1,195

Homes for Sale near Community Christian Academy

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  • /3

    $225,000

    • Land
    • 1.39 Acres
    • $161,871 per Acre

    3634 Wrightsboro Rd, Augusta, GA 30909

    GET IT WHILE YOU CAN!!!!1.39 Acres of commercial land centrally located to Belair Road, Gordon Highway andI-20.One of the few commercial lots ready for development.UTILITIES IN PLACE INCLUDE WATER,SEWERAND ELECTRICITY

    Sonia Miller Vandermorgan Realty

    3634 Wrightsboro Rd, Augusta, GA 30909
  • /7

    $699,900 New Construction

    • 4 Beds
    • 4.5 Baths
    • 3,358 Sq Ft

    709 Whitney Shoals Rd, Evans, GA 30809

    BEAUTIFUL 3-CAR GARAGE NEWNAN PLAN BY OCONEE CAPITAL. THIS HOME HAS ALL THE FEATURES AND UPGRADES YOU ARE LOOKING FOR--INCLUDING 2 PRIMARY SUITES AND 10 FT CEILINGS! THE MAIN FLOOR OF THIS HOME FEATURES AN OPEN CONCEPT WITH THE KITCHEN AND BREAKFAST AREA OPEN TO THE GREAT ROOM. KITCHEN FEATURES A LARGE ISLAND, GRANITE COUNTERTOPS, 48 IN GAS RANGE, UNDER CABINET LIGHTING, AND SERVING BAR IN THE

    Crystal Smith Southeastern Residential, LLC

    709 Whitney Shoals Rd, Evans, GA 30809
  • /33

    $499,000

    • 6 Beds
    • 5 Baths
    • 3,889 Sq Ft

    3508 Patron Dr, Grovetown, GA 30813

    Welcome home to space, comfort, and convenience—perfectly positioned between the heart of Grovetown and Martinez, with easy access to I-20 and Fort Eisenhower, yet tucked away from the hustle of base traffic. This beautifully maintained home offers an abundance of bedrooms, bathrooms, and thoughtful upgrades. It was truly loved by the departing family, and it's ready for the next chapter with

    Matthew Daniels Real Broker, LLC

    3508 Patron Dr, Grovetown, GA 30813
  • /36

    $625,000

    • 4 Beds
    • 4 Baths
    • 3,545 Sq Ft

    304 Pumphouse Rd, Evans, GA 30809

    Welcome to this all brick, 3,545 heated SqFt home ideally located in the heart of Evans. Built in 2004 and situated on a spacious .97 acre lot, this residence offers a well designed, split bedroom plan with 3 bedrooms and 3 full baths and an office on the main level. Enjoy wonderful ceiling heights throughout the home, adding to its open and elegant feel. The story and a half layout features a

    Debra Bourne Blanchard & Calhoun - SN

    304 Pumphouse Rd, Evans, GA 30809
  • /49

    $350,000

    • 4 Beds
    • 2.5 Baths
    • 2,642 Sq Ft

    4170 Heathcliff Dr, Augusta, GA 30907

    Take a look at this very well maintained, one owner home in the sought after Springlakes Subdivision. This home features 4 bedrooms and 2.5 bathrooms and is situated on almost a half acre of land. There are hardwood floors throughout the home, wood cabinets, and an island in the kitchen. You'll notice that most of the rooms have a private safe for your jewelry and valuables with a larger safe

    Chris Niehus Keller Williams Realty Augusta

    4170 Heathcliff Dr, Augusta, GA 30907
  • /18

    $450,000

    • Land
    • 0.98 Acre
    • $459,184 per Acre

    4020 Firethorn Ct, Martinez, GA 30907

    One of the last remaining lots in the Estates section of West Lake spanning nearly 1 Acre in size. Blank canvas for your dream luxury home. This property offers a gated community full of amenities as well as 24 hour security guards.

