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Newest Homes for Sale in Monticello, KY

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  • /5

    $30,000

    • Land
    • 2.93 Acres
    • $10,239 per Acre

    78 Sandstone Trail, Monticello, KY 42633

    Desirable 2.93 Acre lot in the gated community of Sandstone Point, just 5 miles from Beaver Creek Resort & Marina. There are restrictions implemented to protect your investment. There's a minimum 1,400 sf building requirement. No mobile homes, doublewides, RV's, or campers permitted in Phase I. Barndominiums could be an option, pending approval. Underground utilities are an added bonus. Electric

    Lisa Lowe Re/Max Country Lakes

    78 Sandstone Trail, Monticello, KY 42633
  • /7

    $29,500

    • Land
    • 3.01 Acres
    • $9,801 per Acre

    1926 Greenbriar Rd, Monticello, KY 42633

    If you've been looking for Acreage to build your dream home on, then check out this 3.01 Acre Tract, located in the very desirable Greenbriar Road Community of Wayne County. The multiple lot features include: Nearly 1 acre cleared, gently sloping, hilly, rolling slope and some woods. There has been a Perc Test and the lot has been approved for a septic system on the building site. All utilities,

    Lisa Lowe Re/Max Country Lakes

    1926 Greenbriar Rd, Monticello, KY 42633
  • /62

    $125,000

    • 3 Beds
    • 2 Baths
    • 1,064 Sq Ft

    121 Shinbone Dr, Monticello, KY 42633

    Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

    Karen Scalf Weichert Realtors Ford Brothers, Inc.

    121 Shinbone Dr, Monticello, KY 42633
  • /47

    $275,000

    • 3 Beds
    • 2 Baths
    • 1,985 Sq Ft

    78 White Oak Ln, Monticello, KY 42633

    Looking for a cozy retreat near Lake Cumberland? This unique fully-furnished home can be used as an income producing investment since it is approved by the HOA for short term rental ($50 annual HOA fee). Lake enthusiasts will love this location, just minutes from both Lakeshore Community Dock and Fall Creek Recreation Area, with prestigious Conley Bottom Resort less than 4 miles away! There's

    Charlotte Ikerd Key Players Real Estate

    78 White Oak Ln, Monticello, KY 42633
  • /25

    $2,200,000

    • Land
    • 133 Acres
    • $16,541 per Acre

    8600 Kentucky 92, Monticello, KY 42633

    Premier Investment Opportunity - 133± Unrestricted Acres Adjacent to Beaver Creek Marina This property has never been on the market or offered until NOW!! Positioned directly surrounding Beaver Creek Marina, this 133± acre unrestricted tract presents a rare, high-upside opportunity for investors and marina ownership alike. This property offers immediate income potential combined with long-term

    Ashly Smith Lake Cumberland Real Estate Professionals

    8600 Kentucky 92, Monticello, KY 42633
  • /77

    $369,000

    • 3 Beds
    • 2.5 Baths
    • 2,400 Sq Ft

    785 Frazer Rd, Monticello, KY 42633

    Welcome to this well-maintained home located at 785 Frazer Rd in Monticello, KY, offering the perfect combination of comfort, space, and convenience. Ideally situated between Monticello and Somerset, this property provides a peaceful country setting while still being just a short drive to shopping, dining, schools, and Lake Cumberland. This home features 3 bedrooms and 2.5 bathrooms with a

    Tod Bertram Weichert Realtors Ford Brothers, Inc.

    785 Frazer Rd, Monticello, KY 42633
  • /48

    $259,000

    • 3 Beds
    • 2 Baths
    • 1,296 Sq Ft

    202 Willa Dr, Monticello, KY 42633

    Move-in ready and recently refreshed, this 3-bedroom, 2-bath home delivers comfort, space, and convenience in a highly desirable location just minutes from Beaver Creek Resort. The interior offers a functional, open layout with abundant natural light and brand-new flooring that adds a clean, updated look throughout. The kitchen is thoughtfully designed with custom cabinetry and connects easily to

    Isaiah Brake Re/Max Country Lakes

    202 Willa Dr, Monticello, KY 42633
  • /2

    $15,000

    • Land
    • 0.93 Acre
    • $16,129 per Acre

    228 Griffin Hill Rd, Monticello, KY 42633

    Ronald Shaw Weichert Realtors Ford Brothers, Inc.

