192

Eugene, OR Homes for Sale under $400,000

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  • /34

    $117,000

    $12K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,272 Sq Ft

    1199 N Terry St Unit 140, Eugene, OR 97402

    Welcome to this beautifully updated home in Daneland Mobile Home Park, a highly desirable 55+ community in West Eugene. Thoughtfully renovated and designed for comfortable living, this spacious home offers two bedrooms, two bathrooms, and an excellent floor plan with plenty of room to relax, entertain, and enjoy everyday life.The inviting kitchen is well equipped with double ovens, a cooktop,

    Katya Ulmer ICON Real Estate Group

    1199 N Terry St Unit 140, Eugene, OR 97402
  • /2

    $127,900

    • Land
    • 13,068 Sq Ft
    • $426,333 per Acre

    0 Cascara Dr Unit 89, Eugene, OR 97403

    Lot located in the desirable Moon Mountain subdivision ready to build with services to the lot. Located just 5 minutes to UO and next to Moon Mountain Park- a natural undeveloped park of over 100+ acres. Little to no traffic- on a dead end street.

    Shelby Steele Kine & Kine Properties

    0 Cascara Dr Unit 89, Eugene, OR 97403
  • /40

    $350,000

    • 3 Beds
    • 1.5 Baths
    • 1,308 Sq Ft

    2155 Berwin Ln, Eugene, OR 97404

    Opportunity awaits! This 3-bedroom, 1.5-bath home offers 1,308 square feet of living space and is ready for your personal touch. While the home could use some updating, it has good bones and plenty of potential for investors, or anyone looking to build equity.Inside, you'll find a comfortable living room with a cozy fireplace, a ductless heat pump for efficient year-round comfort, and a

    LYNN HUNTER Valley Real Estate

    2155 Berwin Ln, Eugene, OR 97404
  • /20

    $109,000

    $80K PRICE DROP
    • 4 Beds
    • 2 Baths
    • 1,750 Sq Ft

    1400 Candlelight Dr Unit 174, Eugene, OR 97402

    NEW PRICE!! Now $109,000 for this Newly remodeled MF in a 55+ Briarwood Estates Park.4 bedrooms, 2 baths, 1750 square feet, built in 1988. Includes storage shed. New flooring throughout, new toilets, new paint inside and out. Vaulted ceiling, skylight over kitchen, open floor concept, light and bright. Glass top stove and matching refrigerator, forced air heating system, nice, large deck and

    Alexandra Aguiar Knipe Realty ERA Powered

    1400 Candlelight Dr Unit 174, Eugene, OR 97402
  • /38

    $400,000

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,308 Sq Ft

    4577 Liberty St, Eugene, OR 97402

    Thoughtful updates and easy living come together in this home on a quiet Eugene street. The open-concept living, dining, and kitchen area creates a welcoming space for gathering, while the updated kitchen offers modern style and functionality at the heart of the home.Recent improvements include a newer roof (just two years old), a beautifully remodeled bathroom, and forced-air heating and air

    Shae Donnelly Frankly Real Estate

    4577 Liberty St, Eugene, OR 97402
  • /10

    $294,000

    • Land
    • 9,147 Sq Ft
    • $1,400,000 per Acre

    2662 Cupola Dr Unit 31, Eugene, OR 97403

    Now is the time to purchase the premier, buildable lot of your choice in Eugene's newest upcoming subdivision, "The University Overlook". The excitement of living at the top of Capital Drive in SE Eugene lies in easy access to the University of Oregon, just one of many perks. Breathtaking views of Eugene, the Cascades and campus make this the perfect opportunity to build the home of your dreams.

