale under $700,000

This home is even better than new and was first lived in during April 2025. The owners have already added features you don’t get with new construction, like custom landscaping, a sodded fenced backyard, window coverings, and more. Located in Prairie Ace Estates, this ranch home still has four years left of being taxed only on the lot, not the home itself. The neighborhood is a friendly golfing

Keith Hartman RE/MAX Key Advantage

Welcome Home to Kingwood Estates, next to Lake Sara! Here is a Fantastic Ranch home featuring 5-6 bedrooms and 3 bathrooms, all sitting on 1.17 acres! The open concept will please! A nice entry that opens to the living room, which then opens to the kitchen complete with appliances, an island, and a pantry! Then a formal separate dining room. Step into the sunroom complete with a vaulted ceiling

Brian Henning Full Circle Realty

Welcome to easy living at its finest in the desirable Mini Hills community! This stunning custom-built end-unit condo offers 3 bedrooms, 3.5 bathrooms, and an exceptional blend of luxury, comfort, and low-maintenance living.From the moment you step inside, you'll appreciate the upscale finishes, including beautiful wood flooring, granite countertops, vaulted ceilings, a butler's pantry, and

Taylor Dammerman Dammerman and Associates Elite Realty

Calling all Lake Sara buyers! Come check out this ranch style home that sits on .62 acres and has great water access and a dock! The home offers 1,368 square feet, 2 bedrooms, 1 bathroom, office, and an amazing view of Lake Sara. The kitchen and living room are an open concept and offers a gas fireplace. The main bedroom is 20 X 12 and has a big walk in closet. This home has so much potential!

Alex Steppe RE/MAX Key Advantage

OUTSTANDING LOCATION AND SETTING! Great Curb Appeal. 3+BR/3.5BA home sits on 2 lots (0.98ac) w/ lots of room for your family an guests! Private formal living room as you enter and a gorgeous formal dining room. Kitchen & family room are WIDE OPEN open to host all your family and friends.Screened porch & deck overlooking the PRIVATE backyard. Main level Owners Suite & Laundry. Upstairs

Terry Youngblood RE/MAX Key Advantage

Welcome to this quality custom-built home in the highly desirable Stoneridge Subdivision! This traditional, red-brick Colonial with steel siding and elegant copper accents sits on a beautiful .91 acre wooded lot extending to the creek below, offering privacy and a scenic rear deck - perfect for relaxing or entertaining. Inside, you’ll find 5 spacious bedrooms, 3 full baths, and a main level half

Jill Wendling RE/MAX Key Advantage

Experience lake living in this beautifully maintained 5-bedroom, 2-bath, two-story home on Lake Sara. With plenty of room for family and guests, this property is designed for making the most of time at the lake. Step outside onto the partially wraparound deck, an inviting space for morning coffee, outdoor dining, or relaxing after a day on the water. The dock features new boards installed in

Jeff Speer RE/MAX Key Advantage

Prime Lake Sara location! Situated on the desirable north side of the lake just off Moccasin Road, this waterfront property offers the convenience of quick access to town while delivering the lake lifestyle you've been dreaming of. Enjoy endless days on the water from your private dock featuring a covered boat slip, electric hoist, storage house, steel seawall, and approximately 6.5–7 feet of

Jill Wendling RE/MAX Key Advantage

LAKE EDWARD ESTATES! Prepare to be swept off your feet while touring this one-of-a-kind property in the desirable Lake Edward Estates Subdivision! Imagine enjoying the water views of the neighborhood lake while relaxing in your tastefully landscaped backyard paradise. This custom-built 4BR/3BA home with main-floor large primary suite will impress you with its charming details including a

Brenda Jansen Full Circle Realty

Welcome home to this beautifully maintained 4 bedroom, 3 bath residence offering over 3,700 square feet of finished living space with an open concept design and a perfect layout for both everyday living and entertaining.A spacious front porch creates a warm first impression and the perfect place to relax. Inside, the living room features soaring vaulted ceilings and a cozy gas fireplace,

Christopher Etter RE/MAX Key Advantage

Come experience this stunning, large home! Nestled on just under 2 acres in Briarwood subdivision this property offers plenty of space, comfort and style all in one. With just under 4300 sq ft of living space, this home features 4 bedrooms and 3.5 baths, including a spacious main floor master. The open floor in the kitchen and main living areas makes this home great for entertaining. Enjoy the