    228 Griffin Hill Rd, Monticello, KY 42633
  • /13

    $35,000

    • Land
    • 1.57 Acres
    • $22,293 per Acre

    1 Lighthouse Estates, Monticello, KY 42633

    Looking for that lightly restricted hard to find lot to park your CAMPER, RV, or build that vacation get-away that's within 3 miles from Conley Bottom Marina... Look no further, Lighthouse Estates has several desirable lots that will surly sell quick. offering underground utilities, available water on each lot with a great view of farm land all around. call to get yours before they're gone.

    Tod Bertram Weichert Realtors Ford Brothers, Inc.

    1 Lighthouse Estates, Monticello, KY 42633
  • /37

    $239,900

    • 3 Beds
    • 2 Baths
    • 1,260 Sq Ft

    96 Big Beech Ln, Monticello, KY 42633

    Situated on one of Cumberland Ridge's most private lots very close to the lake you will find this adorable Craftsman cottage. With 3 Bedrooms / 2 Baths it is just waiting for your great lake weekends to begin! Built for the current owners in 1985 and enjoyed for 40 plus years this would be the perfect lake home for you to love for years to come! Nestled in a very private wooded alcove you will

    Jill Ramsey CENTURY 21 Advantage Realty

    96 Big Beech Ln, Monticello, KY 42633
  • /51

    $129,000

    • 1 Bed
    • 1 Bath
    • 1,428 Sq Ft

    1906 Green Ford Rd, Monticello, KY 42633

    Welcome to your private retreat in the heart of the Green Ford Community of Wayne County! Nestled on approximately 4.5 surveyed acres and surrounded by the natural beauty of the mountains, this charming cabin offers the perfect blend of seclusion and outdoor adventure. Nature lovers will appreciate the unbeatable location—just a short walk to the Little South Fork River and easy access to

    Tod Bertram Weichert Realtors Ford Brothers, Inc.

    1906 Green Ford Rd, Monticello, KY 42633
  • /80

    $494,900

    • 6 Beds
    • 4.5 Baths
    • 3,942 Sq Ft

    575 Sunset Blvd, Monticello, KY 42633

    Welcome to this impressive in-town property on Sunset Blvd offering nearly 4,000± sq ft of well-designed living space on a level 0.97± acre lot—an increasingly rare combination of space, functionality, and convenience in today's market. From the moment you step inside, the home sets itself apart with a grand entry and soaring ceilings that create an open, upscale feel throughout the main living

    Dylan Jones Re/Max Country Lakes

    575 Sunset Blvd, Monticello, KY 42633
  • /33

    $224,900

    • 4 Beds
    • 2 Baths
    • 1,803 Sq Ft

    86 Pine St, Monticello, KY 42633

    Welcome to this beautifully updated home in Monticello! Located in a quiet, well-established neighborhood, this spacious 4-bedroom, 2-bath residence offers approximately 1,803 square feet of comfortable living space and is just minutes from Lake Cumberland. This home has seen numerous improvements over the years, giving buyers peace of mind and modern comfort. Major updates include a newer roof,

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    86 Pine St, Monticello, KY 42633
  • /56

    $299,900

    • 4 Beds
    • 3 Baths
    • 2,500 Sq Ft

    78 Francie Blvd, Monticello, KY 42633

    Charming Cape Cod Home with In-Law Suite Potential Welcome to this beautifully updated Cape Cod home, offering the perfect blend of classic charm and modern amenities. Situated in a peaceful neighborhood, this spacious property features 4 bedrooms, 3 full bathrooms, and a thoughtfully designed layout that is ideal for both entertaining and comfortable living. As you enter, you'll be greeted by

    Ronda Tipton CENTURY 21 Advantage Realty

    78 Francie Blvd, Monticello, KY 42633
  • /10

    $50,000

    • 2 Beds
    • 1.5 Baths
    • 1,284 Sq Ft

    345 S Burke Rd, Monticello, KY 42633

    If you like seclusion, then this property may be for you. The property consist of 3 acres and has a 1972 Bristol mobile home that is 3 bedrooms, 1 large bath with washer/dryer hookup, and a half bath. Larger living room, and eat in kitchen. Selling as is, property has a well that is the only water source. Owner states plenty of water from the well. Property sits at the end of a county road.

