Indianapolis, IN Homes for Sale under $500,000

• 

  

  

  /31

  $359,900

  • 2 Beds
  • 1.5 Baths
  • 1,120 Sq Ft

  318 E Saint Clair St, Indianapolis, IN 46202

  Travis Carpenter Indiana Ford Realty LLC

  318 E Saint Clair St, Indianapolis, IN 46202
• 

  

  

  /32

  $373,000

  New Construction

  • 4 - 6 Beds
  • 2.5 - 3.5 Baths
  • 2,629 Sq Ft

  Simplicity 2629 Plan at Oberlin, Camby, IN 46113

  Discover your perfect living space! Head through the uncovered patio and into the foyer to find a flex room. Customize this space in any way you wish! Or park in your two-car garage and go through the entry to find a spacious great room that opens to a kitchen with an island and a charming breakfast nook. Also on the first floor is a convenient home office. Upstairs are three bedrooms, one

  Taylor Morrison Builder

  8743 Hollander Dr Unit 36664789, Camby, IN 46113
• 

  

  

  /5

  $480,490

  New Construction

  • 4 - 6 Beds
  • 2.5 - 4.5 Baths
  • 2,878+ Sq Ft

  Columbia Basement Plan at Hickory Run - Prestige Series, Indianapolis, IN 46239

  The Columbia Basement plan is a modern, split-level home with a finished lower level, a full basement, and impressive design features throughout 2,878–3,752 square feet!

  M/I Homes Builder

  10103 Bitternut Run Unit 39413579, Indianapolis, IN 46239
• 

  

  

  /60

  $306,995

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,580 Sq Ft

  Palmetto Plan at Silver Stream, Indianapolis, IN 46235

  The Palmetto is one of Arbor Homes newest and most flexible floorplans offering everything you could want in a new construction home. With multiple elevation styles, optional basements, and the choice of a full front porch or breezeway, The Palmetto can easily be tailored to your lifestyle.Step inside to a spacious front living area that can serve as a formal dining room or quiet office with

  Arbor Homes Builder

  4631 Jasper Ridge Blvd Unit 36499874, Indianapolis, IN 46235
• 

  

  

  /37

  $240,995

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,228 Sq Ft

  Walnut Plan at Silver Stream, Indianapolis, IN 46235

  Step into the charm and affordability of our Walnut floor plan, where homeownership dreams come to life in the inviting embrace of this 1,210 sq ft home. This modest yet versatile design opens the door to a world of possibilities with multiple structural options and diverse exterior styles, allowing you to infuse your personal touch and make the Walnut uniquely yours.Boasting three bedrooms and

  Arbor Homes Builder

  4631 Jasper Ridge Blvd Unit 36457782, Indianapolis, IN 46235
• 

  

  /45

  $332,990

  New Construction $35K PRICE DROP

  • 3 - 4 Beds
  • 2.5 - 3.5 Baths
  • 1,842 Sq Ft

  Wesley Plan at Maple Street Collection in Emerald Preserve, Indianapolis, IN 46239

  The Wesley home design by Fischer Homes presents a well-thought-out layout that combines welcoming open living spaces with thoughtfully positioned private areas. With 3 to 4 bedrooms and 2.5 to 3.5 bathrooms, this two-story plan encompasses a comfortable 1,842 square feet, supporting everyday routines with ease. It encourages natural transitions between shared rooms while maintaining distinct

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100018, Indianapolis, IN 46239
• 

  

  /45

  $254,995

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,964 Sq Ft

  Berlin Plan at Midelton - Arrival Series, Indianapolis, IN 46235

  Dont waitembrace home ownership with The Berlin, a new and affordable three-story floor plan designed to maximize space and functionality. At 1,969 square feet with 3 bedrooms and 2 full bathrooms plus an unfinished powder bath, this home is perfect for those needing more space or looking to entertain. Flexible Third-Floor Loft The highlight of The Berlin is the expansive third-floor loft, ideal

  Arbor Homes Builder

  11127 E 46th St Unit 37901648, Indianapolis, IN 46235
• 

  

