Monticello, KY Homes for Sale under $200,000

• 

  

  

  /47

  $165,000

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  16 E High St, Monticello, KY 42633

  Fantastic investment opportunity in the heart of Monticello, KY! This unique property features two move-in-ready manufactured homes on one property, offering endless possibilities for investors or owner-occupants. The primary home offers 3 bedrooms, 2 bathrooms, and 924± sq. ft., while the second home features 2 bedrooms, 1 bathroom, and 728± sq. ft. Perfect for investors looking to add two

  Dylan Jones Re/Max Country Lakes

  16 E High St, Monticello, KY 42633
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  /2

  $10,000

  $5K PRICE DROP

  • Land
  • 40,510 Sq Ft
  • $10,753 per Acre

  228 Griffin Hill Rd, Monticello, KY 42633

  Ronald Shaw Weichert Realtors Ford Brothers, Inc.

  228 Griffin Hill Rd, Monticello, KY 42633
• 

  

  

  /12

  $59,900

  • Land
  • 9.9 Acres
  • $6,051 per Acre

  4813 Brammer Hill Ridge Rd, Monticello, KY 42633

  Escape to your own private retreat with this beautiful 10-acre wooded property offering the perfect blend of seclusion, recreation, and potential. Whether you're looking to build your dream home, set up a manufactured home, park a camper, or create the ultimate weekend getaway, this property is ready for you. A newly installed driveway provides easy access to a cleared homesite, saving you time

  Alec Quetone Lake Cumberland Real Estate Professionals

  4813 Brammer Hill Ridge Rd, Monticello, KY 42633
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  /54

  $169,999

  Open Tue 4PM - 6PM $5K PRICE DROP

  • 3 Beds
  • 1.5 Baths
  • 1,456 Sq Ft

  183 Vine St, Monticello, KY 42633

  Welcome to 183 Vine St, located in the heart of downtown Monticello! Marrying comfort and convenience, this home offers an expansive living area and kitchen, three bedrooms, one and a half bathrooms, a den or formal dining space, a large fenced in yard with a fire pit, perfect for entertaining, and easy accessibility to downtown amenities. This one won't last long! Call today for your private

  Alexandria Hicks Lotus Realty, LLC

  183 Vine St, Monticello, KY 42633
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  /24

  $20,000

  $5K PRICE DROP

  • Land
  • 1 Acre
  • $20,000 per Acre

  Lot 14&15 Gracewood Dr, Monticello, KY 42633

  "Don't miss this beautiful 1 acre property featuring Lots 14 & 15 in a desirable Lake Cumberland community! Located less than 3 miles from the boat ramp and just minutes from Ramsey Point, this property offers a great combination of privacy, beautiful views, and convenience. Whether you're looking to build your dream home, vacation getaway, or investment property, this affordable tract at only

  Jeff Sims Keller Williams Commonwealth - Somerset

  Lot 14&15 Gracewood Dr, Monticello, KY 42633
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  /7

  $29,500

  • Land
  • 3.01 Acres
  • $9,801 per Acre

  1926 Greenbriar Rd, Monticello, KY 42633

  If you've been looking for Acreage to build your dream home on, then check out this 3.01 Acre Tract, located in the very desirable Greenbriar Road Community of Wayne County. The multiple lot features include: Nearly 1 acre cleared, gently sloping, hilly, rolling slope and some woods. There has been a Perc Test and the lot has been approved for a septic system on the building site. All utilities,

  Lisa Lowe Re/Max Country Lakes

  1926 Greenbriar Rd, Monticello, KY 42633
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  /6

  $20,900

  • Land
  • 2.36 Acres
  • $8,856 per Acre

  200 Upchurch Dr, Monticello, KY 42633

  2+ Acre Secluded Property Within City Limits A rare find within city limits-this 2.36-acre wooded property offers seclusion, space, and convenience all in one. Enjoy the privacy of a natural setting while still benefiting from city access and services. With road frontage and a peaceful wooded landscape, this property is perfect for building your dream home or creating a private escape without

  Alec Quetone Lake Cumberland Real Estate Professionals

  200 Upchurch Dr, Monticello, KY 42633
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  /11

  $29,900

  • Land
  • 25,264 Sq Ft
  • $51,552 per Acre

  Lot 10 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 10 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
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  /3

  $16,000

  • Land
  • 2.1 Acres
  • $7,619 per Acre

  133 W Willow Point Rd Unit 133, Monticello, KY 42633

  Discover the perfect canvas for your dream getaway on this peaceful 2.1-acre parcel nestled on a scenic hilltop within a gated community. Partially cleared and ready for your vision, this remote lot offers the rare combination of seclusion and convenience with electric and water already available at the site. Underground utilities and low property taxes enhance the living experience. Enjoy the