    Josh Cooley Keller Williams The Cooley Real Estate Group

    2662 Cupola Dr Unit 31, Eugene, OR 97403
  • /2

    $300,000

    • Land
    • 7,405 Sq Ft
    • $1,764,706 per Acre

    0 W 7th Aly, Eugene, OR 97402

    Prime opportunity to develop and build a four-unit multi-family dwelling. Located just south of the new Black Rock Coffee and 7-Eleven development, less than 10 minutes from the University of Oregon, in Eugene. Existing completed professional reports consist of a Phase I Environmental Site Analysis, Geotechnical Engineering Report, Civil Design & Engineering, Existing Conditions Survey and

    Brandi Ho MAJ Commercial Real Estate

    0 W 7th Aly, Eugene, OR 97402
  • /27

    $345,000

    $15K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 1,622 Sq Ft

    1223 Washington St, Eugene, OR 97401

    Back on market with improved price points! Step into a bygone era with this charming 1925 cottage-style bungalow, thoughtfully preserved and ready for its next chapter. From the inviting front porch to the sun-filled living room with hardwood floors, large windows, and a warm central fireplace, the home offers the character and craftsmanship that make vintage homes so beloved. Conveniently

    Joey Dion Altura Real Estate

    1223 Washington St, Eugene, OR 97401
  • /18

    $107,000

    • Land
    • 4,356 Sq Ft
    • $1,070,000 per Acre

    0 Tiara St, Eugene, OR 97405

    LOCATION. LOCATION. LOCATION.Rare Buildable Lot in Eugene’s Friendly Neighborhood!Opportunities to build in the Friendly Neighborhood are incredibly rare, making this a special chance to create a home in one of Eugene’s most loved and established areas.Tucked into a peaceful, park-like setting, this beautiful homesite offers the perfect balance of natural surroundings and city convenience. A

    Kristel Greff Knipe Realty ERA Powered

    0 Tiara St, Eugene, OR 97405
  • /41

    $279,500

    $16K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,049 Sq Ft

    1326 Quaker St, Eugene, OR 97402

    Beautifully updated 2 bedroom, 1.5 bathroom townhome-style condominium in the desirable Cedar & Oaks community. Extensive upgrades throughout, including removal of asbestos popcorn ceilings. Enjoy year-round comfort with a newly installed ductless mini-split heating and air conditioning system on both floors, complete with electrical upgrades. Newer double-pane vinyl windows enhance energy

    Melissa McGuire Berkshire Hathaway HomeServices Real Estate Professionals

    1326 Quaker St, Eugene, OR 97402
  • /40

    $320,000

    • Land
    • 8.21 Acres
    • $38,977 per Acre

    0 Blue River Rd Unit 430918085, Eugene, OR 97401

    Rare opportunity to create your dream home on 8.21 beautiful acres with exceptional year-round creek frontage. The property consists of two adjoining parcels, Tax Lots 200 and 210, offering abundant sunshine, mountain views, and a peaceful setting free from highway noise. Enjoy the sound of the creek and surrounding nature while still being just minutes from restaurants, Tokatee Golf Club, nearby

    Austin Willhite Willhite Real Estate

    0 Blue River Rd Unit 430918085, Eugene, OR 97401
  • /16

    $199,900

    $49K PRICE DROP
    • Land
    • 4,791 Sq Ft
    • $1,817,273 per Acre

    0 Piper Ln Unit Lot 5, Eugene, OR 97401

    Level lot on a quiet dead-end street—an ideal setting to build your custom dream home. Located in the heart of theFerry Street Bridge area, this sought-after neighborhood offers easy access to schools, shopping, and all parts of Eugene.Situated within the Sheldon/Cal Young school boundaries and just two blocks from charming Bond Lane Park. Minutes toOakway Center and downtown, with great

    Jeremy Parmenter TLC Realty

    0 Piper Ln Unit Lot 5, Eugene, OR 97401
  • /24

    $345,000

    $50K PRICE DROP
    • Land
    • 5 Acres
    • $69,000 per Acre

    0 Hidden Meadows, Eugene, OR 97405

    Time to Build your new home with sweeping valley views from this rare 5-acre residential parcel in South Eugene. Positioned in one of the area's most desirable settings, this property offers both privacy and convenience; minutes from city amenities yet surrounded by nature. The homesite has been leveled and prepared for construction, providing an ideal foundation for your custom residence.

