With 13 miles of coastline, Panama City Beach is widely recognized as a vacation destination where its permanent residents moved to enjoy the sun and surf year-round. “It’s paradise,” says Debbie Ingram, Panama City Beach’s Director of Communications, who’s lived here for nine years. “We have the most gorgeous sunsets and sunrises, and the sand here is so fine that it squeaks when you walk on it.” The city is a narrow strip of land along the Gulf of Mexico, with St. Andrews Bay to the northeast.
Russell-Fields City Pier and Pier Park are in the city’s center, with residential neighborhoods, beachfront condos and hotels spreading to the northwest and southeast. “People come to visit and then try to find a way to live here,” Ingram says. The city’s population of over 19,000 people increases steadily each year, and the city is meeting the growing demands by improving roads, essential services and parks. New residential communities like the Latitude Margaritaville 55-plus community are also going in. The city is part of Bay County, where tourism generates billions of dollars and is the number one industry. The county also has a large military presence, home to the Tyndall Air Force Base.
Paradise by the Sea offers a private beach for residents of Panama City Beach to enjoy to themselves.
Kayak on Lake Powell in Camp Helen State Park, Panama City Beach.
1/2
Emerald beaches and sports games at Frank Brown Park
Public beaches are within walking distance for most residents, and City and County Piers are popular with anglers. The city also maintains six parks, including the 2,900-acre Conservation Park, which has over 24 miles of trails through wetlands and pine forests. Frank Brown Park is the city’s recreational hub with 200 acres of sports facilities, an aquatic center and a community center. The city keeps residents busy between the 20-acre festival park at Frank Brown Park and the amphitheater at Aaron Bessant Park. “We have an event every weekend from March through October,” Ingram says. Popular events include the free Summer Concert Series and the UNwineD food and wine festival.
The white sand beaches of Panama City Beach attract people from all over the world.
Camp Helen State Park was added to the National Register of Historic Places in 2012.
1/2
Pier Park shopping and nightlife
Pier Park is a palm-tree-lined outdoor shopping mall full of pastel restaurants, bars, nightclubs and shops that offer a mix of national retailers and local boutiques. Pier Park also has tourist attractions like miniature golf and the SkyWheel, a 200-foot-tall Ferris wheel. This area becomes crowded during spring break and the summer, and residents will typically head to the city’s east side for local shopping and dining along Thomas Drive. Family-owned Captain Anderson’s Restaurant has been serving fresh Gulf seafood on the city’s east side since 1967. Grocery options include Publix, Winn-Dixie, Fresh Market and Walmart.
Many shops along Peddlers Pavilion offer beachwear and surf attire.
Sip artisanal coffee and shop unique finds at Fonville Press Market+Café in Alys Beach.
1/2
Beachfront condos and established bungalows
The median housing price in Panama City Beach is $450,000, lower than the national figure of $406,100, and homes sell after an average of 97 days on the market. Most single-family homes here are late 20th to 21st-century bungalows, coastal cottages or multi-story American Vernacular beach houses with stacked porches. Single-family beachfront homes are rare and can cost up to $4.5 million for a six-bedroom, while a three-bedroom bungalow less than a mile from the beach can start at $250,000. Beachfront condos are typically in 21st-century high-rise buildings with one or two bedrooms; prices range from $125,000 for a studio condo to $1.4 million for a three-bedroom. Many residents live here year-round, but the city is also a popular second-home destination. Townhomes also dot the city.
Enjoy the serene beauty of single-family homes in Alys Beach's exclusive community.
Alys Beach boasts stunning single-family homes perfect for serene beachside living.
1/2
Enrolling at the Rising Leaders Academy
Bay District Schools scores an overall B-plus on Niche and serves 27,000-plus students. J.R. Arnold High School has an A-minus on Niche and a vibrant theater program that stages performances in the school’s 1,000-seat auditorium. Students can also enter the lottery for admission into one of several charter schools, including the Rising Leaders Academy in Panama City. This school enrolls pre-kindergarten through twelfth-grade students, and Niche ranks it as the best charter school in America.
