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Encino, CA Homes for Sale with No HOA Fee

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  • /47

    $4,999,900

    • 5 Beds
    • 6 Baths
    • 6,048 Sq Ft

    15641 Meadowgate Rd, Encino, CA 91436

    Introducing a Modern Luxury Estate in the Heart of EncinoNestled in the prestigious neighborhood of Royal Oaks, this newly constructed architectural masterpiece offers an unparalleled living experience. This gated estate spans over 6,048 sq. ft. of living space, featuring 5 spacious bedrooms and 6 full bathrooms. The design combines sleek, modern elements with exceptional craftsmanship,

    Jahi Johnson eXp Realty of Greater Los Angeles, Inc.

    15641 Meadowgate Rd, Encino, CA 91436
  • /40

    $1,675,000

    • 4 Beds
    • 3 Baths
    • 1,533 Sq Ft

    17156 Bullock St, Encino, CA 91316

    Turnkey oasis in the coveted Encino Village! This floor-to-ceiling masterpiece has been reimagined for the modern lifestyle. 4-bedroom, 3-bathroom residence blends sophisticated design with full smart-home integration. The heart of the home is a chef’s kitchen featuring a custom reeded island, Zellige tile, a 36” commercial range, and premium KitchenAid appliances. A hidden scullery, complete

    Josh Stepakoff Pinnacle Estate Properties

    17156 Bullock St, Encino, CA 91316
  • /17

    $1,049,000

    • 2 Beds
    • 1 Bath
    • 783 Sq Ft

    17415 Burbank Blvd, Encino, CA 91316

    Set in one of Encino’s most desirable pockets, approved city plans for add new building and expand on existing one. This exceptional residence includes timeless sophistication and modern comfort. From the moment you arrive, the home makes a striking impression with its inviting presence and sense of understated luxury. Inside, expansive living spaces are thoughtfully designed to offer both

    Joe Abughazaleh Mamdouh Elalami

    17415 Burbank Blvd, Encino, CA 91316
  • /46

    $3,499,999

    • 6 Beds
    • 7 Baths
    • 5,967 Sq Ft

    4960 Densmore Ave, Encino, CA 91436

    Elegance, Privacy, and Comfort in the Heart of Encino. Nestled in one of Encino’s most coveted neighborhoods, this exquisite gated estate sits on a generous 0.41 ACRE LOT, epitomizing luxury living. With 6 spacious bedrooms and 6 bathrooms, this residence blends refined style with everyday comfort—ideal for sophisticated entertaining and peaceful retreat Step inside to experience a beautifully

    Allen Altounian Century 21 Masters

    4960 Densmore Ave, Encino, CA 91436
  • /40

    $899,900 Open Sun 1PM - 4PM

    • 4 Beds
    • 2 Baths
    • 2,033 Sq Ft

    18725 Covello St, Reseda, CA 91335

    POTENTIAL TO BUILD AN ADU Step into this stunningly renovated home where modern updates meet comfort and style. Featuring brand new flooring, a contemporary kitchen, upgraded bathrooms, a new HVAC system, and a recently installed roof, this residence is move-in ready. Offering four spacious bedrooms and two baths, the home also provides untapped potential with a dedicated space ready to convert

    Dina Corchado BOT Real Estate

    18725 Covello St, Reseda, CA 91335
  • /41

    $1,165,000 Open Sun 2PM - 5PM

    • 4 Beds
    • 3 Baths
    • 1,740 Sq Ft

    5822 Lindley Ave, Encino, CA 91316

    Newly Renovated and Now Back on the Market! This residence offers four bedrooms and three full bathrooms, including a newly transformed primary suite. Formerly an ADU, the suite now features a brand-new bathroom, spacious walk-in closet, and private enclosed courtyard, creating a peaceful, private retreat. The interiors are bright and open, with thoughtful updates and modern finishes throughout,

    Dominic Kennedy Real Brokerage Technologies

    5822 Lindley Ave, Encino, CA 91316
  • /35

    $2,995,000

    • 5 Beds
    • 5 Baths
    • 3,574 Sq Ft

    3690 Crownridge Dr, Sherman Oaks, CA 91403

    Privately set within the coveted Royal Woods enclave of Sherman Oaks, this mid-century Traditional estate offers a rare blend of architectural character, refined design, and resort-style living. Mature citrus and avocado trees frame the property, creating a lush, serene setting that feels worlds away yet remains moments from the city. The interiors unfold with a graceful sense of flow, where