  /30

  $388,995

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,736 Sq Ft

  Kingston Plan at Eagle Manor, Indianapolis, IN 46239

  This two-story home is ideal for families and features a convenient first-floor bedroom, ideal for overnight guests, along with a private study and an open layout shared between the kitchen, dining area and Great Room. The second level includes a versatile loft surrounded by four spacious bedrooms—three of which feature walk-in closets. The upper-level owner’s suite is complemented by an attached

  Lennar Builder

  5332 S Franklin Rd Unit 38336436, Indianapolis, IN 46239
• 

  

  /7

  $349,990

  New Construction

  • 3 - 4 Beds
  • 2.5 - 3.5 Baths
  • 2,070+ Sq Ft

  Kentmore Plan at Hickory Run - Prestige Series, Indianapolis, IN 46239

  Welcome home to the Kentmore, part of our Prestige Series. The standard layout of this home features 3 bedrooms, 2 full bathrooms, a powder room, an open-concept main living space, and a 2-car garage.

  M/I Homes Builder

  10103 Bitternut Run Unit 39413587, Indianapolis, IN 46239
• 

  

  /18

  $297,995

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,793 Sq Ft

  Roxbury Plan at Ashton Village - Duplex, Indianapolis, IN 46268

  This two-story townhome-style condo is ideal for those who need space and flexibility. On the first floor is the open living area with a kitchen, Great Room and nook, plus a convenient flex space in the back of the home. Upstairs are three bedrooms, including the owner’s suite, as well as a laundry room and a loft, which can be used as a living area or home office.

  Lennar Builder

  75 New Augusta Rd Unit 39600993, Indianapolis, IN 46268
• 

  

  /26

  $351,990

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,997 Sq Ft

  Hadley Plan at Towns at River Place, Indianapolis, IN 46250

  The Hadley offers an open kitchen extending to the cafe and gathering rooms. Upstairs, you'll find a fourth bedroom and loft. Plus, a luxurious Owner’s Suite is complete with a private bath and oversized walk-in closet and sitting area.

  Pulte Homes Builder

  9662 Behner Dr Unit 39202804, Indianapolis, IN 46250
• 

  

  /13

  $381,990

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,755+ Sq Ft

  Valhalla Plan at CityPointe, Indianapolis, IN 46240

  The Valhalla floorplan combines functionality and style into a thoughtfully designed two-story layout with 1,755 to 1,760 square feet of living space. Featuring 2 to 3 bedrooms, 2.5 bathrooms, and a 2-car detached garage, this home is ideal for those seeking both comfort and versatility.

  M/I Homes Builder

  1805 Real St Unit 36455228, Indianapolis, IN 46240
• 

  

  /13

  $339,990

  New Construction

  • 4 - 6 Beds
  • 2.5 - 4.5 Baths
  • 2,614+ Sq Ft

  Juliet Plan at Grayson, Indianapolis, IN 46239

  Introducing the Juliet plan—your new dream home with 4–5 bedrooms, 3.5 bathrooms, 2,614–2,734 square feet, and endless design possibilities.

  M/I Homes Builder

  7311 Waylon Way Unit 36502146, Indianapolis, IN 46239
• 

  

  /46

  $374,695

  New Construction

  • 5 Beds
  • 3 Baths
  • 2,465 Sq Ft

  5049 Great Percheron Dr, Indianapolis, IN 46239

  Eagle Manor is a new collection of brand-new single-family homes coming soon to Indianapolis, IN. Residents will enjoy access to onsite amenities, including a playground, picnic areas and bocce ball court. The community is located near downtown Indianapolis, providing convenient access to the best of local shopping, dining and entertainment. There are over 200 local parks, making it easy to enjoy

  Erin Hundley Compass Indiana, LLC

  5049 Great Percheron Dr, Indianapolis, IN 46239
• 

  

  /48

  $210,000

  • 4 Beds
  • 2 Baths
  • 1,192 Sq Ft

  6864 Cordova Dr, Indianapolis, IN 46221

  Spacious and inviting, this 4-bedroom home offers a comfortable living room with plush carpeting and a kitchen with plenty of storage. Four well-sized bedrooms provide room for everyday living, guests, or flexible use. Step outside to a spacious fenced backyard filled with mature trees, creating a shaded setting for relaxing and enjoying the outdoors.

