$640,224Average Value$242Average Price per Sq Ft29Homes For Sale
Midwestern town exudes Old World charm
Carmel, a city of around 102,000 in Hamilton County, Indiana, has a lot going for it. Recognized as one of the safest and best run cities in America, this carefully designed community combines the perks of a big city and the welcoming atmosphere of a smaller town.
Carmel’s downtown area has an old-world look not normally found in a midwestern city. The area, designed with narrow streets, flowerpot-bedecked streetlights and sidewalk cafes creates a streetscape reminiscent of Brussels or Vienna. Even the city’s 125 traffic roundabouts add to Carmel’s continental feel. When designing the community, city planners created a mixed zoning design like European cities where residents work, live, play and relax all in one space.
“Unlike most suburban cities, Carmel has invested millions of dollars in the public arts, including the Palladium concert hall, the centerpiece of the city’s Center for the Performing Arts, which includes two other theaters," says Rebecca Carl, Carmel’s director of marketing and communication. "There is also a substantial number of outdoor sculptures and murals that provide a beautiful backdrop to a walk or bike ride along the Monon Greenway."
It's not just the beautiful surroundings that appeal to homeowners. Carmel has a lower cost of living than most other Midwestern cities. “Our local taxes are among the lowest of any city our size in Indiana,” Carl says. “Far from a sleepy suburb of Indianapolis, Carmel has more than 130 corporate headquarters and many other corporate employers who make it easy to live and work in Carmel, rather than commuting to another city.”
Carmel sits 16 miles north of Downtown Indianapolis, though the drive is 23 miles via the Interstate 465 loop. The land here is mostly flat, highlighted by gently rolling hills and valleys. Carmel has a warm continental climate, but all four seasons appear. Winters are cold. Carmel sees about 23 inches of snow annually, with daytime highs in January hovering around 35 degrees. Summers are warm and comfortable. The hottest month is July, when daytime highs average 83 degrees and rarely get above 91.
Main Street in Carmel is filled with lots of shopping and dining options.
Midtown Plaza features a colorful mural city sign in downtown Carmel near East Carmel.
The Monon Trail in Downtown Carmel stretches for many miles into downtown Indianapolis.
Many fun statues are sprinkled around downtown Carmel near East Carmel.
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Well-connected urban and suburban neighborhoods
In the past 30 years, Carmel has tripled in size, growing from a true bedroom suburb to an edge city with an identity of its own. These newcomers aren't just making the short move north from Indy. This was once considered a fairly homogeneous community, but that is no longer true. "Over 100 languages are spoken in Carmel,” says Carmel city councilman Adam Aasen. “Carmel looked very different in 2002 than today.”
As the city began to grow, city planners worked to connect the growing subdivisions scattered across the area with Carmel’s urban core. The result is a seamless blend of urban and suburban sections connected via roads and plenty of open, green space.
Older neighborhoods feature mid-century ranch homes and split-levels. Newer subdivisions boast contemporary Farmhouse, American Standard and Craftsman style homes. Suburban neighborhoods all feature landscaped yards, plenty of shade trees and well-tended sidewalks. Townhomes and condos are popular closer to the urban core of the city. The median home price in Carmel is about $515,000, which is more than double that of Indianapolis. Prices range from around $170,000 for a 1-bedroom, 868-square-foot condo in the heart of downtown to more than $2 million for a five-bedroom, 6,300-square-foot lakefront home in a gated community.
Downtown Carmel is surrounded by neighborhoods offering different price levels.
Many of the older homes in East Carmel have been renovated.
East Carmel is full of many styles of homes, from giant mansions to smaller ranches.
Here's a more modest two story home found among the larger homes in East Carmel.
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One of Indiana's top-ranked school districts
The Carmel Clay School system is excellent. The district is rated A-plus by Niche and has won 10 National Blue Ribbon Awards for its exemplary teachers and learning programs. Niche ranks it as the top school district in the Indianapolis area, and No. 2 overall in the entire state. The school system serves about 16,000 students across 15 schools. Schools in Carmel are large — the elementary schools all have more than 600 students and the middle schools have more than 1,000.
The city’s one high school, Carmel High, has more than 5,300 students, making it one of the nation’s largest secondary schools. Despite that sizable number, the school has a 97% graduation rate. Its average SAT score is 1300. The school is nationally known for its athletic programs, which have won more state championships than any school in Indiana. “The school also has a very successful media program — radio, TV, newspaper — that has produced nationally known figures such as NPR’s Steve Inskeep and the Food Network’s Ted Allen,” Carl says.