    Naresh Punjabi CONNECT REALTY

    4020 Firethorn Ct, Martinez, GA 30907
  • /38

    $469,900 New Construction

    • 4 Beds
    • 4 Baths
    • 2,758 Sq Ft

    1261 Elbron Dr, Augusta, GA 30909

    Experience luxury living in this exquisite 4-bedroom, 3.5-bathroom, Ridgemont-14 design by Bill Beazley Homes in the desirable Haynes Station community. Embrace the charm of the neighborhood from the welcoming covered front porch. Boasting unapparelled craftmanship and attention to detail, step into the inviting space and be greeted by a grand foyer with elegant waterproof click flooring that

    Elana Bell Berkshire Hathaway HomeServices Beazley Realtors

    1261 Elbron Dr, Augusta, GA 30909
  • /29

    $199,700

    • 3 Beds
    • 2 Baths
    • 1,323 Sq Ft

    506 E Robinson Ave, Grovetown, GA 30813

    Welcome to this charming 3-bedroom, 2-bathroom brick ranch home, thoughtfully maintained and move-in ready! Step inside to discover beautiful wood flooring flowing throughout the spacious living areas. The cozy living room features a stunning stone fireplace, perfect for relaxing evenings. Enjoy meals in the large dining room conveniently located just off the kitchen.The owner's suite offers a

    Michael Luckey RE/MAX Reinvented

    506 E Robinson Ave, Grovetown, GA 30813
  • /35

    $280,000

    • 3 Beds
    • 2 Baths
    • 1,615 Sq Ft

    525 Pheasant Run Dr, Evans, GA 30809

    Welcome to this beautifully renovated home nestled in a quiet cul-de-sac. Inside, you'll find an open floor plan that seamlessly connects the updated kitchen to the spacious living room, complete with a cozy fireplace. The renovations include modernized bathrooms, new flooring throughout, and fresh interior paint, giving the home a bright and welcoming feel. A private office has been thoughtfully

    Jacob Glover Douglas Lane Real Estate Group

    525 Pheasant Run Dr, Evans, GA 30809
  • /14

    $439,900 New Construction

    • 5 Beds
    • 3 Baths
    • 2,628 Sq Ft

    629 Grosbeak Ln, Evans, GA 30809

    The Brady Plan by South Georgia Homes - 5 Bed | 3 Bath | 2628 Sq Ft. Welcome to The Brady Plan, a spacious 2 story home with 5 bedrooms, 3 baths, and 2628 sq ft of thoughtfully designed living space. Perfect for families who want room to grow and spaces designed for both function and style. Step into the foyer and be greeted by a formal dining room, ideal for dinner parties and holiday

    WHISPERING PINES TEAM Meybohm - New Home Div.

    629 Grosbeak Ln, Evans, GA 30809
  • /23

    $69,995

    • 2 Beds
    • 1.5 Baths
    • 864 Sq Ft

    4621 Durbin Dr, Martinez, GA 30907

    Looking for a private retirement community to call home? Wymberly is a gated community home to those 55 of age or older and features a nine hole golf course, multiple fishing ponds, a swimming pool, and club house where many activities are offered for the socially inclined. This particular home has been well maintained and was repainted throughout and had a new metal roof installed 6 years ago.

    Susanna Barnhart Vander Morgan Realty

    4621 Durbin Dr, Martinez, GA 30907
  • /17

    $154,900

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    4009 Waccamaw Dr, Augusta, GA 30907

    Peaceful Lakeview Home in a Vibrant 55+ Golf CommunityDiscover the perfect blend of comfort and leisure with this charming 3-bedroom, 2-bath brick-underpinned mobile home, ideally located in one of the area's most sought-after 55+ retirement communities. Designed for relaxed living, this property offers scenic lake views, an abundance of outdoor amenities, and all the comforts of home.Enjoy the

    Roman Waldera Roman Realty

    4009 Waccamaw Dr, Augusta, GA 30907
  • /35

    $179,500

    • 2 Beds
    • 2 Baths
    • 1,092 Sq Ft

    308 Nevis Dr, Augusta, GA 30909

    Property Being sold ''AS IS'' without warranties. End unit with fireplace, covered patio and ample parking. HOA information not availabe at time of listing.