  Chris Price Keller Williams Indy Metro Partners

  6864 Cordova Dr, Indianapolis, IN 46221
• 

  

  /14

  $325,990

  New Construction $35K PRICE DROP

  • 3 - 4 Beds
  • 2.5 - 3.5 Baths
  • 1,740 Sq Ft

  Danville Plan at Maple Street Collection in Emerald Preserve, Indianapolis, IN 46239

  The Danville home design by Fischer Homes presents a well-balanced floorplan that emphasizes open living spaces connected with thoughtfully positioned private areas. Featuring 3 to 4 bedrooms and 2.5 to 3.5 bathrooms within its generous 1,740 square feet, this two-story layout encourages easy transitions between gathering zones and quieter rooms, creating a space that feels comfortable,

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100023, Indianapolis, IN 46239
• 

  

  /46

  $249,900

  $25K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,454 Sq Ft

  3338 Montgomery Dr, Indianapolis, IN 46227

  Discover an inviting home at 3338 Montgomery DR, INDIANAPOLIS, IN, USA. Built in 2001, this 1454 square foot single-family residence is ready for you to move in and begin your next chapter. The kitchen is designed for both culinary exploration and casual gatherings, featuring sleek stainless steel appliances, durable stone counters, and a convenient peninsula for additional workspace or informal

  Rick Daves BluPrint Real Estate Group

  3338 Montgomery Dr, Indianapolis, IN 46227
• 

  

  /55

  $269,995

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,186 Sq Ft

  Gladstone Plan at Midelton - Arrival Series, Indianapolis, IN 46235

  The Gladstone offers up to 2,186 square feet of thoughtfully designed comfort across three stories, combining the feel of a free-standing townhome with the affordability of a compact footprint. Step onto the inviting front porch and enter a flexible first-floor space offering 254 square feet of optional finished living area perfect for a home office, guest suite, or entertainment zone. This level

  Arbor Homes Builder

  11127 E 46th St Unit 37901649, Indianapolis, IN 46235
• 

  

  /30

  $407,995

  New Construction

  • 5 Beds
  • 3.5 Baths
  • 3,054 Sq Ft

  Valencia Plan at Eagle Manor, Indianapolis, IN 46239

  The largest floorplan in the collection, this two-story home offers convenience and comfort. A separate bedroom and a study can be found off the foyer, providing space for guests and a practical home office. The Great Room, dining room and kitchen are arranged among a spacious open floorplan. Four bedrooms and a loft are located on the second floor.

  Lennar Builder

  5332 S Franklin Rd Unit 38336441, Indianapolis, IN 46239
• 

  

  /37

  $330,990

  New Construction $38K PRICE DROP

  • 3 - 4 Beds
  • 2 - 2.5 Baths
  • 1,983 Sq Ft

  Greenbriar Plan at Maple Street Collection in Emerald Preserve, Indianapolis, IN 46239

  The Greenbriar home design by Fischer Homes presents a well-considered layout that blends open communal spaces with adaptable private rooms. With 3 to 4 bedrooms and 2 to 2.5 baths across 1,983 square feet, this 2-story design caters to various needs. Shared living areas are thoughtfully arranged to promote interaction and easy movement throughout the home, while distinct zones allow for focused

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100020, Indianapolis, IN 46239
• 

  

  /26

  $205,000

  Open Sat 1PM - 3PM

  • 2 Beds
  • 1 Bath
  • 1,048 Sq Ft

  315 N Beville Ave, Indianapolis, IN 46201

  Welcome to this charming 2-bedroom, 1-bath ranch home in Indianapolis, perfectly combining classic appeal with thoughtful modern updates. A welcoming covered front porch opens into a bright interior featuring fresh neutral paint, alongside distinct living and dining rooms designed for effortless daily living and entertaining. The spacious kitchen serves as a true focal point with its sleek

