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Monroe County IL Homes for Sale with AC

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  • /20

    $250,000

    • 3 Beds
    • 1 Bath
    • 1,512 Sq Ft

    3028 Hh Rd, Waterloo, IL 62298

    Looking for a project that actually pays off? This 3-bedroom bungalow sits on 8 prime acres in Waterloo and is ready for a complete transformation. Whether you’re looking to strip it to the studs for a modern farmhouse renovation or clear the site for a brand-new build, this much land in this location is a rare find. Forget the tiny subdivision lots—here you have the space to breathe, grow, and

    Agent Photo

    Laura Wehnes

    Keller Williams Realty Platinum East

    (618) 740-2319

    3028 Hh Rd, Waterloo, IL 62298
  • /43

    $500,000

    • 4 Beds
    • 2 Baths
    • 3,176 Sq Ft

    4157 Wetzler Rd, Fults, IL 62244

    Escape to your own private retreat on 17.2 picturesque acres just minutes from Waterloo. This one-of-a-kind property offers over 3,000 sq ft of versatile living space, perfectly designed for multi-generational living, entertaining, or a peaceful country lifestyle. The home features 4 bedrooms, 2 full baths, and multiple living areas including a spacious main living room. A separate wing offers

    Agent Photo

    Michael Santanello

    Strano & Associates

    (618) 386-4889

    4157 Wetzler Rd, Fults, IL 62244
  • /58

    $875,000

    • 3 Beds
    • 2.5 Baths
    • 2,116 Sq Ft

    1053 Gilmore Lake Rd, Waterloo, IL 62298

    This stunning 3 bedroom, 3.5 bath home sits on 19.2 scenic acres combining modern comfort with serene country living. The home has been completely remodeled inside and outready for you to move right in!The exterior features a new roof (2023), new windows, doors, and gutters, giving the home a fresh, updated look. Inside, youll love the vaulted ceilings, new kitchen with granite

    Brad Chandler Property Peddler Inc.

    1053 Gilmore Lake Rd, Waterloo, IL 62298
  • /31

    $409,900

    • 4 Beds
    • 3 Baths
    • 3,449 Sq Ft

    624 Katie Dr, Waterloo, IL 62298

    Get ready to make a splash this summer! Pool time is fast approaching and this home is the perfect place to relax by your private in ground pool or host the season's first pool party! In fact there is plenty of space to entertain guest in this spacious home! The walk out basement has a large family room that opens up to the pool area. Plenty of room to make this a multi use space for whatever

    Carla Mercer eXp Realty

    624 Katie Dr, Waterloo, IL 62298
  • /16

    $215,000

    • 3 Beds
    • 2.5 Baths
    • 1,204 Sq Ft

    237 N Moore St, Waterloo, IL 62298

    Conveniently located in Waterloo just minutes from downtown, this 1.5-story home offers a functional layout and great potential! The main level features two bedrooms, a full bathroom, and a kitchen that opens to the living room, creating an easy flow for everyday living. Upstairs, you’ll find an additional bedroom and half bath, offering a bit of privacy for guests or a separate living space. The

    Monica Schmidt eXp Realty

    237 N Moore St, Waterloo, IL 62298
  • /22

    $346,900

    • 4 Beds
    • 3 Baths
    • 2,845 Sq Ft

    454 Mary Dr, Waterloo, IL 62298

    Welcome to this beautiful 3-side brick ranch in Waterloo, ideally located near Lakeview Park! This home offers a spacious and functional layout with plenty of room to live and entertain. The main level features a large living room that flows seamlessly into the kitchen and dining area, creating an open and inviting space. The kitchen is a standout with a center island and an abundance of cabinet

    Monica Schmidt eXp Realty

    454 Mary Dr, Waterloo, IL 62298
  • /21

    $275,000

    • 3 Beds
    • 1 Bath
    • 1,491 Sq Ft

    261 S Main St, Hecker, IL 62248

    Welcome to this charming bungalow in Hecker, full of historic character and thoughtful updates throughout! From the inviting covered front porch to the spacious lot and fenced backyard, this home has so much to offer. Inside, you’ll find a functional layout with a main level bedroom, a flexible bonus space, and a full bathroom on the main level. The living room flows into the kitchen, which was

