Gulf Coast city that offers a "fantastic quality of life"
Residents of Clearwater enjoy year-round access to an array of amenities and attractions that make it one of the Gulf Coast's premier tourist destinations. White-sand beaches, waterfront parks and plenty of watersports—including boating and fishing—define this city of over 116,000 people.
Yet Clearwater's identity extends beyond just water. It has been the spring training home of Major League Baseball's Philadelphia Phillies since 1947 and the spiritual headquarters of the Church of Scientology since 1975. "This is my hometown, and I've lived here most of my life. The thing most people love about Clearwater is the access to so many things to do," says Kirsten Kelley, a real estate agent with Coldwell Banker. "You've got beaches and sports teams, but also great jobs and affordable housing. It's a fantastic city for quality of life."
Stroll by the performers at Pier 4 in Clearwater Beach.
Island Estates almost every house is a waterfront home.
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Tourism, real estate are a big part of the economy
Over 15 million tourists visited the St. Pete-Clearwater region in 2024 and were responsible for more than $11 billion in economic impact. The influx of visitors has been a boon to the hospitality industry as well as the real estate industry, with rental properties becoming sought-after investments. Pinellas County typically limits short-term rentals to areas near the beach, but that leaves plenty of options for longer-term visitors while protecting homeowners. "We get a lot of snowbirds here from November through May, and we have a lot of winter rentals," says Cathy Seguin, a Realtor with Keller Williams and city resident. "If you stay for less than six months, there's a travel tax, so that helps our economy, too."
Major employers in Clearwater include BayCare Health System, GE's Center of Excellence and Aerosonic Corporation, an aerospace company. While not a traditional employer, the Church of Scientology has a large economic footprint. It has spent hundreds of millions buying property in Downtown Clearwater, where the former Fort Harrison Hotel serves as the church's headquarters.
Downtown Clearwater is surrounded by scenic beauty everywhere you look.
The Clearwater Patriot Fest is an annual event to celebrate our Veterans.
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Clearwater Beach, Coachman Park are recreational highlights
Clearwater Beach is the heart of the city's waterfront lifestyle. It has been ranked as one of the top 15 white-sand beaches in the world by Travel + Leisure, and USA Today recently named it the No. 1 beach in the South. The neighboring barrier island of Sand Key features a public beach as part of a 95-acre park. "We have lots of little beaches that aren't as crowded, and you have a little more nature," Seguin says.
The city has more than 100 parks. "I've lived here for 13 years, and that is one of the things that drew me here," Seguin says. "For such a densely populated area, they really keep things open for recreation." One of the most popular is Coachman Park, which graces the shores of the Intracoastal Waterway on the western edge of Downtown Clearwater. A recent $84 million transformation added playgrounds, splash pads and The Sound, an amphitheater with a covered-seating section and lawn area that can host up to 9,000 spectators. "They have a lot of concerts there; Styx was here just last week," Seguin says. "It's attractive for locals and tourists." The park also hosts many of the city's signature events, including the Market Marie on the second Saturday of every month.
Golf courses include the semi-private Clearwater Country Club, established in 1920 in Downtown Clearwater. Baseball fans flock to BayCare Park each March for Phillies spring training games. The Tampa Bay Rays normally play about 25 miles south in St. Pete, although their home field sustained significant damage from Hurricane Milton. The team will play its 2025 home games at Steinbrenner Field in Tampa. Raymond James Stadium, home of the NFL's Tampa Bay Buccaneers, is adjacent to Steinbrenner Field. Both are just across Old Tampa Bay, less than 20 miles away.
The north end of Clearwater beach is quite area close to Island Estates.
This frisbee golfer wraps up a nice day on the mostly shaded course in Coachman.
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Downtown Clearwater, Clearwater Beach are commercial centers
Downtown Clearwater's Cleveland Street is a palm tree-lined, walkable area with shops, restaurants and entertainment venues stretching east from the waterfront. "Contemporary is a good word for it," Seguin says. "There used to not be a lot to do downtown, but it has changed in the last three or four years. A lot of small businesses are opening up, and there are a lot of outdoor eateries." Also on Cleveland Street is the historic Capitol Theatre, part of the Richard B. Baumgardner Center for the Performing Arts that includes Ruth Eckerd Hall on the city's east side. Just across the Intracoastal Waterway, Clearwater Beach is packed with bars and restaurants boasting Gulf views. Many of the businesses on Clearwater Beach were impacted by the 2024 hurricane season, but most have reopened.
Shopping centers are concentrated along the State Road 60 and U.S. Highway 19 commercial corridors that crisscross the city. They include Countryside Mall, with department stores, supermarkets and chain restaurants.