    Woody Trulock Blanchard & Calhoun - Evans

    308 Nevis Dr, Augusta, GA 30909
  • /69

    $329,900

    • 4 Beds
    • 3.5 Baths
    • 2,213 Sq Ft

    500 Oak Chase Dr, Augusta, GA 30907

    Brand new Fence and Backyard! Great workshop under the sunroom with freshly painted floor. Desired Columbia County location and great Martinez school district. Inside are hardwood floors throughout providing easy maintenance. No carpet anywhere in the home. The large family room features a real wood burning fireplace and opens into a large sunroom with lots of natural lighting flowing in all

    Chad Trollinger Braun Properties, LLC

    500 Oak Chase Dr, Augusta, GA 30907
  • /44

    $424,900

    • 3 Beds
    • 3 Baths
    • 2,300 Sq Ft

    102 Highgrass Trail, Evans, GA 30809

    Pristine Brick AND Stone Ranch in Crawford CreekThis one-owner, custom-built3-bedroom, 2.5-bath ranch by Vicki Blackburn combines quality craftsmanship with comfort and convenience.Inside, you'll find custom built-ins, cabinetry, spacious walk-in closets, and a versatile flex room off the owner's suite— ideal as a nursery, sunroom, library, or playroom. Large laundry room, and walk in

    Vicki Stephenson Better Homes & Gardens Executive Partners

    102 Highgrass Trail, Evans, GA 30809
  • /50

    $299,900

    • 3 Beds
    • 2.5 Baths
    • 1,926 Sq Ft

    4067 Flintrock Way, Augusta, GA 30907

    Huge Price improvement. Confirmed sq footage of the house and heated/cooled Patio room measurements. New listing amount is under appraised value. Beautiful and Spacious! This well-kept ranch home is minutes from everything! You enter this well-maintained home, to a 6-foot-wide central access hallway that separates the leftwing from the rightwing. The porcelain tiles pave the way directly to

    Catherine King Keller Williams Realty Augusta

    4067 Flintrock Way, Augusta, GA 30907
  • /67

    $485,000

    • 5 Beds
    • 3.5 Baths
    • 3,281 Sq Ft

    917 Windmill Pkwy, Evans, GA 30809

    Spacious Home in Windmill Plantation with HUGE MAIN FLOOR Owner's Suite! Formal Living and Dining Room. Great Room with fireplace and built-ins. Kitchen with granite countertops and stainless steel appliances. Nice size Laundry Room with storage. Upstairs is a LOFT, three bedrooms and an Extra Room for office/bedroom possible 5BR. Large, landscaped and private fenced backyard. Side entry garage

    Greg Honeymichael Meybohm Real Estate - Evans

    917 Windmill Pkwy, Evans, GA 30809
  • /47

    $299,900

    • 3 Beds
    • 2.5 Baths
    • 1,680 Sq Ft

    4116 Dunes Dr, Evans, GA 30809

    4116 Dunes Dr. is a beautifully renovated home set on half an acre, just steps away from Lakeside High and Middle School. The curb appeal stands out immediately with freshly painted brick, custom-stained shutters, and a matching porch railing that make the home truly pop. Inside, you're welcomed by soaring vaulted ceilings and brand-new windows that flood the space with natural light. The kitchen

    Kyle Merritt Vandermorgan Realty

    4116 Dunes Dr, Evans, GA 30809
  • /22

    $444,900 New Construction

    • 5 Beds
    • 3 Baths
    • 2,468 Sq Ft

    902 Lillian Park Dr Unit Lp111, Grovetown, GA 30813

    The Hampton II plan by Ivey Homes features an extremely open floor plan running from the kitchen to the family room - 42 continuous feet - in addition to a home management center located just off the kitchen. Completing the first floor is a powder room and versatile flex/dining room. An exceptionally large owner suite with dual vanity sinks and separate dual walk-in closets is the highlight of

    Terri O'Neil Ivey Realty Associates, Llc

    902 Lillian Park Dr Unit Lp111, Grovetown, GA 30813
  • /2

    $199,900

    • Land
    • 5.72 Acres
    • $34,948 per Acre

    167 S Old Belair Rd, Grovetown, GA 30813

    Build your custom home on 5.72 acres in Columbia County with easy access to interstate

    Greg Honeymichael Meybohm Real Estate - Evans

    167 S Old Belair Rd, Grovetown, GA 30813
  • /28

    $269,900

    • 3 Beds
    • 2 Baths
    • 1,300 Sq Ft

    499 Oak Chase Dr, Augusta, GA 30907

    Updated 3 BR/2 BA ranch plan in great school district. Covered front porch. Freshly painted, updated bathrooms and kitchen, stainless-steel appliances, new accent walls in the kitchen and hallway, new ceiling fans throughout, new toilets, new bricks around the fireplace, new wooden columns on the front porch and back porch, inground pool double fenced, new pool pump. Kitchen with regular sink and

