Effingham, IL Homes for Sale under $300,000

• 

  

  

  /48

  $246,000

  $13K PRICE DROP Pending

  • 4 Beds
  • 2.5 Baths
  • 2,100 Sq Ft

  301 W Hawthorne Dr, Effingham, IL 62401

  Welcome home to 301 W. Hawthorne Drive in Effingham! This spacious 4-bedroom, 2.5-bath brick home sits on a desirable corner lot with an oversized yard shaded by beautiful mature trees, offering plenty of space to relax, entertain, and enjoy the outdoors. Cool off during the summer in the above-ground pool or take advantage of the expansive yard for gardening, play, or gatherings. All new wiring

  

  Vanessa Skavlem

  THATS A WRAP REALTY

  301 W Hawthorne Dr, Effingham, IL 62401
• Explore Effingham

• 

  

  /2

  $34,000

  • Land
  • 15,246 Sq Ft
  • $97,143 per Acre

  2408 Cumberland Ct, Effingham, IL 62401

  Nice flat lot in an established subdivision, great continuity of homes, easy access to interstate and shopping on North side of town.

  Jeff Speer RE/MAX Key Advantage

  2408 Cumberland Ct, Effingham, IL 62401
• 

  

  

  /26

  $90,000

  $25K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  105 W Kagay Ave, Effingham, IL 62401

  With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres. One car detached garage with a dirt floor. Main road access from the front and an alley access from the back. The house has a newer

  Johanna Holtz Auction/Realty by Schackmann, Inc.

  105 W Kagay Ave, Effingham, IL 62401
• 

  

  

  /4

  $249,900

  • Land
  • 20,037 Sq Ft
  • $543,261 per Acre

  LOT 5 E Pineridge Dr, Effingham, IL 62401

  Waterfront lot at LAKE SARA! Approximately 110' of shoreline. Ready for your boathouse and private swimming area. The lot has large trees and is approximately 110' wide x 194' deep. Ready for YOUR NEW LAKE HOME in Effingham School District. About 10 min to one of 3 different 3 golf courses... and about 12 min to town! Water is about 8' deep. And beautiful new homes in the neighborhood!

  Terry Youngblood RE/MAX Key Advantage

  LOT 5 E Pineridge Dr, Effingham, IL 62401
• 

  

  /2

  $60,000

  $10K PRICE INCREASE

  • Land
  • 22,651 Sq Ft
  • $115,385 per Acre

  1207 Cliffview Dr, Effingham, IL 62401

  .52 (+/-) Acre lake lot - touches the water and has add'l ground on other bank. Perfect for the kids for play area or picnic spot; Great lot for walkout basement

  Jeff Speer RE/MAX Key Advantage

  1207 Cliffview Dr, Effingham, IL 62401
• 

  

  /36

  $269,900

  $6K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,096 Sq Ft

  14326 E Persimmon Ave, Effingham, IL 62401

  Welcome to this stunning 3-bedroom, 2-bathroom home nestled in the highly desirable Richmond Heights Subdivision. Offering two generous living areas and a versatile bonus room, this property is perfectly designed for comfortable family living. The home sits on a sprawling .31-acre corner lot and boasts an oversized 624 sq ft two-car garage — providing abundant space for vehicles, storage, or a

  Keith Hartman RE/MAX Key Advantage

  14326 E Persimmon Ave, Effingham, IL 62401
• 

  

  /30

  $229,900

  $15K PRICE DROP Pending

  • 4 Beds
  • 2 Baths
  • 2,052 Sq Ft

  9313 N 1000th Rd, Effingham, IL 62401

  Discover peaceful country living in this impeccably maintained 2004 manufactured home, set on a solid concrete block foundation and nestled on 2+acres in rural Effingham. With over 2,000 sq ft, this 4BR, 2BA home offers a spacious, flexible layout. The primary suite features a private retreat area, ensuite bath with garden tub, and large his-and-hers walk-in closets. The fully equipped kitchen

  Jill Wendling RE/MAX Key Advantage

  9313 N 1000th Rd, Effingham, IL 62401
• 

  

  /20

  $199,999

  $25K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,944 Sq Ft

  806 S 4th St, Effingham, IL 62401

  This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

  Grant Beals C21 Realty Concepts

  806 S 4th St, Effingham, IL 62401
• 

  

  /12

  $35,000

  Under Contract

  • Land
  • 13,939 Sq Ft
  • $109,375 per Acre

  21 N Country Club Rd, Effingham, IL 62401

  Prairie Ace Estates Subdivision - Now in the Enterprise Zone with Building Incentives available! This subdivision is located adjacent to the Effingham Country Club. Ameren-Gas, Norris-Electric, Wabash-Fiber Internet, EJ-Water and Sewer. These smaller lots do not have minimum square footage requirements but must have at least a 2 car attached Garage and 1/3 of front needs to be brick, stone, or