In Downtown Clearwater you can hop in your boat and go to the beach for lunch.
Downtown Clearwater is known for their aqua blue waters of the Gulf of Mexico.
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Housing includes condos and waterfront estates
The many neighborhoods in Clearwater offer homebuyers a wide range of options in a variety of settings. Historic homes can be found in neighborhoods such as Harbor Oaks and Glenwood. Established neighborhoods like Coachman Ridge and Northwood Estates feature ranch-style homes and other midcentury designs. Golf course communities with a mix of condos, townhouses and single-family homes are concentrated on the city's far north side. Prices for single-family homes located inland typically range from $300,000 to the low $800,000s. Those on the water can range from the mid-$800,000s to more than $8 million. The city's largest, most expensive homes can be found in sought-after waterfront neighborhoods such as Island Estates and Clearwater Beach.
Condos are also prevalent in the city. Inland units can start around $100,000 and run into the $300,000s. The largest concentration can be found at On Top of the World, a well-established retirement community. Waterfront options range from the low $300,000s for bayside units to multimillion-dollar condos in high-rises along the Gulf. The median home sales price for all of Clearwater is about $360,000. "As a local and an agent, I would say the market right now is healthy," Kelley says. "The buyers have competition, and the sellers have competition. Neither side can be arrogant."
While the risk levels vary from low to extreme, every neighborhood in the city is in a flood zone. Prospective homebuyers should be aware that insurance rates will be affected by where they live.
Spacious, large new homes are being build throughout the Downtown Clearwater neighborhood.
Quaint cottage homes are along treelined streets in the Downtown Clearwater neighborhood.
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Well-rated Pinellas County Schools
Students are served by Pinellas County Schools, which Niche gives an A-minus and ranks as the top district in the Tampa area. Most of the city's schools are rated B or better by Niche, and Pinellas County Schools offers school choice. Highly rated K-8 charter schools include Discovery Academy of Science, an A-rated institution that Niche ranks as the No. 2 charter school in the Tampa area.
Belleair Elementary School teaches K-5th grade all the fundamentals of learning development.
Clearwater Intermediate has 165 students and serves grades 4-9.
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State Road 60, U.S. Highway 19 provide quick access to Tampa, St. Pete
The Pinellas Suncoast Transit Authority provides public transportation, with bus stops throughout the city. That includes service to Morton Plant Hospital, Clearwater's premier medical center. State Road 60 and U.S. Highway 19 are the primary thoroughfares for local and regional travel. SR 60 provides residents with direct access across the Intracoastal Waterway to Clearwater Beach. Heading east, it becomes the Courtney Campbell Causeway and leads directly to Tampa International Airport on the shores of Old Tampa Bay. St. Pete-Clearwater International Airport is even closer. It is just minutes east of U.S. 19, which runs along the Gulf Coast and provides access to greater St. Pete. It eventually connects to Interstate 275, about 25 miles south.
Property crime trending downward
The Clearwater Police Department reports that crime numbers in several categories are trending downward. Most notably, burglaries decreased by 14%, robberies by 5% and auto thefts by 3% between 2023 and 2024. The department tracks individual offenses through Lexus Nexus, so detailed crime information, broken down by neighborhood, can be found on the city's police department website.
Written By
Matt Pallister
Photography Contributed By
David Hall
Video By
Maurice McNeil
Interested in learning more about homes in this area?
Reach out to
Scott Coldwell,
an experienced agent in this area.
On average, homes in Clearwater, FL sell after 80 days on the market compared to the national average of 53 days. The median sale price for homes in Clearwater, FL over the last 12 months is $284,900, down 5% from the median home sale price over the previous 12 months.
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Spacious and bright describes this delightful 3 bedroom, 2 bathroom condo in St Andrews Cove in the heart of Clearwater. Having the third bedroom is golden, especially if you work from home and want an office in addition to a second bedroom. This condo is open, light and bright with 3 generous sized bedrooms, a large living area and an updated galley kitchen with granite countertops, white
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Residents of Island Estates wake up every morning surrounded by the clear blue waters of Clearwater Bay. This nautical neighborhood is a half-mile from the beach and a short drive to downtown Clearwater—making it easy to get to major attractions. Private island living is on offer in this prestigious, close-knit community known by locals as merely "The Island." Island Estates has a highly active social committee that organizes monthly gatherings, ladies' luncheons, annual barbeques, block parties and festive holiday celebrations. Residents are positioned right in the Intracoastal Waterway, with gated bridge access across the Canal that ensures security and privacy. Those who live here enjoy residing in a community where they can dock their boats in their backyards and still walk or bike to the ocean, which they can access via a Hammock Dunes private, gated walkover.