    Lloyd Ross Douglas Elliman

    3690 Crownridge Dr, Sherman Oaks, CA 91403
  • /35

    $1,075,000

    • 5 Beds
    • 3 Baths
    • 1,888 Sq Ft

    6714 Amigo Ave, Reseda, CA 91335

    Discover a rare “two homes on one lot” opportunity—delivered completely vacant and move-in ready! This versatile property features a 3-bedroom, 2-bath main home (approx. 1,225 sq ft) PLUS a detached 2-bedroom, 1-bath ADU (approx. 683 sq ft)—ideal for house hacking, multigenerational living, rental income, or long-term investment. Both homes were updated in 2019 with modern finishes, including

    Rick Albert LAMERICA Real Estate

    6714 Amigo Ave, Reseda, CA 91335
  • /20

    $1,250,000

    • 8 Beds
    • 5 Baths
    • 3,000 Sq Ft

    7514 Beckford Ave, Reseda, CA 91335

    Excellent Investment Opportunity! A truly versatile and spacious house with stunning multi-unit potential! The flexible layout makes it easy to convert this beautiful house of 8 bedrooms and 5 bathrooms into three separate living spaces: Side portion: 2 bedrooms, 2 bathrooms, Main house: 5 bedrooms, 2 bathrooms, Back unit: 1 bedroom, 1 bathroom’ Live in one section and rent out the others, the

    Orlando Cruz Brightstone Estate Properties

    7514 Beckford Ave, Reseda, CA 91335
  • /14

    $1,395,000

    • 4 Beds
    • 3 Baths
    • 2,380 Sq Ft

    4602 Hurford Terrace, Encino, CA 91436

    Price slash! Total rehab needed. Short sale–seller says bring offers, but lender will have final say. Contractor dream or fixer-upper lover’s chance. Multiple offers anticipated–act fast! Priced well below renovated comps! Lender approval needed. Motivated seller-bring your best offer, all cash preferred to expedite but not absolute. This home isn’t about ready-made perfection; it’s about

    Larry Calemine First Team Real Estate

    4602 Hurford Terrace, Encino, CA 91436
  • /17

    $3,995,000

    • 5 Beds
    • 4.5 Baths
    • 5,331 Sq Ft

    4428 Woodley Ave, Encino, CA 91436

    Nestled towards the end of a quiet cul-de-sac in one of Encino’s most premier location, south of the boulevard, this gated 5-bedroom, 5.5 bath, Tudor-style residence blends timeless elegance with exceptional comfort across nearly 5,400 square feet of thoughtfully designed and elegant living space. A sweeping paver driveway leads to a stately brick façade framed by manicured landscaping and

    Cindee Zabner Equity Union

    4428 Woodley Ave, Encino, CA 91436
  • /26

    $15,995,000

    • 8 Beds
    • 12 Baths
    • 10,815 Sq Ft

    16001 Woodvale Rd, Encino, CA 91436

    Introducing The Eden. This extraordinary, one-of-a-kind estate where refined elegance, artistic vision, and complete privacy converge in the heart of Encino's coveted Royal Oaks. Privately gated and set well back from the street, this rare 2.6+ acre sanctuary unfolds as a lush botanical retreat, surrounded by mature trees and impeccably curated gardens that create a serene, resort-like

    Jade Mills Coldwell Banker Realty

    16001 Woodvale Rd, Encino, CA 91436
  • /38

    $1,495,000

    • 7 Beds
    • 6 Baths
    • 3,208 Sq Ft

    6930 Balcom Ave, Reseda, CA 91335

    Welcome to 6930/6932 Balcom Ave. Spacious and beautifully updated, this 7-bedroom, 6-bathroom home offers exceptional flexibility and modern upgrades. One of the original bedrooms is currently used as a dining area adjacent to the living room and can easily be converted back into an 8th bedroom, if desired. The home features a junior ADU with its own separate entrance, currently accessible from