  Keith Hartman RE/MAX Key Advantage

  21 N Country Club Rd, Effingham, IL 62401
• 

  

  /22

  $249,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,032 Sq Ft

  5 Woodland Dr, Effingham, IL 62401

  Tucked away on a peaceful 1-acre setting, this inviting 3-bedroom, 2-bath home offers the privacy and space you've been looking for. Inside, you'll find a comfortable layout featuring a dining room with beautiful built-in cabinets and a spacious family room in the walkout basement, complete with a cozy wood-burning fireplace—perfect for relaxing evenings or entertaining guests. The large sunroom

  Kevin Gouchenouer C21 Realty Concepts

  5 Woodland Dr, Effingham, IL 62401
• 

  /2

  $34,900

  $80K PRICE DROP Pending

  • Land
  • 6,098 Sq Ft
  • $249,286 per Acre

  510 Indiana Ave, Effingham, IL 62401

  Welcome to 510 W. Indiana Avenue! This residential lot is a great slate to build your dream home! SOLD AS-IS. This property is eligible under the Freddie Mac First Look Initiative though 6/3/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info

  Frank Rusin Four Seasons Realty, Inc.

  510 Indiana Ave, Effingham, IL 62401
• 

  

  /13

  $64,900

  $60K PRICE DROP Pending

  • 4 Beds
  • 2 Baths
  • 2,268 Sq Ft

  405 S 4th St, Effingham, IL 62401

  Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

  Frank Rusin Four Seasons Realty, Inc.

  405 S 4th St, Effingham, IL 62401
• 

  

  /38

  $259,900

  Pending

  • 3 Beds
  • 2.5 Baths
  • 1,960 Sq Ft

  2012 S Redoak St, Effingham, IL 62401

  3 bedroom, 2.5 bath traditional home in Woodland Heights offering nearly 2,000 finished sq ft of living space with a finished basement, fenced backyard, and numerous mechanical updates. Built in 1988, this well-maintained home features a functional floor plan with spacious living and dining areas, a bright kitchen complete with an island, pantry, and included appliances, plus convenient main

  Justin Ruholl RE/MAX Key Advantage

  2012 S Redoak St, Effingham, IL 62401
• 

  

  /15

  $149,000

  Pending

  • 3 Beds
  • 1 Bath
  • 1,504 Sq Ft

  13982 E 1100th Ave, Effingham, IL 62401

  ATTENTION INVESTORS!!!Investment opportunity just outside of town! Situated on approximately 1.5 acres with mature trees and a three-sided barn, this well-built home offers great potential for an investor or buyer ready to add value. Features include an attached one-car garage and a full unfinished basement providing ample storage and possibilities for future use. The home has great bones and

  Rob Ferguson Dammerman and Associates Elite Realty

  13982 E 1100th Ave, Effingham, IL 62401
• 

  

  /21

  $149,900

  Under Contract

  • 3 Beds
  • 2 Baths
  • 962 Sq Ft

  811 E Fayette Ave, Effingham, IL 62401

  Welcome to this updated 3-bedroom, 2-bath home conveniently located just minutes from downtown Effingham! Featuring an oversized front porch, this home offers inviting curb appeal and a great space to relax and enjoy the neighborhood. Inside, the open-concept kitchen and living room create a comfortable layout perfect for everyday living and entertaining. The fenced-in yard provides a great

  Alex Steppe RE/MAX Key Advantage

  811 E Fayette Ave, Effingham, IL 62401
• 

  

  /30

  $189,900

  Pending

  • 3 Beds
  • 2 Baths
  • 1,108 Sq Ft

  516 E Grove Ave, Effingham, IL 62401

  Beautifully remodeled from top to bottom in 2019, this move-in-ready 3 bedroom, 2 bath ranch combines modern finishes with the convenience of one-level living. The open floor plan features a spacious living room that flows seamlessly into the updated kitchen, complete with quality cabinetry, generous counter space, a breakfast bar, and a full stainless appliance package. Three spacious bedrooms

  Justin Ruholl RE/MAX Key Advantage

  516 E Grove Ave, Effingham, IL 62401
• 

  

  /32

  $229,900

  Under Contract

  • 2 Beds
  • 1.5 Baths
  • 1,132 Sq Ft

  509 E Saint Louis Ave, Effingham, IL 62401

  Well maintained 2BR, 1.5 bath home offering comfortable living, thoughtful updates and an excellent location. Centrally located on a dead end street near Community Park. Featuring a large attached heated/cooled garage providing space for vehicles, storage, workshop or just space to hang out. Additional single car detached garage plus a fenced in yard. Lots of storage throughout. Covered patio

  Julie Jamerson RE/MAX Key Advantage

  509 E Saint Louis Ave, Effingham, IL 62401
• 

  /2

  $32,500

  $7K PRICE DROP

  • Land
  • 10,454 Sq Ft
  • $135,417 per Acre

  2401 Cumberland Ct, Effingham, IL 62401

  Great buildable lot located on Cumberland court!

