156

Monticello, KY Homes for Sale

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  • /18

    $199,000

    • 4 Beds
    • 1 Bath
    • 1,266 Sq Ft

    9370 Hwy 1275 N Hwy, Monticello, KY 42633

    Charming Renovated 4 Bedroom Home Near Conley Bottom & Mill Springs This beautifully updated four-bedroom, one-bath home offers modern upgrades with classic appeal and sits on an unrestricted 1/3-acre lot with a convenient circle driveway. Located only 4 miles from Conley Bottom Marina and just 1⁄4 mile from historic Mill Springs Mill on Hwy 1275, this property provides quick access to Lake

    Tod Bertram Weichert Realtors Ford Brothers, Inc.

    9370 Hwy 1275 N Hwy, Monticello, KY 42633
  • /21

    $459,000

    • 3 Beds
    • 1 Bath
    • 1,428 Sq Ft

    2080 Duncan Valley Rd, Monticello, KY 42633

    93.3 m/l acres of beautiful Wayne County Farmland!! Located approximately 6.5 miles from downtown Monticello. Gently rolling farmland that makes great pastures. Two nice sized barns and a large hay shed, plus several smaller sheds throughout the property. Automatic waterers, and several fields that are fenced separately . Property also has fencing on outer border throughout the farm.

    H Allen Clark Access Realty & Auction

    2080 Duncan Valley Rd, Monticello, KY 42633
  • /2

    $50,000

    • Land
    • 0.76 Acre
    • $65,789 per Acre

    Hwy 789 Hwy 789, Monticello, KY 42633

    .76 Acre tract suitable for home or modular unit. Close to boat launches.

    Vanessa Dunnington Mid America Realty & Auction LLC

    Hwy 789 Hwy 789, Monticello, KY 42633
  • /16

    $82,900

    • 2 Beds
    • 1 Bath
    • 560 Sq Ft

    780 Morris Hill Rd, Monticello, KY 42633

    280 Morris Hill Road, Monticello, Kentucky - 4.5 Acres, No Restrictions, Two Dwellings & Stunning Views Discover the potential of this 4.5-acre unrestricted property located just minutes from town and only 15 minutes from Lake Cumberland. Positioned on Morris Hill Road, it offers beautiful panoramic views of Monticello and endless opportunities for development. With no property restrictions, this

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    780 Morris Hill Rd, Monticello, KY 42633
  • /8

    $20,000

    • Land
    • 5.99 Acres
    • $3,339 per Acre

    6310 Hwy 200, Monticello, KY 42633

    Looking for the perfect blend of privacy, nature, and opportunity? This 5.99 acre wooded property with beautiful rolling hills offers the freedom to create exactly what you want. Whether you're dreaming of building your home in the quiet countryside or wanting your own small hunting retreat, this land is ready for you. With plenty of mature trees, nature cover, and gently rolling terrain, the

    Denver Eaton Re/Max Country Lakes

    6310 Hwy 200, Monticello, KY 42633
  • /63

    $249,900

    • 3 Beds
    • 2 Baths
    • 1,432 Sq Ft

    202 Gene Gray Rd, Monticello, KY 42633

    Escape to the country with this charming brick ranch situated on 15.74 unrestricted acres, located less than 10 miles from the city of Monticello. The home features an unfinished basement ready for your vision, while outside you'll find a 30x42 three-bay detached garage perfect for equipment, vehicles, or workshop needs. A classic barn adds to the property's functionality, making it ideal for

    Brandon Davis No Wake Real Estate

    202 Gene Gray Rd, Monticello, KY 42633
  • /10

    $50,000

    • 3 Beds
    • 1.5 Baths
    • 1,284 Sq Ft

    345 S Burke Rd, Monticello, KY 42633

    If you like seclusion, then this property may be for you. The property consist of 3 acres and has a 1972 Bristol mobile home that is 3 bedrooms, 1 large bath with washer/dryer hookup, and a half bath. Larger living room, and eat in kitchen. Property has a well that is the only water source. Owner states plenty of water from the well. Property sits at the end of a county road. (There is also a 2nd

