Effingham, IL Homes for Sale under $700,000

This home is even better than new and was first lived in during April 2025. The owners have already added features you don’t get with new construction, like custom landscaping, a sodded fenced backyard, window coverings, and more. Located in Prairie Ace Estates, this ranch home still has four years left of being taxed only on the lot, not the home itself. The neighborhood is a friendly golfing

Keith Hartman RE/MAX Key Advantage

Welcome to easy living at its finest in the desirable Mini Hills community! This stunning custom-built end-unit condo offers 3 bedrooms, 3.5 bathrooms, and an exceptional blend of luxury, comfort, and low-maintenance living.From the moment you step inside, you'll appreciate the upscale finishes, including beautiful wood flooring, granite countertops, vaulted ceilings, a butler's pantry, and

Taylor Dammerman Dammerman and Associates Elite Realty

Calling all Lake Sara buyers! Come check out this ranch style home that sits on .62 acres and has great water access and a dock! The home offers 1,368 square feet, 2 bedrooms, 1 bathroom, office, and an amazing view of Lake Sara. The kitchen and living room are an open concept and offers a gas fireplace. The main bedroom is 20 X 12 and has a big walk in closet. This home has so much potential!

Alex Steppe RE/MAX Key Advantage

OUTSTANDING LOCATION! This Beautiful 3+BR/3.5BA home sits on 2 lots (0.98ac) w/ lots of room for your family an guests! Private formal living room as you enter and a gorgeous formal dining room. Kitchen & family room are WIDE OPEN open to host all your family and friends. Screened porch & deck overlooking the BIG backyard. Main level Owners Suite & Laundry. Upstairs features 2 more bedrooms and a

Terry Youngblood RE/MAX Key Advantage

Welcome to this quality custom-built home in the highly desirable Stoneridge Subdivision! This traditional, red-brick Colonial with steel siding and elegant copper accents sits on a beautiful .91 acre wooded lot extending to the creek below, offering privacy and a scenic rear deck - perfect for relaxing or entertaining. Inside, you’ll find 5 spacious bedrooms, 3 full baths, and a main level half

Jill Wendling RE/MAX Key Advantage

Full Time Home on the Lake, Investment Property, Second Home for the Summer, the Options are Endless. Located on a Quiet Cove on the North Side of Lake Sara, this house is a spacious 2-3 Bedroom and 2 Bathroom home with 2 Master Suites. The Great Room & Kitchen are Open Concept. The 3rd Bedroom is Currently an Office/Den, but could easily be converted into a traditional bedroom as needed. Outside

Sarah Mietzner Full Circle Realty

Prime Lake Sara location! Situated on the desirable north side of the lake just off Moccasin Road, this waterfront property offers the convenience of quick access to town while delivering the lake lifestyle you've been dreaming of. Enjoy endless days on the water from your private dock featuring a covered boat slip, electric hoist, storage house, steel seawall, and approximately 6.5–7 feet of

Jill Wendling RE/MAX Key Advantage

Welcome home to this beautifully maintained 4 bedroom, 3 bath residence offering over 3,700 square feet of finished living space with an open concept design and a perfect layout for both everyday living and entertaining. A spacious front porch creates a warm first impression and the perfect place to relax. Inside, the living room features soaring vaulted ceilings and a cozy gas fireplace, flowing

Christopher Etter RE/MAX Key Advantage

Brand New Home in Sought After Prairie Ace Subdivision! *No Taxes on Home for 5 Years!* Located right next to the Effingham Country Club. Move into this just completed 3 bed 2 bath ranch home with 1925sqft of living space, all on a half acre lot! Step inside from the covered 6x12 front porch to the inviting entry. The open concept layout is sure to please! The kitchen comes with a pantry, an

Brian Henning Full Circle Realty

Don’t miss this opportunity to build your dream home in Prairie Ace Estates Subdivision adjacent to Effingham Country Club! This spacious residence features 4 bedrooms, 3 full baths, and 2,250 square feet of beautifully finished living space. You still have time to choose your preferred color scheme, flooring, cabinets, and more to truly make this home your own. Located in the Effingham