Emerald Coast Middle School serves students in 6-8 grades.
South Walton High School is located in Santa Rosa Beach.
1/2
Hopping on the BayWay or biking the Gayle's Trails
Bay County Transportation Services offers the BayWay bus – originally called the Bay Town Trolley. The bus stops throughout the city, connecting locals with Panama City 10 miles away. U.S. Route 98, the city’s primary thoroughfare, runs through the heart of Panama City Beach. Northwest Florida Beaches International Airport is a 19-mile trip. The Gayle’s Trails system connects most of the city through bike lanes and multi-use paths. “We want to take people out of cars and make it more pedestrian and bicycle friendly,” Ingram says. The city is also building two new fire stations, a police substation, a wastewater treatment plant and a teaching hospital.
Seacrest residents and guests can enjoy biking and walking on the Timpoochee Trail.
Peddlers Pavilion can be found on Highway 30A with bike rentals for all.
1/2
Homes are in Special Flood Hazard Areas
Panama City Beach is at risk for hurricanes. “It’s a price that residents are willing to pay because the quality of life is so good here,” Ingram says. The last major hurricane to affect Panama City Beach was Hurricane Michael in 2018. “It created a lot of debris, but we didn’t get the brunt of it,” Ingram says. Flooding is the biggest concern with hurricanes, and around half of the homes in Panama City Beach are in a Special Flood Hazard Area; homebuyers here must purchase flood insurance and receive special permits for construction projects. Ingram says that flooding is uncommon, and the city’s ongoing infrastructure projects are working to improve occasional flooding along roadways.
Heightened crime during spring break
Panama City Beach has higher crime rates during the summer and spring break. However, the city reported decreased violent crime rates in early 2024. Police are cracking down on spring breakers by implementing tighter rules during March, like limiting alcohol on the beach.
Written By
Brennen Martin
Photography Contributed By
Daniele Giuseppe Del Gaudio
Video By
Kyle Keyes
Interested in learning more about homes in this area?
Reach out to
Sherry Agee-Smith,
an experienced agent in this area.
GreatSchools:
The GreatSchools Rating helps parents compare schools within a state based on a variety of school quality indicators and provides a helpful picture of how effectively each school serves all of its students. Ratings are on a scale of 1 (below average) to 10 (above average) and can include test scores, college readiness, academic progress, advanced courses, equity, discipline and attendance data. We also advise parents to visit schools, consider other information on school performance and programs, and consider family needs as part of the school selection process.
View GreatSchools Rating Methodology
On average, homes in Panama City Beach, FL sell after 79 days on the market compared to the national average of 55 days. The median sale price for homes in Panama City Beach, FL over the last 12 months is $460,000, down 12% from the median home sale price over the previous 12 months.
Welcome to Unit 1302 at Island Reserve, a beautifully updated courtyard facing end unit in this gated, resort-style community in the heart of Panama City Beach. Perfectly positioned on the third floor, this 2 bedroom, 2.5 bath condo offers one of the most desirable views in the community, overlooking the lush, landscaped courtyard known for its peaceful, private setting. As an end unit located
$15K PRICE IMPROVEMENT! 🌅 Sunsets & Serenity at Tropic Winds 🌅 Imagine ending each day with your toes in the sand and a front-row seat to the most breathtaking sunsets on the Gulf. Welcome to Tropic Winds, a premier west end retreat where relaxation meets convenience. This beautifully furnished 2-bedroom, 2-bath condo offers a true coastal escape. The open living space flows
Welcome to 425 Bay Shore Drive, Unit 11, a remarkable waterfront residence in the heart of Panama City Beach, Florida. This exceptional property offers a rare opportunity to own a bayfront home with direct access to the serene waters of the bay, complete with a marina and an assigned private boat slip. Spanning 2,306 square feet, this residence combines spacious living with the tranquility of
This charming property has character that is above and beyond. Owners have thought of every detail. The outdoor living space boasts a very large deck with an outside bar with BBQ grill, and a fire pit with lovely outdoor patio furniture all around. Some privacy fencing. Access to both structures to the deck & grill area.. Two bedroom, one bath in main house, 3rd bedroom and bath in the detached
This Gulf-front corner unit at Sunrise Beach Resort offers a rare opportunity to enjoy breathtaking west-facing sunset views from a wraparound balcony--one of the most desirable positions in the building. Ideally situated on the 5th-floor amenity level, the unit provides quick and easy access to the pool and spa. Even better, you can skip the elevator entirely by parking on the 4th floor and
14th floor. Direct Gulf front. Over $60,000 in renovations -- and nothing left to do.This 2-bedroom residence at Splash Resort delivers panoramic, unobstructed Emerald Coast views from both the living area and primary suite. New kitchen, new vanities, all-new furnishings, and fresh paint throughout create a cohesive coastal interior that photographs beautifully and books consistently.