    Monica Schmidt eXp Realty

    261 S Main St, Hecker, IL 62248
  • /53

    $599,999

    • 4 Beds
    • 2.5 Baths
    • 2,334 Sq Ft

    6104 Old Red Bud Rd, Waterloo, IL 62298

    Just the right amount of land to feel like your own private retreat without the burden of constant upkeep, this nearly new black-and-white modern farmhouse on 2 acres in rural Waterloo was designed for pure enjoyment. Offering 4 bedrooms, 3 baths, and over 2,300 finished square feet with additional lower-level space ready for your finishing touches, this home blends style and function

    Tammy Hines Tammy Mitchell Hines & Co.

    6104 Old Red Bud Rd, Waterloo, IL 62298
  • /25

    $232,900

    • 1,980 Sq Ft

    404 Flower St, Waterloo, IL 62298

    Renovated in 2025, this duplex near downtown Waterloo is an ideal investment or live-in opportunity. 404 Flower Street is a 3 bedroom, 2 bathroom unit, currently leased. 406 Flower Street is a well maintained 1 bedroom, 1 bathroom unit, renovated in 2022 and is currently leased. Whether you are looking for a smart investment or a place to call home while generating income, this property delivers

    Dawn Barnes Nester Realty

    404 Flower St, Waterloo, IL 62298
  • /26

    $315,000

    • 4 Beds
    • 3.5 Baths
    • 2,394 Sq Ft

    113 Jefferson Dr, Waterloo, IL 62298

    Coming Soon! Spacious 3 bed, 3.5 bath home with great living space throughout. The main floor features a bonus room currently used as an office that could also serve as a bedroom, along with a living room, dining room, updates to the kitchen-painted cabinets/installed backsplash, and a cozy family room. New flooring, new light fixtures and updated faucets. Fresh paint throughout and all new

    Jena Gibbs eXp Realty

    113 Jefferson Dr, Waterloo, IL 62298
  • /24

    $265,000

    • 2 Beds
    • 2 Baths
    • 2,088 Sq Ft

    240 N Main St, Waterloo, IL 62298

    Charming all-brick home located in the heart of downtown Waterloo! Built in 1928, this 2 bedroom, 1 bathroom home is full of character and timeless appeal. The main level features a welcoming living room highlighted by a stunning fireplace, two comfortable bedrooms, and a full bath. The kitchen offers great functionality with appliances included. Unique custom stained glass windows add charm you

    Brooke Mitchell Keller Williams Pinnacle

    240 N Main St, Waterloo, IL 62298
  • /42

    $350,000

    • 3 Beds
    • 3 Baths
    • 2,290 Sq Ft

    4608 Vandebrook Dr, Waterloo, IL 62298

    ARCHITECTURAL CHARM MEETS MODERN COMFORT Step into a home where natural light, soaring ceilings, and architectural take center stage. Designed for both comfortable living and effortless entertaining, this residence blends timeless details with thoughtful modern updates throughout. The living room makes an immediate impression with dramatic ceilings, rich wood trim, and a striking gas fireplace

    Julie Jones-Kloeckner Cole Jones Group with Elevate Illinois Realty

    4608 Vandebrook Dr, Waterloo, IL 62298
  • /61

    $375,000

    • 3 Beds
    • 3 Baths
    • 2,710 Sq Ft

    307 Longview Dr, Columbia, IL 62236

    Tucked on a private lot in the desirable Pioneer Ridge subdivision of Columbia, this charming 3 bed, 3 bath ranch is ready for you to call HOME. Step inside to find the perfect blend of comfort and sophistication, with hard wood flooring throughout the main living areas and a versatile formal dining room that could easily be converted into a home office. The spacious living room features a

    Mandy McGuire Keller Williams Pinnacle

    307 Longview Dr, Columbia, IL 62236
  • /28

    $259,000

    • 4 Beds
    • 1.5 Baths
    • 1,380 Sq Ft

    306 Walnut St, Waterloo, IL 62298

    Newly renovated Brick 2 story Home with Historical charm and modern amenities . Enjoy this spacious Large back yard with 2 car garage . New plumbing , New Electrical service , wiring , flooring, cabinets , countertop, appliances , Roof is approximately 6 years old .

