Effingham, IL Homes for Sale under $300,000

• 

  

  

  /32

  $269,900

  Pending

  • 3 Beds
  • 1.5 Baths
  • 1,848 Sq Ft

  804 Hickory Hill Dr, Effingham, IL 62401

  Tucked into one of Effingham’s more secluded neighborhoods, this beautifully updated ranch blends mid-century character with the modern features buyers are searching for right now. With nearly 1,850 sq ft, this move-in ready home features an opened-up layout, all-new flooring, updated bathrooms, a huge primary bedroom, and standout built-ins that bring both style and smart storage. The spacious

  

  Blake McWilliams

  KELLER WILLIAMS-TREC

  804 Hickory Hill Dr, Effingham, IL 62401
• Explore Effingham

• 

  

  

  /29

  $230,000

  Pending

  • 3 Beds
  • 1.5 Baths
  • 1,964 Sq Ft

  1108 S 3rd St, Effingham, IL 62401

  BEAUTIFUL REMODELED HOME! 3-bedroom, 1.5-bath home featuring luxury vinyl flooring throughout the main level. The stunning new kitchen showcases modern cabinetry, countertops, and brand-new appliances, making it move-in ready from day one. The full bathroom has been completely remodeled with stylish finishes and updated fixtures. The finished basement offers additional living space with brand-new

  

  Vanessa Skavlem

  THATS A WRAP REALTY

  1108 S 3rd St, Effingham, IL 62401
• 

  

  

  /32

  $179,900

  $15K PRICE DROP Under Contract

  • 5 Beds
  • 1 Bath
  • 2,220 Sq Ft

  201 W Lawrence Ave, Effingham, IL 62401

  Directly across from the newly updated Bliss Park, this 5-bedroom historic home offers over 2,200 finished sq ft filled with character, space, and major updates buyers are searching for in Effingham, IL. Hardwood floors, a fireplace, formal dining room, bay window with built-in bench seating, and an updated main level create a warm, inviting feel throughout. The spacious kitchen, updated windows,

  

  Blake McWilliams

  KELLER WILLIAMS-TREC

  201 W Lawrence Ave, Effingham, IL 62401
• 

  

  

  /11

  $14,000

  $6K PRICE DROP Pending

  • Land
  • 30,492 Sq Ft
  • $20,000 per Acre

  12058 N 880th St, Effingham, IL 62401

  Buildable 0.70 acre lot in Effingham with water and electric available, offering a strong opportunity for new construction or investment. Ideal for buyers searching for a ready-to-build homesite with flexibility for layout and design. Larger than many nearby lots, this property provides space for a custom home, garage, and outdoor living. Located in an established area with convenient access to

  

  Blake McWilliams

  KELLER WILLIAMS-TREC

  12058 N 880th St, Effingham, IL 62401
• 

  

  

  /22

  $245,000

  $20K PRICE DROP

  • Land
  • 31.13 Acres
  • $7,870 per Acre

  12990 Country Club Rd, Effingham, IL 62401

  Discover 31.13 acres of wooded & brush ground nestled between the Little Wabash River and the Country Club in Effingham, Illinois. This unique property combines two tracts of land, offering a peaceful retreat surrounded by mature woods and thick brush-creating the perfect habitat for abundant wildlife. Abundant Deer markings are everywhere, making this an ideal setting for hunters, nature lovers,

  

  Amy Lee Bailey

  AMY LEE REALTY LLC

  12990 Country Club Rd, Effingham, IL 62401
• 

  

  /36

  $149,900

  Under Contract

  • 3 Beds
  • 1 Bath
  • 960 Sq Ft

  906 W Franklin Ave, Effingham, IL 62401

  This charming and convenient home is move-in-ready with significant recent updates. Refinished hardwood floors, paint, appliances, carpet and bathroom updates in 2022. HVAC and plumbing updates in 2023. Partial roof replacement in 2024. New windows and siding in 2025. This 3 bed, 1 bath home has a detached 2 car garage and quiet back yard. Ready for a new owner, don't delay coming to see this

  

  Matt Forcum

  Shelby Realty Services

  906 W Franklin Ave, Effingham, IL 62401
• 

  

  /26

  $90,000

  $25K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  105 W Kagay Ave, Effingham, IL 62401

  With some TLC this home could be a great starter home. The house needs some updating in flooring, paint and cabinets. It is livable as is so you could stay as you fix it up. Three bedrooms along with front and back enclosed porches. The house sits on .23 acres. One car detached garage with a dirt floor. Main road access from the front and an alley access from the back. The house has a newer

  Johanna Holtz Auction/Realty by Schackmann, Inc.