*$10k Seller concession towards closing costs with full price offer!**. Welcome to your dream coastal retreat! This exquisitely designed Beach Collection Parrot Model in Phase 3 of the highly desirable Latitude Margaritaville Watersound community is a true gem, offering a RARE PRESERVE VIEW FROM BOTH THE LANAI AND THE FRONT OF THE HOME. This beautifully upgraded 2-bedroom, 2-bath residence
Santa Monica Beach is one of the most coveted neighborhoods in Panama City Beach for good reason, the POA owns the incredible 1,250 feet of sugar white beach in front of the neighborhood, giving residents a 4.3 acre private oasis. While other families are clamoring for beach space, the next owner of 126 Buena Vista Ave is only 350' from tranquility. Relax and listen to the waves crash on your
Step into luxury and coastal elegance with this stunning Trinidad model in Phase 4 of Latitude Margaritaville Watersound, where every detail has been thoughtfully designed to create a sophisticated yet relaxed atmosphere. Imagine your life in this expansive Island Collection home featuring a 3 car garage and breathtaking views of a serene nature preserve, all just a quick golf cart ride from the
Stunning Coastal Retreat Steps from Golf & Beach in PCB!Welcome to your ultimate Panama City Beach escape! This exceptional 4-bedroom, 4-bathroom residence, spanning 3019 square feet, offers a perfect blend of modern elegance and an unbeatable location. Enjoy easy access, just moments from the pristine Panama City Beach sands and a premier golf course. This is ideal for those seeking a
Located in the highly desirable El Centro Beach area of Panama City Beach, 204 San Vincente Street offers the perfect blend of classic beach charm and walkable convenience. This 2-bedroom, 1-bath home sits on a spacious lot just a short stroll to the sugar-white sands and emerald waters of the Gulf.Inside, the home features a functional layout with an open living and dining area, abundant
SPACIOUS LAKEFRONT END UNIT. 3 bedrooms with bunk room sleeps over 10 people.In The Heart Of All The Fun & Excitement In Panama City Beach - Just Steps Away From The World's Most Beautiful White-Sand Beaches, Shopping, Dining & Entertainment. This Beachside Resort Offers Unparalleled Amenities With Convenient Beach Access, 5 Unique Pools, A Kids Funscape Playground, Splash Bar & Grill, Gulf
Welcome to the pinnacle of luxury coastal living in Breakfast Point East. This exceptional Tripletail II with the Coastal Cottage elevation offers approximately 3,101 square feet of thoughtfully designed living space, featuring four bedrooms, three and a half baths, and a spacious bonus room that can easily function as a fifth bedroom or flexible living space to suit your needs. The Owner's
Discover tranquility in River Camps, a coveted gated community offering an unparalleled coastal lifestyle. This vacant lot awaits your vision, nestled within a haven of natural beauty and waterways. Enjoy exclusive access to West Bay and Crooked Creek, along with amenities like a boat ramp, community pool, a waterside campsite with tents, a bathhouse, a fire pit, and more than seven miles of
2 PARCELS for sale - 89'D X 110'W401 & 403 N Arnold Road (Hwy 79)Commercial development on booming Hwy 79. Few feet from Hwy 98 (PCB Pkwy) south and north to the new Hospital. Corner lot with great access.