  Alex Steppe RE/MAX Key Advantage

  2401 Cumberland Ct, Effingham, IL 62401
• 

  

  /42

  $277,500

  $18K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  9394 E Nees Ave, Effingham, IL 62401

  Welcome home to a stunning, fully remodeled residence where every detail has been professionally updated from top to bottom. Designed with today's lifestyle in mind, this move-in-ready home offers a bright, open-concept floor plan that creates the perfect space for living and entertaining.The beautifully redesigned kitchen is the heart of the home, featuring brand-new cabinetry, countertops,

  Patricia Greene RE/MAX Key Advantage

  9394 E Nees Ave, Effingham, IL 62401
• 

  

  /17

  $129,900

  • 2 Beds
  • 1 Bath
  • 768 Sq Ft

  506 W Temple Ave, Effingham, IL 62401

  Welcome home to this beautifully updated 2-bedroom, 1-bath residence that's truly move-in ready! The modern main floor features an inviting layout with durable laminate flooring flowing seamlessly throughout, creating a stylish and low-maintenance living space. A spacious 24' x 14' detached garage provides ample room for parking, storage, or a workshop.Ideally situated in a great location,

  Alex Steppe RE/MAX Key Advantage

  506 W Temple Ave, Effingham, IL 62401
• 

  

  /30

  $279,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,576 Sq Ft

  906 Flame Ave, Effingham, IL 62401

  This beautifully maintained 3-bedroom, 2-bath home combines comfort, style, and a welcoming atmosphere in one of the area’s most sought-after neighborhoods. From the moment you arrive, the inviting curb appeal reflects the pride of ownership found throughout the property. Inside, you’ll find a thoughtfully designed layout featuring spacious living areas, abundant natural light, and a warm, move

  Alex Steppe RE/MAX Key Advantage

  906 Flame Ave, Effingham, IL 62401
• 

  /2

  $239,900

  • Land
  • 31,363 Sq Ft
  • $333,194 per Acre

  14801 N Park Rd, Effingham, IL 62401

  HUGE DOUBLE LOT AT LAKE SARA WITH 160' WATERFRONT!! Lots of room for your new home, boathouse and perhaps an extra building!!! Build your desired boathouse and have a private swimming area! The water depth is about 7-8' deep. This is a DOUBLE LOT (8 & 9) with about 360' of road frontage and totaling about 1.27 acres! Perfect for a walkout basement. VERY few vacant WATERFRONT lots left on the

  Terry Youngblood RE/MAX Key Advantage

  14801 N Park Rd, Effingham, IL 62401
• 

  /2

  $58,900

  • Land
  • 33,541 Sq Ft
  • $76,494 per Acre

  Lot 71 Stonecreek Dr, Effingham, IL 62401

  Build your dream home in Stoneridge Subdivision! .77 acre lot! This buildable residential lot offers a private setting toward the back of this highly sought-after Effingham neighborhood. Enjoy a peaceful location with a great community atmosphere, a nearby local park, and a subdivision that’s perfect for walking and enjoying the outdoors.The entire area is in an enterprise zone. You would fill

  Alex Steppe RE/MAX Key Advantage

  Lot 71 Stonecreek Dr, Effingham, IL 62401
• 

  

  /42

  $209,000

  Pending

  • 4 Beds
  • 1.5 Baths
  • 1,296 Sq Ft

  304 W Saint Anthony Ave, Effingham, IL 62401

  Completely renovated 4 bedroom, 1.5 bath traditional home offering 1,296 finished sq ft of move-in ready living space with extensive updates throughout. This home features a bright, functional floor plan with spacious living areas, an updated kitchen with new cabinetry, countertops, pantry, and main floor laundry. The main level also includes a large primary bedroom and updated full bath, while

  Justin Ruholl RE/MAX Key Advantage

  304 W Saint Anthony Ave, Effingham, IL 62401
• 

  