    Edgar Anjunyan Pinnacle Estate Properties

    6930 Balcom Ave, Reseda, CA 91335
  • /28

    $2,199,995

    • 7 Beds
    • 7 Baths
    • 5,388 Sq Ft

    3601 Dellvale Place, Encino, CA 91436

    Rare gated compound in prime Encino with two legal addresses (3601 & 3603 Dellvale Pl) on a nearly 15,000 sq ft corner lot offering exceptional privacy and hillside views. The property includes a fully separated main residence and permitted ADU, each with private entrances, surrounded by mature landscaping, fruit trees, and grapevines. Approximately 80% rebuilt in 2007 with reinforced foundation

    Andrew Teshinsky Equity Union

    3601 Dellvale Place, Encino, CA 91436
  • /23

    $1,355,000

    • 3 Beds
    • 2 Baths
    • 1,600 Sq Ft

    5751 Andasol Ave, Encino, CA 91316

    Welcome to this picturesque 3-bedroom, 2-bathroom sanctuary in prime Encino! Step inside to find a seamlessly flowing open floor plan, where the living, dining, and kitchen areas harmonize effortlessly. The kitchen, recently remodeled to perfection, features sleek countertops, modern appliances, and a lot of storage. Outside, the enchanting backyard offers a serene retreat with lush greenery,

    Michelle Kim The Hills Premier Realty

    5751 Andasol Ave, Encino, CA 91316
  • /5

    $2,598,000

    • 4 Beds
    • 3 Baths
    • 2,236 Sq Ft

    4186 Hayvenhurst Dr, Encino, CA 91436

    Presenting an extraordinary Ready-To-Issue (RTI) development opportunity on a generous 13,272 sq ft lot, nestled in one of Encino's most sought-after neighborhoods. This rare offering comes with fully approved plans for a future breathtaking modern farmhouse, expertly designed with over 6,500 sq ft of refined living space including a spacious, private ADU with it's own separate address. Crafted

    Jacqueline Chernov The Beverly Hills Estates

    4186 Hayvenhurst Dr, Encino, CA 91436
  • /27

    $729,000

    • 2 Beds
    • 2.5 Baths
    • 1,633 Sq Ft

    5200 White Oak Ave Unit 30, Encino, CA 91316

    Welcome to this very desirable guard gated Four Oaks Townhome in Encino which is a centrally located end unit. Proceed through its double door entry to the Living or Great room which has a central cozy fireplace, a bar area, recess lighting, and a French window door to the patio. Adjacent is the dining area and kitchen featuring stainless steel appliances; ample cabinetry; attractive tile

    Sharon Berman Coldwell Banker Realty

    5200 White Oak Ave Unit 30, Encino, CA 91316
  • /47

    $2,999,000

    • 5 Beds
    • 3 Baths
    • 2,852 Sq Ft

    16915 Dormie Place, Encino, CA 91436

    Welcome to 16915 Dormie Pl — a stunning single-level gem in premier Encino boasting 5 spacious bedrooms and 3 beautifully appointed baths. Completely transformed for today’s modern lifestyle, this home marries effortless indoor/outdoor living with high-end craftsmanship and designer finishes. Step inside to an open, light-filled floor plan featuring brand-new engineered hardwood flooring that

    Erik Messinger Keller Williams Realty

    16915 Dormie Place, Encino, CA 91436
  • /67

    $2,149,000

    • 3 Beds
    • 2.5 Baths
    • 2,144 Sq Ft

    16700 Bosque Dr, Encino, CA 91436

    First time on the market in 50 years, this gated property offers the ultimate in privacy and is located in the highly desirable Lanai Road School District. The driveway winds through a forested lot of nearly 20,000 square feet, surrounded by graceful oak trees, olive trees, and other mature landscaping, and leads to a charming gated courtyard with a fountain. The single-story Mid-Century home

    Carol Wolfe Rodeo Realty

    16700 Bosque Dr, Encino, CA 91436
  • /50

    $4,850,000

    • 5 Beds
    • 5.5 Baths
    • 5,894 Sq Ft

    4620 Rubio Ave, Encino, CA 91436

    Imagine owning this trophy property of historical significance which was designed in 1939 by J. R. Davidson, a pivotal figure in the Los Angeles modern architecture movement known for his iconic Case Study homes. This gated single-level mid-century home offers lush landscaping and privacy and exemplifies the signature warmth and fluidity of Davidson's architectural style. Recently reimagined and