  Antwon Culbreath Redfin Corporation

  315 N Beville Ave, Indianapolis, IN 46201
• 

  

  /67

  $269,900

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,534 Sq Ft

  921 S State Ave, Indianapolis, IN 46203

  Nestled in the heart of Fountain Square, one of Indianapolis's most desirable and energetic neighborhoods, this beautifully maintained 3-bedroom, 2-bath multi-level traditional American townhome offers the perfect combination of style, location, and investment potential. Step inside to a thoughtfully designed layout featuring boutique-style finishes and versatile living spaces ideal for both

  Jim Gilday eXp Realty, LLC

  921 S State Ave, Indianapolis, IN 46203
• 

  

  /28

  $472,595

  New Construction $17K PRICE DROP

  • 3 Beds
  • 4 Baths
  • 2,162 Sq Ft

  1962 Alvord St, Indianapolis, IN 46202

  Alvord Street Towns is a community of new townhomes for sale in Indianapolis, IN, with direct access to the Monon Trail and just minutes from numerous downtown attractions. The capital city of Indiana, Indianapolis is home to 216 parks and numerous cultural districts, museums, professional sports entertainment, shops and restaurants. Explore the popular Monon Trail, a rails-to-trails path

  Erin Hundley Compass Indiana, LLC

  1962 Alvord St, Indianapolis, IN 46202
• 

  

  /43

  $338,990

  New Construction $38K PRICE DROP

  • 3 - 4 Beds
  • 2.5 Baths
  • 2,258 Sq Ft

  Yosemite Plan at Maple Street Collection in Emerald Preserve, Indianapolis, IN 46239

  The Yosemite home design by Fischer Homes presents a well-thought-out layout that blends open gathering spaces with adaptable private areas. Designed to feel intuitive and welcoming, this floorplan supports the natural flow of daily routines while offering opportunities for personalization. Shared spaces connect seamlessly, creating a comfortable environment for both everyday life and social

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100029, Indianapolis, IN 46239
• 

  

  /44

  $345,000

  • 4 Beds
  • 2.5 Baths
  • 2,436 Sq Ft

  5044 Clemens Place, Indianapolis, IN 46239

  Craftsman-style 2-story home on a spacious lot in Village of New Bethel, located at the end of a quiet cul-de-sac. Open floor plan with hardwood floors, raised ceilings, granite countertops, stainless steel appliances, formal dining room, fireplace in family room, and upper-level laundry. Spacious primary suite with sitting area, walk-in closet, double vanity, separate shower, and garden tub.

  Emily Brewer Redfin Corporation

  5044 Clemens Place, Indianapolis, IN 46239
• 

  

  /25

  $215,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,474 Sq Ft

  1802 S Talbott St, Indianapolis, IN 46225

  Welcome to this beautifully remodeled two-story home on Indianapolis' historic Old Southside, just moments from the vibrant Bates-Hendricks neighborhood. Blending modern updates with classic charm, this 3-bedroom, 2 full bathroom home offers both style and functionality in an ideal location. Step inside to discover a thoughtfully updated interior featuring fresh finishes, an inviting layout, and

  Jennifer Goodspeed Keller Williams Indy Metro Partners

  1802 S Talbott St, Indianapolis, IN 46225
• 

  

  /62

  $293,995

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,176 Sq Ft

  Aspen II Plan at Silver Stream, Indianapolis, IN 46235

  The Aspen II floorplan has it all- from a spacious home office, an open concept living and kitchen area, a large loft, and four bedrooms with plenty of space. You cant go wrong choosing this floorplan! Make The Aspen II your own with the many optional upgrades. If you fall in love with the interior, you will love the elevations on the exterior of this new build home!Entering off the front porch,

  Arbor Homes Builder

  4631 Jasper Ridge Blvd Unit 36446158, Indianapolis, IN 46235
• 

  

  /20

  $409,990

  New Construction

  • 4 - 6 Beds
  • 2.5 - 4.5 Baths
  • 2,884+ Sq Ft

  Drake Plan at Sagebrook West - Prestige Series, Indianapolis, IN 46239

  Welcome to the Drake, part of our Prestige Series. This floorplan includes four bedrooms, two-and-a-half baths, a flex room, a gathering room, an open-concept kitchen, a den, a loft, and a three-car garage. With five distinct elevations the opportunities are endless in creating your dream home.