    Donna Roberts Access Realty & Auction

    345 S Burke Rd, Monticello, KY 42633
  • /5

    $25,000

    • 2 Beds
    • 1 Bath
    • 660 Sq Ft

    273 S Burke Rd, Monticello, KY 42633

    If you like seclusion, then this property may be for you. The property consist of 3 acres and has a 1970 PMC mobile home that is 2 bedrooms, 1 large bath with washer/dryer hookup. Living room, and eat in kitchen. Property has a well that is the only water source. Owner states plenty of water from the well. Property sits at the end of a county road. (There is also a 2nd adjoining property that is

    Donna Roberts Access Realty & Auction

    273 S Burke Rd, Monticello, KY 42633
  • /29

    $777,000

    • Land
    • 28.98 Acres
    • $26,812 per Acre

    8201 W Ky-92, Monticello, KY 42633

    Less than one mile from Safe Harbor Beaver Creek Marina and beautiful Lake Cumberland, this 29-acre property offers a rare opportunity for campground or RV park development in one of Kentucky's most popular recreation destinations. The property is already partially developed with 7 established campsites — 4 with 30-amp hookups and 3 with 50-amp service — and 4 freeze-proof faucets connected to

    Agent Photo

    Epp Walls

    United Country - Kentucky Lifestyle Properties, LLC

    (606) 342-7160

    8201 W Ky-92, Monticello, KY 42633
  • /39

    $292,000

    • 3 Beds
    • 1 Bath
    • 1,136 Sq Ft

    2738 Ky-1258, Monticello, KY 42633

    Hobby Farm Ready To Work For You Address: 2738 Hwy 1258, Monticello, KY Price: $292,000 Acreage: 14 acres (+/- per PVA) Home: 1,136 Sq. Ft. | 3 Bedrooms | 1 Bath | Full Basement Looking for peaceful country living with room to roam? This beautiful hobby farm offers the perfect blend of open pasture and wooded areas across 14.06 scenic acres +\- per pva -ideal for livestock, gardening, or simply

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    2738 Ky-1258, Monticello, KY 42633
  • /24

    $179,000

    • 3 Beds
    • 1 Bath
    • 1,176 Sq Ft

    1415 N Main St, Monticello, KY 42633

    Charming 3-bedroom, 1-bath brick home that's been totally renovated from top to bottom! This move-in-ready property features a brand-new roof, fresh interior and exterior paint, updated flooring, and modern fixtures throughout. The spacious kitchen offers updated cabinetry and countertops, perfect for family meals or entertaining guests. Enjoy peace of mind with updated systems and quality

    Tod Bertram Weichert Realtors Ford Brothers, Inc.

    1415 N Main St, Monticello, KY 42633
  • /139

    $899,900

    • 4 Beds
    • 3.5 Baths
    • 3,998 Sq Ft

    800 Red Fox Ridge, Monticello, KY 42633

    SELLERS RELOCATING! Discover the epitome of luxury living with this breathtaking 4-bedroom, 3 1/2 bath home, offering unparalleled panoramic views. Custom built in 2024 with a striking combination of brick, stone and Hardi-board exterior, this residence is designed to impress. The interior welcomes you with soaring high ceilings, 9 ft. solid wood interior doors and elegant finishes throughout.

    Michael Hines Lake Cumberland Real Estate Professionals

    800 Red Fox Ridge, Monticello, KY 42633
  • /6

    $24,900

    • 3 Beds
    • 2 Baths
    • 1,216 Sq Ft

    440 Ray Dean Dishman, Monticello, KY 42633

    Attention investors and DIY enthusiasts! Multiple exit strategies: finish this remodel then either flip, rent or move in! Home being sold as is. Cash preferred but will consider financed all offers.