    Andrew Manning Berkshire Hathaway HomeServices California Properties

    4620 Rubio Ave, Encino, CA 91436
  • /32

    $12,450,000

    • 6 Beds
    • 10 Baths
    • 12,465 Sq Ft

    4009 Valley Meadow Rd, Encino, CA 91436

    An Estate Fit for a Titan of Industry. Set high above the street behind incredible secure gates, this commanding European-style "Armani Casa masterpiece estate" exudes unmatched curb appeal and stature. A bold architectural statement, built for those who live and entertain on a grand scale. A sanctuary of sophistication using only the finest materials. Every detail was considered, every finish

    Craig Knizek The Agency

    4009 Valley Meadow Rd, Encino, CA 91436
  • /13

    $1,695,000

    • 2 Beds
    • 1.5 Baths
    • 1,140 Sq Ft

    5001 Petit Ave, Encino, CA 91436

    Welcome to 5001 Petit Avenue, a beautifully refreshed turnkey home in the heart of Encino, filled with abundant natural sunlight and offering comfort, location, and exceptional future potential. This residence features 2 bedrooms, 1.5 bathrooms, plus a versatile third room that can be used as an additional bedroom, home office, den, or creative space. The home is move-in ready and thoughtfully

    Horacio Godina Park Avenue Realty

    5001 Petit Ave, Encino, CA 91436
  • /16

    $4,995,000 Open Sun 2PM - 5PM

    • 5 Beds
    • 5.5 Baths
    • 4,088 Sq Ft

    3565 Crownridge Dr, Sherman Oaks, CA 91403

    Located along the rim of Crownridge, this fully renovated modern contemporary residence is set beyond a gated motor court with unobstructed canyon views. Designed by Gibbs Architects, the property offers five bedrooms and five and one-half bathrooms. Interior elements emphasize a restrained palette of natural materials and tones, including eight-foot white oak doors, custom white oak cabinetry,

    Ariyan Afshar Compass

    3565 Crownridge Dr, Sherman Oaks, CA 91403
  • /28

    $2,550,000 New Construction

    • 12 Beds
    • 12 Baths
    • 4,256 Sq Ft

    19453 Strathern St, Reseda, CA 91335

    This is truly a rare opportunity to acquire a brand-new NON-RENT CONTROL 4-unit development, with Certificate Of Occupancy issued in 2026. This corner property is surrounded by well-maintained single-family homes, and is located in the heart of the San Fernando Valley on an attractive tree lined street. Contemporary modern designed units with recessed lights and clean lines, featuring 3 bedrooms,

    Ash Joshi Capital Realty Solutions Inc.

    19453 Strathern St, Reseda, CA 91335
  • /32

    $2,995,000 Open Sun 2PM - 5PM

    • 4 Beds
    • 4.5 Baths
    • 3,552 Sq Ft

    4463 Bergamo Dr, Encino, CA 91436

    Tucked away at the end of a long gated driveway, this rare Traditional home sits on a lush, expansive lot surrounded by mature landscaping. The living room features hardwood floors, new carpeting, a fireplace, and walls of glass that seamlessly bring the outdoors in. The open floor plan flows effortlessly through the dining room, breakfast area, and chef's kitchen ideal for both everyday living

    Steve Frankel Coldwell Banker Realty

    4463 Bergamo Dr, Encino, CA 91436
  • /11

    $2,950,000

    • 5 Beds
    • 5.5 Baths
    • 3,725 Sq Ft

    15649 Woodfield Place, Sherman Oaks, CA 91403

    Just move into a well maintained property. Understated one story has gated brick courtyard entry, 5 Bedrooms, all with private bath, Powder room, Dining room, Den with wet bar, multiple skylights, French doors, hardwood floors, plantation shutters. Many rooms open to large low maintenance bricked back yard with solar heated pool and spa. Master suite with hardwood floors, fireplace, and sitting

    Shokoh Nasad Keller Williams Beverly Hills

    15649 Woodfield Place, Sherman Oaks, CA 91403
  • /41

    $2,999,000

    • 4 Beds
    • 3.5 Baths
    • 3,395 Sq Ft

    15901 High Knoll Rd, Encino, CA 91436

    Welcome to the absolute best value and opportunity in Royal Oaks! Set on a quiet cul-de-sac, this single-level mid-century residence rests on an expansive 35,000+ sq ft lot with over 250 feet of frontage, offering exceptional privacy and presence. Spanning nearly 3,400 sq ft, the home features 4 bedrooms, a versatile den, and 3.5 baths, all arranged in a well-balanced floor plan that comfortably