The Monon Trail, a Gold Medal park system, and championship golf courses
The Carmel Clay Parks and Recreation Department is a two-time national Gold Medal winner, managing more than 700 acres of park land spread across 17 parks and greenways.
The Monon Trail is a 27-mile path stretching from Indianapolis to just north of Carmel on what was once the Monon Railroad. Today, the trail crosses through Carmel, providing residents easy access to dozens of shops, parks and restaurants. On a warm summer’s day, the trail usually bustles with activity as cyclists, dogwalkers, runners and families all hit the trail.
Accessibility and variety are emphasized in Carmel's parks. Highlights include River Heritage Park has a wheelchair-compatible playground and pathway overlooking the White River. Founders Park features native prairie, wetlands and a fishing pond near a playground designed to reflect its natural surroundings. Even every dog has its day at the 3-acre Central Dog Park, which is so popular that it has a waiting list for memberships.
Most kids in Carmel will probably say the city’s best summertime park is The Waterpark. The venue, open only during the summer season, includes a lazy river, adventure slides, a wave machine and other watery activities.
Carmel is one of Indiana's top cities for golf. Crooked Stick Golf Club is a private course designed by the world-renowned golf course designer Pete Dye, who once lived just off the 18th hole. The course has hosted prestigious events like the PGA Championship and the BMW Championship, and will host the 2028 U.S. Senior Open. Plum Creek is another Dye-designed private course in Carmel, while Brookshire Golf Club and Prairie View Golf Club are open to the public.
Flowing Well Park is a great place to go for a hike in East Carmel.
Practice your swing on the back nine at Woodland Country Club in Carmel.
A more wooded section of the Monon Trail cuts through downtown near East Carmel.
East Carmel's River Heritage Park is a small, quiet park that's perfect for walking a dog.
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CarmelFest, concerts and Christkindlmarkt among city's many popular events
Carmel is known as a city of events. Since the late 1980s, residents have embraced CarmelFest. This annual summer event observes the nation’s birthday with live entertainment, a summer marketplace, local food vendors and fireworks to celebrate American independence. The Fourth of July parade is one of the city's annual highlights.
The annual Art of Wine festival is held in May in the Carmel Arts & Design District. While only the 21-and-older crowd can sample the wine, the event is open to all ages. Enjoy wine tastings from vineyards across the state while listening to street musicians and checking out the many shops and restaurants.
The city sponsors a Family Concert Series on Wednesday evenings from June through September. Held at the Gazebo in Carmel’s Civic Square, the concert series features family-friendly pop, rock, country and jazz musicians. Residents who attend this popular event usually bring a picnic dinner, lawn chains and a blanket to enjoy the music.
In winter, downtown's Carter Green transforms into the Carmel Christkindlmarkt, which offers the quaint feel of an open-air European holiday market.
Carmel Porchfest brings local musicians together to play their music on front porches twice a year. Singers and bands take to porches to perform for the public at no cost. Residents throng the streets of Carmel as they walk from one participating home to the next. Food, wine, beer, and arts-and-crafts vendors are located throughout the city to provide attendees with sustenance and shopping opportunities.
The Palladium provides a much bigger stage for musicians. Known for state-of-the-art acoustics, the venue has drawn artists such as Tony Bennett, John Legend and Sting to its stage since opening in 2011.
The magnificent Palladium rests in downtown Carmel near East Carmel.
Live music is on tap at Downtown Carmel's Midtown Plaza.
Many of the events at Downtown Carmel's Meet Me on Main take place at Midtown Plaza.
There are many vendors selling fresh produce at Carmel's Winter Farmers Market.
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Carmel shopping centers stand out
Carmel City Center is more than just a shopping center — it’s a destination. This upscale retail hub features trendy boutiques, specialty shops and restaurants. The center is laid out in a charming setting reminiscent of the Georgian architecture in many European cities. Stone sidewalks and brick streets wind through the center, leading shoppers past water fountains and quiet rest areas.
Pet-friendly shopping area Clay Terrace is home to locally owned shops and national chains such as Chico’s, Orvis and American Eagle. The shopping destination features several dining options including Kona Grill and Qdoba. It also has a dog park.