Mandy Vergara Whitten Real Estate Agency

Lake Sara Waterfront Living! Enjoy year-round lake living in this inviting 3-bedroom, 3-full-bath ranch with walk-out basement offering water access and a private dock (2021). This home features a 2-car attached garage. The main level welcomes you with a spacious living room featuring hardwood flooring and sliding glass doors that open to a wraparound deck overlooking the scenic backyard. The

Brenda Jansen Full Circle Realty

Welcome to this stunning home located on the highly desirable north side of Effingham in the sought-after Park Hills neighborhood. Offering over 2,500 square feet of above-grade living space, plus a fully finished walk-out basement, this property combines space, comfort, and style in all the right ways. Step inside to discover beautiful hardwood floors flowing throughout the main level, creating

Alex Steppe RE/MAX Key Advantage

Beautiful, !!!!Casual Elegance,!!! in this Charming Cottage Style Home.... This Home has been totally renovated with Quality Materials, Finishes. and Workmanship.....Open Concept with Kitchen Island that separates Cooking Space and Hearth Room... Perfect for Family Time, Cooking, or Entertaining... ..French Doors to 4 Season Room and Backyard Patio. Living Room offers a retreat for TV viewing or

Marilyn Purcell RE/MAX Key Advantage

Welcome to 9877 E Bloomfield Hills Drive! Built in 2025, this beautiful 3-bedroom, 2-bath home offers 1,820 sq. ft. of thoughtfully designed living space in a quiet neighborhood on a dead-end road near Lake Sara, while still being conveniently located in Effingham. The home features luxury vinyl plank flooring throughout, quartz kitchen countertops, brand-new top-of-the-line appliances, and a

William Fonner RE/MAX Key Advantage

15.63 acres in the Country and yet only 5 minutes from Town! Check out this 4 bed 2.5 bath ranch with partial basement home located between Effingham and Altamont! Effingham Schools. Enter this property with a long lane between the trees, that opens to the home setting. A 40x8 front porch welcomes you. Step inside to a spacious living room that flows nicely to the dining area and kitchen, then to

Brian Henning Full Circle Realty

Situated on 1.45 acres, this 4-bedroom, 3.5-bath home offers 4,618 finished square feet, including 3,162 square feet above grade and 1,456 finished square feet in the walkout basement. The main level features hardwood flooring, cathedral ceilings, a gas fireplace, multiple living areas, and a spacious kitchen with an island, pantry, breakfast nook, and abundant cabinetry. Main-level laundry.

Justin Ruholl RE/MAX Key Advantage

Do you want to own a home AND run a business. Why buy two places? This is the perfect place for you. Opportunity awaits to own commercially zoned property on Keller Dr located just off of I70/57. High visibility location with strong traffic counts and easy on/off access. The existing structure could be used as a home, business or both or could be torn down for a blank space for redevelopment.

Kurt Endebrock THATS A WRAP REALTY

Welcome to the lake house of your dreams, a beautifully crafted new construction tucked away in a private, secluded haven near Lake Sara. Designed for effortless entertaining and relaxed lake living, this exceptional 4 bedroom, 2 bath home offers an open floor plan with seamless indoor-outdoor living. Inside, luxury finishes and hardwood floors throughout create a warm, sophisticated atmosphere.

Dionne Clifton LIVE Real Estate Group

Enjoy carefree living in this stunning 3-bedroom, 3-bath villa perfectly situated on a peaceful pond on the desirable north side of Effingham. Offering over 3,000 square feet of beautifully finished living space, this low-maintenance home combines comfort, style, and convenience. The thoughtfully designed floor plan features high-end finishes throughout, spacious living areas, and a walkout

Alex Steppe RE/MAX Key Advantage

A perfect blend of classic charm with outdoor living on this 3.37 acre retreat just on the edge of town!! This Spacious 5 bed 5 bath property features a large walkout basement and a large 58x30 custom shed for your hobby and storage needs! The heart of the home is anchored by a large great room designed to maximize light; this residence boasts vaulted ceilings, and a brilliant semi-open concept

Theresa Nuxoll Shelby Realty Services

Elegant Living, Thoughtfully Designed truly describes this home in Effingham, IL! Step through the front door and into a home that feels as good as it looks. To your left, a bright breakfast nook flows into a fully equipped kitchen, the perfect space for easy mornings or effortless entertaining. Just beyond, an inviting dining area and an expansive living room set the stage for gathering in

Alicia Winskill Real Broker LLC