    Derek Morgan USRealty.com, LLP

    306 Walnut St, Waterloo, IL 62298
  • /56

    $625,000

    • 4 Beds
    • 4 Baths
    • 4,147 Sq Ft

    143 Sterritt Run, Waterloo, IL 62298

    OPEN HOUSE FRIDAY MARCH 13th 4PM-6PM! Welcome to this stately two-story brick home offering space, comfort, and timeless charm on a beautifully landscaped lot. With classic curb appeal, mature trees, and an inviting circular driveway, this home makes a lasting first impression while providing a functional layout perfect for everyday living and entertaining. The main level features a spacious

    Monica Schmidt eXp Realty

    143 Sterritt Run, Waterloo, IL 62298
  • /55

    $416,000

    • 5 Beds
    • 2 Baths
    • 2,020 Sq Ft

    7725 Forest Hills Ln, Waterloo, IL 62298

    5 ACRES. NO HOA. PEACE & QUIET. Looking for relaxation? This is it. This 5 bedroom, 2 bathroom home in Waterloo sits on 5 beautiful acres with mature trees, abundant wildlife, and zero HOA fees. Want to 4-wheel? Go for it. Want space between you and the neighbors? You’ve got it. Enjoy your morning coffee on the deck overlooking your own private, scenic backdrop. Cozy up in either the living room

    Amy Hank Keller Williams Pinnacle

    7725 Forest Hills Ln, Waterloo, IL 62298
  • /27

    $179,900

    • 3 Beds
    • 2 Baths
    • 1,596 Sq Ft

    108 Rau St, Waterloo, IL 62298

    Fantastic opportunity to own a charming multi-unit property in the highly sought-after downtown Waterloo area. This well-maintained home features 2 units. The Main Unit includes 2 Bedrooms, 1 Bathroom and Spacious living area with Sunroom. The Upstairs Unit includes 1 Bedroom, 1 Bathroom. This unit is Cozy and private, ideal for tenants or as a home office. Upstairs unit is all Electric.

    Vicki Bedwell eXp Realty

    108 Rau St, Waterloo, IL 62298
  • /68

    $309,500

    • 3 Beds
    • 2 Baths
    • 3,450 Sq Ft

    325 N Market St, Waterloo, IL 62298

    This sprawling all-brick ranch offers more than 1,850 square feet on the main level with an additional 1,600+ finished square feet below, providing exceptional space and flexibility. The formal foyer leads to a fully remodeled eat-in kitchen, a large living room, or the bedroom wing. The kitchen features shaker cabinets, LVP flooring, stainless steel appliances, a farmhouse sink, and a generous

    Tammy Hines Tammy Mitchell Hines & Co.

    325 N Market St, Waterloo, IL 62298
  • /28

    $250,000

    • 4 Beds
    • 2 Baths
    • 2,268 Sq Ft

    314 N Church St, Waterloo, IL 62298

    Located in the highly desirable Waterloo School District, this versatile property offers space, updates, and an unbeatable setting just minutes from the heart of downtown Waterloo. The main home features 3 bedrooms and 2 full baths with generous living areas designed for everyday comfort. Recent improvements give peace of mind, including a new roof in 2024, new sewer line in 2025, updated siding,

    Monica Schmidt eXp Realty

    314 N Church St, Waterloo, IL 62298
  • /85

    $515,000

    • 4 Beds
    • 2 Baths
    • 2,116 Sq Ft

    5063 Rock Rd, Waterloo, IL 62298

    Acreage, sheds, woods, pond, wildlife, mushrooms... this property is every outdoor lover’s daydream. With the current owner being relocated, their opportunity becomes yours. This 4 bed, 2 bath BERM (energy effcient and storm safe) home sits on nearly 12 acres just beyond the Waterloo city limits and offers an unbeatable blend of privacy, efficiency, and natural beauty. Nestled into the hillside

    Tammy Hines Tammy Mitchell Hines & Co.