    Brent Cole Triple Oaks Realty LLC

    0 Hidden Meadows, Eugene, OR 97405
  • /37

    $379,000

    • 3 Beds
    • 2 Baths
    • 1,296 Sq Ft

    4923 Morely Loop, Eugene, OR 97402

    Welcome home to this wonderful home on its own land, offering comfortable living, great outdoor space, and an impressive detached shop! Inside, the open-flow floor plan connects the living room, dining area, and kitchen, where you'll find plenty of counter space and a convenient pantry. The primary suite features a walk-in closet and private bathroom with a walk-in shower and double sinks. A

    Mara Gregory Keller Williams Realty Eugene and Springfield

    4923 Morely Loop, Eugene, OR 97402
  • /23

    $349,900

    • 4 Beds
    • 2.5 Baths
    • 2,224 Sq Ft

    5508 Donohoe Ave, Eugene, OR 97402

    Cash only sold "AS IS": Opportunity awaits in this spacious 4-bedroom, 2.5-bath home offering a functional open layout and plenty of room to bring your vision to life. With generous living spaces, a comfortable floor plan, and abundant potential throughout, this property is ready for a new owner to restore, update, and make it their own.The open-concept design provides a great foundation for

    Corbin Duncan Heart and Home Real Estate

    5508 Donohoe Ave, Eugene, OR 97402
  • /30

    $115,000

    $30K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,512 Sq Ft

    1199 N Terry St Unit 187, Eugene, OR 97402

    Don't miss this turn key, move in ready home in Daneland, a 55+ community. The big ticket items are already done, including a new heat pump, air handler and windows, so you can settle in and enjoy. The main living area showcases new flooring, vaulted ceilings and skylights that bring in great natural light, along with a refreshed modern color palette, updated hardware and fixtures and new ceiling

    Joseph Robb Knipe Realty ERA Powered

    1199 N Terry St Unit 187, Eugene, OR 97402
  • /16

    $299,000

    $100K PRICE DROP
    • Land
    • 1.27 Acres
    • $235,433 per Acre

    0 Why Worry Ln, Eugene, OR 97405

    Don't miss this exceptional, expansive wooded 1.27 acre lot in Southeast Eugene. A very private location in a high-end neighborhood of beautiful custom homes. It offers easy access to outstanding schools, shopping, hiking trails, and more. Build your dream home on a nicely shaded lot in this wonderful neighborhood. Seller is a licensed real estate agent. $50,000 price improvement!

    Isaac Silva Madison & Beckley Realty Inc.

    0 Why Worry Ln, Eugene, OR 97405
  • /27

    $175,000

    $20K PRICE DROP
    • Land
    • 7,840 Sq Ft
    • $972,222 per Acre

    2 Storey Blvd, Eugene, OR 97405

    Prime location to build your new home right around the corner from the Wayne Morse Ranch City Park. This .18 acre buildable lot is well positioned to enjoy the numerous local amenities. Within the South Eugene High School attendance zone. Parcel 2 of two lots available, utilities available at the street. Architectural plans available at additional cost. Contact me for more details before walking

    Sara Buchanan ICON Real Estate Group

    2 Storey Blvd, Eugene, OR 97405
  • /25

    $335,000

    $15K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 912 Sq Ft

    2461 Potter St, Eugene, OR 97405

    CASH ONLY FIXER BLANK CANVAS WITH MASSIVE UPSIDELooking for your next major transformation project? This diamond in the rough is ready for someone with vision. Heavy demo work has already been completed, opening up the framing, exposed joists, and structural bones so you can skip the hard teardown and dive straight into rebuild and design. Save time on demo, customize your dream floor plan, and

    Robert Grand Grand Real Estate

    2461 Potter St, Eugene, OR 97405
  • /33

    $360,000

    • 2 Beds
    • 1 Bath
    • 600 Sq Ft

    60 E 30th Ave, Eugene, OR 97405

    This home combines timeless character with modern improvements. Recent enhancements include updated plumbing, a newer driveway, upgraded electrical panel (2008), contemporary appliances, beautiful oak flooring, and new bathroom flooring. Vaulted ceilings create an open, airy feel, while recessed lighting and sun tubes fill the home with abundant natural light.The kitchen features elegant granite