  105 W Kagay Ave, Effingham, IL 62401
• 

  

  /4

  $249,900

  • Land
  • 20,037 Sq Ft
  • $543,261 per Acre

  LOT 5 E Pineridge Dr, Effingham, IL 62401

  Waterfront lot at LAKE SARA! Approximately 110' of shoreline. Ready for your boathouse and private swimming area. The lot has large trees and is approximately 110' wide x 194' deep. Ready for YOUR NEW LAKE HOME in Effingham School District. About 10 min to one of 3 different 3 golf courses... and about 12 min to town! Water is about 8' deep. And beautiful new homes in the neighborhood!

  Terry Youngblood RE/MAX Key Advantage

  LOT 5 E Pineridge Dr, Effingham, IL 62401
• 

  /2

  $60,000

  $10K PRICE INCREASE

  • Land
  • 22,651 Sq Ft
  • $115,385 per Acre

  1207 Cliffview Dr, Effingham, IL 62401

  .52 (+/-) Acre lake lot - touches the water and has add'l ground on other bank. Perfect for the kids for play area or picnic spot; Great lot for walkout basement

  Jeff Speer RE/MAX Key Advantage

  1207 Cliffview Dr, Effingham, IL 62401
• 

  

  /31

  $269,900

  $6K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 2,096 Sq Ft

  14326 E Persimmon Ave, Effingham, IL 62401

  Welcome to this stunning 3-bedroom, 2-bathroom home nestled in the highly desirable Richmond Heights Subdivision. Offering two generous living areas and a versatile bonus room, this property is perfectly designed for comfortable family living. The home sits on a sprawling .31-acre corner lot and boasts an oversized 624 sq ft two-car garage — providing abundant space for vehicles, storage, or a

  Keith Hartman RE/MAX Key Advantage

  14326 E Persimmon Ave, Effingham, IL 62401
• 

  

  /30

  $229,900

  $15K PRICE DROP Pending

  • 4 Beds
  • 2 Baths
  • 2,052 Sq Ft

  9313 N 1000th Rd, Effingham, IL 62401

  Discover peaceful country living in this impeccably maintained 2004 manufactured home, set on a solid concrete block foundation and nestled on 2+acres in rural Effingham. With over 2,000 sq ft, this 4BR, 2BA home offers a spacious, flexible layout. The primary suite features a private retreat area, ensuite bath with garden tub, and large his-and-hers walk-in closets. The fully equipped kitchen

  Jill Wendling RE/MAX Key Advantage

  9313 N 1000th Rd, Effingham, IL 62401
• 

  

  /20

  $199,999

  $25K PRICE DROP

  • 3 Beds
  • 3 Baths
  • 2,944 Sq Ft

  806 S 4th St, Effingham, IL 62401

  This 1950 gem offers an impressive blend of space, comfort, and modern updates. With three spacious bedrooms and three full bathrooms, the home spans 2,944 square feet, perfect for families or entertaining guests. **Key Features:** - Prime Location Nestled in a desirable area, it's conveniently close to schools, parks, and shopping, making daily life easy and enjoyable.- Generous Lot Situated

  Grant Beals C21 Realty Concepts

  806 S 4th St, Effingham, IL 62401
• 

  

