Jackson County NC Land & Home Lots for Sale

• 

  

  

  /11

  $37,000

  • Land
  • 5 Acres
  • $7,157 per Acre

  0000 Black Mountain Rd Unit 52, Cullowhee, NC 28723

  Offering $5,000 towards buyers closing costs or rate buy down! Discover the perfect opportunity to own 5.17 acres in the heart of Cullowhee, just minutes from Western Carolina University! This beautiful lot offers stunning mountain views with some clearing, making it an ideal spot for your dream home or investment property. Enjoy the convenience of being close to the river and all the amenities

  Jessica Kitsos WEICHERT, Realtors - Unlimited

  0000 Black Mountain Rd Unit 52, Cullowhee, NC 28723
• 

  

  

  /9

  $395,000

  • Land
  • 80 Acres
  • $4,967 per Acre

  00 Wedgewood Cove Rd, Sylva, NC 28779

  Large private tract adjoining US Forest Service, containing several springs with small creek running through property. Easy access and lots of potential uses.

  Larry Rogers Lamplighter Realty

  00 Wedgewood Cove Rd, Sylva, NC 28779
• 

  

  

  /16

  $65,000

  • Land
  • 7 Acres
  • $9,339 per Acre

  Lot F115 Leafy Knoll Cir, Glenville, NC 28736

  Potential views with some tree trimming on this nicely sloped 6.96 acre lot. Located within the gated community of Laurel Falls, bordered by the Nantahala National Forest. Head to the nearby Panthertown Trailhead, starting 25 miles of scenic trails. A wonderland for those loving the outdoors, the Laurel Falls community abuts Panthertown Valley which is known for its waterfalls, hiking, mountain

  Lee Smith Redfin Corporation

  Lot F115 Leafy Knoll Cir, Glenville, NC 28736
• 

  

  

  /15

  $95,000

  • Land
  • 1.00 Acre
  • $95,000 per Acre

  12 Channel View Dr, Cullowhee, NC 28723

  +/- 3,900 feet of elevation, lake, and boat dock access, with mountain views. Located in the Informal Gated community of Greycliff, the community offers wide paved roads throughout, community water, underground utilities, simple common sense restrictions, and a low minimum build requirement of 1,400 square feet. Greycliff is one of the few communities around Lake Glenville that offers the ability

  Rob Whitney Cashiers Sotheby's International Realty

  12 Channel View Dr, Cullowhee, NC 28723
• 

  

  

  /7

  $89,000

  • Land
  • 14 Acres
  • $6,398 per Acre

  Lot 63 Walnut Gap Rd, Cullowhee, NC 28723

  Incredible opportunity to own 13.91 acres that is bordered entirely by the bold flowing Taylor creek. The lay of the land, the pristine road system leading to and easy access to all the acreage really make this a must see. Easy and sensible restrictions along with a reasonable HOA fee to maintain the roads. This is a must see in the Cullowhee area. Minutes to Franklin, Glenville and Cullowhee/

  David James Evergreen Home & Land Dba Realty World Desoto Trail

  Lot 63 Walnut Gap Rd, Cullowhee, NC 28723
• 

  

  /14

  $239,000

  • Land
  • 1.01 Acres
  • $236,634 per Acre

  Lot 5 Dars Ln, Tuckasegee, NC 28783

  Build your mountain lake home on this beautiful lot at Cedar Cliff Lake. This property is located on the end of the lake where the water is deep, and the lake is wide. Duke Energy owns the shore line around this lake. Duke gave the owner permission to build the trail from the lot down to the lake and to build the boat dock which is larger and grandfathered in to accommodate motor boats. Cedar

  Carol Taylor Blue Ridge Premier Realty

  Lot 5 Dars Ln, Tuckasegee, NC 28783
• 

  

  /5

  $29,000

  • Land
  • 0.66 Acre
  • $43,939 per Acre

  66 Grandview Ct, Sapphire, NC 28774

  Gentle easy access property with some year round mountain view at a great and quiet cul-de-sac location in sought after Whisper Lake. Appears to have year round view of Hogback Mountain. Paved access, underground utilities including public water connection and fiber optics internet. Walking distance to fabulous Whisper Lake!! Hear the sounds of nearby Horsepasture River. Not a difficult