Those who live on The Island have access to Clearwater mainland via the Clearwater Memorial Causeway. This could be by car, though the causeway also features a bike trail, making it easy to get around on two wheels. Various PSTA bus stops line Mandalay Avenue at Clearwater Beach to the east of Island Estates and are easily accessible via bike.
Homes in Island Estates were primarily built in the 1960s and 1970s and include everything from ranch-style homes with stucco walls to soaring condominium towers with resort-style amenities. "Naturally, many of the homes and condos are on the waterfront," says Merry Donovan, a local realtor with Charles Rutenberg Realty. "Many residents have boats." Modern estates and Mediterranean-inspired villas sitting on the water can also be found in the area, with prices ranging from $200,000 for a small condo unit to $11.5 million for a sprawling estate with a private dock. Despite its aquatic surroundings, the neighborhood is considered more of a residential area than a vacation spot, so many residents live there full-time.
Island Estates students naturally travel to the mainland for their schooling. Children attend Belleair Elementary School, which has an overall Niche grade of B. The school offers a variety of clubs, along with a STEM program and multicultural program. Next, they attend Clearwater Intermediate School, which has an overall Niche grade of C, serves grades four through nine, and requires an application to attend. Teenagers attend Clearwater High School, which has an overall Niche grade of B and is ranked the 18th-best public high school in Pinellas County.
Locals can soak up the Floridian sun and surf at the nearby Caladesi Island State Park, easily accessible by boat or via a quick drive over the causeway. Visitors can kayak through the mangrove forest and snap photos of local birds. The three-mile-long nature trail serves as a scenic hike, and the pavilions provide an ideal picnic spot. Those who didn't pack lunch can grab a bite at Cafe Caladesi. Meanwhile, it's just a quick bike ride or drive on the Memorial Causeway to get east to mainland Clearwater or west to Clearwater Beach. Sunset Sam Park is a great place for little ones to blow off steam, with a covered playground and beautiful sunset views.
Those fascinated by marine life have quick access to the Clearwater Marine Aquarium, which focuses on the rehabilitation, research and conservation of marine animals. The museum opened in 1972 and has a few permanent residents, one of the most famous being a bottlenose dolphin who lost its tail and was fitted for a prosthetic—the inspiration for the film "Dolphin Tale."
When hunger strikes, locals flock to Island Way Grill, which puts an Asian spin on steak, sushi and freshly caught seafood. Their kitchen is stocked with grouper, snapper and more, thanks to the daily efforts of local fishermen. Diners also enjoy a front-row seat to the area's spectacular sunsets. Windward Bar & Grill is another option, with pizza, burgers and a popular Sunday brunch. The tavern-style eatery is known for being a local hangout. Meanwhile, locals don't need to trek to the mainland for their weekly groceries—there's a Publix right on the island.
Old Bay District hugs the harbor just across from the beach and a few blocks north of downtown Clearwater. With this convenient location, residents enjoy much outdoor recreation on the water and community-led events in this small coastal suburb. Golfing is another popular draw for homebuyers, according to Tiana Lake, a Realtor with eXp Realty who has lived in the Clearwater and Tampa areas for over two decades. “Like-minded people move here to be near each other and the beaches,” says Lake. “A lot of people move here from colder areas, which is making the area more commercialized.”
People can host picnics at Garden Avenue Park, which also has a playground. Clearwater Tides Marina is where water lovers go to boat or jet ski on the water. The Landings is the nearest public golf course, where pro and amateur golfers take advantage of the 18-hole course, a clubhouse and a bar. Children go to Greenwood Recreation Center for different athletic programs like basketball, swimming and more.
The community regularly meets at Clearwater Garden Club, a place with programs and local projects that bring neighbors together and maintain nature. Projects include composting, a Mother’s Day Plant Sale, arts and crafts classes and more. It has been an important part of Old Bay since 1950. Francis Wilson Playhouse has been offering musical performances since 1935. The theater is named after an Old Bay District celebrity who enjoyed a lifelong career on Broadway.
Homes in the Old Bay District include 1980s condos and ranch-style bungalows ranging from $250,000 to $500,000. On average, homes sell after 83 days on the market compared to the national average of 42 days. There are also plenty of waterfront properties that back right up to the harbor, ranging from $600,000 to more than $1 million.
The Pinellas County School District serves young students in the Old Bay District. Kids can attend Kings Highway Elementary Magnet School, which has a B-minus from Niche, before moving on to Dunedin Highland Middle School. This is another B-rated school and has many extracurriculars like a rock band, flag football and a step team. Most kids advance to Clearwater High School, which earns a B from Niche and has been serving the community since 1924. Today, the school offers an optional University of Cambridge AICE Diploma program. AICE stands for Advanced International Certificate of Education.
