Nicknamed the "Heart of Arizona," the small town of Payson is set in just about the center of the state. This is what's known as Rim Country, close to the Mogollon Rim of the Colorado Plateau and surrounded by the mountains, lakes, pines and desert of the almost 3 million-acre Tonto National Forest. “I love living here because I can go fishing, kayaking, hiking and horseback riding,” says Payson resident Kathy Justesen, a Realtor with West USA Realty. “Everything is so close. In 15 minutes, I can be on the water or hiking in the forest.” Wildlife sightings are common, according to fourth-generation Payson native Hannah Lusk, an agent with ERA Young Real Estate and Investment. “Elk cross the street and roam the town,” she says. “I'll commonly see them lying in my neighbors' yards on my way to work."
Many of Payson’s nearly 17,000 residents are either retirees or live in the community part time; according to Lusk, those still in the workforce commonly commute 90 miles to Phoenix. “There are a lot of second homeowners here who want a cabin in the woods or just a place to escape from the summer heat in the Valley,” Justesen says. “A lot of people from out of state are also purchasing a second home here for when they retire. The weather is pretty mild, so we have four seasons and we’re about 20 degrees cooler than Phoenix in the summer.”
A wide range of housing options to a wide range of budgets and lifestyles
As of late 2024, Payson’s median home price is nearly $435,000, up 2% from the previous year and compared to Phoenix's $441,000. Payson's average home value is $438,000, compared to the nation's $554,000.
Homes in Payson date as far back as the late 20th century and options include manufactured homes, townhouses and condominiums, as well as sprawling luxury builds on acreage with mountain and forest views. There are also undeveloped lots for buyers who want to build custom homes.
Many housing options near Payson's city center include condo's and townhomes.
Payson also offers residents sprawling luxury builds on acreage with mountain and forest views.
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Abundant recreation opportunities between Tonto National Forest and community parks
Surrounded by the vast wilderness of Tonto National Forest, Payson residents have tons of opportunities for outdoor recreation. The lakes and tributaries of Tonto National Forest are stocked with trout, and there are dozens of trails through groves of Ponderosa pines and up in the White Mountains. The Tonto Apache Tribe who lives adjacent to Payson are descended from one of several prehistoric tribes who called the forest home; signs of some of these prehistoric civilizations are still found throughout the forest at various archaeological sites.
The 82-acre Rumsey Park is Payson’s largest park, where residents can work up a sweat at its many sports facilities, practice tricks at the skate park and cool off in the community pool. Locally referred to as the “Jewel of Payson," the 43-acre Green Valley Park has plenty of open space and three fishing lakes, and hosts community events like the town’s summer concert series and Fourth of July fireworks.
Locally referred to as the “Jewel of Payson," the 43-acre Green Valley Park has plenty of open space and three fishing lakes, and hosts community events like the town’s summer concert series and Fourth of July fireworks.
The Tonto Apache Tribe who lives adjacent to Payson are descended from one of several prehistoric tribes who called the forest home; signs of some of these prehistoric civilizations are still found throughout the forest at various archaeological sites.
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Western-themed community events, including the nation's oldest continuous rodeo
The town’s Western culture is a point of pride for the community. Residents gather several times a year for shows put on by Payson Pro Rodeo, the oldest continuous rodeo in the country, which has been entertaining locals since 1884. "They have all types of events like tie-down roping, bareback bull riding and Mutton Bustin' where kids jump on the back of sheep, which is really fun to watch," Lusk says. "They raise money and give it to multiple non-profits, so those that attend aren't just there for the rodeo, they're supporting the community."
Each September at the Fiddle and Food Truck Festival, Payson hosts Arizona’s State Fiddling Championship, inviting residents from all over the state to enjoy the talents of fiddlers of all ages.
National grocery, retail and dining chains mesh with locally owned shops and eateries
Most stores and restaurants are concentrated along State Route 87, known locally as Beeline Highway, and Highway 260, which intersect at the center of town. Residents can stop into fast food restaurants and familiar national chains for a bite to eat, though most of the town’s dining options are locally owned. Many of the local eateries serve hearty comfort fare in a cozy and casual setting that caters to the town’s down-home crowd.