  William Kruckenberger Sapphire Valley Real Estate

  66 Grandview Ct, Sapphire, NC 28774
• 

  

  /15

  $93,500

  • Land
  • 7 Acres
  • $13,670 per Acre

  80 Choke Berry Ridge, Sylva, NC 28779

  A beautiful piece of mountain land with numerous outcroppings of natural stone and long range mountain views. A concrete roadway provides community access to a gently sloped soil roadbed leading to a level building site. No restrictions allow for many possibilities of use for site built home, as well as modular or mobile homes. Acreage may be subdivided, with several potential homesites. Long

  Timothy Reeves Re/Max Executive (Mls Only)

  80 Choke Berry Ridge, Sylva, NC 28779
• 

  

  /32

  $795,000

  • Land
  • 3.95 Acres
  • $201,266 per Acre

  Lot 21 Hardscrabble Ridge Rd, Highlands, NC 28741

  Nestled in the prestigious Bowery area of Highlands, this expansive 3.95-acre lot offers a rare opportunity to build your dream home. Enjoy breathtaking views of Whiteside Mountain while relishing the perfect balance of in-town convenience and serene privacy. With its gentle topography, this lot provides an ideal setting for an effortless build. There is already a trail into the lot with easy

  Jack Calloway Highlands Sotheby's International Realty - DT

  Lot 21 Hardscrabble Ridge Rd, Highlands, NC 28741
• 

  

  /46

  $249,111

  • Land
  • 25 Acres
  • $10,110 per Acre

  LT1 Varsity Dr, Sylva, NC 28779

  Nestled amidst the stunning landscapes of western North Carolina, this expansive 24.6-acre property offers breathtaking views of iconic peaks like Rocky Face and Mount Lyn Lowery from many of its potential home sites. With electric, telephone, and cable already in place at the lower portion, development is made easy and convenient. Perfectly situated near Highways 23/75, this land boasts

  Lane Monk LandCrazy.com

  LT1 Varsity Dr, Sylva, NC 28779
• 

  

  /23

  $175,000

  • Land
  • 3.00 Acres
  • $58,333 per Acre

  Lot 5 Osprey Mountain Way, Webster, NC 28779

  Lot 5 sets atop Osprey Mountain and features a ridge top South facing homesite, year-round long range, river overlook, and 180 degree views and an abundance of hardwood trees and avian wildlife. Ideal for a walk-out basement and multi-story home for an elevated living experience. Conveniently located within 4 miles of Sylva, Dillsboro, and Cullowhee, and is unrivaled in its proximity to local

  Bernard Gilchrist Sundog Realty

  Lot 5 Osprey Mountain Way, Webster, NC 28779
• 

  

  /38

  $95,000

  • Land
  • 0.93 Acre
  • $102,151 per Acre

  Lot 35 Club Lodges Dr, Cullowhee, NC 28723

  This ideal large golf course lot wraps around the 11th green of the highly acclaimed Trillium Links and Lake Club on Lake Glenville. This rare, spacious wooded lot can accommodate a variety of home styles and placements while still preserving your privacy. You are invited to use your own custom home design.As with all Trillium properties, ownership includes generational privileges. While

  Brenda Beye Highlands Sotheby's International Realty - DT

  Lot 35 Club Lodges Dr, Cullowhee, NC 28723
• 

  

  /42

  $95,000

  • Land
  • 0.72 Acre
  • $131,944 per Acre

  Lot 33 Club Lodges Dr, Cullowhee, NC 28723

  Design and live in your dream golf course home here, at the beginning of the 12th Fairway of the highly awarded Trillium Links and Lake Club on Lake Glenville. This large wooded lot will accommodate a variety of home styles and placements while still maintaining its own privacy. At Trillium, your Ownership/Membership will include generational privileges. While membership is not required or

  Brenda Beye Highlands Sotheby's International Realty - DT

  Lot 33 Club Lodges Dr, Cullowhee, NC 28723
• 

  

  /6

  $24,500

  • Land
  • 0.89 Acre
  • $27,466 per Acre

  50 Rustling Woods Trail, Cullowhee, NC 28723

  This lot is an ideal setting for a private, cozy mountain home. Located in the lovey gated community of The Cove at Flat Gap you are close to town and WCU. This wooded lot is a secluded slice of nature, covered in a dense mix of towering hardwoods and evergreens. The terrain slopes steeply downward, creating a dramatic landscape where sunlight filters through the canopy of trees. With a bit of