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available JUNE 1, 226 for OVER 6 months to 12 months. Come live a fun, vibrant and active lifestyle in this nicely upgraded cottage at this incredible 55 or better community. This Fully Furnished Hula cottage floorplan with 2 Bedrooms, 2 full Baths, den with doors, and a 2 car Garage... Inside you'll find granite
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available APRIL 1, 2026 for over 6 mo to a year. Start date approx. 10/1/25. ALL utilities included, except wifi. Relax on your private screened porch of this gorgeous Camelia Cottage with a preserve view. Fully Furnished/Turnkey and all appliances included (refrigerator, range, dishwasher, microwave, washer and
DREAMSICLE AVAILABLE AS EARLY AS JULY 2026! $2950 per month. All utilities paid! Available July 3, 2026. Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Relax on your private porch of this gorgeous Dreamsicle Cottage. Fully furnished/turnkey and all appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). Just bring your toothbrush and
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available April 19, 2026 for 3 month minimum up to 12 months. Relax on your private porch of this gorgeous Camelia Cottage. Fully Furnished/Turnkey and all appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). Just bring your toothbrush and computer! No yard work required so you'll
Panama City Beach landmark, Mikato Restaurant. The 1.75 acre parcel is a prime location on the East end of Panama City Beach with C-3 General Commercial zoning, 15 units /acre density, building height up to 230'. almost 300' of frontage on Front Beach Rd and 250' on the Thomas Dr/Bay Point exit lane of Hwy 98. Daily traffic count is 25,200. The building is approx. 9,000 SF with seating capacity
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available AUGUST 1, 2026 for over 6 months to a year. Relax on the extended covered lanai with a pond view. It just doesn't get any better! Close to all the amenities! This Antigua Villa features 2 bedrooms, 2 baths, den and a 2 car garage. Unfurnished and all appliances included (refrigerator, range (natural
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available for over 6 months. Relax on the screened in lanai. It just doesn't get any better! Close to all the amenities! This St. Bart, Island Collection features 3 bedrooms, 3 baths, den, fireplace and a 3 car garage. Furnished, move in ready including ALL utilities and appliances included (refrigerator, range,
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available for 3-6 months starting MAY 15, 2026. Relax on your private screened porch of this gorgeous Dreamsicle Cottage. Fully Furnished/Turnkey and all appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). Just bring your toothbrush and computer! No yard work required so you'll
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available APRIL 6, 2026 for OVER 6 MONTHS plus utilities. Brand new home, never lived in with preserve views. It just doesn't get any better! Close to all the amenities! This Coconut features 2 bedrooms, 2 baths, den and a 2 car garage. UNFURNISHED and all appliances included (refrigerator, stove top (natural
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available March 1, 2026 for 6 to12 months. It just doesn't get any better! Just bring your suitcase. This Furnished, all utilities included except for wifi, move in ready Camelia Cottage located in Phase 2 features 2 bedrooms, 2 baths, den and a 2 car garage. All appliances included (refrigerator, range,
Live the coveted 55+ community of Latitude Margaritaville Watersound right now! Home available May 1 for 3-6 months. It just doesn't get any better! Just bring your suitcase. This Furnished, move in ready Camelia Cottage located in the Phase 4 features 2 bedrooms, 2 baths, den and a 2 car garage. All appliances included (refrigerator, range, dishwasher, microwave, washer and dryer). No yard work
Local Logic measures the walkability, access to public transit and bikeability of any address. CAP Index provides objective, accurate, and consistent data to help measure, compare, and mitigate crime risks.
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. Our sources include: Accuweather, Public Records and Neustar. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