    Dustin Hepburn

    440 Ray Dean Dishman, Monticello, KY 42633
  • /62

    $339,000

    • 5 Beds
    • 3.5 Baths
    • 3,008 Sq Ft

    679 Bell Phipps Rd, Monticello, KY 42633

    Discover a unique opportunity with this beautifully updated property featuring an inviting 3-bedroom, 1-bath A-frame home and a duplex — all nestled on a spacious 1.37± acre lot. The main A-frame residence offers rustic charm with modern upgrades, including a brand-new roof and new HVAC system for year-round comfort. Inside, you'll find bright living spaces, cozy bedrooms, and an open layout

    HG Hickey III No Wake Real Estate

    679 Bell Phipps Rd, Monticello, KY 42633
  • /19

    $99,000

    • Land
    • 4.98 Acres
    • $19,880 per Acre

    2595 Twyfords Point Rd, Monticello, KY 42633

    Nature Meets Opportunity - Unrestricted 4.98 acres just a mile from Twyfords Point boat ramp and minutes to Beaver Creek Resort — bring your RV, build your dream cabin, or launch your next adventure. - No zoning limits means endless potential: tiny homes, barndominiums, weekend retreats, or investment rentals. - Gently rolling terrain with mature trees offers privacy, shade, and natural beauty in

    HG Hickey III No Wake Real Estate

    2595 Twyfords Point Rd, Monticello, KY 42633
  • /9

    $39,000

    • Land
    • 0.69 Acre
    • $56,522 per Acre

    100 Parker St, Monticello, KY 42633

    An excellent opportunity to own four adjoining building lots being sold together as one parcel in the Harrison Subdivision. This combined tract offers ample space for a single private residence or future development potential. With minimal restrictions, the property provides flexibility in design and use while maintaining neighborhood standards. Conveniently located near local schools, shopping,

    Isaiah Brake Re/Max Country Lakes

    100 Parker St, Monticello, KY 42633
  • /9

    $8,900

    • Land
    • 0.95 Acre
    • $9,368 per Acre

    Lot 103 Cumberland Shores, Monticello, KY 42633

    Beautiful acre building lot in Cumberland Shores a gated community north of Monticello, KY. It would be a great lot for a walkout basement home with aq front loading garage. It's a short hike to the lake, close to several ramps. Lots of privacy! Fewneighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft

    Brad Bigelow CENTURY 21 Advantage Realty

    Lot 103 Cumberland Shores, Monticello, KY 42633
  • /11

    $159,900

    • 2 Beds
    • 1 Bath
    • 1,200 Sq Ft

    114 Crawford St, Monticello, KY 42633

    Two listings for the price of one. The first property is this Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a

    Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

    114 Crawford St, Monticello, KY 42633
  • /83

    $389,000

    • 4 Beds
    • 3 Baths
    • 3,793 Sq Ft

    106 Highway 3284, Monticello, KY 42633

    This stunning 3,700± square foot home perfectly blends classic charm with modern luxury. Conveniently located and set on a spacious lot, the property welcomes you with a handsome stone exterior, a circle driveway, and a two-car detached garage. Inside, no detail has been overlooked. The home has just undergone major renovations, featuring all-new flooring, custom cabinetry, premium countertops,

    HG Hickey III No Wake Real Estate

    106 Highway 3284, Monticello, KY 42633
  • /18

    $78,000

    • 2 Beds
    • 1 Bath
    • 728 Sq Ft

    1542 Kentucky 167, Monticello, KY 42633

    Charming and affordable! This 2-bedroom, 1-bath mobile home offers comfortable living just minutes from downtown Monticello. Enjoy a functional layout with a cozy living area and plenty of natural light throughout. Recent updates include a new roof, gutters, and downspouts installed in 2025, giving you peace of mind for years to come. A great opportunity for first-time buyers, downsizers, or

    Retina Duncan RE/MAX LakeTime Realty

    1542 Kentucky 167, Monticello, KY 42633
  • /8

    $20,900

    • Land
    • 5.1 Acres
    • $4,098 per Acre

    527 Shaw Valley Rd, Monticello, KY 42633

    5.10 +/- Currently has a dilapidated home that would need to be torn down. Power and water on property, septic on site exact location of septic unknown. Perfect building lot or set a mobile home. Quiet country living only minutes from town and amenities.