    Donna Roberts Access Realty & Auction

    345 S Burke Rd, Monticello, KY 42633
  • /3

    $16,000

    • Land
    • 2.1 Acres
    • $7,619 per Acre

    133 W Willow Point Rd Unit 133, Monticello, KY 42633

    Discover the perfect canvas for your dream getaway on this peaceful 2.1-acre parcel nestled on a scenic hilltop within a gated community. Partially cleared and ready for your vision, this remote lot offers the rare combination of seclusion and convenience with electric and water already available at the site. Underground utilities and low property taxes enhance the living experience. Enjoy the

    Cheryl Harney Keller Williams Commonwealth - Somerset

    133 W Willow Point Rd Unit 133, Monticello, KY 42633
  • /9

    $29,900

    • Land
    • 2.83 Acres
    • $10,565 per Acre

    0 Gregory Branch Rd, Monticello, KY 42633

    2.83 Acres - Unrestricted, Private & Ready to Build! Escape to the peace and privacy of this beautiful 2.83-acre tract on Gregory Branch Road. Featuring mostly level terrain, this property is ideal for your dream home, mobile home, or weekend getaway with no restrictions. Enjoy the convenience of water and electric available and the confidence of a completed survey, making your building process

    Kendra Roark Weichert Realtors Ford Brothers, Inc.

    0 Gregory Branch Rd, Monticello, KY 42633
  • /73

    $699,000

    • 4 Beds
    • 3 Baths
    • 2,130 Sq Ft

    856 New Fall Creek Rd, Monticello, KY 42633

    Income-producing barndominium just 1 minute from New Fall Creek boat ramp and 7 minutes to Conley Bottom Marina. Featuring an open floor plan with soaring ceilings, 4 bedrooms, 3 baths, lake views, and a wraparound porch. Includes a 30x40 garage perfect for a boat and camper. Selling fully furnished and currently operating as a successful short-term rental with strong bookings in place.

    Brandon Davis No Wake Real Estate

    856 New Fall Creek Rd, Monticello, KY 42633
  • /29

    $169,000

    • 3 Beds
    • 1 Bath
    • 1,064 Sq Ft

    113 Cs-1226, Monticello, KY 42633

    Looking for an affordable, move-in ready brick home? This 3 bedroom, 1 bath property is USDA approved and packed with value! Recent updates include newer flooring and cabinetry, plus a 5-6 year old HVAC system and water heater for peace of mind. All kitchen appliances remain — even the washer and dryer! Outside, you'll love the extra storage space on the carport, a covered porch area perfect for

    Kendra Roark Weichert Realtors Ford Brothers, Inc.

    113 Cs-1226, Monticello, KY 42633
  • /21

    $39,900

    • Land
    • 1.74 Acres
    • $22,931 per Acre

    199 Lynne Dr, Monticello, KY 42633

    Build your getaway or full-time home on these two adjoining lots totaling ±1.75 acres in Monticello. Set in a quiet area with light restrictions, this property offers privacy, space, and is just 5 minutes from Conley Bottom Marina and Lake Cumberland. Allows up to 2 head of livestock, with a minimum of 1,000 sq ft for a single residence or 750 sq ft per unit for multi-housing. Call for more

    Brandon Davis No Wake Real Estate

    199 Lynne Dr, Monticello, KY 42633
  • /26

    $145,000

    • 2 Beds
    • 1 Bath
    • 952 Sq Ft

    372 Rolling Acres Dr, Monticello, KY 42633

    Newer home built in 2016 on corner lot. In town conveniently located close to stores, shops and hospital. Community park located next door, with tennis, basketball courts and walking trail.

    Rick Horton Weichert Realtors Ford Brothers, Inc.