    Zoe Brady Hybrid Real Estate

    60 E 30th Ave, Eugene, OR 97405
  • /42

    $399,999

    $50K PRICE DROP
    • Land
    • 10.05 Acres
    • $39,801 per Acre

    0 Sutherlin Ln Unit 1100, Eugene, OR 97405

    Discover the perfect blend of convenience and tranquility just 15 minutes from Eugene. Located off Lorane Highway and Sutherlin lane, this breathtaking parcel offer panoramic views of the surrounding countryside and endless potential for your dream build. Two adjoining lots are available one just over 5 acres and the other just over 10 acres, giving you the flexibility to purchase individually or

    KYLA EGGE Triple Oaks Realty LLC

    0 Sutherlin Ln Unit 1100, Eugene, OR 97405
  • /12

    $339,000

    • Land
    • 23,086 Sq Ft
    • $639,623 per Acre

    0 Lasater Blvd Unit 57, Eugene, OR 97405

    A rare opportunity to design and build on one of the last estate lots in an established, high-end neighborhood in Eugene. The .53-acre, corner lot in Braewood Hills is a mostly level, lightly wooded lot that features both City views and Southern exposure. Depictions and conceptual work by dC Design is intended to help establish the vision of what could be built on the site. Conceptual

    Brita Arcuri DC Real Estate Inc

    0 Lasater Blvd Unit 57, Eugene, OR 97405
  • /17

    $299,900

    • Land
    • 3.76 Acres
    • $79,761 per Acre

    0 E 38th Ave, Eugene, OR 97405

    Once in a lifetime opportunity to build your dream home or homes on these beautiful, private lots with world class views of Spencer's Butte. 1.42 acre buildable lot with utilities at street entrance. Two tax lots sold as a package for a total of 5.19 acres. Current owner will share the documents from engineers and developers that were consulted on developing property.

    Isaac Judd Hearthstone Real Estate

    0 E 38th Ave, Eugene, OR 97405
  • /28

    $349,900

    • 3 Beds
    • 1 Bath
    • 1,012 Sq Ft

    3377 W 16th Ave, Eugene, OR 97402

    Corner Lot with Great Potential! Bring your vision and tools to this 3-bedroom, 1-bath home offering approximately 1,012 square feet of living space. Being sold AS IS, this property is ready for its next chapter and offers plenty of potential for buyers looking to build equity.The living room features a cozy fireplace and carpeted flooring, bedrooms with carpet and vinyl in kitchen and dining

    Lynne Gately John L. Scott Eugene

    3377 W 16th Ave, Eugene, OR 97402
  • /12

    $245,000

    • 2 Beds
    • 2 Baths
    • 824 Sq Ft

    1313 Lincoln St, Eugene, OR 97401

    UNIT 303. Step into this updated condo featuring Pergo flooring creating a warm and inviting atmosphere. Matching light fixtures and cabinetry throughout provide a seamless, modern look. The motion light in the hall adds convenience, while the bathrooms shine with updated sinks, toilets, mirrors, LED lighting, fans. The GFCI outlets in kitchen and bathrooms include USB ports. The kitchen is a

    Daniel Goss Hybrid Real Estate

    1313 Lincoln St, Eugene, OR 97401
  • /14

    $390,900

    New Construction
    • 2 Beds
    • 2 Baths
    • 1,236 Sq Ft

    Dylan Plan at Meadowview - The August Collection, Eugene, OR 97402

    This new single-story home offers a modern and low-maintenance layout. An open-concept floorplan on one side of the home blends the kitchen, living and dining areas to encourage simple transitions and everyday multitasking. Both bedrooms are tucked away to the opposite side, including a luxe owner’s suite in a private rear corner featuring a full bathroom and walk-in closet.

    Lennar Builder
    851 Legacy St Unit 37604124, Eugene, OR 97402
  • /34

    $325,000

    $45K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,463 Sq Ft

    526 Archie St, Eugene, OR 97402

    Opportunity knocks with this 3 bed, 2 bath home on an almost 1/4-acre lot in a convenient Eugene location! Just minutes to Willamette High School, Echo Hollow Pool, and under 10 minutes to Fred Meyer, shopping, and dining.Inside, you’ll find real hardwood floors throughout, a cozy living room fireplace with brick surround for chilly days, and spacious bedrooms. A separate laundry room with

