Effingham, IL Homes for Sale under $200,000

With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres. One car detached garage with a dirt floor. Main road access from the front and an alley access from the back. The house has a newer

Johanna Holtz Auction/Realty by Schackmann, Inc.

This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

Grant Beals C21 Realty Concepts

Enjoy easy living in this well-kept 2-bedroom, 2-bath half duplex on the edge of Effingham. The spacious floor plan offers an open living area, generous kitchen with abundant cabinet and counter space, and a dining area that flows naturally with the rest of the home. All living space is conveniently located on one level. The primary suite features a walk-in closet and private bath, while the

Justin Ruholl RE/MAX Key Advantage

Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

Frank Rusin Four Seasons Realty, Inc.

Nestled in the heart of Effingham, Illinois, this charming three-bedroom, one-and-a-half-bathroom Victorian home, built in 1901, offers a delightful blend of historic character and modern updates. With a spacious 1,938 square feet, it’s perfect for families or anyone seeking a distinctive living space. Key Features • Historical Charm: The home retains its Victorian architectural style, boasting a

Grant Beals C21 Realty Concepts

Welcome to this spacious yet cozy 3-bedroom, 2-bath tri-level home offering comfort, functionality, and recent updates throughout while maintaining a retro-vibe with the original wood cabinets and stone fireplace. This inviting layout provides multiple spaces, perfect for everyday living as well as entertaining. Enjoy peace of mind with a newer roof, water heater, and some appliances in the

Jacob Thompson THATS A WRAP REALTY

3 Bedroom 1 Bath home close to downtown Effingham! Great room is massive with large bay window overlooking the backyard. Large rooms throughout with the potential of an additional 4th bedroom. Other extra features include an enclosed front porch, 2.5 detached garage, and back patio. Alley access to the garage with additional off street parking on Willow. All kitchen appliances stay. Come take a

Brian Meyers The Meyers Agency

Motivated Sellers! $10,000 Credit at Closing Offered for Home improvements or Closing Costs!! Welcome to this Spacious Home in the Heart of Effingham with Endless Possibilities. With 5 Bedrooms & 3 Bathrooms, this home is large enough for everyone. Many of the big projects have been done, New Roof in 2022, Water Heater 2023, Kitchen Plumbing 2025, 2026 Electrical Work including New Box, Wiring, &

Sarah Mietzner Full Circle Realty

Charming and well-maintained 3-bedroom, 1-bath home with a convenient 1-car attached garage! This inviting property offers a functional layout with comfortable living spaces, perfect for everyday living or entertaining. The bright living room flows seamlessly into the kitchen, creating a warm and welcoming atmosphere.All three bedrooms provide ample space and natural light, while the full

Kevin Gouchenouer C21 Realty Concepts

Move-in ready and conveniently located just minutes from downtown Effingham, this charming 3-bedroom, 2-bath home offers comfort, functionality, and plenty of living space. The main floor features an open-concept kitchen and dining area, perfect for everyday living and entertaining. Downstairs, you'll find an oversized family room that provides ample space for relaxing, hosting guests, or

Alex Steppe RE/MAX Key Advantage

Stunning 3 bedroom / 1.5 bathroom home has been recently remodeled and is move-in ready! New LVT flooring in open living room and kitchen. Original hardwood flooring in two spacious bedrooms. Enclosed front porch provides additional living space as well as extra large utility room with carport access and additional half bath. Conveniently located close to restaurants and shopping! This house is a

Jeff Speer RE/MAX Key Advantage

CUTE-CUTE-CUTE!!! Well maintained 1.5 story home with a full basement. Centrally located with EASY access to schools, shopping, work, medical, etc. The living and kitchen are open and the kitchen features practically new appliances. Nice cabinets and counters. There are 2 bedrooms and a full bath on the main level. And a HUGE owners suite on the second level with a 1/2 bath. The basement includes

Terry Youngblood RE/MAX Key Advantage

Cute, Move-In-Ready, Well maintained Bungalow in Convenient Downtown Location. Close to Shopping, Parks, Groceries, etc. Remodeled Kitchen with Stainless Steel Appliances. 3 Bedrooms,( could be 2 bedroom with a main floor laundry, breakfast room or office.) Full unfinished basement. Roof is New, Vinyl Siding and Soffits, Replacement Windows, Updated Full Bath, Ceramic in Kit and Bath, Engineered

Marilyn Purcell RE/MAX Key Advantage

Location! Location! Location! And Move-In Ready! This 3 Bedroom, 2 Bathroom Home with an Attached 2 Car Garage is ready for New Owners. Located in a desirable neighborhood on a corner lot. Enter into the Large Living Room complete with Gas Fireplace. From the Living Room, check out the spacious Dining Room and Kitchen. The Kitchen has cabinet storage galore including a breakfast bar and island as

Sarah Mietzner Full Circle Realty

Looking for a home to remodel to suit your needs, than this is the house for you. Hard wood flooring in all three bedrooms, living room and sun room gives this house character and a warm feeling. Add some paint to the walls and bring the feeling of cheer in. The sunroom is perfect for reading a good book with your morning coffee or unwinding in the evening with a cold drink. Carport is perfect

Johanna Holtz Auction/Realty by Schackmann, Inc.

Well-maintained ranch on the north side of Effingham offering 2 bedrooms, 1.5 baths, and a functional layout designed for everyday living. The main level features two spacious living areas along with convenient main-floor laundry. The kitchen was updated in 2022 with quartz countertops, newer appliances, and modern finishes. Replacement windows throughout provide excellent natural light and

Justin Ruholl RE/MAX Key Advantage

Great Location ~ So much space!! Enter into the Large living room. Continue into the dining room with an inviting bay window with great light! The dining room opens to the family room with sliding glass doors to the outside patio and spacious backyard. The kitchen is right off of the family room. Great for entertaining! The 2 Bedroom/1 bath are on the opposite side of the house for those quiet

Kelly Butts KB Appraisals & Realty

Come take a look at this wonderful 936 sq ft. Ranch home with a full finished basement with 3 bedrooms, 2 bathrooms, and .20 acres. Inside boasts an open concept, luxury vinyl plank flooring, hardwood floors, nice sized rooms, and a nice sized kitchen. Outside features a 1 car garage, fenced in back yard, a back patio, and favorable North side neighborhood. Updates consist of new roof in 2017,

Jeff Fleeharty RE/MAX Key Advantage