20

Effingham, IL Homes for Sale under $200,000

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  • /32

    $195,000

    • 5 Beds
    • 1 Bath
    • 2,220 Sq Ft

    201 W Lawrence Ave, Effingham, IL 62401

    Directly across from the newly updated Bliss Park, this 5-bedroom historic home offers over 2,200 finished sq ft filled with character, space, and major updates buyers are searching for in Effingham, IL. Hardwood floors, a fireplace, formal dining room, bay window with built-in bench seating, and an updated main level create a warm, inviting feel throughout. The spacious kitchen, updated windows,

    Agent Photo

    Blake McWilliams

    KELLER WILLIAMS-TREC

    (217) 387-6622

    201 W Lawrence Ave, Effingham, IL 62401
  • /20

    $199,999

    $25K PRICE DROP
    • 3 Beds
    • 3 Baths
    • 2,944 Sq Ft

    806 S 4th St, Effingham, IL 62401

    This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

    Grant Beals C21 Realty Concepts

    806 S 4th St, Effingham, IL 62401
  • /36

    $199,900

    Under Contract
    • 3 Beds
    • 2 Baths
    • 1,408 Sq Ft

    1011 Oakridge Dr, Effingham, IL 62401

    Welcome to 1011 Oakridge Dr in Effingham! Priced at $199,900, this charming split-level home offers 3 bedrooms, 2 bathrooms, and a functional layout designed for comfortable everyday living. Inside, you’ll find over 1,000 square feet of living space, a cozy wood-burning fireplace, and plenty of room to make yourself at home. Outside features include an attached garage, concrete driveway, fenced

    Brittany Whitaker Stence Realty

    1011 Oakridge Dr, Effingham, IL 62401
  • /28

    $175,000

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,725 Sq Ft

    210 W Wabash Ave, Effingham, IL 62401

    Welcome to this spacious yet cozy 3-bedroom, 2-bath tri-level home offering comfort, functionality, and recent updates throughout while maintaining a retro-vibe with the original wood cabinets and stone fireplace. This inviting layout provides multiple spaces, perfect for everyday living as well as entertaining. Enjoy peace of mind with a newer roof, water heater, and some appliances in the

    Jacob Thompson THATS A WRAP REALTY

    210 W Wabash Ave, Effingham, IL 62401
  • /30

    $179,900

    • 5 Beds
    • 3 Baths
    • 2,836 Sq Ft

    702 N 2nd St, Effingham, IL 62401

    Motivated Sellers! Welcome to this Spacious Home in the Heart of Effingham with Endless Possibilities. With 5 Bedrooms and 3 Bathrooms, this home is large enough for everyone. Many of the big projects have been done, New Roof in 2022, Water Heater 2023, Kitchen Plumbing 2025, Updated Electric Box, and Some Replacement Windows, now just put the final touches on it and make it all yours! This home

    Sarah Mietzner Full Circle Realty

    702 N 2nd St, Effingham, IL 62401
  • /23

    $189,900

    Under Contract
    • 2 Beds
    • 1 Bath
    • 1,272 Sq Ft

    12137 N 1000th Rd, Effingham, IL 62401

    Nestled on a 1.25-acre lot, this charming home offers a serene escape while still being just minutes away from all the amenities of town.Step inside to discover a spacious and inviting living room, thoughtfully designed around a beautiful gas fireplace – ideal for cozy evenings and entertaining guests. The adjacent dining room seamlessly connects to a well-appointed kitchen that comes

    Susan Hayes Whitten Real Estate Agency

    12137 N 1000th Rd, Effingham, IL 62401
  • /44

    $199,900

    $10K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,272 Sq Ft

    602 S Pembroke St, Effingham, IL 62401

    Location! Location! Location! And Move-In Ready! This 3 Bedroom, 2 Bathroom Home with an Attached 2 Car Garage is ready for New Owners. Located in a desirable neighborhood on a corner lot. Enter into the Large Living Room complete with Gas Fireplace. From the Living Room, check out the spacious Dining Room and Kitchen. The Kitchen has cabinet storage galore including a breakfast bar and island as