  Chantelle Bailey Landmark Realty Group - Frank Allen, Cashiers

  50 Rustling Woods Trail, Cullowhee, NC 28723
• 

  

  /14

  $250,000

  • Land
  • 30 Acres
  • $8,333 per Acre

  TBD Wayehutta Rd, Cullowhee, NC 28723

  30+/- Unrestricted acres with big views from home site! Very private! Perfect for the buyer looking to have a great ridge top building site (2800ft elevation) right in the middle of 30 acres! Hear the rushing sound of Wayehutta Creek from all over the property. Just 1 mile up the road is U.S. Forest Service Land and the Wayehutta OHV Riding Area. The property is conveniently located just 7 min

  Jeff Norwood Mossy Oak Properties Carolina Timber And Realty

  TBD Wayehutta Rd, Cullowhee, NC 28723
• 

  

  /33

  $498,000

  • Land
  • 8 Acres
  • $62,250 per Acre

  00 Zeb Buchanan Rd, Cullowhee, NC 28723

  Approximately unrestricted 8+ acres at over 4000 feet in elevation off a dead-end road. The property is gently rolling with mountain views including Double Top, Big Ridge, Black Balsam, Cold Mountain, Chestnut Mountain, Sheepcliff, Sassafras, Little Terrapin, Sassafras, Flat Mountain, Whiteside Mountain, Devil's Courthouse, and Shortoff. There are many possibilities with this unrestricted

  Catherine Garren (MLS Only) Highlands Sotheby's International Realty - DT

  00 Zeb Buchanan Rd, Cullowhee, NC 28723
• 

  

  /12

  $26,500

  • Land
  • 1.05 Acres
  • $25,238 per Acre

  00 Lori Ln, Whittier, NC 28789

  Unlock the Potential of This Mountain Property on Barkers Creek!Located on the scenic slopes of Barkers Creek, this unique land listing presents a fantastic opportunity for those looking to invest in the beauty of the mountains. While the property features a steep terrain, it offers the chance to create your own retreat or permanent residence tailored to your vision.Just minutes from

  Lo Weaver EXP Realty LLC

  00 Lori Ln, Whittier, NC 28789
• 

  

  /11

  $195,000

  • Land
  • 12 Acres
  • $16,345 per Acre

  4 Old # 4 Rd, Cherokee (Jackson Co.), NC 28719

  A VERY UNIQUE PROPERTY SITTING ON A BLUFF OVERLOOKING THE RIVER AND DOWNTOWN CHEROKEE. GORGEOUS LONG RANGE MOUNTAIN VIEWS. LAND IS LOCATED ON THE CHEROKEE INDIAN RESERVATION, BUT IS NOT TRIBA LAND. MULTIBLE BUILGING SITES AS PER COUNTY ENGINEER. BUILD YOUR DREAM HOME OR CABIN RENTALS, OR A TINY HOME DEVELOPMENT. TRIBAL WATER IS AVALIABLE FOR HOOK UP. FEES APPLY. A PORTION OF THE LAND HAS

  Oleda Wells Exp Realty, LLC (Mls Only)

  4 Old # 4 Rd, Cherokee (Jackson Co.), NC 28719
• 

  

  /14

  $349,000

  • Land
  • 10 Acres
  • $34,726 per Acre

  50A Maidenhaire Ln, Sapphire, NC 28774

  Spectacular opportunity to build your mountain dream home on this gently sloping 10+ acre estate lot located in the prestigious community of Bald Rock. This lot borders the National Forest and equestrian trails allowing easy access to trail ride, hike or mountain bike. Bald Rock community features waterfalls, wooden bridges and streams throughout plus an equestrian center and a pavilion with 2

  Jochen Lucke Silver Creek Real Estate Group, Inc.

  50A Maidenhaire Ln, Sapphire, NC 28774
• 

  

  /23

  $165,000

  • Land
  • 0.17 Acre
  • $970,588 per Acre

  316 River Club Dr Unit 3, Cullowhee, NC 28723

  Come see this great Riverfront homesite in this waterfront community. This homesite sits on the Tuckasegee River in the Cullowhee River Club. You too can build your riverside dream home as the homesite is prepped and ready to go, all in walking distance to the Stone Pavilion with stacked stone fireplace along with a fabulous patio and firepit to relax by the river. Take your pick!. This quaint

  Bernard Gilchrist Sundog Realty, Inc.