  M/I Homes Builder

  10715 Mangrove Dr Unit 36487842, Indianapolis, IN 46239
• 

  

  /15

  $259,990

  New Construction $7K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,434 Sq Ft

  Rosewood Plan at Palermo Gardens, Indianapolis, IN 46239

  Welcome to the Rosewood at Palermo Gardens, the lowest-priced new single-family homes in Franklin Township.This two-car garage ranch home offers comfort and convenience on one exceptionally livable level. Enter the large foyer from the front or garage doors, where there’s room to add functional family storage. Past the laundry room, the light-filled great room adjoins the gourmet kitchen,

  Ryan Homes Builder

  4133 Palermo Dr Unit 40058546, Indianapolis, IN 46239
• 

  

  /50

  $244,995

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,354 Sq Ft

  Ashton Plan at Silver Stream, Indianapolis, IN 46235

  Picture yourself in The Ashton a flexible ranch-style floorplan by Arbor Homes! Starting at 1,356 square feet, The Ashton offers a split layout ideal for families or first-time homeowners. Featuring three bedrooms and two full baths, this home provides plenty of room to personalize with your choice of finishes and upgrades.Step inside from the inviting front porch to a bright, open layout. Two

  Arbor Homes Builder

  4631 Jasper Ridge Blvd Unit 36450049, Indianapolis, IN 46235
• 

  

  /26

  $344,990

  New Construction $38K PRICE DROP

  • 3 - 4 Beds
  • 2 - 2.5 Baths
  • 2,439 Sq Ft

  Cumberland Plan at Maple Street Collection in Emerald Preserve, Indianapolis, IN 46239

  The Cumberland home design by Fischer Homes offers a well-balanced layout that harmonizes open gathering spaces with adaptable rooms throughout the home. With 3 to 4 bedrooms and 2 to 2.5 bathrooms, this design accommodates various lifestyle needs while providing a spacious 2,439 square feet of living space across two stories. Thoughtful transitions and sightlines between shared areas create a

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100028, Indianapolis, IN 46239
• 

  

  /59

  $499,900

  $15K PRICE DROP

  • 4 Beds
  • 2.5 Baths
  • 3,380 Sq Ft

  7761 Prairie View Dr, Indianapolis, IN 46256

  Looking for a spacious 4-bed, 2.5-bath home in northeast Indianapolis with room to grow? Built in 1997 on a quiet 0.43-acre wooded lot, this updated 3,380 sq ft home at 7761 Prairie View Dr has it all. Step into a bright two-story entryway leading to dual living rooms, hardwood floors, and a modern kitchen with a cozy breakfast nook. All four bedrooms and the laundry room are conveniently

  Andrea Ratcliff Redfin Corporation

  7761 Prairie View Dr, Indianapolis, IN 46256
• 

  

  /16

  $329,990

  New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,388+ Sq Ft

  Peyton Plan at Grayson, Indianapolis, IN 46239

  Welcome to the Peyton floorplan—a 2-story home featuring 4 bedrooms, 2.5 bathrooms, and 2,388–2,508 square feet of living space!