  Cheryl Harney Keller Williams Commonwealth - Somerset

  133 W Willow Point Rd Unit 133, Monticello, KY 42633
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  /3

  $5,000

  • Land
  • 15,550 Sq Ft
  • $14,006 per Acre

  98 Dogwood Trail, Monticello, KY 42633

  Bring your vision to 98 Dogwood Trail! This approximately 0.357-acre unimproved lot on the Nancy side of Wayne County offers a blank canvas for your next home or property project. The lot backs up to the Corps of Engineers property, providing a natural wooded backdrop and added privacy. Lightly wooded with a gentle decline toward the property line, the property offers a natural setting with

  Isaiah Brake Re/Max Country Lakes

  98 Dogwood Trail, Monticello, KY 42633
• 

  

  /20

  $119,900

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 880 Sq Ft

  12 Maple St, Monticello, KY 42633

  Charming and affordable vinyl home on one level with features that include a spacious Living Room, Eat-in kitchen with dining area, 2 bedrooms, Full bath has tub/shower combo, and a Laundry Room. All appliances convey with the property including refrigerator, self-cleaning range, washer and dryer. The property is situated on a 0.16 corner lot, and has a nice level back yard perfect for growing a

  Lisa Lowe Re/Max Country Lakes

  12 Maple St, Monticello, KY 42633
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  /8

  $64,200

  • Land
  • 6.9 Acres
  • $9,304 per Acre

  110 Cr-1476, Monticello, KY 42633

  Escape to the beauty of Lake Cumberland with this exceptional 6.9 acre mountainside property offering privacy, breathtaking natural surroundings, and outside development potential. A level building site with a concrete pad is already in place, and electric, water, and septic hookups are available, making it ready for your camper, vacation cabin, dream home, or permanent residence. Conveniently

  Denver Eaton Re/Max Country Lakes

  110 Cr-1476, Monticello, KY 42633
• 

  

  /23

  $78,000

  $7K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 964 Sq Ft

  517 Kelsey Rd, Monticello, KY 42633

  BACK ON THE MARKET - DUE TO NO FAULT OF THIS COZY LITTLE BIT OF PARADISE- DON'T MISS OUT ON THE OPPORTUNITY TO CALL THIS QUAINT & COZY PROPERTY HOME This is a rural 3-bedroom, 1-bathroom property featuring two covered porches, a storage shed, and a 30-amp RV hookup. It offers a quiet, country setting designed for a slow and relaxing pace of life.Property FeaturesLayout: 3 bedrooms and 1

  Lisa Cooper Re/Max Country Lakes

  517 Kelsey Rd, Monticello, KY 42633
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  /12

  $29,900

  • Land
  • 25,264 Sq Ft
  • $51,552 per Acre

  Lot 11 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 11 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
• 

  

  /11

  $26,900

  • Land
  • 25,264 Sq Ft
  • $46,379 per Acre

  Lot 9 Phase 2 Stearns Hollow Rd, Monticello, KY 42633

  Discover the perfect blend of freedom, convenience, and outdoor recreation with this exceptional unrestricted lot just 2 miles from Safe Harbor Beaver Creek on beautiful Lake Cumberland. Ideally located near one of the area's most popular marinas known for its access to countless coves, boating, and water activities, this property offers endless possibilities whether you're looking for a weekend

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  Lot 9 Phase 2 Stearns Hollow Rd, Monticello, KY 42633
• 

  

  /5

  $19,900

  • Land
  • 1.46 Acres
  • $13,630 per Acre

  22 Cumberland Crossing, Monticello, KY 42633

  Spacious, almost an acre and a half lot. If you enjoy hiking, it is a short hike down to the lake. Plus it is close to several ramps for easy lake access. Lots of privacy! Few neighbors, underground utilities and a low tax rate make this a highly desirable property. Think Gatlinburg without the crowds!! Restrictions are minor, 1500 sq ft minimum- no mobile homes or campers, no junk cars, no

  Brad Bigelow CENTURY 21 Advantage Realty

  22 Cumberland Crossing, Monticello, KY 42633
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  /29

  $28,000

  $7K PRICE DROP

  • Land
  • 1.72 Acres
  • $16,279 per Acre

  61 Brittany Dr, Monticello, KY 42633

  Buildable Lots Near Lake Cumberland - Multiple Options!Located just minutes from Lake Cumberland and Ramsey's Point boat ramp, these prime lots offer the ideal location for your lake home or investment property. Choose from three different lot sizes with flexible purchase options to suit your needs. Enjoy quick access to boating, fishing, and outdoor recreation in one of Kentucky's most