    Dan Weiser The Agency

    15901 High Knoll Rd, Encino, CA 91436
  • /48

    $5,899,999

    • 6 Beds
    • 6.5 Baths
    • 5,400 Sq Ft

    17401 Rancho St, Encino, CA 91316

    The home you've been waiting for in Encino! Welcome to California warmth and contemporary elegance in this thoughtfully designed 5,400 sq ft, 6 Bedroom, 7 Bathroom estate. Situated on a beautifully flat and private gated lot surrounded by majestic oak trees, this one-of-a-kind home was crafted with custom finishes and timeless architect. From the moment you arrive, the home's presence is

    T.Lee Montgomery Keller Williams Hollywood Hills

    17401 Rancho St, Encino, CA 91316
  • /2

    $3,750,000

    • 4 Beds
    • 4 Baths
    • 5,715 Sq Ft

    5115 Collett Ave, Encino, CA 91436

    Located in the heart of Encino, CA, this stunning 4-bedroom, 4-bathroom estate offers luxury living across 5,715 square feet of beautifully designed space. Set on a generous 11,956-square-foot lot, the property features expansive living areas, high-end finishes, and a seamless indoor-outdoor flow perfect for entertaining. The backyard is a private oasis complete with a sparkling pool, ideal for

    naisa santeyan Home Saver Realty

    5115 Collett Ave, Encino, CA 91436
  • /20

    $829,000 Open Sun 12PM - 3PM

    • 3 Beds
    • 2 Baths
    • 1,346 Sq Ft

    17845 Stagg St, Reseda, CA 91335

    Beautifully renovated and move-in ready, this 3-bedroom, 2-bath single-family home offers a modern, open layout with quality upgrades throughout. The home features new vinyl flooring, an open-concept living and dining area, a fully updated kitchen with quartz countertops, new stainless steel appliances and a new ABS sewer line. Both bathrooms have been remodeled with clean, contemporary finishes,

    Christina Kim Keller Williams Larchmont

    17845 Stagg St, Reseda, CA 91335
  • /20

    $2,895,000

    • 5 Beds
    • 4.5 Baths
    • 3,720 Sq Ft

    15916 Daniel Ln, Encino, CA 91436

    Tucked away on a private gated street walking distance from Ventura Boulevard, 15916 Daniel Lane offers the kind of privacy and warmth that makes Encino living so special. This 5-bedroom, 4.5-bath home spans 3,720 square feet on a generous lot, blending comfort, space, and a relaxed elegance throughout. Inside, tall ceilings and large windows fill the home with natural light. The layout flows

    Joshua Altman Douglas Elliman of California, Inc.

    15916 Daniel Ln, Encino, CA 91436
  • /44

    $749,880

    • 2 Beds
    • 1 Bath
    • 754 Sq Ft

    7309 Tampa Ave, Reseda, CA 91335

    Charming gated two-bedroom, one-bath home offering privacy, lush landscaping, and excellent investment potential! The property is surrounded by mature vegetation, tall privacy hedges, and a productive papaya tree, with grassy yards in both the front and back creating a peaceful garden-like setting. Inside, the home features laminate wood flooring, smooth ceilings, recessed lighting with accent

    Jesse James Johnston Rodeo Realty

    7309 Tampa Ave, Reseda, CA 91335
  • /21

    $2,950,000 Open Sat 1PM - 4PM

    • 5 Beds
    • 6 Baths
    • 3,500 Sq Ft

    5186 Gloria Ave, Encino, CA 91436

    Introducing a stunning newer construction by STYLEBUILD in the highly sought-after Encino neighborhood, just moments from Ventura Boulevard. This exceptional residence blends luxury, quality craftsmanship, and modern design throughout. Set on an expansive ~9,000 sq ft lot, the property offers privacy with a fully hedged perimeter. Inside, a bright and open floor plan showcases a designer chef's