    5063 Rock Rd, Waterloo, IL 62298
  • /46

    $215,000

    • 3 Beds
    • 2 Baths
    • 1,470 Sq Ft

    203 E Mill St, Waterloo, IL 62298

    Historic 3-Bedroom Home with new 2026 roof - One Block from Waterloo City Square. Location matters, and this historic home built in 1916 delivers. Situated one block from Waterloo's City Square and within walking distance of grade schools and middle schools, this property puts daily life within reach—no car required for small town festivals, Friday night dinners, weekend coffee runs, or the

    Nancy Cripe eXp Realty

    203 E Mill St, Waterloo, IL 62298
  • /17

    $220,000

    • 3 Beds
    • 1 Bath
    • 2,196 Sq Ft

    1305 Franklin St, Maeystown, IL 62256

    Nestled in the charm of Maeystown, this well-maintained 3 bedroom, 1 bathroom home offers a unique and functional layout with thoughtful updates throughout! Entry from the front door brings you into the lower level, creating a practical drop zone before heading upstairs to the main living area where all primary living spaces are located. The upper level features a recently updated kitchen

    Monica Schmidt eXp Realty

    1305 Franklin St, Maeystown, IL 62256
  • /68

    $480,000

    • 3 Beds
    • 3 Baths
    • 2,190 Sq Ft

    4 Shady Oak Ln, Waterloo, IL 62298

    Car enthusiasts, hobbyists, or anyone needing serious storage and workspace THIS IS THE HOME FOR YOU!!! The property offers an attached 2-car garage plus a brand new detached outbuilding. The outbuilding features 12’ ceilings, parking for up to four additional vehicles, and abundant storage making this a rare and highly functional offering.Set on a private, wooded 1.03-acre lot, this 3

    Linda Frierdich Century 21 Advantage

    4 Shady Oak Ln, Waterloo, IL 62298
  • /18

    $215,000

    • 7 Beds
    • 3 Baths
    • 1,532 Sq Ft

    201 Koenigsmark Ave, Waterloo, IL 62298

    Great Investment Opportunity in Downtown Waterloo!Don’t miss your chance to own this well-maintained duplex perfectly situated in the heart of downtown Waterloo. Each unit offers its own unique layout and features, making it an excellent option for investors or owner-occupants.The vacant unit includes 1 bedroom, 1 full bath, a spacious living room, and an open kitchen and dining area. The

    Jena Gibbs eXp Realty

    201 Koenigsmark Ave, Waterloo, IL 62298
  • /25

    $142,500

    • 2 Beds
    • 1 Bath
    • 1,062 Sq Ft

    335 W 4th St, Waterloo, IL 62298

    MOTIVATED SELLER - MAKE OFFERThis charming 1.5-story home is conveniently located close to shopping, dining, and other in-town amenities, making everyday errands a breeze. Inside, you’ll find comfortable living spaces that offer both function and charm. The main level laundry adds ease to your daily routine, while the layout provides a warm and welcoming atmosphere throughout.The home

    Brenda Chandler Property Peddler, Inc

    335 W 4th St, Waterloo, IL 62298
  • /38

    $219,900

    • 3 Beds
    • 1.5 Baths
    • 2,145 Sq Ft

    235 N Moore St, Waterloo, IL 62298

    New photos of the kitchen have just been uploaded—be sure to check them out! Step into history with this 126-year-old corner lot 2-story home! Boasting 3 bedrooms and 1 1/2 bathrooms, this property is rich with character and charm. The main level features beautiful hardwood floors, pocket doors, and so much of the original woodwork still intact. The kitchen has been thoughtfully updated with a

    Monica Schmidt eXp Realty

    235 N Moore St, Waterloo, IL 62298
  • /31

    $138,500

    • 1 Bed
    • 1 Bath
    • 775 Sq Ft

    517 S Church St, Waterloo, IL 62298

    Charming 1-bedroom, 1-bathroom home located in the heart of Waterloo! This move-in ready property offers a spacious living room filled with natural light and a cozy, functional kitchen perfect for everyday living. Recent updates include a brand-new furnace (2024), upgraded electrical wiring, and newer windows, flooring, and landscaping—all completed within the past two years. Step outside to

