Osceola is located between South Bend and Elkhart’s RV industry
Osceola is a small town of roughly 2,500 residents that lies about 12 miles east of South Bend, along the lower St. Joseph River. “It’s in one of the most highly rated school districts in our area. It’s also centrally located to jobs in the RV industry,” says Penny Seegers, a Realtor with eXp Realty, who has 7 years of experience. “Elkhart is the RV capital of the world. All of those manufacturers are located here.”
Paddle boats in Baugo Creek and Bay, pontoons on the St. Joseph River
The St. Joseph River borders the north side of town. “The St. Joe River is a really long, windy river, so a lot of people have pontoons,” Seegers says. “It’s too dangerous to ski. You wouldn’t do in-water activities, so there’s not a lot of canoeing or kayaking, but there are big, steady pontoon boats,” she says.
The Ferrettie / Baugo Creek County Park encompasses more than 200 acres near the site where Baugo Creek empties into Baugo Bay before it flows into the river. The calmer waters of the creek are popular among paddle boaters and fishers, while the park’s gently sloping hill beckons inner tubers and snowshoers once a thick blanket of snow covers Osceola. Horseshoes, a playground and an 18-hole disc golf course provide entertainment throughout the rest of the year. Farther north along Baugo Bay, the St. Joe County Park Boat Launch allows kayakers to slide into the placid bay, insulated by thick greenery. Ten baseball diamonds comprise Penn Park, behind Moran Elementary School.
Homes built from 1890 through 2025 make up Osceola’s housing stock
Homebuyers in Osceola will find properties built over a nearly 150-year time period. Cottages and Cape Cod houses constructed largely between the 1920s and the 1940s — along with a few properties from the 1890s — range from $100,000 to $220,000. Homes in need of updates or repairs may sell between $60,000 and $85,000. A wave of split-level and ranch-style homes was added between the 1950s and the 1970s, listing for between $160,000 and $220,000 today. Grassy lots that span from a third of an acre to a little over an acre in size leave room for gardens, play equipment, pools and outdoor living spaces. New Traditional homes built starting in the 1990s and new constructions tend to come on smaller lots — usually under half an acre — in the northwest portion of Osceola. These homes largely fetch between $250,000 and $550,000. Properties located near Baugo Bay are at a heightened risk of flooding.
Career academies and dual credit classes at Penn High School
Children living in Osceola are zoned for either Moran Elementary School, which earns an A-minus grade from Niche, or A-rated Elm Road Elementary School. Students from both may come together at Grissom Middle School, which scores a B grade, before concluding their secondary education at Penn High School, also earning an A. The high school offers small learning communities, which it calls “academies,” dedicated to specific career interests, like fine arts and communications, management and business, STEM and world languages, among others. Students can also choose from more than 40 Advanced Placement courses and a number of dual credit classes offered through Indiana University and other higher learning institutions.
Casual dining and American fare at Osceola’s local restaurants
Between the Buns has been part of the Osceola community since 1985, serving casual fare like fish and chips, burgers and wings. Its retro, wood-paneled walls are decorated with framed jerseys and basketball hoops that fill the space between TVs casting a variety of games. Bravo Cafe is a homestyle diner popular with the breakfast crowd that offers a variety of burgers, wraps and sandwiches, too. “There’s also the OC Cafe, which is really popular during breakfast and brunch,” Seegers says. A Martin’s Super Markets is farther west for the essentials.
Lincoln Way connects Osceola to Elkhart, Mishawaka and South Bend
Lincoln Way, also known as Indiana state Route 933, is Osceola’s main thoroughfare, and it’s home to most of the community’s shopping and dining options. It continues west through Mishawaka toward downtown South Bend, about 12 miles away. South Bend’s Transpo bus system and the Interurban Trolley both maintain a route that connects Osceola to Elkhart in the east and Mishawaka and South Bend in the west.