    Patti Cornette Re/max Tattersall Group

    499 Oak Chase Dr, Augusta, GA 30907
  • /63

    $999,900

    • 5 Beds
    • 4 Baths
    • 4,404 Sq Ft

    114 Nicoles Way, Grovetown, GA 30813

    Experience timeless elegance and modern comfort in this stunning 5-bedroom, 3.5-bath home nestled on more than 2 acres in one of Columbia County's fastest-growing areas. From the moment you arrive, the circular driveway, beautiful brick exterior, and grand curb appeal set the tone for the sophistication found throughout. Step inside the impressive foyer, where a sweeping staircase makes a

    Greg Oldham Meybohm Real Estate - Evans

    114 Nicoles Way, Grovetown, GA 30813
  • /13

    $270,000

    • 2 Beds
    • 1 Bath
    • 672 Sq Ft

    4653 Washington Rd, Evans, GA 30809

    Prime opportunity on Washington Rd in Evans, GA! This combined .497-acre property includes 4653 & 4655 Washington Rd. Currently zoned residential, but offers excellent potential for commercial rezoning. Located in a high-traffic, rapidly growing area with endless possibilities for future development. Don't miss this incredible investment opportunity!

    Demetria Bailey Vandermorgan Realty

    4653 Washington Rd, Evans, GA 30809
  • /26

    $262,900

    • 4 Beds
    • 2 Baths
    • 1,615 Sq Ft

    321 Frick Ln, Grovetown, GA 30813

    Welcome to 321 Frick Lane! This beautifully updated all-brick ranch offers 4 bedrooms and 2 bathrooms, tucked away on a quiet cul-de-sac. Enjoy peaceful mornings on the rocking chair front porch or cozy evenings in the great room with vaulted ceilings and fireplace. The owner's suite includes an updated ensuite bath with a new vanity, soaking tub, and separate stand-alone shower. The kitchen

    Katherine Faircloth Summer House Realty

    321 Frick Ln, Grovetown, GA 30813
  • /5

    $299,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,501 Sq Ft

    3009 Brems Dr, Augusta, GA 30909

    Welcome home to the charming Thornhill- 6 plan located in the desirable Hayne's Station community. Be amazed when you step into this beautiful new construction home that combines contemporary style with everyday functionality. Offering 1,501 sq. ft. of thoughtfully laid-out living space, this 3-bedroom, 2-bath gem is great for a homebuyer that is seeking both comfort and convenience. The

    Elana Bell Berkshire Hathaway HomeServices Beazley Realtors

    3009 Brems Dr, Augusta, GA 30909
  • /57

    $292,900

    • 3 Beds
    • 2.5 Baths
    • 1,881 Sq Ft

    1038 Burlington Dr, Augusta, GA 30909

    Welcome home to Granite Hill, a conveniently located community just minutes from Gate 1 at Fort Gordon. This newer two-story home offers a smart layout designed for both style and functionality. With three bedrooms, two and a half baths, and a spacious loft, there's room for everyone to live, work, and unwind. Step inside to find an open-concept main level featuring a large great room that flows

    JESSICA THOMPSON Meybohm Real Estate - Augusta

    1038 Burlington Dr, Augusta, GA 30909
  • /60

    $597,900 New Construction

    • 5 Beds
    • 5 Baths
    • 3,306 Sq Ft

    642 River Oaks Ln, Evans, GA 30809

    Local favorite, PDH BUILDERS, introduces their newest floor plan to River Oaks! This stunning home is loaded with all their upgraded features: 10 ft ceilings, 8 ft doors, hardwood flooring flows throughout the main living areas and stair treads, tankless gas water heater, heavy trim and molding! You are welcomed through the double wood front doors into a beautiful foyer with a home office to your

    Katherine King Southeastern Residential, LLC

    642 River Oaks Ln, Evans, GA 30809
  • /59

    $559,900 New Construction

    • 6 Beds
    • 4 Baths
    • 3,452 Sq Ft

    4452 Baywood Trail, Evans, GA 30809

    **Builder offering 30 year FIXED RATE at 4.99 %. EQUAL HOUSING OPPORTUNITY . OFFERED THROUGH BUILDER PREFERRED LENDER ONLY. Contact the listing team for further information .The Abigail Basement Plan by South Georgia Homes - 6 Bed | 4 Bath | 3,452 Sq Ft Welcome to The Abigail Basement Plan, a stunning 3-story home with 6 bedrooms, 4 baths, and 3,452 sq ft of thoughtfully designed living space.

