Effingham, IL Homes for Sale under $100,000

/11
$19,900
- Land
- 30,492 Sq Ft
- $28,429 per Acre
12058 N 880th St, Effingham, IL 62401

Buildable 0.70 acre lot in Effingham with water and electric available, offering a strong opportunity for new construction or investment. Ideal for buyers searching for a ready-to-build homesite with flexibility for layout and design. Larger than many nearby lots, this property provides space for a custom home, garage, and outdoor living. Located in an established area with convenient access to

Blake McWilliams

KELLER WILLIAMS-TREC

(217) 790-3997

12058 N 880th St, Effingham, IL 62401
Explore Effingham
/26
$100,000
- 3 Beds
- 1 Bath
- 912 Sq Ft
105 W Kagay Ave, Effingham, IL 62401

With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres and comes with a lot to the east of home adding another .23 acres for a total of .46 acres. One car detached garage with a dirt floor.

Johanna Holtz Auction/Realty by Schackmann, Inc.

105 W Kagay Ave, Effingham, IL 62401
/2
$60,000
- Land
- 22,651 Sq Ft
- $115,385 per Acre
1207 Cliffview Dr, Effingham, IL 62401

.52 (+/-) Acre lake lot - touches the water and has add'l ground on other bank. Perfect for the kids for play area or picnic spot; Great lot for walkout basement

Jeff Speer RE/MAX Key Advantage

1207 Cliffview Dr, Effingham, IL 62401
/12
$35,000
- Land
- 13,939 Sq Ft
- $109,375 per Acre
21 N Country Club Rd, Effingham, IL 62401

Prairie Ace Estates Subdivision - Now in the Enterprise Zone with Building Incentives available! This subdivision is located adjacent to the Effingham Country Club. Ameren-Gas, Norris-Electric, Wabash-Fiber Internet, EJ-Water and Sewer. These smaller lots do not have minimum square footage requirements but must have at least a 2 car attached Garage and 1/3 of front needs to be brick, stone, or

Keith Hartman RE/MAX Key Advantage

21 N Country Club Rd, Effingham, IL 62401
/2
$35,000
- Land
- 10,454 Sq Ft
- $145,833 per Acre
2401 Cumberland Ct, Effingham, IL 62401

Great buildable lot located on Cumberland court!

Alex Steppe RE/MAX Key Advantage

2401 Cumberland Ct, Effingham, IL 62401
/5
$40,000
- Land
- 10,454 Sq Ft
- $166,667 per Acre
710 W Richland Ave, Effingham, IL 62401

Prime building lot now available! This .24 acre corner property, zoned for multi-family dwellings, offers an exceptional opportunity just steps from Fayette Avenue. Dimensions of 86x124, this is an ideal location to develop your next investment.Call today!!!

Rhea Huddlestun THATS A WRAP REALTY

710 W Richland Ave, Effingham, IL 62401
/9
$40,000
- Land
- 21,780 Sq Ft
- $80,000 per Acre
24 N Country Club Rd, Effingham, IL 62401

Effingham's Newest Subdivision adjacent to Effingham Country Club. Prairie Ace Estates. This lot has 103' road frontage and is 209' deep for a good sized half acre lot. Utilities in place: Gas (Ameren), Electric (Norris), Water (EJ Water), Sewer (Innovative Waste Water), High Speed Fiber Optic Cable/Internet (Illinois Fiber Connect).Subdivision is in the Enterprise Zone. Building

Keith Hartman RE/MAX Key Advantage

24 N Country Club Rd, Effingham, IL 62401
/6
$60,000
- Land
- 23,958 Sq Ft
- $109,091 per Acre
13120 Augusta National Dr, Effingham, IL 62401

This is the last interior lot available in Prairie Ace Estates Subdivision. This lot is 69.53' wide at road, but widens to 152.36' wide in the back. The south lot line is 270.18' deep, and the north lot line is 202.62' deep. It is a total of 0.55 acres.

Keith Hartman RE/MAX Key Advantage

13120 Augusta National Dr, Effingham, IL 62401
/2
$65,000
- Land
- 22,651 Sq Ft
- $125,000 per Acre
1200 Cliffview Dr, Effingham, IL 62401

All utilities are available (City water and sewer, Ameren (Gas) and Norris (Electric)

Jeff Speer RE/MAX Key Advantage

1200 Cliffview Dr, Effingham, IL 62401
/6
$35,000
- Land
- 16,117 Sq Ft
- $94,595 per Acre
8 N Country Club Rd, Effingham, IL 62401

Patio home or duplex allowed on this lot. No square footage requirements. Home must have 1/3 brick, stone, or stucco on the front elevation, along with a minimum 2 car garage per unit.This lot is part of the Effingham Enterprise Zone for tax incentives. The subdivision is almost sold out!

Keith Hartman RE/MAX Key Advantage

8 N Country Club Rd, Effingham, IL 62401
/2
$60,000
- Land
- 26,136 Sq Ft
- $100,000 per Acre
1309 Cliffview Dr, Effingham, IL 62401

Lake Lot .6 acres (+/-); waterfront and perfect for a walkout basement

Jeff Speer RE/MAX Key Advantage

1309 Cliffview Dr, Effingham, IL 62401
/2
$14,900
- Land
- 1.8 Acres
- $8,278 per Acre
0 S Lakewood Dr, Effingham, IL 62401

Located in rollin hills subdivision.

Alex Steppe RE/MAX Key Advantage

0 S Lakewood Dr, Effingham, IL 62401
/6
$35,000
- Land
- 20,473 Sq Ft
- $74,468 per Acre
9 N Country Club Rd, Effingham, IL 62401

Patio home or duplex allowed on this lot. No square footage requirements. Home must have 1/3 brick, stone, or stucco on the front elevation, along with a minimum 2 car garage per unit. This lot is part of the Effingham Enterprise Zone for tax incentives. This subdivision is almost sold out.

Keith Hartman RE/MAX Key Advantage

9 N Country Club Rd, Effingham, IL 62401

Illinois Effingham County Effingham

Home Trends in Effingham, IL

On average, homes in Effingham, IL sell after 48 days on the market compared to the national average of 56 days. The median sale price for homes in Effingham, IL over the last 12 months is $208,000, up 3% from the median home sale price over the previous 12 months.

Housing Trends

Median Sale Price

$208,000

Median Single Family Sale Price

$205,000

Average Price Per Sq Ft

$117

Number of Homes for Sale

Last 12 months Home Sales

157

Months of Supply

1.90

Median List Price

$219,000

Median Change From 1st List Price

Median Home Sale Price YoY Change

How to Buy a Home How to Finance a Home How to Sell a Home

In Effingham, there are currently 13 homes for sale priced under $100,000, providing budget-friendly options for prospective buyers. Whether you're in search of houses for sale under 100k or other property types, there are opportunities to discover your ideal home within your budget in Effingham, IL. From cozy starter homes to properties awaiting your personal touch, these affordable residences offer an entry point into the housing market or an opportunity for real estate investment without stretching your finances.

Effingham Types of Homes for Sale

Effingham Homes by Price

Effingham Homes for Sale under $100,000

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Effingham Homes for Sale by Style

Effingham Ranch Style Homes for Sale

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