    Alec Quetone Cardinal Realty & Auction LLC

    527 Shaw Valley Rd, Monticello, KY 42633
  • /11

    $29,900

    • Land
    • 9.3 Acres
    • $3,215 per Acre

    2758 Zion Rd, Monticello, KY 42633

    Secluded 9.3-acre wooded property offering excellent potential for redevelopment or a private homesite. Located at the end of a long private driveway, this parcel provides peace, privacy, and a natural setting surrounded by mature trees. Existing house and outbuildings are in poor condition and need to be removed, giving you a clean slate for your vision. Ideal for a custom home, recreation,

    Alec Quetone Cardinal Realty & Auction LLC

    2758 Zion Rd, Monticello, KY 42633
  • /18

    $149,900

    • Land
    • 41.93 Acres
    • $3,575 per Acre

    424 Mitt Foster Rd, Monticello, KY 42633

    Escape to your own private retreat in the mountains of Wayne County, Kentucky! This stunning property boasts over 41 acres +\- of sprawling land, complete with a 20 x 20 unfinished cabin waiting for your personal touch. Additionally, you'll find two hunting blinds strategically placed for optimal hunting opportunities, as well as a hundred yards by approximately 30 yards food plot to attract game

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    424 Mitt Foster Rd, Monticello, KY 42633
  • /46

    $329,900

    • Land
    • 1.21 Acres
    • $272,645 per Acre

    1748 Old Mill Springs Rd, Monticello, KY 42633

    A once-in-a-lifetime opportunity to own one of Mill Springs' most historic and recognizable landmarks-known locally as Dunagan's Store sitting on 1.21 +/- Acres, originally constructed in 1890. This remarkable property has served the community for over a century as a post office, restaurant, retail shop, and ice cream parlor. The structure offers endless potential for continued commercial use or

    Dylan Jones Cardinal Realty & Auction LLC

    1748 Old Mill Springs Rd, Monticello, KY 42633
  • /9

    $89,900

    • 3 Beds
    • 1 Bath
    • 1,120 Sq Ft

    11508 Kentucky 90, Monticello, KY 42633

    This 3 bedroom 1 bath home sits on 1/2 acres +/- and has a 1 car detached garage. A great fixer upper. Close to Lake Cumberland, schools, shopping & hospitals. This homne has great potential whether a 1st time homebuyer, airbnb, or investment to remodel to flip or rent! Dont miss out, schedule your showing today!!

    Kathy Stearns Coldwell Banker Legacy Group

    11508 Kentucky 90, Monticello, KY 42633
  • /11

    $150,000

    • 3 Beds
    • 1 Bath
    • 1,120 Sq Ft

    28 Maple St, Monticello, KY 42633

    A rare find Move-In- Ready and only $150000 Plus three bedrooms. Lot is flat as a flitter and there is even a shed outback. If your looking for a quite neighborhood welcome home.

    Kenny Gumm Team Gumm Realty

    28 Maple St, Monticello, KY 42633
  • /40

    $195,000

    • 4 Beds
    • 2 Baths
    • 1,424 Sq Ft

    469 Mercer Dr, Monticello, KY 42633

    Welcome to this beautifully remodeled 4 bedroom, 2 bath brick home offering 1,424 sq. ft. of living space on a .30-acre lot +/-. Nestled in a well-established neighborhood, this property combines modern updates with classic comfort. Step inside to an open-concept kitchen and living room, perfect for gatherings and everyday living. Recent renovations include all new plumbing and thoughtful updates

    Isaiah Brake Re/Max Country Lakes

    469 Mercer Dr, Monticello, KY 42633
  • /8

    $21,900

    • Land
    • 2.01 Acres
    • $10,896 per Acre

    148 W Willow Point Rd Unit 148, Monticello, KY 42633

    2.01 Acres +/- building lot in Cumberland Shores subdivision. Gated community provides peace of mind for your new home. Perfect for a lake home, or retirement home. This property provides seclusion and privacy with mature woods to create your own slice of paradise. Close to town and amenities.