Safeway, Bashas’ and Walmart are the local go-tos for groceries, and while there are a handful of big-box chain stores, the town’s retail market is dominated by locally owned antique, consignment and shops with eclectic offerings.
Basha's is one of a few options that the residents of Payson to buy groceries.
Payson residents enjoy a quick bite to eat at the national chain restaurant, Chili's.
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Flexible and online learning options in the Payson Unified School District
The Payson Unified School District earns a B-minus from Niche and serves about 2,300 students across one high school, one middle school and two elementary schools. Payson High School offers online learning and flexible hybrid scheduling options through the Payson Center for Success. Eastern Arizona College also has a satellite campus in Payson.
Payson High School offers online learning and flexible hybrid scheduling options through the Payson Center for Success.
Julia Randall Elementary School receives a B rating from Niche and sits at the corner of the three lakes in Green Valley Park.
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A local bus line and access to Beeline Highway
State Route 87, locally known as Beeline Highway, runs north-south through the center of town, leading about 90 miles southwest to Phoenix. Via the Beeline Bus, residents can travel throughout Payson and to the nearby communities of Star Valley and Mesa Del Caballo. Payson is home to the Banner Payson Medical Center and the general aviation Payson Municipal Airport; for commercial flights, Phoenix Sky Harbor International Airport is roughly 80 miles away.
A recent decrease in overall crime
According to the Arizona Department of Public Safety, reported incidents of violent crime in Payson decreased by 38% between 2022 and 2023. Reported incidents of burglary also decreased by about 23% during this time, though larceny increased by about 39%.
Written By
Lauren Schott
Photography Contributed By
John Williams
Video By
Bill Jennings
Interested in learning more about homes in this area?
Reach out to
Ruben Luna,
an experienced agent in this area.
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Modern Comfort in Nature:Discover the perfect blend of comfort and nature in this gorgeous single level 3bd/2ba home! With 2,170 sq ft and no interior steps, this home offers easy accessibility throughout. The kitchen features recent updates, including stylish cabinets, elegant granite countertops and brand-new appliances, making it a joy to cook and entertain.The bathrooms are just as
Enjoy stunning 180 degree views of the Mogollon Rim, the town of Payson and more from this well maintained 2938 square foot home with three levels of living space. Designed to capture the views, this home offers large covered decks on multiple levels for outdoor living and entertaining.The main level features the kitchen, a spacious great room with natural light, guest bathroom, and a large
Laura BrunsonCOLDWELL BANKER BISHOP REALTY - PAYSON
Enjoy stunning views, an oversized three car garage, a workshop, and abundant storage on this .48 acre lot. This spacious home offers over 4,000 square feet with incredible views from the living room, primary bedroom, guest bedroom, and the low maintenance TimberTech front deck. The updated kitchen features granite countertops, knotty alder cabinets, a breakfast bar, and ample storage. The
Turn-key and like new! Single level, 2 Bedrooms + den! Nestled within a close-knit community, this home is ideal for those who enjoy getting to know their neighbors. In Chaparral Pines, friendships come easily—whether you're meeting up at one of the many on-site amenities or simply enjoying the community atmosphere.Nearly everything has been updated—roof, gutters, paint, tile floors,
Perched above the fairway on the 12th hole in the prestigious gated community of Chaparral Pines, this stunning single-level home captures breathtaking golf course and mountain views!The split floor plan offers both comfort and privacy, with travertine floors throughout the main living areas and beautiful laminate flooring in all 3 bedrooms. The spacious kitchen is a chef's delight, featuring
BRAND NEW ROOF, INTERIOR & EXTERIOR PAINT , EPOXY FLOORING IN GARAGE, NEW CARPET, DON'T MISS OUT ON THS ONE ! Charming home in the Woodhill Subdivision which is close to Rumsey Park, Pickleball Courts, Basketball Courts, Sports Fields, Doggy Park and the Library! This home has 1,266 square feet of living space, split floor plan, 3 bedrooms, 2 bath, living room features rock inlayed fireplace,