  Brandon Davis No Wake Real Estate

  61 Brittany Dr, Monticello, KY 42633
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  /13

  $29,000

  • Land
  • 37,461 Sq Ft
  • $33,721 per Acre

  1843 Kentucky 2393 Unit 27, Monticello, KY 42633

  Wake Shore Estates is a newly developed lake community nestled on Highway 2393 (Cumberland Ridge Road) in Monticello. This exclusive neighborhood offers lightly restricted lots, making it an ideal location for your dream barndominium or lake home. Positioned just minutes from Conley Bottom Resort, New Fall Creek Campground, and multiple boat ramps, Wake Shore Estates provides the perfect blend of

  HG Hickey III No Wake Real Estate

  1843 Kentucky 2393 Unit 27, Monticello, KY 42633
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  /10

  $35,000

  $5K PRICE DROP

  • Land
  • 36,590 Sq Ft
  • $41,667 per Acre

  57 Cumberland Shores, Monticello, KY 42633

  Your Serene Lakefront Escape Awaits at Cumberland Shores on Lake Cumberland.Escape to the tranquility of Cumberland Shores, a hidden gem nestled just north of Monticello, KY. Situated in a gated community overlooking the picturesque lake, this exclusive property offers the perfect canvas for your dream vacation home or future retirement retreat. Build Your Custom Lakefront Sanctuary: With a

  Brad Bigelow CENTURY 21 Advantage Realty

  57 Cumberland Shores, Monticello, KY 42633
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  /6

  $59,000

  • Land
  • 37,897 Sq Ft
  • $67,816 per Acre

  139 W Willow Point Rd, Monticello, KY 42633

  Lisa Cooper Re/Max Country Lakes

  139 W Willow Point Rd, Monticello, KY 42633
• 

  

  /27

  $125,000

  $4K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,456 Sq Ft

  1015 Old Fall Creek Rd, Monticello, KY 42633

  Discover the potential in this 1456 sq ft +/- double wide home on a permanent foundation, perfectly situated in a highly desirable location just minutes from Old Fall Creek Boat Ramp and Conley Bottom Resort. Featuring 3 bedrooms and 2 full baths, this property offers a spacious layout ready to be transformed into your ideal getaway or income-producing investment. Enjoy outdoor living with a

  HG Hickey III No Wake Real Estate

  1015 Old Fall Creek Rd, Monticello, KY 42633
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  /6

  $19,900

  • Land
  • 1.51 Acres
  • $13,179 per Acre

  Lot 63 Sandstone Point, Monticello, KY 42633

  Stunning 1.51 acre building lot in Sandstone Point a gated community 10 miles north of Monticello, KY. You should be able to get a lake view with some clearing. It would be a great spot for a cabin with a walkout lower level or crawlspace. Some basic restrictions to protect your investment. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. 1400 sq ft

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 63 Sandstone Point, Monticello, KY 42633
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  /9

  $139,000

  • Land
  • 1.7 Acres
  • $81,765 per Acre

  000 Surrey Hill Rd, Monticello, KY 42633

  Position your next investment for success with this exceptional 1.7+/- acre commercial lot, conveniently located just off the highly traveled intersection of KY Highway 90 and KY Highway 92. Offering excellent visibility and steady traffic flow, this unrestricted property provides endless development opportunities. Whether you're planning apartments, retail space, office buildings, mixed-use

  HG Hickey III No Wake Real Estate

  000 Surrey Hill Rd, Monticello, KY 42633
• 

  

  /29

  $180,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,447 Sq Ft

  10113 E Highway 92, Monticello, KY 42633

  This 3 bedroom, 2 bath brick home is located in a beautiful rural setting in Wayne County and offers an affordable opportunity for the right buyer. The home features approximately 1,447 sq ft of living space, a full unfinished basement, attached 1.5 -car garage, covered front porch, rear deck, fireplace, and poured concrete foundation. With its brick exterior, full basement, garage, and peaceful

  Isaiah Brake Re/Max Country Lakes

  10113 E Highway 92, Monticello, KY 42633
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  /7

  $8,450

  $1K PRICE DROP

  • Land
  • 1.81 Acres
  • $4,669 per Acre

  Lot 76 Sandstone Point Trail, Monticello, KY 42633

  Great 1.81 acre building lot in Sandstone Point a gated community 10 miles north of Monticello, KY. You should be able to get a lake view with some clearing. It would be a great spot for a cabin with a walkout lower level or crawlspace. Some basic restrictions to protect your investment. The resort is mostly being done in cottage/cabin styles for residential or vacation rentals. 1400 sq ft

  Brad Bigelow CENTURY 21 Advantage Realty

  Lot 76 Sandstone Point Trail, Monticello, KY 42633
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  /10