    Justin Huchel Carolwood Estates

    5186 Gloria Ave, Encino, CA 91436
  • /41

    $1,084,000

    • 4 Beds
    • 2 Baths
    • 1,299 Sq Ft

    18019 Tiara St, Encino, CA 91316

    Welcome to this charming early 1950s Craftsman-style home in the heart of Encino. This inviting residence offers four bedrooms and two bathrooms with an open, welcoming layout perfect for comfortable everyday living. The kitchen features granite countertops and newer appliances, while laminate flooring runs throughout the home for durability and a cohesive look. Additional highlights include an

    Kelli Payne LPT Realty, Inc

    18019 Tiara St, Encino, CA 91316
  • /32

    $1,429,000 Open Sun 1PM - 4PM

    • 5 Beds
    • 4 Baths
    • 2,100 Sq Ft

    18216 Hartland St, Reseda, CA 91335

    Stunningly remodeled “3 Units in One” on a quiet Reseda street — ALL UNITS are available for immediate occupancy offering exceptional flexibility and strong income potential. This is the opportunity buyers wait for — live in one, rent the others, or create the perfect multi-generational setup with three private living spaces on one property. Featuring a permitted detached ADU along with an

    Allen Tubi Keller Williams Luxury

    18216 Hartland St, Reseda, CA 91335
  • /9

    $735,000

    • 4 Beds
    • 3.5 Baths
    • 1,922 Sq Ft

    5727 Enfield Ave, Los Angeles, CA 91316

    Calling all developers and investors—this is a rare, shovel-ready opportunity at 5725 Enfield Ave, featuring a flat 9,549 sq ft lot already subdivided into two parcels with approved plans to build a total of four units. Parcel A (5725 N Enfield Ave) offers approved plans for a 4-bedroom, 3.5-bath single-family home with approximately 1,992 sq ft and a 1-car attached garage, along with a

    Darren Shack Pinnacle Estate Properties, Inc.

    5727 Enfield Ave, Los Angeles, CA 91316
  • /36

    $4,695,000 Open Sun 2PM - 5PM

    • 7 Beds
    • 7.5 Baths
    • 6,083 Sq Ft

    16252 Addison St, Encino, CA 91436

    The epitome of luxury living, this stunning newly built home in the heart of Encino showcases exceptional craftsmanship and thoughtfully curated design throughout. Featuring an expansive open-concept layout, the home offers seamless living and entertaining spaces designed for both comfort and style. Chef’s kitchen features a large center island with breakfast bar seating, premium Wolf/Thermador

    Lilach Basson Compass

    16252 Addison St, Encino, CA 91436
  • /44

    $6,995,000

    • 7 Beds
    • 10 Baths
    • 10,309 Sq Ft

    4230 Valley Meadow Rd, Encino, CA 91436

    A rare chance to own an estate of this caliber for far less than current build cost. Offering over 10,000 square feet of luxury living, this gated residence showcases exceptional materials, design, and amenities all at under $680 per square foot. Comparable construction today would exceed the asking price by millions, making this property an extraordinary value and investment.The estate's

    Brinsley Johnson Revel Real Estate

    4230 Valley Meadow Rd, Encino, CA 91436
  • /65

    $5,995,000 Open Sun 2PM - 5PM

    • 5 Beds
    • 6.5 Baths
    • 5,000 Sq Ft

    4540 Estrondo Dr, Encino, CA 91436

    Welcome to "The Encino Observatory" an architectural masterpiece with jetliner unobstructed valley views and expansive rooftop deck conveniently located on one of the best streets and vantage points in all of the prestigious Encino Hills. The meticulously designed interior features top-of-the-line finishes, including a Miele kitchen with an elegant Onyx bar, a 100-bottle wine cellar, soaring

    Oliver Thornton Hollywood Estates

    4540 Estrondo Dr, Encino, CA 91436
  • /30

    $5,995,000 Open Sun 2PM - 5PM

    • 4 Beds
    • 7 Baths
    • 5,800 Sq Ft

    16167 Royal Oak Rd, Encino, CA 91436

    Rare, exquisite, one-story architectural modern with explosive, captivating views located on the finest street within Encino's most coveted Estate neighborhood of Royal Oaks. Experience striking bold lines giving way to seasonal softer hues as daylight moves effortlessly through this entire home. Dramatic sky-lit entry expands to bright, spacious, light-filled public rooms w vaulted ceilings,

    Keith Fisher Berkshire Hathaway HomeServices California Properties

    16167 Royal Oak Rd, Encino, CA 91436

Showing Results 161 - 200, Page 5 of 6

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