  /25

  $159,900

  Pending

  • 3 Beds
  • 1 Bath
  • 1,940 Sq Ft

  821 N 2nd St, Effingham, IL 62401

  This charming 3-bedroom, 1.5-story home is move-in ready and has benefited from numerous updates over the past several years. Enjoy relaxing mornings on the inviting enclosed front porch with your favorite cup of coffee. Inside, the spacious living room is filled with natural sunlight and features beautiful original hardwood floors that continue throughout the main-level bedrooms. The eat-in

  Glenda Sphar Glenda Sphar Realty

  821 N 2nd St, Effingham, IL 62401
• 

  

  /30

  $200,000

  Under Contract

  • 2 Beds
  • 2 Baths
  • 1,283 Sq Ft

  3022 Sugar Mill Ct, Effingham, IL 62401

  Enjoy easy living in this well-kept 2-bedroom, 2-bath half duplex on the edge of Effingham. The spacious floor plan offers an open living area, generous kitchen with abundant cabinet and counter space, and a dining area that flows naturally with the rest of the home. All living space is conveniently located on one level. The primary suite features a walk-in closet and private bath, while the

  Justin Ruholl RE/MAX Key Advantage

  3022 Sugar Mill Ct, Effingham, IL 62401
• 

  /2

  $299,000

  $50K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,680 Sq Ft

  15482 N Wildwood Dr, Effingham, IL 62401

  Enjoy the best of both worlds hidden Lake sara property on one side approx 400 ft of shore line and with golf course on the other side,hidden wooded lot with almost 1 acre with ranch style home built in the 80's Remodel or remove and build new. Has endless possibilities would also make a great VRBO, Check out this hidden Lake Sara Treasure.

  Douglas Hankins Midwest Farm & Land Co. LLC

  15482 N Wildwood Dr, Effingham, IL 62401
• 

  

  /12

  $35,000

  Under Contract

  • Land
  • 13,939 Sq Ft
  • $109,375 per Acre

  21 N Country Club Rd, Effingham, IL 62401

  Prairie Ace Estates Subdivision - Now in the Enterprise Zone with Building Incentives available! This subdivision is located adjacent to the Effingham Country Club. Ameren-Gas, Norris-Electric, Wabash-Fiber Internet, EJ-Water and Sewer. These smaller lots do not have minimum square footage requirements but must have at least a 2 car attached Garage and 1/3 of front needs to be brick, stone, or

  Keith Hartman RE/MAX Key Advantage

  21 N Country Club Rd, Effingham, IL 62401
• 

  

  /22

  $259,000

  • 3 Beds
  • 2 Baths
  • 2,032 Sq Ft

  5 Woodland Dr, Effingham, IL 62401

  Tucked away on a peaceful 1-acre setting, this inviting 3-bedroom, 2-bath home offers the privacy and space you've been looking for. Inside, you'll find a comfortable layout featuring a dining room with beautiful built-in cabinets and a spacious family room in the walkout basement, complete with a cozy wood-burning fireplace—perfect for relaxing evenings or entertaining guests. The large sunroom

  Kevin Gouchenouer C21 Realty Concepts

  5 Woodland Dr, Effingham, IL 62401
• 

  /2

  $34,900

  $80K PRICE DROP

  • Land
  • 6,098 Sq Ft
  • $249,286 per Acre

  510 Indiana Ave, Effingham, IL 62401

  Welcome to 510 W. Indiana Avenue! This residential lot is a great slate to build your dream home! SOLD AS-IS. This property is eligible under the Freddie Mac First Look Initiative though 6/3/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100 precent. EM MUST BE CERTIFIED FUNDS. Info

  Frank Rusin Four Seasons Realty, Inc.

  510 Indiana Ave, Effingham, IL 62401
• 

  

  /12

  $69,900

  $55K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 2,268 Sq Ft

  405 S 4th St, Effingham, IL 62401

  Welcome Home to 405 S. 4th Street! This 2-Story home features 4 Bedrooms/2 Bathrooms, a 1 car detached garage, and approximately 2,268 square feet! This property is eligible under the Freddie Mac First Look Initiative though 2/8/2026. Seller will not complete any repairs to the subject property, either lender or buyer requested. The property is sold in AS IS condition Taxes prorated at 100

  Frank Rusin Four Seasons Realty, Inc.