  316 River Club Dr Unit 3, Cullowhee, NC 28723
• 

  

  /24

  $165,000

  • Land
  • 0.17 Acre
  • $970,588 per Acre

  316 River Club Dr, Cullowhee, NC 28723

  Come see this great River Front homesite in one of the new and upcoming boutique communities. This homesite sits on the Tuckasegee River in the Cullowhee River Club. You too can build your riverside dream home as the homesite is prepped and ready to go, all in walking distance to the Stone Pavilion with stacked stone fireplace along with a fabulous patio and firepit to relax by the river. Take

  Bernard Gilchrist Sundog Realty

  316 River Club Dr, Cullowhee, NC 28723
• 

  

  /11

  $385,000

  • Land
  • 2.94 Acres
  • $130,952 per Acre

  Lot 30 Cliffridge, Cashiers, NC 28717

  Welcome to this stunning 2.94+/- acre lot conveniently located between Cashiers and Highlands in the desirable neighborhood of Continental Cliffs. With gentle topography, this property is an ideal canvas for your dream home or getaway retreat. The property boasts breathtaking mountain views (with clearing), offering the perfect blend of tranquility and natural beauty. A peaceful stream borders

  Sam Lupas Landmark Realty Group - Frank Allen, Cashiers

  Lot 30 Cliffridge, Cashiers, NC 28717
• 

  

  /16

  $42,500

  • Land
  • 2.03 Acres
  • $20,936 per Acre

  LT 17 Cocker Spaniel Ct, Whittier, NC 28789

  Stunning Acreage in Gated Mountain Community Nestled within the prestigious Barkers Creek Preserve, this 2.03+/- acre corner lot offers a rare opportunity to own a slice of Southern Appalachian paradise. Boasting a gently sloped terrain dotted with mature trees, this captivating property promises breathtaking long-range and mountain views that will take your breath away. Situated just 7.5 miles

  Makin' Dreams Happen Realty Group Kirkpatrick Realty Vacation Rentals LLC

  LT 17 Cocker Spaniel Ct, Whittier, NC 28789
• 

  

  /18

  $450,000

  • Land
  • 0.75 Acre
  • $600,000 per Acre

  155 Windrush Trail, Highlands, NC 28741

  Excellent opportunity to own a home site that offers both privacy and beautiful long range mountain views! This lot is a builders dream! Nearly level building site, property backs up to National Forest Land. Enjoy seamless connectivity with high-speed fiberoptic internet, and the convenience of community water and sewer service. Gated access manned 24/7, 365 days a year, underground utilities.

  Suzanne Sinclair Highlands Cove Realty at Old Edwards Club

  155 Windrush Trail, Highlands, NC 28741
• 

  

  /15

  $450,000

  • Land
  • 0.94 Acre
  • $478,723 per Acre

  156 Windrush Trail, Highlands, NC 28741

  Excellent opportunity to own a home site that offers both privacy and beautiful long range mountain views! This lot is a builders dream! Nearly level building site, property backs up to National Forest Land. Enjoy seamless connectivity with high-speed fiberoptic internet, and the convenience of community water and sewer service. Gated access manned 24/7, 365 days a year, underground utilities.

  Suzanne Sinclair Highlands Cove Realty at Old Edwards Club

  156 Windrush Trail, Highlands, NC 28741
• 

  

  /51

  $85,000

  • Land
  • 0.84 Acre
  • $101,190 per Acre

  Lt 11 Trillium Ridge Rd, Cullowhee, NC 28723

  Currently wooded view Lot located in Trillium Ridge covers over ¾ of an acre. Overlooking the 10th fairway, and across the road from the 11th tee box. Selective clearing could give it amazing mountain view (Note: see view potential from next lot beyond). An easily accessible location, this home site could be perfect for your mountain home. This community has fiber optics. As with all

  Brenda Beye Highlands Sotheby's International Realty - DT

  Lt 11 Trillium Ridge Rd, Cullowhee, NC 28723
• 

  