Residents restock on groceries and other essentials at the Walmart on Highland Avenue. Locals can head to Sandshakers for classic American food in a casual, vintage-style Florida pub or visit Big Jim Barbecue for country cuisine. The independently owned Clearwater Brewing Company offers extensive beer flavors. Pro Shop Pub, a small gay bar on Cleveland Street that opened in 1976, offers a laid-back atmosphere with happy hours and pool tables. It's open till 3 a.m. More adventurous nights occur at Clearwater Beach along Mandalay Avenue, at places like Jamminz and Hogan’s Hangout.
While the area is fairly walkable and bikeable, the area’s crime score is 8, compared to the national average of 4. Drivers hop on U.S. Route 19 to reach work and nearby Tampa, and Clearwater Memorial Highway to reach Clearwater Beach. Residents can hop onto the Clearwater Jolley Trolley as a fun alternative to walking or driving to the beach. St. Petersburg-Clearwater International Airport is 11 miles away.
Sand Key is a barrier island with the Gulf of Mexico to one side and the Intracoastal Waterway to the other. Since the late 1900s, this coastal community has welcomed a mix of Floridians escaping the Tampa Bay area’s urban density. “It’s a really quiet, residential beach community with a mix of retirees and professionals,” says Property Manager Ryan Osburn of Meridian Sand Key, a local condominium complex. While the island has various day-to-day amenities, access to the water is easily Sand Key’s primary draw. “The best part of living here is walking across the street to the beach,” says Meridian Sand Key Concierge and 10-year resident C.C. Veltre. “You’ll often spot manatees and dolphins. And with the Intracoastal on the other side, you can easily go boating or kayaking.”
White sand beaches run the length of Sand Key to the west, just over 2 miles. “Many people don’t know about Sand Key Beach. They just go to the main thrust of Clearwater Beach to the north,” Veltre says. Most of this Gulf coastline is directly accessible to condominium residents. However, locals and visitors from the mainland can enjoy the breeze and sunset together at Sand Key Park. This 95-acre outdoor space offers ½ mile of beach, fishing spots, nature trails, a dog park and a wildlife-filled marsh. Beachgoers can even spot sea turtles nesting between April and October. About 1 mile south, the much smaller Bay Park features tennis and pickleball courts and a playground.
Condominiums dominate Sand Key’s residential real estate. Most of the neighborhood’s roughly 2,000 residents live in one- to four-bedroom condos in towers along Gulf Boulevard. Many buildings offer beach access, community swimming pools and water views. Meanwhile, two small communities to the southeast feature contemporary townhouses and detached Mediterranean Revivals with private docks on the Intracoastal Waterway. Prices start at around $430,000 for studio condos under 630 square feet. For $1 million to $2 million, homebuyers might buy a five-bedroom Mediterranean-style home with a private pool and a dock. Peak price tags are about $5 million, which could buy a four-bedroom, nearly 4,800-square-foot penthouse.
Many locals are within walking distance of the Shoppes on Sand Key, the community’s primary shopping area. Visitors can grab beach gear, a cup of Dunkin’ coffee, or a new outfit. “Poolside is my favorite local boutique,” Veltre says. “They’re very reasonably priced with their clothing, accessories, gifts and so on.” A few doors down is Columbia Restaurant, a vibrant, tile-decorated Spanish restaurant, part of a regional chain dating to 1905. “It’s famous all over Florida, especially for its Cuban sandwiches and chicken and yellow rice,” Osburn says. Sometimes, locals venture north across the Sand Key Bridge to enjoy the Clearwater Beach nightlife. Hotspots include Shepard’s Beach Resort, which frequently hosts live bands and DJs. Residents also venture off the island to shop for day-to-day needs, including at two nearby Publix supermarkets.
All public schools serving Sand Key are in Largo, across the Intracoastal Waterway. Students are as much as a 6-mile drive from Mildred Helms Elementary School, which has a B from Niche. About 1 mile east is Largo Middle School, which has a B-minus and hosts about 900 students. Largo High School, home to nearly 2,100 Packers, has an A-minus. It’s over a century old and currently hosts an International Baccalaureate magnet program. Students can also earn industry-standard certifications in programs like AutoCAD and skills like welding.
“Traffic is horrible” going on and off the island, Veltre says, so drivers should expect gridlock on the bridges. However, traveling along Sand Key is a breeze thanks to the Suncoast Beach Trolley, which has several stops along Gulf Boulevard. It also takes locals to neighboring barrier island communities like Clearwater Beach and Indian Rocks Beach.