    Kanndice McLean Keller Williams The Cooley Real Estate Group

    526 Archie St, Eugene, OR 97402
  • /14

    $250,000

    $10K PRICE DROP
    • 2 Beds
    • 1 Bath
    • 965 Sq Ft

    1313 Lincoln St Unit 401, Eugene, OR 97401

    New Price! Find your new home at Willamette Towers! This midcentury modern unit sits on the 4th floor, offering beautiful views of the mountains while still being in the heart of Downtown Eugene. Unit 401 features an open floor plan with laminate flooring, an updated bathroom with tile shower, and a long hall length closet for ample storage. Willamette Towers is a secure building with deeded

    Brandy Huynh RE/MAX Integrity

    1313 Lincoln St Unit 401, Eugene, OR 97401
  • /16

    $327,500

    $12K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 1,090 Sq Ft

    67 Westbrook Way, Eugene, OR 97405

    Beautifully appointed single-level condo offering comfort, convenience, and a peaceful lifestyle. Recently updated throughout, this well-maintained home features an attached garage, additional front parking, and a private setting that feels tucked away from the hustle and bustle. Enjoy an abundance of community amenities, including a swimming pool, clubhouse, and scenic walking trails that wind

    Michael Louch Hybrid Real Estate

    67 Westbrook Way, Eugene, OR 97405
  • /2

    $127,900

    • Land
    • 10,890 Sq Ft
    • $511,600 per Acre

    0 Weldon Ln Unit 90, Eugene, OR 97403

    Lot located in the desirable Moon Mountain subdivision ready to build with services to the lot. Located just 5 minutes to UO and next toMoon Mountain Park- a natural undeveloped park of over 100+ acres. Little to no traffic- on a dead end street.

    Shelby Steele Kine & Kine Properties

    0 Weldon Ln Unit 90, Eugene, OR 97403
  • /38

    $122,000

    $17K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,512 Sq Ft

    1475 Green Acres Rd Unit 83, Eugene, OR 97408

    Seller MOTIVATED so don't miss out! NEW ROOF INSTALLED IN JANUARY 2026 TO CURRENT CODES. Owner must relocate and is offering this 1500+ sq ft well maintained 1987 manufactured home featuring 3 bedrooms & 2 bathrooms all situated in a peaceful 55+ park. Home is located on a large corner lot in a quiet setting in the park. Step inside to discover vaulted ceilings, skylights and an open floor plan

    Marlo Nixon Valley Real Estate

    1475 Green Acres Rd Unit 83, Eugene, OR 97408
  • /45

    $249,000

    Open Sat 11AM - 1PM $16K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,620 Sq Ft

    3220 Crescent Ave Unit 82, Eugene, OR 97408

    Welcome to this beautifully maintained home in the desirable gated 55+ community of Summer Oaks. Featuring vaulted ceilings, a spacious formal living room, and a thoughtfully designed floor plan, this home offers both comfort and functionality. Major updates have already been taken care of, including a brand new HVAC system valued at over $14,000 and a roof that's only five years old, offering

    Katie Dewitt eXp Realty, LLC

    3220 Crescent Ave Unit 82, Eugene, OR 97408
  • /48

    $264,900

    $14K PRICE DROP
    • 2 Beds
    • 1.5 Baths
    • 1,064 Sq Ft

    143 Treehill Loop Unit 143, Eugene, OR 97405

    Improved Price & Seller to CREDIT 2 Months HOA Dues to Buyer! Welcome home to this beautifully updated 2 bedroom, 1.5 Bath townhome, perfectly situated for maximum privacy within the highly sought-after Highland Condominiums of South Eugene. This home has fresh interior paint, a recently remodeled downstairs bathroom, new carpeting in the bedrooms, and fresh exterior decking. The kitchen includes

    Galand Haas Keller Williams Realty Eugene and Springfield

    143 Treehill Loop Unit 143, Eugene, OR 97405
  • /33

    $399,000

    $61K PRICE DROP
    • 3 Beds
    • 2 Baths
    • 1,543 Sq Ft

    2700 Harlow Rd Unit 6, Eugene, OR 97401

    ***Assumable 4.75% loan!!***Fully Updated, move-in-ready condo in the desired Ferry Street Bridge neighborhood- Located in a small complex within an old Family Friendly community. We have excellent schools nearby and we are right on the bus line as well!....New carpet, remodeled kitchen & vinyl flooring, two remodeled bathrooms, energy star appliances, Mitsubishi Electric Trane HVAC US system and