    372 Rolling Acres Dr, Monticello, KY 42633
  • /50

    $599,000

    • Land
    • 20.02 Acres
    • $29,920 per Acre

    2301 Kentucky 92, Monticello, KY 42633

    ±20.02 acres of prime pastureland with stunning farm and mountain views. Fully fenced, gated, and ready for horses or livestock. Featuring a massive 60x70 garage with 14' doors for large equipment, plus four livestock shelters already in place. A perfect blend of open pasture and scattered woods with no restrictions, ideal for your dream farmhouse. Call for sizes of buildings and with any

    Brandon Davis No Wake Real Estate

    2301 Kentucky 92, Monticello, KY 42633
  • /18

    $225,000

    • 3 Beds
    • 2.5 Baths
    • 1,488 Sq Ft

    268 Duncan St, Monticello, KY 42633

    Welcome to this charming all-brick home nestled on a beautiful .88-acre lot in the heart of Monticello! Surrounded by mature trees, this property offers the perfect blend of privacy, space, and timeless appeal. Featuring 3 bedrooms and 2.5 bathrooms, this home offers a functional layout with a formal dining room ideal for hosting, along with elegant arched doorways that add character throughout.

    Nikita Reece Berkshire Hathaway HomeServices Foster Realtors

    268 Duncan St, Monticello, KY 42633
  • /15

    $25,000

    • 4 Beds
    • 1 Bath
    • 1,040 Sq Ft

    4688 Brammer Hill Ridge Rd, Monticello, KY 42633

    3 bedroom, 1 bath home ready for a remodel. Lots of potential for all investors or the beginnings of a starter home, either way this property is ready to be molded to your wishes! 1,040 Sq/ft. upstairs, with 520 Sq/ft. unfinished basement. This property needs repair and is not move in ready.

    Isaiah Brake Re/Max Country Lakes

    4688 Brammer Hill Ridge Rd, Monticello, KY 42633
  • /29

    $229,900

    • 3 Beds
    • 2 Baths
    • 1,200 Sq Ft

    362 Highway 3284, Monticello, KY 42633

    Absolutely Adorable 3BR/2BA Modern Home - Move-In Ready! Welcome to this charming and well-maintained 3-bedroom, 2-bath home that perfectly blends comfort and style. Built in 2005, this inviting property features beautiful laminate wood flooring and a spacious, modern kitchen complete with crisp white cabinetry—perfect for both everyday living and entertaining. Both bathrooms have been tastefully

    Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

    362 Highway 3284, Monticello, KY 42633
  • /38

    $185,500

    • 3 Beds
    • 1 Bath
    • 1,064 Sq Ft

    109 Betsy Ln, Monticello, KY 42633

    Welcome to your perfect Lake Cumberland getaway, located minutes from the boat ramps and marina at Conley Bottom Resort! Whether you're searching for a vacation home, weekend retreat, or investment opportunity, this charming property offers the ideal blend of comfort, convenience, and income potential. Its peaceful country setting provides privacy and relaxation while still being just minutes

    HG Hickey III No Wake Real Estate

    109 Betsy Ln, Monticello, KY 42633
  • /91

    $499,000

    • 3 Beds
    • 2.5 Baths
    • 2,656 Sq Ft

    726 N Main St, Monticello, KY 42633

    Fully remodeled custom home offering 3 bedrooms, 2.5 baths, an eat-in kitchen, home office, laundry/mudroom, and three spacious living/entertaining areas, all on the main level. The updated kitchen features quartz countertops, stainless appliances, and modern finishes, while the primary suite includes a tiled walk-in shower, double vanities, and a walk-in closet. A 2,600+ sq ft unfinished

    Brandon Davis No Wake Real Estate

    726 N Main St, Monticello, KY 42633
  • /27

    $129,000

    • 3 Beds
    • 2 Baths
    • 1,456 Sq Ft

    1015 Old Fall Creek Rd, Monticello, KY 42633

    Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a

    HG Hickey III No Wake Real Estate

    1015 Old Fall Creek Rd, Monticello, KY 42633
  • /60

    $40,000 Open Thu 6PM - 6:30PM

    • 3 Beds
    • 1.5 Baths
    • 2,208 Sq Ft

    531 N Main St, Monticello, KY 42633

    3 Bedroom, 1.5 Bath home features over 2,200 sq ft of living space upstairs and on the main level, and over 900 square feet of unfinished basement with walkout access. This property is located on Main street in Monticello and is high visibility and is Ideal for residential or commercial use, and a perfect opportunity for homeowners or investors alike. This 1.5 story property is located on Main

    Barry Cooper RE/MAX Country Lakes, LLC

    531 N Main St, Monticello, KY 42633
  • /37

    $209,900

    • 3 Beds
    • 2 Baths
    • 1,360 Sq Ft

    20 Maryland Ave, Monticello, KY 42633

    PRICE IMPROVED! Don't miss this opportunity to own a wonderful in-town 3 bedroom Bedford Stone home offering lots of comfortable living space all on one level. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies.