  /28

  $175,000

  • Land
  • 3.00 Acres
  • $58,333 per Acre

  Lot 5 Osprey Mountain Way Unit 5, Webster, NC 28779

  Lot 5 sets atop Osprey Mountain and features a ridge top South facing homesite, year-round long range, river overlook, and 180? views and an abundance of hardwood trees and avian wildlife. Ideal for a walk-out basement and multi-story home for an elevated living experience. Conveniently located within 4 miles of Sylva, Dillsboro, and Cullowhee, and is unrivaled in its proximity to local amenities

  Barry Byers B R Byers

  Lot 5 Osprey Mountain Way Unit 5, Webster, NC 28779
• 

  

  /46

  $595,000

  • Land
  • 1.00 Acre
  • $595,000 per Acre

  Lot 44 Kerry Hill Rd, Cashiers, NC 28717

  One mile from the Cashiers intersection lies one of the oldest private clubs in the area. The serene drive up the ‘naturally manicured” Big Sheepcliff road takes you by waterfalls, stocked trout ponds, large common areas, long-range vistas, and a surprising meadow on your way to Kerry Hill Road. You will instantly know why a home here is so treasured! This is a very rare offering of a flat,

  Brenda Beye Highlands Sotheby's International Realty - DT

  Lot 44 Kerry Hill Rd, Cashiers, NC 28717
• 

  

  /43

  $295,000

  • Land
  • 0.55 Acre
  • $536,364 per Acre

  238 Wild Iris Trail, Cashiers, NC 28717

  Nice Premium Lot in a quiet area of Trillium Links. This parcel is Near the end of a cul-de-sac and fronts on the 7th green (the “Bog”) of the award-winning Trillium Links Golf Course. The lot is “easy to build” as it slopes very gradually from the street to the golf course. With selective trimming, excellent golf course views and mountains will be part of your estate. Use your imagination to

  Brenda Beye Highlands Sotheby's International Realty - DT

  238 Wild Iris Trail, Cashiers, NC 28717
• 

  

  /6

  $110,000

  • Land
  • 3.54 Acres
  • $31,073 per Acre

  68 Parachute Ridge, Glenville, NC 28736

  Incredible mountain property. Located in the desirable Pilot Mountain area with wonderful vacation and primary residences. High sited lot with great views. This Parcel is well set for your dream vacation or permanent home build.

  Mark Little Realty One Group Vibe

  68 Parachute Ridge, Glenville, NC 28736
• 

  

  /18

  $19,000

  • Land
  • 2.75 Acres
  • $6,909 per Acre

  TR 6 Little Bit Trail, Whittier, NC 28789

  Welcome to High Top Mountain Community where the views are endless. Little Bit trail offers a couple of buildable areas, winter views, a pleasant stream, and overhead power. Theres even possibility for summer views with tree clearing on the lot. The community allows short term rentals, has minimal restrictions (960 sq ft minimum), well-maintained, wide gravel roads, and a community well to hook

  Jessi Rawlings Keller Williams Great Smokies

  TR 6 Little Bit Trail, Whittier, NC 28789
• 

  

  /4

  $150,000

  • Land
  • 3.48 Acres
  • $43,103 per Acre

  3 Big Trout Rd, Sylva, NC 28779

  Build your dream home overlooking the Tuckasegee River! Ideal location convenient to Sylva, Dillsboro, and Cullowhee. Minutes away from Western Carolina University. This lot has already been connected to county sewer; no septic needed. Homes on neighboring lots 1 & 2 are on the same well. Buyer has option to tap into that well with an agreement should that be desired. Helene flood waters

  Kimberly Budd NorthGroup Real Estate LLC

  3 Big Trout Rd, Sylva, NC 28779
• 

  

  /8

  $124,900

  • Land
  • 2.15 Acres
  • $58,093 per Acre

  00 Glade Dr, Dillsboro, NC 28779

  Discover the perfect blend of space, convenience, and opportunity with this beautiful 2.15-acre lot just minutes from downtown Sylva and Dillsboro. With no deed restrictions, you can design and build your dream home or investment property without limitations. This property features a generously sized house pad already in place, a well producing an impressive 30 gallons per minute, and the

  Kristie Brennan Vignette Realty, LLC

  00 Glade Dr, Dillsboro, NC 28779
• 

  

  /11

  $12,000

  • Land
  • 0.78 Acre
  • $15,385 per Acre

  LT 17 Enchanted Forest Dr, Sylva, NC 28779

  .78+/- acres in Enchanted Forest, could be some views with some tree cutting. Enchanted Forest Drive runs along the perimeter of this property, lending to multiple options for beginning a driveway and grading out a homesite!

