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Osceola

Osceola

Located in St Joseph County

$256,039 Average Value
$154 Average Price per Sq Ft
3 Homes For Sale

Osceola is located between South Bend and Elkhart’s RV industry

Osceola is a small town of roughly 2,500 residents that lies about 12 miles east of South Bend, along the lower St. Joseph River. “It’s in one of the most highly rated school districts in our area. It’s also centrally located to jobs in the RV industry,” says Penny Seegers, a Realtor with eXp Realty, who has 7 years of experience. “Elkhart is the RV capital of the world. All of those manufacturers are located here.”

Paddle boats in Baugo Creek and Bay, pontoons on the St. Joseph River

The St. Joseph River borders the north side of town. “The St. Joe River is a really long, windy river, so a lot of people have pontoons,” Seegers says. “It’s too dangerous to ski. You wouldn’t do in-water activities, so there’s not a lot of canoeing or kayaking, but there are big, steady pontoon boats,” she says.

The Ferrettie / Baugo Creek County Park encompasses more than 200 acres near the site where Baugo Creek empties into Baugo Bay before it flows into the river. The calmer waters of the creek are popular among paddle boaters and fishers, while the park’s gently sloping hill beckons inner tubers and snowshoers once a thick blanket of snow covers Osceola. Horseshoes, a playground and an 18-hole disc golf course provide entertainment throughout the rest of the year. Farther north along Baugo Bay, the St. Joe County Park Boat Launch allows kayakers to slide into the placid bay, insulated by thick greenery. Ten baseball diamonds comprise Penn Park, behind Moran Elementary School.

Homes built from 1890 through 2025 make up Osceola’s housing stock

Homebuyers in Osceola will find properties built over a nearly 150-year time period. Cottages and Cape Cod houses constructed largely between the 1920s and the 1940s — along with a few properties from the 1890s — range from $100,000 to $220,000. Homes in need of updates or repairs may sell between $60,000 and $85,000. A wave of split-level and ranch-style homes was added between the 1950s and the 1970s, listing for between $160,000 and $220,000 today. Grassy lots that span from a third of an acre to a little over an acre in size leave room for gardens, play equipment, pools and outdoor living spaces. New Traditional homes built starting in the 1990s and new constructions tend to come on smaller lots — usually under half an acre — in the northwest portion of Osceola. These homes largely fetch between $250,000 and $550,000. Properties located near Baugo Bay are at a heightened risk of flooding.

Career academies and dual credit classes at Penn High School

Children living in Osceola are zoned for either Moran Elementary School, which earns an A-minus grade from Niche, or A-rated Elm Road Elementary School. Students from both may come together at Grissom Middle School, which scores a B grade, before concluding their secondary education at Penn High School, also earning an A. The high school offers small learning communities, which it calls “academies,” dedicated to specific career interests, like fine arts and communications, management and business, STEM and world languages, among others. Students can also choose from more than 40 Advanced Placement courses and a number of dual credit classes offered through Indiana University and other higher learning institutions.

Casual dining and American fare at Osceola’s local restaurants

Between the Buns has been part of the Osceola community since 1985, serving casual fare like fish and chips, burgers and wings. Its retro, wood-paneled walls are decorated with framed jerseys and basketball hoops that fill the space between TVs casting a variety of games. Bravo Cafe is a homestyle diner popular with the breakfast crowd that offers a variety of burgers, wraps and sandwiches, too. “There’s also the OC Cafe, which is really popular during breakfast and brunch,” Seegers says. A Martin’s Super Markets is farther west for the essentials.

Lincoln Way connects Osceola to Elkhart, Mishawaka and South Bend

Lincoln Way, also known as Indiana state Route 933, is Osceola’s main thoroughfare, and it’s home to most of the community’s shopping and dining options. It continues west through Mishawaka toward downtown South Bend, about 12 miles away. South Bend’s Transpo bus system and the Interurban Trolley both maintain a route that connects Osceola to Elkhart in the east and Mishawaka and South Bend in the west.