    Nelson Weaver Lake Cumberland Real Estate Professionals

    20 Maryland Ave, Monticello, KY 42633
  • /124

    $815,000

    • 6 Beds
    • 5.5 Baths
    • 5,039 Sq Ft

    1166 Sandstone Point Trail, Monticello, KY 42633

    Lakefront luxury can be yours in this breathtakingly gorgeous lake home that is completely furnished, all you'll need is your toothbrush! Lake Cumberland memories will begin and last forever as the nearly 5,000 sq ft of meticulously designed spaces will accommodate an abundance of friends and family! This stunning 6 bedroom, 5.5 bath custom built craftsman style home sits beautifully on 1.3 acres

    Vicki Hines Lake Cumberland Real Estate Professionals

    1166 Sandstone Point Trail, Monticello, KY 42633
  • /36

    $599,000

    • 5 Beds
    • 3.5 Baths
    • 4,298 Sq Ft

    100 Waters Edge Trail, Monticello, KY 42633

    Welcome to your private Kentucky retreat, where rustic charm meets modern comfort just a stones throw away from beautiful Lake Cumberland! This a stunning 5-bedroom, 4-bath home is in a gated community! "COMES FULLY FURNISHED" On AirBNB making 70k annually! From the moment you arrive, the warm cedar-toned exterior, expansive wraparound decking, and serene natural setting create an inviting escape

    Brandon Becker CENTURY 21 Advantage Realty

    100 Waters Edge Trail, Monticello, KY 42633
  • /64

    $639,900

    • 4 Beds
    • 3.5 Baths
    • 3,980 Sq Ft

    185 Big Beach Ln, Monticello, KY 42633

    LIKE-NEW 2024 BUILD IN A PRIME LAKE LIFESTYLE LOCATION—JUST 5 MINUTES FROM CONLEY BOTTOM! This 4 bedroom, 3.5 bath home offers the perfect combination of modern design, quality craftsmanship, and sought-after access to Lake Cumberland, situated on 1.06 +/- acres per PVA. Inside, you'll find an open-concept layout with soaring wood ceilings, a stunning fireplace focal point, and abundant natural

    Dylan Jones Re/Max Country Lakes

    185 Big Beach Ln, Monticello, KY 42633
  • /28

    $89,000

    • 2 Beds
    • 1.5 Baths
    • 644 Sq Ft

    232 State Hwy 1258, Monticello, KY 42633

    Lovely 2 bed room, 1 and half bath, (14 x 46) recently renovated mobile home! Situated on 1.55 acres! This property is less than 4 miiles from town, providing seclusion in a rural area with property backing up to the woods with scenic views of mountains and trees! Whether your looking for a primary residence or increasing your portfolio for rental properties! With potential to add additional

    Derek Morrow Weichert Realtors Ford Brothers, Inc.

    232 State Hwy 1258, Monticello, KY 42633
  • /68

    $485,000

    • 4 Beds
    • 3.5 Baths
    • 2,177 Sq Ft

    1560 Bell Phipps Rd, Monticello, KY 42633

    Square footage, garage and room count include primary residence and guest house. Guest house could be used as a mother-in-law suite, another residence or as an Airbnb for additional income. Located minutes from 2 concrete boat ramps on beautiful Lake Cumberland and close to Beaver Creek Marina on +/- 3 acres of secluded, wooded land. Primary residence features 12 ft. ceilings, crown molding,

    Farrah Dobbs Lake Cumberland Real Estate Professionals

    1560 Bell Phipps Rd, Monticello, KY 42633
  • /35

    $75,000

    • 1 Bed
    • 1 Bath
    • 296 Sq Ft

    7939 Kentucky 92, Monticello, KY 42633

    This 2010 Keys Travel home sits on a spacious 0.37-acre lot, offering both comfort and added functionality with multiple outbuildings. The property features a well-maintained main residence, perfect for easy living or a weekend retreat. Outside, you'll find a detached outbuilding equipped with electricity, providing excellent potential for a guest space, or ideal for a workshop, storage, or hobby

    Ronald Shaw Weichert Realtors Ford Brothers, Inc.