  405 S 4th St, Effingham, IL 62401
• 

  

  /20

  $179,900

  Pending

  • 3 Beds
  • 1.5 Baths
  • 1,938 Sq Ft

  511 S 5th St, Effingham, IL 62401

  Nestled in the heart of Effingham, Illinois, this charming three-bedroom, one-and-a-half-bathroom Victorian home, built in 1901, offers a delightful blend of historic character and modern updates. With a spacious 1,938 square feet, it’s perfect for families or anyone seeking a distinctive living space. Key Features • Historical Charm: The home retains its Victorian architectural style, boasting a

  Grant Beals C21 Realty Concepts

  511 S 5th St, Effingham, IL 62401
• 

  /2

  $32,500

  $7K PRICE DROP

  • Land
  • 10,454 Sq Ft
  • $135,417 per Acre

  2401 Cumberland Ct, Effingham, IL 62401

  Great buildable lot located on Cumberland court!

  Alex Steppe RE/MAX Key Advantage

  2401 Cumberland Ct, Effingham, IL 62401
• 

  

  /26

  $239,900

  $20K PRICE DROP Pending

  • 3 Beds
  • 2 Baths
  • 1,696 Sq Ft

  1207 Collins Dr, Effingham, IL 62401

  Welcome to this very Efficient Home located on Effingham's Northside! Close to Evergreen Park, medical offices, shopping, and restaurants! This 3 bed 2 bath house is just shy of 1700sqft and ready for a new owner! The large corner fenced-in lot is sure to please. A 16x7 covered front porch welcomes you home along with custom landscaping to create that curb appeal. Step inside to a nice entry with

  Brian Henning Full Circle Realty

  1207 Collins Dr, Effingham, IL 62401
• 

  /2

  $239,900

  • Land
  • 31,363 Sq Ft
  • $333,194 per Acre

  14801 N Park Rd, Effingham, IL 62401

  HUGE DOUBLE LOT AT LAKE SARA WITH 160' WATERFRONT!! Lots of room for your new home, boathouse and perhaps an extra building!!! Build your desired boathouse and have a private swimming area! The water depth is about 7-8' deep. This is a DOUBLE LOT (8 & 9) with about 360' of road frontage and totaling about 1.27 acres! Perfect for a walkout basement. VERY few vacant WATERFRONT lots left on the

  Terry Youngblood RE/MAX Key Advantage

  14801 N Park Rd, Effingham, IL 62401
• 

  

  /30

  $289,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,576 Sq Ft

  906 Flame Ave, Effingham, IL 62401

  This beautifully maintained 3-bedroom, 2-bath home combines comfort, style, and a welcoming atmosphere in one of the area’s most sought-after neighborhoods. From the moment you arrive, the inviting curb appeal reflects the pride of ownership found throughout the property.Inside, you’ll find a thoughtfully designed layout featuring spacious living areas, abundant natural light, and a warm,

  Alex Steppe RE/MAX Key Advantage

  906 Flame Ave, Effingham, IL 62401
• 

  

  /22

  $220,000

  Pending

  • 4 Beds
  • 2 Baths
  • 1,800 Sq Ft

  713 E Gordon Ave, Effingham, IL 62401

  Welcome home to this beautifully maintained property in Effingham, IL! From the moment you step inside, you'll appreciate the spacious, oversized living room filled with natural light from the large front window. The eat-in kitchen offers plenty of space for gathering and comes complete with all appliances. The private primary suite is a true retreat, featuring a cozy fireplace, walk-in closet,

  Alicia Winskill Real Broker LLC

  713 E Gordon Ave, Effingham, IL 62401
• 

  

  /28

  $175,000

  $10K PRICE DROP Pending

  • 3 Beds
  • 2 Baths
  • 1,725 Sq Ft

  210 W Wabash Ave, Effingham, IL 62401

  Welcome to this spacious yet cozy 3-bedroom, 2-bath tri-level home offering comfort, functionality, and recent updates throughout while maintaining a retro-vibe with the original wood cabinets and stone fireplace. This inviting layout provides multiple spaces, perfect for everyday living as well as entertaining. Enjoy peace of mind with a newer roof, water heater, and some appliances in the