  /22

  $199,000

  Pending

  • 3 Beds
  • 2.5 Baths
  • 1,600 Sq Ft

  9275 N 890th St, Effingham, IL 62401

  Escape to the peace and privacy of country living with this unique 3-bedroom, 2.5-bath partial underground home situated on 1 beautiful acre just 7 miles from Effingham. Built in 2012, this thoughtfully designed home offers exceptional energy efficiency, year-round comfort, and a one-of-a-kind living experience. Step inside to discover a spacious, open-concept living area that's perfect for

  Taylor Dammerman Dammerman and Associates Elite Realty

  9275 N 890th St, Effingham, IL 62401
• 

  

  /32

  $200,000

  $15K PRICE DROP Pending

  • 3 Beds
  • 2 Baths
  • 1,357 Sq Ft

  1017 N Wenthe Dr, Effingham, IL 62401

  3 bedroom, 2 bath ranch home in Northmore Heights offering over 1,350 sq ft of comfortable single-level living with numerous recent mechanical updates and a spacious backyard. Built in 1967, this well-maintained home features a functional floor plan with a large living room, spacious eat-in kitchen with abundant cabinetry, included appliances, and convenient main floor laundry. Three comfortable

  Justin Ruholl RE/MAX Key Advantage

  1017 N Wenthe Dr, Effingham, IL 62401
• 

  

  /25

  $249,900

  $6K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,686 Sq Ft

  807 N Cardinal St, Effingham, IL 62401

  Welcome home to this beautifully maintained 3-bedroom, 2-bath house featuring an easy-living floor plan designed for comfort and convenience. The updated kitchen offers modern finishes and ample workspace, making it the perfect gathering place for family and friends. Spacious living areas and generously sized bedrooms provide plenty of room to relax and unwind. Located in one of the area's most

  Courtney Kidd RE/MAX Key Advantage

  807 N Cardinal St, Effingham, IL 62401
• 

  

  /3

  $105,000

  • Land
  • 1.36 Acres
  • $77,206 per Acre

  16151 Leprechaun Ln, Effingham, IL 62401

  The PERFECT LOCATION for this vacant 1.4ac building lot!!! Located just NW of town about 1/2 mile. Just beyond the Effingham City Limits. Take ILL/32/33 NW to the top of the hill. Then turn right onto Leprechaun Lane. Plenty of lawn for play and privacy, and some very mature hardwood trees! This lot is ready to build with practically NO site preparation costs! Beautiful homes in the

  Terry Youngblood RE/MAX Key Advantage

  16151 Leprechaun Ln, Effingham, IL 62401
• 

  

  /30

  $239,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,932 Sq Ft

  1000 Lynn Dr, Effingham, IL 62401

  Welcome home to this spacious and well-maintained 3-bedroom, 2-bath split-level home offering 1,932 square feet of comfortable living space. Beautiful hardwood floors flow throughout much of the home, while ceiling fans in the bedrooms provide added comfort year-round.The primary bedroom features private access to an expansive 276-square-foot deck, creating the perfect spot to enjoy your

  Kevin Gouchenouer C21 Realty Concepts

  1000 Lynn Dr, Effingham, IL 62401
• 

  /2

  $59,900

  Pending

  • Land
  • 34,412 Sq Ft
  • $75,823 per Acre

  Lot 114 N Deer Creek Dr, Effingham, IL 62401

  Build your dream home on this exceptional 0.79-acre residential lot located in one of Effingham's most sought-after subdivisions. Offering the perfect balance of privacy and convenience, this spacious lot provides an ideal setting for your custom home. Enjoy a prime location just minutes from downtown Effingham, beautiful Lake Sara, shopping, dining, schools, and other local amenities. Whether

  Alex Steppe RE/MAX Key Advantage

  Lot 114 N Deer Creek Dr, Effingham, IL 62401
• 

  

  /30

  $299,900

  • 3 Beds
  • 3 Baths
  • 2,644 Sq Ft

  16106 Lynn Dr, Effingham, IL 62401

  Welcome to 16106 Lynn Acres Drive, a well-maintained home situated in one of Effingham’s sought-after north-side locations, conveniently positioned between Lake Sara and the City of Effingham. This property offers the perfect combination of comfortable living, desirable location, and plenty of space. The home features 3 bedrooms and 3 full bathrooms, along with an abundance of storage throughout.

  Rhea Huddlestun THATS A WRAP REALTY

  16106 Lynn Dr, Effingham, IL 62401
• 

  

  /6

  $60,000

  • Land
  • 23,958 Sq Ft
  • $109,091 per Acre

  13120 Augusta National Dr, Effingham, IL 62401

  This is the last interior lot available in Prairie Ace Estates Subdivision. This lot is 69.53' wide at road, but widens to 152.36' wide in the back. The south lot line is 270.18' deep, and the north lot line is 202.62' deep. It is a total of 0.55 acres.