    Tabatha Kelly Berkshire Hathaway HomeServices Real Estate Professionals

    2700 Harlow Rd Unit 6, Eugene, OR 97401
  • /19

    $379,000

    • 3 Beds
    • 1 Bath
    • 1,056 Sq Ft

    4073 Marshall Ave, Eugene, OR 97402

    Welcome to your own private oasis! Tucked away on a flag lot, this comfortable home offers privacy and a peaceful setting while remaining conveniently located near schools, shopping, the airport, and easy access to the Beltline. A newly landscaped front yard invites you inside, where extensive updates were completed in 2023; including not limited to a new roof, HardiePlank siding, windows, LVP

    Lona Murphy Dania Real Estate

    4073 Marshall Ave, Eugene, OR 97402
  • /43

    $380,000

    • 3 Beds
    • 1 Bath
    • 1,012 Sq Ft

    880 Hughes St, Eugene, OR 97402

    Cute as a button with a backyard that is huge! This cheerful one-level home sits on a large, fully fenced lot of nearly a quarter acre, giving you plenty of room to garden, play, entertain, or let the dogs run wild. Inside, the updated kitchen and bathroom mean the work has already been done, including a walk-in shower for easy everyday living. Low property taxes are another welcome bonus.And the

    Molly Mair Rise Realty NW

    880 Hughes St, Eugene, OR 97402
  • /9

    $128,000

    $7K PRICE DROP
    • Land
    • 17,859 Sq Ft
    • $312,195 per Acre

    0 Rockridge Loop Unit 13, Eugene, OR 97405

    Welcome to this .41-acre lot in the Rockridge community where beautiful custom homes and nature create a place to imagine what comes next. Tucked into a neighborhood of unique homes, this lot offers the rare opportunity to choose your own builder and bring the home you have always envisioned to life. Begin your mornings with a walk along the neighborhood loop, listening for birdsong and enjoying

    Carolyn Stepp SmartLiving Real Estate

    0 Rockridge Loop Unit 13, Eugene, OR 97405
  • /9

    $369,000

    $30K PRICE DROP
    • 4 Beds
    • 2 Baths

    577 Madison St, Eugene, OR 97402

    $369,000. Great investment opportunity with this Jefferson Westside/Whiteaker Neighborhood duplex. Each unit offers 2 bedrooms and 1 full bathroom. The main level unit has a fireplace, coved ceilings, and a covered front porch. Do not disturb tenants. Total monthly rent for the 577 Madison duplex is: $2850/mo. Price improvement. Here's an opportunity for a well priced investment in Eugene, Oregon.

    Kit Sixel Sixel Real Estate

    577 Madison St, Eugene, OR 97402
  • /20

    $200,000

    $85K PRICE DROP
    • 4 Beds
    • 1.5 Baths
    • 1,550 Sq Ft

    150 N Cleveland St, Eugene, OR 97402

    Opportunity awaits with this diamond in the rough. Property features a 4bd, 1.5bth house with nice wood floors, a number of updated windows, and over 3,000sf of out-buildings, shops, covered parking, etc. situated on 0.31 acres. Siding, foundation, and roof all appear to be in good shape. Plumbing is galvanized. Electrical needs repair. Would be a great option for a contractor or someone else

    John Livingston Bullier St Clair Properties

    150 N Cleveland St, Eugene, OR 97402
  • /21

    $280,000

    $15K PRICE DROP
    • 2 Beds
    • 2 Baths
    • 2,050 Sq Ft

    4055 Royal Ave Unit 13, Eugene, OR 97402

    Welcome to Songbrook a well established 55plus park in West Eugene. This home has a nice open floor plan featuring 2 bedrooms plus office/den and 2 full baths. Attached double car garage and a covered patio off the kitchen/breakfast nook ideal for barbecuing and summer evening enjoyment. Boat/RV storage available from the park. Come and see for yourself before someone else grabs this up

    John Nugent All Oregon Property

    4055 Royal Ave Unit 13, Eugene, OR 97402

Showing Results 121 - 160, Page 4 of 5

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