Carmel is home to many nationally and regionally recognized supermarkets, including Aldi, Kroger, The Fresh Market, Meijer, Needler's Fresh Market and Whole Foods. Carmel's Farmers Market, which draws in more than 60,000 shoppers from May through October, is a popular source of locally grown produce. For those who prefer all-in-one shopping convenience in department stores, Carmel is also home to Target and Walmart.
Kroger is one of the many national chain stores in Downtown Carmel.
Grab a seat at the scenic bar at Cake Bake in Carmel
Locals head to Needler's Fresh Market on 126th St in East Carmel.
Downtown's Main Street is always full of people walking around.
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The city of roundabouts
Carmel’s roundabout-based street system stands out not only in Indiana but in the United States. With more than 150 roundabouts, Carmel has the most of any American city. The city says the rate of injury-causing accidents has decreased by 80% since roundabouts were implemented. The city has also made an effort to make roundabouts aesthetically pleasing, commissioning sculptures and artwork for traffic circles.
The city is 23 miles from Downtown Indianapolis via I-465 and 31 miles from Indianapolis International Airport along the same route. Range Line Road (US-31) divides the city in half and connects with I-465.
The roads in Carmel also have a reputation for being well maintained, which is no small feat in Midwestern winters notorious for producing potholes. As Realtor with Compton Home Group, Jason Compton, says, “Driving into Carmel is like giving your car a featherbed to flop into after it has just completed the Oregon Trail in a wagon train.”
A lack of public transportation makes Carmel a car-dependent community, but the League of American Bicyclists has named it a Silver Level Bicycle Friendly City.
A sterling reputation for safety
"Carmel is known for public safety," Aasen says. "In a survey of residents, 'safe' and 'clean' were the two most prominent words in the word cloud."
Safewise and SmartAsset have listed Carmel as one of the five safest suburbs in the United States in multiple years, citing low rates of violent crime and property crime. The 2023 violent crime rate of 33 per 100,000 residents was about one-quarter the national average, and and property crime rate of 68.9 per 100,000 residents is about one-third the national average.
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On average, homes in Carmel, IN sell after 46 days on the market compared to the national average of 70 days. The median sale price for homes in Carmel, IN over the last 12 months is $620,945, up 3% from the median home sale price over the previous 12 months.
Welcome to Windemere, one of Carmel's most prestigious gated communities. This 5-bedroom, 4 full-bath, 2 half-bath home combines timeless design with a functional layout and outstanding indoor-outdoor living. Beautiful hardwood floors, detailed crown molding, and custom built-ins in the main-level den create a warm, elevated feel. The great room features a wall of windows, gas fireplace, and
Welcome to your opportunity in sought-after Carmel! This spacious 5-bedroom, 3.5-bath home with a finished basement sits on a beautiful .30-acre lot backing to mature trees-offering both privacy and potential. With over 4,400 sq ft, including a thoughtfully designed basement perfect for entertaining, this home offers generous living space for today's lifestyle. Inside, you'll find a flexible main
Welcome to this sprawling well maintained brick rambler. The living room becomes a haven with the fireplace, enhanced by the soaring height of a vaulted ceiling, while built-in shelves provide an elegant space to display your treasured possessions. In the kitchen, culinary endeavors are elevated by the stylish kitchen bar, and the thoughtfully designed kitchen peninsula, and an island range hood,
Welcome to Windemere, one of Carmel's most prestigious gated communities. This 5-bedroom, 4 full-bath, 2 half-bath home combines timeless design with a functional layout and outstanding indoor-outdoor living. Beautiful hardwood floors, detailed crown molding, and custom built-ins in the main-level den create a warm, elevated feel. The great room features a wall of windows, gas fireplace, and
Welcome to your opportunity in sought-after Carmel! This spacious 5-bedroom, 3.5-bath home with a finished basement sits on a beautiful .30-acre lot backing to mature trees-offering both privacy and potential. With over 4,400 sq ft, including a thoughtfully designed basement perfect for entertaining, this home offers generous living space for today's lifestyle. Inside, you'll find a flexible main
Welcome to this sprawling well maintained brick rambler. The living room becomes a haven with the fireplace, enhanced by the soaring height of a vaulted ceiling, while built-in shelves provide an elegant space to display your treasured possessions. In the kitchen, culinary endeavors are elevated by the stylish kitchen bar, and the thoughtfully designed kitchen peninsula, and an island range hood,
This 4 bedroom 2.5 bath home is located on a large premium private cul-de-sac lot with mature trees and access to flowing well park. This home is right in the heart of Carmel with easy access to all parts of the city. Large Great room has gas fireplace, cathedral ceilings and loads of natural light. Large eat in kitchen with Granite counter tops, center island and Pantry. Upstairs offers the
Discover our premier apartment community, Muse Carmel, in Carmel, IN, just 30 minutes north of Indianapolis! This vibrant community in the Carmel neighborhood is close to Central Park, high-end restaurants and boutique local stores. All of our apartments are pet-friendly and the perfect home for professionals, students, families, seniors, and everyone in between. Take a closer look at everything
Solid brick ranch with 3 Bedrooms, 1.5 Bath w/screened porch and lots of updates inside! Beautiful hardwood floors, updated baths and Kitchen. Neutral decor. Quiet street. Mature treed lot. Side load 2-car attached garage. Newer appliances and washer and dryer. NO smoking in home, garage or porch. Pets w/approval and additional pet deposit. Carmel schools!