    WHISPERING PINES TEAM Meybohm - New Home Div.

    4452 Baywood Trail, Evans, GA 30809
  • /28

    $315,000

    • 4 Beds
    • 2.5 Baths
    • 2,317 Sq Ft

    2977 Galahad Way, Augusta, GA 30909

    2,000.00 IN SELLER CONCESSIONS and LOW RATE ASSUMABLE VA LOAN AVAILABLE! Don't miss out on this beautifully updated brick ranch on a coveted corner lot, offering the perfect blend of modern style and comfortable living. This spacious 4 Bedroom, 2 1/2 Bath home features over 2,300 sq ft of refreshed interior living space, highlighted by contemporary paint tones, new carpet, and luxury vinyl plank

    Kaila Sutton ERA Wilder Realty

    2977 Galahad Way, Augusta, GA 30909
  • /28

    $419,900 Open Mon 11AM - 5PM

    • 5 Beds
    • 3 Baths
    • 2,466 Sq Ft

    2417 Laurens St, Grovetown, GA 30813

    Builder is offering *4.99% RATE for qualified buyers on VA and FHA loans. EQUAL HOUSING OPPORTUNITY. Contact the Wrights Farm sales team for more information.Welcome to the Lansing plan by Oconee Capital, nestled in the desirable Wrights Farm subdivision. This elegant 5-bedroom, 3-bathroom home greets you with a lovely 2-story foyer. The open-concept living area seamlessly connects to the

    Alisa Rhinehart Southeastern Residential, LLC

    2417 Laurens St, Grovetown, GA 30813
  • /71

    $575,900 New Construction

    • 6 Beds
    • 4 Baths
    • 3,559 Sq Ft

    708 Basal Ct, Evans, GA 30809

    **Builder offering 30 year FIXED RATE at 4.99 %. EQUAL HOUSING OPPORTUNITY . OFFERED THROUGH BUILDER PREFERRED LENDER ONLY. CONTACT LISTING TEAM FOR MORE INFO. The Lansing Basement Plan by Oconee Capital offers 6 bedrooms, 4 bathrooms, and 3,559 square feet of well-designed living space. A welcoming rocking chair front porch leads into a spacious foyer with a formal dining room. The open-concept

    WHISPERING PINES TEAM Meybohm - New Home Div.

    708 Basal Ct, Evans, GA 30809
  • /50

    $369,900

    • 5 Beds
    • 3 Baths
    • 2,908 Sq Ft

    337 Brentford Ave, Grovetown, GA 30813

    ENJOY the Fall season in your 5 BEDROOM 3 BATH Craftsman style house features hardwood flooring in foyer kitchen and dining! Foyer and dining have judges paneling. Gourmet kitchen includes stained cabinets, granite countertops, tile backsplash. SS appliances double wall ovens,cooktop, microwave and dishwasher. The coffered ceiling and brick surround fireplace make the great room warm and

    Terri Thomas RE/MAX Reinvented

    337 Brentford Ave, Grovetown, GA 30813
  • /26

    $300,000

    • 4 Beds
    • 3 Baths
    • 2,604 Sq Ft

    4421 Hereford Farm Rd, Evans, GA 30809

    Property is currently zoned R1 * Columbia County see no issues w/ it being rezoned to S1 * S1 uses are personal care home, day care, salon as well as other uses * The main floor features a kitchen w/ Newer white cabinets and stainless appl's * There is a formal DR, LR and separate Den area * The owners BDR and 2 other Bdr's on also on the main level * The bottom level features a Bdr, huge family