Downtown Clearwater is a coastal neighborhood that serves as a gateway to Clearwater Beach Island. Clearwater Memorial Causeway branches out from west Downtown Clearwater, delivering vacationers to their getaways. As locals watch tourists come and go, Downtown Clearwater remains a lasting home with its homey restaurants and walkable residential streets. The neighborhood boasts scenic views of the marina and plenty of amenities for locals.
Court Street runs through the area and turns into the Memorial Causeway Byway that will take residents to Clearwater Beach Island. A bike trail along the Causeway makes it easy to visit the beach without a car. Several PSTA Bus stops within Downtown provide public transportation for those who wish to reduce their carbon footprint.
Most houses sit on the eastern side of Downtown Clearwater, while the western side is filled with businesses and community buildings. Residents will pass a variety of colorful cottages along the eastern streets. Doors, shutters and front steps serve as pops of color contrasting the stucco or vinyl exteriors. Midcentury ranch-style homes typically feature large, open windows and low-sloping or flat roofs. A small selection of larger houses is available in various architectural styles. Stucco exteriors nod to traditional Mediterranean-inspired designs, common among coastal neighborhoods. Plenty of townhouses and high-to-mid-rise condominiums cater to multi-family living. Home prices range from $75,000 to $3.2 million.
Pinellas County School District serves the area. Belleair Elementary School is the closest, just one mile south of Downtown. The school has an overall Niche grade of B. Next, kids attend Clearwater Intermediate School, which has an overall Niche grade of C. Teenagers attend Clearwater High School, which has an overall Niche grade of B and was rated the eighteenth-best public high school in Pinellas County. After school, local youth can journey to Clearwater Main Library along the western edge. This expansive library overlooks the coast and Clearwater Beach Island.
Prospect Lake Park, located in the center of Downtown, is one of the best local spots to enjoy the warm Floridian weather. Visitors can record the passing herons and swimming turtles with a sketchpad and a pair of binoculars. Less than a mile west, the community gardens offer residents space to cultivate their produce. Coachman Park is another popular space for outdoor recreation. The park connects Downtown to Clearwater Harbor and spans 19 acres. "They've recently redesigned Coachman Park," says Jonathan Ruiz, a Realtor with La Rosa Realty and content creator for the LIVING IN TAMPA BAY FLORIDA YouTube channel. Visitors can explore trails and check out the Clearwater Harbor Marina and the Causeway Bridge. Children can let their imaginations run wild at the pirate-themed playground area and cool off at the splash pad. "Now there's a huge amphitheater with plenty of seating," says Ruiz. "It's outdoor entertainment at its finest, right on the water."
Locals start their days at Tin Can Cafe, a sleepy breakfast diner often overlooked by tourists. This family-owned restaurant serves all the early-morning classics. Hot cups of coffee are served in unique vintage mugs, with an unexpected teddy bear design or “World’s Best Grandpa” mug brightening the day. For lunch or dinner, several Mexican restaurants sit amongst the eastern edge of the neighborhood. Hacienda Corralejo Mexican Kitchen offers all the staples, like fajitas, tacos, street corn and craft cocktails.
A few small convenience stores and Nature’s Food Patch Market and Cafe supply groceries to the community. CVS caters to prescription needs in central Downtown. Entrepreneurial storefronts and community operations, like the Clearwater Health Department, provide employment opportunities in east Downtown Clearwater.
Established in 1921, the Bilheimer Capitol Theatre calls Downtown home. The historic theater is one of the oldest operating theaters in Florida and started as a vaudeville theater and movie house. Today, locals can see some of the best performing and musical arts acts at the venue.
There’s a reason some refer to Clearwater as “Scientology City.” The Church of Scientology has a very strong presence in the city, particularly in Downtown Clearwater. It started in 1975 when the church bought a hotel in the city. In the following decades, they slowly grew their presence, with members buying properties on the surrounding streets. In 2017, companies controlled by parishioners began buying commercial properties at a higher rate, doubling the church’s footprint in less than three years. In fact, 22 of the first 33 buildings down Cleveland Street are tied to Scientology. There are vacant lots and storefronts that have been bought by Scientologists and sit untouched, the purposes of said purchases not yet known. Clearwater is home to the Scientology headquarters of Florida, Flag, drawing several visitors who are making pilgrimages for their religion. There are hotels and private restaurants that host said visitors. Scientology defectors have reported that there are plans to make Clearwater the first Scientology city in the world. The church’s presence in Downtown is something to keep in mind when considering a move to the community.
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