West Carmel is part of Carmel, Indiana, a celebrated suburb in Indianapolis. Known as the “Roundabout Capital of the United States,” Carmel is a growing suburb with more than 100,000 people living there. West Carmel is responsible for this expansion, with newer construction popping up everywhere. While living in West Carmel, let the roundabouts take you to the best amenities of Carmel.
Students living in West Carmel attend Towne Meadow Elementary, Creekside Middle and Carmel High, with all having at least an A rating on Niche.com. Carmel High School is known for its academics and athletics. Since 1970, Carmel has won over 180 state championships. The CHS Polytechnic initiative is a recent effort to give students a hands-on look into the fields of art and design, business, communications, engineering and technology.
Homes are mostly built in the early 2000s. Houses range from townhomes to larger homes with six bedrooms and five baths. Subdivisions like the Village of WestClay give residents access to playgrounds, swimming pools, walking paths and tennis courts. Neo-Tudors, Neo-Colonials and Neo-Victorian homes are predominant in this subdivision. The median listing price for West Carmel is $625,000.
“The big draw of living here is the Carmel Art and Design District, with has unique restaurants, art galleries and interior design studios, the Carmel Arts & Design District attracts both Carmel residents and weekend visitors,” says Susan Forrest, Realtor with United Real Estate Indianapolis. Visit CCA Gallery to support the work of Indiana artists. For dining, there is Bub’s Burgers & Ice Cream, which can be easily accessed by the Monon Trail and is one of Indy’s classic burger joints. If you eat the “Big Ugly” One Pound, you will have your picture on the wall. As an alternative, try the “Big Ugly” Elk One Pound, which features their signature Elk burger. There is also Muldoon’s on Main, a favorite neighborhood bar that specializes in Irish classics like shepherd’s pie and fish and chips. They also specialize in local favorites like the breaded tenderloin.
Residents of West Carmel enjoy access to a host of parks that showcase the beauty of this suburb. West Park features several different trails and a prairie maze, that allows residents to be within nature. The park’s playground channels the vivid imaginations of kids. There is a towering clock structure with a huge slide, musical instruments and a merry-go-round. The park’s splash pad opens during the summer. Beyond the Jill Perelman Pavilion sits the Natural Adventure Playground. Older kids are put to the test as they climb cargo nets and scale a rock-climbing wall.
Explore the manicured grounds of the 125-acre Coxhall Gardens and marvel at the two 90-foot bell towers or have a picnic by the park’s lake. The Centerpiece works as a place for community events, concerts and weddings. In September, residents enjoy the Concerts in the Centerpiece event, where they can come out for an evening of jazz, pop, rock and soul. The park’s children’s garden calls for exploration. There are tunnels, small hills and gardens. The Butterfly Village includes playhouses that mimic a restaurant, grocery store and other amenities. There is also a sandbox. After rainstorms, this sand area is a great place for little ones to build sandcastles and other creations.
During the 4th of July holiday, the community comes together for the CarmelFest, which combines a parade, a festival and fireworks. In December, during the holiday season, residents visit the Carmel Christkindlmarkt. Originally a tradition in Germany, residents can experience it right at home. This holiday market was named the best holiday market by USA Today editors and readers in 2022. Residents can taste authentic German food and drinks, buy gifts and enjoy the outdoor skating rink. It is a little reminder of the effort the community makes to put a smile on the faces of those who live there.