    David Greene David Greene Realty, Llc

    4421 Hereford Farm Rd, Evans, GA 30809
  • /32

    $319,900

    • 4 Beds
    • 2 Baths
    • 1,765 Sq Ft

    9065 Brevard Rd, Augusta, GA 30909

    Immaculate Ranch in top selling Hayne's Station near Fort Gordon, GA is ready for a new family! This split bedroom floor plan has 4 bedrooms, 2 full bathrooms, with 1765 sq feet of living space. The spacious foyer leads into the oversized great room with upgraded tile flooring. The cozy kitchen has granite countertops, stained cabinets, tile backsplash and flooring tile, plus stainless-steel

    Angela Sorapuru-Lopez Re/max True Advantage

    9065 Brevard Rd, Augusta, GA 30909
  • /36

    $231,900

    • 3 Beds
    • 3 Baths
    • 1,500 Sq Ft

    2215 Jasmine Way, Grovetown, GA 30813

    Great end unit with new carpet, LVT, Lighting and paintone car garage with epoxy floor. 3 bedrooms and 3 full baths and a nice loft, Columbia County Schools! Updated and ready to go. Very good location close to Fort Gordon and I 20.

    Tommy Stephenson Better Homes & Gardens Executive Partners

    2215 Jasmine Way, Grovetown, GA 30813
  • /23

    $329,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,630 Sq Ft

    118 Bennett St, Grovetown, GA 30813

    Seller offering 7k to buyer towards concessions***Welcome to Your Dream Home in Sought-After Grovetown, GA! This beautifully designed 3-bedroom, 2-bath home offers the perfect blend of comfort, style, and functionality. This home provides added privacy for the primary suite while maintaining a spacious and open layout, featuring a desirable split-bedroom floor plan. Enjoy entertaining in the

    Aidel(del) Rivera Keller Williams Realty Augusta

    118 Bennett St, Grovetown, GA 30813
  • /40

    $349,900

    • 4 Beds
    • 2.5 Baths
    • 2,332 Sq Ft

    702 Rye Hill Dr, Evans, GA 30809

    Beautifully maintained and full of character, this Cape Cod-style home offers timeless charm and modern updates in a prime Evans location with no HOA. A welcoming rocking chair, front porch overlooks a beautifully landscaped yard featuring a rock garden bursting with colorful perennials. Inside, the tiled entryway opens to a spacious living room with gleaming hardwood floors, a wood-burning

    The Stone Team Meybohm Real Estate - Wheeler

    702 Rye Hill Dr, Evans, GA 30809
  • /5

    $300,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,540 Sq Ft

    521 Stirling Bridge Rd, Grovetown, GA 30813

    Discover a rare opportunity to own a brand-new home on a 1-acre lot with no HOA in an established neighborhood, built by local builder Crawford Construction. The lot offers the perfect setting for those seeking privacy, extra space, or room to expand—whether that means a garden, pool, workshop, or simply more breathing room. Buyers may choose from Crawford's approved floor plans or move forward

    Victoria Flores Meybohm Real Estate - Evans

    521 Stirling Bridge Rd, Grovetown, GA 30813
  • /24

    $239,900

    • 5 Beds
    • 2 Baths
    • 2,529 Sq Ft

    3372 Beaver Dr, Augusta, GA 30909

    PRICE REDUCTION ! Remodeled and Updated 5 Bedroom 2 Bath 2 Story Home with Large Rocking Chair Covered Front Porch, Freshly Painted, New Carpets, Stainless Appliances, New Washer and Dryer, Located on 1.15 acres. Ready To Move In. Seller Makes No Representations or Warranties. No repairs or concessions will be considered based upon buyer inspection reports. A Must See.

    Robbie Key Key Realty Partners, Llc

    3372 Beaver Dr, Augusta, GA 30909
  • /75

    $1,349,000

    • 5 Beds
    • 8 Baths
    • 6,767 Sq Ft

    628 Emerald Crossing, Evans, GA 30809

    Welcome to resort-style living in one of Evans' most exclusive gated communities - Jones Creek Plantation! This stunning 5-bedroom, 5 full and 3 half-bath estate offers nearly 7,000 square feet of finely appointed space, designed for luxury, comfort, and unforgettable entertaining.Step inside to discover warm pine flooring throughout the main and upper levels—no carpet anywhere—and a spacious

    Madera Hollowell Southeastern Residential, LLC

    628 Emerald Crossing, Evans, GA 30809

Showing Results 481 - 520, Page 13 of 15

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