Keith Hartman RE/MAX Key Advantage

If you've been looking for privacy but close to town you won't want to miss 3002 Charlotte! Nestled on 2.37 beautiful, wooded acres, this spacious 4BR, 3 bath ranch offers the perfect blend of privacy, comfort and functionality! Inviting main level offering generous living spaces while the walk-out basement provides additional room for entertaining, relaxing or accomodating guests. Car

Julie Jamerson RE/MAX Key Advantage

Come experience this stunning, large home! Nestled on just under 2 acres in Briarwood subdivision this property offers plenty of space, comfort and style all in one. With just under 4300 sq ft of living space, this home features 4 bedrooms and 3.5 baths, including a spacious main floor master. The open floor in the kitchen and main living areas makes this home great for entertaining. Enjoy the

Mandy Vergara Whitten Real Estate Agency

Lake Sara Waterfront Living! Enjoy year-round lake living in this inviting 3-bedroom, 3-full-bath ranch with walk-out basement offering water access and a private dock (2021). This home features a 2-car attached garage. The main level welcomes you with a spacious living room featuring hardwood flooring and sliding glass doors that open to a wraparound deck overlooking the scenic backyard. The

Brenda Jansen Full Circle Realty

MOVE IN READY!!!!!! Experience elevated living in this stunning three-level condominium - designed for comfortable living and entertaining! INCLUDES BEAUTIFUL WINE CELLAR From the moment you step inside, rich hardwood floors carry you through each level, creating a warm, seamless flow that immediately feels like home. The light-filled main level features an open-concept layout with a modern

Patricia Greene RE/MAX Key Advantage

Welcome to this stunning home located on the highly desirable north side of Effingham in the sought-after Park Hills neighborhood. Offering over 2,500 square feet of above-grade living space, plus a fully finished walk-out basement, this property combines space, comfort, and style in all the right ways. Step inside to discover beautiful hardwood floors flowing throughout the main level, creating

Alex Steppe RE/MAX Key Advantage

Beautiful, !!!!Casual Elegance,!!! in this Charming Cottage Style Home.... This Home has been totally renovated with Quality Materials, Finishes. and Workmanship.....Open Concept with Kitchen Island that separates Cooking Space and Hearth Room... Perfect for Family Time, Cooking, or Entertaining... ..French Doors to 4 Season Room and Backyard Patio. Living Room offers a retreat for TV viewing or

Marilyn Purcell RE/MAX Key Advantage

15.63 acres in the Country and yet only 5 minutes from Town! Check out this 4 bed 2.5 bath ranch with partial basement home located between Effingham and Altamont! Effingham Schools. Enter this property with a long lane between the trees, that opens to the home setting. A 40x8 front porch welcomes you. Step inside to a spacious living room that flows nicely to the dining area and kitchen, then to

Brian Henning Full Circle Realty

Do you want to own a home AND run a business. Why buy two places? This is the perfect place for you. Opportunity awaits to own commercially zoned property on Keller Dr located just off of I70/57. High visibility location with strong traffic counts and easy on/off access. The existing structure could be used as a home, business or both or could be torn down for a blank space for redevelopment.

Kurt Endebrock THATS A WRAP REALTY

Enjoy carefree living in this stunning 3-bedroom, 3-bath villa perfectly situated on a peaceful pond on the desirable north side of Effingham. Offering over 3,000 square feet of beautifully finished living space, this low-maintenance home combines comfort, style, and convenience. The thoughtfully designed floor plan features high-end finishes throughout, spacious living areas, and a walkout

Alex Steppe RE/MAX Key Advantage

A perfect blend of classic charm with outdoor living on this 3.37 acre retreat just on the edge of town!! This Spacious 5 bed 5 bath property features a large walkout basement, a refreshing above ground pool, and a large 58x30 custom shed for your hobby and storage needs! The heart of the home is anchored by a large great room designed to maximize light; this residence boasts vaulted ceilings,

Theresa Nuxoll Shelby Realty Services