  Keith Hartman RE/MAX Key Advantage

  13120 Augusta National Dr, Effingham, IL 62401
• 

  /2

  $40,000

  • Land
  • 12,196 Sq Ft
  • $142,857 per Acre

  0 E Dan Ct Unit 6259040, Effingham, IL 62401

  Beautiful building lot located minutes from Effingham, IL!

  Alex Steppe RE/MAX Key Advantage

  0 E Dan Ct Unit 6259040, Effingham, IL 62401
• 

  /2

  $65,000

  $30K PRICE INCREASE

  • Land
  • 22,651 Sq Ft
  • $125,000 per Acre

  1200 Cliffview Dr, Effingham, IL 62401

  All utilities are available (City water and sewer, Ameren (Gas) and Norris (Electric)

  Jeff Speer RE/MAX Key Advantage

  1200 Cliffview Dr, Effingham, IL 62401
• 

  

  /19

  $225,000

  $10K PRICE DROP Under Contract

  • 5 Beds
  • 2 Baths
  • 1,976 Sq Ft

  1008 E Grove Ave, Effingham, IL 62401

  Discover your dream home nestled on a tranquil street within the highly sought-after Homewood Subdivision. This spacious five-bedroom, two-bathroom bi-level residence offers an exceptional blend of comfort, functionality, and potential.Step inside to find a thoughtfully designed layout, with three inviting bedrooms and a full bath conveniently located on the main floor. The lower level

  Susan Hayes Whitten Real Estate Agency

  1008 E Grove Ave, Effingham, IL 62401
• 

  

  /20

  $129,000

  $10K PRICE DROP Under Contract

  • 2 Beds
  • 1 Bath
  • 1,824 Sq Ft

  601 S 2nd St, Effingham, IL 62401

  Move right into this quaint and charming 2-bedroom, 1-bath home located right in the heart of Effingham! Step inside and you'll find beautiful hardwood floors, fresh paint , and an inviting layout featuring a spacious living room, dining room, and bright sun porch —perfect for enjoying your morning coffee! The kitchen appliances stay , making your move even easier, and the downstairs offers

  Taylor Dammerman Dammerman and Associates Elite Realty

  601 S 2nd St, Effingham, IL 62401
• 

  

  /22

  $245,000

  $20K PRICE DROP

  • Land
  • 31.13 Acres
  • $7,870 per Acre

  12990 Country Club Rd, Effingham, IL 62401

  Discover 31.13 acres of wooded & brush ground nestled between the Little Wabash River and the Country Club in Effingham, Illinois. This unique property combines two tracts of land, offering a peaceful retreat surrounded by mature woods and thick brush-creating the perfect habitat for abundant wildlife. Abundant Deer markings are everywhere, making this an ideal setting for hunters, nature lovers,

  Amy Lee Bailey AMY LEE REALTY LLC

  12990 Country Club Rd, Effingham, IL 62401
• 

  

  /6

  $35,000

  • Land
  • 16,117 Sq Ft
  • $94,595 per Acre

  8 N Country Club Rd, Effingham, IL 62401

  Patio home or duplex allowed on this lot. No square footage requirements. Home must have 1/3 brick, stone, or stucco on the front elevation, along with a minimum 2 car garage per unit.This lot is part of the Effingham Enterprise Zone for tax incentives. The subdivision is almost sold out!

  Keith Hartman RE/MAX Key Advantage

  8 N Country Club Rd, Effingham, IL 62401
• 

  /2

  $60,000

  $10K PRICE INCREASE

  • Land
  • 26,136 Sq Ft
  • $100,000 per Acre

  1309 Cliffview Dr, Effingham, IL 62401

  Lake Lot .6 acres (+/-); waterfront and perfect for a walkout basement

  Jeff Speer RE/MAX Key Advantage

  1309 Cliffview Dr, Effingham, IL 62401
• 

  

  /24

  $260,000

  Under Contract

  • 3 Beds
  • 2 Baths
  • 1,440 Sq Ft

  103 W Edgewood Ave, Effingham, IL 62401

  Welcome home to this beautifully maintained property in Effingham! Step inside to a bright, welcoming living room featuring vaulted ceilings and large windows that fill the space with natural light. The primary bedroom offers a private en-suite bathroom with a shower and a spacious walk-in closet. Two additional bedrooms are carpeted in a neutral palette, making this home truly move-in ready. The

  Alicia Winskill Real Broker LLC

  103 W Edgewood Ave, Effingham, IL 62401

Showing Results 1 - 40, Page 1 of 2