    Sarah Mietzner Full Circle Realty

    602 S Pembroke St, Effingham, IL 62401
  • /27

    $171,900

    $2K PRICE DROP Pending
    • 3 Beds
    • 1.5 Baths
    • 1,568 Sq Ft

    307 W Crawford Ave, Effingham, IL 62401

    Check out this sprawling 3BR, 1.5BA Ranch in Bliss Park Subdivision. The home features Vinyl siding with maintenance-free soffits, fascia, and gutters w/guards. The backyard is fenced in for privacy and features a sun porch as well as both covered and uncovered outside patio areas perfect for entertaining or relaxing. The Living Room features a Gas Fireplace.The Dining Room features a

    Keith Hartman RE/MAX Key Advantage

    307 W Crawford Ave, Effingham, IL 62401
  • /19

    $130,000

    $9K PRICE DROP Pending
    • 4 Beds
    • 1 Bath
    • 1,606 Sq Ft

    305 W Clark Ave, Effingham, IL 62401

    Step into timeless charm with this super cute Victorian-style home right in the heart of Effingham! Offering 4 bedrooms, 1 bath, and approximately 1,600 sq ft, this home blends classic character with thoughtful updates that make it move-in ready and full of personality. You’ll love the fresh paint throughout and the updated kitchen cabinets that bring a clean, modern touch while still honoring

    Curtis Thompson Real Broker, LLC

    305 W Clark Ave, Effingham, IL 62401
  • /45

    $152,500

    $6K PRICE DROP Under Contract
    • 2 Beds
    • 1 Bath
    • 896 Sq Ft

    417 W Kentucky Ave, Effingham, IL 62401

    Recently remodeled and move in ready! Ready to downsize, or looking for a starter home? This charming home is just what you need. Sitting one block east of the hospital, with a 24X24 Coach House garage, the property has much to offer. The house was fully remodeled in 2024 and comes with updated stainless steel appliances and a gas stove. The bathroom offers a granite counter top and modern

    Josie Brown All-American Realty

    417 W Kentucky Ave, Effingham, IL 62401
  • /13

    $129,900

    • 2 Beds
    • 1 Bath
    • 1,134 Sq Ft

    804 W Jefferson Ave, Effingham, IL 62401

    Welcome to this charming 1,134 square foot home on Jefferson, offering the perfect opportunity for first-time buyers or those looking to downsize. This 2-bedroom, 1-bath home features a comfortable and functional layout with just the right amount of space to make it your own. Recent updates provide peace of mind, including a brand-new furnace installed in 2025, while the new carport adds

    Christopher Etter RE/MAX Key Advantage

    804 W Jefferson Ave, Effingham, IL 62401
  • /2

    $114,900

    • Land
    • 6,098 Sq Ft
    • $820,714 per Acre

    510 Indiana Ave, Effingham, IL 62401

    Welcome to 510 W. Indiana Avenue! This residential lot is a great slate to build your dream home! SOLD AS-IS. This property is eligible under the Freddie Mac First Look Initiative though 6/3/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info

    Frank Rusin Four Seasons Realty, Inc.

    510 Indiana Ave, Effingham, IL 62401
  • /14

    $132,500

    $7K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,624 Sq Ft

    302 W Virginia Ave, Effingham, IL 62401

    Step into this charming and conveniently located in-town residence, designed for comfortable living. Enjoy the ease of access provided by the rear alley, leading directly to a generously sized yard and a one-and-a-half car detached garage, offering ample space for your vehicle plus additional storage or a small workshop area. The main level unfolds with a spacious living room, providing an ideal

    Susan Hayes Whitten Real Estate Agency

    302 W Virginia Ave, Effingham, IL 62401
  • /28

    $155,000

    Pending
    • 4 Beds
    • 1.5 Baths
    • 1,664 Sq Ft

    607 W Saint Anthony Ave, Effingham, IL 62401

    Charming two-story home with 4 bedrooms and 1.5 baths offering a functional layout and great space for the price. The main level features a bright living room with great natural light, a dining area, and a spacious kitchen with walk-in pantry and included appliances. A bonus room offers flexibility for an office, playroom, or additional living space, along with a convenient half bath. Upstairs