    7939 Kentucky 92, Monticello, KY 42633
  • /2

    $59,900

    • Land
    • 0.71 Acre
    • $84,366 per Acre

    1843 #25 Kentucky Hwy 2393, Monticello, KY 42633

    Welcome to the newest lakefront community development, 5 minutes from Conley Bottom Marina- the perfect setting for your dream vacation home or forever residence. This premium 0.71 +/- acre lot offers plenty of space and privacy, all within a beautifully planned neighborhood. Lake lots of this caliber are rare, especially in such a desirable development. Don't miss your chance - call me today for

    Dylan Jones Re/Max Country Lakes

    1843 #25 Kentucky Hwy 2393, Monticello, KY 42633
  • /47

    $365,000

    • 4 Beds
    • 3 Baths
    • 1,700 Sq Ft

    235 Golden Pond Rd, Monticello, KY 42633

    Welcome to your perfect getaway or full-time retreat in the highly desirable Golden Pond Resort area! This beautifully updated 4 bedroom, 3 full bathroom home offers the ideal blend of comfort, functionality, and proven income potential. Step inside to a spacious, open-concept layout featuring a warm and inviting living room with hardwood flooring and seamless flow into the kitchen and dining

    The Dream Team Real Estate Professionals - Dreama Bolin Lake Cumberland Real Estate Professionals

    235 Golden Pond Rd, Monticello, KY 42633
  • /83

    $389,000

    • 2 Beds
    • 2.5 Baths
    • 1,680 Sq Ft

    160 Mystic View Rd, Monticello, KY 42633

    Lake Cumberland Log Cabin Retreat | Mystic View Subdivision Welcome to your perfect lake getaway at 160 Mystic View Rd! This beautifully maintained 2-bedroom + loft area, 2.5-bath log cabin offers the ideal blend of rustic charm and modern updates in one of Lake Cumberland's most desirable communities. Lovingly cared for and lightly used as a vacation home since 2007, this property is truly

    Karen Leonard RE/MAX LakeTime Realty

    160 Mystic View Rd, Monticello, KY 42633
  • /33

    $139,900

    • 3 Beds
    • 2 Baths
    • 1,216 Sq Ft

    58 Cart Bell Ridge Rd, Monticello, KY 42633

    Lake Life Ready - Fully Furnished & Move-In Ready! Enjoy the perfect blend of comfort, convenience, and recreation with this updated 16x76 manufactured home. This well-maintained property features numerous upgrades, including all new water supply lines, a new front door (2020), and a spacious new deck and storage shed added in 2021. Step inside to find a fully furnished interior—everything you

    Kendra Roark Weichert Realtors Ford Brothers, Inc.

    58 Cart Bell Ridge Rd, Monticello, KY 42633

Showing Results 1 - 40, Page 1 of 5

Frequently Asked Questions

What is the average home price in Monticello, KY?
Homes for sale in Monticello, KY have an average home price of $220,849.
Are home prices dropping in Monticello?
Yes, home prices in Monticello are down 4% in the last 12 months.
How many homes have sold over the last 12 months in Monticello, KY?
41 homes have sold in Monticello, KY over the last 12 months.
What are the most popular zip codes in Monticello, KY?
The most popular zip codes in Monticello, KY include 42633, 42603, 42544, 42642 and 42518.
How much do you need to make to afford a house in Monticello?
The median home price in Monticello is $224,900. If you put a 20% down payment of $45,000 and had a 30-year fixed mortgage with an interest rate of 6.46%, your estimated principal and interest payment would be $1,130 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $48K a year to afford the median home price in Monticello. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Monticello, KY?
Monticello, KY has highly rated public and private schools. Some of the best schools in Monticello based on Niche Grades are Bell Elementary School, Walker Early Learning Center and Wayne County High School. Browse all the schools in Monticello, KY to learn more.

Home Trends in Monticello, KY

Housing Trends

Median Sale Price
$185,500
Median Single Family Sale Price
$187,000
Median Townhouse Sale Price
$275,000
Average Price Per Sq Ft
$122
Number of Homes for Sale
26
Last 12 months Home Sales
41
Months of Supply
7.60
Median List Price
$224,900
Median Change From 1st List Price
10%
Median Home Sale Price YoY Change
13%
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