Effingham, IL Homes for Sale under $200,000

This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

Grant Beals C21 Realty Concepts

Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

Frank Rusin Four Seasons Realty, Inc.

ATTENTION INVESTORS!!!Investment opportunity just outside of town! Situated on approximately 1.5 acres with mature trees and a three-sided barn, this well-built home offers great potential for an investor or buyer ready to add value. Features include an attached one-car garage and a full unfinished basement providing ample storage and possibilities for future use. The home has great bones and

Rob Ferguson Dammerman and Associates Elite Realty

Welcome to this updated 3-bedroom, 2-bath home conveniently located just minutes from downtown Effingham! Featuring an oversized front porch, this home offers inviting curb appeal and a great space to relax and enjoy the neighborhood. Inside, the open-concept kitchen and living room create a comfortable layout perfect for everyday living and entertaining. The fenced-in yard provides a great

Alex Steppe RE/MAX Key Advantage

Beautifully remodeled from top to bottom in 2019, this move-in-ready 3 bedroom, 2 bath ranch combines modern finishes with the convenience of one-level living. The open floor plan features a spacious living room that flows seamlessly into the updated kitchen, complete with quality cabinetry, generous counter space, a breakfast bar, and a full stainless appliance package. Three spacious bedrooms

Justin Ruholl RE/MAX Key Advantage

Welcome home to this beautifully updated 2-bedroom, 1-bath residence that's truly move-in ready! The modern main floor features an inviting layout with durable laminate flooring flowing seamlessly throughout, creating a stylish and low-maintenance living space. A spacious 24' x 14' detached garage provides ample room for parking, storage, or a workshop.Ideally situated in a great location,

Alex Steppe RE/MAX Key Advantage

Escape to the peace and privacy of country living with this unique 3-bedroom, 2.5-bath partial underground home situated on 1 beautiful acre just 7 miles from Effingham. Built in 2012, this thoughtfully designed home offers exceptional energy efficiency, year-round comfort, and a one-of-a-kind living experience. Step inside to discover a spacious, open-concept living area that's perfect for

Taylor Dammerman Dammerman and Associates Elite Realty

3 bedroom, 2 bath ranch home in Northmore Heights offering over 1,350 sq ft of comfortable single-level living with numerous recent mechanical updates and a spacious backyard. Built in 1967, this well-maintained home features a functional floor plan with a large living room, spacious eat-in kitchen with abundant cabinetry, included appliances, and convenient main floor laundry. Three comfortable

Justin Ruholl RE/MAX Key Advantage

Welcome home to this delightful 2-bedroom, 1-bath property in the heart of Effingham! Almost completely updated with little left to do! Updated plumbing and electrical. New shower, vanity, and toilet. New countertops and cabinets in the kitchen. New powder-coated black chain-link fence closing off the large backyard. A detached garage and shop offer room for your vehicle plus storage. This

Rob Ferguson Dammerman and Associates Elite Realty

Move right into this quaint and charming 2-bedroom, 1-bath home located right in the heart of Effingham! Step inside and you'll find beautiful hardwood floors, fresh paint , and an inviting layout featuring a spacious living room, dining room, and bright sun porch —perfect for enjoying your morning coffee! The kitchen appliances stay , making your move even easier, and the downstairs offers

Taylor Dammerman Dammerman and Associates Elite Realty

Move-In Ready 3 Bedroom, 2 Bathroom Home on a Wooded Lot Near Lake Sara! Come take a look at this cute home just minutes from Effingham and Close to Lake Sara. This home features comfortable living including 3 Bedrooms, 2 Full Baths, Large Living Room with Fireplace, Kitchen/Dining Combo, and Laundry all on one Level. The large wooded lot provides space for outdoor enjoyment. Choose between the

Sarah Mietzner Full Circle Realty

Location! Location! Location! And Move-In Ready! This 3 Bedroom, 2 Bathroom Home with an Attached 2 Car Garage is ready for New Owners. Located in a desirable neighborhood on a corner lot. Enter into the Large Living Room complete with Gas Fireplace. From the Living Room, check out the spacious Dining Room and Kitchen. The Kitchen has cabinet storage galore including a breakfast bar and island as

Sarah Mietzner Full Circle Realty

Located at 103, 105 & 107 Kagay Ave in Effingham, IL, this unique investment opportunity offers the potential to purchase three properties for under $110,000! The existing home at 103 Kagay Ave is a livable 3-bedroom home situated on approximately .23 acres, featuring front and back enclosed porches, a detached one-car garage, main road access in the front, and alley access in the back. The home

Taylor Dammerman Dammerman and Associates Elite Realty

Looking for a home to remodel to suit your needs, than this is the house for you. Hard wood flooring in all three bedrooms, living room and sun room gives this house character and a warm feeling. Add some paint to the walls and bring the feeling of cheer in. The sunroom is perfect for reading a good book with your morning coffee or unwinding in the evening with a cold drink. Carport is perfect

Johanna Holtz Auction/Realty by Schackmann, Inc.

Well-maintained ranch on the north side of Effingham offering 2 bedrooms, 1.5 baths, and a functional layout designed for everyday living. The main level features two spacious living areas along with convenient main-floor laundry.The kitchen was updated in 2022 with quartz countertops, newer appliances, and modern finishes. Replacement windows throughout provide excellent natural light

Justin Ruholl RE/MAX Key Advantage

Come take a look at this great 3 bed (possibly 5 bed) / 2 bath home that sits right outside of Effingham on a quite dead-end street. Many updates throughout the home, including new flooring throughout & new water heater. Garage was converted into family room but could also be 5th bedroom. Enjoy plenty of room outside with a nice big yard on this 1/2 acre lot. Come check out this property with

Emily Nunamaker EMILY NUNAMAKER

Great Location ~ So much space!! Enter into the Large living room. Continue into the dining room with an inviting bay window with great light! The dining room opens to the family room with sliding glass doors to the outside patio and spacious backyard. The kitchen is right off of the family room. Great for entertaining! The 2 Bedroom/1 bath are on the opposite side of the house for those quiet

Kelly Butts KB Appraisals & Realty