    Justin Ruholl RE/MAX Key Advantage

    607 W Saint Anthony Ave, Effingham, IL 62401
  • /26

    $129,999

    $25K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,995 Sq Ft

    104 S Willow St, Effingham, IL 62401

    3 Bedroom 1 Bath home close to downtown Effingham! Great room is massive with large bay window overlooking the backyard. Large rooms throughout with the potential of an additional 4th bedroom. Other extra features include an enclosed front porch, 2.5 detached garage, and back patio. Alley access to the garage with additional off street parking on Willow. All kitchen appliances stay. Come take a

    Brian Meyers The Meyers Agency

    104 S Willow St, Effingham, IL 62401
  • /3

    $105,000

    • Land
    • 1.36 Acres
    • $77,206 per Acre

    16151 Leprechaun Ln, Effingham, IL 62401

    The PERFECT LOCATION for this vacant 1.4ac building lot!!! Located just NW of town about 1/2 mile. Just beyond the Effingham City Limits. Take ILL/32/33 NW to the top of the hill. Then turn right onto Leprechaun Lane. Plenty of lawn for play and privacy, and some very mature hardwood trees! This lot is ready to build with practically NO site preparation costs! Beautiful homes in the

    Terry Youngblood RE/MAX Key Advantage

    16151 Leprechaun Ln, Effingham, IL 62401
  • /11

    $149,900

    $10K PRICE DROP
    • 3 Beds
    • 1 Bath
    • 1,232 Sq Ft

    202 W Jaycee Ave, Effingham, IL 62401

    Charming and well-maintained 3-bedroom, 1-bath home with a convenient 1-car attached garage! This inviting property offers a functional layout with comfortable living spaces, perfect for everyday living or entertaining. The bright living room flows seamlessly into the kitchen, creating a warm and welcoming atmosphere.All three bedrooms provide ample space and natural light, while the full

    Kevin Gouchenouer C21 Realty Concepts

    202 W Jaycee Ave, Effingham, IL 62401
  • /2

    $199,000

    • Land
    • 2.76 Acres
    • $72,101 per Acre

    Lot 3 N 1000th Rd, Effingham, IL 62401

    2.76 ac lot overlooking #13 green at Effingham Country Club. Water frontage to an adjacent pond to the west. All utilities are available, except sewer. Effingham Schools. This property is adjacent west to Prairie Ace Subd. Access is from N 1000th Road. Only about 2-3 miles west of Effingham to N 1000th Rd, then north about 0.7mi to the property on the right.

    Terry Youngblood RE/MAX Key Advantage

    Lot 3 N 1000th Rd, Effingham, IL 62401
  • /19

    $199,000

    Pending
    • 3 Beds
    • 1 Bath
    • 1,352 Sq Ft

    14677 N Court 6, Effingham, IL 62401

    Situated on approximately .65 acres on the north side of Lake Sara, this 3 bedroom, 1 bathroom property offers incredible potential for renovation or redevelopment. A prime lake location, this property provides the perfect setting to create the custom lake home you’ve always envisioned while enjoying all that Lake Sara living has to offer.

    Jeff Speer RE/MAX Key Advantage

    14677 N Court 6, Effingham, IL 62401
  • /22

    $163,000

    • 2 Beds
    • 1 Bath
    • 1,285 Sq Ft

    513 Indiana Ave, Effingham, IL 62401

    Great Location ~ So much space!! Enter into the Large living room. Continue into the dining room with an inviting bay window with great light! The dining room opens to the family room with sliding glass doors to the outside patio and spacious backyard. The kitchen is right off of the family room. Great for entertaining! The 2 Bedroom/1 bath are on the opposite side of the house for those quiet

    Kelly Butts KB Appraisals & Realty

    513 Indiana Ave, Effingham, IL 62401

Home Trends in Effingham, IL

Housing Trends

Median Sale Price
$208,000
Median Single Family Sale Price
$205,000
Average Price Per Sq Ft
$118
Number of Homes for Sale
30
Last 12 months Home Sales
157
Months of Supply
2.30
Median List Price
$219,000
Median Change From 1st List Price
4%
Median Home Sale Price YoY Change
-3%
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