Julia Straka
Written By
Julia Straka

Interested in learning more about homes in this area? Reach out to Leslee Onnink, an experienced agent in this area.

Agents Specializing in this Area

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Schools

Source:
GreatSchools: The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process. View GreatSchools Rating Methodology

Osceola Housing Trends

Housing Trends

Median List Price
$509,900
Median Sale Price
$395,000
Median Single Family Sale Price
$563,000
Median Change From 1st List Price
1%
Last 12 months Home Sales
47
Median Home Sale Price YoY Change
178%
Average Price Per Sq Ft
$154

Neighborhood Facts

Number of Homes in Neighborhood
2,016
Number of Homes for Sale
3
Median Year Built
1966
Months of Supply
0.80
Average Single Family Home Size Sq Ft
1,813
Below the national average
1,924
Average Townhouse Size Sq Ft
2,133
Median Lot Size Sq Ft
14,810

Open Houses

  • 414 W Superior St, Osceola, IN 46561

    $240,000

    • 3 Beds
    • 2 Baths
    • 1,084 Sq Ft
    • 414 W Superior St

    OPEN HOUSE 8/3 12-2PM! This beautifully renovated 3-bedroom, 2-bath gem has been completely gutted to the studs and rebuilt with all-new systems and finishes—new septic, roof, electric, windows, siding, and insulation—offering you peace of mind for years to come. Step inside to discover an open concept living space filled with natural light, perfect for entertaining or relaxing in style. The

    Agent Photo
    Dennis Bamber
    Cressy & Everett- Elkhart
    (574) 652-5965
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  • VL Campbells Crossover, Osceola, IN 46516

    $890,000

    • VL Campbells Crossover

    New subdivision plan in a prime location in Penn School District! The property has been surveyed and plans finalized to divide the property off of Byrd into (5) 1/2 acre lots with a retention pond. All of the permits and most of legwork have been completed. The buyer will need to bond the property and add the road/curb cuts.

    Agent Photo
    Penny Seegers
    eXp Realty, LLC
    (574) 319-9881
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  • 54775 Springfield Trace Dr, Osceola, IN 46561

    $349,900

    • 3 Beds
    • 2.5 Baths
    • 1,925 Sq Ft
    • 54775 Springfield Trace Dr
    • New 2 days ago

    Waterfront! Sitting on the beautiful highly coveted association pond, this spacious 3-bedroom, 2.5-bath home offers over 1,900 sq ft of finished living space PLUS a full daylight unfinished basement with 1,200+ sq ft—ready to finish and build instant equity! Located in the sought-after Northbridge Valley subdivision, this home is surrounded by higher-value properties, making it a smart move for

    Michael Patmore CENTURY 21 Bradley Realty, Inc

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Homes for Sale

Homes for Rent

Distribution of Home Values

Source: Public Records

Average Home Value





Source: Public Records

Property Mix - Square Feet

Osceola Has More Owners

Demographics

Total Population
2,527
Median Age
40
Population under 18
25.3%
On par with the national average
23.8%
Population over 65
18.5%
On par with the national average
19.1%

Finances

Median Household Income
$61,802
Below the national average
$71,702
Average Household Income
$72,535

Education and Workforce

High School Graduates
92.3%
College Graduates
27.8%
Below the national average
34.1%
Advanced Degrees
5.8%
Below the national average
13.3%
% Population in Labor Force
70.1%

Weather

Annual Precipitation
40''
Average Winter Low Temperature
17°F
Average Summer High Temperature
82°F
Annual Snowfall
36''

Area Factors

Somewhat Bikeable

Bike Score®®

42 / 100

Car-Dependent

Walk Score®®

46 / 100
Source: Walk Score
Source: Walk Score

Walk Score® measures the walkability of any address. Transit Score® measures access to public transit. Bike Score® measures the bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Osceola