    Alec Quetone Cardinal Realty & Auction LLC

    148 W Willow Point Rd Unit 148, Monticello, KY 42633
  • /2

    $13,900

    • Land
    • 0.51 Acre
    • $27,255 per Acre

    432 Bears Way, Monticello, KY 42633

    This is a cleared property that is waiting for the perfect home to be built. Right outside city limits. Within a few short minutes to schools and shopping. Deed restriction: No dwelling house shall be with less than 1200 sq feet of finished heated floor space, excluding garage, carport and basement.

    Kendra Roark Weichert Realtors Ford Brothers, Inc.

    432 Bears Way, Monticello, KY 42633
  • /8

    $52,900

    • Land
    • 1.74 Acres
    • $30,402 per Acre

    225 Lynne Dr, Monticello, KY 42633

    Discover the perfect canvas for your dream home with these two adjoining building lots totaling 1.75 acres +\-(according to the PVA), ideally situated at 225 Lynne Drive in beautiful Monticello, Kentucky. Nestled just minutes from the breathtaking shores of Lake Cumberland, this property offers both the tranquility of nature and the convenience of nearby recreational activities. These spacious

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    225 Lynne Dr, Monticello, KY 42633
  • /77

    $449,000

    • 7 Beds
    • 1.5 Baths
    • 2,776 Sq Ft

    1066 Duncan Valley Rd, Monticello, KY 42633

    Due to no fault of its own, this property is back on the market. Really nice cattle farm with approximately 70 acres of pasture, 45 acres of woods, for a surveyed total of 115.49. Property has an excellent spring, with holding tanks that holds 1000 gallons. This water source is currently providing water for 3 houses and 4 cattle waterers around the property. Property also has about 45 acres

    H Allen Clark Access Realty & Auction

    1066 Duncan Valley Rd, Monticello, KY 42633
  • /20

    $144,000

    • 2 Beds
    • 1 Bath
    • 936 Sq Ft

    1034 Duncan Valley Rd, Monticello, KY 42633

    Due to no fault of its own, this property is back on the market. Looking for a property that is listed for less than $150,000, then this may be the property. The house is move in ready, features a wrap around porch that covers half of the house. Nice 2 vehicle detached garage that is currently being used as a workshop. Also attached to the garage is a stable with four stalls for

    H Allen Clark Access Realty & Auction

    1034 Duncan Valley Rd, Monticello, KY 42633
  • /11

    $22,490

    • Land
    • 0.79 Acre
    • $28,468 per Acre

    89 Cumberland Dr, Monticello, KY 42633

    Beautiful 3/4 acre lake view lot overlooking Lake Cumberland. It would be a great lot for a walkout basement home. It's a short hike to the lake, close to several ramps. Lots of privacy! No neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no livestock.

    Brad Bigelow CENTURY 21 Advantage Realty

    89 Cumberland Dr, Monticello, KY 42633
  • /17

    $239,900

    • 4 Beds
    • 2 Baths
    • 1,222 Sq Ft

    212 Virgil St, Monticello, KY 42633

    $5,000.00 Bonus Incentive offered at closing to an Awesome Buyer from Sellers !! Charming City Home with Stunning Renovations! Welcome to your dream home in the heart of the city! This beautifully renovated property is a must-see, offering a perfect blend of modern amenities and charming features. With 4 nice size bedrooms and 2 full bathrooms, there's ample space for everyone. The custom kitchen

    Darlene Anderson America Realty

    212 Virgil St, Monticello, KY 42633
  • /18

    $299,000

    0 Chestnut Grove Rd, Monticello, KY 42633

    Trail Riding, Hunting, Hiking, Timber, Cleared Land. This 156 Acre tract m/l could be used for multiple purposes. With an abundance of wildlife this could be your own private Hunter's Paradise. Property contains a logging road that connects up with miles of a vast trail system that can give you endless hours of satisfaction. Even though the timber was cut a few years ago, there appears to be

    H Allen Clark Access Realty & Auction

    0 Chestnut Grove Rd, Monticello, KY 42633
  • /50

    $137,900

    • 3 Beds
    • 2 Baths
    • 924 Sq Ft

    124 Bens Cliff Rd, Monticello, KY 42633

    For Sale: 2019 Mobile Home on 4.13 Acres - Monticello, KY Looking for privacy, nature, and the perfect place to start your mini farm or just enjoy secluded country living? This 2019 model mobile home offers 3 bedrooms, 2 bathrooms, and 924 sq. ft. of cozy living space, all set on 4.13 +/- acres per PVA. Property Features: • 3 Bedrooms, 2 Bathrooms - A well-designed layout with an

    Jason Bertram Weichert Realtors Ford Brothers, Inc.