  $49,900

  • Land
  • 2.17 Acres
  • $22,995 per Acre

  Lot 90 Sandstone Point Trail, Monticello, KY 42633

  Welcome to Sandstone Point, a private gated community that is mere minutes away from the waters of Lake Cumberland. This 2.17 acre tract offers privacy and flexibility, with zero restrictions holding you back from creating your forever dream home. The parcel, comprised of Lot 90 & 91, offers a lake view at the peak of the property and is located a short 7 miles drive from Safe Harbor Beaver Creek

  Morgan Harris Lake Cumberland Real Estate Professionals

  Lot 90 Sandstone Point Trail, Monticello, KY 42633
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  /32

  $190,000

  • 3 Beds
  • 1.5 Baths
  • 1,470 Sq Ft

  53 Pine St, Monticello, KY 42633

  Looking for a move-in ready home close to beautiful Lake Cumberland? This one is ready to welcome you! This spacious brick home features 3 bedrooms, 1.5 baths, and plenty of room to spread out and enjoy! The updated kitchen is ready for everything from quick weeknight dinners to entertaining family and friends, while the large sunroom gives you even more space to relax, gather, or enjoy your

  Jackie Willis Denton EXIT REALTY BLUEGRASS

  53 Pine St, Monticello, KY 42633
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  /11

  $55,000

  $5K PRICE DROP

  403 Ridgewood Ave, Monticello, KY 42633

  Investors special! This property is an excellent opportunity to add to your rental portfolio or take on as your next investment project. The home features a brand-new roof installed in 2026, providing a major improvement already completed. The current owners have removed all the old fixtures and cleared the way for a fresh start! Bring your vision and tools to transform this 2 bedroom, 1

  Morgan Harris Lake Cumberland Real Estate Professionals

  403 Ridgewood Ave, Monticello, KY 42633
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  /7

  $20,500

  • Land
  • 26,136 Sq Ft
  • $34,167 per Acre

  42 Village Point Ln, Monticello, KY 42633

  Welcome to Cumberland Shores, a peaceful gated community located in Monticello, KY, offering beautiful views and the perfect setting for your future lake home. This property gives you the opportunity to build a custom retreat where you can enjoy the quiet surroundings and the beauty of Lake Cumberland. This lot is ideal for a cozy vacation home, weekend getaway, or future retirement retreat. A

  Isaiah Brake Re/Max Country Lakes

  42 Village Point Ln, Monticello, KY 42633
• 

  

  /9

  $57,900

  $8K PRICE DROP

  • Land
  • 23,086 Sq Ft
  • $109,245 per Acre

  5 Lighthouse Rd, Monticello, KY 42633

  This 0.53-acre beauty is just a 3.6-mile zip from Conley Bottom Marina, so you'll be lakeside in no time. It's got all the hookups: Water, electric, and septic are already set up. Once home to a tiny house, now it's an open invitation for your RV, your cabin, or whatever you're dreaming up. Your next adventure starts right here, just bring the vision, and the lot's ready to roll!!

  Denver Eaton Re/Max Country Lakes

  5 Lighthouse Rd, Monticello, KY 42633
• 

  

  /12

  $6,500

  $19K PRICE DROP

  • Land
  • 33,105 Sq Ft
  • $8,553 per Acre

  Lot 95 Sandstone Point Trail, Monticello, KY 42633

  Build your dream home on this .76-acre lot in Sandstone Point, a gated community just 5 miles from Beaver Creek Marina. Community guidelines include a minimum 1,400 sq ft home size, no mobile homes or doublewides, and barndominiums with approval.Enjoy underground utilities, electric and water access, and a septic system to be installed when you build. The neighborhood offers a peaceful,

  Colton Flynn Keller Williams Commonwealth - Somerset

  Lot 95 Sandstone Point Trail, Monticello, KY 42633
• 

  

  /6

  $79,900

  • Land
  • 1.5 Acres
  • $53,267 per Acre

  2693 Highway 90 Unit Monticello, Monticello, KY 42633

  This is a beautiful building lot. This is a corner of a family farm and the first time ever to go on the market. A beautiful home could be built there or a small business. City water is available to the property, but sewer is located across HWY 90. It can be accessed at buyer's expense. Electricity is available. Access across easement from state will be given. A survey is attached to this

  Ruth Ann Bowen Bowen Realty Real Estate Services

  2693 Highway 90 Unit Monticello, Monticello, KY 42633
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  /6

  $29,000

  • Land
  • 24,829 Sq Ft
  • $50,877 per Acre

  3 Clear Sky Way, Monticello, KY 42633

  Great opportunity with this ½ acre lot conveniently located just off Hwy 90 in Monticello, only minutes from Somerset. This property offers excellent potential for either residential or commercial use, making it a versatile investment. Water and electric are available along the road, making it easier to start building your home, business, or rental property. The location provides quick access

  Tod Bertram Weichert Realtors Ford Brothers, Inc.

  3 Clear Sky Way, Monticello, KY 42633

Showing Results 81 - 113, Page 3 of 3