  Jacob Thompson THATS A WRAP REALTY

  210 W Wabash Ave, Effingham, IL 62401
• 

  

  /5

  $40,000

  • Land
  • 10,454 Sq Ft
  • $166,667 per Acre

  710 W Richland Ave, Effingham, IL 62401

  Prime building lot now available! This .24 acre corner property, zoned for multi-family dwellings, offers an exceptional opportunity just steps from Fayette Avenue. Dimensions of 86x124, this is an ideal location to develop your next investment.Call today!!!

  Rhea Huddlestun THATS A WRAP REALTY

  710 W Richland Ave, Effingham, IL 62401
• 

  

  /26

  $119,999

  $35K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,995 Sq Ft

  104 S Willow St, Effingham, IL 62401

  3 Bedroom 1 Bath home close to downtown Effingham! Great room is massive with large bay window overlooking the backyard. Large rooms throughout with the potential of an additional 4th bedroom. Other extra features include an enclosed front porch, 2.5 detached garage, and back patio. Alley access to the garage with additional off street parking on Willow. All kitchen appliances stay. Come take a

  Brian Meyers The Meyers Agency

  104 S Willow St, Effingham, IL 62401
• 

  

  /23

  $269,000

  Pending

  • 3 Beds
  • 2 Baths
  • 1,648 Sq Ft

  1015 N Henrietta St, Effingham, IL 62401

  This one won’t last long! Welcome to this well-maintained all-brick ranch featuring 3 bedrooms, 2 bathrooms, and over 1,600 square feet of living space. Recent updates include a newer roof, new AC (2021), new windows (2022), new gutters (2022), updated landscaping, and an attached garage currently set up with a golf simulator. The fenced backyard offers plenty of space to relax and entertain.

  William Fonner RE/MAX Key Advantage

  1015 N Henrietta St, Effingham, IL 62401
• 

  

  /25

  $255,900

  • 3 Beds
  • 2 Baths
  • 1,686 Sq Ft

  807 N Cardinal St, Effingham, IL 62401

  Welcome home to this beautifully maintained 3-bedroom, 2-bath house featuring an easy-living floor plan designed for comfort and convenience. The updated kitchen offers modern finishes and ample workspace, making it the perfect gathering place for family and friends. Spacious living areas and generously sized bedrooms provide plenty of room to relax and unwind. Located in one of the area's most

  Courtney Kidd RE/MAX Key Advantage

  807 N Cardinal St, Effingham, IL 62401
• 

  

  /3

  $105,000

  • Land
  • 1.36 Acres
  • $77,206 per Acre

  16151 Leprechaun Ln, Effingham, IL 62401

  The PERFECT LOCATION for this vacant 1.4ac building lot!!! Located just NW of town about 1/2 mile. Just beyond the Effingham City Limits. Take ILL/32/33 NW to the top of the hill. Then turn right onto Leprechaun Lane. Plenty of lawn for play and privacy, and some very mature hardwood trees! This lot is ready to build with practically NO site preparation costs! Beautiful homes in the

  Terry Youngblood RE/MAX Key Advantage

  16151 Leprechaun Ln, Effingham, IL 62401
• 

  

  /30

  $239,900

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,932 Sq Ft

  1000 Lynn Dr, Effingham, IL 62401

  Welcome home to this spacious and well-maintained 3-bedroom, 2-bath split-level home offering 1,932 square feet of comfortable living space. Beautiful hardwood floors flow throughout much of the home, while ceiling fans in the bedrooms provide added comfort year-round.The primary bedroom features private access to an expansive 276-square-foot deck, creating the perfect spot to enjoy your

  Kevin Gouchenouer C21 Realty Concepts

  1000 Lynn Dr, Effingham, IL 62401
• 

  

  /6

  $60,000

  • Land
  • 23,958 Sq Ft
  • $109,091 per Acre

  13120 Augusta National Dr, Effingham, IL 62401

  This is the last interior lot available in Prairie Ace Estates Subdivision. This lot is 69.53' wide at road, but widens to 152.36' wide in the back. The south lot line is 270.18' deep, and the north lot line is 202.62' deep. It is a total of 0.55 acres.