Custom-built home on over two acres in Payson's highly regarded Forest Edge community, set at the foothills of the Granite Dells with views of both the Mogollon Rim and surrounding mountain ranges. This single-level residence offers a split floor plan with 4 bedrooms and 2 bathrooms, designed for comfort, privacy, and easy living. Hardwood floors run throughout the main living areas, while large
Build your future in the heart of Rim Country on this 1.10-acre parcel in Payson, Arizona. This beautiful property offers sweeping views of the Granite Dells and is dotted with majestic pine trees, creating a serene and picturesque setting for your custom home.Situated within Payson town limits, you'll enjoy the perfect combination of peaceful surroundings and everyday convenience. Shopping,
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Escape to this charming rustic cabin in Payson, Arizona, where comfort meets mountain living. Nestled on a peaceful cul-de-sac, this three-bedroom, one-bath home features a cozy fireplace, metal roof, and timeless cabin character. Enjoy modern upgrades including a tankless water heater and mini-split climate control. The fully fenced property offers a private outdoor space perfect for relaxing
Nestled among towering pine trees in the desirable Geronimo Estates of Payson, this charming 2-bedroom, 1-bath home offers a peaceful mountain setting with room to breathe. The open floor plan creates a comfortable flow for everyday living, while the large, fully fenced lot provides space for pets, gardening, or outdoor enjoyment. A carport offers convenient covered parking, and a bonus storage
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Rye, Arizona, 15 minutes from Payson. A lovely furnished historic looking 1 bedroom, 1 bath with loft ranch home built in 2014 using reclaimed barnwood on 1.4 acres. Loft has two beds. Enjoy the huge porch looking out to the Mazatzal Mountains. Lots of space and area to park your RV and toys. A small gated community. Fully fenced lot with gate.Tenant pays for electricity. Water/trash/internet
Property Id: 2321126Welcome to our "Rustic Retreat: Cozy Cabin in the Woods"! Escape the hustle and bustle of city life and immerse yourself in the natural beauty and tranquility of this secluded cabin (about 35 minutes outside of Payson). Nestled among towering pines and surrounded by the sights and sounds of the forest, our cabin is the perfect getaway for nature lovers, adventurers,
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Welcome to your mountain retreat in beautiful Beaver Estates! This charming 2-bedroom, 2-bath home sits on a fully fenced lot with stunning mountain views and frequent elk sightings. Inside, an open-concept kitchen flows into the bright living area, complete with included appliances -- refrigerator, stove, dishwasher, washer, and dryer. Stay comfortable year-round with three efficient mini-split
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Looking for a longer term furnished rental? Waiting for your new custom home in Payson or Pine to be completed? The Enchanted Cottage is the place for you? This charming, funky home has surprises for you at every turn, starting with the stone fountain in the entry! Beautiful stonework throughout! Downstairs are two bedrooms, connected by a Jack & Jill bath. Upstairs is a spacious master suite
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Enjoy the enchanting beauty of this home in the Christopher Creek area bordering the National Forest. This is a warm and charming cabin fully furnished with all modern amenities. Sit among the tall pines next to the Tonto National Forest with front & back patios. This cabin comes with 2 furnished bedrooms; one includes a comfy queen-sized bed & a second bedroom geared towards the kiddos. This
Furnished Rental~BEST VIEWS OF GOLF & WATER~Canopied w/ Ponderosa pines~3 King Size En-Suite Bedrooms plus Bunk Room (4) w/ Own bath~Main level has 2 Master bedrooms, 2.5 baths, Family Room, Kitchen & Dining & Laundry spaces. ALL open to views & deck~Downstairs has another open gathering space with wet bar, wine room, 2 beds and 2 baths &All open to covered patio, walking right out to lakes &
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