Initially a bedroom community of Indianapolis, Carmel now features a thriving downtown of its own with plentiful parks and one of the top school districts in Indiana. East Carmel is a primarily residential area that provides easy access to the many amenities in this burgeoning edge city of more than 100,000 residents. “Decades ago, up through the mid-’90s, if you wanted to go out to eat, if you wanted to go to a show, you’d have to travel to Indianapolis -- in many cases to downtown Indianapolis,” says Adam Aasen, city councilor for Carmel’s Southeast District. That’s no longer the case, making East Carmel a highly desirable location.
Thanks to its proximity to Interstate 465 and Indianapolis, East Carmel is where Carmel experienced its original growth spurt. Most of the homes built in the area were part of Carmel’s 900% growth in population between 1960-2000. Subdivisions of ranches and bi-levels built in the ‘60s and ‘70s have winding streets and cul-de-sacs. There are also custom builds from the 1990s and 2000s, as well as a pair of private lake communities and a golf course community. Estate homes in these communities range from $700,000-1.4 million. Houses elsewhere in East Carmel are between $283,000-690,000.
Carmel Clay Schools have an A-plus rating on Niche, making it the No. 2 school district in the entire state. There are five elementary schools in East Carmel: Mohawk Trails, Woodbrook, Forest Dale, Cherry Tree and Prairie Trace. All five elementary schools feed into Clay Middle School. Students move on to Carmel High School, which is regularly rated among the state’s best. Even as the town has grown, care has been taken in expanding the Carmel High campus rather than splitting into two high schools, giving every student access to unique features like an auto shop and a planetarium.
The Carmel Clay park system is a two-time national Gold Medal winner, with many of its more than 500 acres of park space in East Carmel. Accessibility is a major emphasis, as is variety. River Heritage Park has a wheelchair-compatible playground and pathway overlooking White River. Founders Park features native prairie, wetlands and a fishing pond near a playground designed to reflect its natural surroundings. Inlow Park is known for its splash pad and disc golf course. East Carmel is also a golfer’s haven. Flowing Well Park is home to Old Faithful, an artesian well first discovered in the 1800s. Residents still fill jugs of water here. City-owned Brookshire Golf Course opened in 1970 and is known for its affordable rates. It also features a pool available to city residents with a membership pass. Prairie View Golf Club is the only Robert Trent Jones Jr. design in Indiana and is the rare public course with caddies for those who prefer to walk the course. Plum Creek is a private golf community with a course designed by Pete Dye.
Grocery choices are plentiful here. In addition to the ubiquitous Central Indiana Kroger, East Carmel features Needler’s Fresh Market, Fresh Thyme Market, and The Fresh Market. Breakfast cafes are particularly popular in East Carmel. Rose and Lois Coffee Shop, Cafe Patachou and the veteran-owned Rad’s all feed the area’s breakfast and brunch needs. Roots Burger Bar is a top neighborhood lunch and dinner spot.
In 1924, Carmel was one of the first American cities with a traffic light. These days, it’s aiming to be one of the first to get rid of its traffic lights in favor of roundabouts. “There could be a day where we only have one traffic light, and that’s because it’s kind of historic,” Aasen says. The city’s preponderance of roundabouts is unusual for Indiana, but Aasen says it’s no coincidence that Carmel's traffic fatalities rate is among the state’s lowest per capita. “By design, they create less head-on collisions,” he says. Though not quite as bike-friendly as Carmel’s downtown or west side, East Carmel has enough bike lanes to earn a 55/100 bike score. There is no public transit in Carmel.
Residents can travel to multiple events in downtown Carmel. The 151,000-square foot Palladium at the Center for Performing Arts has hosted top-line performers like Sting, John Legend and the late Tony Bennett. From Thanksgiving until Christmas, the Carmel Christkindlmarket sets up its German-inspired outdoor shops and skating rink next to The Palladium. And Carmel puts great pride into Carmel Fest, a two-day event culminating with the city’s Fourth of July parade and fireworks show. “The parade is one of the most popular in the state,” Aasen says. “People make fun of us because you see people put out chairs to reserve spots on the parade route two weeks in advance.”
Aasen notes that the ability to put a chair along the July 4th parade route two weeks in advance underscores one of the best parts of living in Carmel -- no one is worried their chair will be stolen. Carmel is statistically among the safest places in the country, with East Carmel crime rating 1 out of 10 in the CAP Index.
Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.
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