  Keith Hartman RE/MAX Key Advantage

  13120 Augusta National Dr, Effingham, IL 62401
• 

  /2

  $40,000

  • Land
  • 12,196 Sq Ft
  • $142,857 per Acre

  0 E Dan Ct Unit 6259040, Effingham, IL 62401

  Beautiful building lot located minutes from Effingham, IL!

  Alex Steppe RE/MAX Key Advantage

  0 E Dan Ct Unit 6259040, Effingham, IL 62401
• 

  /2

  $65,000

  $30K PRICE INCREASE

  • Land
  • 22,651 Sq Ft
  • $125,000 per Acre

  1200 Cliffview Dr, Effingham, IL 62401

  All utilities are available (City water and sewer, Ameren (Gas) and Norris (Electric)

  Jeff Speer RE/MAX Key Advantage

  1200 Cliffview Dr, Effingham, IL 62401
• 

  

  /19

  $229,900

  $5K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,976 Sq Ft

  1008 E Grove Ave, Effingham, IL 62401

  Discover your dream home nestled on a tranquil street within the highly sought-after Homewood Subdivision. This spacious five-bedroom, two-bathroom bi-level residence offers an exceptional blend of comfort, functionality, and potential.Step inside to find a thoughtfully designed layout, with three inviting bedrooms and a full bath conveniently located on the main floor. The lower level

  Susan Hayes Whitten Real Estate Agency

  1008 E Grove Ave, Effingham, IL 62401
• 

  

  /30

  $164,900

  $15K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 2,836 Sq Ft

  702 N 2nd St, Effingham, IL 62401

  Motivated Sellers! $10,000 Credit at Closing Offered for Home improvements or Closing Costs!! Welcome to this Spacious Home in the Heart of Effingham with Endless Possibilities. With 5 Bedrooms & 3 Bathrooms, this home is large enough for everyone. Many of the big projects have been done, New Roof in 2022, Water Heater 2023, Kitchen Plumbing 2025, 2026 Electrical Work including New Box, Wiring, &

  Sarah Mietzner Full Circle Realty

  702 N 2nd St, Effingham, IL 62401
• 

  

  /6

  $35,000

  • Land
  • 16,117 Sq Ft
  • $94,595 per Acre

  8 N Country Club Rd, Effingham, IL 62401

  Patio home or duplex allowed on this lot. No square footage requirements. Home must have 1/3 brick, stone, or stucco on the front elevation, along with a minimum 2 car garage per unit.This lot is part of the Effingham Enterprise Zone for tax incentives. The subdivision is almost sold out!

  Keith Hartman RE/MAX Key Advantage

  8 N Country Club Rd, Effingham, IL 62401
• 

  /2

  $60,000

  $10K PRICE INCREASE

  • Land
  • 26,136 Sq Ft
  • $100,000 per Acre

  1309 Cliffview Dr, Effingham, IL 62401

  Lake Lot .6 acres (+/-); waterfront and perfect for a walkout basement

  Jeff Speer RE/MAX Key Advantage

  1309 Cliffview Dr, Effingham, IL 62401
• 

  

  /32

  $249,900

  Under Contract

  • 4 Beds
  • 3 Baths
  • 2,268 Sq Ft

  15115 N Nazarene Rd, Effingham, IL 62401

  Nestled in one of the area's most sought-after neighborhoods, this multi-level home offers the perfect blend of comfort and space, and offers: beautiful, engineered hardwood flooring throughout the spacious living area and main-level bedrooms. The kitchen and dining area offers an abundance of cabinetry with generous countertop workspace and access to the backyard deck— where you can dine

  Deborah Sanders Dammerman and Associates Elite Realty

  15115 N Nazarene Rd, Effingham, IL 62401

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