  Evan Klatt Re/Max Elite Realty

  LT 17 Enchanted Forest Dr, Sylva, NC 28779
• 

  

  /16

  $1,295,000

  • Land
  • 70 Acres
  • $18,521 per Acre

  0 Mountain Forest Estates Rd Unit CAR4215266, Sylva, NC 28779

  Nestled in the heart of Western North Carolina, this 70-acre gated estate offers privacy and natural beauty plus long-range view of the Balsam Range. Multiple potential home sites, the property is accessed via well-maintained roads, making it ideal for those looking to build their dream retreat or family compound. Equipped with 3 wells, 2 septic systems, underground electricity, providing the

  Pat Sluder Western Carolina Properties, Inc.

  0 Mountain Forest Estates Rd Unit CAR4215266, Sylva, NC 28779
• 

  

  /16

  $1,295,000

  • Land
  • 70 Acres
  • $18,521 per Acre

  0 Mountain Forest Estate Rd, Sylva, NC 28779

  Nestled in the heart of Western North Carolina, this rare and tranquil 70-acre gated estate offers unparalleled privacy and a wealth of natural beauty plus stunning long-range view of the Balsam Range to the Northeast. Boasting multiple potential home sites, the property is accessed via well-maintained roads, making it ideal for those looking to build their dream retreat or family compound.

  Pat Sluder Western Carolina Properties-Dillsboro

  0 Mountain Forest Estate Rd, Sylva, NC 28779
• 

  

  /9

  $99,000

  • Land
  • 2.54 Acres
  • $38,976 per Acre

  18 Piney Knob Trail, Cullowhee, NC 28723

  Nestled in the beautifully maintained, gated community of Cross Creek Preserve at an impressive 4,200 feet elevation, this prime lot offers breathtaking long-range mountain views—perfect for your dream custom home. Cross Creek Preserve is a charming enclave just 8 miles from the heart of Cashiers and only 11 miles to Highlands, where you can explore a variety of fine dining, boutique shopping,

  Sarah Strawn Keller Williams Great Smokies

  18 Piney Knob Trail, Cullowhee, NC 28723
• 

  

  /25

  $120,000

  • Land
  • 6 Acres
  • $19,934 per Acre

  0 Hornet Dr Unit 26039729, Whittier, NC 28789

  This listing is for lots 2, 3, and 4 of Smokey Acres and has great potential for multiple homes. Located conveniently to access Bryson City, Whittier, Cherokee, Dillsboro and Sylva all in a 15 minutes drive or less. There are two house sites already prepared - one with a wooden shed directly off Hornet Drive and the other has a dirt road that ends in a more privately located house site location.

  Stevie Loftis Bryson City Realty Group, LLC

  0 Hornet Dr Unit 26039729, Whittier, NC 28789
• 

  

  /9

  $150,000

  • Land
  • 0.42 Acre
  • $357,143 per Acre

  10 Trellis Ln, Cullowhee, NC 28723

  Preferred location and lot in The Arbor at Trillium Ridge. This quiet street homesite adjoins the picturesque Garden Golf Chip ‘N Put course, and is across the street from the croquet court. An easily accessible location, this home site could be perfect for your mountain home. Use your own custom design or ask us for suggestions. Walking distance to the Indoor Tennis Courts, Croquet Courts (The

  Brenda Beye Highlands Sotheby's International Realty - DT

  10 Trellis Ln, Cullowhee, NC 28723
• 

  

  /34

  $95,000

  • Land
  • 0.78 Acre
  • $121,795 per Acre

  12 Trillium Ridge Rd, Cullowhee, NC 28723

  BIG VIEW LOT, located in Trillium Ridge, covers over of an acre and is absolutely gorgeous. Overlooking the 10th fairway and across the road from the 11th tee box, it has an amazing mountain view. An easily accessible location, this home site could be perfect for your mountain home. This community has fiber optics. Use your own custom home design or ask for a suggestion from us! As with all

  Brenda Beye Highlands Sotheby's International Realty - DT

  12 Trillium Ridge Rd, Cullowhee, NC 28723

Showing Results 481 - 520, Page 13 of 18