Monticello, KY Homes for Sale under $200,000

Welcome to 98 Eads Street in Monticello, KY! This charming brick ranch offers 3 bedrooms, 1 full bath, and 1,248 square feet of comfortable living space. Inside, you'll find a fresh mix of brand-new LVP flooring and new carpet, giving the home a clean, updated feel throughout. A brand new mini split system provides efficient heating and cooling year-round. Conveniently located downtown, this home

Colton Flynn Keller Williams Commonwealth - Somerset

Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim as well as new doors. Large bathroom with new vanity, faucet, and

Bruce Phillips Access Realty & Auction

Welcome to this beautifully maintained 2-bedroom, 1-bath home that combines comfort, style, and convenience. Step inside to find warm hardwood floors and a bright, inviting living space. The kitchen features sleek stainless steel appliances and plenty of functionality for everyday living or entertaining. Outside, enjoy a spacious back deck perfect for relaxing or hosting guests. The property

HG Hickey III No Wake Real Estate

Looking for an affordable home, then look at this newly remodeled home that is in the city limits of Monticello. Home is located close to downtown, Monticello/Wayne County Park, schools, shopping & medical. Home has new paint throughout, new flooring, new kitchen cabinets & countertops, new appliances, new lights and new trim, paint, new door and window on front. Bathroom with new vanity, faucet,

Bruce Phillips Access Realty & Auction

This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the

HG Hickey III No Wake Real Estate

Welcome to your perfect Lake Cumberland getaway, located minutes from the boat ramps and marina at Conley Bottom Resort! Whether you're searching for a vacation home, weekend retreat, or investment opportunity, this charming property offers the ideal blend of comfort, convenience, and income potential. Its peaceful country setting provides privacy and relaxation while still being just minutes

HG Hickey III No Wake Real Estate

3BR/1BA Home Near Beaver Creek Marina - Investor Opportunity Located just 3 miles from Beaver Creek Marina, this 3-bedroom, 1-bath home sits on a 1-acre lot and offers incredible potential for the right buyer. Featuring durable stone siding and a detached garage, this property is the perfect fixer-upper for investors, flippers, or anyone looking to create their own lake-area getaway. With its

The Millie - Millie Weaver Keller Williams Bluegrass Realty - Lake Cumberland

Check on this home which is super-convenient to the lake!! If you're looking for a vacation home or a lake getaway, this is it!! There is a public boat ramp less than 1/2 mile from the home!! It is a 3 bdr, 2 ba, manufactured home with a half-wrap porch and an office/bonus room. It's also conveniently located about 5 miles from Conley Bottom Marina. Selling as-is but all inspections are welcome.

Karen Scalf Weichert Realtors Ford Brothers, Inc.

Located at 1544 Kelsey Road in Monticello, KY, this 1.5 story home offers 3 bedrooms and 1 full bath on just over 1 acre of land. The property includes a detached two-car garage and multiple storage buildings, providing ample space for vehicles, equipment, or additional storage needs. The home is situated in a quiet rural setting, offering privacy while still being conveniently located

Jason Bertram Weichert Realtors Ford Brothers, Inc.

PRICE IMPROVED! Don't miss this opportunity to own a wonderful in-town 3 bedroom Bedford Stone home offering lots of comfortable living space all on one level. Situated on three corner lots totaling .51 acres, this property provides ample outdoor room for recreation or future expansion. You'll love the oversized 1,024 sq ft detached garage with carport, perfect for parking, storage, or hobbies.