    Linda Frierdich Century 21 Advantage

    517 S Church St, Waterloo, IL 62298
  • /5

    $419,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,579 Sq Ft

    1009 Waymaker Ln, Waterloo, IL 62298

    Move in Ready New Construction Ranch with thoughtful finishes and modern conveniences. Vaulted family room, kitchen and entry soar to 10' ceilings and showcase a 50" electric fireplace — perfect for family gatherings. The master bedroom offers an elegant 9" tray ceiling with decorative lighting and crown molding.Interior Highlights include open kitchen with 36" white upper cabinets, range,

    Vicki Bedwell eXp Realty

    1009 Waymaker Ln, Waterloo, IL 62298
  • /17

    $499,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,729 Sq Ft

    1123 Waymaker Ln, Waterloo, IL 62298

    HOME CAN BE COMPLETED WITHIN 5 WEEKS ONCE CONTRACT ACCEPTED. Welcome to The Waymaker, a thoughtfully designed home offering the perfect blend of comfort and style. This 3-bedroom, 2-bathroom ranch features a desirable split floor plan, placing the primary suite with an all-marble master bath and convenient laundry access on one side of the home, and two additional bedrooms on the other for added

    Monica Schmidt eXp Realty

    1123 Waymaker Ln, Waterloo, IL 62298
  • /7

    $869,900 New Construction

    • 2,664 Sq Ft

    1383 Walnut Ridge Dr, Columbia, IL 62236

    Experience luxury and convenience at 1383 Walnut Ridge in Columbia, IL. This quality built NEW CONSTRUCTION home has 3 bedrooms, 2.5 baths and is absolutely exquisite with 2,600+ square feet, 3 side brick home showcases an oversized 3 car side entry garage. Inside this estately 1 story home, the living room boasts a vaulted ceiling and gas fireplace framed by a floor-to-ceiling stone hearth.

    Angela Welge RE/MAX Preferred

    1383 Walnut Ridge Dr, Columbia, IL 62236
  • /42

    $370,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,350 Sq Ft

    1123 Castle Green Dr, Waterloo, IL 62298

    This beautifully designed 3-bedroom, 2-bath home blends style, comfort, and functionality with a spacious open-concept layout and walk-in closets in every bedroom. From the moment you step inside, you’ll be welcomed by soaring vaulted ceilings and an expansive living and dining area that flows effortlessly into the stunning kitchen. Thoughtfully appointed with custom cabinetry, a pantry,

    Samuel Row Keller Williams Pinnacle

    1123 Castle Green Dr, Waterloo, IL 62298
  • /35

    $324,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    826 Glenbriar Dr, Waterloo, IL 62298

    This stunning 3-bedroom, 2-bath ranch is ready to welcome its new owners. From the moment you step into the foyer, you’ll be impressed by the bright, open-concept layout and soaring ceilings that seamlessly connect the living, dining, and kitchen areas — perfect for both everyday living and entertaining. The kitchen is truly the heart of the home, featuring custom cabinetry, a spacious pantry,

    Samuel Row Keller Williams Pinnacle

    826 Glenbriar Dr, Waterloo, IL 62298
  • /29

    $436,550 Open Fri 12PM - 4PM

    • 3 Beds
    • 2 Baths
    • 1,878 Sq Ft

    1017 Waymaker Ln, Waterloo, IL 62298

    Visit the Display Home Open House at 1013 Waymaker Ln, Waterloo, IL. New Construction: Customizable "The Heritage" Plan at Silver Creek Crossing by Quantum Homes, Inc. This is a To Be Built listing, offering you the exciting opportunity to fully customize your new home! With an estimated build time of just 5-6 months, your dream home is within reach. The "Heritage" is a spacious and thoughtfully