  M/I Homes Builder

  7311 Waylon Way Unit 36450335, Indianapolis, IN 46239
• 

  

  /93

  $421,990

  New Construction $34K PRICE DROP

  • 4 - 5 Beds
  • 2.5 - 4.5 Baths
  • 2,731 Sq Ft

  Wyatt Plan at Designer Collection in Emerald Preserve, Indianapolis, IN 46239

  The Wyatt home design by Fischer Homes presents a well-thought-out layout that balances open, shared living areas with adaptable room configurations. With 4 to 5 bedrooms and 2.5 to 4.5 baths, this versatile floorplan boasts a generous square footage of 2,731 square feet across two stories, supporting everyday routines while creating an engaging environment for gathering, relaxing, and personal

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100021, Indianapolis, IN 46239
• 

  

  /39

  $429,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 2,298 Sq Ft

  9715 Bitternut Run Ln, Indianapolis, IN 46259

  Welcome to 9715 Bitternut Run Lane, Indianapolis, Indiana — a new construction single-story home built by M/I Homes. This thoughtfully designed home offers 2,276 square feet of comfortable living space with 3 bedrooms and 2 bathrooms, all on 1 level.Step inside to discover an open-concept living space that creates a seamless flow between the main gathering areas. The single-story

  M/I Homes Builder

  9715 Bitternut Run Ln, Indianapolis, IN 46259
• 

  

  /13

  $329,900

  New Construction $20K PRICE DROP

  • 2 Beds
  • 2.5 Baths
  • 1,300 Sq Ft

  2143 Coretta Way, Indianapolis, IN 46202

  This unit is ready for immediate move-in! The Tannin with Terrace floor plan features two bedrooms, two full and one half baths, and an office for the perfect living combination. A one-car attached garage and office with a closet is located on the first floor, ideal for guests or an in-law suite. The second level features an open layout in which the kitchen and island opens up to dining and

  Onyx+East Builder

  2143 Coretta Way, Indianapolis, IN 46202
• 

  

  /10

  $493,490

  New Construction

  • 4 - 6 Beds
  • 2.5 - 5.5 Baths
  • 3,152+ Sq Ft

  Glendale Basement Plan at Hickory Run - Prestige Series, Indianapolis, IN 46239

  Welcome home to the Glendale. The Glendale is a brand-new floorplan in our Prestige Series, which has been carefully designed to fit the way you live today. Its standard layout features four bedrooms and two-and-a-half bathrooms. It also includes a flex room, a morning room, a loft, an open-concept design, a basement, and a two-car garage.

  M/I Homes Builder

  10103 Bitternut Run Unit 39413588, Indianapolis, IN 46239
• 

  

  /60

  $400,990

  New Construction $34K PRICE DROP

  • 3 - 4 Beds
  • 2 - 3 Baths
  • 2,069 Sq Ft

  Calvin Plan at Designer Collection in Emerald Preserve, Indianapolis, IN 46239

  The Calvin home design by Fischer Homes offers a carefully arranged layout that blends inviting shared spaces with adaptable rooms that can accommodate a range of needs. Featuring 3 to 4 bedrooms and 2 to 3 bathrooms, this one-story design spans 2,069 square feet and is crafted to feel both welcoming and practical. This plan supports everyday living with a natural flow between key areas while

  Fischer Homes Builder

  5250 Hickory Rd Unit 39100032, Indianapolis, IN 46239
• 

  

  /17

  $314,990

  New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,957 Sq Ft

  Sawyer Plan at Grayson, Indianapolis, IN 46239

  Looking for a new home in Franklin Township? The Sawyer plan might be your perfect match! This home offers 3 bedrooms, 2.5 bathrooms, and 1,957–2,063 square feet of living space.

  M/I Homes Builder

  7311 Waylon Way Unit 36147861, Indianapolis, IN 46239
• 

  /2

  $334,990

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,716 Sq Ft

  5502 Aspen Wood Ln, Indianapolis, IN 46239

  Discover this stunning new construction ranch villa home at 5502 Aspen Wood Lane in Indianapolis, built by M/I Homes. This thoughtfully designed 1,716 square foot home offers exceptional quality and comfortable living spaces. Key Features: 3 bedrooms, 2 full bathrooms Owner's en-suite bathroom with a dual-sink vanity Open-concept living space Extended veranda The home's floorplan maximizes

  M/I Homes Builder

  5502 Aspen Wood Ln, Indianapolis, IN 46239

Showing Results 161 - 200, Page 5 of 18