Nelson Weaver Lake Cumberland Real Estate Professionals

This three-bedroom, one-bath gem is nestled in a desirable neighborhood on the outskirts of Monticello. Immaculately maintained, this home boasts a perfect blend of modern comfort and rustic charm. Enjoy year-round coziness with central heating and air conditioning, complemented by a reliable propane gas backup system (with an owned propane tank for added peace of mind). Step outside to discover

TJ Stearns United Country - Lakes and Land Realty

19.09 Acres of unrestricted wooded land on Lake Cumberland. Located on a quiet, rural road with stunning lake views, it provides walking access to the water. With a current survey, this property has around 940 feet of Lake Frontage adjoining the Army Corps of Engineers, and 174.90 feet of road frontage on Harmon Creek Road. A Perfect location for building your dream lake retreat or exploring

Barry Cooper Re/Max Country Lakes

This beautiful property offers a charming home set in a peaceful country setting with plenty of features to enjoy. The property includes a barn and silo, along with an additional property hookup that already has septic, water, and electric connections in place. The home sits on a permanent block foundation and has been updated with a new roof, new facias, gutters, and vinyl siding, adding both

Mary Dotson CENTURY 21 Advantage Realty

Located in Monticello, Ky on the edge of Lake Cumberland, is this beautiful 10.17 acres with NO RESTRICTIONS! Only 15 minutes away from Beaver Creek Marina! The developer has already installed underground water and electric right to the property! You would own nearly 600' of shoreline that touches the ''Corp of Engineers''. With minimal clearing efforts, you could have an absolutely breathtaking

Drew Patton Weichert Realtors Ford Brothers, Inc.

LOCATION! SPACE! VALUE! Don't miss this awesome opportunity at 565 Bell Lane in Monticello, KY! This 3-bedroom, 2-bath home sits on a .46-acre lot and offers the perfect mix of convenience and functionality. You'll love the detached garage—ideal for parking, hobbies, or a workshop—plus an additional storage shed for all your extras. Enjoy the peace of a quiet setting while being just minutes from

Jason Bertram Weichert Realtors Ford Brothers, Inc.

Tucked away just minutes from beautiful Lake Cumberland, this charming A-frame home offers the perfect blend of cozy retreat and smart investment opportunity, boasting over 1,700+/- square feet of inviting living space. With its distinctive architecture and warm character, this property is ideal as a vacation getaway, short-term rental, or year-round residence. The home features a durable metal

HG Hickey III No Wake Real Estate

Perfect Vacation Getaway - Fully Furnished & Ready to Enjoy! Welcome to your ideal lakeside escape! This charming 2-bedroom, 1-bath home is fully furnished and move-in ready, located on a quiet dead-end street for ultimate peace and privacy. Sitting on a desirable corner lot, this property is just minutes from Safe Harbor Beaver Creek Boat Ramp—less than a mile away—making it perfect for boating

Monica Reardon Godby Realty & Auction

16.57 acres of secluded land featuring an off-the-grid cabin and a 24x30 detached garage to store side by sides, tractors and any other toys. A great setup for hunting with plenty of wildlife, riding 4-wheelers, or just getting away from it all. The cabin is wired for generator use, giving you a functional base camp while staying off the grid. The property includes a pond and three natural

Tod Bertram Weichert Realtors Ford Brothers, Inc.

Charming New Construction in Town. Built in 2024, this newly constructed 2-bedroom, 1-bath home offers modern convenience and thoughtful design. Located within the city limits, it provides easy access to shopping, dining, and local amenities—all within walking distance. The property features ample parking, a nice storage shed, and a low-maintenance lot, making it an excellent choice for anyone

Millie King Weaver Keller Williams Bluegrass Realty - Lake Cumberland

Welcome to your private retreat in the heart of the Green Ford Community of Wayne County! Nestled on approximately 4.5 surveyed acres and surrounded by the natural beauty of the mountains, this charming cabin offers the perfect blend of seclusion and outdoor adventure. Nature lovers will appreciate the unbeatable location—just a short walk to the Little South Fork River and easy access to

Tod Bertram Weichert Realtors Ford Brothers, Inc.

PRCE DROP!!!! Step onto the front porch and take in the scenic views with a morning cup of coffee or evening sweet tea break. The kind of view that kick starts the morning or ending to a pleasant evening. This property is tucked away off the main road on gentle country gravel road away from the hustle and bustle of the day. This location is perfect as you are just minutes away from all the

Lisa Cooper Re/Max Country Lakes

Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a

HG Hickey III No Wake Real Estate