    Raquel Vice Century 21 Advantage

    1017 Waymaker Ln, Waterloo, IL 62298
  • /43

    $539,900 New Construction

    • 3 Beds
    • 3 Baths
    • 2,500 Sq Ft

    2411 Sunset Ridge Dr, Columbia, IL 62236

    This 3 bedroom villa will be a gorgeous finished product featuring scenic sunset views. As you approach you'll note the beautiful brick exterior & tidy landscaping. The interior will feature lovely flooring throughout. The spacious family room will boast great natural light, open spindle staircase, & sliding door leading to the deck offering scenic views. The well appointed kitchen will feature

    Linda Frierdich Century 21 Advantage

    2411 Sunset Ridge Dr, Columbia, IL 62236
  • /27

    $440,990 New Construction

    • 3 Beds
    • 2.5 Baths
    • 1,946 Sq Ft

    330 Jenny Ct, Waterloo, IL 62298

    New Construction: Customizable "The Cheyenne" Plan at Natalie EstatesThis is a To Be Built listing, offering you the exciting opportunity to fully customize your new home! With an estimated build time of just 5-6 months, your dream home is within reach.The "Cheyenne" is a spacious and thoughtfully designed floor plan, one of many excellent options offered by Quantum Homes, Inc. in the

    Raquel Vice Century 21 Advantage

    330 Jenny Ct, Waterloo, IL 62298
  • /13

    $429,640 New Construction

    • 3 Beds
    • 2 Baths
    • 1,639 Sq Ft

    334 Jenny Ct, Waterloo, IL 62298

    Discover the Oakley: A Contemporary Ranch by Quantum Homes, Inc.The Oakley is a popular plan designed with a desirable split-bedroom layout, it offers both privacy and modern amenities for comfortable living.Key Features of the Oakley are aStandard 3-Car Garage,3 Bedrooms, An open Great Room featuring a striking vaulted ceiling, A cozy Living Room with a gas fireplace. A

    Raquel Vice Century 21 Advantage

    334 Jenny Ct, Waterloo, IL 62298
  • /38

    $440,100 New Construction

    • 3 Beds
    • 2 Baths
    • 1,673 Sq Ft

    914 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Orchard by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,673 sq ft with an open floor plan, 9’ ceilings, luxury vinyl plank flooring, and a spacious great room. Kitchen features Tier 1 granite, soft-close cabinets, walk-in pantry, and stainless GE appliances. Primary suite includes walk-in closet, dual vanity, and tiled shower with

    Brooke Mitchell Keller Williams Pinnacle

    914 Seneca Dr, Waterloo, IL 62298
  • /40

    $426,700 New Construction

    • 3 Beds
    • 2 Baths
    • 1,625 Sq Ft

    922 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The White Oak by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,625 sq ft of stylish and functional living space. Enjoy an open floor plan with 9’ ceilings, luxury vinyl plank flooring in the main areas, and a spacious great room. The kitchen features Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless

    Brooke Mitchell Keller Williams Pinnacle

    922 Seneca Dr, Waterloo, IL 62298
  • /3

    $475,500 New Construction

    • 4 Beds
    • 3 Baths
    • 1,872 Sq Ft

    910 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Sequoia by Jason Schmidt Construction in Quail Ridge Subdivision! This well-designed 4 bed, 3 bath ranch offers 1,872 sq ft of quality craftsmanship and functional elegance. Enjoy an open-concept layout with 9’ ceilings, luxury vinyl plank flooring, and a stylish kitchen featuring granite counters, custom soft-close cabinets, walk-in pantry, and stainless appliances. The master

    Brooke Mitchell Keller Williams Pinnacle

    910 Seneca Dr, Waterloo, IL 62298
  • /35

    $430,700 New Construction

    • 3 Beds
    • 2 Baths
    • 1,692 Sq Ft

    926 Seneca Dr, Waterloo, IL 62298

    TO BE BUILT – The Cedar Creek by Jason Schmidt Construction in Quail Ridge Subdivision! This 3 bed, 2 bath ranch offers 1,692 sq ft of quality new construction with an open-concept layout, 9’ ceilings, and luxury vinyl plank flooring in main areas. The kitchen includes Tier 1 granite countertops, soft-close hardwood cabinetry, walk-in pantry, and GE stainless appliance package. The primary suite

    Brooke Mitchell Keller Williams Pinnacle

    926 Seneca Dr, Waterloo, IL 62298

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