    124 Bens Cliff Rd, Monticello, KY 42633
  • /8

    $60,000

    • Land
    • 3.35 Acres
    • $17,910 per Acre

    Lot 84,85,86 Sandstone Point Trail, Monticello, KY 42633

    3 lots in gated community with underground utilities

    Kenny Gumm Team Gumm Realty

    Lot 84,85,86 Sandstone Point Trail, Monticello, KY 42633
  • /86

    $395,000

    • 3 Beds
    • 3 Baths
    • 3,402 Sq Ft

    607 Old Lock 21 Rd, Monticello, KY 42633

    Spacious 3 bedroom, 3 bath Home with lake view and boat slip. Located on a scenic road with views of Lake Cumberland, this property offers a relaxing setting for daily living and entertaining. The large master suite is on the main floor, and wrap-around decks provide lake views from multiple rooms including the Master Bedroom, living room and Kitchen. With approximately 3,400 square feet of

    Barry Cooper Re/Max Country Lakes

    607 Old Lock 21 Rd, Monticello, KY 42633
  • /5

    $60,000

    • Land
    • 3.5 Acres
    • $17,143 per Acre

    Lot 87,88,89 Sandstone Point Trail, Monticello, KY 42633

    Lots 87,88 and 89 sandstone point Subdv underground utilities in place

    Kenny Gumm Team Gumm Realty

    Lot 87,88,89 Sandstone Point Trail, Monticello, KY 42633
  • /23

    $110,000

    • 2 Beds
    • 1 Bath
    • 771 Sq Ft

    755 Slip Rock Canyon Rd, Monticello, KY 42633

    Approximately 5.75 acres nestled in the country near the scenic Little South Fork Creek, this property offers peace, privacy, and natural beauty. The land features a cozy cabin that's ready to move into, complete with all furniture included (except for a few personal items). A classic barn and additional outbuilding provide plenty of space for storage, hobbies, or livestock. Surrounded by rolling

    Ronald Shaw Weichert Realtors Ford Brothers, Inc.

    755 Slip Rock Canyon Rd, Monticello, KY 42633

Showing Results 1 - 40, Page 1 of 4

Frequently Asked Questions

What is the average home price in Monticello, KY?
Homes for sale in Monticello, KY have an average home price of $240,381.
How many homes have sold over the last 12 months in Monticello, KY?
39 homes have sold in Monticello, KY over the last 12 months.
What are the most popular zip codes in Monticello, KY?
The most popular zip codes in Monticello, KY include 42633, 42603, 42544, 42642 and 42602.
How much do you need to make to afford a house in Monticello?
The median home price in Monticello is $217,450. If you put a 20% down payment of $43,500 and had a 30-year fixed mortgage with an interest rate of 6.24%, your estimated principal and interest payment would be $1,070 a month plus property taxes, HOA fees, home insurance, PMI, and utilities. Using the 28% rule, you would need to make at least $46K a year to afford the median home price in Monticello. Learn how much home you can afford with our Home Affordability Calculator.
How are the schools in Monticello, KY?
Monticello, KY has highly rated public and private schools. Some of the best schools in Monticello based on Niche Grades are Bell Elementary School, Walker Early Learning Center and Wayne County High School. Browse all the schools in Monticello, KY to learn more.

Home Trends in Monticello, KY

Housing Trends

Median Sale Price
$185,500
Median Single Family Sale Price
$189,900
Median Townhouse Sale Price
$207,500
Median 2 Bedroom Sale Price
$114,000
Average Price Per Sq Ft
$120
Number of Homes for Sale
17
Last 12 months Home Sales
39
Months of Supply
5.20
Median List Price
$217,450
Median Change From 1st List Price
8%
Median Home Sale Price YoY Change
9%
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